Firstbank Mortgage Lending & HMDA Data, 2025
In 2025, Firstbank of Nashville, TN reported 18,746 mortgage applications totaling $3.8 billion, down 11% from 2024. The average application was for $202,141, and applicants reported an average income of $106,846. 38% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (2,192), Birmingham-Hoover, AL (1,033) and Chattanooga, TN-GA (780) (applications in parentheses).
| Mortgage Company & Address | Firstbank 1221 Broadway Suite 1300 Nashville, TN 37203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,746 |
| Total Mortgage Loan Application Amount | $3,789,350,000 |
| Average Mortgage Loan Application Amount | $202,141 |
| Highest Mortgage Loan Application Amount | $18,985,000 |
| Average Applicant Income | $106,846 |
| Highest Applicant Income | $5,131,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Firstbank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 8,475 | $ 1,238,065,000 | $ 146,084 | $ 81,496 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2,192 | $ 877,350,000 | $ 400,250 | $ 185,000 |
| Birmingham-Hoover, AL | 1,033 | $ 236,955,000 | $ 229,385 | $ 121,000 |
| Chattanooga, TN-GA | 780 | $ 236,940,000 | $ 303,769 | $ 148,566 |
| Houston-The Woodlands-Sugar Land, TX | 496 | $ 65,110,000 | $ 131,270 | $ 85,000 |
| Huntsville, AL | 469 | $ 123,855,000 | $ 264,083 | $ 124,000 |
| Knoxville, TN | 375 | $ 109,315,000 | $ 291,506 | $ 141,000 |
| Jackson, TN | 224 | $ 45,280,000 | $ 202,142 | $ 128,000 |
| Tuscaloosa, AL | 217 | $ 45,265,000 | $ 208,594 | $ 115,000 |
| Jackson, MS | 215 | $ 17,925,000 | $ 83,372 | $ 59,000 |
| Daphne-Fairhope-Foley, AL | 212 | $ 57,710,000 | $ 272,216 | $ 140,000 |
| Dalton, GA | 197 | $ 42,295,000 | $ 214,695 | $ 114,000 |
| Atlanta-Sandy Springs-Roswell, GA | 183 | $ 57,905,000 | $ 316,420 | $ 163,000 |
| Mobile, AL | 125 | $ 17,285,000 | $ 138,280 | $ 79,000 |
| Warren-Troy-Farmington Hills, MI | 123 | $ 7,745,000 | $ 62,967 | $ 209,000 |
| Morristown, TN | 114 | $ 25,920,000 | $ 227,368 | $ 100,000 |
| Montgomery, AL | 113 | $ 19,235,000 | $ 170,221 | $ 86,000 |
| San Antonio-New Braunfels, TX | 112 | $ 13,140,000 | $ 117,321 | $ 66,000 |
| Cleveland, TN | 105 | $ 26,005,000 | $ 247,666 | $ 108,000 |
| Austin-Round Rock, TX | 103 | $ 13,695,000 | $ 132,961 | $ 86,000 |
| Columbus, GA-AL | 103 | $ 29,565,000 | $ 287,038 | $ 273,834 |
| Marietta, GA | 102 | $ 26,820,000 | $ 262,941 | $ 176,000 |
| Memphis, TN-MS-AR | 102 | $ 16,260,000 | $ 159,411 | $ 88,372 |
| Beaumont-Port Arthur, TX | 100 | $ 9,930,000 | $ 99,300 | $ 74,000 |
| Dallas-Plano-Irving, TX | 94 | $ 18,580,000 | $ 197,659 | $ 79,000 |
| Bowling Green, KY | 85 | $ 23,185,000 | $ 272,764 | $ 127,000 |
| Anniston-Oxford-Jacksonville, AL | 79 | $ 9,455,000 | $ 119,683 | $ 67,000 |
| Clarksville, TN-KY | 75 | $ 15,815,000 | $ 210,866 | $ 100,453 |
| Auburn-Opelika, AL | 68 | $ 35,760,000 | $ 525,882 | $ 129,000 |
| Dothan, AL | 64 | $ 9,960,000 | $ 155,625 | $ 71,000 |
| Huntington-Ashland, WV-KY-OH | 62 | $ 7,310,000 | $ 117,903 | $ 71,000 |
| Killeen-Temple, TX | 62 | $ 5,530,000 | $ 89,193 | $ 69,000 |
| Corpus Christi, TX | 59 | $ 7,125,000 | $ 120,762 | $ 78,000 |
| Gulfport-Biloxi-Pascagoula, MS | 58 | $ 9,840,000 | $ 169,655 | $ 110,000 |
| Kansas City, MO-KS | 57 | $ 5,825,000 | $ 102,192 | $ 110,842 |
| Fort Worth-Arlington, TX | 55 | $ 4,735,000 | $ 86,090 | $ 57,000 |
| Tyler, TX | 54 | $ 5,640,000 | $ 104,444 | $ 68,000 |
| Florence-Muscle Shoals, AL | 53 | $ 12,825,000 | $ 241,981 | $ 98,000 |
| Pensacola-Ferry Pass-Brent, FL | 49 | $ 14,565,000 | $ 297,244 | $ 122,000 |
| Longview, TX | 48 | $ 5,210,000 | $ 108,541 | $ 85,000 |
| Decatur, AL | 46 | $ 7,550,000 | $ 164,130 | $ 94,000 |
| College Station-Bryan, TX | 42 | $ 4,170,000 | $ 99,285 | $ 72,000 |
| Indianapolis-Carmel-Anderson, IN | 42 | $ 2,700,000 | $ 64,285 | $ 294,000 |
| Hattiesburg, MS | 40 | $ 4,070,000 | $ 101,750 | $ 70,000 |
| Cincinnati, OH-KY-IN | 38 | $ 3,290,000 | $ 86,578 | $ 93,270 |
| Texarkana, TX-AR | 37 | $ 4,325,000 | $ 116,891 | $ 63,000 |
| Grand Rapids-Wyoming, MI | 36 | $ 2,930,000 | $ 81,388 | $ 236,000 |
| Gadsden, AL | 35 | $ 6,425,000 | $ 183,571 | $ 86,000 |
| Laredo, TX | 33 | $ 3,365,000 | $ 101,969 | $ 67,000 |
| Phoenix-Mesa-Scottsdale, AZ | 32 | $ 7,750,000 | $ 242,187 | $ 337,000 |
| Detroit-Dearborn-Livonia, MI | 29 | $ 1,875,000 | $ 64,655 | $ 157,000 |
| Odessa, TX | 29 | $ 3,415,000 | $ 117,758 | $ 72,000 |
| Midland, TX | 28 | $ 3,490,000 | $ 124,642 | $ 89,000 |
| Louisville/Jefferson County, KY-IN | 26 | $ 2,540,000 | $ 97,692 | $ 81,000 |
| Victoria, TX | 26 | $ 3,150,000 | $ 121,153 | $ 79,000 |
| Kingsport-Bristol-Bristol, TN-VA | 25 | $ 5,045,000 | $ 201,800 | $ 98,000 |
| Macon-Bibb County, GA | 25 | $ 5,305,000 | $ 212,200 | $ 87,000 |
| Lansing-East Lansing, MI | 24 | $ 1,820,000 | $ 75,833 | $ 0 |
| Rome, GA | 23 | $ 3,075,000 | $ 133,695 | $ 66,000 |
| Cleveland, OH | 21 | $ 1,745,000 | $ 83,095 | $ 161,000 |
| Panama City, FL | 21 | $ 11,375,000 | $ 541,666 | $ 93,000 |
| Flint, MI | 20 | $ 820,000 | $ 41,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 20 | $ 2,300,000 | $ 115,000 | $ 79,000 |
| St. Louis, MO-IL | 20 | $ 1,280,000 | $ 64,000 | $ 82,000 |
| Traverse City, MI | 20 | $ 900,000 | $ 45,000 | $ 0 |
| Gainesville, FL | 19 | $ 2,205,000 | $ 116,052 | $ 65,000 |
| Jacksonville, FL | 19 | $ 1,905,000 | $ 100,263 | $ 153,000 |
| Jackson, MI | 18 | $ 1,360,000 | $ 75,555 | $ 0 |
| Tulsa, OK | 18 | $ 1,040,000 | $ 57,777 | $ 57,000 |
| Waco, TX | 17 | $ 1,345,000 | $ 79,117 | $ 66,000 |
| Crestview-Fort Walton Beach-Destin, FL | 16 | $ 8,060,000 | $ 503,750 | $ 158,000 |
| Albany, GA | 15 | $ 2,195,000 | $ 146,333 | $ 80,000 |
| Owensboro, KY | 15 | $ 1,965,000 | $ 131,000 | $ 73,000 |
| Wichita, KS | 15 | $ 465,000 | $ 31,000 | $ 0 |
| Lexington-Fayette, KY | 14 | $ 3,530,000 | $ 252,142 | $ 134,000 |
| Manhattan, KS | 14 | $ 430,000 | $ 30,714 | $ 0 |
| Baton Rouge, LA | 13 | $ 4,875,000 | $ 375,000 | $ 168,000 |
| Chicago-Naperville, IL | 13 | $ 1,475,000 | $ 113,461 | $ 273,000 |
| Niles-Benton Harbor, MI | 13 | $ 1,225,000 | $ 94,230 | $ 280,000 |
| Valdosta, GA | 13 | $ 1,435,000 | $ 110,384 | $ 56,000 |
| Amarillo, TX | 12 | $ 1,080,000 | $ 90,000 | $ 83,000 |
| El Paso, TX | 12 | $ 990,000 | $ 82,500 | $ 102,000 |
| Lake County-Porter County-Jasper County, IN | 12 | $ 500,000 | $ 41,666 | $ 0 |
| Columbus, OH | 11 | $ 775,000 | $ 70,454 | $ 105,000 |
| Johnson City, TN | 11 | $ 10,535,000 | $ 957,727 | $ 74,000 |
| Kankakee, IL | 11 | $ 345,000 | $ 31,363 | $ 0 |
| Lakeland-Winter Haven, FL | 11 | $ 2,235,000 | $ 203,181 | $ 119,000 |
| Muskegon, MI | 11 | $ 735,000 | $ 66,818 | $ 0 |
| Tampa, FL | 11 | $ 1,685,000 | $ 153,181 | $ 148,000 |
| Brownsville-Harlingen, TX | 10 | $ 1,120,000 | $ 112,000 | $ 90,000 |
| Charleston-North Charleston, SC | 10 | $ 2,630,000 | $ 263,000 | $ 533,000 |
| Wichita Falls, TX | 10 | $ 330,000 | $ 33,000 | $ 74,000 |
| Elizabethtown-Fort Knox, KY | 9 | $ 1,465,000 | $ 162,777 | $ 90,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 2,515,000 | $ 279,444 | $ 744,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 2,995,000 | $ 332,777 | $ 273,000 |
| Brunswick, GA | 8 | $ 1,580,000 | $ 197,500 | $ 82,000 |
| Lubbock, TX | 8 | $ 560,000 | $ 70,000 | $ 52,000 |
| Tallahassee, FL | 8 | $ 1,240,000 | $ 155,000 | $ 86,000 |
| Augusta-Richmond County, GA-SC | 7 | $ 1,235,000 | $ 176,428 | $ 127,000 |
| Battle Creek, MI | 7 | $ 365,000 | $ 52,142 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 285,000 | $ 40,714 | $ 0 |
| Ocala, FL | 7 | $ 1,635,000 | $ 233,571 | $ 101,000 |
| Paducah, KY-IL | 7 | $ 955,000 | $ 136,428 | $ 86,000 |
| Savannah, GA | 7 | $ 1,425,000 | $ 203,571 | $ 100,000 |
| Sheboygan, WI | 7 | $ 395,000 | $ 56,428 | $ 0 |
| Abilene, TX | 6 | $ 860,000 | $ 143,333 | $ 117,000 |
| Des Moines-West Des Moines, IA | 6 | $ 400,000 | $ 66,666 | $ 0 |
| Kalamazoo-Portage, MI | 6 | $ 430,000 | $ 71,666 | $ 0 |
| Lawton, OK | 6 | $ 130,000 | $ 21,666 | $ 0 |
| Topeka, KS | 6 | $ 220,000 | $ 36,666 | $ 0 |
| Warner Robins, GA | 6 | $ 1,090,000 | $ 181,666 | $ 106,000 |
| Wausau, WI | 6 | $ 360,000 | $ 60,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 2,165,000 | $ 433,000 | $ 115,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,235,000 | $ 247,000 | $ 188,000 |
| Oklahoma City, OK | 5 | $ 215,000 | $ 43,000 | $ 72,000 |
| Orlando-Kissimmee-Sanford, FL | 5 | $ 2,515,000 | $ 503,000 | $ 188,000 |
| Peoria, IL | 5 | $ 545,000 | $ 109,000 | $ 239,000 |
| Punta Gorda, FL | 5 | $ 875,000 | $ 175,000 | $ 140,000 |
| Sherman-Denison, TX | 5 | $ 735,000 | $ 147,000 | $ 112,000 |
| Tucson, AZ | 5 | $ 235,000 | $ 47,000 | $ 0 |
| Athens-Clarke County, GA | 4 | $ 990,000 | $ 247,500 | $ 145,000 |
| Fort Wayne, IN | 4 | $ 170,000 | $ 42,500 | $ 0 |
| Iowa City, IA | 4 | $ 230,000 | $ 57,500 | $ 0 |
| South Bend-Mishawaka, IN-MI | 4 | $ 430,000 | $ 107,500 | $ 119,000 |
| St. Petersburg-Clearwater-Largo, FL | 4 | $ 1,650,000 | $ 412,500 | $ 317,000 |
| Ann Arbor, MI | 3 | $ 155,000 | $ 51,666 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 3 | $ 1,325,000 | $ 441,666 | $ 115,666 |
| Asheville, NC | 3 | $ 775,000 | $ 258,333 | $ 113,000 |
| Bloomington, IL | 3 | $ 95,000 | $ 31,666 | $ 0 |
| Cape Coral-Fort Myers, FL | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Dayton-Springfield-Kettering, OH | 3 | $ 485,000 | $ 161,666 | $ 154,000 |
| Dubuque, IA | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Fayetteville, NC | 3 | $ 6,135,000 | $ 2,045,000 | $ 42,000 |
| Florence, SC | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Gainesville, GA | 3 | $ 935,000 | $ 311,666 | $ 182,000 |
| Kenosha, WI | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Lafayette-West Lafayette, IN | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 435,000 | $ 145,000 | $ 110,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 1,515,000 | $ 505,000 | $ 124,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,455,000 | $ 485,000 | $ 162,000 |
| North Port-Sarasota-Bradenton, FL | 3 | $ 985,000 | $ 328,333 | $ 125,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 2,495,000 | $ 831,666 | $ 264,000 |
| Richmond, VA | 3 | $ 605,000 | $ 201,666 | $ 144,000 |
| Saginaw, MI | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Sebring, FL | 3 | $ 625,000 | $ 208,333 | $ 112,000 |
| Springfield, IL | 3 | $ 135,000 | $ 45,000 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 2,450,000 | $ 1,225,000 | $ 2,334,000 |
| Colorado Springs, CO | 2 | $ 990,000 | $ 495,000 | $ 154,000 |
| Columbia, MO | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Columbia, SC | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Denver-Aurora-Lakewood, CO | 2 | $ 770,000 | $ 385,000 | $ 271,000 |
| Elkhart-Goshen, IN | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Evansville, IN-KY | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Greenville, NC | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Hinesville, GA | 2 | $ 140,000 | $ 70,000 | $ 29,000 |
| Kokomo, IN | 2 | $ 90,000 | $ 45,000 | $ 0 |
| Monroe, MI | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Port St. Lucie, FL | 2 | $ 290,000 | $ 145,000 | $ 68,000 |
| Salt Lake City, UT | 2 | $ 650,000 | $ 325,000 | $ 175,000 |
| St. Joseph, MO-KS | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 860,000 | $ 430,000 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 910,000 | $ 455,000 | $ 279,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Albuquerque, NM | 1 | $ 325,000 | $ 325,000 | $ 24,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 1,375,000 | $ 1,375,000 | $ 445,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 395,000 | $ 395,000 | $ 218,000 |
| Burlington, NC | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Cape Girardeau, MO-IL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Columbus, IN | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 125,000 | $ 125,000 | $ 142,000 |
| Eagle Pass, TX | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Eau Claire, WI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Elgin, IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Eugene, OR | 1 | $ 525,000 | $ 525,000 | $ 186,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Grand Junction, CO | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Hot Springs, AR | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Joplin, MO | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lake Charles, LA | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 365,000 | $ 365,000 | $ 130,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 705,000 | $ 705,000 | $ 263,000 |
| Lynchburg, VA | 1 | $ 205,000 | $ 205,000 | $ 255,000 |
| Madison, WI | 1 | $ 495,000 | $ 495,000 | $ 220,000 |
| Mansfield, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 545,000 | $ 545,000 | $ 1,120,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 995,000 | $ 995,000 | $ 287,000 |
| Muncie, IN | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| New Orleans-Metairie, LA | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Oshkosh-Neenah, WI | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Philadelphia, PA | 1 | $ 565,000 | $ 565,000 | $ 199,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| Pittsburgh, PA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Pueblo, CO | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Raleigh, NC | 1 | $ 365,000 | $ 365,000 | $ 176,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 455,000 | $ 455,000 | $ 194,000 |
| Rockford, IL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| San Angelo, TX | 1 | $ 165,000 | $ 165,000 | $ 81,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 905,000 | $ 905,000 | $ 197,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 625,000 | $ 625,000 | $ 216,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Sioux Falls, SD | 1 | $ 585,000 | $ 585,000 | $ 242,000 |
| Springfield, MO | 1 | $ 95,000 | $ 95,000 | $ 0 |
| St. George, UT | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Syracuse, NY | 1 | $ 195,000 | $ 195,000 | $ 206,000 |
| Washington, DC-MD | 1 | $ 1,725,000 | $ 1,725,000 | $ 360,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 505,000 | $ 505,000 | $ 249,000 |
| Wheeling, WV-OH | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Wildwood-The Villages, FL | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| York-Hanover, PA | 1 | $ 315,000 | $ 315,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for Firstbank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 15,942 | $2,994,650,000 | $187,000 | $18,985,000 | $94,000 | $4,500,000 |
| Other Purpose | 1,465 | $330,145,000 | $225,000 | $4,005,000 | $192,000 | $2,859,000 |
| Refinancing | 749 | $303,885,000 | $405,000 | $5,005,000 | $182,000 | $5,131,000 |
| Cash-out Refinancing | 482 | $145,440,000 | $301,000 | $2,485,000 | $131,000 | $1,440,000 |
| Home Improvement | 108 | $15,230,000 | $141,000 | $1,805,000 | $219,000 | $2,430,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,551 | $2,305,455,000 | $218,000 | $3,365,000 | $111,000 | $5,131,000 |
| Black or African American | 2,466 | $323,490,000 | $131,000 | $3,005,000 | $68,000 | $4,500,000 |
| Hispanic | 2,052 | $294,340,000 | $143,000 | $1,255,000 | $81,000 | $1,151,000 |
| Not Provided | 1,844 | $439,270,000 | $238,000 | $4,005,000 | $159,000 | $2,716,000 |
| Not applicable | 1,491 | $334,075,000 | $224,000 | $18,985,000 | $0 | $0 |
| Asian | 212 | $69,980,000 | $330,000 | $2,365,000 | $175,000 | $2,550,000 |
| American Indian or Alaskan Native | 107 | $19,735,000 | $184,000 | $775,000 | $96,000 | $334,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $2,930,000 | $133,000 | $255,000 | $87,000 | $363,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 17,447 | $3,374,875,000 | $193,000 | $18,985,000 | $107,000 | $5,131,000 |
| FHA-insured (Federal Housing Administration) | 916 | $263,100,000 | $287,000 | $1,005,000 | $94,000 | $399,000 |
| VA-guaranteed (Veterans Administration) | 305 | $132,485,000 | $434,000 | $1,755,000 | $143,000 | $504,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $18,890,000 | $242,000 | $425,000 | $84,000 | $183,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 7,193 | $1,002,945,000 | $139,000 | $5,005,000 | $72,000 | $1,752,000 |
| Loan Originated | 7,185 | $2,179,995,000 | $303,000 | $18,985,000 | $149,000 | $5,131,000 |
| Application Approved But Not Accepted | 2,444 | $271,460,000 | $111,000 | $2,905,000 | $80,000 | $826,000 |
| Loan Purchased By The Institution | 1,115 | $68,155,000 | $61,000 | $695,000 | $0 | $0 |
| Application Withdrawn By Applicant | 731 | $242,895,000 | $332,000 | $6,085,000 | $152,000 | $2,040,000 |
| File Closed For Incompleteness | 78 | $23,900,000 | $306,000 | $1,925,000 | $145,000 | $770,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 11,553 | $2,786,405,000 | $241,000 | $18,985,000 | $132,000 | $5,131,000 |
| Credit History | 4,646 | $617,550,000 | $132,000 | $1,075,000 | $72,000 | $1,440,000 |
| Debt-To-Income Ratio | 1,603 | $242,445,000 | $151,000 | $3,005,000 | $59,000 | $1,752,000 |
| Other | 499 | $68,105,000 | $136,000 | $695,000 | $96,000 | $1,075,000 |
| Unverifiable Information | 247 | $30,325,000 | $122,000 | $485,000 | $73,000 | $340,000 |
| Collateral | 74 | $19,330,000 | $261,000 | $5,005,000 | $123,000 | $463,000 |
| Employment History | 73 | $11,505,000 | $157,000 | $865,000 | $65,000 | $754,000 |
| Credit Application Incomplete | 30 | $6,530,000 | $217,000 | $805,000 | $183,000 | $700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $7,155,000 | $340,000 | $1,635,000 | $97,000 | $278,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firstbank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firstbank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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