Gateway First Bank Mortgage Lending & HMDA Data, 2025

In 2025, Gateway First Bank of Jenks, OK reported 12,752 mortgage applications totaling $3.5 billion, down 3% from 2024. The average application was for $275,668, and applicants reported an average income of $135,445. 62% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Oklahoma City, OK (920), Houston-The Woodlands-Sugar Land, TX (911) and San Antonio-New Braunfels, TX (734) (applications in parentheses).

Mortgage Company & Address Gateway First Bank
244 South Gateway Place
Jenks, OK 74037
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 12,752
Total Mortgage Loan Application Amount $3,515,320,000
Average Mortgage Loan Application Amount $275,668
Highest Mortgage Loan Application Amount $5,675,000
Average Applicant Income $135,445
Highest Applicant Income $7,182,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway First Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Gateway First Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 534 $ 154,090,000 $ 288,558 $ 124,000
Oklahoma, Oklahoma 434 $ 120,440,000 $ 277,511 $ 138,000
Sedgwick, Kansas 371 $ 95,715,000 $ 257,991 $ 128,000
Harris, Texas 370 $ 107,250,000 $ 289,864 $ 144,000
Tulsa, Oklahoma 319 $ 84,645,000 $ 265,344 $ 152,000
Tarrant, Texas 309 $ 93,545,000 $ 302,734 $ 147,000
Beaufort, South Carolina 281 $ 106,665,000 $ 379,590 $ 174,000
Cleveland, Oklahoma 276 $ 66,000,000 $ 239,130 $ 133,000
Horry, South Carolina 258 $ 67,090,000 $ 260,038 $ 147,000
Kanawha, West Virginia 227 $ 36,825,000 $ 162,224 $ 87,000
Brazoria, Texas 219 $ 65,525,000 $ 299,200 $ 152,000
Garfield, Oklahoma 214 $ 29,230,000 $ 136,588 $ 87,000
Ellis, Texas 211 $ 76,585,000 $ 362,962 $ 166,000
Benton, Arkansas 203 $ 66,075,000 $ 325,492 $ 147,000
Otero, New Mexico 201 $ 30,275,000 $ 150,621 $ 90,000
Galveston, Texas 151 $ 43,015,000 $ 284,867 $ 172,000
Pontotoc, Oklahoma 149 $ 27,605,000 $ 185,268 $ 100,000
Dallas, Texas 148 $ 41,610,000 $ 281,148 $ 126,000
Pettis, Missouri 144 $ 24,730,000 $ 171,736 $ 86,000
Sumter, South Carolina 132 $ 27,510,000 $ 208,409 $ 91,000
Duval, Florida 131 $ 23,915,000 $ 182,557 $ 92,000
Weld, Colorado 126 $ 44,540,000 $ 353,492 $ 129,000
Washington, Arkansas 123 $ 38,665,000 $ 314,349 $ 132,000
Bell, Texas 119 $ 46,385,000 $ 389,789 $ 152,000
El Paso, Texas 119 $ 38,535,000 $ 323,823 $ 136,000
Canadian, Oklahoma 104 $ 24,450,000 $ 235,096 $ 103,000
Georgetown, South Carolina 92 $ 33,590,000 $ 365,108 $ 190,000
Butler, Kansas 87 $ 19,475,000 $ 223,850 $ 129,000
Hidalgo, Texas 86 $ 25,550,000 $ 297,093 $ 125,000
Johnson, Texas 84 $ 22,720,000 $ 270,476 $ 127,000
Larimer, Colorado 79 $ 31,515,000 $ 398,924 $ 136,000
Collin, Texas 79 $ 32,325,000 $ 409,177 $ 179,000
Nueces, Texas 78 $ 16,200,000 $ 207,692 $ 112,000
Denton, Texas 76 $ 27,480,000 $ 361,578 $ 159,000
Pennington, South Dakota 73 $ 17,215,000 $ 235,821 $ 98,000
Douglas, Nebraska 72 $ 16,930,000 $ 235,138 $ 160,000
Montgomery, Texas 68 $ 23,970,000 $ 352,500 $ 150,000
Hood, Texas 67 $ 23,535,000 $ 351,268 $ 154,000
Wagoner, Oklahoma 66 $ 13,890,000 $ 210,454 $ 108,000
Cumberland, New Jersey 65 $ 11,195,000 $ 172,230 $ 85,000
Guadalupe, Texas 65 $ 21,175,000 $ 325,769 $ 128,000
Dona Ana, New Mexico 64 $ 13,730,000 $ 214,531 $ 117,000
Fort Bend, Texas 64 $ 22,060,000 $ 344,687 $ 142,000
Matagorda, Texas 62 $ 12,700,000 $ 204,838 $ 113,000
Pulaski, Arkansas 61 $ 17,855,000 $ 292,704 $ 161,000
Carter, Oklahoma 61 $ 10,585,000 $ 173,524 $ 101,000
Gloucester, New Jersey 60 $ 12,860,000 $ 214,333 $ 99,000
Comal, Texas 58 $ 25,500,000 $ 439,655 $ 162,000
Burlington, New Jersey 57 $ 15,345,000 $ 269,210 $ 131,000
Maverick, Texas 57 $ 12,645,000 $ 221,842 $ 107,000
Washoe, Nevada 56 $ 25,500,000 $ 455,357 $ 294,000
Rogers, Oklahoma 56 $ 17,320,000 $ 309,285 $ 152,000
Travis, Texas 56 $ 25,010,000 $ 446,607 $ 209,000
Williamson, Texas 56 $ 21,960,000 $ 392,142 $ 153,000
Putnam, West Virginia 56 $ 10,890,000 $ 194,464 $ 94,000
Bryan, Oklahoma 55 $ 11,945,000 $ 217,181 $ 109,000
Lubbock, Texas 55 $ 15,015,000 $ 273,000 $ 131,000
Meade, South Dakota 54 $ 14,740,000 $ 272,962 $ 114,000
Parker, Texas 54 $ 24,550,000 $ 454,629 $ 225,000
Blount, Tennessee 52 $ 15,760,000 $ 303,076 $ 117,000
Knox, Tennessee 52 $ 16,920,000 $ 325,384 $ 133,000
Bonneville, Idaho 49 $ 15,125,000 $ 308,673 $ 107,000
Sevier, Tennessee 49 $ 24,975,000 $ 509,693 $ 371,000
Clay, Florida 48 $ 11,830,000 $ 246,458 $ 97,000
Webb, Texas 47 $ 10,875,000 $ 231,382 $ 101,000
Camden, New Jersey 46 $ 8,960,000 $ 194,782 $ 97,000
Jasper, Missouri 45 $ 7,975,000 $ 177,222 $ 93,000
Ocean, New Jersey 44 $ 13,680,000 $ 310,909 $ 124,000
Montgomery, Ohio 44 $ 7,010,000 $ 159,318 $ 77,000
Mecklenburg, North Carolina 43 $ 13,135,000 $ 305,465 $ 144,000
McClain, Oklahoma 42 $ 11,840,000 $ 281,904 $ 133,000
McPherson, Kansas 41 $ 8,645,000 $ 210,853 $ 94,000
Cameron, Texas 41 $ 8,725,000 $ 212,804 $ 111,000
Cass, Missouri 39 $ 13,445,000 $ 344,743 $ 154,000
Rowan, North Carolina 39 $ 8,955,000 $ 229,615 $ 99,000
Roane, Tennessee 38 $ 12,110,000 $ 318,684 $ 114,000
Warren, Ohio 37 $ 10,805,000 $ 292,027 $ 132,000
Cabarrus, North Carolina 35 $ 9,045,000 $ 258,428 $ 99,000
McLennan, Texas 34 $ 8,880,000 $ 261,176 $ 141,000
Marion, Indiana 33 $ 6,945,000 $ 210,454 $ 97,000
Garvin, Oklahoma 33 $ 5,195,000 $ 157,424 $ 97,000
Lawrence, South Dakota 32 $ 8,460,000 $ 264,375 $ 121,000
Greene, Missouri 31 $ 7,315,000 $ 235,967 $ 142,000
Logan, Oklahoma 31 $ 9,775,000 $ 315,322 $ 179,000
Kaufman, Texas 31 $ 7,945,000 $ 256,290 $ 106,000
Jefferson, Texas 30 $ 8,470,000 $ 282,333 $ 145,000
Wise, Texas 30 $ 8,090,000 $ 269,666 $ 113,000
Nassau, Florida 29 $ 9,895,000 $ 341,206 $ 195,000
Sarpy, Nebraska 29 $ 7,685,000 $ 265,000 $ 171,000
Atlantic, New Jersey 29 $ 6,985,000 $ 240,862 $ 123,000
Wharton, Texas 29 $ 5,455,000 $ 188,103 $ 105,000
Faulkner, Arkansas 28 $ 8,670,000 $ 309,642 $ 153,000
Monmouth, New Jersey 28 $ 12,250,000 $ 437,500 $ 138,000
Yuma, Arizona 27 $ 8,435,000 $ 312,407 $ 100,000
Salem, New Jersey 27 $ 4,725,000 $ 175,000 $ 94,000
Creek, Oklahoma 27 $ 7,055,000 $ 261,296 $ 149,000
Butte, South Dakota 26 $ 5,990,000 $ 230,384 $ 88,000
Medina, Texas 26 $ 11,720,000 $ 450,769 $ 183,000
Cabell, West Virginia 26 $ 4,510,000 $ 173,461 $ 109,000
Mercer, New Jersey 25 $ 4,955,000 $ 198,200 $ 92,000
Grady, Oklahoma 25 $ 5,215,000 $ 208,600 $ 103,000
Newton, Missouri 24 $ 6,100,000 $ 254,166 $ 107,000
Union, North Carolina 24 $ 11,520,000 $ 480,000 $ 217,000
Boone, West Virginia 24 $ 3,150,000 $ 131,250 $ 73,000
Delaware, Oklahoma 23 $ 6,775,000 $ 294,565 $ 136,000
Monroe, Tennessee 23 $ 5,875,000 $ 255,434 $ 111,000
Marion, Kansas 22 $ 3,550,000 $ 161,363 $ 75,000
Lancaster, Nebraska 22 $ 6,850,000 $ 311,363 $ 262,000
Pottawatomie, Oklahoma 22 $ 10,240,000 $ 465,454 $ 123,000
Jasper, South Carolina 22 $ 8,440,000 $ 383,636 $ 145,000
Randall, Texas 22 $ 5,850,000 $ 265,909 $ 115,000
Greene, Ohio 21 $ 5,065,000 $ 241,190 $ 98,000
Seminole, Oklahoma 21 $ 2,695,000 $ 128,333 $ 85,000
Burnet, Texas 21 $ 6,795,000 $ 323,571 $ 182,000
Zapata, Texas 21 $ 2,995,000 $ 142,619 $ 113,000
Lonoke, Arkansas 20 $ 4,640,000 $ 232,000 $ 109,000
Cowley, Kansas 20 $ 4,800,000 $ 240,000 $ 96,000
Washington, Oklahoma 20 $ 6,120,000 $ 306,000 $ 163,000
Clarendon, South Carolina 20 $ 3,980,000 $ 199,000 $ 80,000
Park, Wyoming 20 $ 5,930,000 $ 296,500 $ 129,000
Sebastian, Arkansas 18 $ 3,800,000 $ 211,111 $ 117,000
Osage, Oklahoma 18 $ 5,340,000 $ 296,666 $ 126,000
Midland, Texas 18 $ 5,500,000 $ 305,555 $ 162,000
Saline, Arkansas 17 $ 6,105,000 $ 359,117 $ 186,000
Hays, Texas 17 $ 6,895,000 $ 405,588 $ 162,000
Harvey, Kansas 16 $ 3,120,000 $ 195,000 $ 102,000
Reno, Kansas 16 $ 2,800,000 $ 175,000 $ 91,000
Loudon, Tennessee 16 $ 6,460,000 $ 403,750 $ 123,000
Brazos, Texas 16 $ 4,830,000 $ 301,875 $ 172,000
Rockwall, Texas 16 $ 8,320,000 $ 520,000 $ 186,000
Crawford, Kansas 15 $ 2,135,000 $ 142,333 $ 109,000
Johnson, Missouri 15 $ 3,165,000 $ 211,000 $ 86,000
McDonald, Missouri 15 $ 3,205,000 $ 213,666 $ 125,000
Middlesex, New Jersey 15 $ 4,615,000 $ 307,666 $ 123,000
Somerset, New Jersey 15 $ 4,915,000 $ 327,666 $ 174,000
Hamilton, Ohio 15 $ 3,255,000 $ 217,000 $ 94,000
Atascosa, Texas 15 $ 3,195,000 $ 213,000 $ 105,000
Hunt, Texas 15 $ 2,925,000 $ 195,000 $ 79,000
Waller, Texas 15 $ 4,355,000 $ 290,333 $ 139,000
Utah, Utah 15 $ 5,185,000 $ 345,666 $ 170,000
Jackson, West Virginia 15 $ 2,765,000 $ 184,333 $ 73,000
Maricopa, Arizona 14 $ 5,960,000 $ 425,714 $ 171,000
Miami-Dade, Florida 14 $ 4,040,000 $ 288,571 $ 116,000
Hamilton, Indiana 14 $ 5,070,000 $ 362,142 $ 138,000
Essex, New Jersey 14 $ 5,530,000 $ 395,000 $ 167,000
Hardin, Texas 14 $ 5,260,000 $ 375,714 $ 124,000
Hill, Texas 14 $ 5,290,000 $ 377,857 $ 168,000
Kendall, Texas 14 $ 5,810,000 $ 415,000 $ 202,000
Johnson, Kansas 13 $ 4,955,000 $ 381,153 $ 149,000
Benton, Missouri 13 $ 2,385,000 $ 183,461 $ 104,000
Jackson, Missouri 13 $ 3,835,000 $ 295,000 $ 139,000
Brunswick, North Carolina 13 $ 5,025,000 $ 386,538 $ 203,000
Anderson, Tennessee 13 $ 3,545,000 $ 272,692 $ 119,000
Bandera, Texas 13 $ 3,395,000 $ 261,153 $ 121,000
Grayson, Texas 13 $ 4,895,000 $ 376,538 $ 138,000
Henderson, Texas 13 $ 4,355,000 $ 335,000 $ 353,000
Raleigh, West Virginia 13 $ 1,695,000 $ 130,384 $ 73,000
Campbell, Wyoming 13 $ 4,135,000 $ 318,076 $ 167,000
Adams, Colorado 12 $ 3,850,000 $ 320,833 $ 124,000
Broward, Florida 12 $ 3,220,000 $ 268,333 $ 127,000
Bingham, Idaho 12 $ 3,700,000 $ 308,333 $ 197,000
Union, New Jersey 12 $ 4,350,000 $ 362,500 $ 872,000
Berks, Pennsylvania 12 $ 3,190,000 $ 265,833 $ 94,000
Richland, South Carolina 12 $ 2,700,000 $ 225,000 $ 111,000
Coryell, Texas 12 $ 4,060,000 $ 338,333 $ 124,000
Erath, Texas 12 $ 4,080,000 $ 340,000 $ 172,000
Liberty, Texas 12 $ 3,650,000 $ 304,166 $ 112,000
San Patricio, Texas 12 $ 2,680,000 $ 223,333 $ 129,000
Salt Lake, Utah 12 $ 4,990,000 $ 415,833 $ 147,000
Marshall, West Virginia 12 $ 1,190,000 $ 99,166 $ 67,000
Volusia, Florida 11 $ 3,605,000 $ 327,727 $ 158,000
Bossier, Louisiana 11 $ 2,655,000 $ 241,363 $ 148,000
Buffalo, Nebraska 11 $ 3,665,000 $ 333,181 $ 166,000
Santa Fe, New Mexico 11 $ 4,035,000 $ 366,818 $ 170,000
Iredell, North Carolina 11 $ 3,115,000 $ 283,181 $ 173,000
Cherokee, Oklahoma 11 $ 2,745,000 $ 249,545 $ 97,000
Muskogee, Oklahoma 11 $ 1,945,000 $ 176,818 $ 105,000
Lampasas, Texas 11 $ 3,805,000 $ 345,909 $ 119,000
Navarro, Texas 11 $ 3,295,000 $ 299,545 $ 132,000
Smith, Texas 11 $ 3,535,000 $ 321,363 $ 158,000
Orange, Florida 10 $ 2,950,000 $ 295,000 $ 159,000
Christian, Missouri 10 $ 3,080,000 $ 308,000 $ 131,000
Hunterdon, New Jersey 10 $ 4,510,000 $ 451,000 $ 253,000
Gaston, North Carolina 10 $ 2,200,000 $ 220,000 $ 95,000
Marshall, Oklahoma 10 $ 7,810,000 $ 781,000 $ 79,000
Mayes, Oklahoma 10 $ 1,920,000 $ 192,000 $ 86,000
Philadelphia, Pennsylvania 10 $ 3,030,000 $ 303,000 $ 157,000
York, South Carolina 10 $ 2,760,000 $ 276,000 $ 113,000
Jasper, Texas 10 $ 2,880,000 $ 288,000 $ 127,000
Kleberg, Texas 10 $ 2,470,000 $ 247,000 $ 104,000
Taylor, Texas 10 $ 2,200,000 $ 220,000 $ 134,000
Wichita, Texas 10 $ 2,060,000 $ 206,000 $ 93,000
Nicholas, West Virginia 10 $ 1,570,000 $ 157,000 $ 103,000
White, Arkansas 9 $ 2,255,000 $ 250,555 $ 102,000
El Paso, Colorado 9 $ 3,445,000 $ 382,777 $ 133,000
Johnson, Iowa 9 $ 1,765,000 $ 196,111 $ 98,000
Polk, Iowa 9 $ 2,325,000 $ 258,333 $ 187,000
Sumner, Kansas 9 $ 1,335,000 $ 148,333 $ 77,000
Caddo, Louisiana 9 $ 1,515,000 $ 168,333 $ 90,000
Luna, New Mexico 9 $ 565,000 $ 62,777 $ 62,000
Guilford, North Carolina 9 $ 1,545,000 $ 171,666 $ 168,000
Major, Oklahoma 9 $ 1,045,000 $ 116,111 $ 67,000
Murray, Oklahoma 9 $ 2,295,000 $ 255,000 $ 186,000
Payne, Oklahoma 9 $ 1,505,000 $ 167,222 $ 162,000
Woods, Oklahoma 9 $ 1,565,000 $ 173,888 $ 65,000
Greenville, South Carolina 9 $ 3,445,000 $ 382,777 $ 163,000
Palo Pinto, Texas 9 $ 1,935,000 $ 215,000 $ 78,000
Wilson, Texas 9 $ 3,615,000 $ 401,666 $ 163,000
Logan, West Virginia 9 $ 1,245,000 $ 138,333 $ 72,000
Madison, Arkansas 8 $ 1,970,000 $ 246,250 $ 91,000
Arapahoe, Colorado 8 $ 3,510,000 $ 438,750 $ 220,000
Ford, Kansas 8 $ 1,970,000 $ 246,250 $ 89,000
Saline, Missouri 8 $ 1,170,000 $ 146,250 $ 53,000
Saunders, Nebraska 8 $ 2,440,000 $ 305,000 $ 162,000
Hudson, New Jersey 8 $ 4,010,000 $ 501,250 $ 1,197,000
Lincoln, New Mexico 8 $ 540,000 $ 67,500 $ 51,000
Catawba, North Carolina 8 $ 2,530,000 $ 316,250 $ 182,000
Clinton, Ohio 8 $ 1,820,000 $ 227,500 $ 86,000
Miami, Ohio 8 $ 2,070,000 $ 258,750 $ 110,000
Atoka, Oklahoma 8 $ 1,700,000 $ 212,500 $ 102,000
Lincoln, Oklahoma 8 $ 1,050,000 $ 131,250 $ 79,000
Pawnee, Oklahoma 8 $ 1,480,000 $ 185,000 $ 51,000
Pittsburg, Oklahoma 8 $ 2,550,000 $ 318,750 $ 221,000
Custer, South Dakota 8 $ 2,860,000 $ 357,500 $ 130,000
Bedford, Virginia 8 $ 3,360,000 $ 420,000 $ 264,000
Fayette, West Virginia 8 $ 1,330,000 $ 166,250 $ 134,000
Sheridan, Wyoming 8 $ 1,880,000 $ 235,000 $ 128,000
Carroll, Arkansas 7 $ 1,195,000 $ 170,714 $ 81,000
Boulder, Colorado 7 $ 2,825,000 $ 403,571 $ 124,000
Dade, Missouri 7 $ 945,000 $ 135,000 $ 56,000
Vernon, Missouri 7 $ 675,000 $ 96,428 $ 76,000
Hall, Nebraska 7 $ 2,045,000 $ 292,142 $ 142,000
Carson City, Nevada 7 $ 3,015,000 $ 430,714 $ 102,000
Bergen, New Jersey 7 $ 4,415,000 $ 630,714 $ 480,000
Warren, New Jersey 7 $ 1,705,000 $ 243,571 $ 101,000
Sierra, New Mexico 7 $ 865,000 $ 123,571 $ 124,000
Forsyth, North Carolina 7 $ 1,535,000 $ 219,285 $ 117,000
New Hanover, North Carolina 7 $ 2,145,000 $ 306,428 $ 123,000
Onslow, North Carolina 7 $ 1,725,000 $ 246,428 $ 72,000
Stanly, North Carolina 7 $ 2,135,000 $ 305,000 $ 98,000
Clark, Ohio 7 $ 1,005,000 $ 143,571 $ 66,000
Franklin, Ohio 7 $ 2,965,000 $ 423,571 $ 209,000
Comanche, Oklahoma 7 $ 1,275,000 $ 182,142 $ 1,087,000
Hughes, Oklahoma 7 $ 845,000 $ 120,714 $ 64,000
Woodward, Oklahoma 7 $ 805,000 $ 115,000 $ 83,000
Jefferson, Tennessee 7 $ 2,515,000 $ 359,285 $ 152,000
Morgan, Tennessee 7 $ 1,625,000 $ 232,142 $ 75,000
Kerr, Texas 7 $ 2,635,000 $ 376,428 $ 130,000
Potter, Texas 7 $ 1,835,000 $ 262,142 $ 130,000
Somervell, Texas 7 $ 2,575,000 $ 367,857 $ 249,000
Tom Green, Texas 7 $ 2,245,000 $ 320,714 $ 149,000
Van Zandt, Texas 7 $ 2,275,000 $ 325,000 $ 153,000
Natrona, Wyoming 7 $ 2,185,000 $ 312,142 $ 113,000
Gunnison, Colorado 6 $ 6,470,000 $ 1,078,333 $ 274,000
Pueblo, Colorado 6 $ 1,000,000 $ 166,666 $ 79,000
Bradford, Florida 6 $ 1,160,000 $ 193,333 $ 98,000
Pinellas, Florida 6 $ 870,000 $ 145,000 $ 105,000
St. Johns, Florida 6 $ 2,020,000 $ 336,666 $ 166,000
Jefferson, Idaho 6 $ 2,390,000 $ 398,333 $ 119,000
Dubuque, Iowa 6 $ 1,220,000 $ 203,333 $ 91,000
Linn, Iowa 6 $ 1,270,000 $ 211,666 $ 126,000
Saline, Kansas 6 $ 1,550,000 $ 258,333 $ 93,000
Boone, Missouri 6 $ 2,440,000 $ 406,666 $ 225,000
Morgan, Missouri 6 $ 1,200,000 $ 200,000 $ 91,000
Lyon, Nevada 6 $ 2,080,000 $ 346,666 $ 93,000
Morris, New Jersey 6 $ 2,900,000 $ 483,333 $ 219,000
Sandoval, New Mexico 6 $ 1,740,000 $ 290,000 $ 137,000
Kay, Oklahoma 6 $ 680,000 $ 113,333 $ 54,000
Kingfisher, Oklahoma 6 $ 830,000 $ 138,333 $ 55,000
Love, Oklahoma 6 $ 790,000 $ 131,666 $ 78,000
Okmulgee, Oklahoma 6 $ 1,290,000 $ 215,000 $ 100,000
Westmoreland, Pennsylvania 6 $ 990,000 $ 165,000 $ 75,000
Lexington, South Carolina 6 $ 1,630,000 $ 271,666 $ 128,000
Chambers, Texas 6 $ 2,580,000 $ 430,000 $ 194,000
Gillespie, Texas 6 $ 1,760,000 $ 293,333 $ 237,000
Hartley, Texas 6 $ 1,180,000 $ 196,666 $ 146,000
Llano, Texas 6 $ 1,290,000 $ 215,000 $ 81,000
San Jacinto, Texas 6 $ 1,760,000 $ 293,333 $ 184,000
Victoria, Texas 6 $ 1,760,000 $ 293,333 $ 129,000
Mason, West Virginia 6 $ 920,000 $ 153,333 $ 62,000
Wood, West Virginia 6 $ 690,000 $ 115,000 $ 68,000
Baldwin, Alabama 5 $ 5,165,000 $ 1,033,000 $ 2,666,000
Pinal, Arizona 5 $ 1,715,000 $ 343,000 $ 118,000
Garland, Arkansas 5 $ 1,685,000 $ 337,000 $ 173,000
Pope, Arkansas 5 $ 985,000 $ 197,000 $ 111,000
Jefferson, Colorado 5 $ 1,345,000 $ 269,000 $ 128,000
Hillsborough, Florida 5 $ 1,755,000 $ 351,000 $ 134,000
Marion, Florida 5 $ 875,000 $ 175,000 $ 87,000
Palm Beach, Florida 5 $ 1,535,000 $ 307,000 $ 116,000
Polk, Florida 5 $ 1,225,000 $ 245,000 $ 74,000
Fayette, Georgia 5 $ 3,115,000 $ 623,000 $ 192,000
Boone, Indiana 5 $ 1,925,000 $ 385,000 $ 250,000
Delaware, Indiana 5 $ 995,000 $ 199,000 $ 198,000
Washington, Iowa 5 $ 905,000 $ 181,000 $ 72,000
Cherokee, Kansas 5 $ 795,000 $ 159,000 $ 45,000
Ouachita, Louisiana 5 $ 1,205,000 $ 241,000 $ 127,000
DeSoto, Mississippi 5 $ 1,185,000 $ 237,000 $ 105,000
Lawrence, Missouri 5 $ 1,005,000 $ 201,000 $ 81,000
Cass, Nebraska 5 $ 1,915,000 $ 383,000 $ 152,000
Dodge, Nebraska 5 $ 595,000 $ 119,000 $ 109,000
Churchill, Nevada 5 $ 1,825,000 $ 365,000 $ 110,000
Bernalillo, New Mexico 5 $ 2,215,000 $ 443,000 $ 235,000
Eddy, New Mexico 5 $ 1,305,000 $ 261,000 $ 106,000
Los Alamos, New Mexico 5 $ 1,895,000 $ 379,000 $ 218,000
Wake, North Carolina 5 $ 785,000 $ 157,000 $ 91,000
Highland, Ohio 5 $ 585,000 $ 117,000 $ 87,000
Muskingum, Ohio 5 $ 885,000 $ 177,000 $ 89,000
Alfalfa, Oklahoma 5 $ 585,000 $ 117,000 $ 67,000
Sequoyah, Oklahoma 5 $ 1,265,000 $ 253,000 $ 87,000
Hampton, South Carolina 5 $ 775,000 $ 155,000 $ 74,000
Lee, South Carolina 5 $ 1,045,000 $ 209,000 $ 98,000
Campbell, Tennessee 5 $ 1,175,000 $ 235,000 $ 112,000
McMinn, Tennessee 5 $ 1,355,000 $ 271,000 $ 144,000
Rhea, Tennessee 5 $ 475,000 $ 95,000 $ 60,000
Burleson, Texas 5 $ 1,365,000 $ 273,000 $ 112,000
Eastland, Texas 5 $ 715,000 $ 143,000 $ 110,000
Howard, Texas 5 $ 785,000 $ 157,000 $ 140,000
Montague, Texas 5 $ 1,645,000 $ 329,000 $ 150,000
Orange, Texas 5 $ 1,065,000 $ 213,000 $ 122,000
Wood, Texas 5 $ 1,515,000 $ 303,000 $ 160,000
Lynchburg, Virginia 5 $ 1,155,000 $ 231,000 $ 82,000
Hancock, West Virginia 5 $ 425,000 $ 85,000 $ 72,000
Lincoln, West Virginia 5 $ 635,000 $ 127,000 $ 60,000
Mercer, West Virginia 5 $ 505,000 $ 101,000 $ 62,000
Johnson, Wyoming 5 $ 925,000 $ 185,000 $ 117,000
Sweetwater, Wyoming 5 $ 1,015,000 $ 203,000 $ 100,000
Pima, Arizona 4 $ 1,240,000 $ 310,000 $ 89,000
Crittenden, Arkansas 4 $ 1,010,000 $ 252,500 $ 108,000
Osceola, Florida 4 $ 1,480,000 $ 370,000 $ 121,000
Walton, Florida 4 $ 1,810,000 $ 452,500 $ 287,000
Hendricks, Indiana 4 $ 1,170,000 $ 292,500 $ 85,000
Jennings, Indiana 4 $ 560,000 $ 140,000 $ 79,000
Johnson, Indiana 4 $ 710,000 $ 177,500 $ 100,000
Lake, Indiana 4 $ 560,000 $ 140,000 $ 80,000
Harper, Kansas 4 $ 690,000 $ 172,500 $ 90,000
Labette, Kansas 4 $ 440,000 $ 110,000 $ 56,000
Clay, Missouri 4 $ 1,080,000 $ 270,000 $ 114,000
Henry, Missouri 4 $ 840,000 $ 210,000 $ 88,000
Platte, Missouri 4 $ 1,490,000 $ 372,500 $ 178,000
Stone, Missouri 4 $ 1,740,000 $ 435,000 $ 439,000
Adams, Nebraska 4 $ 1,240,000 $ 310,000 $ 141,000
Hamilton, Nebraska 4 $ 970,000 $ 242,500 $ 120,000
Merrick, Nebraska 4 $ 920,000 $ 230,000 $ 95,000
Sussex, New Jersey 4 $ 780,000 $ 195,000 $ 129,000
Chaves, New Mexico 4 $ 690,000 $ 172,500 $ 90,000
Rockingham, North Carolina 4 $ 1,100,000 $ 275,000 $ 112,000
Butler, Ohio 4 $ 690,000 $ 172,500 $ 73,000
Jefferson, Ohio 4 $ 480,000 $ 120,000 $ 54,000
Richland, Ohio 4 $ 530,000 $ 132,500 $ 77,000
Johnston, Oklahoma 4 $ 1,220,000 $ 305,000 $ 133,000
McCurtain, Oklahoma 4 $ 1,800,000 $ 450,000 $ 192,000
Nowata, Oklahoma 4 $ 1,290,000 $ 322,500 $ 185,000
Allegheny, Pennsylvania 4 $ 720,000 $ 180,000 $ 81,000
Beaver, Pennsylvania 4 $ 1,070,000 $ 267,500 $ 94,000
Chester, Pennsylvania 4 $ 2,040,000 $ 510,000 $ 197,000
Delaware, Pennsylvania 4 $ 1,630,000 $ 407,500 $ 222,000
Schuylkill, Pennsylvania 4 $ 580,000 $ 145,000 $ 73,000
Charleston, South Carolina 4 $ 2,020,000 $ 505,000 $ 172,000
Colleton, South Carolina 4 $ 950,000 $ 237,500 $ 125,000
Spartanburg, South Carolina 4 $ 850,000 $ 212,500 $ 109,000
Williamsburg, South Carolina 4 $ 810,000 $ 202,500 $ 78,000
Scott, Tennessee 4 $ 700,000 $ 175,000 $ 173,000
Anderson, Texas 4 $ 830,000 $ 207,500 $ 77,000
Bastrop, Texas 4 $ 1,620,000 $ 405,000 $ 94,000
Bee, Texas 4 $ 340,000 $ 85,000 $ 94,000
Blanco, Texas 4 $ 1,510,000 $ 377,500 $ 167,000
Bowie, Texas 4 $ 1,440,000 $ 360,000 $ 214,000
Calhoun, Texas 4 $ 1,940,000 $ 485,000 $ 520,000
Cass, Texas 4 $ 1,400,000 $ 350,000 $ 121,000
Ector, Texas 4 $ 610,000 $ 152,500 $ 151,000
Freestone, Texas 4 $ 2,140,000 $ 535,000 $ 173,000
Frio, Texas 4 $ 710,000 $ 177,500 $ 186,000
Hamilton, Texas 4 $ 1,390,000 $ 347,500 $ 198,000
Jackson, Texas 4 $ 930,000 $ 232,500 $ 114,000
Lamar, Texas 4 $ 650,000 $ 162,500 $ 134,000
Milam, Texas 4 $ 1,730,000 $ 432,500 $ 131,000
Nolan, Texas 4 $ 1,000,000 $ 250,000 $ 135,000
Starr, Texas 4 $ 700,000 $ 175,000 $ 67,000
Washington, Utah 4 $ 980,000 $ 245,000 $ 87,000
Snohomish, Washington 4 $ 2,300,000 $ 575,000 $ 166,000
Monongalia, West Virginia 4 $ 990,000 $ 247,500 $ 217,000
Ohio, West Virginia 4 $ 550,000 $ 137,500 $ 75,000
Wayne, West Virginia 4 $ 630,000 $ 157,500 $ 67,000
Washakie, Wyoming 4 $ 930,000 $ 232,500 $ 104,000
Mohave, Arizona 3 $ 1,185,000 $ 395,000 $ 163,000
Ashley, Arkansas 3 $ 525,000 $ 175,000 $ 78,000
Cleburne, Arkansas 3 $ 1,445,000 $ 481,666 $ 390,000
Craighead, Arkansas 3 $ 865,000 $ 288,333 $ 180,000
Crawford, Arkansas 3 $ 1,095,000 $ 365,000 $ 242,000
Franklin, Arkansas 3 $ 545,000 $ 181,666 $ 63,000
Hot Spring, Arkansas 3 $ 955,000 $ 318,333 $ 105,000
Johnson, Arkansas 3 $ 755,000 $ 251,666 $ 101,000
Miller, Arkansas 3 $ 435,000 $ 145,000 $ 56,000
Denver, Colorado 3 $ 1,445,000 $ 481,666 $ 104,000
Logan, Colorado 3 $ 505,000 $ 168,333 $ 98,000
Park, Colorado 3 $ 2,405,000 $ 801,666 $ 784,000
Indian River, Florida 3 $ 1,375,000 $ 458,333 $ 318,000
Lake, Florida 3 $ 945,000 $ 315,000 $ 98,000
Putnam, Florida 3 $ 495,000 $ 165,000 $ 78,000
St. Lucie, Florida 3 $ 1,125,000 $ 375,000 $ 172,000
Sumter, Florida 3 $ 1,175,000 $ 391,666 $ 185,000
Gwinnett, Georgia 3 $ 1,155,000 $ 385,000 $ 167,000
Elkhart, Indiana 3 $ 915,000 $ 305,000 $ 91,000
Madison, Indiana 3 $ 305,000 $ 101,666 $ 52,000
Benton, Iowa 3 $ 555,000 $ 185,000 $ 99,000
Pottawattamie, Iowa 3 $ 785,000 $ 261,666 $ 129,000
Sac, Iowa 3 $ 2,025,000 $ 675,000 $ 182,000
Coffey, Kansas 3 $ 445,000 $ 148,333 $ 76,000
Greenwood, Kansas 3 $ 335,000 $ 111,666 $ 100,000
Kingman, Kansas 3 $ 165,000 $ 55,000 $ 55,000
Calcasieu, Louisiana 3 $ 1,245,000 $ 415,000 $ 233,000
West Baton Rouge, Louisiana 3 $ 525,000 $ 175,000 $ 91,000
Genesee, Michigan 3 $ 805,000 $ 268,333 $ 130,000
Barry, Missouri 3 $ 345,000 $ 115,000 $ 80,000
Cedar, Missouri 3 $ 815,000 $ 271,666 $ 162,000
Scott, Missouri 3 $ 555,000 $ 185,000 $ 73,000
St. Louis, Missouri 3 $ 1,765,000 $ 588,333 $ 196,000
Keith, Nebraska 3 $ 1,025,000 $ 341,666 $ 135,000
Cherokee, North Carolina 3 $ 275,000 $ 91,666 $ 58,000
Cumberland, North Carolina 3 $ 655,000 $ 218,333 $ 113,000
Durham, North Carolina 3 $ 1,105,000 $ 368,333 $ 222,000
Hoke, North Carolina 3 $ 365,000 $ 121,666 $ 136,000
Johnston, North Carolina 3 $ 535,000 $ 178,333 $ 95,000
Pender, North Carolina 3 $ 695,000 $ 231,666 $ 78,000
Belmont, Ohio 3 $ 495,000 $ 165,000 $ 90,000
Lawrence, Ohio 3 $ 465,000 $ 155,000 $ 84,000
Mahoning, Ohio 3 $ 295,000 $ 98,333 $ 108,000
Adair, Oklahoma 3 $ 1,035,000 $ 345,000 $ 129,000
Blaine, Oklahoma 3 $ 425,000 $ 141,666 $ 114,000
Okfuskee, Oklahoma 3 $ 665,000 $ 221,666 $ 86,000
Clackamas, Oregon 3 $ 1,395,000 $ 465,000 $ 125,000
Centre, Pennsylvania 3 $ 1,175,000 $ 391,666 $ 181,000
Dorchester, South Carolina 3 $ 1,285,000 $ 428,333 $ 129,000
Minnehaha, South Dakota 3 $ 1,215,000 $ 405,000 $ 148,000
Cumberland, Tennessee 3 $ 715,000 $ 238,333 $ 101,000
Lawrence, Tennessee 3 $ 955,000 $ 318,333 $ 121,000
Shelby, Tennessee 3 $ 1,185,000 $ 395,000 $ 301,000
Brown, Texas 3 $ 545,000 $ 181,666 $ 98,000
Colorado, Texas 3 $ 1,175,000 $ 391,666 $ 124,000
Cooke, Texas 3 $ 525,000 $ 175,000 $ 83,000
Gregg, Texas 3 $ 1,095,000 $ 365,000 $ 112,000
Hopkins, Texas 3 $ 775,000 $ 258,333 $ 136,000
Houston, Texas 3 $ 945,000 $ 315,000 $ 209,000
Hutchinson, Texas 3 $ 655,000 $ 218,333 $ 129,000
Mills, Texas 3 $ 315,000 $ 105,000 $ 45,000
Nacogdoches, Texas 3 $ 735,000 $ 245,000 $ 69,000
Robertson, Texas 3 $ 1,215,000 $ 405,000 $ 195,000
Tyler, Texas 3 $ 545,000 $ 181,666 $ 86,000
Walker, Texas 3 $ 1,195,000 $ 398,333 $ 112,000
Braxton, West Virginia 3 $ 575,000 $ 191,666 $ 88,000
Roane, West Virginia 3 $ 435,000 $ 145,000 $ 42,000
Crook, Wyoming 3 $ 695,000 $ 231,666 $ 108,000
Etowah, Alabama 2 $ 400,000 $ 200,000 $ 80,000
Yavapai, Arizona 2 $ 520,000 $ 260,000 $ 74,000
Arkansas, Arkansas 2 $ 490,000 $ 245,000 $ 99,000
Boone, Arkansas 2 $ 400,000 $ 200,000 $ 102,000
Stone, Arkansas 2 $ 390,000 $ 195,000 $ 120,000
Van Buren, Arkansas 2 $ 160,000 $ 80,000 $ 93,000
Fremont, Colorado 2 $ 340,000 $ 170,000 $ 85,000
Grand, Colorado 2 $ 630,000 $ 315,000 $ 95,000
Mesa, Colorado 2 $ 600,000 $ 300,000 $ 79,000
Morgan, Colorado 2 $ 400,000 $ 200,000 $ 101,000
Teller, Colorado 2 $ 460,000 $ 230,000 $ 101,000
Sussex, Delaware 2 $ 840,000 $ 420,000 $ 167,000
Alachua, Florida 2 $ 400,000 $ 200,000 $ 172,000
Brevard, Florida 2 $ 1,030,000 $ 515,000 $ 153,000
Citrus, Florida 2 $ 320,000 $ 160,000 $ 129,000
Collier, Florida 2 $ 850,000 $ 425,000 $ 238,000
Lee, Florida 2 $ 550,000 $ 275,000 $ 119,000
Seminole, Florida 2 $ 1,110,000 $ 555,000 $ 267,000
Union, Florida 2 $ 580,000 $ 290,000 $ 85,000
Chatham, Georgia 2 $ 600,000 $ 300,000 $ 202,000
Teton, Idaho 2 $ 1,510,000 $ 755,000 $ 360,000
Twin Falls, Idaho 2 $ 330,000 $ 165,000 $ 120,000
DuPage, Illinois 2 $ 260,000 $ 130,000 $ 98,000
Kane, Illinois 2 $ 1,020,000 $ 510,000 $ 201,000
Rock Island, Illinois 2 $ 120,000 $ 60,000 $ 63,000
Will, Illinois 2 $ 770,000 $ 385,000 $ 180,000
Fayette, Indiana 2 $ 200,000 $ 100,000 $ 77,000
Greene, Indiana 2 $ 200,000 $ 100,000 $ 68,000
Hancock, Indiana 2 $ 230,000 $ 115,000 $ 70,000
LaPorte, Indiana 2 $ 490,000 $ 245,000 $ 143,000
Monroe, Indiana 2 $ 540,000 $ 270,000 $ 63,000
Morgan, Indiana 2 $ 260,000 $ 130,000 $ 81,000
Newton, Indiana 2 $ 440,000 $ 220,000 $ 97,000
St. Joseph, Indiana 2 $ 480,000 $ 240,000 $ 99,000
Black Hawk, Iowa 2 $ 850,000 $ 425,000 $ 179,000
Webster, Iowa 2 $ 190,000 $ 95,000 $ 63,000
Lyon, Kansas 2 $ 290,000 $ 145,000 $ 91,000
Miami, Kansas 2 $ 810,000 $ 405,000 $ 142,000
Rice, Kansas 2 $ 220,000 $ 110,000 $ 79,000
Shawnee, Kansas 2 $ 160,000 $ 80,000 $ 60,000
Wyandotte, Kansas 2 $ 400,000 $ 200,000 $ 120,000
Anderson, Kentucky 2 $ 220,000 $ 110,000 $ 119,000
Jefferson, Kentucky 2 $ 590,000 $ 295,000 $ 173,000
Webster, Louisiana 2 $ 530,000 $ 265,000 $ 142,000
Carroll, Maryland 2 $ 1,490,000 $ 745,000 $ 283,000
Montgomery, Maryland 2 $ 980,000 $ 490,000 $ 358,000
Livingston, Michigan 2 $ 540,000 $ 270,000 $ 116,000
Cole, Missouri 2 $ 390,000 $ 195,000 $ 66,000
Page:

Mortgage Loan Application Detail Totals for Gateway First Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,085 $2,740,185,000 $271,000 $5,675,000 $130,000 $7,182,000
Refinancing 1,371 $476,295,000 $347,000 $2,015,000 $172,000 $3,410,000
Cash-out Refinancing 1,030 $273,110,000 $265,000 $2,645,000 $138,000 $2,444,000
Other Purpose 219 $21,765,000 $99,000 $1,305,000 $145,000 $552,000
Home Improvement 47 $3,965,000 $84,000 $395,000 $137,000 $430,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,025 $2,245,485,000 $279,000 $2,755,000 $139,000 $4,609,000
Hispanic 2,486 $595,810,000 $239,000 $1,945,000 $119,000 $2,807,000
Not Provided 842 $269,620,000 $320,000 $1,345,000 $147,000 $1,091,000
Black or African American 645 $187,385,000 $290,000 $1,105,000 $116,000 $725,000
American Indian or Alaskan Native 376 $87,620,000 $233,000 $895,000 $135,000 $7,182,000
Asian 339 $100,585,000 $296,000 $855,000 $177,000 $4,813,000
Not applicable 27 $26,315,000 $974,000 $5,675,000 $0 $0
Native Hawaiian or Other Pacific Islander 11 $2,355,000 $214,000 $385,000 $108,000 $207,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,070 $2,087,010,000 $258,000 $5,675,000 $151,000 $7,182,000
FHA-insured (Federal Housing Administration) 2,508 $641,070,000 $255,000 $755,000 $95,000 $945,000
VA-guaranteed (Veterans Administration) 2,003 $754,705,000 $376,000 $1,945,000 $128,000 $1,079,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 171 $32,535,000 $190,000 $545,000 $75,000 $192,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,952 $2,085,840,000 $262,000 $5,675,000 $133,000 $7,182,000
Application Withdrawn By Applicant 2,538 $700,020,000 $275,000 $2,645,000 $141,000 $4,609,000
Loan Purchased By The Institution 1,744 $611,990,000 $350,000 $1,945,000 $147,000 $2,444,000
Application Denied By Financial Institution 451 $103,065,000 $228,000 $2,755,000 $101,000 $1,934,000
Application Approved But Not Accepted 58 $12,060,000 $207,000 $605,000 $114,000 $585,000
File Closed For Incompleteness 9 $2,345,000 $260,000 $595,000 $144,000 $190,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,301 $3,412,255,000 $277,000 $5,675,000 $136,000 $7,182,000
Debt-To-Income Ratio 188 $48,360,000 $257,000 $1,985,000 $80,000 $233,000
Credit History 137 $27,595,000 $201,000 $2,755,000 $113,000 $1,934,000
Collateral 45 $9,595,000 $213,000 $675,000 $112,000 $303,000
Other 20 $2,980,000 $149,000 $365,000 $97,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 19 $6,195,000 $326,000 $1,575,000 $202,000 $1,559,000
Unverifiable Information 17 $3,475,000 $204,000 $595,000 $120,000 $943,000
Mortgage Insurance Denied 11 $2,985,000 $271,000 $575,000 $114,000 $258,000
Employment History 11 $1,555,000 $141,000 $255,000 $49,000 $190,000
Credit Application Incomplete 3 $325,000 $108,000 $195,000 $88,000 $180,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Gateway First Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet with aggregated HMDA statistics today.

Download the Oklahoma Lender List