Fremont Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Fremont Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fremont Bank 39150 Fremont Boulevard Fremont, CA 94538 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 19,554 |
| Total Mortgage Loan Application Amount | $6,513,600,000 |
| Average Mortgage Loan Application Amount | $317,666 |
| Highest Mortgage Loan Application Amount | $7,225,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $4,214,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Fremont Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fremont Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Fremont Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fremont Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Fremont Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fremont Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alameda County California | 4,792 | $ 1,583,770,000 | $ 330,000 | $ 126,000 |
| Contra Costa County California | 2,521 | $ 782,381,000 | $ 310,000 | $ 132,000 |
| Santa Clara County California | 2,171 | $ 808,550,000 | $ 372,000 | $ 145,000 |
| Los Angeles County California | 1,571 | $ 637,191,000 | $ 405,000 | $ 154,000 |
| Orange County California | 801 | $ 344,438,000 | $ 430,000 | $ 168,000 |
| San Mateo County California | 790 | $ 317,078,000 | $ 401,000 | $ 153,000 |
| Sacramento County California | 767 | $ 185,670,000 | $ 242,000 | $ 115,000 |
| San Joaquin County California | 753 | $ 180,216,000 | $ 239,000 | $ 109,000 |
| San Francisco County California | 467 | $ 212,134,000 | $ 454,000 | $ 163,000 |
| San Diego County California | 429 | $ 171,800,000 | $ 400,000 | $ 167,000 |
| Solano County California | 418 | $ 103,465,000 | $ 247,000 | $ 106,000 |
| Stanislaus County California | 333 | $ 66,373,000 | $ 199,000 | $ 94,000 |
| Monterey County California | 328 | $ 112,995,000 | $ 344,000 | $ 164,000 |
| Riverside County California | 302 | $ 85,620,000 | $ 283,000 | $ 163,000 |
| Placer County California | 292 | $ 89,721,000 | $ 307,000 | $ 147,000 |
| Butte County California | 281 | $ 65,959,000 | $ 234,000 | $ 115,000 |
| Sonoma County California | 278 | $ 94,862,000 | $ 341,000 | $ 133,000 |
| Santa Cruz County California | 207 | $ 85,890,000 | $ 414,000 | $ 168,000 |
| San Bernardino County California | 200 | $ 58,683,000 | $ 293,000 | $ 140,000 |
| Ventura County California | 200 | $ 71,208,000 | $ 356,000 | $ 140,000 |
| Marin County California | 197 | $ 86,715,000 | $ 440,000 | $ 182,000 |
| Fresno County California | 150 | $ 32,403,000 | $ 216,000 | $ 116,000 |
| El Dorado County California | 117 | $ 29,725,000 | $ 254,000 | $ 145,000 |
| Napa County California | 106 | $ 41,632,000 | $ 392,000 | $ 166,000 |
| Santa Barbara County California | 90 | $ 36,637,000 | $ 407,000 | $ 149,000 |
| San Luis Obispo County California | 83 | $ 25,648,000 | $ 309,000 | $ 153,000 |
| Calaveras County California | 79 | $ 17,644,000 | $ 223,000 | $ 133,000 |
| Merced County California | 70 | $ 12,463,000 | $ 178,000 | $ 107,000 |
| Yolo County California | 67 | $ 17,215,000 | $ 256,000 | $ 129,000 |
| Tuolumne County California | 65 | $ 12,942,000 | $ 199,000 | $ 108,000 |
| Nevada County California | 58 | $ 15,893,000 | $ 274,000 | $ 132,000 |
| San Benito County California | 49 | $ 15,196,000 | $ 310,000 | $ 107,000 |
| Clark County Nevada | 45 | $ 8,927,000 | $ 198,000 | $ 104,000 |
| Maricopa County Arizona | 44 | $ 7,529,000 | $ 171,000 | $ 110,000 |
| Kern County California | 37 | $ 7,386,000 | $ 199,000 | $ 141,000 |
| Madera County California | 35 | $ 6,462,000 | $ 184,000 | $ 132,000 |
| Washoe County Nevada | 32 | $ 8,198,000 | $ 256,000 | $ 193,000 |
| Mendocino County California | 24 | $ 5,200,000 | $ 216,000 | $ 142,000 |
| Shasta County California | 24 | $ 5,326,000 | $ 221,000 | $ 119,000 |
| Lake County California | 22 | $ 4,447,000 | $ 202,000 | $ 130,000 |
| Sutter County California | 19 | $ 3,602,000 | $ 189,000 | $ 135,000 |
| Tulare County California | 17 | $ 3,199,000 | $ 188,000 | $ 129,000 |
| Amador County California | 14 | $ 3,324,000 | $ 237,000 | $ 121,000 |
| Mono County California | 13 | $ 3,220,000 | $ 247,000 | $ 174,000 |
| Siskiyou County California | 12 | $ 3,031,000 | $ 252,000 | $ 123,000 |
| Yuba County California | 11 | $ 2,315,000 | $ 210,000 | $ 78,000 |
| Mariposa County California | 10 | $ 2,180,000 | $ 218,000 | $ 70,000 |
| Washington County Oregon | 10 | $ 2,386,000 | $ 238,000 | $ 119,000 |
| Douglas County Nevada | 9 | $ 2,038,000 | $ 226,000 | $ 158,000 |
| Deschutes County Oregon | 9 | $ 2,001,000 | $ 222,000 | $ 112,000 |
| Multnomah County Oregon | 9 | $ 1,950,000 | $ 216,000 | $ 91,000 |
| Pima County Arizona | 8 | $ 1,307,000 | $ 163,000 | $ 67,000 |
| Humboldt County California | 8 | $ 1,348,000 | $ 168,000 | $ 92,000 |
| Plumas County California | 8 | $ 1,827,000 | $ 228,000 | $ 260,000 |
| Glenn County California | 7 | $ 1,597,000 | $ 228,000 | $ 258,000 |
| Inyo County California | 6 | $ 1,282,000 | $ 213,000 | $ 95,000 |
| Lane County Oregon | 6 | $ 1,281,000 | $ 213,000 | $ 130,000 |
| Yavapai County Arizona | 5 | $ 1,143,000 | $ 228,000 | $ 113,000 |
| Kings County California | 5 | $ 1,081,000 | $ 216,000 | $ 137,000 |
| Clackamas County Oregon | 5 | $ 1,021,000 | $ 204,000 | $ 114,000 |
| Lyon County Nevada | 4 | $ 609,000 | $ 152,000 | $ 77,000 |
| Josephine County Oregon | 4 | $ 813,000 | $ 203,000 | $ 49,000 |
| Tehama County California | 3 | $ 442,000 | $ 147,000 | $ 40,000 |
| Marion County Oregon | 3 | $ 474,000 | $ 158,000 | $ 64,000 |
| Wasco County Oregon | 3 | $ 625,000 | $ 208,000 | $ 118,000 |
| Alpine County California | 2 | $ 357,000 | $ 178,000 | $ 224,000 |
| Trinity County California | 2 | $ 462,000 | $ 231,000 | $ 142,000 |
| Benton County Oregon | 2 | $ 357,000 | $ 178,000 | $ 123,000 |
| Curry County Oregon | 2 | $ 577,000 | $ 288,000 | $ 101,000 |
| Jackson County Oregon | 2 | $ 363,000 | $ 181,000 | $ 81,000 |
| Linn County Oregon | 2 | $ 222,000 | $ 111,000 | $ 132,000 |
| Cochise County Arizona | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Coconino County Arizona | 1 | $ 285,000 | $ 285,000 | $ 287,000 |
| Mohave County Arizona | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| Pinal County Arizona | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Colusa County California | 1 | $ 258,000 | $ 258,000 | $ 113,000 |
| Del Norte County California | 1 | $ 308,000 | $ 308,000 | $ 76,000 |
| Lassen County California | 1 | $ 320,000 | $ 320,000 | $ 110,000 |
| Sierra County California | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 1,000,000 | $ 1,000,000 | $ 3,619,000 |
| Elko County Nevada | 1 | $ 106,000 | $ 106,000 | $ 85,000 |
| Storey County Nevada | 1 | $ 280,000 | $ 280,000 | $ 131,000 |
| Coos County Oregon | 1 | $ 258,000 | $ 258,000 | $ 166,000 |
| Douglas County Oregon | 1 | $ 200,000 | $ 200,000 | $ 143,000 |
| Klamath County Oregon | 1 | $ 269,000 | $ 269,000 | $ 191,000 |
| Polk County Oregon | 1 | $ 148,000 | $ 148,000 | $ 147,000 |
| Yamhill County Oregon | 1 | $ 212,000 | $ 212,000 | $ 211,000 |
Mortgage Loan Application Detail Totals for Fremont Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,316 | $5,293,232,000 | $324,000 | $7,225,000 | $132,000 | $3,619,000 |
| Home Purchase | 2,503 | $1,072,472,000 | $428,000 | $3,133,000 | $168,000 | $4,214,000 |
| Home Improvement | 735 | $147,896,000 | $201,000 | $2,500,000 | $144,000 | $2,319,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 7,758 | $2,342,334,000 | $301,000 | $3,600,000 | $129,000 | $4,214,000 |
| White | 6,485 | $2,339,310,000 | $360,000 | $3,425,000 | $153,000 | $3,619,000 |
| Asian | 3,717 | $1,272,651,000 | $342,000 | $1,913,000 | $138,000 | $2,701,000 |
| Hispanic | 1,156 | $359,466,000 | $310,000 | $1,306,000 | $110,000 | $1,151,000 |
| Black or African American | 246 | $77,608,000 | $315,000 | $1,000,000 | $109,000 | $370,000 |
| Native Hawaiin or Other Pacific Islander | 115 | $36,378,000 | $316,000 | $650,000 | $122,000 | $384,000 |
| Not applicable | 48 | $75,456,000 | $1,572,000 | $7,225,000 | $0 | $0 |
| American Indian or Alaskan Native | 29 | $10,397,000 | $358,000 | $753,000 | $152,000 | $667,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,380 | $6,443,935,000 | $332,000 | $7,225,000 | $137,000 | $4,214,000 |
| FHA-insured (Federal Housing Administration) | 174 | $69,665,000 | $400,000 | $680,000 | $99,000 | $257,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 14,415 | $4,636,545,000 | $321,000 | $7,225,000 | $138,000 | $4,214,000 |
| Application Withdrawn By Applicant | 2,263 | $806,960,000 | $356,000 | $6,000,000 | $135,000 | $1,880,000 |
| File Closed For Incompleteness | 1,603 | $598,390,000 | $373,000 | $2,500,000 | $144,000 | $2,701,000 |
| Application Denied By Financial Institution | 1,064 | $385,592,000 | $362,000 | $2,860,000 | $116,000 | $1,599,000 |
| Application Approved But Not Accepted | 186 | $78,716,000 | $423,000 | $3,133,000 | $147,000 | $1,009,000 |
| Preapproval Denied by Financial Institution | 23 | $7,397,000 | $321,000 | $1,000,000 | $66,000 | $163,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fremont Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fremont Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.