Gateway First Bank Mortgage Lending & HMDA Data, 2025
In 2025, Gateway First Bank of Jenks, OK reported 12,752 mortgage applications totaling $3.5 billion, down 3% from 2024. The average application was for $275,668, and applicants reported an average income of $135,445. 62% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Oklahoma City, OK (920), Houston-The Woodlands-Sugar Land, TX (911) and San Antonio-New Braunfels, TX (734) (applications in parentheses).
| Mortgage Company & Address | Gateway First Bank 244 South Gateway Place Jenks, OK 74037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 12,752 |
| Total Mortgage Loan Application Amount | $3,515,320,000 |
| Average Mortgage Loan Application Amount | $275,668 |
| Highest Mortgage Loan Application Amount | $5,675,000 |
| Average Applicant Income | $135,445 |
| Highest Applicant Income | $7,182,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gateway First Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,399 | $ 558,065,000 | $ 232,624 | $ 120,471 |
| Oklahoma City, OK | 920 | $ 238,770,000 | $ 259,532 | $ 132,000 |
| Houston-The Woodlands-Sugar Land, TX | 911 | $ 274,165,000 | $ 300,949 | $ 151,000 |
| San Antonio-New Braunfels, TX | 734 | $ 228,500,000 | $ 311,307 | $ 131,000 |
| Dallas-Plano-Irving, TX | 576 | $ 197,190,000 | $ 342,343 | $ 152,000 |
| Tulsa, OK | 500 | $ 131,020,000 | $ 262,040 | $ 143,000 |
| Wichita, KS | 483 | $ 119,645,000 | $ 247,712 | $ 126,000 |
| Fort Worth-Arlington, TX | 477 | $ 148,905,000 | $ 312,169 | $ 150,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 334 | $ 106,710,000 | $ 319,491 | $ 140,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 303 | $ 115,105,000 | $ 379,884 | $ 172,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 258 | $ 67,090,000 | $ 260,038 | $ 147,000 |
| Charleston, WV | 253 | $ 40,325,000 | $ 159,387 | $ 85,000 |
| Enid, OK | 214 | $ 29,230,000 | $ 136,588 | $ 87,000 |
| Jacksonville, FL | 214 | $ 47,660,000 | $ 222,710 | $ 109,000 |
| Knoxville, TN | 184 | $ 57,850,000 | $ 314,402 | $ 120,000 |
| Charlotte-Concord-Gastonia, NC-SC | 174 | $ 51,370,000 | $ 295,229 | $ 131,672 |
| Camden, NJ | 163 | $ 37,165,000 | $ 228,006 | $ 109,000 |
| Killeen-Temple, TX | 142 | $ 54,250,000 | $ 382,042 | $ 147,000 |
| Rapid City, SD | 135 | $ 34,815,000 | $ 257,888 | $ 106,000 |
| Austin-Round Rock, TX | 134 | $ 55,640,000 | $ 415,223 | $ 175,000 |
| Sumter, SC | 132 | $ 27,510,000 | $ 208,409 | $ 91,000 |
| Little Rock-North Little Rock-Conway, AR | 127 | $ 37,385,000 | $ 294,370 | $ 154,000 |
| Greeley, CO | 126 | $ 44,540,000 | $ 353,492 | $ 129,000 |
| El Paso, TX | 119 | $ 38,535,000 | $ 323,823 | $ 136,000 |
| Omaha-Council Bluffs, NE-IA | 117 | $ 29,755,000 | $ 254,316 | $ 162,128 |
| Lakewood-New Brunswick, NJ | 102 | $ 35,460,000 | $ 347,647 | $ 135,000 |
| Corpus Christi, TX | 92 | $ 19,510,000 | $ 212,065 | $ 115,000 |
| Huntington-Ashland, WV-KY-OH | 89 | $ 16,495,000 | $ 185,337 | $ 96,561 |
| McAllen-Edinburg-Mission, TX | 86 | $ 25,550,000 | $ 297,093 | $ 125,000 |
| Kansas City, MO-KS | 80 | $ 27,830,000 | $ 347,875 | $ 152,100 |
| Fort Collins, CO | 79 | $ 31,515,000 | $ 398,924 | $ 136,000 |
| Joplin, MO | 74 | $ 14,870,000 | $ 200,945 | $ 94,418 |
| Dayton-Springfield-Kettering, OH | 73 | $ 14,145,000 | $ 193,767 | $ 87,000 |
| Indianapolis-Carmel-Anderson, IN | 67 | $ 16,615,000 | $ 247,985 | $ 113,000 |
| Vineland-Bridgeton, NJ | 65 | $ 11,195,000 | $ 172,230 | $ 85,000 |
| Las Cruces, NM | 64 | $ 13,730,000 | $ 214,531 | $ 117,000 |
| Reno, NV | 63 | $ 28,025,000 | $ 444,841 | $ 272,000 |
| Lubbock, TX | 58 | $ 15,660,000 | $ 270,000 | $ 130,000 |
| Eagle Pass, TX | 57 | $ 12,645,000 | $ 221,842 | $ 107,000 |
| Cincinnati, OH-KY-IN | 56 | $ 14,750,000 | $ 263,392 | $ 118,000 |
| Idaho Falls, ID | 55 | $ 17,515,000 | $ 318,454 | $ 108,000 |
| Beaumont-Port Arthur, TX | 49 | $ 14,795,000 | $ 301,938 | $ 136,000 |
| Laredo, TX | 47 | $ 10,875,000 | $ 231,382 | $ 101,000 |
| Newark, NJ-PA | 46 | $ 18,070,000 | $ 392,826 | $ 373,000 |
| Springfield, MO | 45 | $ 11,875,000 | $ 263,888 | $ 140,000 |
| Brownsville-Harlingen, TX | 41 | $ 8,725,000 | $ 212,804 | $ 111,000 |
| Waco, TX | 37 | $ 10,105,000 | $ 273,108 | $ 142,000 |
| Denver-Aurora-Lakewood, CO | 32 | $ 13,130,000 | $ 410,312 | $ 207,000 |
| Amarillo, TX | 30 | $ 7,850,000 | $ 261,666 | $ 118,000 |
| Atlantic City-Hammonton, NJ | 29 | $ 6,985,000 | $ 240,862 | $ 123,000 |
| Wilmington, DE-MD-NJ | 27 | $ 4,725,000 | $ 175,000 | $ 94,000 |
| Yuma, AZ | 27 | $ 8,435,000 | $ 312,407 | $ 100,000 |
| Fort Smith, AR-OK | 26 | $ 6,160,000 | $ 236,923 | $ 125,769 |
| Trenton, NJ | 25 | $ 4,955,000 | $ 198,200 | $ 92,000 |
| College Station-Bryan, TX | 24 | $ 7,410,000 | $ 308,750 | $ 162,000 |
| Lincoln, NE | 24 | $ 7,150,000 | $ 297,916 | $ 244,000 |
| Wilmington, NC | 23 | $ 7,865,000 | $ 341,956 | $ 162,000 |
| Beckley, WV | 21 | $ 3,025,000 | $ 144,047 | $ 96,000 |
| Columbia, SC | 20 | $ 4,800,000 | $ 240,000 | $ 113,000 |
| Shreveport-Bossier City, LA | 20 | $ 4,170,000 | $ 208,500 | $ 122,000 |
| Orlando-Kissimmee-Sanford, FL | 19 | $ 6,485,000 | $ 341,315 | $ 153,000 |
| Phoenix-Mesa-Scottsdale, AZ | 19 | $ 7,675,000 | $ 403,947 | $ 157,000 |
| Wheeling, WV-OH | 19 | $ 2,235,000 | $ 117,631 | $ 72,315 |
| Midland, TX | 18 | $ 5,500,000 | $ 305,555 | $ 162,000 |
| Lynchburg, VA | 17 | $ 5,925,000 | $ 348,529 | $ 172,000 |
| New York-Jersey City-White Plains, NY-NJ | 16 | $ 8,850,000 | $ 553,125 | $ 826,000 |
| Memphis, TN-MS-AR | 15 | $ 4,215,000 | $ 281,000 | $ 147,866 |
| Pittsburgh, PA | 15 | $ 3,025,000 | $ 201,666 | $ 82,000 |
| Provo-Orem, UT | 15 | $ 5,185,000 | $ 345,666 | $ 170,000 |
| Greensboro-High Point, NC | 14 | $ 2,970,000 | $ 212,142 | $ 152,000 |
| Iowa City, IA | 14 | $ 2,670,000 | $ 190,714 | $ 88,000 |
| Miami-Miami Beach-Kendall, FL | 14 | $ 4,040,000 | $ 288,571 | $ 116,000 |
| Philadelphia, PA | 14 | $ 4,660,000 | $ 332,857 | $ 175,000 |
| Columbus, OH | 13 | $ 4,405,000 | $ 338,846 | $ 158,000 |
| Salt Lake City, UT | 13 | $ 5,335,000 | $ 410,384 | $ 141,000 |
| Sherman-Denison, TX | 13 | $ 4,895,000 | $ 376,538 | $ 138,000 |
| Abilene, TX | 12 | $ 2,630,000 | $ 219,166 | $ 128,000 |
| Albuquerque, NM | 12 | $ 4,030,000 | $ 335,833 | $ 169,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 3,220,000 | $ 268,333 | $ 127,000 |
| Reading, PA | 12 | $ 3,190,000 | $ 265,833 | $ 94,000 |
| Wichita Falls, TX | 12 | $ 2,790,000 | $ 232,500 | $ 105,000 |
| Colorado Springs, CO | 11 | $ 3,905,000 | $ 355,000 | $ 127,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 3,605,000 | $ 327,727 | $ 158,000 |
| Grand Island, NE | 11 | $ 2,965,000 | $ 269,545 | $ 125,000 |
| Greenville-Anderson-Mauldin, SC | 11 | $ 4,015,000 | $ 365,000 | $ 162,000 |
| Santa Fe, NM | 11 | $ 4,035,000 | $ 366,818 | $ 170,000 |
| Tyler, TX | 11 | $ 3,535,000 | $ 321,363 | $ 158,000 |
| Atlanta-Sandy Springs-Roswell, GA | 10 | $ 5,910,000 | $ 591,000 | $ 211,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 3,410,000 | $ 341,000 | $ 192,000 |
| Raleigh, NC | 10 | $ 1,860,000 | $ 186,000 | $ 108,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 2,335,000 | $ 259,444 | $ 118,555 |
| Cedar Rapids, IA | 9 | $ 1,825,000 | $ 202,777 | $ 117,000 |
| Des Moines-West Des Moines, IA | 9 | $ 2,325,000 | $ 258,333 | $ 187,000 |
| Morristown, TN | 9 | $ 3,035,000 | $ 337,222 | $ 136,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 905,000 | $ 100,555 | $ 64,000 |
| Charleston-North Charleston, SC | 8 | $ 4,110,000 | $ 513,750 | $ 153,000 |
| Longview, TX | 8 | $ 2,880,000 | $ 360,000 | $ 113,000 |
| St. Louis, MO-IL | 8 | $ 3,680,000 | $ 460,000 | $ 180,000 |
| Victoria, TX | 8 | $ 2,610,000 | $ 326,250 | $ 131,000 |
| Winston-Salem, NC | 8 | $ 1,790,000 | $ 223,750 | $ 110,000 |
| Boulder, CO | 7 | $ 2,825,000 | $ 403,571 | $ 124,000 |
| Carson City, NV | 7 | $ 3,015,000 | $ 430,714 | $ 102,000 |
| Casper, WY | 7 | $ 2,185,000 | $ 312,142 | $ 113,000 |
| Jacksonville, NC | 7 | $ 1,725,000 | $ 246,428 | $ 72,000 |
| Lake County-Porter County-Jasper County, IN | 7 | $ 1,225,000 | $ 175,000 | $ 83,000 |
| Lawton, OK | 7 | $ 1,275,000 | $ 182,142 | $ 1,087,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 2,445,000 | $ 349,285 | $ 120,000 |
| San Angelo, TX | 7 | $ 2,245,000 | $ 320,714 | $ 149,000 |
| Springfield, OH | 7 | $ 1,005,000 | $ 143,571 | $ 66,000 |
| Texarkana, TX-AR | 7 | $ 1,875,000 | $ 267,857 | $ 146,285 |
| Columbia, MO | 6 | $ 2,440,000 | $ 406,666 | $ 225,000 |
| Dubuque, IA | 6 | $ 1,220,000 | $ 203,333 | $ 91,000 |
| Fayetteville, NC | 6 | $ 1,020,000 | $ 170,000 | $ 124,000 |
| Monroe, LA | 6 | $ 1,300,000 | $ 216,666 | $ 121,000 |
| Montgomery County-Bucks County-Chester County, PA | 6 | $ 2,880,000 | $ 480,000 | $ 202,000 |
| Parkersburg-Vienna, WV | 6 | $ 690,000 | $ 115,000 | $ 68,000 |
| Pueblo, CO | 6 | $ 1,000,000 | $ 166,666 | $ 79,000 |
| St. Petersburg-Clearwater-Largo, FL | 6 | $ 870,000 | $ 145,000 | $ 105,000 |
| Baton Rouge, LA | 5 | $ 1,075,000 | $ 215,000 | $ 100,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 2,505,000 | $ 501,000 | $ 299,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 5,165,000 | $ 1,033,000 | $ 2,666,000 |
| Hot Springs, AR | 5 | $ 1,685,000 | $ 337,000 | $ 173,000 |
| Lakeland-Winter Haven, FL | 5 | $ 1,225,000 | $ 245,000 | $ 74,000 |
| Muncie, IN | 5 | $ 995,000 | $ 199,000 | $ 198,000 |
| Ocala, FL | 5 | $ 875,000 | $ 175,000 | $ 87,000 |
| Tampa, FL | 5 | $ 1,755,000 | $ 351,000 | $ 134,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 1,535,000 | $ 307,000 | $ 116,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 655,000 | $ 131,000 | $ 90,000 |
| Chicago-Naperville, IL | 4 | $ 1,030,000 | $ 257,500 | $ 139,000 |
| Everett, WA | 4 | $ 2,300,000 | $ 575,000 | $ 166,000 |
| Mansfield, OH | 4 | $ 530,000 | $ 132,500 | $ 77,000 |
| Morgantown, WV | 4 | $ 990,000 | $ 247,500 | $ 217,000 |
| Odessa, TX | 4 | $ 610,000 | $ 152,500 | $ 151,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 1,500,000 | $ 375,000 | $ 134,250 |
| Savannah, GA | 4 | $ 1,410,000 | $ 352,500 | $ 169,000 |
| Spartanburg, SC | 4 | $ 850,000 | $ 212,500 | $ 109,000 |
| St. George, UT | 4 | $ 980,000 | $ 245,000 | $ 87,000 |
| Tucson, AZ | 4 | $ 1,240,000 | $ 310,000 | $ 89,000 |
| Arlington-Alexandria-Reston, VA-WV | 3 | $ 565,000 | $ 188,333 | $ 128,333 |
| Baltimore-Columbia-Towson, MD | 3 | $ 1,775,000 | $ 591,666 | $ 220,000 |
| Chattanooga, TN-GA | 3 | $ 795,000 | $ 265,000 | $ 147,000 |
| Cleveland, OH | 3 | $ 475,000 | $ 158,333 | $ 80,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 375,000 | $ 125,000 | $ 109,000 |
| Durham-Chapel Hill, NC | 3 | $ 1,105,000 | $ 368,333 | $ 222,000 |
| Elkhart-Goshen, IN | 3 | $ 915,000 | $ 305,000 | $ 91,000 |
| Flint, MI | 3 | $ 805,000 | $ 268,333 | $ 130,000 |
| Florence, SC | 3 | $ 465,000 | $ 155,000 | $ 77,000 |
| Jefferson City, MO | 3 | $ 615,000 | $ 205,000 | $ 70,000 |
| Jonesboro, AR | 3 | $ 865,000 | $ 288,333 | $ 180,000 |
| Lake Charles, LA | 3 | $ 1,245,000 | $ 415,000 | $ 233,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 1,185,000 | $ 395,000 | $ 163,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 895,000 | $ 298,333 | $ 221,000 |
| Port St. Lucie, FL | 3 | $ 1,125,000 | $ 375,000 | $ 172,000 |
| Sebastian-Vero Beach, FL | 3 | $ 1,375,000 | $ 458,333 | $ 318,000 |
| Sioux Falls, SD | 3 | $ 1,215,000 | $ 405,000 | $ 148,000 |
| State College, PA | 3 | $ 1,175,000 | $ 391,666 | $ 181,000 |
| Topeka, KS | 3 | $ 555,000 | $ 185,000 | $ 89,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 615,000 | $ 205,000 | $ 94,000 |
| Wildwood-The Villages, FL | 3 | $ 1,175,000 | $ 391,666 | $ 185,000 |
| Asheville, NC | 2 | $ 1,030,000 | $ 515,000 | $ 114,000 |
| Birmingham-Hoover, AL | 2 | $ 850,000 | $ 425,000 | $ 148,000 |
| Bloomington, IN | 2 | $ 540,000 | $ 270,000 | $ 63,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 550,000 | $ 275,000 | $ 119,000 |
| Clarksville, TN-KY | 2 | $ 690,000 | $ 345,000 | $ 86,000 |
| Elgin, IL | 2 | $ 1,020,000 | $ 510,000 | $ 201,000 |
| Farmington, NM | 2 | $ 960,000 | $ 480,000 | $ 114,000 |
| Gadsden, AL | 2 | $ 400,000 | $ 200,000 | $ 80,000 |
| Gainesville, FL | 2 | $ 400,000 | $ 200,000 | $ 172,000 |
| Goldsboro, NC | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Grand Junction, CO | 2 | $ 600,000 | $ 300,000 | $ 79,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 680,000 | $ 340,000 | $ 185,000 |
| Harrisonburg, VA | 2 | $ 650,000 | $ 325,000 | $ 258,000 |
| Homosassa Springs, FL | 2 | $ 320,000 | $ 160,000 | $ 129,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 600,000 | $ 300,000 | $ 81,000 |
| Lancaster, PA | 2 | $ 560,000 | $ 280,000 | $ 205,000 |
| Las Vegas-Henderson-Paradise, NV | 2 | $ 750,000 | $ 375,000 | $ 287,000 |
| Lebanon, PA | 2 | $ 520,000 | $ 260,000 | $ 80,000 |
| Marietta, GA | 2 | $ 920,000 | $ 460,000 | $ 135,000 |
| Michigan City-La Porte, IN | 2 | $ 490,000 | $ 245,000 | $ 143,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 820,000 | $ 410,000 | $ 139,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 850,000 | $ 425,000 | $ 238,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 420,000 | $ 210,000 | $ 108,000 |
| Ogden-Clearfield, UT | 2 | $ 820,000 | $ 410,000 | $ 187,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 1,030,000 | $ 515,000 | $ 153,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
| Roanoke, VA | 2 | $ 1,200,000 | $ 600,000 | $ 153,000 |
| Rockford, IL | 2 | $ 340,000 | $ 170,000 | $ 141,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 480,000 | $ 240,000 | $ 99,000 |
| Twin Falls, ID | 2 | $ 330,000 | $ 165,000 | $ 120,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 980,000 | $ 490,000 | $ 358,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 850,000 | $ 425,000 | $ 179,000 |
| Akron, OH | 1 | $ 425,000 | $ 425,000 | $ 270,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 525,000 | $ 525,000 | $ 132,000 |
| Battle Creek, MI | 1 | $ 265,000 | $ 265,000 | $ 66,000 |
| Billings, MT | 1 | $ 395,000 | $ 395,000 | $ 109,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Bloomington, IL | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Boise City, ID | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Brunswick, GA | 1 | $ 425,000 | $ 425,000 | $ 129,000 |
| Burlington, NC | 1 | $ 365,000 | $ 365,000 | $ 88,000 |
| Cape Girardeau, MO-IL | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Cheyenne, WY | 1 | $ 415,000 | $ 415,000 | $ 153,000 |
| Cleveland, TN | 1 | $ 275,000 | $ 275,000 | $ 108,000 |
| Columbus, GA-AL | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Dothan, AL | 1 | $ 365,000 | $ 365,000 | $ 172,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Erie, PA | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Fargo, ND-MN | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Fort Wayne, IN | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Grants Pass, OR | 1 | $ 485,000 | $ 485,000 | $ 178,000 |
| Greenville, NC | 1 | $ 415,000 | $ 415,000 | $ 83,000 |
| Hammond, LA | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Helena, MT | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Johnson City, TN | 1 | $ 415,000 | $ 415,000 | $ 473,000 |
| Kokomo, IN | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| Lafayette-West Lafayette, IN | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Lawrence, KS | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Logan, UT-ID | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Macon-Bibb County, GA | 1 | $ 165,000 | $ 165,000 | $ 302,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 475,000 | $ 475,000 | $ 142,000 |
| Niles-Benton Harbor, MI | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Paducah, KY-IL | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Pinehurst-Southern Pines, NC | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
| Pocatello, ID | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Punta Gorda, FL | 1 | $ 705,000 | $ 705,000 | $ 163,000 |
| Salem, OR | 1 | $ 505,000 | $ 505,000 | $ 282,000 |
| San Diego-Carlsbad, CA | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Slidell-Mandeville-Covington, LA | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Walla Walla, WA | 1 | $ 475,000 | $ 475,000 | $ 162,000 |
| Warner Robins, GA | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Washington, DC-MD | 1 | $ 685,000 | $ 685,000 | $ 345,000 |
| Wenatchee, WA | 1 | $ 455,000 | $ 455,000 | $ 186,000 |
| York-Hanover, PA | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Gateway First Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,085 | $2,740,185,000 | $271,000 | $5,675,000 | $130,000 | $7,182,000 |
| Refinancing | 1,371 | $476,295,000 | $347,000 | $2,015,000 | $172,000 | $3,410,000 |
| Cash-out Refinancing | 1,030 | $273,110,000 | $265,000 | $2,645,000 | $138,000 | $2,444,000 |
| Other Purpose | 219 | $21,765,000 | $99,000 | $1,305,000 | $145,000 | $552,000 |
| Home Improvement | 47 | $3,965,000 | $84,000 | $395,000 | $137,000 | $430,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,025 | $2,245,485,000 | $279,000 | $2,755,000 | $139,000 | $4,609,000 |
| Hispanic | 2,486 | $595,810,000 | $239,000 | $1,945,000 | $119,000 | $2,807,000 |
| Not Provided | 842 | $269,620,000 | $320,000 | $1,345,000 | $147,000 | $1,091,000 |
| Black or African American | 645 | $187,385,000 | $290,000 | $1,105,000 | $116,000 | $725,000 |
| American Indian or Alaskan Native | 376 | $87,620,000 | $233,000 | $895,000 | $135,000 | $7,182,000 |
| Asian | 339 | $100,585,000 | $296,000 | $855,000 | $177,000 | $4,813,000 |
| Not applicable | 27 | $26,315,000 | $974,000 | $5,675,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 11 | $2,355,000 | $214,000 | $385,000 | $108,000 | $207,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,070 | $2,087,010,000 | $258,000 | $5,675,000 | $151,000 | $7,182,000 |
| FHA-insured (Federal Housing Administration) | 2,508 | $641,070,000 | $255,000 | $755,000 | $95,000 | $945,000 |
| VA-guaranteed (Veterans Administration) | 2,003 | $754,705,000 | $376,000 | $1,945,000 | $128,000 | $1,079,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 171 | $32,535,000 | $190,000 | $545,000 | $75,000 | $192,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,952 | $2,085,840,000 | $262,000 | $5,675,000 | $133,000 | $7,182,000 |
| Application Withdrawn By Applicant | 2,538 | $700,020,000 | $275,000 | $2,645,000 | $141,000 | $4,609,000 |
| Loan Purchased By The Institution | 1,744 | $611,990,000 | $350,000 | $1,945,000 | $147,000 | $2,444,000 |
| Application Denied By Financial Institution | 451 | $103,065,000 | $228,000 | $2,755,000 | $101,000 | $1,934,000 |
| Application Approved But Not Accepted | 58 | $12,060,000 | $207,000 | $605,000 | $114,000 | $585,000 |
| File Closed For Incompleteness | 9 | $2,345,000 | $260,000 | $595,000 | $144,000 | $190,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,301 | $3,412,255,000 | $277,000 | $5,675,000 | $136,000 | $7,182,000 |
| Debt-To-Income Ratio | 188 | $48,360,000 | $257,000 | $1,985,000 | $80,000 | $233,000 |
| Credit History | 137 | $27,595,000 | $201,000 | $2,755,000 | $113,000 | $1,934,000 |
| Collateral | 45 | $9,595,000 | $213,000 | $675,000 | $112,000 | $303,000 |
| Other | 20 | $2,980,000 | $149,000 | $365,000 | $97,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $6,195,000 | $326,000 | $1,575,000 | $202,000 | $1,559,000 |
| Unverifiable Information | 17 | $3,475,000 | $204,000 | $595,000 | $120,000 | $943,000 |
| Mortgage Insurance Denied | 11 | $2,985,000 | $271,000 | $575,000 | $114,000 | $258,000 |
| Employment History | 11 | $1,555,000 | $141,000 | $255,000 | $49,000 | $190,000 |
| Credit Application Incomplete | 3 | $325,000 | $108,000 | $195,000 | $88,000 | $180,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gateway First Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gateway First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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