Flagstar Bank NA Mortgage Lending & HMDA Data, 2024
In 2024, Flagstar Bank NA of Troy, MI reported 67,778 mortgage applications totaling $22.2 billion, down 14% from 2023. The average application was for $327,134, and applicants reported an average income of $155,215. 43% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (2,264), Warren-Troy-Farmington Hills, MI (2,208) and Riverside-San Bernardino-Ontario, CA (1,777) (applications in parentheses).
| Mortgage Company & Address | Flagstar Bank NA Troy, MI 49098 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 67,778 |
| Total Mortgage Loan Application Amount | $22,172,490,000 |
| Average Mortgage Loan Application Amount | $327,134 |
| Highest Mortgage Loan Application Amount | $18,005,000 |
| Average Applicant Income | $155,215 |
| Highest Applicant Income | $9,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Flagstar Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 8,105 | $ 1,808,955,000 | $ 223,190 | $ 117,727 |
| Houston-The Woodlands-Sugar Land, TX | 2,264 | $ 785,170,000 | $ 346,806 | $ 165,000 |
| Warren-Troy-Farmington Hills, MI | 2,208 | $ 544,360,000 | $ 246,539 | $ 137,000 |
| Riverside-San Bernardino-Ontario, CA | 1,777 | $ 646,295,000 | $ 363,700 | $ 187,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,697 | $ 607,455,000 | $ 357,958 | $ 165,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,478 | $ 845,780,000 | $ 572,246 | $ 267,000 |
| Detroit-Dearborn-Livonia, MI | 1,429 | $ 253,655,000 | $ 177,505 | $ 106,000 |
| Dallas-Plano-Irving, TX | 1,349 | $ 601,305,000 | $ 445,741 | $ 187,000 |
| New York-Jersey City-White Plains, NY-NJ | 1,339 | $ 686,885,000 | $ 512,983 | $ 239,253 |
| Atlanta-Sandy Springs-Roswell, GA | 1,194 | $ 421,280,000 | $ 352,830 | $ 158,000 |
| Chicago-Naperville, IL | 1,137 | $ 321,945,000 | $ 283,153 | $ 165,000 |
| Orlando-Kissimmee-Sanford, FL | 839 | $ 274,175,000 | $ 326,787 | $ 140,000 |
| San Diego-Carlsbad, CA | 820 | $ 496,130,000 | $ 605,036 | $ 269,000 |
| Denver-Aurora-Lakewood, CO | 801 | $ 346,015,000 | $ 431,978 | $ 183,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 785 | $ 327,075,000 | $ 416,656 | $ 180,000 |
| Austin-Round Rock, TX | 764 | $ 352,030,000 | $ 460,772 | $ 223,000 |
| Las Vegas-Henderson-Paradise, NV | 759 | $ 326,295,000 | $ 429,901 | $ 189,000 |
| Miami-Miami Beach-Kendall, FL | 752 | $ 333,810,000 | $ 443,896 | $ 220,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 731 | $ 235,895,000 | $ 322,701 | $ 139,604 |
| Lansing-East Lansing, MI | 727 | $ 134,095,000 | $ 184,449 | $ 93,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 642 | $ 230,600,000 | $ 359,190 | $ 177,000 |
| Kansas City, MO-KS | 640 | $ 158,160,000 | $ 247,125 | $ 138,187 |
| Jacksonville, FL | 636 | $ 204,990,000 | $ 322,311 | $ 147,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 630 | $ 247,780,000 | $ 393,301 | $ 206,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 620 | $ 254,790,000 | $ 410,951 | $ 177,577 |
| Tampa, FL | 598 | $ 197,790,000 | $ 330,752 | $ 154,000 |
| Nassau County-Suffolk County, NY | 587 | $ 300,645,000 | $ 512,172 | $ 231,000 |
| Anaheim-Santa Ana-Irvine, CA | 575 | $ 378,985,000 | $ 659,104 | $ 302,000 |
| Indianapolis-Carmel-Anderson, IN | 575 | $ 158,065,000 | $ 274,895 | $ 116,000 |
| Charlotte-Concord-Gastonia, NC-SC | 559 | $ 193,215,000 | $ 345,644 | $ 155,191 |
| Lakewood-New Brunswick, NJ | 540 | $ 197,440,000 | $ 365,629 | $ 184,000 |
| St. Louis, MO-IL | 529 | $ 136,365,000 | $ 257,778 | $ 145,247 |
| Grand Rapids-Wyoming, MI | 475 | $ 101,515,000 | $ 213,715 | $ 93,000 |
| Oakland-Hayward-Berkeley, CA | 475 | $ 286,505,000 | $ 603,168 | $ 249,000 |
| Marietta, GA | 441 | $ 153,025,000 | $ 346,995 | $ 171,000 |
| San Antonio-New Braunfels, TX | 437 | $ 138,965,000 | $ 317,997 | $ 159,000 |
| Newark, NJ-PA | 412 | $ 162,380,000 | $ 394,126 | $ 206,000 |
| Cleveland, OH | 392 | $ 65,280,000 | $ 166,530 | $ 102,000 |
| Arlington-Alexandria-Reston, VA-WV | 363 | $ 172,205,000 | $ 474,393 | $ 187,060 |
| Fort Worth-Arlington, TX | 355 | $ 127,375,000 | $ 358,802 | $ 174,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 351 | $ 132,185,000 | $ 376,595 | $ 201,000 |
| Fort Wayne, IN | 347 | $ 44,735,000 | $ 128,919 | $ 72,000 |
| Louisville/Jefferson County, KY-IN | 344 | $ 81,130,000 | $ 235,843 | $ 94,075 |
| North Port-Sarasota-Bradenton, FL | 338 | $ 126,580,000 | $ 374,497 | $ 163,000 |
| Cape Coral-Fort Myers, FL | 334 | $ 107,640,000 | $ 322,275 | $ 197,000 |
| Jackson, MI | 332 | $ 47,590,000 | $ 143,343 | $ 85,000 |
| Columbus, OH | 330 | $ 90,150,000 | $ 273,181 | $ 139,000 |
| Port St. Lucie, FL | 330 | $ 100,700,000 | $ 305,151 | $ 134,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 321 | $ 96,395,000 | $ 300,295 | $ 139,000 |
| Tucson, AZ | 310 | $ 90,310,000 | $ 291,322 | $ 129,000 |
| Lake Havasu City-Kingman, AZ | 307 | $ 95,915,000 | $ 312,426 | $ 143,000 |
| Raleigh, NC | 290 | $ 111,310,000 | $ 383,827 | $ 163,000 |
| Baltimore-Columbia-Towson, MD | 287 | $ 102,865,000 | $ 358,414 | $ 167,000 |
| Boise City, ID | 285 | $ 94,895,000 | $ 332,964 | $ 118,000 |
| Pittsburgh, PA | 281 | $ 58,785,000 | $ 209,199 | $ 118,000 |
| Palm Bay-Melbourne-Titusville, FL | 277 | $ 80,975,000 | $ 292,328 | $ 122,000 |
| Seattle-Bellevue-Everett, WA | 272 | $ 141,050,000 | $ 518,566 | $ 227,000 |
| Cincinnati, OH-KY-IN | 253 | $ 60,725,000 | $ 240,019 | $ 114,913 |
| Lakeland-Winter Haven, FL | 251 | $ 65,235,000 | $ 259,900 | $ 99,000 |
| Montgomery County-Bucks County-Chester County, PA | 250 | $ 91,500,000 | $ 366,000 | $ 168,000 |
| Greenville-Anderson-Mauldin, SC | 241 | $ 61,335,000 | $ 254,502 | $ 142,000 |
| Charleston-North Charleston, SC | 238 | $ 86,320,000 | $ 362,689 | $ 171,000 |
| Cambridge-Newton-Framingham, MA | 227 | $ 107,045,000 | $ 471,563 | $ 223,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 227 | $ 60,565,000 | $ 266,806 | $ 130,000 |
| Philadelphia, PA | 223 | $ 75,935,000 | $ 340,515 | $ 114,000 |
| Fresno, CA | 218 | $ 69,980,000 | $ 321,009 | $ 195,000 |
| Salt Lake City, UT | 214 | $ 88,920,000 | $ 415,514 | $ 194,000 |
| Albany, GA | 213 | $ 47,585,000 | $ 223,403 | $ 103,000 |
| Albuquerque, NM | 213 | $ 63,085,000 | $ 296,173 | $ 128,000 |
| Milwaukee-Waukesha-West Allis, WI | 210 | $ 58,740,000 | $ 279,714 | $ 144,000 |
| St. Petersburg-Clearwater-Largo, FL | 209 | $ 75,075,000 | $ 359,210 | $ 165,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 206 | $ 119,000,000 | $ 577,669 | $ 235,000 |
| Flint, MI | 197 | $ 29,935,000 | $ 151,954 | $ 82,000 |
| Ocala, FL | 196 | $ 45,010,000 | $ 229,642 | $ 100,000 |
| Stockton-Lodi, CA | 194 | $ 86,760,000 | $ 447,216 | $ 162,000 |
| Camden, NJ | 185 | $ 51,715,000 | $ 279,540 | $ 130,000 |
| El Paso, TX | 183 | $ 47,275,000 | $ 258,333 | $ 128,000 |
| Washington, DC-MD | 183 | $ 75,255,000 | $ 411,229 | $ 221,218 |
| Savannah, GA | 180 | $ 49,570,000 | $ 275,388 | $ 131,000 |
| Columbia, SC | 178 | $ 44,290,000 | $ 248,820 | $ 189,000 |
| Oklahoma City, OK | 178 | $ 36,250,000 | $ 203,651 | $ 120,000 |
| Boston, MA | 175 | $ 79,855,000 | $ 456,314 | $ 216,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 175 | $ 51,405,000 | $ 293,742 | $ 151,097 |
| Ann Arbor, MI | 170 | $ 48,030,000 | $ 282,529 | $ 148,000 |
| Richmond, VA | 168 | $ 53,890,000 | $ 320,773 | $ 134,000 |
| Birmingham-Hoover, AL | 167 | $ 35,755,000 | $ 214,101 | $ 100,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 167 | $ 118,035,000 | $ 706,796 | $ 317,000 |
| Clarksville, TN-KY | 166 | $ 48,140,000 | $ 290,000 | $ 105,126 |
| Omaha-Council Bluffs, NE-IA | 166 | $ 45,800,000 | $ 275,903 | $ 191,578 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 162 | $ 31,890,000 | $ 196,851 | $ 96,000 |
| Bakersfield, CA | 160 | $ 48,180,000 | $ 301,125 | $ 265,000 |
| Colorado Springs, CO | 160 | $ 63,900,000 | $ 399,375 | $ 136,000 |
| Provo-Orem, UT | 159 | $ 71,175,000 | $ 447,641 | $ 214,000 |
| Tacoma-Lakewood, WA | 157 | $ 66,335,000 | $ 422,515 | $ 149,000 |
| Washington-Baltimore-Arlington, DC | 156 | $ 74,610,000 | $ 478,269 | $ 188,000 |
| Wichita, KS | 153 | $ 32,915,000 | $ 215,130 | $ 123,000 |
| McAllen-Edinburg-Mission, TX | 150 | $ 38,820,000 | $ 258,800 | $ 121,000 |
| Everett, WA | 149 | $ 73,875,000 | $ 495,805 | $ 186,000 |
| Reno, NV | 144 | $ 58,280,000 | $ 404,722 | $ 183,000 |
| Kennewick-Richland, WA | 139 | $ 47,655,000 | $ 342,841 | $ 119,000 |
| Memphis, TN-MS-AR | 139 | $ 36,175,000 | $ 260,251 | $ 149,446 |
| Providence-Warwick, RI-MA | 139 | $ 46,515,000 | $ 334,640 | $ 145,683 |
| Spartanburg, SC | 138 | $ 29,580,000 | $ 214,347 | $ 96,000 |
| Elgin, IL | 136 | $ 39,500,000 | $ 290,441 | $ 168,000 |
| Naples-Immokalee-Marco Island, FL | 136 | $ 55,360,000 | $ 407,058 | $ 218,000 |
| San Francisco-Redwood City-South San Francisco, CA | 136 | $ 122,920,000 | $ 903,823 | $ 349,000 |
| Altoona, PA | 135 | $ 22,775,000 | $ 168,703 | $ 89,000 |
| Santa Rosa, CA | 135 | $ 69,055,000 | $ 511,518 | $ 192,000 |
| Ogden-Clearfield, UT | 133 | $ 51,835,000 | $ 389,736 | $ 186,000 |
| Bend-Redmond, OR | 128 | $ 52,990,000 | $ 413,984 | $ 200,000 |
| Lake County-Kenosha County, IL-WI | 128 | $ 41,630,000 | $ 325,234 | $ 215,000 |
| Akron, OH | 127 | $ 21,655,000 | $ 170,511 | $ 103,000 |
| Laredo, TX | 125 | $ 28,755,000 | $ 230,040 | $ 119,000 |
| Green Bay, WI | 124 | $ 26,620,000 | $ 214,677 | $ 118,000 |
| Beaumont-Port Arthur, TX | 123 | $ 26,345,000 | $ 214,186 | $ 102,000 |
| Kalamazoo-Portage, MI | 123 | $ 24,935,000 | $ 202,723 | $ 108,000 |
| New Orleans-Metairie, LA | 118 | $ 27,310,000 | $ 231,440 | $ 101,000 |
| Salem, OR | 118 | $ 35,640,000 | $ 302,033 | $ 129,000 |
| Vallejo-Fairfield, CA | 118 | $ 49,480,000 | $ 419,322 | $ 190,000 |
| Augusta-Richmond County, GA-SC | 117 | $ 24,915,000 | $ 212,948 | $ 104,025 |
| Youngstown-Warren-Boardman, OH-PA | 116 | $ 18,720,000 | $ 161,379 | $ 82,000 |
| Spokane-Spokane Valley, WA | 111 | $ 36,245,000 | $ 326,531 | $ 148,000 |
| Worcester, MA-CT | 109 | $ 40,075,000 | $ 367,660 | $ 138,000 |
| Huntsville, AL | 107 | $ 30,765,000 | $ 287,523 | $ 116,000 |
| Winston-Salem, NC | 105 | $ 26,135,000 | $ 248,904 | $ 133,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 103 | $ 26,975,000 | $ 261,893 | $ 119,893 |
| Brownsville-Harlingen, TX | 100 | $ 26,040,000 | $ 260,400 | $ 125,000 |
| Knoxville, TN | 99 | $ 32,455,000 | $ 327,828 | $ 129,000 |
| Battle Creek, MI | 98 | $ 14,690,000 | $ 149,897 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 97 | $ 38,745,000 | $ 399,432 | $ 226,000 |
| Hartford-West Hartford-East Hartford, CT | 96 | $ 25,470,000 | $ 265,312 | $ 129,000 |
| Baton Rouge, LA | 94 | $ 19,210,000 | $ 204,361 | $ 107,000 |
| Wilmington, NC | 92 | $ 31,450,000 | $ 341,847 | $ 170,000 |
| Killeen-Temple, TX | 91 | $ 26,735,000 | $ 293,791 | $ 115,000 |
| South Bend-Mishawaka, IN-MI | 91 | $ 11,775,000 | $ 129,395 | $ 99,142 |
| Greeley, CO | 90 | $ 33,240,000 | $ 369,333 | $ 129,000 |
| Albany-Schenectady-Troy, NY | 87 | $ 17,785,000 | $ 204,425 | $ 149,000 |
| Lake County-Porter County-Jasper County, IN | 87 | $ 19,925,000 | $ 229,022 | $ 100,000 |
| Urban Honolulu, HI | 87 | $ 53,195,000 | $ 611,436 | $ 194,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 86 | $ 31,300,000 | $ 363,953 | $ 200,000 |
| Des Moines-West Des Moines, IA | 85 | $ 19,035,000 | $ 223,941 | $ 116,000 |
| Greensboro-High Point, NC | 80 | $ 21,430,000 | $ 267,875 | $ 143,000 |
| Homosassa Springs, FL | 80 | $ 18,860,000 | $ 235,750 | $ 93,000 |
| Rochester, NY | 80 | $ 18,760,000 | $ 234,500 | $ 162,000 |
| Dayton-Springfield-Kettering, OH | 79 | $ 17,725,000 | $ 224,367 | $ 92,000 |
| Fort Collins, CO | 79 | $ 28,365,000 | $ 359,050 | $ 190,000 |
| College Station-Bryan, TX | 78 | $ 23,300,000 | $ 298,717 | $ 185,000 |
| Prescott Valley-Prescott, AZ | 78 | $ 21,380,000 | $ 274,102 | $ 124,000 |
| Toledo, OH | 77 | $ 12,695,000 | $ 164,870 | $ 126,000 |
| Lexington-Fayette, KY | 76 | $ 17,990,000 | $ 236,710 | $ 117,000 |
| Modesto, CA | 76 | $ 22,720,000 | $ 298,947 | $ 113,000 |
| Anchorage, AK | 75 | $ 28,465,000 | $ 379,533 | $ 206,000 |
| Durham-Chapel Hill, NC | 74 | $ 25,200,000 | $ 340,540 | $ 221,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 74 | $ 20,070,000 | $ 271,216 | $ 146,000 |
| Erie, PA | 73 | $ 11,865,000 | $ 162,534 | $ 88,000 |
| Mobile, AL | 72 | $ 13,330,000 | $ 185,138 | $ 82,000 |
| Punta Gorda, FL | 71 | $ 21,165,000 | $ 298,098 | $ 118,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 71 | $ 33,775,000 | $ 475,704 | $ 203,000 |
| Sebastian-Vero Beach, FL | 71 | $ 51,395,000 | $ 723,873 | $ 228,000 |
| Gulfport-Biloxi-Pascagoula, MS | 70 | $ 16,390,000 | $ 234,142 | $ 110,000 |
| Pensacola-Ferry Pass-Brent, FL | 70 | $ 18,660,000 | $ 266,571 | $ 113,000 |
| Wilmington, DE-MD-NJ | 69 | $ 17,575,000 | $ 254,710 | $ 121,028 |
| Harrisburg-Carlisle, PA | 68 | $ 17,090,000 | $ 251,323 | $ 91,000 |
| Lafayette, LA | 67 | $ 14,245,000 | $ 212,611 | $ 97,000 |
| Springfield, MO | 67 | $ 14,325,000 | $ 213,805 | $ 106,000 |
| Tulsa, OK | 67 | $ 13,205,000 | $ 197,089 | $ 103,000 |
| Daphne-Fairhope-Foley, AL | 66 | $ 22,240,000 | $ 336,969 | $ 136,000 |
| Macon-Bibb County, GA | 65 | $ 13,795,000 | $ 212,230 | $ 126,000 |
| Bremerton-Silverdale, WA | 64 | $ 25,320,000 | $ 395,625 | $ 148,000 |
| Fayetteville, NC | 63 | $ 13,135,000 | $ 208,492 | $ 94,000 |
| Chico, CA | 61 | $ 21,475,000 | $ 352,049 | $ 153,000 |
| St. George, UT | 61 | $ 30,185,000 | $ 494,836 | $ 204,000 |
| Yuba City, CA | 61 | $ 22,215,000 | $ 364,180 | $ 199,000 |
| Jackson, MS | 60 | $ 14,990,000 | $ 249,833 | $ 118,000 |
| Lynchburg, VA | 60 | $ 12,200,000 | $ 203,333 | $ 103,000 |
| Canton-Massillon, OH | 59 | $ 9,325,000 | $ 158,050 | $ 76,000 |
| Crestview-Fort Walton Beach-Destin, FL | 59 | $ 29,105,000 | $ 493,305 | $ 296,000 |
| Johnstown, PA | 59 | $ 9,665,000 | $ 163,813 | $ 91,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 59 | $ 10,295,000 | $ 174,491 | $ 80,000 |
| Gainesville, FL | 58 | $ 14,310,000 | $ 246,724 | $ 120,000 |
| Montgomery, AL | 58 | $ 13,770,000 | $ 237,413 | $ 100,000 |
| Monroe, MI | 57 | $ 11,345,000 | $ 199,035 | $ 98,000 |
| Niles-Benton Harbor, MI | 57 | $ 9,615,000 | $ 168,684 | $ 95,000 |
| Rockingham County-Strafford County, NH | 56 | $ 21,340,000 | $ 381,071 | $ 188,000 |
| Barnstable Town, MA | 55 | $ 28,555,000 | $ 519,181 | $ 174,000 |
| St. Joseph, MO-KS | 55 | $ 12,305,000 | $ 223,727 | $ 107,709 |
| Amarillo, TX | 54 | $ 12,750,000 | $ 236,111 | $ 123,000 |
| Hickory-Lenoir-Morganton, NC | 54 | $ 14,990,000 | $ 277,592 | $ 110,000 |
| Topeka, KS | 54 | $ 8,890,000 | $ 164,629 | $ 86,000 |
| Panama City, FL | 53 | $ 15,495,000 | $ 292,358 | $ 118,000 |
| Roanoke, VA | 53 | $ 10,855,000 | $ 204,811 | $ 101,000 |
| Sioux Falls, SD | 53 | $ 16,735,000 | $ 315,754 | $ 125,981 |
| Yakima, WA | 53 | $ 12,985,000 | $ 245,000 | $ 75,000 |
| Columbus, GA-AL | 52 | $ 10,800,000 | $ 207,692 | $ 102,596 |
| Idaho Falls, ID | 52 | $ 17,790,000 | $ 342,115 | $ 139,000 |
| Muskegon, MI | 52 | $ 10,010,000 | $ 192,500 | $ 91,000 |
| Visalia-Porterville, CA | 51 | $ 12,665,000 | $ 248,333 | $ 131,000 |
| Lubbock, TX | 50 | $ 10,360,000 | $ 207,200 | $ 162,000 |
| Madison, WI | 50 | $ 14,230,000 | $ 284,600 | $ 114,000 |
| New Haven-Milford, CT | 50 | $ 13,630,000 | $ 272,600 | $ 137,000 |
| Chattanooga, TN-GA | 49 | $ 10,765,000 | $ 219,693 | $ 89,285 |
| Eugene, OR | 49 | $ 15,395,000 | $ 314,183 | $ 127,000 |
| Boulder, CO | 48 | $ 23,800,000 | $ 495,833 | $ 171,000 |
| Little Rock-North Little Rock-Conway, AR | 48 | $ 9,130,000 | $ 190,208 | $ 103,000 |
| Trenton, NJ | 48 | $ 16,290,000 | $ 339,375 | $ 176,000 |
| Waterbury-Shelton, CT | 47 | $ 12,865,000 | $ 273,723 | $ 178,000 |
| Reading, PA | 46 | $ 9,930,000 | $ 215,869 | $ 110,000 |
| Auburn-Opelika, AL | 45 | $ 12,105,000 | $ 269,000 | $ 96,000 |
| Olympia-Tumwater, WA | 45 | $ 14,335,000 | $ 318,555 | $ 155,000 |
| York-Hanover, PA | 44 | $ 8,740,000 | $ 198,636 | $ 108,000 |
| Billings, MT | 43 | $ 12,985,000 | $ 301,976 | $ 126,000 |
| Corpus Christi, TX | 43 | $ 12,755,000 | $ 296,627 | $ 151,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 43 | $ 15,095,000 | $ 351,046 | $ 169,000 |
| Merced, CA | 43 | $ 11,585,000 | $ 269,418 | $ 114,000 |
| Bismarck, ND | 42 | $ 12,180,000 | $ 290,000 | $ 125,000 |
| Santa Maria-Santa Barbara, CA | 42 | $ 18,990,000 | $ 452,142 | $ 183,000 |
| Atlantic City-Hammonton, NJ | 41 | $ 11,505,000 | $ 280,609 | $ 164,000 |
| Cape Girardeau, MO-IL | 41 | $ 9,135,000 | $ 222,804 | $ 100,000 |
| Florence, SC | 40 | $ 8,040,000 | $ 201,000 | $ 84,000 |
| Gainesville, GA | 40 | $ 12,340,000 | $ 308,500 | $ 129,000 |
| Jacksonville, NC | 40 | $ 9,060,000 | $ 226,500 | $ 108,000 |
| Santa Cruz-Watsonville, CA | 40 | $ 18,130,000 | $ 453,250 | $ 329,000 |
| Wichita Falls, TX | 40 | $ 8,450,000 | $ 211,250 | $ 118,000 |
| Minot, ND | 39 | $ 8,945,000 | $ 229,358 | $ 140,000 |
| Tallahassee, FL | 39 | $ 9,395,000 | $ 240,897 | $ 136,000 |
| Parkersburg-Vienna, WV | 38 | $ 7,550,000 | $ 198,684 | $ 81,000 |
| Sheboygan, WI | 38 | $ 6,420,000 | $ 168,947 | $ 71,000 |
| Slidell-Mandeville-Covington, LA | 38 | $ 8,880,000 | $ 233,684 | $ 109,000 |
| Portland-South Portland, ME | 37 | $ 10,715,000 | $ 289,594 | $ 139,000 |
| Salinas, CA | 37 | $ 18,215,000 | $ 492,297 | $ 204,000 |
| Winchester, VA-WV | 36 | $ 12,300,000 | $ 341,666 | $ 126,111 |
| Appleton, WI | 35 | $ 8,785,000 | $ 251,000 | $ 109,000 |
| Evansville, IN-KY | 35 | $ 6,075,000 | $ 173,571 | $ 79,000 |
| Hagerstown-Martinsburg, MD-WV | 35 | $ 8,265,000 | $ 236,142 | $ 98,800 |
| Warner Robins, GA | 35 | $ 6,695,000 | $ 191,285 | $ 126,000 |
| Athens-Clarke County, GA | 34 | $ 9,270,000 | $ 272,647 | $ 114,000 |
| Binghamton, NY | 34 | $ 5,380,000 | $ 158,235 | $ 126,000 |
| Columbia, MO | 34 | $ 8,930,000 | $ 262,647 | $ 131,000 |
| Rockford, IL | 34 | $ 5,100,000 | $ 150,000 | $ 89,000 |
| St. Cloud, MN | 34 | $ 6,990,000 | $ 205,588 | $ 88,000 |
| Waco, TX | 34 | $ 10,320,000 | $ 303,529 | $ 132,000 |
| Asheville, NC | 33 | $ 11,745,000 | $ 355,909 | $ 158,000 |
| Bozeman, MT | 33 | $ 19,615,000 | $ 594,393 | $ 280,000 |
| Lancaster, PA | 33 | $ 8,655,000 | $ 262,272 | $ 137,000 |
| Longview, TX | 33 | $ 6,635,000 | $ 201,060 | $ 104,000 |
| San Rafael, CA | 33 | $ 20,955,000 | $ 635,000 | $ 340,000 |
| Sherman-Denison, TX | 33 | $ 10,615,000 | $ 321,666 | $ 174,000 |
| Yuma, AZ | 33 | $ 8,365,000 | $ 253,484 | $ 84,000 |
| Coeur D'Alene, ID | 32 | $ 13,370,000 | $ 417,812 | $ 227,000 |
| Las Cruces, NM | 32 | $ 7,900,000 | $ 246,875 | $ 102,000 |
| Midland, TX | 32 | $ 11,800,000 | $ 368,750 | $ 165,000 |
| Springfield, MA | 32 | $ 8,100,000 | $ 253,125 | $ 109,000 |
| Valdosta, GA | 32 | $ 5,760,000 | $ 180,000 | $ 62,000 |
| Davenport-Moline-Rock Island, IA-IL | 31 | $ 5,415,000 | $ 174,677 | $ 97,677 |
| Lafayette-West Lafayette, IN | 31 | $ 6,235,000 | $ 201,129 | $ 71,000 |
| Logan, UT-ID | 31 | $ 8,655,000 | $ 279,193 | $ 120,258 |
| Rapid City, SD | 31 | $ 9,045,000 | $ 291,774 | $ 229,000 |
| Longview, WA | 30 | $ 9,470,000 | $ 315,666 | $ 128,000 |
| Napa, CA | 30 | $ 14,880,000 | $ 496,000 | $ 207,000 |
| Sebring, FL | 30 | $ 6,030,000 | $ 201,000 | $ 99,000 |
| Flagstaff, AZ | 29 | $ 13,005,000 | $ 448,448 | $ 486,000 |
| Lawrence, KS | 29 | $ 7,295,000 | $ 251,551 | $ 134,000 |
| Racine, WI | 29 | $ 6,005,000 | $ 207,068 | $ 109,000 |
| Sierra Vista-Douglas, AZ | 29 | $ 6,095,000 | $ 210,172 | $ 104,000 |
| Syracuse, NY | 29 | $ 4,295,000 | $ 148,103 | $ 69,000 |
| Tuscaloosa, AL | 29 | $ 5,655,000 | $ 195,000 | $ 101,000 |
| Champaign-Urbana, IL | 28 | $ 5,120,000 | $ 182,857 | $ 140,000 |
| Hinesville, GA | 28 | $ 6,700,000 | $ 239,285 | $ 104,000 |
| Lake Charles, LA | 28 | $ 4,990,000 | $ 178,214 | $ 87,000 |
| Manchester-Nashua, NH | 28 | $ 10,590,000 | $ 378,214 | $ 182,000 |
| Redding, CA | 28 | $ 7,920,000 | $ 282,857 | $ 93,000 |
| Wildwood-The Villages, FL | 28 | $ 8,120,000 | $ 290,000 | $ 135,000 |
| Hattiesburg, MS | 27 | $ 4,865,000 | $ 180,185 | $ 89,000 |
| Lexington Park, MD | 27 | $ 9,505,000 | $ 352,037 | $ 158,000 |
| Manhattan, KS | 27 | $ 6,095,000 | $ 225,740 | $ 358,000 |
| Traverse City, MI | 27 | $ 14,235,000 | $ 527,222 | $ 261,000 |
| Brunswick, GA | 26 | $ 6,490,000 | $ 249,615 | $ 121,000 |
| Bloomington, IN | 25 | $ 6,035,000 | $ 241,400 | $ 90,000 |
| Dover, DE | 25 | $ 7,195,000 | $ 287,800 | $ 110,000 |
| Elkhart-Goshen, IN | 25 | $ 3,875,000 | $ 155,000 | $ 82,000 |
| Fargo, ND-MN | 25 | $ 5,865,000 | $ 234,600 | $ 138,160 |
| Albany, OR | 24 | $ 7,960,000 | $ 331,666 | $ 117,000 |
| Florence-Muscle Shoals, AL | 24 | $ 4,890,000 | $ 203,750 | $ 79,000 |
| Grand Junction, CO | 24 | $ 6,800,000 | $ 283,333 | $ 119,000 |
| Pueblo, CO | 24 | $ 5,400,000 | $ 225,000 | $ 98,000 |
| San Angelo, TX | 24 | $ 6,900,000 | $ 287,500 | $ 107,000 |
| San Juan-Carolina-Caguas, PR | 24 | $ 4,870,000 | $ 202,916 | $ 136,000 |
| Duluth, MN-WI | 23 | $ 4,905,000 | $ 213,260 | $ 97,478 |
| Medford, OR | 23 | $ 7,735,000 | $ 336,304 | $ 334,000 |
| Pinehurst-Southern Pines, NC | 23 | $ 6,355,000 | $ 276,304 | $ 171,000 |
| Saginaw, MI | 23 | $ 3,665,000 | $ 159,347 | $ 73,000 |
| Sioux City, IA-NE-SD | 23 | $ 4,505,000 | $ 195,869 | $ 80,000 |
| Bloomington, IL | 22 | $ 4,650,000 | $ 211,363 | $ 86,000 |
| Hanford-Corcoran, CA | 22 | $ 6,440,000 | $ 292,727 | $ 106,000 |
| Johnson City, TN | 22 | $ 5,230,000 | $ 237,727 | $ 74,000 |
| Norwich-New London, CT | 22 | $ 3,850,000 | $ 175,000 | $ 95,000 |
| Peoria, IL | 22 | $ 3,060,000 | $ 139,090 | $ 153,000 |
| Shreveport-Bossier City, LA | 22 | $ 5,000,000 | $ 227,272 | $ 151,000 |
| Charlottesville, VA | 21 | $ 7,245,000 | $ 345,000 | $ 193,000 |
| Joplin, MO | 21 | $ 3,645,000 | $ 173,571 | $ 83,000 |
| Kenosha, WI | 21 | $ 4,905,000 | $ 233,571 | $ 123,000 |
| Michigan City-La Porte, IN | 21 | $ 2,495,000 | $ 118,809 | $ 65,000 |
| Decatur, AL | 20 | $ 3,560,000 | $ 178,000 | $ 81,000 |
| Elizabethtown-Fort Knox, KY | 20 | $ 4,350,000 | $ 217,500 | $ 87,000 |
| Tyler, TX | 20 | $ 5,060,000 | $ 253,000 | $ 199,000 |
| Abilene, TX | 19 | $ 3,685,000 | $ 193,947 | $ 119,000 |
| Cheyenne, WY | 19 | $ 5,885,000 | $ 309,736 | $ 179,000 |
| Cleveland, TN | 19 | $ 4,985,000 | $ 262,368 | $ 83,000 |
| Dothan, AL | 19 | $ 3,825,000 | $ 201,315 | $ 95,000 |
| Helena, MT | 19 | $ 6,555,000 | $ 345,000 | $ 240,000 |
| Missoula, MT | 19 | $ 7,785,000 | $ 409,736 | $ 147,000 |
| Morgantown, WV | 19 | $ 3,285,000 | $ 172,894 | $ 77,000 |
| Mount Vernon-Anacortes, WA | 19 | $ 7,955,000 | $ 418,684 | $ 160,000 |
| Rome, GA | 19 | $ 4,295,000 | $ 226,052 | $ 117,000 |
| Santa Fe, NM | 19 | $ 11,245,000 | $ 591,842 | $ 224,000 |
| Ames, IA | 18 | $ 3,500,000 | $ 194,444 | $ 109,000 |
| Bowling Green, KY | 18 | $ 3,550,000 | $ 197,222 | $ 89,000 |
| Great Falls, MT | 18 | $ 7,240,000 | $ 402,222 | $ 150,000 |
| Oshkosh-Neenah, WI | 18 | $ 3,600,000 | $ 200,000 | $ 150,000 |
| State College, PA | 18 | $ 4,810,000 | $ 267,222 | $ 118,000 |
| Burlington, NC | 17 | $ 3,865,000 | $ 227,352 | $ 118,000 |
| Lincoln, NE | 17 | $ 3,565,000 | $ 209,705 | $ 96,000 |
| Vineland-Bridgeton, NJ | 17 | $ 3,215,000 | $ 189,117 | $ 96,000 |
| Bellingham, WA | 16 | $ 7,820,000 | $ 488,750 | $ 255,000 |
| Fort Smith, AR-OK | 16 | $ 4,270,000 | $ 266,875 | $ 104,000 |
| Grants Pass, OR | 16 | $ 4,770,000 | $ 298,125 | $ 127,000 |
| Kahului-Wailuku-Lahaina, HI | 16 | $ 15,640,000 | $ 977,500 | $ 364,000 |
| Springfield, OH | 16 | $ 2,290,000 | $ 143,125 | $ 69,000 |
| Dalton, GA | 15 | $ 2,635,000 | $ 175,666 | $ 80,000 |
| Muncie, IN | 15 | $ 2,355,000 | $ 157,000 | $ 72,000 |
| Odessa, TX | 15 | $ 3,595,000 | $ 239,666 | $ 84,000 |
| Owensboro, KY | 15 | $ 2,785,000 | $ 185,666 | $ 68,000 |
| Springfield, IL | 15 | $ 2,255,000 | $ 150,333 | $ 89,000 |
| Hammond, LA | 14 | $ 2,430,000 | $ 173,571 | $ 72,000 |
| Rochester, MN | 14 | $ 4,110,000 | $ 293,571 | $ 108,000 |
| Sumter, SC | 14 | $ 3,020,000 | $ 215,714 | $ 76,000 |
| Twin Falls, ID | 14 | $ 3,570,000 | $ 255,000 | $ 143,000 |
| Chambersburg-Waynesboro, PA | 13 | $ 2,105,000 | $ 161,923 | $ 95,000 |
| El Centro, CA | 13 | $ 2,365,000 | $ 181,923 | $ 97,000 |
| Gadsden, AL | 13 | $ 2,275,000 | $ 175,000 | $ 105,000 |
| Greenville, NC | 13 | $ 3,005,000 | $ 231,153 | $ 124,000 |
| Jackson, TN | 13 | $ 2,435,000 | $ 187,307 | $ 86,000 |
| Lawton, OK | 13 | $ 1,995,000 | $ 153,461 | $ 67,000 |
| Morristown, TN | 13 | $ 3,945,000 | $ 303,461 | $ 135,000 |
| Weirton-Steubenville, WV-OH | 13 | $ 2,355,000 | $ 181,153 | $ 117,923 |
| Eau Claire, WI | 12 | $ 1,410,000 | $ 117,500 | $ 85,000 |
| Harrisonburg, VA | 12 | $ 3,070,000 | $ 255,833 | $ 118,000 |
| Houma-Thibodaux, LA | 12 | $ 1,710,000 | $ 142,500 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 1,650,000 | $ 137,500 | $ 122,916 |
| Utica-Rome, NY | 12 | $ 1,810,000 | $ 150,833 | $ 59,000 |
| Wenatchee, WA | 12 | $ 3,980,000 | $ 331,666 | $ 128,000 |
| Alexandria, LA | 11 | $ 2,195,000 | $ 199,545 | $ 79,000 |
| Cedar Rapids, IA | 11 | $ 1,825,000 | $ 165,909 | $ 52,000 |
| Corvallis, OR | 11 | $ 4,185,000 | $ 380,454 | $ 230,000 |
| Kingsport-Bristol-Bristol, TN-VA | 11 | $ 2,565,000 | $ 233,181 | $ 78,727 |
| Kingston, NY | 11 | $ 6,295,000 | $ 572,272 | $ 325,000 |
| La Crosse-Onalaska, WI-MN | 11 | $ 3,705,000 | $ 336,818 | $ 111,727 |
| Victoria, TX | 11 | $ 3,025,000 | $ 275,000 | $ 112,000 |
| Anniston-Oxford-Jacksonville, AL | 10 | $ 1,350,000 | $ 135,000 | $ 118,000 |
| Carson City, NV | 10 | $ 4,210,000 | $ 421,000 | $ 593,000 |
| Glens Falls, NY | 10 | $ 4,290,000 | $ 429,000 | $ 340,000 |
| Jefferson City, MO | 10 | $ 1,670,000 | $ 167,000 | $ 102,000 |
| Kokomo, IN | 10 | $ 1,300,000 | $ 130,000 | $ 99,000 |
| Lebanon, PA | 10 | $ 1,940,000 | $ 194,000 | $ 153,000 |
| Lewiston, ID-WA | 10 | $ 1,790,000 | $ 179,000 | $ 127,300 |
| Rocky Mount, NC | 10 | $ 2,010,000 | $ 201,000 | $ 278,000 |
| Salisbury, MD-DE | 10 | $ 1,800,000 | $ 180,000 | $ 137,000 |
| Terre Haute, IN | 10 | $ 900,000 | $ 90,000 | $ 63,000 |
| Texarkana, TX-AR | 10 | $ 2,220,000 | $ 222,000 | $ 90,000 |
| Walla Walla, WA | 10 | $ 2,330,000 | $ 233,000 | $ 254,000 |
| Watertown-Fort Drum, NY | 10 | $ 1,950,000 | $ 195,000 | $ 108,000 |
| Charleston, WV | 9 | $ 1,225,000 | $ 136,111 | $ 40,000 |
| Janesville-Beloit, WI | 9 | $ 2,235,000 | $ 248,333 | $ 84,000 |
| Mansfield, OH | 9 | $ 985,000 | $ 109,444 | $ 68,000 |
| Midland, MI | 9 | $ 2,085,000 | $ 231,666 | $ 153,000 |
| Paducah, KY-IL | 9 | $ 1,585,000 | $ 176,111 | $ 61,666 |
| Wheeling, WV-OH | 9 | $ 1,645,000 | $ 182,777 | $ 103,333 |
| Bay City, MI | 8 | $ 660,000 | $ 82,500 | $ 20,000 |
| Burlington-South Burlington, VT | 8 | $ 3,410,000 | $ 426,250 | $ 200,000 |
| Enid, OK | 8 | $ 1,340,000 | $ 167,500 | $ 112,000 |
| Gettysburg, PA | 8 | $ 2,420,000 | $ 302,500 | $ 155,000 |
| Goldsboro, NC | 8 | $ 1,870,000 | $ 233,750 | $ 66,000 |
| Sandusky, OH | 8 | $ 1,680,000 | $ 210,000 | $ 110,000 |
| Amherst Town-Northampton, MA | 7 | $ 2,905,000 | $ 415,000 | $ 372,000 |
| Dubuque, IA | 7 | $ 1,365,000 | $ 195,000 | $ 71,000 |
| Fond Du Lac, WI | 7 | $ 1,545,000 | $ 220,714 | $ 84,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 480,000 | $ 80,000 | $ 94,000 |
| Columbus, IN | 6 | $ 970,000 | $ 161,666 | $ 113,000 |
| Farmington, NM | 6 | $ 1,370,000 | $ 228,333 | $ 80,000 |
| Williamsport, PA | 6 | $ 1,010,000 | $ 168,333 | $ 88,000 |
| Casper, WY | 5 | $ 2,835,000 | $ 567,000 | $ 364,000 |
| Grand Forks, ND-MN | 5 | $ 1,015,000 | $ 203,000 | $ 189,000 |
| Hot Springs, AR | 5 | $ 685,000 | $ 137,000 | $ 89,000 |
| Jonesboro, AR | 5 | $ 835,000 | $ 167,000 | $ 143,000 |
| Kankakee, IL | 5 | $ 705,000 | $ 141,000 | $ 66,000 |
| Mankato-North Mankato, MN | 5 | $ 865,000 | $ 173,000 | $ 154,000 |
| Beckley, WV | 4 | $ 500,000 | $ 125,000 | $ 72,000 |
| Lewiston-Auburn, ME | 4 | $ 900,000 | $ 225,000 | $ 131,000 |
| Staunton-Waynesboro, VA | 4 | $ 1,220,000 | $ 305,000 | $ 94,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 810,000 | $ 202,500 | $ 98,000 |
| Arecibo, PR | 3 | $ 715,000 | $ 238,333 | $ 66,000 |
| Bangor, ME | 3 | $ 1,195,000 | $ 398,333 | $ 77,000 |
| Elmira, NY | 3 | $ 375,000 | $ 125,000 | $ 42,000 |
| Fairbanks, AK | 3 | $ 945,000 | $ 315,000 | $ 102,000 |
| Ithaca, NY | 3 | $ 795,000 | $ 265,000 | $ 81,000 |
| Lima, OH | 3 | $ 975,000 | $ 325,000 | $ 72,000 |
| Monroe, LA | 3 | $ 275,000 | $ 91,666 | $ 94,000 |
| Pittsfield, MA | 3 | $ 345,000 | $ 115,000 | $ 103,000 |
| Aguadilla-Isabela, PR | 2 | $ 860,000 | $ 430,000 | $ 272,000 |
| Decatur, IL | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Eagle Pass, TX | 2 | $ 320,000 | $ 160,000 | $ 96,000 |
| Grand Island, NE | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Iowa City, IA | 2 | $ 220,000 | $ 110,000 | $ 51,000 |
| Pocatello, ID | 1 | $ 155,000 | $ 155,000 | $ 364,000 |
| Wausau, WI | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Flagstar Bank NA in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 45,054 | $16,989,980,000 | $377,000 | $14,265,000 | $157,000 | $8,507,000 |
| Cash-out Refinancing | 15,383 | $3,002,985,000 | $195,000 | $18,005,000 | $146,000 | $9,600,000 |
| Refinancing | 4,246 | $1,691,820,000 | $398,000 | $18,005,000 | $172,000 | $3,364,000 |
| Other Purpose | 2,151 | $395,995,000 | $184,000 | $5,005,000 | $163,000 | $4,745,000 |
| Home Improvement | 944 | $91,710,000 | $97,000 | $2,505,000 | $127,000 | $4,745,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,998 | $8,313,990,000 | $286,000 | $18,005,000 | $156,000 | $8,507,000 |
| Not applicable | 16,927 | $6,998,815,000 | $413,000 | $18,005,000 | $0 | $0 |
| Not Provided | 7,323 | $2,338,055,000 | $319,000 | $7,705,000 | $166,000 | $9,600,000 |
| Hispanic | 6,939 | $2,067,665,000 | $297,000 | $9,905,000 | $132,000 | $8,845,000 |
| Black or African American | 3,908 | $1,009,120,000 | $258,000 | $3,315,000 | $117,000 | $7,200,000 |
| Asian | 3,307 | $1,342,815,000 | $406,000 | $4,005,000 | $208,000 | $6,000,000 |
| American Indian or Alaskan Native | 296 | $76,150,000 | $257,000 | $1,885,000 | $117,000 | $1,848,000 |
| Native Hawaiian or Other Pacific Islander | 80 | $25,880,000 | $323,000 | $1,105,000 | $195,000 | $1,554,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48,663 | $16,211,505,000 | $333,000 | $18,005,000 | $177,000 | $8,845,000 |
| FHA-insured (Federal Housing Administration) | 13,200 | $3,759,550,000 | $284,000 | $1,995,000 | $92,000 | $9,600,000 |
| VA-guaranteed (Veterans Administration) | 5,026 | $2,038,170,000 | $405,000 | $5,065,000 | $123,000 | $2,164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 889 | $163,265,000 | $183,000 | $605,000 | $69,000 | $200,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 29,443 | $8,906,525,000 | $302,000 | $14,265,000 | $156,000 | $8,845,000 |
| Loan Purchased By The Institution | 16,915 | $6,937,185,000 | $410,000 | $3,675,000 | $0 | $0 |
| Application Denied By Financial Institution | 12,533 | $4,180,025,000 | $333,000 | $18,005,000 | $154,000 | $8,507,000 |
| Application Withdrawn By Applicant | 7,523 | $1,852,645,000 | $246,000 | $18,005,000 | $147,000 | $9,600,000 |
| File Closed For Incompleteness | 738 | $156,810,000 | $212,000 | $1,705,000 | $159,000 | $6,000,000 |
| Application Approved But Not Accepted | 626 | $139,300,000 | $222,000 | $2,805,000 | $155,000 | $1,979,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 55,245 | $17,992,465,000 | $325,000 | $18,005,000 | $154,000 | $9,600,000 |
| Credit Application Incomplete | 5,127 | $1,891,255,000 | $368,000 | $3,315,000 | $170,000 | $8,507,000 |
| Debt-To-Income Ratio | 3,998 | $1,320,720,000 | $330,000 | $4,005,000 | $106,000 | $1,476,000 |
| Credit History | 1,286 | $193,510,000 | $150,000 | $3,005,000 | $146,000 | $3,381,000 |
| Collateral | 1,074 | $354,830,000 | $330,000 | $18,005,000 | $192,000 | $4,523,000 |
| Other | 769 | $322,235,000 | $419,000 | $7,705,000 | $246,000 | $7,666,000 |
| Unverifiable Information | 136 | $46,580,000 | $342,000 | $1,035,000 | $171,000 | $2,089,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 87 | $31,895,000 | $366,000 | $1,995,000 | $155,000 | $1,598,000 |
| Employment History | 53 | $18,105,000 | $341,000 | $1,125,000 | $175,000 | $3,396,000 |
| Mortgage Insurance Denied | 3 | $895,000 | $298,000 | $385,000 | $90,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Flagstar Bank NA's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Flagstar Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About