Prosperity Home Mortgage, LLC Mortgage Lending & HMDA Data, 2024
In 2024, Prosperity Home Mortgage, LLC of Chantilly, VA reported 29,914 mortgage applications totaling $10.6 billion, down 10% from 2023. The average application was for $355,828, and applicants reported an average income of $144,146. 67% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,650), Philadelphia, PA (1,646) and Kansas City, MO-KS (1,022) (applications in parentheses).
| Mortgage Company & Address | Prosperity Home Mortgage, LLC 14501 George Carter Way Suite 300 Chantilly, VA 20151 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 29,914 |
| Total Mortgage Loan Application Amount | $10,644,260,000 |
| Average Mortgage Loan Application Amount | $355,828 |
| Highest Mortgage Loan Application Amount | $8,255,000 |
| Average Applicant Income | $144,146 |
| Highest Applicant Income | $9,345,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Prosperity Home Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 4,250 | $ 1,367,640,000 | $ 321,797 | $ 123,443 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,650 | $ 525,080,000 | $ 318,230 | $ 137,775 |
| Philadelphia, PA | 1,646 | $ 440,190,000 | $ 267,430 | $ 117,000 |
| Kansas City, MO-KS | 1,022 | $ 286,420,000 | $ 280,254 | $ 121,282 |
| Montgomery County-Bucks County-Chester County, PA | 988 | $ 406,970,000 | $ 411,912 | $ 180,000 |
| Atlanta-Sandy Springs-Roswell, GA | 956 | $ 374,140,000 | $ 391,359 | $ 159,000 |
| Arlington-Alexandria-Reston, VA-WV | 857 | $ 464,595,000 | $ 542,117 | $ 187,008 |
| Baltimore-Columbia-Towson, MD | 726 | $ 283,540,000 | $ 390,550 | $ 151,000 |
| Tucson, AZ | 659 | $ 226,225,000 | $ 343,285 | $ 131,000 |
| Richmond, VA | 648 | $ 244,660,000 | $ 377,561 | $ 154,000 |
| Camden, NJ | 598 | $ 185,380,000 | $ 310,000 | $ 129,000 |
| Washington-Baltimore-Arlington, DC | 571 | $ 290,955,000 | $ 509,553 | $ 190,000 |
| Wilmington, DE-MD-NJ | 569 | $ 171,435,000 | $ 301,291 | $ 126,676 |
| Washington, DC-MD | 556 | $ 263,950,000 | $ 474,730 | $ 179,928 |
| Birmingham-Hoover, AL | 497 | $ 132,805,000 | $ 267,213 | $ 121,000 |
| Dallas-Plano-Irving, TX | 491 | $ 205,925,000 | $ 419,399 | $ 187,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 470 | $ 148,860,000 | $ 316,723 | $ 121,468 |
| Hartford-West Hartford-East Hartford, CT | 439 | $ 126,625,000 | $ 288,439 | $ 127,000 |
| Chicago-Naperville, IL | 434 | $ 150,940,000 | $ 347,788 | $ 162,000 |
| Raleigh, NC | 410 | $ 167,840,000 | $ 409,365 | $ 157,000 |
| Marietta, GA | 392 | $ 150,660,000 | $ 384,336 | $ 150,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 388 | $ 115,740,000 | $ 298,298 | $ 128,817 |
| Cincinnati, OH-KY-IN | 364 | $ 82,620,000 | $ 226,978 | $ 99,145 |
| Jacksonville, FL | 337 | $ 110,825,000 | $ 328,857 | $ 133,000 |
| Louisville/Jefferson County, KY-IN | 301 | $ 73,615,000 | $ 244,568 | $ 108,614 |
| Lakewood-New Brunswick, NJ | 292 | $ 128,440,000 | $ 439,863 | $ 195,000 |
| Milwaukee-Waukesha-West Allis, WI | 292 | $ 89,960,000 | $ 308,082 | $ 126,000 |
| Phoenix-Mesa-Scottsdale, AZ | 260 | $ 95,600,000 | $ 367,692 | $ 137,000 |
| Las Vegas-Henderson-Paradise, NV | 241 | $ 86,775,000 | $ 360,062 | $ 130,000 |
| Omaha-Council Bluffs, NE-IA | 225 | $ 55,305,000 | $ 245,800 | $ 117,000 |
| Atlantic City-Hammonton, NJ | 219 | $ 100,105,000 | $ 457,100 | $ 284,000 |
| Denver-Aurora-Lakewood, CO | 207 | $ 126,735,000 | $ 612,246 | $ 227,000 |
| Winston-Salem, NC | 204 | $ 58,690,000 | $ 287,696 | $ 130,000 |
| New York-Jersey City-White Plains, NY-NJ | 192 | $ 103,100,000 | $ 536,979 | $ 235,218 |
| Indianapolis-Carmel-Anderson, IN | 189 | $ 55,665,000 | $ 294,523 | $ 111,000 |
| Madison, WI | 187 | $ 62,355,000 | $ 333,449 | $ 135,000 |
| Greensboro-High Point, NC | 185 | $ 51,905,000 | $ 280,567 | $ 123,000 |
| Riverside-San Bernardino-Ontario, CA | 184 | $ 85,240,000 | $ 463,260 | $ 193,000 |
| Bridgeport-Stamford-Norwalk, CT | 174 | $ 100,000,000 | $ 574,712 | $ 233,000 |
| Lincoln, NE | 160 | $ 39,010,000 | $ 243,812 | $ 106,000 |
| San Diego-Carlsbad, CA | 160 | $ 141,740,000 | $ 885,875 | $ 324,000 |
| Fort Worth-Arlington, TX | 157 | $ 64,265,000 | $ 409,331 | $ 172,000 |
| Durham-Chapel Hill, NC | 150 | $ 61,840,000 | $ 412,266 | $ 179,000 |
| St. Louis, MO-IL | 142 | $ 39,000,000 | $ 274,647 | $ 112,887 |
| Charlotte-Concord-Gastonia, NC-SC | 126 | $ 41,870,000 | $ 332,301 | $ 114,666 |
| Charleston-North Charleston, SC | 122 | $ 37,350,000 | $ 306,147 | $ 108,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 120 | $ 101,250,000 | $ 843,750 | $ 298,000 |
| Newark, NJ-PA | 116 | $ 64,170,000 | $ 553,189 | $ 214,000 |
| Los Angeles-Long Beach-Glendale, CA | 114 | $ 84,320,000 | $ 739,649 | $ 270,000 |
| Norwich-New London, CT | 113 | $ 34,035,000 | $ 301,194 | $ 140,000 |
| Waterbury-Shelton, CT | 108 | $ 27,620,000 | $ 255,740 | $ 104,000 |
| Blacksburg-Christiansburg-Radford, VA | 107 | $ 32,045,000 | $ 299,485 | $ 141,000 |
| Seattle-Bellevue-Everett, WA | 104 | $ 60,870,000 | $ 585,288 | $ 202,000 |
| Wilmington, NC | 102 | $ 31,330,000 | $ 307,156 | $ 134,000 |
| Trenton, NJ | 99 | $ 43,855,000 | $ 442,979 | $ 161,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 95 | $ 38,195,000 | $ 402,052 | $ 135,789 |
| Charlottesville, VA | 87 | $ 31,785,000 | $ 365,344 | $ 151,000 |
| New Haven-Milford, CT | 82 | $ 24,640,000 | $ 300,487 | $ 140,000 |
| Warren-Troy-Farmington Hills, MI | 76 | $ 20,080,000 | $ 264,210 | $ 110,000 |
| Anaheim-Santa Ana-Irvine, CA | 73 | $ 58,485,000 | $ 801,164 | $ 268,000 |
| Hagerstown-Martinsburg, MD-WV | 72 | $ 19,180,000 | $ 266,388 | $ 93,416 |
| Salisbury, MD-DE | 68 | $ 16,690,000 | $ 245,441 | $ 92,000 |
| Lake County-Kenosha County, IL-WI | 67 | $ 27,105,000 | $ 404,552 | $ 185,000 |
| Pinehurst-Southern Pines, NC | 66 | $ 28,610,000 | $ 433,484 | $ 172,000 |
| Rochester, MN | 64 | $ 17,710,000 | $ 276,718 | $ 113,000 |
| Lexington-Fayette, KY | 60 | $ 13,500,000 | $ 225,000 | $ 91,000 |
| Orlando-Kissimmee-Sanford, FL | 58 | $ 16,280,000 | $ 280,689 | $ 116,000 |
| Miami-Miami Beach-Kendall, FL | 56 | $ 35,980,000 | $ 642,500 | $ 255,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 55 | $ 16,615,000 | $ 302,090 | $ 130,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 55 | $ 32,725,000 | $ 595,000 | $ 222,000 |
| Pittsburgh, PA | 53 | $ 13,865,000 | $ 261,603 | $ 129,000 |
| Roanoke, VA | 53 | $ 13,525,000 | $ 255,188 | $ 113,000 |
| Mobile, AL | 52 | $ 11,780,000 | $ 226,538 | $ 91,000 |
| Staunton-Waynesboro, VA | 52 | $ 13,740,000 | $ 264,230 | $ 99,000 |
| Flint, MI | 51 | $ 10,645,000 | $ 208,725 | $ 87,000 |
| Cambridge-Newton-Framingham, MA | 49 | $ 26,365,000 | $ 538,061 | $ 184,000 |
| Reading, PA | 47 | $ 12,825,000 | $ 272,872 | $ 115,000 |
| Sierra Vista-Douglas, AZ | 46 | $ 10,610,000 | $ 230,652 | $ 83,000 |
| Boston, MA | 45 | $ 26,845,000 | $ 596,555 | $ 189,000 |
| Elizabethtown-Fort Knox, KY | 45 | $ 9,615,000 | $ 213,666 | $ 91,000 |
| Vineland-Bridgeton, NJ | 45 | $ 11,605,000 | $ 257,888 | $ 108,000 |
| Lake County-Porter County-Jasper County, IN | 44 | $ 9,760,000 | $ 221,818 | $ 86,000 |
| Lafayette-West Lafayette, IN | 41 | $ 8,795,000 | $ 214,512 | $ 72,000 |
| Tampa, FL | 41 | $ 10,855,000 | $ 264,756 | $ 105,000 |
| Eau Claire, WI | 40 | $ 8,660,000 | $ 216,500 | $ 91,000 |
| Dover, DE | 39 | $ 12,495,000 | $ 320,384 | $ 110,000 |
| Houston-The Woodlands-Sugar Land, TX | 39 | $ 11,805,000 | $ 302,692 | $ 170,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 39 | $ 14,685,000 | $ 376,538 | $ 157,000 |
| Knoxville, TN | 38 | $ 11,170,000 | $ 293,947 | $ 111,000 |
| Lynchburg, VA | 37 | $ 9,135,000 | $ 246,891 | $ 110,000 |
| North Port-Sarasota-Bradenton, FL | 37 | $ 12,325,000 | $ 333,108 | $ 143,000 |
| Santa Maria-Santa Barbara, CA | 37 | $ 30,405,000 | $ 821,756 | $ 384,000 |
| Oakland-Hayward-Berkeley, CA | 36 | $ 29,280,000 | $ 813,333 | $ 251,000 |
| Shreveport-Bossier City, LA | 36 | $ 8,240,000 | $ 228,888 | $ 102,000 |
| Wausau, WI | 36 | $ 7,980,000 | $ 221,666 | $ 105,000 |
| Cape Coral-Fort Myers, FL | 35 | $ 11,015,000 | $ 314,714 | $ 152,000 |
| Columbus, OH | 35 | $ 9,065,000 | $ 259,000 | $ 76,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 35 | $ 13,515,000 | $ 386,142 | $ 240,000 |
| Memphis, TN-MS-AR | 35 | $ 8,465,000 | $ 241,857 | $ 91,285 |
| Bozeman, MT | 34 | $ 18,210,000 | $ 535,588 | $ 190,000 |
| Elgin, IL | 33 | $ 10,645,000 | $ 322,575 | $ 132,000 |
| Fayetteville, NC | 33 | $ 7,735,000 | $ 234,393 | $ 78,000 |
| San Francisco-Redwood City-South San Francisco, CA | 31 | $ 25,705,000 | $ 829,193 | $ 350,000 |
| Tacoma-Lakewood, WA | 31 | $ 14,835,000 | $ 478,548 | $ 138,000 |
| Winchester, VA-WV | 31 | $ 10,955,000 | $ 353,387 | $ 126,290 |
| Ocala, FL | 30 | $ 5,790,000 | $ 193,000 | $ 94,000 |
| Palm Bay-Melbourne-Titusville, FL | 30 | $ 9,530,000 | $ 317,666 | $ 126,000 |
| Port St. Lucie, FL | 30 | $ 12,520,000 | $ 417,333 | $ 241,000 |
| St. Cloud, MN | 30 | $ 6,410,000 | $ 213,666 | $ 101,000 |
| Abilene, TX | 29 | $ 6,975,000 | $ 240,517 | $ 108,000 |
| Daphne-Fairhope-Foley, AL | 29 | $ 6,485,000 | $ 223,620 | $ 105,000 |
| Grand Rapids-Wyoming, MI | 29 | $ 8,245,000 | $ 284,310 | $ 99,000 |
| Lexington Park, MD | 29 | $ 11,805,000 | $ 407,068 | $ 134,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 9,035,000 | $ 311,551 | $ 103,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 28 | $ 7,120,000 | $ 254,285 | $ 85,000 |
| Gainesville, GA | 28 | $ 11,370,000 | $ 406,071 | $ 123,000 |
| Racine, WI | 28 | $ 7,650,000 | $ 273,214 | $ 105,000 |
| Sherman-Denison, TX | 28 | $ 7,350,000 | $ 262,500 | $ 112,000 |
| Duluth, MN-WI | 27 | $ 6,165,000 | $ 228,333 | $ 100,518 |
| Huntsville, AL | 27 | $ 8,205,000 | $ 303,888 | $ 118,000 |
| Worcester, MA-CT | 27 | $ 9,765,000 | $ 361,666 | $ 136,000 |
| Providence-Warwick, RI-MA | 26 | $ 12,080,000 | $ 464,615 | $ 168,576 |
| York-Hanover, PA | 26 | $ 5,340,000 | $ 205,384 | $ 82,000 |
| Homosassa Springs, FL | 25 | $ 7,495,000 | $ 299,800 | $ 111,000 |
| Janesville-Beloit, WI | 24 | $ 5,260,000 | $ 219,166 | $ 89,000 |
| Missoula, MT | 24 | $ 11,230,000 | $ 467,916 | $ 172,000 |
| Salem, OR | 24 | $ 9,610,000 | $ 400,416 | $ 122,000 |
| Bend-Redmond, OR | 23 | $ 10,445,000 | $ 454,130 | $ 155,000 |
| Burlington, NC | 22 | $ 6,150,000 | $ 279,545 | $ 117,000 |
| Elkhart-Goshen, IN | 22 | $ 5,500,000 | $ 250,000 | $ 112,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 22 | $ 3,870,000 | $ 175,909 | $ 82,000 |
| Springfield, MO | 22 | $ 4,390,000 | $ 199,545 | $ 69,000 |
| Detroit-Dearborn-Livonia, MI | 21 | $ 3,445,000 | $ 164,047 | $ 71,000 |
| Hinesville, GA | 21 | $ 5,285,000 | $ 251,666 | $ 95,000 |
| Kalamazoo-Portage, MI | 21 | $ 5,825,000 | $ 277,380 | $ 98,000 |
| Prescott Valley-Prescott, AZ | 21 | $ 8,165,000 | $ 388,809 | $ 331,000 |
| Anchorage, AK | 20 | $ 6,350,000 | $ 317,500 | $ 87,000 |
| Fond Du Lac, WI | 20 | $ 4,770,000 | $ 238,500 | $ 116,000 |
| Gainesville, FL | 20 | $ 4,820,000 | $ 241,000 | $ 78,000 |
| Oshkosh-Neenah, WI | 20 | $ 4,210,000 | $ 210,500 | $ 98,000 |
| Clarksville, TN-KY | 19 | $ 4,875,000 | $ 256,578 | $ 78,789 |
| Columbus, IN | 19 | $ 4,035,000 | $ 212,368 | $ 93,000 |
| Everett, WA | 19 | $ 9,995,000 | $ 526,052 | $ 153,000 |
| Kingston, NY | 19 | $ 7,275,000 | $ 382,894 | $ 166,000 |
| Naples-Immokalee-Marco Island, FL | 19 | $ 11,535,000 | $ 607,105 | $ 185,000 |
| St. Petersburg-Clearwater-Largo, FL | 19 | $ 5,785,000 | $ 304,473 | $ 113,000 |
| Cleveland, OH | 18 | $ 4,690,000 | $ 260,555 | $ 93,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 5,680,000 | $ 315,555 | $ 152,000 |
| Hickory-Lenoir-Morganton, NC | 18 | $ 5,280,000 | $ 293,333 | $ 109,000 |
| Tuscaloosa, AL | 18 | $ 3,310,000 | $ 183,888 | $ 83,000 |
| Columbus, GA-AL | 17 | $ 3,955,000 | $ 232,647 | $ 107,000 |
| Dayton-Springfield-Kettering, OH | 17 | $ 3,765,000 | $ 221,470 | $ 84,000 |
| South Bend-Mishawaka, IN-MI | 17 | $ 3,455,000 | $ 203,235 | $ 81,764 |
| Hilton Head Island-Bluffton-Beaufort, SC | 16 | $ 6,540,000 | $ 408,750 | $ 163,000 |
| Lakeland-Winter Haven, FL | 16 | $ 3,900,000 | $ 243,750 | $ 113,000 |
| Lansing-East Lansing, MI | 16 | $ 3,090,000 | $ 193,125 | $ 84,000 |
| Macon-Bibb County, GA | 16 | $ 3,990,000 | $ 249,375 | $ 113,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 7,140,000 | $ 446,250 | $ 153,000 |
| Sebastian-Vero Beach, FL | 16 | $ 6,150,000 | $ 384,375 | $ 99,000 |
| Eugene, OR | 15 | $ 5,105,000 | $ 340,333 | $ 97,000 |
| Jacksonville, NC | 15 | $ 4,485,000 | $ 299,000 | $ 104,000 |
| Savannah, GA | 15 | $ 4,355,000 | $ 290,333 | $ 135,000 |
| Boulder, CO | 14 | $ 11,020,000 | $ 787,142 | $ 289,000 |
| Fort Wayne, IN | 14 | $ 4,020,000 | $ 287,142 | $ 122,000 |
| Mankato-North Mankato, MN | 14 | $ 2,720,000 | $ 194,285 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 4,440,000 | $ 317,142 | $ 169,000 |
| Athens-Clarke County, GA | 13 | $ 3,705,000 | $ 285,000 | $ 102,000 |
| Battle Creek, MI | 13 | $ 2,105,000 | $ 161,923 | $ 87,000 |
| Colorado Springs, CO | 13 | $ 6,365,000 | $ 489,615 | $ 114,000 |
| Harrisburg-Carlisle, PA | 13 | $ 3,935,000 | $ 302,692 | $ 128,000 |
| Kingsport-Bristol-Bristol, TN-VA | 13 | $ 2,635,000 | $ 202,692 | $ 60,769 |
| Montgomery, AL | 13 | $ 2,735,000 | $ 210,384 | $ 70,000 |
| Williamsport, PA | 13 | $ 2,845,000 | $ 218,846 | $ 101,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 2,340,000 | $ 195,000 | $ 72,750 |
| Helena, MT | 12 | $ 5,760,000 | $ 480,000 | $ 203,000 |
| Lancaster, PA | 12 | $ 3,410,000 | $ 284,166 | $ 132,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 4,070,000 | $ 339,166 | $ 158,000 |
| Olympia-Tumwater, WA | 12 | $ 5,440,000 | $ 453,333 | $ 146,000 |
| Rocky Mount, NC | 12 | $ 3,180,000 | $ 265,000 | $ 119,000 |
| St. Joseph, MO-KS | 12 | $ 2,620,000 | $ 218,333 | $ 98,000 |
| Asheville, NC | 11 | $ 3,485,000 | $ 316,818 | $ 127,000 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 5,865,000 | $ 533,181 | $ 198,000 |
| Greeley, CO | 11 | $ 4,355,000 | $ 395,909 | $ 129,000 |
| Harrisonburg, VA | 11 | $ 3,765,000 | $ 342,272 | $ 109,000 |
| Kenosha, WI | 11 | $ 3,135,000 | $ 285,000 | $ 88,000 |
| Albuquerque, NM | 10 | $ 3,050,000 | $ 305,000 | $ 111,000 |
| Appleton, WI | 10 | $ 2,300,000 | $ 230,000 | $ 94,000 |
| Columbia, SC | 10 | $ 2,480,000 | $ 248,000 | $ 299,000 |
| Green Bay, WI | 10 | $ 2,050,000 | $ 205,000 | $ 122,000 |
| Modesto, CA | 10 | $ 3,750,000 | $ 375,000 | $ 142,000 |
| Tallahassee, FL | 10 | $ 2,680,000 | $ 268,000 | $ 78,000 |
| Valdosta, GA | 10 | $ 2,030,000 | $ 203,000 | $ 92,000 |
| Akron, OH | 9 | $ 1,985,000 | $ 220,555 | $ 90,000 |
| Flagstaff, AZ | 9 | $ 3,525,000 | $ 391,666 | $ 158,000 |
| Fresno, CA | 9 | $ 2,255,000 | $ 250,555 | $ 85,000 |
| Gettysburg, PA | 9 | $ 2,875,000 | $ 319,444 | $ 135,000 |
| Lawrence, KS | 9 | $ 2,345,000 | $ 260,555 | $ 141,000 |
| Punta Gorda, FL | 9 | $ 2,375,000 | $ 263,888 | $ 133,000 |
| Bakersfield, CA | 8 | $ 2,530,000 | $ 316,250 | $ 221,000 |
| Barnstable Town, MA | 8 | $ 3,300,000 | $ 412,500 | $ 240,000 |
| Bloomington, IN | 8 | $ 1,640,000 | $ 205,000 | $ 76,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 2,390,000 | $ 298,750 | $ 146,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 2,380,000 | $ 297,500 | $ 86,000 |
| Michigan City-La Porte, IN | 8 | $ 1,830,000 | $ 228,750 | $ 50,000 |
| Panama City, FL | 8 | $ 2,430,000 | $ 303,750 | $ 90,000 |
| Reno, NV | 8 | $ 3,210,000 | $ 401,250 | $ 124,000 |
| Rome, GA | 8 | $ 1,790,000 | $ 223,750 | $ 120,000 |
| Springfield, MA | 8 | $ 2,360,000 | $ 295,000 | $ 95,000 |
| Stockton-Lodi, CA | 8 | $ 3,470,000 | $ 433,750 | $ 129,000 |
| Topeka, KS | 8 | $ 2,290,000 | $ 286,250 | $ 253,000 |
| Wildwood-The Villages, FL | 8 | $ 1,810,000 | $ 226,250 | $ 110,000 |
| Nassau County-Suffolk County, NY | 7 | $ 8,295,000 | $ 1,185,000 | $ 430,000 |
| Rapid City, SD | 7 | $ 1,435,000 | $ 205,000 | $ 91,000 |
| Tyler, TX | 7 | $ 1,325,000 | $ 189,285 | $ 111,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,985,000 | $ 426,428 | $ 160,000 |
| Austin-Round Rock, TX | 6 | $ 2,940,000 | $ 490,000 | $ 175,000 |
| Bowling Green, KY | 6 | $ 1,510,000 | $ 251,666 | $ 78,000 |
| Bremerton-Silverdale, WA | 6 | $ 2,800,000 | $ 466,666 | $ 147,000 |
| Carson City, NV | 6 | $ 1,580,000 | $ 263,333 | $ 66,000 |
| Chattanooga, TN-GA | 6 | $ 1,290,000 | $ 215,000 | $ 75,000 |
| Decatur, AL | 6 | $ 1,790,000 | $ 298,333 | $ 98,000 |
| Dothan, AL | 6 | $ 910,000 | $ 151,666 | $ 69,000 |
| Erie, PA | 6 | $ 670,000 | $ 111,666 | $ 83,000 |
| Fort Collins, CO | 6 | $ 2,590,000 | $ 431,666 | $ 167,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 790,000 | $ 131,666 | $ 78,666 |
| Jackson, MI | 6 | $ 870,000 | $ 145,000 | $ 49,000 |
| La Crosse-Onalaska, WI-MN | 6 | $ 1,750,000 | $ 291,666 | $ 129,000 |
| Merced, CA | 6 | $ 2,120,000 | $ 353,333 | $ 120,000 |
| Sioux Falls, SD | 6 | $ 1,950,000 | $ 325,000 | $ 129,666 |
| Yakima, WA | 6 | $ 2,010,000 | $ 335,000 | $ 102,000 |
| Albany, OR | 5 | $ 1,645,000 | $ 329,000 | $ 88,000 |
| Baton Rouge, LA | 5 | $ 1,045,000 | $ 209,000 | $ 110,000 |
| Canton-Massillon, OH | 5 | $ 1,545,000 | $ 309,000 | $ 99,000 |
| Evansville, IN-KY | 5 | $ 1,705,000 | $ 341,000 | $ 127,000 |
| Gadsden, AL | 5 | $ 955,000 | $ 191,000 | $ 86,000 |
| Johnson City, TN | 5 | $ 1,285,000 | $ 257,000 | $ 85,000 |
| Las Cruces, NM | 5 | $ 2,045,000 | $ 409,000 | $ 128,000 |
| Medford, OR | 5 | $ 1,055,000 | $ 211,000 | $ 42,000 |
| Muncie, IN | 5 | $ 1,145,000 | $ 229,000 | $ 90,000 |
| New Orleans-Metairie, LA | 5 | $ 1,325,000 | $ 265,000 | $ 96,000 |
| Rockford, IL | 5 | $ 515,000 | $ 103,000 | $ 49,000 |
| Salinas, CA | 5 | $ 2,045,000 | $ 409,000 | $ 214,000 |
| San Antonio-New Braunfels, TX | 5 | $ 1,855,000 | $ 371,000 | $ 208,000 |
| Spokane-Spokane Valley, WA | 5 | $ 2,205,000 | $ 441,000 | $ 131,000 |
| Wichita, KS | 5 | $ 1,365,000 | $ 273,000 | $ 105,000 |
| Ann Arbor, MI | 4 | $ 1,570,000 | $ 392,500 | $ 134,000 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 860,000 | $ 215,000 | $ 69,000 |
| Brunswick, GA | 4 | $ 1,420,000 | $ 355,000 | $ 920,000 |
| Charleston, WV | 4 | $ 830,000 | $ 207,500 | $ 122,000 |
| Dalton, GA | 4 | $ 870,000 | $ 217,500 | $ 92,000 |
| Florence-Muscle Shoals, AL | 4 | $ 730,000 | $ 182,500 | $ 51,000 |
| Goldsboro, NC | 4 | $ 1,230,000 | $ 307,500 | $ 112,000 |
| Grand Island, NE | 4 | $ 1,260,000 | $ 315,000 | $ 96,000 |
| Jackson, TN | 4 | $ 710,000 | $ 177,500 | $ 44,000 |
| Lebanon, PA | 4 | $ 1,030,000 | $ 257,500 | $ 114,000 |
| Longview, WA | 4 | $ 1,680,000 | $ 420,000 | $ 122,000 |
| Muskegon, MI | 4 | $ 750,000 | $ 187,500 | $ 59,000 |
| Saginaw, MI | 4 | $ 680,000 | $ 170,000 | $ 78,000 |
| San Rafael, CA | 4 | $ 5,410,000 | $ 1,352,500 | $ 283,000 |
| Sheboygan, WI | 4 | $ 1,070,000 | $ 267,500 | $ 82,000 |
| Spartanburg, SC | 4 | $ 960,000 | $ 240,000 | $ 102,000 |
| Warner Robins, GA | 4 | $ 1,310,000 | $ 327,500 | $ 124,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 470,000 | $ 117,500 | $ 50,000 |
| Auburn-Opelika, AL | 3 | $ 885,000 | $ 295,000 | $ 110,000 |
| Cape Girardeau, MO-IL | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| Columbia, MO | 3 | $ 725,000 | $ 241,666 | $ 80,000 |
| Fairbanks, AK | 3 | $ 575,000 | $ 191,666 | $ 131,000 |
| Florence, SC | 3 | $ 515,000 | $ 171,666 | $ 100,000 |
| Greenville, NC | 3 | $ 825,000 | $ 275,000 | $ 111,000 |
| Killeen-Temple, TX | 3 | $ 1,125,000 | $ 375,000 | $ 182,000 |
| Lafayette, LA | 3 | $ 585,000 | $ 195,000 | $ 110,000 |
| Longview, TX | 3 | $ 945,000 | $ 315,000 | $ 167,000 |
| Manchester-Nashua, NH | 3 | $ 975,000 | $ 325,000 | $ 137,000 |
| Niles-Benton Harbor, MI | 3 | $ 1,055,000 | $ 351,666 | $ 211,000 |
| Paducah, KY-IL | 3 | $ 485,000 | $ 161,666 | $ 76,000 |
| Pueblo, CO | 3 | $ 655,000 | $ 218,333 | $ 58,000 |
| Redding, CA | 3 | $ 855,000 | $ 285,000 | $ 82,000 |
| Sebring, FL | 3 | $ 585,000 | $ 195,000 | $ 67,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 825,000 | $ 275,000 | $ 50,000 |
| Terre Haute, IN | 3 | $ 655,000 | $ 218,333 | $ 86,000 |
| Toledo, OH | 3 | $ 615,000 | $ 205,000 | $ 135,000 |
| Yuma, AZ | 3 | $ 925,000 | $ 308,333 | $ 68,000 |
| Albany, GA | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
| Beaumont-Port Arthur, TX | 2 | $ 430,000 | $ 215,000 | $ 85,000 |
| Bloomington, IL | 2 | $ 430,000 | $ 215,000 | $ 99,000 |
| Champaign-Urbana, IL | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Cleveland, TN | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| Coeur D'Alene, ID | 2 | $ 480,000 | $ 240,000 | $ 147,000 |
| Corpus Christi, TX | 2 | $ 380,000 | $ 190,000 | $ 68,000 |
| El Centro, CA | 2 | $ 440,000 | $ 220,000 | $ 104,000 |
| Grand Junction, CO | 2 | $ 1,410,000 | $ 705,000 | $ 320,000 |
| Great Falls, MT | 2 | $ 780,000 | $ 390,000 | $ 285,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 750,000 | $ 375,000 | $ 147,000 |
| Joplin, MO | 2 | $ 470,000 | $ 235,000 | $ 48,000 |
| Kokomo, IN | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Lima, OH | 2 | $ 560,000 | $ 280,000 | $ 73,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Mansfield, OH | 2 | $ 320,000 | $ 160,000 | $ 53,000 |
| Midland, MI | 2 | $ 430,000 | $ 215,000 | $ 75,000 |
| Midland, TX | 2 | $ 720,000 | $ 360,000 | $ 118,000 |
| Monroe, MI | 2 | $ 630,000 | $ 315,000 | $ 140,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 500,000 | $ 250,000 | $ 89,000 |
| Rochester, NY | 2 | $ 1,060,000 | $ 530,000 | $ 77,000 |
| Rockingham County-Strafford County, NH | 2 | $ 1,010,000 | $ 505,000 | $ 108,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 750,000 | $ 375,000 | $ 171,000 |
| Sandusky, OH | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,930,000 | $ 965,000 | $ 292,000 |
| Santa Fe, NM | 2 | $ 770,000 | $ 385,000 | $ 135,000 |
| Santa Rosa, CA | 2 | $ 1,190,000 | $ 595,000 | $ 259,000 |
| State College, PA | 2 | $ 530,000 | $ 265,000 | $ 101,000 |
| Tulsa, OK | 2 | $ 730,000 | $ 365,000 | $ 170,000 |
| Visalia-Porterville, CA | 2 | $ 580,000 | $ 290,000 | $ 107,000 |
| Amherst Town-Northampton, MA | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Bay City, MI | 1 | $ 105,000 | $ 105,000 | $ 258,000 |
| Beckley, WV | 1 | $ 165,000 | $ 165,000 | $ 229,000 |
| Bellingham, WA | 1 | $ 545,000 | $ 545,000 | $ 95,000 |
| Billings, MT | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Boise City, ID | 1 | $ 415,000 | $ 415,000 | $ 100,000 |
| Brownsville-Harlingen, TX | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
| Chico, CA | 1 | $ 265,000 | $ 265,000 | $ 104,000 |
| College Station-Bryan, TX | 1 | $ 275,000 | $ 275,000 | $ 187,000 |
| Corvallis, OR | 1 | $ 555,000 | $ 555,000 | $ 169,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| El Paso, TX | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Elmira, NY | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Fargo, ND-MN | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Fort Smith, AR-OK | 1 | $ 395,000 | $ 395,000 | $ 153,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Hammond, LA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 395,000 | $ 395,000 | $ 89,000 |
| Hattiesburg, MS | 1 | $ 325,000 | $ 325,000 | $ 89,000 |
| Houma-Thibodaux, LA | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Jefferson City, MO | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Johnstown, PA | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Jonesboro, AR | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Kankakee, IL | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Kennewick-Richland, WA | 1 | $ 385,000 | $ 385,000 | $ 102,000 |
| Lawton, OK | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Lubbock, TX | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 335,000 | $ 335,000 | $ 354,000 |
| Morristown, TN | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Napa, CA | 1 | $ 915,000 | $ 915,000 | $ 599,000 |
| Ogden-Clearfield, UT | 1 | $ 435,000 | $ 435,000 | $ 126,000 |
| Oklahoma City, OK | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Peoria, IL | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Pittsfield, MA | 1 | $ 445,000 | $ 445,000 | $ 258,000 |
| Portland-South Portland, ME | 1 | $ 365,000 | $ 365,000 | $ 113,000 |
| Salt Lake City, UT | 1 | $ 615,000 | $ 615,000 | $ 210,000 |
| San Angelo, TX | 1 | $ 325,000 | $ 325,000 | $ 165,000 |
| Springfield, OH | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Traverse City, MI | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Utica-Rome, NY | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Waco, TX | 1 | $ 185,000 | $ 185,000 | $ 186,000 |
| Wichita Falls, TX | 1 | $ 215,000 | $ 215,000 | $ 139,000 |
| Yuba City, CA | 1 | $ 405,000 | $ 405,000 | $ 39,000 |
Mortgage Loan Application Detail Totals for Prosperity Home Mortgage, LLC in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 24,862 | $9,073,000,000 | $364,000 | $8,255,000 | $150,000 | $9,345,000 |
| Cash-out Refinancing | 2,843 | $816,445,000 | $287,000 | $3,005,000 | $94,000 | $4,313,000 |
| Refinancing | 1,659 | $614,905,000 | $370,000 | $4,205,000 | $146,000 | $2,280,000 |
| Other Purpose | 502 | $125,740,000 | $250,000 | $2,305,000 | $129,000 | $2,035,000 |
| Home Improvement | 48 | $14,170,000 | $295,000 | $765,000 | $177,000 | $824,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,281 | $6,567,245,000 | $359,000 | $3,005,000 | $149,000 | $5,411,000 |
| Not Provided | 4,847 | $1,812,775,000 | $373,000 | $4,205,000 | $152,000 | $9,345,000 |
| Black or African American | 2,725 | $781,005,000 | $286,000 | $1,685,000 | $105,000 | $2,044,000 |
| Hispanic | 2,416 | $780,160,000 | $322,000 | $8,255,000 | $118,000 | $2,222,000 |
| Asian | 1,445 | $642,445,000 | $444,000 | $3,005,000 | $177,000 | $2,299,000 |
| American Indian or Alaskan Native | 158 | $46,320,000 | $293,000 | $855,000 | $115,000 | $543,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $14,310,000 | $340,000 | $805,000 | $119,000 | $351,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,145 | $7,804,375,000 | $369,000 | $8,255,000 | $160,000 | $9,345,000 |
| FHA-insured (Federal Housing Administration) | 5,827 | $1,664,955,000 | $285,000 | $1,145,000 | $93,000 | $1,120,000 |
| VA-guaranteed (Veterans Administration) | 2,842 | $1,152,720,000 | $405,000 | $2,435,000 | $128,000 | $2,056,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 100 | $22,210,000 | $222,000 | $395,000 | $75,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,115 | $7,127,935,000 | $354,000 | $3,005,000 | $148,000 | $9,345,000 |
| Application Withdrawn By Applicant | 5,005 | $1,867,405,000 | $373,000 | $8,255,000 | $157,000 | $5,411,000 |
| Application Denied By Financial Institution | 2,206 | $659,990,000 | $299,000 | $3,005,000 | $90,000 | $1,824,000 |
| Preapproval Approved but not Accepted | 1,665 | $677,255,000 | $406,000 | $3,005,000 | $143,000 | $1,459,000 |
| File Closed For Incompleteness | 445 | $171,295,000 | $384,000 | $4,025,000 | $156,000 | $1,752,000 |
| Preapproval Denied by Financial Institution | 305 | $89,245,000 | $292,000 | $1,955,000 | $75,000 | $405,000 |
| Application Approved But Not Accepted | 138 | $41,660,000 | $301,000 | $1,325,000 | $176,000 | $5,411,000 |
| Loan Purchased By The Institution | 35 | $9,475,000 | $270,000 | $725,000 | $106,000 | $280,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27,403 | $9,895,025,000 | $361,000 | $8,255,000 | $149,000 | $9,345,000 |
| Debt-To-Income Ratio | 1,079 | $360,905,000 | $334,000 | $3,005,000 | $80,000 | $815,000 |
| Collateral | 501 | $137,755,000 | $274,000 | $1,545,000 | $111,000 | $1,081,000 |
| Credit History | 411 | $107,675,000 | $261,000 | $1,955,000 | $97,000 | $1,824,000 |
| Other | 177 | $41,975,000 | $237,000 | $1,345,000 | $93,000 | $391,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 146 | $43,210,000 | $295,000 | $1,385,000 | $110,000 | $744,000 |
| Unverifiable Information | 101 | $34,315,000 | $339,000 | $1,505,000 | $42,000 | $544,000 |
| Credit Application Incomplete | 48 | $11,910,000 | $248,000 | $565,000 | $66,000 | $230,000 |
| Employment History | 48 | $11,490,000 | $239,000 | $685,000 | $22,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Prosperity Home Mortgage, LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Prosperity Home Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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