Prosperity Home Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Prosperity Home Mortgage, LLC of Chantilly, VA reported 31,081 mortgage applications totaling $11.9 billion, up 4% from 2024. The average application was for $383,217, and applicants reported an average income of $158,732. 67% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,771), Philadelphia, PA (1,346) and Montgomery County-Bucks County-Chester County, PA (1,121) (applications in parentheses).
| Mortgage Company & Address | Prosperity Home Mortgage, LLC 14501 George Carter Way Suite 300 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 31,081 |
| Total Mortgage Loan Application Amount | $11,910,795,000 |
| Average Mortgage Loan Application Amount | $383,217 |
| Highest Mortgage Loan Application Amount | $9,805,000 |
| Average Applicant Income | $158,732 |
| Highest Applicant Income | $7,300,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prosperity Home Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 4,467 | $ 1,493,565,000 | $ 334,355 | $ 129,980 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,771 | $ 612,635,000 | $ 345,926 | $ 151,987 |
| Philadelphia, PA | 1,346 | $ 401,400,000 | $ 298,216 | $ 139,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,121 | $ 494,325,000 | $ 440,967 | $ 192,000 |
| Arlington-Alexandria-Reston, VA-WV | 965 | $ 574,495,000 | $ 595,331 | $ 211,515 |
| Kansas City, MO-KS | 963 | $ 287,945,000 | $ 299,008 | $ 126,632 |
| Atlanta-Sandy Springs-Roswell, GA | 918 | $ 373,990,000 | $ 407,396 | $ 167,000 |
| Baltimore-Columbia-Towson, MD | 732 | $ 302,390,000 | $ 413,101 | $ 171,000 |
| Tucson, AZ | 682 | $ 249,300,000 | $ 365,542 | $ 146,000 |
| Richmond, VA | 638 | $ 248,990,000 | $ 390,266 | $ 166,000 |
| Washington-Baltimore-Arlington, DC | 605 | $ 324,845,000 | $ 536,933 | $ 204,000 |
| Chicago-Naperville, IL | 580 | $ 218,170,000 | $ 376,155 | $ 172,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 558 | $ 199,770,000 | $ 358,010 | $ 136,994 |
| Camden, NJ | 542 | $ 181,160,000 | $ 334,243 | $ 142,000 |
| Birmingham-Hoover, AL | 541 | $ 147,285,000 | $ 272,245 | $ 117,000 |
| Raleigh, NC | 531 | $ 228,885,000 | $ 431,045 | $ 185,000 |
| Washington, DC-MD | 519 | $ 272,125,000 | $ 524,325 | $ 208,547 |
| Hartford-West Hartford-East Hartford, CT | 498 | $ 160,390,000 | $ 322,068 | $ 147,000 |
| Dallas-Plano-Irving, TX | 474 | $ 209,100,000 | $ 441,139 | $ 198,000 |
| Wilmington, DE-MD-NJ | 439 | $ 145,005,000 | $ 330,307 | $ 123,025 |
| Allentown-Bethlehem-Easton, PA-NJ | 407 | $ 120,935,000 | $ 297,137 | $ 138,304 |
| Cincinnati, OH-KY-IN | 369 | $ 85,855,000 | $ 232,669 | $ 107,566 |
| Louisville/Jefferson County, KY-IN | 336 | $ 87,120,000 | $ 259,285 | $ 111,416 |
| Marietta, GA | 335 | $ 129,455,000 | $ 386,432 | $ 150,000 |
| Atlantic City-Hammonton, NJ | 317 | $ 156,765,000 | $ 494,526 | $ 266,000 |
| Jacksonville, FL | 312 | $ 117,140,000 | $ 375,448 | $ 160,000 |
| Lakewood-New Brunswick, NJ | 288 | $ 134,160,000 | $ 465,833 | $ 198,000 |
| Phoenix-Mesa-Scottsdale, AZ | 288 | $ 122,360,000 | $ 424,861 | $ 158,000 |
| Milwaukee-Waukesha-West Allis, WI | 264 | $ 85,520,000 | $ 323,939 | $ 126,000 |
| Las Vegas-Henderson-Paradise, NV | 252 | $ 102,050,000 | $ 404,960 | $ 234,000 |
| New York-Jersey City-White Plains, NY-NJ | 245 | $ 135,005,000 | $ 551,040 | $ 229,685 |
| Denver-Aurora-Lakewood, CO | 233 | $ 142,975,000 | $ 613,626 | $ 225,000 |
| Madison, WI | 229 | $ 85,445,000 | $ 373,122 | $ 150,000 |
| Bridgeport-Stamford-Norwalk, CT | 227 | $ 151,295,000 | $ 666,497 | $ 296,000 |
| Winston-Salem, NC | 203 | $ 65,985,000 | $ 325,049 | $ 137,000 |
| San Diego-Carlsbad, CA | 194 | $ 177,540,000 | $ 915,154 | $ 354,000 |
| Greensboro-High Point, NC | 181 | $ 57,515,000 | $ 317,762 | $ 135,000 |
| Indianapolis-Carmel-Anderson, IN | 180 | $ 58,060,000 | $ 322,555 | $ 140,000 |
| Durham-Chapel Hill, NC | 179 | $ 74,965,000 | $ 418,798 | $ 177,000 |
| St. Louis, MO-IL | 175 | $ 45,345,000 | $ 259,114 | $ 107,514 |
| Lincoln, NE | 166 | $ 38,490,000 | $ 231,867 | $ 110,000 |
| Riverside-San Bernardino-Ontario, CA | 161 | $ 78,195,000 | $ 485,683 | $ 221,000 |
| Fort Worth-Arlington, TX | 149 | $ 60,745,000 | $ 407,684 | $ 173,000 |
| Waterbury-Shelton, CT | 137 | $ 39,365,000 | $ 287,335 | $ 110,000 |
| Charlotte-Concord-Gastonia, NC-SC | 129 | $ 48,545,000 | $ 376,317 | $ 131,589 |
| Portland-Vancouver-Hillsboro, OR-WA | 128 | $ 56,420,000 | $ 440,781 | $ 160,000 |
| Norwich-New London, CT | 121 | $ 41,255,000 | $ 340,950 | $ 143,000 |
| Newark, NJ-PA | 116 | $ 61,670,000 | $ 531,637 | $ 205,000 |
| New Haven-Milford, CT | 114 | $ 37,770,000 | $ 331,315 | $ 162,000 |
| Omaha-Council Bluffs, NE-IA | 113 | $ 28,715,000 | $ 254,115 | $ 116,000 |
| Blacksburg-Christiansburg-Radford, VA | 111 | $ 31,835,000 | $ 286,801 | $ 150,000 |
| Wilmington, NC | 109 | $ 37,945,000 | $ 348,119 | $ 151,000 |
| Charlottesville, VA | 106 | $ 41,090,000 | $ 387,641 | $ 151,000 |
| Charleston-North Charleston, SC | 102 | $ 42,360,000 | $ 415,294 | $ 172,000 |
| Pinehurst-Southern Pines, NC | 96 | $ 40,200,000 | $ 418,750 | $ 181,000 |
| Anaheim-Santa Ana-Irvine, CA | 94 | $ 86,240,000 | $ 917,446 | $ 320,000 |
| Lake County-Kenosha County, IL-WI | 94 | $ 39,050,000 | $ 415,425 | $ 191,000 |
| Los Angeles-Long Beach-Glendale, CA | 94 | $ 76,730,000 | $ 816,276 | $ 305,000 |
| Rochester, MN | 91 | $ 28,905,000 | $ 317,637 | $ 140,000 |
| Hagerstown-Martinsburg, MD-WV | 82 | $ 24,870,000 | $ 303,292 | $ 120,926 |
| Warren-Troy-Farmington Hills, MI | 82 | $ 22,390,000 | $ 273,048 | $ 102,000 |
| Cambridge-Newton-Framingham, MA | 81 | $ 53,045,000 | $ 654,876 | $ 207,000 |
| Santa Maria-Santa Barbara, CA | 80 | $ 78,040,000 | $ 975,500 | $ 338,000 |
| Seattle-Bellevue-Everett, WA | 79 | $ 44,245,000 | $ 560,063 | $ 189,000 |
| Trenton, NJ | 79 | $ 36,405,000 | $ 460,822 | $ 207,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 74 | $ 60,290,000 | $ 814,729 | $ 278,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 71 | $ 25,685,000 | $ 361,760 | $ 150,000 |
| Lexington-Fayette, KY | 70 | $ 15,850,000 | $ 226,428 | $ 97,000 |
| Boston, MA | 69 | $ 41,415,000 | $ 600,217 | $ 189,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 69 | $ 47,705,000 | $ 691,376 | $ 257,000 |
| Flint, MI | 63 | $ 12,275,000 | $ 194,841 | $ 98,000 |
| Lafayette-West Lafayette, IN | 63 | $ 16,375,000 | $ 259,920 | $ 86,000 |
| Orlando-Kissimmee-Sanford, FL | 61 | $ 22,285,000 | $ 365,327 | $ 153,000 |
| Miami-Miami Beach-Kendall, FL | 53 | $ 25,495,000 | $ 481,037 | $ 285,000 |
| Staunton-Waynesboro, VA | 53 | $ 15,155,000 | $ 285,943 | $ 118,000 |
| Columbus, OH | 52 | $ 15,570,000 | $ 299,423 | $ 107,000 |
| Elgin, IL | 52 | $ 16,710,000 | $ 321,346 | $ 153,000 |
| Mobile, AL | 48 | $ 11,880,000 | $ 247,500 | $ 99,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 48 | $ 20,540,000 | $ 427,916 | $ 125,000 |
| Roanoke, VA | 48 | $ 12,210,000 | $ 254,375 | $ 107,000 |
| Vineland-Bridgeton, NJ | 48 | $ 13,720,000 | $ 285,833 | $ 111,000 |
| Sierra Vista-Douglas, AZ | 44 | $ 13,350,000 | $ 303,409 | $ 105,000 |
| Elizabethtown-Fort Knox, KY | 43 | $ 10,455,000 | $ 243,139 | $ 97,000 |
| Savannah, GA | 43 | $ 17,545,000 | $ 408,023 | $ 153,000 |
| North Port-Sarasota-Bradenton, FL | 42 | $ 15,720,000 | $ 374,285 | $ 174,000 |
| Lynchburg, VA | 41 | $ 11,885,000 | $ 289,878 | $ 109,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 41 | $ 14,395,000 | $ 351,097 | $ 179,000 |
| Worcester, MA-CT | 41 | $ 18,695,000 | $ 455,975 | $ 191,000 |
| Little Rock-North Little Rock-Conway, AR | 40 | $ 10,380,000 | $ 259,500 | $ 86,000 |
| Elkhart-Goshen, IN | 38 | $ 8,870,000 | $ 233,421 | $ 92,000 |
| Houston-The Woodlands-Sugar Land, TX | 38 | $ 10,240,000 | $ 269,473 | $ 165,000 |
| Jacksonville, NC | 38 | $ 11,910,000 | $ 313,421 | $ 148,000 |
| Pittsburgh, PA | 38 | $ 8,310,000 | $ 218,684 | $ 87,000 |
| Providence-Warwick, RI-MA | 38 | $ 18,980,000 | $ 499,473 | $ 186,736 |
| Racine, WI | 38 | $ 11,690,000 | $ 307,631 | $ 139,000 |
| St. Cloud, MN | 38 | $ 8,750,000 | $ 230,263 | $ 84,000 |
| Kalamazoo-Portage, MI | 37 | $ 8,775,000 | $ 237,162 | $ 99,000 |
| Reading, PA | 36 | $ 10,680,000 | $ 296,666 | $ 159,000 |
| Cleveland, OH | 35 | $ 9,745,000 | $ 278,428 | $ 143,000 |
| Eau Claire, WI | 35 | $ 8,345,000 | $ 238,428 | $ 93,000 |
| Lexington Park, MD | 35 | $ 15,755,000 | $ 450,142 | $ 190,000 |
| Tacoma-Lakewood, WA | 35 | $ 15,875,000 | $ 453,571 | $ 158,000 |
| Anchorage, AK | 34 | $ 14,770,000 | $ 434,411 | $ 113,000 |
| Duluth, MN-WI | 34 | $ 8,330,000 | $ 245,000 | $ 115,617 |
| Fayetteville, NC | 34 | $ 9,030,000 | $ 265,588 | $ 99,000 |
| Gainesville, GA | 34 | $ 11,840,000 | $ 348,235 | $ 117,000 |
| Knoxville, TN | 34 | $ 12,640,000 | $ 371,764 | $ 183,000 |
| Cape Coral-Fort Myers, FL | 33 | $ 11,235,000 | $ 340,454 | $ 169,000 |
| Daphne-Fairhope-Foley, AL | 33 | $ 9,435,000 | $ 285,909 | $ 95,000 |
| Grand Rapids-Wyoming, MI | 33 | $ 8,995,000 | $ 272,575 | $ 98,000 |
| Memphis, TN-MS-AR | 33 | $ 9,205,000 | $ 278,939 | $ 93,000 |
| Missoula, MT | 33 | $ 17,025,000 | $ 515,909 | $ 199,000 |
| San Francisco-Redwood City-South San Francisco, CA | 33 | $ 28,975,000 | $ 878,030 | $ 277,000 |
| Winchester, VA-WV | 33 | $ 12,735,000 | $ 385,909 | $ 144,303 |
| Battle Creek, MI | 32 | $ 5,640,000 | $ 176,250 | $ 79,000 |
| Oklahoma City, OK | 32 | $ 7,830,000 | $ 244,687 | $ 100,000 |
| Prescott Valley-Prescott, AZ | 32 | $ 13,260,000 | $ 414,375 | $ 173,000 |
| Hinesville, GA | 31 | $ 8,875,000 | $ 286,290 | $ 112,000 |
| Lake County-Porter County-Jasper County, IN | 31 | $ 7,715,000 | $ 248,870 | $ 92,000 |
| Salem, OR | 30 | $ 11,260,000 | $ 375,333 | $ 121,000 |
| Tuscaloosa, AL | 30 | $ 6,310,000 | $ 210,333 | $ 86,000 |
| Salisbury, MD-DE | 29 | $ 7,735,000 | $ 266,724 | $ 106,000 |
| Wausau, WI | 29 | $ 5,775,000 | $ 199,137 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 28 | $ 10,670,000 | $ 381,071 | $ 132,000 |
| Springfield, MO | 28 | $ 6,130,000 | $ 218,928 | $ 77,000 |
| Barnstable Town, MA | 27 | $ 23,395,000 | $ 866,481 | $ 289,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 27 | $ 12,905,000 | $ 477,962 | $ 219,000 |
| Oakland-Hayward-Berkeley, CA | 27 | $ 21,965,000 | $ 813,518 | $ 256,000 |
| Reno, NV | 27 | $ 10,825,000 | $ 400,925 | $ 100,000 |
| Dover, DE | 26 | $ 8,390,000 | $ 322,692 | $ 96,000 |
| Lansing-East Lansing, MI | 26 | $ 5,260,000 | $ 202,307 | $ 114,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 26 | $ 13,410,000 | $ 515,769 | $ 161,000 |
| Sherman-Denison, TX | 26 | $ 5,100,000 | $ 196,153 | $ 105,000 |
| Homosassa Springs, FL | 25 | $ 7,245,000 | $ 289,800 | $ 100,000 |
| Janesville-Beloit, WI | 25 | $ 6,615,000 | $ 264,600 | $ 93,000 |
| Harrisburg-Carlisle, PA | 24 | $ 6,470,000 | $ 269,583 | $ 92,000 |
| Tampa, FL | 24 | $ 8,900,000 | $ 370,833 | $ 123,000 |
| Clarksville, TN-KY | 23 | $ 7,015,000 | $ 305,000 | $ 115,217 |
| South Bend-Mishawaka, IN-MI | 23 | $ 4,165,000 | $ 181,086 | $ 75,826 |
| Dayton-Springfield-Kettering, OH | 22 | $ 5,710,000 | $ 259,545 | $ 107,000 |
| Ocala, FL | 22 | $ 4,270,000 | $ 194,090 | $ 101,000 |
| Tulsa, OK | 22 | $ 5,740,000 | $ 260,909 | $ 103,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 21 | $ 7,145,000 | $ 340,238 | $ 126,000 |
| Rockford, IL | 21 | $ 3,205,000 | $ 152,619 | $ 68,000 |
| Bozeman, MT | 20 | $ 13,580,000 | $ 679,000 | $ 279,000 |
| Port St. Lucie, FL | 19 | $ 5,405,000 | $ 284,473 | $ 140,000 |
| Abilene, TX | 18 | $ 3,510,000 | $ 195,000 | $ 105,000 |
| Burlington, NC | 18 | $ 5,140,000 | $ 285,555 | $ 100,000 |
| Saginaw, MI | 18 | $ 2,680,000 | $ 148,888 | $ 72,000 |
| Bend-Redmond, OR | 17 | $ 8,045,000 | $ 473,235 | $ 160,000 |
| Columbus, GA-AL | 17 | $ 3,035,000 | $ 178,529 | $ 210,588 |
| Detroit-Dearborn-Livonia, MI | 17 | $ 3,795,000 | $ 223,235 | $ 104,000 |
| Everett, WA | 17 | $ 10,595,000 | $ 623,235 | $ 181,000 |
| Fond Du Lac, WI | 17 | $ 3,805,000 | $ 223,823 | $ 90,000 |
| Hickory-Lenoir-Morganton, NC | 17 | $ 4,415,000 | $ 259,705 | $ 116,000 |
| Huntsville, AL | 17 | $ 6,075,000 | $ 357,352 | $ 119,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 17 | $ 4,095,000 | $ 240,882 | $ 75,000 |
| Augusta-Richmond County, GA-SC | 16 | $ 3,780,000 | $ 236,250 | $ 96,500 |
| Colorado Springs, CO | 16 | $ 9,430,000 | $ 589,375 | $ 260,000 |
| Fort Wayne, IN | 16 | $ 3,770,000 | $ 235,625 | $ 68,000 |
| Gainesville, FL | 16 | $ 4,320,000 | $ 270,000 | $ 183,000 |
| Greeley, CO | 16 | $ 6,850,000 | $ 428,125 | $ 157,000 |
| Helena, MT | 16 | $ 6,220,000 | $ 388,750 | $ 129,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 16 | $ 7,680,000 | $ 480,000 | $ 244,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 16 | $ 3,650,000 | $ 228,125 | $ 104,000 |
| Akron, OH | 15 | $ 4,045,000 | $ 269,666 | $ 177,000 |
| York-Hanover, PA | 15 | $ 4,645,000 | $ 309,666 | $ 111,000 |
| Lawrence, KS | 14 | $ 4,990,000 | $ 356,428 | $ 126,000 |
| Montgomery, AL | 14 | $ 3,940,000 | $ 281,428 | $ 111,000 |
| San Antonio-New Braunfels, TX | 14 | $ 3,860,000 | $ 275,714 | $ 141,000 |
| Springfield, MA | 14 | $ 5,020,000 | $ 358,571 | $ 167,000 |
| Asheville, NC | 13 | $ 5,025,000 | $ 386,538 | $ 113,000 |
| Athens-Clarke County, GA | 13 | $ 4,155,000 | $ 319,615 | $ 126,000 |
| Fort Collins, CO | 13 | $ 6,755,000 | $ 519,615 | $ 190,000 |
| Kingsport-Bristol-Bristol, TN-VA | 13 | $ 2,795,000 | $ 215,000 | $ 74,000 |
| Lancaster, PA | 13 | $ 3,985,000 | $ 306,538 | $ 138,000 |
| Mankato-North Mankato, MN | 13 | $ 3,055,000 | $ 235,000 | $ 92,000 |
| Naples-Immokalee-Marco Island, FL | 13 | $ 6,065,000 | $ 466,538 | $ 173,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 3,145,000 | $ 241,923 | $ 97,000 |
| Pensacola-Ferry Pass-Brent, FL | 13 | $ 3,965,000 | $ 305,000 | $ 132,000 |
| Stockton-Lodi, CA | 13 | $ 5,905,000 | $ 454,230 | $ 185,000 |
| Austin-Round Rock, TX | 12 | $ 4,800,000 | $ 400,000 | $ 217,000 |
| Columbus, IN | 12 | $ 3,000,000 | $ 250,000 | $ 91,000 |
| Grand Island, NE | 12 | $ 2,940,000 | $ 245,000 | $ 103,000 |
| Green Bay, WI | 12 | $ 4,100,000 | $ 341,666 | $ 160,000 |
| Kingston, NY | 12 | $ 4,550,000 | $ 379,166 | $ 180,000 |
| Muskegon, MI | 12 | $ 2,710,000 | $ 225,833 | $ 59,000 |
| Boulder, CO | 11 | $ 6,075,000 | $ 552,272 | $ 176,000 |
| Chattanooga, TN-GA | 11 | $ 2,965,000 | $ 269,545 | $ 114,454 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 9,185,000 | $ 835,000 | $ 295,000 |
| Flagstaff, AZ | 11 | $ 5,125,000 | $ 465,909 | $ 231,000 |
| Harrisonburg, VA | 11 | $ 3,225,000 | $ 293,181 | $ 96,000 |
| Kenosha, WI | 11 | $ 3,065,000 | $ 278,636 | $ 172,000 |
| La Crosse-Onalaska, WI-MN | 11 | $ 3,605,000 | $ 327,727 | $ 132,090 |
| Niles-Benton Harbor, MI | 11 | $ 4,155,000 | $ 377,727 | $ 182,000 |
| St. Petersburg-Clearwater-Largo, FL | 11 | $ 4,415,000 | $ 401,363 | $ 135,000 |
| Canton-Massillon, OH | 10 | $ 2,270,000 | $ 227,000 | $ 73,000 |
| Lawton, OK | 10 | $ 2,160,000 | $ 216,000 | $ 60,000 |
| Olympia-Tumwater, WA | 10 | $ 4,270,000 | $ 427,000 | $ 193,000 |
| Rocky Mount, NC | 10 | $ 3,160,000 | $ 316,000 | $ 120,000 |
| Albany, OR | 9 | $ 3,515,000 | $ 390,555 | $ 74,000 |
| Auburn-Opelika, AL | 9 | $ 2,125,000 | $ 236,111 | $ 178,000 |
| Evansville, IN-KY | 9 | $ 1,745,000 | $ 193,888 | $ 79,000 |
| Joplin, MO | 9 | $ 2,095,000 | $ 232,777 | $ 74,000 |
| Kokomo, IN | 9 | $ 1,935,000 | $ 215,000 | $ 78,000 |
| Oshkosh-Neenah, WI | 9 | $ 1,725,000 | $ 191,666 | $ 81,000 |
| Punta Gorda, FL | 9 | $ 2,185,000 | $ 242,777 | $ 93,000 |
| Bowling Green, KY | 8 | $ 2,100,000 | $ 262,500 | $ 209,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 1,900,000 | $ 237,500 | $ 97,000 |
| Eugene, OR | 8 | $ 2,740,000 | $ 342,500 | $ 87,000 |
| Fairbanks, AK | 8 | $ 2,630,000 | $ 328,750 | $ 116,000 |
| Lakeland-Winter Haven, FL | 8 | $ 2,090,000 | $ 261,250 | $ 61,000 |
| Medford, OR | 8 | $ 2,650,000 | $ 331,250 | $ 113,000 |
| Morristown, TN | 8 | $ 2,130,000 | $ 266,250 | $ 89,000 |
| Muncie, IN | 8 | $ 1,400,000 | $ 175,000 | $ 73,000 |
| Salinas, CA | 8 | $ 6,350,000 | $ 793,750 | $ 175,000 |
| Shreveport-Bossier City, LA | 8 | $ 2,830,000 | $ 353,750 | $ 196,000 |
| Appleton, WI | 7 | $ 1,655,000 | $ 236,428 | $ 109,000 |
| Brunswick, GA | 7 | $ 2,315,000 | $ 330,714 | $ 147,000 |
| Columbia, MO | 7 | $ 1,405,000 | $ 200,714 | $ 82,000 |
| Decatur, AL | 7 | $ 1,705,000 | $ 243,571 | $ 108,000 |
| Gettysburg, PA | 7 | $ 2,125,000 | $ 303,571 | $ 155,000 |
| Johnson City, TN | 7 | $ 2,225,000 | $ 317,857 | $ 75,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 2,115,000 | $ 302,142 | $ 100,000 |
| Merced, CA | 7 | $ 2,885,000 | $ 412,142 | $ 103,000 |
| Pueblo, CO | 7 | $ 1,595,000 | $ 227,857 | $ 61,000 |
| Sebastian-Vero Beach, FL | 7 | $ 2,405,000 | $ 343,571 | $ 170,000 |
| St. Joseph, MO-KS | 7 | $ 1,255,000 | $ 179,285 | $ 72,000 |
| Columbia, SC | 6 | $ 1,980,000 | $ 330,000 | $ 129,000 |
| Dothan, AL | 6 | $ 1,620,000 | $ 270,000 | $ 96,000 |
| Goldsboro, NC | 6 | $ 1,550,000 | $ 258,333 | $ 104,000 |
| Longview, WA | 6 | $ 1,750,000 | $ 291,666 | $ 81,000 |
| Macon-Bibb County, GA | 6 | $ 1,530,000 | $ 255,000 | $ 53,000 |
| Michigan City-La Porte, IN | 6 | $ 1,850,000 | $ 308,333 | $ 213,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 3,490,000 | $ 581,666 | $ 222,000 |
| Topeka, KS | 6 | $ 1,270,000 | $ 211,666 | $ 101,000 |
| Tyler, TX | 6 | $ 2,110,000 | $ 351,666 | $ 100,000 |
| Valdosta, GA | 6 | $ 1,640,000 | $ 273,333 | $ 101,000 |
| Ann Arbor, MI | 5 | $ 1,655,000 | $ 331,000 | $ 107,000 |
| Bloomington, IN | 5 | $ 995,000 | $ 199,000 | $ 82,000 |
| Florence-Muscle Shoals, AL | 5 | $ 1,105,000 | $ 221,000 | $ 102,000 |
| Greenville, NC | 5 | $ 1,405,000 | $ 281,000 | $ 113,000 |
| Manchester-Nashua, NH | 5 | $ 2,425,000 | $ 485,000 | $ 174,000 |
| Sumter, SC | 5 | $ 835,000 | $ 167,000 | $ 70,000 |
| Albuquerque, NM | 4 | $ 1,210,000 | $ 302,500 | $ 109,000 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 930,000 | $ 232,500 | $ 89,000 |
| Bay City, MI | 4 | $ 810,000 | $ 202,500 | $ 93,000 |
| Boise City, ID | 4 | $ 2,080,000 | $ 520,000 | $ 160,000 |
| Erie, PA | 4 | $ 1,140,000 | $ 285,000 | $ 86,000 |
| Fort Smith, AR-OK | 4 | $ 1,080,000 | $ 270,000 | $ 79,250 |
| Fresno, CA | 4 | $ 1,960,000 | $ 490,000 | $ 192,000 |
| Gadsden, AL | 4 | $ 1,160,000 | $ 290,000 | $ 81,000 |
| Grand Junction, CO | 4 | $ 1,690,000 | $ 422,500 | $ 97,000 |
| Jackson, MI | 4 | $ 480,000 | $ 120,000 | $ 79,000 |
| Jackson, TN | 4 | $ 780,000 | $ 195,000 | $ 87,000 |
| Jefferson City, MO | 4 | $ 670,000 | $ 167,500 | $ 29,000 |
| Killeen-Temple, TX | 4 | $ 940,000 | $ 235,000 | $ 96,000 |
| Tallahassee, FL | 4 | $ 1,100,000 | $ 275,000 | $ 88,000 |
| Vallejo-Fairfield, CA | 4 | $ 2,050,000 | $ 512,500 | $ 189,000 |
| Warner Robins, GA | 4 | $ 1,190,000 | $ 297,500 | $ 108,000 |
| Wildwood-The Villages, FL | 4 | $ 1,250,000 | $ 312,500 | $ 183,000 |
| Williamsport, PA | 4 | $ 730,000 | $ 182,500 | $ 113,000 |
| Cape Girardeau, MO-IL | 3 | $ 545,000 | $ 181,666 | $ 70,000 |
| Cleveland, TN | 3 | $ 695,000 | $ 231,666 | $ 60,000 |
| Fargo, ND-MN | 3 | $ 795,000 | $ 265,000 | $ 188,666 |
| Grants Pass, OR | 3 | $ 855,000 | $ 285,000 | $ 42,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 1,035,000 | $ 345,000 | $ 129,000 |
| Hot Springs, AR | 3 | $ 895,000 | $ 298,333 | $ 114,000 |
| Houma-Thibodaux, LA | 3 | $ 715,000 | $ 238,333 | $ 92,000 |
| Lubbock, TX | 3 | $ 545,000 | $ 181,666 | $ 181,000 |
| Modesto, CA | 3 | $ 815,000 | $ 271,666 | $ 233,000 |
| Monroe, MI | 3 | $ 985,000 | $ 328,333 | $ 145,000 |
| Nassau County-Suffolk County, NY | 3 | $ 2,375,000 | $ 791,666 | $ 200,000 |
| Ogden-Clearfield, UT | 3 | $ 1,195,000 | $ 398,333 | $ 135,000 |
| Peoria, IL | 3 | $ 925,000 | $ 308,333 | $ 223,000 |
| Pittsfield, MA | 3 | $ 1,375,000 | $ 458,333 | $ 179,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 3,285,000 | $ 1,095,000 | $ 341,000 |
| Sheboygan, WI | 3 | $ 675,000 | $ 225,000 | $ 82,000 |
| Spartanburg, SC | 3 | $ 855,000 | $ 285,000 | $ 138,000 |
| Syracuse, NY | 3 | $ 605,000 | $ 201,666 | $ 191,000 |
| Terre Haute, IN | 3 | $ 915,000 | $ 305,000 | $ 60,000 |
| Toledo, OH | 3 | $ 915,000 | $ 305,000 | $ 88,000 |
| Wichita, KS | 3 | $ 1,085,000 | $ 361,666 | $ 1,192,000 |
| Amherst Town-Northampton, MA | 2 | $ 680,000 | $ 340,000 | $ 106,000 |
| Bangor, ME | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Bellingham, WA | 2 | $ 1,180,000 | $ 590,000 | $ 704,000 |
| Burlington-South Burlington, VT | 2 | $ 820,000 | $ 410,000 | $ 245,000 |
| Carson City, NV | 2 | $ 980,000 | $ 490,000 | $ 116,000 |
| Charleston, WV | 2 | $ 640,000 | $ 320,000 | $ 124,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| El Paso, TX | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
| Great Falls, MT | 2 | $ 580,000 | $ 290,000 | $ 83,000 |
| Hattiesburg, MS | 2 | $ 830,000 | $ 415,000 | $ 155,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 310,000 | $ 155,000 | $ 180,000 |
| Lafayette, LA | 2 | $ 740,000 | $ 370,000 | $ 143,000 |
| Panama City, FL | 2 | $ 570,000 | $ 285,000 | $ 200,000 |
| Rapid City, SD | 2 | $ 430,000 | $ 215,000 | $ 91,000 |
| Rockingham County-Strafford County, NH | 2 | $ 1,320,000 | $ 660,000 | $ 431,000 |
| Sandusky, OH | 2 | $ 460,000 | $ 230,000 | $ 101,000 |
| Santa Rosa, CA | 2 | $ 890,000 | $ 445,000 | $ 99,000 |
| Sebring, FL | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Sioux Falls, SD | 2 | $ 520,000 | $ 260,000 | $ 61,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 740,000 | $ 370,000 | $ 159,000 |
| Spokane-Spokane Valley, WA | 2 | $ 910,000 | $ 455,000 | $ 147,000 |
| State College, PA | 2 | $ 480,000 | $ 240,000 | $ 78,000 |
| Texarkana, TX-AR | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Waco, TX | 2 | $ 320,000 | $ 160,000 | $ 105,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Yuma, AZ | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Albany, GA | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Baton Rouge, LA | 1 | $ 415,000 | $ 415,000 | $ 254,000 |
| Billings, MT | 1 | $ 505,000 | $ 505,000 | $ 374,000 |
| Bismarck, ND | 1 | $ 585,000 | $ 585,000 | $ 263,000 |
| Bremerton-Silverdale, WA | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Champaign-Urbana, IL | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Dalton, GA | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
| El Centro, CA | 1 | $ 445,000 | $ 445,000 | $ 164,000 |
| Elmira, NY | 1 | $ 245,000 | $ 245,000 | $ 191,000 |
| Enid, OK | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Florence, SC | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Hanford-Corcoran, CA | 1 | $ 515,000 | $ 515,000 | $ 208,000 |
| Ithaca, NY | 1 | $ 375,000 | $ 375,000 | $ 192,000 |
| Johnstown, PA | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Jonesboro, AR | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kankakee, IL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Manhattan, KS | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Morgantown, WV | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Paducah, KY-IL | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Portland-South Portland, ME | 1 | $ 605,000 | $ 605,000 | $ 554,000 |
| Provo-Orem, UT | 1 | $ 605,000 | $ 605,000 | $ 227,000 |
| San Angelo, TX | 1 | $ 235,000 | $ 235,000 | $ 0 |
| San Rafael, CA | 1 | $ 1,505,000 | $ 1,505,000 | $ 368,000 |
| Visalia-Porterville, CA | 1 | $ 355,000 | $ 355,000 | $ 161,000 |
| Wheeling, WV-OH | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| Yakima, WA | 1 | $ 485,000 | $ 485,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 24,317 | $9,451,425,000 | $388,000 | $4,505,000 | $161,000 | $7,126,000 |
| Refinancing | 3,855 | $1,546,825,000 | $401,000 | $3,985,000 | $172,000 | $6,646,000 |
| Cash-out Refinancing | 2,396 | $753,060,000 | $314,000 | $9,805,000 | $111,000 | $7,300,000 |
| Other Purpose | 469 | $145,925,000 | $311,000 | $1,755,000 | $180,000 | $2,337,000 |
| Home Improvement | 44 | $13,560,000 | $308,000 | $2,275,000 | $116,000 | $528,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,356 | $7,369,520,000 | $380,000 | $9,805,000 | $158,000 | $7,300,000 |
| Not Provided | 5,295 | $2,305,815,000 | $435,000 | $3,985,000 | $186,000 | $7,126,000 |
| Hispanic | 2,451 | $810,755,000 | $330,000 | $4,305,000 | $124,000 | $2,881,000 |
| Black or African American | 2,414 | $708,840,000 | $293,000 | $2,605,000 | $111,000 | $2,044,000 |
| Asian | 1,374 | $651,160,000 | $473,000 | $3,005,000 | $204,000 | $3,542,000 |
| American Indian or Alaskan Native | 151 | $47,905,000 | $317,000 | $1,465,000 | $119,000 | $586,000 |
| Native Hawaiian or Other Pacific Islander | 40 | $16,800,000 | $420,000 | $1,255,000 | $219,000 | $1,036,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,817 | $8,708,295,000 | $399,000 | $9,805,000 | $175,000 | $7,300,000 |
| FHA-insured (Federal Housing Administration) | 5,604 | $1,694,110,000 | $302,000 | $1,235,000 | $101,000 | $1,836,000 |
| VA-guaranteed (Veterans Administration) | 3,560 | $1,484,930,000 | $417,000 | $2,135,000 | $141,000 | $1,380,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $23,460,000 | $234,000 | $415,000 | $83,000 | $164,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,869 | $8,025,215,000 | $384,000 | $4,505,000 | $161,000 | $7,300,000 |
| Application Withdrawn By Applicant | 5,423 | $2,111,935,000 | $389,000 | $9,805,000 | $172,000 | $7,126,000 |
| Application Denied By Financial Institution | 1,783 | $598,035,000 | $335,000 | $4,305,000 | $105,000 | $2,881,000 |
| Preapproval Approved but not Accepted | 1,726 | $723,080,000 | $418,000 | $3,005,000 | $148,000 | $1,542,000 |
| File Closed For Incompleteness | 729 | $277,445,000 | $380,000 | $2,295,000 | $158,000 | $1,835,000 |
| Preapproval Denied by Financial Institution | 404 | $118,940,000 | $294,000 | $2,005,000 | $77,000 | $703,000 |
| Application Approved But Not Accepted | 122 | $48,150,000 | $394,000 | $2,005,000 | $247,000 | $6,646,000 |
| Loan Purchased By The Institution | 25 | $7,995,000 | $319,000 | $1,125,000 | $126,000 | $520,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 28,894 | $11,193,820,000 | $387,000 | $9,805,000 | $163,000 | $7,300,000 |
| Debt-To-Income Ratio | 967 | $351,325,000 | $363,000 | $3,005,000 | $89,000 | $706,000 |
| Collateral | 381 | $119,895,000 | $314,000 | $2,325,000 | $129,000 | $2,035,000 |
| Credit History | 357 | $103,885,000 | $290,000 | $4,305,000 | $107,000 | $2,881,000 |
| Other | 166 | $43,750,000 | $263,000 | $2,205,000 | $109,000 | $540,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 108 | $37,510,000 | $347,000 | $1,885,000 | $133,000 | $829,000 |
| Unverifiable Information | 96 | $28,080,000 | $292,000 | $1,125,000 | $58,000 | $703,000 |
| Credit Application Incomplete | 73 | $22,835,000 | $312,000 | $1,845,000 | $87,000 | $531,000 |
| Employment History | 39 | $9,695,000 | $248,000 | $675,000 | $12,000 | $149,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Home Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About