Flagstar Bank NA Mortgage Lending & HMDA Data, 2024

In 2024, Flagstar Bank NA of Troy, MI reported 67,778 mortgage applications totaling $22.2 billion, down 14% from 2023. The average application was for $327,134, and applicants reported an average income of $155,215. 43% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,264), Warren-Troy-Farmington Hills, MI (2,208) and Riverside-San Bernardino-Ontario, CA (1,777) (applications in parentheses).

Mortgage Company & Address Flagstar Bank NA

Troy, MI 49098
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2014  2013  2012  2011  
Total Number of Mortgage Applications 67,778
Total Mortgage Loan Application Amount $22,172,490,000
Average Mortgage Loan Application Amount $327,134
Highest Mortgage Loan Application Amount $18,005,000
Average Applicant Income $155,215
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Flagstar Bank NA by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,478 $ 845,780,000 $ 572,246 $ 267,000
Maricopa, Arizona 1,445 $ 526,285,000 $ 364,211 $ 173,000
Wayne, Michigan 1,429 $ 253,655,000 $ 177,505 $ 106,000
Harris, Texas 1,236 $ 424,060,000 $ 343,090 $ 167,000
Oakland, Michigan 1,117 $ 324,295,000 $ 290,326 $ 164,000
Riverside, California 1,012 $ 391,990,000 $ 387,341 $ 184,000
Macomb, Michigan 821 $ 160,675,000 $ 195,706 $ 102,000
San Diego, California 820 $ 496,130,000 $ 605,036 $ 269,000
San Bernardino, California 765 $ 254,305,000 $ 332,424 $ 190,000
Clark, Nevada 759 $ 326,295,000 $ 429,901 $ 189,000
Miami-Dade, Florida 752 $ 333,810,000 $ 443,896 $ 220,000
Cook, Illinois 738 $ 203,870,000 $ 276,246 $ 140,000
Broward, Florida 642 $ 230,600,000 $ 359,190 $ 177,000
Palm Beach, Florida 630 $ 247,780,000 $ 393,301 $ 206,000
Orange, California 575 $ 378,985,000 $ 659,104 $ 302,000
Collin, Texas 521 $ 250,545,000 $ 480,892 $ 187,000
Ingham, Michigan 498 $ 86,740,000 $ 174,176 $ 91,000
Sacramento, California 445 $ 178,175,000 $ 400,393 $ 160,000
Denton, Texas 387 $ 184,305,000 $ 476,240 $ 200,000
Fort Bend, Texas 385 $ 140,385,000 $ 364,636 $ 155,000
Montgomery, Texas 375 $ 133,325,000 $ 355,533 $ 181,000
Travis, Texas 358 $ 187,270,000 $ 523,100 $ 269,000
Orange, Florida 356 $ 128,000,000 $ 359,550 $ 144,000
Duval, Florida 347 $ 101,315,000 $ 291,974 $ 148,000
Lee, Florida 334 $ 107,640,000 $ 322,275 $ 197,000
Jackson, Michigan 332 $ 47,590,000 $ 143,343 $ 85,000
Hillsborough, Florida 319 $ 115,415,000 $ 361,802 $ 178,000
Nassau, New York 315 $ 163,965,000 $ 520,523 $ 220,000
Allen, Indiana 312 $ 41,480,000 $ 132,948 $ 71,000
Pima, Arizona 310 $ 90,310,000 $ 291,322 $ 129,000
Mohave, Arizona 307 $ 95,915,000 $ 312,426 $ 143,000
Queens, New York 301 $ 125,625,000 $ 417,358 $ 153,000
Kent, Michigan 298 $ 64,600,000 $ 216,778 $ 93,000
Dallas, Texas 296 $ 114,890,000 $ 388,141 $ 198,000
Bexar, Texas 295 $ 90,475,000 $ 306,694 $ 159,000
Williamson, Texas 278 $ 120,070,000 $ 431,906 $ 206,000
Brevard, Florida 277 $ 80,975,000 $ 292,328 $ 122,000
Tarrant, Texas 275 $ 95,435,000 $ 347,036 $ 157,000
Fulton, Georgia 272 $ 113,340,000 $ 416,691 $ 216,000
Suffolk, New York 272 $ 136,680,000 $ 502,500 $ 246,000
King, Washington 272 $ 141,050,000 $ 518,566 $ 227,000
St. Lucie, Florida 255 $ 70,115,000 $ 274,960 $ 112,000
Volusia, Florida 253 $ 73,755,000 $ 291,521 $ 140,000
Pinal, Arizona 252 $ 81,170,000 $ 322,103 $ 103,000
Polk, Florida 251 $ 65,235,000 $ 259,900 $ 99,000
Placer, California 242 $ 107,470,000 $ 444,090 $ 207,000
Alameda, California 239 $ 147,845,000 $ 618,598 $ 257,000
Contra Costa, California 236 $ 138,660,000 $ 587,542 $ 241,000
Gwinnett, Georgia 235 $ 81,305,000 $ 345,978 $ 148,000
Horry, South Carolina 227 $ 60,565,000 $ 266,806 $ 130,000
Cuyahoga, Ohio 225 $ 34,895,000 $ 155,088 $ 106,000
Cobb, Georgia 224 $ 83,520,000 $ 372,857 $ 191,000
Hennepin, Minnesota 223 $ 79,835,000 $ 358,004 $ 159,000
Wake, North Carolina 222 $ 92,240,000 $ 415,495 $ 188,000
Mecklenburg, North Carolina 219 $ 88,755,000 $ 405,273 $ 178,000
Kings, New York 214 $ 140,290,000 $ 655,560 $ 268,000
Douglas, Colorado 209 $ 107,705,000 $ 515,334 $ 224,000
Pinellas, Florida 209 $ 75,075,000 $ 359,210 $ 165,000
Ventura, California 206 $ 119,000,000 $ 577,669 $ 235,000
Pasco, Florida 204 $ 65,340,000 $ 320,294 $ 140,000
Ocean, New Jersey 203 $ 65,055,000 $ 320,467 $ 164,000
Salt Lake, Utah 200 $ 83,760,000 $ 418,800 $ 199,000
Genesee, Michigan 197 $ 29,935,000 $ 151,954 $ 82,000
Marion, Florida 196 $ 45,010,000 $ 229,642 $ 100,000
San Joaquin, California 194 $ 86,760,000 $ 447,216 $ 162,000
Marion, Indiana 189 $ 46,245,000 $ 244,682 $ 103,000
El Paso, Texas 183 $ 47,275,000 $ 258,333 $ 128,000
Sarasota, Florida 180 $ 63,970,000 $ 355,388 $ 160,000
Jackson, Missouri 176 $ 38,830,000 $ 220,625 $ 105,000
Bergen, New Jersey 176 $ 77,580,000 $ 440,795 $ 215,000
Washington, Oregon 176 $ 82,880,000 $ 470,909 $ 185,000
St. Johns, Florida 174 $ 69,810,000 $ 401,206 $ 176,000
Johnson, Kansas 174 $ 48,730,000 $ 280,057 $ 173,000
Multnomah, Oregon 173 $ 62,115,000 $ 359,046 $ 149,000
Ada, Idaho 172 $ 60,990,000 $ 354,593 $ 128,000
Washtenaw, Michigan 170 $ 48,030,000 $ 282,529 $ 148,000
Fresno, California 168 $ 52,090,000 $ 310,059 $ 198,000
Middlesex, New Jersey 166 $ 60,850,000 $ 366,566 $ 157,000
Lake, Florida 164 $ 45,650,000 $ 278,353 $ 111,000
Franklin, Ohio 164 $ 40,090,000 $ 244,451 $ 131,000
Seminole, Florida 162 $ 49,200,000 $ 303,703 $ 138,000
Kern, California 160 $ 48,180,000 $ 301,125 $ 265,000
Arapahoe, Colorado 160 $ 62,550,000 $ 390,937 $ 195,000
Livingston, Michigan 160 $ 37,360,000 $ 233,500 $ 149,000
Manatee, Florida 158 $ 62,610,000 $ 396,265 $ 166,000
Osceola, Florida 157 $ 51,325,000 $ 326,910 $ 162,000
Pierce, Washington 157 $ 66,335,000 $ 422,515 $ 149,000
Will, Illinois 156 $ 45,060,000 $ 288,846 $ 292,000
Utah, Utah 156 $ 70,190,000 $ 449,935 $ 219,000
Santa Clara, California 152 $ 110,770,000 $ 728,750 $ 324,000
DuPage, Illinois 152 $ 51,740,000 $ 340,394 $ 188,000
Eaton, Michigan 151 $ 30,235,000 $ 200,231 $ 88,000
El Paso, Colorado 150 $ 59,890,000 $ 399,266 $ 134,000
Hidalgo, Texas 150 $ 38,820,000 $ 258,800 $ 121,000
Snohomish, Washington 149 $ 73,875,000 $ 495,805 $ 186,000
Montgomery, Tennessee 148 $ 43,460,000 $ 293,648 $ 106,000
Greenville, South Carolina 147 $ 35,645,000 $ 242,482 $ 111,000
Hamilton, Indiana 146 $ 48,960,000 $ 335,342 $ 142,000
Middlesex, Massachusetts 146 $ 72,490,000 $ 496,506 $ 252,000
Jefferson, Colorado 145 $ 62,545,000 $ 431,344 $ 168,000
Union, New Jersey 144 $ 49,190,000 $ 341,597 $ 169,000
DeKalb, Georgia 142 $ 48,920,000 $ 344,507 $ 172,000
Jefferson, Kentucky 141 $ 33,725,000 $ 239,184 $ 98,000
Forsyth, Georgia 138 $ 62,900,000 $ 455,797 $ 194,000
Philadelphia, Pennsylvania 137 $ 52,295,000 $ 381,715 $ 114,000
Collier, Florida 136 $ 55,360,000 $ 407,058 $ 218,000
Bernalillo, New Mexico 136 $ 41,900,000 $ 308,088 $ 137,000
Spartanburg, South Carolina 136 $ 29,110,000 $ 214,044 $ 96,000
Sonoma, California 135 $ 69,055,000 $ 511,518 $ 192,000
St. Louis, Missouri 135 $ 37,045,000 $ 274,407 $ 158,000
Essex, New Jersey 135 $ 58,805,000 $ 435,592 $ 187,000
Blair, Pennsylvania 135 $ 22,775,000 $ 168,703 $ 89,000
Allegheny, Pennsylvania 129 $ 29,875,000 $ 231,589 $ 154,000
Lake, Illinois 128 $ 41,630,000 $ 325,234 $ 215,000
Washoe, Nevada 128 $ 53,170,000 $ 415,390 $ 193,000
Wright, Minnesota 126 $ 38,640,000 $ 306,666 $ 112,000
Westchester, New York 126 $ 64,200,000 $ 509,523 $ 275,000
Webb, Texas 125 $ 28,755,000 $ 230,040 $ 119,000
Adams, Colorado 124 $ 44,590,000 $ 359,596 $ 144,000
Kalamazoo, Michigan 123 $ 24,935,000 $ 202,723 $ 108,000
Sedgwick, Kansas 122 $ 27,560,000 $ 225,901 $ 128,000
Monmouth, New Jersey 120 $ 47,980,000 $ 399,833 $ 229,000
Solano, California 118 $ 49,480,000 $ 419,322 $ 190,000
Erie, New York 118 $ 23,300,000 $ 197,457 $ 95,000
Clark, Washington 118 $ 51,150,000 $ 433,474 $ 241,000
Denver, Colorado 116 $ 48,610,000 $ 419,051 $ 165,000
Montgomery, Maryland 116 $ 59,580,000 $ 513,620 $ 191,000
Summit, Ohio 114 $ 18,790,000 $ 164,824 $ 106,000
Cherokee, Georgia 111 $ 39,145,000 $ 352,657 $ 123,000
Douglas, Nebraska 110 $ 32,140,000 $ 292,181 $ 173,000
Prince George's, Maryland 109 $ 36,945,000 $ 338,944 $ 133,000
Worcester, Massachusetts 109 $ 40,075,000 $ 367,660 $ 138,000
Richmond, New York 108 $ 32,790,000 $ 303,611 $ 159,000
Montgomery, Pennsylvania 108 $ 39,760,000 $ 368,148 $ 164,000
Deschutes, Oregon 107 $ 44,525,000 $ 416,121 $ 217,000
Charleston, South Carolina 107 $ 41,225,000 $ 385,280 $ 185,000
Galveston, Texas 105 $ 36,435,000 $ 347,000 $ 177,000
Spokane, Washington 105 $ 35,065,000 $ 333,952 $ 153,000
Milwaukee, Wisconsin 105 $ 23,575,000 $ 224,523 $ 115,000
Clackamas, Oregon 104 $ 41,040,000 $ 394,615 $ 182,000
Davidson, Tennessee 104 $ 40,740,000 $ 391,730 $ 257,000
St. Charles, Missouri 103 $ 37,575,000 $ 364,805 $ 155,000
Lee, Georgia 102 $ 25,310,000 $ 248,137 $ 121,000
Lee, Mississippi 101 $ 20,355,000 $ 201,534 $ 85,000
Canyon, Idaho 100 $ 29,240,000 $ 292,400 $ 106,000
Camden, Missouri 100 $ 28,580,000 $ 285,800 $ 155,000
Cameron, Texas 100 $ 26,040,000 $ 260,400 $ 125,000
New York, New York 99 $ 88,795,000 $ 896,919 $ 371,000
Benton, Washington 99 $ 33,755,000 $ 340,959 $ 130,000
Calhoun, Michigan 98 $ 14,690,000 $ 149,897 $ 79,000
Ottawa, Michigan 98 $ 22,220,000 $ 226,734 $ 101,000
Nevada, California 97 $ 36,445,000 $ 375,721 $ 179,000
Dougherty, Georgia 94 $ 18,120,000 $ 192,765 $ 85,000
Chatham, Georgia 93 $ 25,125,000 $ 270,161 $ 148,000
Rockland, New York 93 $ 58,835,000 $ 632,634 $ 556,000
Oklahoma, Oklahoma 92 $ 17,430,000 $ 189,456 $ 106,000
Fairfax, Virginia 92 $ 48,990,000 $ 532,500 $ 222,000
Weld, Colorado 90 $ 33,240,000 $ 369,333 $ 129,000
Kane, Illinois 89 $ 29,385,000 $ 330,168 $ 138,000
Marion, Oregon 89 $ 27,055,000 $ 303,988 $ 144,000
McHenry, Illinois 88 $ 20,740,000 $ 235,681 $ 120,000
Morris, New Jersey 88 $ 39,160,000 $ 445,000 $ 353,000
Honolulu, Hawaii 87 $ 53,195,000 $ 611,436 $ 194,000
Loudoun, Virginia 87 $ 47,405,000 $ 544,885 $ 209,000
Baltimore, Maryland 86 $ 27,440,000 $ 319,069 $ 134,000
Delaware, Pennsylvania 86 $ 23,640,000 $ 274,883 $ 113,000
Brazoria, Texas 85 $ 28,385,000 $ 333,941 $ 137,000
Val Verde, Texas 85 $ 19,215,000 $ 226,058 $ 92,000
Essex, Massachusetts 81 $ 34,555,000 $ 426,604 $ 153,000
Clay, Missouri 81 $ 19,685,000 $ 243,024 $ 197,000
Hays, Texas 81 $ 30,795,000 $ 380,185 $ 139,000
Citrus, Florida 80 $ 18,860,000 $ 235,750 $ 93,000
Larimer, Colorado 79 $ 28,365,000 $ 359,050 $ 190,000
Burlington, New Jersey 79 $ 23,025,000 $ 291,455 $ 153,000
Hudson, New Jersey 79 $ 38,115,000 $ 482,468 $ 188,000
Berkeley, South Carolina 79 $ 28,865,000 $ 365,379 $ 177,000
Yavapai, Arizona 78 $ 21,380,000 $ 274,102 $ 124,000
San Mateo, California 78 $ 73,460,000 $ 941,794 $ 389,000
Western Connecticut Planning Region, Connecticut 78 $ 33,480,000 $ 429,230 $ 243,000
Anne Arundel, Maryland 78 $ 28,000,000 $ 358,974 $ 190,000
Clinton, Michigan 78 $ 17,120,000 $ 219,487 $ 118,000
Bell, Texas 78 $ 23,120,000 $ 296,410 $ 115,000
Madison, Alabama 77 $ 23,125,000 $ 300,324 $ 127,000
St. Clair, Illinois 77 $ 15,705,000 $ 203,961 $ 96,000
Stanislaus, California 76 $ 22,720,000 $ 298,947 $ 113,000
Brown, Wisconsin 76 $ 20,140,000 $ 265,000 $ 135,000
Hernando, Florida 75 $ 17,035,000 $ 227,133 $ 78,000
Martin, Florida 75 $ 30,585,000 $ 407,800 $ 211,000
Mahoning, Ohio 75 $ 12,145,000 $ 161,933 $ 89,000
Lexington, South Carolina 75 $ 21,285,000 $ 283,800 $ 248,000
Jefferson, Alabama 74 $ 14,730,000 $ 199,054 $ 93,000
Bristol, Massachusetts 74 $ 25,540,000 $ 345,135 $ 105,000
Richland, South Carolina 74 $ 16,220,000 $ 219,189 $ 139,000
Erie, Pennsylvania 73 $ 11,865,000 $ 162,534 $ 88,000
Mobile, Alabama 72 $ 13,330,000 $ 185,138 $ 82,000
Capitol Planning Region, Connecticut 72 $ 18,000,000 $ 250,000 $ 124,000
Clark, Indiana 72 $ 16,750,000 $ 232,638 $ 89,000
Crow Wing, Minnesota 72 $ 22,050,000 $ 306,250 $ 137,000
San Luis Obispo, California 71 $ 33,775,000 $ 475,704 $ 203,000
Charlotte, Florida 71 $ 21,165,000 $ 298,098 $ 118,000
Clay, Florida 71 $ 19,875,000 $ 279,929 $ 112,000
Indian River, Florida 71 $ 51,395,000 $ 723,873 $ 228,000
Dakota, Minnesota 71 $ 21,095,000 $ 297,112 $ 128,000
Bucks, Pennsylvania 71 $ 27,415,000 $ 386,126 $ 158,000
Chester, Pennsylvania 71 $ 24,325,000 $ 342,605 $ 185,000
Davis, Utah 70 $ 29,880,000 $ 426,857 $ 240,000
Thomas, Georgia 69 $ 15,475,000 $ 224,275 $ 84,000
Flagler, Florida 68 $ 22,640,000 $ 332,941 $ 132,000
Henry, Georgia 68 $ 21,990,000 $ 323,382 $ 118,000
Madison, Illinois 68 $ 11,250,000 $ 165,441 $ 105,000
Baldwin, Alabama 66 $ 22,240,000 $ 336,969 $ 136,000
Cullman, Alabama 66 $ 14,130,000 $ 214,090 $ 82,000
Norfolk, Massachusetts 66 $ 30,070,000 $ 455,606 $ 158,000
Passaic, New Jersey 66 $ 29,350,000 $ 444,696 $ 180,000
Forsyth, North Carolina 66 $ 17,530,000 $ 265,606 $ 156,000
St. Joseph, Indiana 65 $ 7,845,000 $ 120,692 $ 92,000
Union, North Carolina 65 $ 23,515,000 $ 361,769 $ 164,000
Marinette, Wisconsin 65 $ 8,525,000 $ 131,153 $ 71,000
Kitsap, Washington 64 $ 25,320,000 $ 395,625 $ 148,000
Plymouth, Massachusetts 63 $ 24,865,000 $ 394,682 $ 147,000
Hamilton, Ohio 63 $ 15,085,000 $ 239,444 $ 123,000
Shelby, Tennessee 63 $ 16,955,000 $ 269,126 $ 145,000
Effingham, Georgia 62 $ 16,890,000 $ 272,419 $ 105,000
St. Clair, Michigan 62 $ 12,440,000 $ 200,645 $ 93,000
Butte, California 61 $ 21,475,000 $ 352,049 $ 153,000
El Dorado, California 61 $ 27,045,000 $ 443,360 $ 198,000
Paulding, Georgia 61 $ 16,485,000 $ 270,245 $ 111,000
Polk, Iowa 61 $ 13,625,000 $ 223,360 $ 117,000
Jefferson, Louisiana 61 $ 15,115,000 $ 247,786 $ 107,000
Orange, New York 61 $ 23,215,000 $ 380,573 $ 232,000
Lucas, Ohio 61 $ 9,275,000 $ 152,049 $ 127,000
Washington, Utah 61 $ 30,185,000 $ 494,836 $ 204,000
Waukesha, Wisconsin 61 $ 22,825,000 $ 374,180 $ 166,000
Ramsey, Minnesota 60 $ 15,250,000 $ 254,166 $ 133,000
Camden, New Jersey 60 $ 16,280,000 $ 271,333 $ 108,000
Guilford, North Carolina 59 $ 18,255,000 $ 309,406 $ 170,000
Cambria, Pennsylvania 59 $ 9,665,000 $ 163,813 $ 91,000
Comal, Texas 59 $ 21,815,000 $ 369,745 $ 197,000
Prince William, Virginia 59 $ 21,235,000 $ 359,915 $ 155,000
San Francisco, California 58 $ 49,460,000 $ 852,758 $ 293,000
Hendricks, Indiana 58 $ 15,680,000 $ 270,344 $ 132,000
Shiawassee, Michigan 58 $ 10,180,000 $ 175,517 $ 95,000
Brunswick, North Carolina 58 $ 16,570,000 $ 285,689 $ 155,000
Lorain, Ohio 58 $ 10,840,000 $ 186,896 $ 105,000
Jefferson, Texas 58 $ 12,070,000 $ 208,103 $ 104,000
Weber, Utah 58 $ 18,230,000 $ 314,310 $ 94,000
Berrien, Michigan 57 $ 9,615,000 $ 168,684 $ 95,000
Monroe, Michigan 57 $ 11,345,000 $ 199,035 $ 98,000
Anoka, Minnesota 57 $ 18,225,000 $ 319,736 $ 106,000
Virginia Beach, Virginia 57 $ 17,515,000 $ 307,280 $ 157,000
Marquette, Michigan 56 $ 7,730,000 $ 138,035 $ 92,000
Sandoval, New Mexico 56 $ 16,720,000 $ 298,571 $ 121,000
Bronx, New York 56 $ 23,170,000 $ 413,750 $ 176,000
Monroe, New York 56 $ 13,010,000 $ 232,321 $ 176,000
Iredell, North Carolina 56 $ 18,860,000 $ 336,785 $ 156,000
Douglas, Oregon 56 $ 13,680,000 $ 244,285 $ 85,000
Knox, Tennessee 56 $ 20,850,000 $ 372,321 $ 131,000
Brazos, Texas 56 $ 16,850,000 $ 300,892 $ 203,000
Henrico, Virginia 56 $ 21,480,000 $ 383,571 $ 136,000
Anchorage, Alaska 55 $ 20,975,000 $ 381,363 $ 224,000
Benton, Arkansas 55 $ 16,245,000 $ 295,363 $ 150,000
Barnstable, Massachusetts 55 $ 28,555,000 $ 519,181 $ 174,000
Dickinson, Michigan 55 $ 8,865,000 $ 161,181 $ 84,000
Montgomery, Ohio 54 $ 10,960,000 $ 202,962 $ 87,000
Rutherford, Tennessee 54 $ 17,370,000 $ 321,666 $ 99,000
Clallam, Washington 54 $ 20,160,000 $ 373,333 $ 134,000
Union, Mississippi 53 $ 12,195,000 $ 230,094 $ 90,000
Stark, Ohio 53 $ 8,535,000 $ 161,037 $ 76,000
Yakima, Washington 53 $ 12,985,000 $ 245,000 $ 75,000
New Castle, Delaware 52 $ 13,560,000 $ 260,769 $ 119,000
Baltimore City, Maryland 52 $ 12,980,000 $ 249,615 $ 130,000
Muskegon, Michigan 52 $ 10,010,000 $ 192,500 $ 91,000
Anderson, South Carolina 52 $ 11,690,000 $ 224,807 $ 109,000
Dorchester, South Carolina 52 $ 16,230,000 $ 312,115 $ 123,000
Tulare, California 51 $ 12,665,000 $ 248,333 $ 131,000
Columbia, Georgia 51 $ 12,415,000 $ 243,431 $ 128,000
Lake, Indiana 51 $ 10,885,000 $ 213,431 $ 96,000
Hillsdale, Michigan 51 $ 6,495,000 $ 127,352 $ 76,000
Somerset, New Jersey 51 $ 23,555,000 $ 461,862 $ 279,000
York, South Carolina 51 $ 13,875,000 $ 272,058 $ 116,000
Madera, California 50 $ 17,890,000 $ 357,800 $ 180,000
South Central Connecticut Planning Region, Connecticut 50 $ 13,630,000 $ 272,600 $ 137,000
Bay, Florida 50 $ 14,820,000 $ 296,400 $ 119,000
Cumberland, North Carolina 50 $ 10,120,000 $ 202,400 $ 99,000
Troup, Georgia 49 $ 9,615,000 $ 196,224 $ 87,000
Lafayette, Louisiana 49 $ 10,305,000 $ 210,306 $ 102,000
Delaware, Ohio 49 $ 17,675,000 $ 360,714 $ 188,000
Lane, Oregon 49 $ 15,395,000 $ 314,183 $ 127,000
Boulder, Colorado 48 $ 23,800,000 $ 495,833 $ 171,000
Colquitt, Georgia 48 $ 8,510,000 $ 177,291 $ 76,000
Lapeer, Michigan 48 $ 9,590,000 $ 199,791 $ 121,000
Mercer, New Jersey 48 $ 16,290,000 $ 339,375 $ 176,000
Kaufman, Texas 48 $ 14,760,000 $ 307,500 $ 122,000
Naugatuck Valley Planning Region, Connecticut 47 $ 12,865,000 $ 273,723 $ 178,000
East Baton Rouge, Louisiana 47 $ 10,785,000 $ 229,468 $ 121,000
Rockingham, New Hampshire 47 $ 17,985,000 $ 382,659 $ 182,000
Navajo, Arizona 46 $ 13,170,000 $ 286,304 $ 140,000
District of Columbia, District Of Columbia 46 $ 28,890,000 $ 628,043 $ 478,000
Suffolk, Massachusetts 46 $ 24,920,000 $ 541,739 $ 461,000
Lenawee, Michigan 46 $ 7,330,000 $ 159,347 $ 90,000
St. Joseph, Michigan 46 $ 6,400,000 $ 139,130 $ 103,000
Jefferson, Missouri 46 $ 9,760,000 $ 212,173 $ 106,000
Gloucester, New Jersey 46 $ 12,410,000 $ 269,782 $ 117,000
Berks, Pennsylvania 46 $ 9,930,000 $ 215,869 $ 110,000
Guadalupe, Texas 46 $ 13,550,000 $ 294,565 $ 120,000
Lubbock, Texas 46 $ 9,870,000 $ 214,565 $ 159,000
Oconto, Wisconsin 46 $ 6,250,000 $ 135,869 $ 90,000
Lee, Alabama 45 $ 12,105,000 $ 269,000 $ 96,000
Clayton, Georgia 45 $ 9,185,000 $ 204,111 $ 82,000
Fayette, Kentucky 45 $ 10,765,000 $ 239,222 $ 121,000
Washington, Minnesota 45 $ 18,835,000 $ 418,555 $ 186,000
Greene, Missouri 45 $ 9,595,000 $ 213,222 $ 110,000
Durham, North Carolina 45 $ 15,085,000 $ 335,222 $ 220,000
Medina, Ohio 45 $ 9,825,000 $ 218,333 $ 97,000
Thurston, Washington 45 $ 14,335,000 $ 318,555 $ 155,000
Williamson, Illinois 44 $ 8,360,000 $ 190,000 $ 114,000
Shawnee, Kansas 44 $ 7,360,000 $ 167,272 $ 86,000
St. Mary, Louisiana 44 $ 7,460,000 $ 169,545 $ 75,000
Allegan, Michigan 44 $ 8,450,000 $ 192,045 $ 93,000
Lowndes, Mississippi 44 $ 9,660,000 $ 219,545 $ 98,000
Niagara, New York 44 $ 8,590,000 $ 195,227 $ 101,000
Cabarrus, North Carolina 44 $ 14,270,000 $ 324,318 $ 131,000
Johnston, North Carolina 44 $ 11,900,000 $ 270,454 $ 110,000
Crawford, Pennsylvania 44 $ 6,110,000 $ 138,863 $ 70,000
Northampton, Pennsylvania 44 $ 11,100,000 $ 252,272 $ 126,000
York, Pennsylvania 44 $ 8,740,000 $ 198,636 $ 108,000
Williamson, Tennessee 44 $ 25,540,000 $ 580,454 $ 264,000
Orange, Texas 44 $ 9,150,000 $ 207,954 $ 100,000
Merced, California 43 $ 11,585,000 $ 269,418 $ 114,000
Floyd, Indiana 43 $ 9,495,000 $ 220,813 $ 92,000
Johnson, Indiana 43 $ 12,865,000 $ 299,186 $ 121,000
Santa Barbara, California 42 $ 18,990,000 $ 452,142 $ 183,000
Bartow, Georgia 42 $ 13,310,000 $ 316,904 $ 247,000
Bonneville, Idaho 42 $ 14,210,000 $ 338,333 $ 142,000
Wyandotte, Kansas 42 $ 7,270,000 $ 173,095 $ 81,000
Bastrop, Texas 42 $ 12,910,000 $ 307,380 $ 152,000
Bibb, Georgia 41 $ 7,055,000 $ 172,073 $ 109,000
Lake, Ohio 41 $ 5,845,000 $ 142,560 $ 78,000
Trumbull, Ohio 41 $ 6,575,000 $ 160,365 $ 66,000
Klamath, Oregon 41 $ 9,705,000 $ 236,707 $ 93,000
Lehigh, Pennsylvania 41 $ 11,525,000 $ 281,097 $ 115,000
Cumberland, Tennessee 41 $ 9,245,000 $ 225,487 $ 70,000
Santa Cruz, California 40 $ 18,130,000 $ 453,250 $ 329,000
Nassau, Florida 40 $ 12,930,000 $ 323,250 $ 120,000
Hall, Georgia 40 $ 12,340,000 $ 308,500 $ 129,000
Huntington, Indiana 40 $ 3,400,000 $ 85,000 $ 61,000
Orleans, Louisiana 40 $ 9,740,000 $ 243,500 $ 92,000
Frederick, Maryland 40 $ 15,030,000 $ 375,750 $ 178,000
Harrison, Mississippi 40 $ 9,940,000 $ 248,500 $ 103,000
Buchanan, Missouri 40 $ 8,540,000 $ 213,500 $ 112,000
Cape Girardeau, Missouri 40 $ 8,960,000 $ 224,000 $ 100,000
Onslow, North Carolina 40 $ 9,060,000 $ 226,500 $ 108,000
Westmoreland, Pennsylvania 40 $ 6,920,000 $ 173,000 $ 90,000
Franklin, Washington 40 $ 13,900,000 $ 347,500 $ 95,000
Monroe, Florida 39 $ 19,125,000 $ 490,384 $ 259,000
Branch, Michigan 39 $ 4,615,000 $ 118,333 $ 85,000
Van Buren, Michigan 39 $ 7,245,000 $ 185,769 $ 86,000
Saline, Missouri 39 $ 5,135,000 $ 131,666 $ 65,000
Flathead, Montana 39 $ 16,625,000 $ 426,282 $ 239,000
Chesterfield, Virginia 39 $ 11,025,000 $ 282,692 $ 126,000
Shelby, Alabama 38 $ 10,240,000 $ 269,473 $ 118,000
Alachua, Florida 38 $ 10,020,000 $ 263,684 $ 137,000
Escambia, Florida 38 $ 9,350,000 $ 246,052 $ 119,000
Steuben, Indiana 38 $ 5,460,000 $ 143,684 $ 112,000
St. Tammany, Louisiana 38 $ 8,880,000 $ 233,684 $ 109,000
Platte, Missouri 38 $ 12,940,000 $ 340,526 $ 158,000
Warren, Ohio 38 $ 12,690,000 $ 333,947 $ 150,000
Tulsa, Oklahoma 38 $ 6,500,000 $ 171,052 $ 105,000
Johnson, Texas 38 $ 12,780,000 $ 336,315 $ 135,000
Sheboygan, Wisconsin 38 $ 6,420,000 $ 168,947 $ 71,000
Monterey, California 37 $ 18,215,000 $ 492,297 $ 204,000
Yolo, California 37 $ 14,385,000 $ 388,783 $ 175,000
Menominee, Michigan 37 $ 3,515,000 $ 95,000 $ 67,000
Cumberland, Pennsylvania 37 $ 10,035,000 $ 271,216 $ 107,000
Leon, Florida 36 $ 8,770,000 $ 243,611 $ 141,000
Fayette, Georgia 36 $ 9,550,000 $ 265,277 $ 116,000
Kenton, Kentucky 36 $ 8,660,000 $ 240,555 $ 107,000
Yamhill, Oregon 36 $ 12,810,000 $ 355,833 $ 135,000
Waller, Texas 36 $ 12,320,000 $ 342,222 $ 156,000
Wood, West Virginia 36 $ 6,500,000 $ 180,555 $ 72,000
Sussex, Delaware 35 $ 10,465,000 $ 299,000 $ 116,000
Coweta, Georgia 35 $ 11,615,000 $ 331,857 $ 118,000
Gogebic, Michigan 35 $ 4,025,000 $ 115,000 $ 87,000
Pontotoc, Mississippi 35 $ 7,585,000 $ 216,714 $ 74,000
St. Louis City, Missouri 35 $ 10,855,000 $ 310,142 $ 396,000
Monroe, Pennsylvania 35 $ 8,745,000 $ 249,857 $ 157,000
Hunt, Texas 35 $ 10,675,000 $ 305,000 $ 117,000
Dane, Wisconsin 35 $ 11,855,000 $ 338,714 $ 143,000
Okaloosa, Florida 34 $ 14,710,000 $ 432,647 $ 152,000
Carver, Minnesota 34 $ 13,090,000 $ 385,000 $ 155,000
Scott, Minnesota 34 $ 10,780,000 $ 317,058 $ 142,000
Cass, Missouri 34 $ 9,960,000 $ 292,941 $ 92,000
Gaston, North Carolina 34 $ 8,660,000 $ 254,705 $ 137,000
Burleigh, North Dakota 34 $ 9,450,000 $ 277,941 $ 127,000
Wichita, Texas 34 $ 6,590,000 $ 193,823 $ 124,000
Yuma, Arizona 33 $ 8,365,000 $ 253,484 $ 84,000
Marin, California 33 $ 20,955,000 $ 635,000 $ 340,000
Sutter, California 33 $ 12,875,000 $ 390,151 $ 265,000
Carroll, Georgia 33 $ 7,835,000 $ 237,424 $ 131,000
Kendall, Illinois 33 $ 7,885,000 $ 238,939 $ 282,000
Boone, Indiana 33 $ 11,575,000 $ 350,757 $ 174,000
Gallatin, Montana 33 $ 19,615,000 $ 594,393 $ 280,000
Yellowstone, Montana 33 $ 9,795,000 $ 296,818 $ 127,000
Sarpy, Nebraska 33 $ 7,645,000 $ 231,666 $ 271,000
Lancaster, Pennsylvania 33 $ 8,655,000 $ 262,272 $ 137,000
Sumner, Tennessee 33 $ 12,015,000 $ 364,090 $ 181,000
Ellis, Texas 33 $ 13,395,000 $ 405,909 $ 144,000
Grayson, Texas 33 $ 10,615,000 $ 321,666 $ 174,000
Santa Rosa, Florida 32 $ 9,310,000 $ 290,937 $ 105,000
Houston, Georgia 32 $ 5,800,000 $ 181,250 $ 122,000
Jackson, Georgia 32 $ 9,000,000 $ 281,250 $ 168,000
Kootenai, Idaho 32 $ 13,370,000 $ 417,812 $ 227,000
Madison, Indiana 32 $ 5,820,000 $ 181,875 $ 64,000
Hampden, Massachusetts 32 $ 8,100,000 $ 253,125 $ 109,000
Bates, Missouri 32 $ 6,650,000 $ 207,812 $ 111,000
Dona Ana, New Mexico 32 $ 7,900,000 $ 246,875 $ 102,000
Ward, North Dakota 32 $ 7,470,000 $ 233,437 $ 145,000
Beaufort, South Carolina 32 $ 10,510,000 $ 328,437 $ 172,000
Florence, South Carolina 32 $ 6,860,000 $ 214,375 $ 90,000
Minnehaha, South Dakota 32 $ 10,990,000 $ 343,437 $ 144,000
Maury, Tennessee 32 $ 9,900,000 $ 309,375 $ 305,000
Wilson, Tennessee 32 $ 12,930,000 $ 404,062 $ 148,000
Midland, Texas 32 $ 11,800,000 $ 368,750 $ 165,000
Richmond, Georgia 31 $ 6,125,000 $ 197,580 $ 81,000
Porter, Indiana 31 $ 7,865,000 $ 253,709 $ 109,000
Bullitt, Kentucky 31 $ 7,565,000 $ 244,032 $ 81,000
Howard, Maryland 31 $ 18,265,000 $ 589,193 $ 299,000
Livingston, Missouri 31 $ 3,985,000 $ 128,548 $ 80,000
Taos, New Mexico 31 $ 9,165,000 $ 295,645 $ 131,000
Broome, New York 31 $ 4,845,000 $ 156,290 $ 128,000
Rowan, North Carolina 31 $ 7,325,000 $ 236,290 $ 114,000
Butler, Ohio 31 $ 5,765,000 $ 185,967 $ 102,000
Huntingdon, Pennsylvania 31 $ 5,085,000 $ 164,032 $ 78,000
Lackawanna, Pennsylvania 31 $ 5,395,000 $ 174,032 $ 79,000
Nueces, Texas 31 $ 9,375,000 $ 302,419 $ 165,000
Parker, Texas 31 $ 14,965,000 $ 482,741 $ 383,000
Randall, Texas 31 $ 7,935,000 $ 255,967 $ 118,000
Limestone, Alabama 30 $ 7,640,000 $ 254,666 $ 88,000
Napa, California 30 $ 14,880,000 $ 496,000 $ 207,000
Highlands, Florida 30 $ 6,030,000 $ 201,000 $ 99,000
Hancock, Indiana 30 $ 7,060,000 $ 235,333 $ 80,000
Itasca, Minnesota 30 $ 8,420,000 $ 280,666 $ 126,000
DeSoto, Mississippi 30 $ 8,430,000 $ 281,000 $ 121,000
Sussex, New Jersey 30 $ 9,240,000 $ 308,000 $ 135,000
Catawba, North Carolina 30 $ 8,430,000 $ 281,000 $ 110,000
Clermont, Ohio 30 $ 7,150,000 $ 238,333 $ 93,000
Fairfield, Ohio 30 $ 9,450,000 $ 315,000 $ 157,000
Providence, Rhode Island 30 $ 8,020,000 $ 267,333 $ 163,000
McLennan, Texas 30 $ 7,030,000 $ 234,333 $ 119,000
Stafford, Virginia 30 $ 13,950,000 $ 465,000 $ 144,000
Cowlitz, Washington 30 $ 9,470,000 $ 315,666 $ 128,000
Cochise, Arizona 29 $ 6,095,000 $ 210,172 $ 104,000
Coconino, Arizona 29 $ 13,005,000 $ 448,448 $ 486,000
Douglas, Kansas 29 $ 7,295,000 $ 251,551 $ 134,000
Iron, Michigan 29 $ 4,905,000 $ 169,137 $ 87,000
Cass, Minnesota 29 $ 10,415,000 $ 359,137 $ 115,000
Atlantic, New Jersey 29 $ 7,635,000 $ 263,275 $ 147,000
Polk, Oregon 29 $ 8,585,000 $ 296,034 $ 87,000
Beaver, Pennsylvania 29 $ 4,555,000 $ 157,068 $ 106,000
Rockwall, Texas 29 $ 12,735,000 $ 439,137 $ 140,000
Frederick, Virginia 29 $ 10,365,000 $ 357,413 $ 130,000
Racine, Wisconsin 29 $ 6,005,000 $ 207,068 $ 109,000
St. Clair, Alabama 28 $ 4,970,000 $ 177,500 $ 91,000
Shasta, California 28 $ 7,920,000 $ 282,857 $ 93,000
Yuba, California 28 $ 9,340,000 $ 333,571 $ 116,000
Sumter, Florida 28 $ 8,120,000 $ 290,000 $ 135,000
Douglas, Georgia 28 $ 7,590,000 $ 271,071 $ 103,000
Winnebago, Illinois 28 $ 3,780,000 $ 135,000 $ 85,000
Charles, Maryland 28 $ 9,420,000 $ 336,428 $ 144,000
Barry, Michigan 28 $ 5,820,000 $ 207,857 $ 92,000
Ionia, Michigan 28 $ 5,630,000 $ 201,071 $ 85,000
Boone, Missouri 28 $ 7,710,000 $ 275,357 $ 134,000
Hillsborough, New Hampshire 28 $ 10,590,000 $ 378,214 $ 182,000
Canadian, Oklahoma 28 $ 6,050,000 $ 216,071 $ 94,000
Cleveland, Oklahoma 28 $ 7,400,000 $ 264,285 $ 213,000
Hanover, Virginia 28 $ 7,450,000 $ 266,071 $ 145,000
Fremont, Wyoming 28 $ 7,810,000 $ 278,928 $ 112,000
Lake, California 27 $ 8,305,000 $ 307,592 $ 188,000
DeKalb, Indiana 27 $ 2,495,000 $ 92,407 $ 74,000
Douglas, Minnesota 27 $ 7,785,000 $ 288,333 $ 106,000
Stearns, Minnesota 27 $ 5,455,000 $ 202,037 $ 87,000
Dauphin, Pennsylvania 27 $ 6,115,000 $ 226,481 $ 80,000
Lancaster, South Carolina 27 $ 8,355,000 $ 309,444 $ 161,000
Pickens, South Carolina 27 $ 11,115,000 $ 411,666 $ 327,000
Burnet, Texas 27 $ 12,865,000 $ 476,481 $ 575,000
Tuscaloosa, Alabama 26 $ 5,280,000 $ 203,076 $ 103,000
Wells, Indiana 26 $ 2,210,000 $ 85,000 $ 92,000
Livingston, Louisiana 26 $ 4,910,000 $ 188,846 $ 83,000
Cass, Michigan 26 $ 3,930,000 $ 151,153 $ 117,000
Morrison, Minnesota 26 $ 5,840,000 $ 224,615 $ 113,000
Sherburne, Minnesota 26 $ 7,040,000 $ 270,769 $ 127,000
Oktibbeha, Mississippi 26 $ 6,850,000 $ 263,461 $ 104,000
Saratoga, New York 26 $ 5,250,000 $ 201,923 $ 142,000
Butler, Pennsylvania 26 $ 8,760,000 $ 336,923 $ 109,000
Hamilton, Tennessee 26 $ 5,970,000 $ 229,615 $ 91,000
Kent, Delaware 25 $ 7,195,000 $ 287,800 $ 110,000
Walton, Florida 25 $ 14,395,000 $ 575,800 $ 511,000
Bryan, Georgia 25 $ 7,555,000 $ 302,200 $ 136,000
Elkhart, Indiana 25 $ 3,875,000 $ 155,000 $ 82,000
Wabash, Indiana 25 $ 2,355,000 $ 94,200 $ 53,000
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Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 45,054 $16,989,980,000 $377,000 $14,265,000 $157,000 $8,507,000
Cash-out Refinancing 15,383 $3,002,985,000 $195,000 $18,005,000 $146,000 $9,600,000
Refinancing 4,246 $1,691,820,000 $398,000 $18,005,000 $172,000 $3,364,000
Other Purpose 2,151 $395,995,000 $184,000 $5,005,000 $163,000 $4,745,000
Home Improvement 944 $91,710,000 $97,000 $2,505,000 $127,000 $4,745,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 28,998 $8,313,990,000 $286,000 $18,005,000 $156,000 $8,507,000
Not applicable 16,927 $6,998,815,000 $413,000 $18,005,000 $0 $0
Not Provided 7,323 $2,338,055,000 $319,000 $7,705,000 $166,000 $9,600,000
Hispanic 6,939 $2,067,665,000 $297,000 $9,905,000 $132,000 $8,845,000
Black or African American 3,908 $1,009,120,000 $258,000 $3,315,000 $117,000 $7,200,000
Asian 3,307 $1,342,815,000 $406,000 $4,005,000 $208,000 $6,000,000
American Indian or Alaskan Native 296 $76,150,000 $257,000 $1,885,000 $117,000 $1,848,000
Native Hawaiian or Other Pacific Islander 80 $25,880,000 $323,000 $1,105,000 $195,000 $1,554,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 48,663 $16,211,505,000 $333,000 $18,005,000 $177,000 $8,845,000
FHA-insured (Federal Housing Administration) 13,200 $3,759,550,000 $284,000 $1,995,000 $92,000 $9,600,000
VA-guaranteed (Veterans Administration) 5,026 $2,038,170,000 $405,000 $5,065,000 $123,000 $2,164,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 889 $163,265,000 $183,000 $605,000 $69,000 $200,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 29,443 $8,906,525,000 $302,000 $14,265,000 $156,000 $8,845,000
Loan Purchased By The Institution 16,915 $6,937,185,000 $410,000 $3,675,000 $0 $0
Application Denied By Financial Institution 12,533 $4,180,025,000 $333,000 $18,005,000 $154,000 $8,507,000
Application Withdrawn By Applicant 7,523 $1,852,645,000 $246,000 $18,005,000 $147,000 $9,600,000
File Closed For Incompleteness 738 $156,810,000 $212,000 $1,705,000 $159,000 $6,000,000
Application Approved But Not Accepted 626 $139,300,000 $222,000 $2,805,000 $155,000 $1,979,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 55,245 $17,992,465,000 $325,000 $18,005,000 $154,000 $9,600,000
Credit Application Incomplete 5,127 $1,891,255,000 $368,000 $3,315,000 $170,000 $8,507,000
Debt-To-Income Ratio 3,998 $1,320,720,000 $330,000 $4,005,000 $106,000 $1,476,000
Credit History 1,286 $193,510,000 $150,000 $3,005,000 $146,000 $3,381,000
Collateral 1,074 $354,830,000 $330,000 $18,005,000 $192,000 $4,523,000
Other 769 $322,235,000 $419,000 $7,705,000 $246,000 $7,666,000
Unverifiable Information 136 $46,580,000 $342,000 $1,035,000 $171,000 $2,089,000
Insufficient Cash (Downpayment, Closing Cost) 87 $31,895,000 $366,000 $1,995,000 $155,000 $1,598,000
Employment History 53 $18,105,000 $341,000 $1,125,000 $175,000 $3,396,000
Mortgage Insurance Denied 3 $895,000 $298,000 $385,000 $90,000 $96,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Flagstar Bank NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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