Ge Money Bank Mortgage Lending & HMDA Data, 2008

In 2008, Ge Money Bank of Salt Lake City, UT reported 45,453 mortgage applications totaling $774.7 million, down 70% from 2007. The average application was for $17,043, and applicants reported an average income of $81,250. 22% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (1,290), Chicago-Naperville-Joliet, IL (1,179) and New York-White Plains-Wayne, NY-NJ (1,074) (applications in parentheses).

Mortgage Company & Address Ge Money Bank
4246 South Riverboat Rdcsuite 200
Salt Lake City, UT 84123
Federal Regulator * available with data download
Years 2008  2007  2006  2005  
Total Number of Mortgage Applications 45,453
Total Mortgage Loan Application Amount $774,683,000
Average Mortgage Loan Application Amount $17,043
Highest Mortgage Loan Application Amount $1,491,000
Average Applicant Income $81,250
Highest Applicant Income $1,920,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ge Money Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ge Money Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 994 $ 22,807,000 $ 22,944 $ 107,000
Cook, Illinois 936 $ 14,819,000 $ 15,832 $ 83,000
Los Angeles, California 611 $ 12,407,000 $ 20,306 $ 117,000
San Bernardino, California 551 $ 8,538,000 $ 15,495 $ 103,000
Franklin, Ohio 532 $ 5,232,000 $ 9,834 $ 77,000
Sacramento, California 450 $ 5,152,000 $ 11,448 $ 120,000
Riverside, California 446 $ 8,588,000 $ 19,255 $ 122,000
Clark, Nevada 410 $ 11,139,000 $ 27,168 $ 119,000
Queens, New York 403 $ 6,856,000 $ 17,012 $ 93,000
Suffolk, New York 398 $ 7,733,000 $ 19,429 $ 113,000
Bexar, Texas 377 $ 7,544,000 $ 20,010 $ 75,000
Wayne, Michigan 346 $ 3,991,000 $ 11,534 $ 60,000
Broward, Florida 342 $ 4,934,000 $ 14,426 $ 86,000
Harris, Texas 341 $ 7,962,000 $ 23,348 $ 91,000
New Haven, Connecticut 331 $ 5,345,000 $ 16,148 $ 91,000
Nassau, New York 314 $ 6,243,000 $ 19,882 $ 122,000
Tarrant, Texas 311 $ 4,940,000 $ 15,884 $ 85,000
Pinal, Arizona 296 $ 6,426,000 $ 21,709 $ 86,000
Hartford, Connecticut 294 $ 4,353,000 $ 14,806 $ 85,000
Miami-Dade, Florida 286 $ 4,061,000 $ 14,199 $ 86,000
Dallas, Texas 275 $ 4,113,000 $ 14,956 $ 91,000
Montgomery, Pennsylvania 266 $ 4,613,000 $ 17,342 $ 100,000
Monroe, New York 254 $ 4,230,000 $ 16,653 $ 67,000
Philadelphia, Pennsylvania 234 $ 3,338,000 $ 14,264 $ 67,000
Cuyahoga, Ohio 222 $ 2,667,000 $ 12,013 $ 58,000
Camden, New Jersey 210 $ 4,536,000 $ 21,600 $ 92,000
St. Louis, Missouri 206 $ 3,559,000 $ 17,276 $ 82,000
Burlington, New Jersey 202 $ 3,735,000 $ 18,490 $ 98,000
Duval, Florida 199 $ 3,794,000 $ 19,065 $ 83,000
Pinellas, Florida 196 $ 3,581,000 $ 18,270 $ 59,000
Lake, Indiana 182 $ 2,081,000 $ 11,434 $ 48,000
Montgomery, Ohio 181 $ 2,429,000 $ 13,419 $ 63,000
Virginia Beach, Virginia 181 $ 3,480,000 $ 19,226 $ 79,000
New Castle, Delaware 176 $ 2,989,000 $ 16,982 $ 85,000
Mecklenburg, North Carolina 176 $ 3,092,000 $ 17,568 $ 80,000
Milwaukee, Wisconsin 175 $ 2,288,000 $ 13,074 $ 64,000
Hillsborough, Florida 173 $ 3,124,000 $ 18,057 $ 92,000
St. Charles, Missouri 173 $ 2,960,000 $ 17,109 $ 82,000
Kings, New York 173 $ 3,385,000 $ 19,566 $ 103,000
Fairfield, Connecticut 171 $ 8,208,000 $ 48,000 $ 115,000
Allegheny, Pennsylvania 170 $ 2,240,000 $ 13,176 $ 56,000
Delaware, Pennsylvania 170 $ 2,602,000 $ 15,305 $ 94,000
Contra Costa, California 169 $ 2,316,000 $ 13,704 $ 116,000
Oakland, Michigan 166 $ 2,994,000 $ 18,036 $ 97,000
Salt Lake, Utah 166 $ 1,981,000 $ 11,933 $ 61,000
Orange, California 165 $ 3,662,000 $ 22,193 $ 114,000
San Diego, California 161 $ 5,460,000 $ 33,913 $ 150,000
Essex, New Jersey 161 $ 3,132,000 $ 19,453 $ 97,000
Kern, California 160 $ 2,386,000 $ 14,912 $ 100,000
Onondaga, New York 160 $ 2,177,000 $ 13,606 $ 63,000
Orange, Florida 157 $ 3,493,000 $ 22,248 $ 78,000
Jefferson, Kentucky 157 $ 2,853,000 $ 18,171 $ 67,000
Erie, New York 156 $ 1,723,000 $ 11,044 $ 72,000
Pasco, Florida 153 $ 2,638,000 $ 17,241 $ 68,000
Bucks, Pennsylvania 153 $ 2,865,000 $ 18,725 $ 107,000
Macomb, Michigan 145 $ 1,950,000 $ 13,448 $ 75,000
Allen, Indiana 142 $ 1,912,000 $ 13,464 $ 61,000
Tulsa, Oklahoma 140 $ 1,522,000 $ 10,871 $ 61,000
Sedgwick, Kansas 139 $ 1,340,000 $ 9,640 $ 66,000
York, Pennsylvania 139 $ 1,934,000 $ 13,913 $ 71,000
Alameda, California 138 $ 1,576,000 $ 11,420 $ 117,000
Adams, Colorado 136 $ 1,922,000 $ 14,132 $ 84,000
Cumberland, North Carolina 135 $ 2,237,000 $ 16,570 $ 89,000
Jefferson, Alabama 134 $ 1,442,000 $ 10,761 $ 59,000
Stanislaus, California 132 $ 1,941,000 $ 14,704 $ 96,000
Chester, Pennsylvania 131 $ 3,258,000 $ 24,870 $ 109,000
San Joaquin, California 130 $ 2,124,000 $ 16,338 $ 104,000
Berks, Pennsylvania 125 $ 2,080,000 $ 16,640 $ 75,000
Henrico, Virginia 125 $ 2,298,000 $ 18,384 $ 66,000
Prince George's, Maryland 124 $ 3,589,000 $ 28,943 $ 92,000
Jackson, Missouri 123 $ 1,844,000 $ 14,991 $ 67,000
Fairfax, Virginia 123 $ 2,140,000 $ 17,398 $ 127,000
Knox, Tennessee 121 $ 1,770,000 $ 14,628 $ 60,000
Shelby, Tennessee 121 $ 1,615,000 $ 13,347 $ 74,000
Douglas, Nebraska 120 $ 1,280,000 $ 10,666 $ 62,000
Denton, Texas 119 $ 4,062,000 $ 34,134 $ 120,000
Chesterfield, Virginia 119 $ 1,775,000 $ 14,915 $ 73,000
Worcester, Massachusetts 118 $ 3,082,000 $ 26,118 $ 90,000
Essex, Massachusetts 117 $ 2,557,000 $ 21,854 $ 104,000
Providence, Rhode Island 117 $ 1,550,000 $ 13,247 $ 84,000
Hampden, Massachusetts 116 $ 1,797,000 $ 15,491 $ 76,000
Gloucester, New Jersey 116 $ 2,130,000 $ 18,362 $ 94,000
Collin, Texas 115 $ 3,852,000 $ 33,495 $ 129,000
Pulaski, Arkansas 114 $ 1,380,000 $ 12,105 $ 60,000
Fresno, California 114 $ 1,772,000 $ 15,543 $ 86,000
Middlesex, New Jersey 114 $ 2,608,000 $ 22,877 $ 115,000
Oneida, New York 113 $ 1,424,000 $ 12,601 $ 51,000
Arapahoe, Colorado 112 $ 1,579,000 $ 14,098 $ 80,000
Bergen, New Jersey 112 $ 2,947,000 $ 26,312 $ 142,000
Union, New Jersey 112 $ 2,166,000 $ 19,339 $ 97,000
Monmouth, New Jersey 111 $ 2,171,000 $ 19,558 $ 114,000
Albany, New York 110 $ 1,821,000 $ 16,554 $ 74,000
Hampton, Virginia 110 $ 1,730,000 $ 15,727 $ 70,000
Fort Bend, Texas 107 $ 3,717,000 $ 34,738 $ 138,000
Johnson, Kansas 103 $ 1,534,000 $ 14,893 $ 83,000
Chesapeake, Virginia 103 $ 1,790,000 $ 17,378 $ 82,000
Placer, California 100 $ 2,146,000 $ 21,460 $ 125,000
Dauphin, Pennsylvania 100 $ 1,264,000 $ 12,640 $ 82,000
Mobile, Alabama 99 $ 1,873,000 $ 18,919 $ 76,000
Will, Illinois 98 $ 2,349,000 $ 23,969 $ 104,000
Atlantic, New Jersey 98 $ 2,113,000 $ 21,561 $ 89,000
Mercer, New Jersey 98 $ 1,489,000 $ 15,193 $ 91,000
El Paso, Colorado 97 $ 1,249,000 $ 12,876 $ 77,000
Baltimore, Maryland 97 $ 1,615,000 $ 16,649 $ 95,000
Oklahoma, Oklahoma 97 $ 1,105,000 $ 11,391 $ 60,000
Prince William, Virginia 97 $ 1,531,000 $ 15,783 $ 117,000
Schenectady, New York 95 $ 1,622,000 $ 17,073 $ 61,000
Lucas, Ohio 94 $ 1,143,000 $ 12,159 $ 70,000
Pierce, Washington 93 $ 1,662,000 $ 17,870 $ 77,000
Summit, Ohio 91 $ 1,203,000 $ 13,219 $ 64,000
Newport News, Virginia 91 $ 1,355,000 $ 14,890 $ 73,000
Ocean, New Jersey 90 $ 2,070,000 $ 23,000 $ 95,000
Lehigh, Pennsylvania 89 $ 1,138,000 $ 12,786 $ 69,000
Portsmouth, Virginia 89 $ 1,830,000 $ 20,561 $ 70,000
Norfolk, Virginia 88 $ 1,315,000 $ 14,943 $ 56,000
Volusia, Florida 87 $ 1,161,000 $ 13,344 $ 70,000
Polk, Iowa 86 $ 1,218,000 $ 14,162 $ 74,000
Palm Beach, Florida 85 $ 1,362,000 $ 16,023 $ 127,000
Northampton, Pennsylvania 84 $ 1,292,000 $ 15,380 $ 74,000
Santa Clara, California 83 $ 1,647,000 $ 19,843 $ 119,000
Suffolk, Massachusetts 83 $ 1,946,000 $ 23,445 $ 85,000
Genesee, Michigan 83 $ 1,251,000 $ 15,072 $ 69,000
Pima, Arizona 82 $ 1,857,000 $ 22,646 $ 82,000
Saratoga, New York 82 $ 1,812,000 $ 22,097 $ 90,000
Davidson, Tennessee 82 $ 1,023,000 $ 12,475 $ 62,000
Jefferson, Colorado 81 $ 1,184,000 $ 14,617 $ 83,000
St. Lucie, Florida 81 $ 1,074,000 $ 13,259 $ 110,000
Middlesex, Massachusetts 80 $ 3,009,000 $ 37,612 $ 108,000
Lancaster, Pennsylvania 80 $ 1,241,000 $ 15,512 $ 79,000
Richmond City, Virginia 80 $ 974,000 $ 12,175 $ 50,000
St. Clair, Illinois 79 $ 1,094,000 $ 13,848 $ 67,000
Wake, North Carolina 79 $ 1,032,000 $ 13,063 $ 83,000
Monroe, Pennsylvania 79 $ 1,395,000 $ 17,658 $ 84,000
Benton, Arkansas 78 $ 1,327,000 $ 17,012 $ 77,000
Westmoreland, Pennsylvania 78 $ 978,000 $ 12,538 $ 56,000
Bronx, New York 77 $ 1,482,000 $ 19,246 $ 107,000
El Paso, Texas 77 $ 1,794,000 $ 23,298 $ 79,000
Winnebago, Illinois 76 $ 840,000 $ 11,052 $ 62,000
New London, Connecticut 75 $ 1,340,000 $ 17,866 $ 84,000
Clay, Florida 75 $ 1,552,000 $ 20,693 $ 78,000
Westchester, New York 75 $ 2,804,000 $ 37,386 $ 118,000
Bell, Texas 75 $ 1,629,000 $ 21,720 $ 85,000
Rensselaer, New York 74 $ 1,063,000 $ 14,364 $ 72,000
Lee, Florida 73 $ 1,151,000 $ 15,767 $ 79,000
Kent, Michigan 73 $ 1,205,000 $ 16,506 $ 70,000
Cumberland, New Jersey 73 $ 1,190,000 $ 16,301 $ 73,000
Marion, Indiana 72 $ 1,361,000 $ 18,902 $ 61,000
Sebastian, Arkansas 71 $ 1,145,000 $ 16,126 $ 78,000
Denver, Colorado 71 $ 846,000 $ 11,915 $ 66,000
Polk, Florida 69 $ 1,218,000 $ 17,652 $ 67,000
Travis, Texas 69 $ 2,469,000 $ 35,782 $ 135,000
Fulton, Georgia 68 $ 2,708,000 $ 39,823 $ 121,000
Madison, Illinois 68 $ 1,129,000 $ 16,602 $ 76,000
Clark, Ohio 68 $ 795,000 $ 11,691 $ 54,000
Stark, Ohio 68 $ 1,247,000 $ 18,338 $ 62,000
Hamilton, Tennessee 68 $ 720,000 $ 10,588 $ 62,000
District of Columbia, District Of Columbia 67 $ 1,478,000 $ 22,059 $ 78,000
Hernando, Florida 66 $ 854,000 $ 12,939 $ 69,000
Seminole, Florida 66 $ 1,544,000 $ 23,393 $ 87,000
Lake, Illinois 66 $ 1,625,000 $ 24,621 $ 107,000
Montgomery, Texas 65 $ 1,903,000 $ 29,276 $ 113,000
Weber, Utah 65 $ 754,000 $ 11,600 $ 55,000
DeKalb, Georgia 64 $ 1,024,000 $ 16,000 $ 74,000
Madison, Alabama 63 $ 917,000 $ 14,555 $ 66,000
Montgomery, Maryland 63 $ 1,965,000 $ 31,190 $ 129,000
Hudson, New Jersey 63 $ 1,658,000 $ 26,317 $ 115,000
Butte, California 62 $ 714,000 $ 11,516 $ 100,000
Anne Arundel, Maryland 62 $ 1,714,000 $ 27,645 $ 101,000
Montgomery, Tennessee 62 $ 713,000 $ 11,500 $ 70,000
Gaston, North Carolina 61 $ 862,000 $ 14,131 $ 63,000
Galveston, Texas 60 $ 1,364,000 $ 22,733 $ 132,000
Passaic, New Jersey 59 $ 1,206,000 $ 20,440 $ 107,000
Broome, New York 59 $ 844,000 $ 14,305 $ 50,000
Fulton, New York 59 $ 782,000 $ 13,254 $ 57,000
Oswego, New York 59 $ 731,000 $ 12,389 $ 48,000
Brevard, Florida 58 $ 1,344,000 $ 23,172 $ 89,000
Bernalillo, New Mexico 58 $ 1,368,000 $ 23,586 $ 79,000
Cumberland, Pennsylvania 58 $ 1,238,000 $ 21,344 $ 91,000
Davis, Utah 58 $ 829,000 $ 14,293 $ 64,000
King, Washington 58 $ 1,287,000 $ 22,189 $ 95,000
Jefferson, Missouri 57 $ 832,000 $ 14,596 $ 82,000
Baldwin, Alabama 56 $ 988,000 $ 17,642 $ 79,000
Baltimore City, Maryland 56 $ 555,000 $ 9,910 $ 63,000
Orange, New York 56 $ 1,036,000 $ 18,500 $ 95,000
Greenville, South Carolina 56 $ 2,174,000 $ 38,821 $ 81,000
Duval, Texas 56 $ 638,000 $ 11,392 $ 56,000
Tulare, California 55 $ 877,000 $ 15,945 $ 91,000
Cabarrus, North Carolina 55 $ 960,000 $ 17,454 $ 73,000
Rutherford, Tennessee 55 $ 819,000 $ 14,890 $ 74,000
Ada, Idaho 54 $ 496,000 $ 9,185 $ 59,000
Fairfield, Ohio 54 $ 572,000 $ 10,592 $ 66,000
DuPage, Illinois 53 $ 1,724,000 $ 32,528 $ 99,000
Ingham, Michigan 53 $ 769,000 $ 14,509 $ 63,000
Mahoning, Ohio 53 $ 585,000 $ 11,037 $ 47,000
Racine, Wisconsin 53 $ 630,000 $ 11,886 $ 69,000
Snohomish, Washington 52 $ 1,439,000 $ 27,673 $ 96,000
Gwinnett, Georgia 51 $ 1,586,000 $ 31,098 $ 82,000
St. Louis City, Missouri 51 $ 787,000 $ 15,431 $ 68,000
Spotsylvania, Virginia 51 $ 896,000 $ 17,568 $ 89,000
Waukesha, Wisconsin 51 $ 2,734,000 $ 53,607 $ 93,000
Crawford, Arkansas 49 $ 866,000 $ 17,673 $ 61,000
Kent, Delaware 49 $ 830,000 $ 16,938 $ 84,000
Manatee, Florida 49 $ 1,113,000 $ 22,714 $ 89,000
Sarasota, Florida 49 $ 771,000 $ 15,734 $ 68,000
Herkimer, New York 48 $ 544,000 $ 11,333 $ 49,000
Licking, Ohio 48 $ 435,000 $ 9,062 $ 65,000
Dane, Wisconsin 48 $ 940,000 $ 19,583 $ 82,000
Hennepin, Minnesota 47 $ 1,182,000 $ 25,148 $ 97,000
Montgomery, New York 47 $ 628,000 $ 13,361 $ 53,000
Richmond, New York 47 $ 1,314,000 $ 27,957 $ 115,000
Navajo, Arizona 46 $ 613,000 $ 13,326 $ 70,000
Cobb, Georgia 46 $ 755,000 $ 16,413 $ 90,000
Bristol, Massachusetts 46 $ 624,000 $ 13,565 $ 107,000
Iredell, North Carolina 46 $ 750,000 $ 16,304 $ 72,000
Hamilton, Ohio 46 $ 591,000 $ 12,847 $ 67,000
Lorain, Ohio 46 $ 663,000 $ 14,413 $ 98,000
Utah, Utah 46 $ 469,000 $ 10,195 $ 62,000
Solano, California 45 $ 670,000 $ 14,888 $ 134,000
Harford, Maryland 45 $ 1,421,000 $ 31,577 $ 110,000
Plymouth, Massachusetts 45 $ 600,000 $ 13,333 $ 95,000
Berrien, Michigan 45 $ 556,000 $ 12,355 $ 55,000
Saginaw, Michigan 45 $ 568,000 $ 12,622 $ 71,000
Kenosha, Wisconsin 45 $ 739,000 $ 16,422 $ 73,000
Muscogee, Georgia 44 $ 546,000 $ 12,409 $ 76,000
Jefferson, New York 44 $ 514,000 $ 11,681 $ 49,000
York, South Carolina 44 $ 668,000 $ 15,181 $ 71,000
Stafford, Virginia 44 $ 819,000 $ 18,613 $ 110,000
Jefferson, Arkansas 43 $ 474,000 $ 11,023 $ 65,000
Clayton, Georgia 43 $ 615,000 $ 14,302 $ 66,000
Comanche, Oklahoma 43 $ 416,000 $ 9,674 $ 64,000
Rock, Wisconsin 43 $ 590,000 $ 13,720 $ 67,000
Norfolk, Massachusetts 42 $ 1,119,000 $ 26,642 $ 101,000
Greene, Ohio 42 $ 421,000 $ 10,023 $ 69,000
Luzerne, Pennsylvania 42 $ 608,000 $ 14,476 $ 79,000
Kane, Illinois 41 $ 798,000 $ 19,463 $ 81,000
Sussex, New Jersey 41 $ 746,000 $ 18,195 $ 86,000
Madison, New York 41 $ 633,000 $ 15,439 $ 50,000
Richland, South Carolina 41 $ 357,000 $ 8,707 $ 80,000
Pennington, South Dakota 41 $ 840,000 $ 20,487 $ 76,000
Williamson, Texas 41 $ 1,212,000 $ 29,560 $ 120,000
York, Virginia 41 $ 733,000 $ 17,878 $ 84,000
Washington, Arkansas 40 $ 662,000 $ 16,550 $ 78,000
St. Joseph, Indiana 40 $ 454,000 $ 11,350 $ 48,000
Jackson, Mississippi 40 $ 803,000 $ 20,075 $ 86,000
Clay, Missouri 40 $ 603,000 $ 15,075 $ 67,000
Beaver, Pennsylvania 40 $ 547,000 $ 13,675 $ 52,000
Montgomery, Alabama 39 $ 398,000 $ 10,205 $ 61,000
Fayette, Kentucky 39 $ 626,000 $ 16,051 $ 66,000
Saline, Arkansas 38 $ 564,000 $ 14,842 $ 93,000
Sonoma, California 38 $ 545,000 $ 14,342 $ 114,000
Morris, New Jersey 38 $ 1,435,000 $ 37,763 $ 157,000
Somerset, New Jersey 38 $ 768,000 $ 20,210 $ 147,000
Niagara, New York 38 $ 486,000 $ 12,789 $ 69,000
Catawba, North Carolina 38 $ 420,000 $ 11,052 $ 61,000
Le Flore, Oklahoma 38 $ 574,000 $ 15,105 $ 52,000
Ellis, Texas 38 $ 1,007,000 $ 26,500 $ 97,000
Peoria, Illinois 37 $ 394,000 $ 10,648 $ 71,000
Shawnee, Kansas 37 $ 365,000 $ 9,864 $ 50,000
Cleveland, Oklahoma 37 $ 463,000 $ 12,513 $ 71,000
Schuylkill, Pennsylvania 37 $ 657,000 $ 17,756 $ 55,000
Brazoria, Texas 37 $ 870,000 $ 23,513 $ 89,000
Escambia, Florida 36 $ 788,000 $ 21,888 $ 92,000
Martin, Florida 36 $ 346,000 $ 9,611 $ 115,000
Pottawattamie, Iowa 36 $ 450,000 $ 12,500 $ 56,000
Wyandotte, Kansas 36 $ 589,000 $ 16,361 $ 66,000
Monroe, Michigan 36 $ 554,000 $ 15,388 $ 75,000
Salem, New Jersey 36 $ 663,000 $ 18,416 $ 100,000
Rockland, New York 36 $ 766,000 $ 21,277 $ 108,000
Washington, New York 36 $ 449,000 $ 12,472 $ 91,000
Marion, Ohio 36 $ 309,000 $ 8,583 $ 52,000
Trumbull, Ohio 36 $ 480,000 $ 13,333 $ 72,000
Zapata, Texas 36 $ 451,000 $ 12,527 $ 62,000
Ventura, California 35 $ 498,000 $ 14,228 $ 121,000
Rock Island, Illinois 35 $ 452,000 $ 12,914 $ 82,000
Muskegon, Michigan 35 $ 475,000 $ 13,571 $ 52,000
Ottawa, Michigan 35 $ 392,000 $ 11,200 $ 57,000
Washtenaw, Michigan 35 $ 737,000 $ 21,057 $ 77,000
Washoe, Nevada 35 $ 727,000 $ 20,771 $ 77,000
Rockingham, New Hampshire 35 $ 557,000 $ 15,914 $ 111,000
McHenry, Illinois 34 $ 855,000 $ 25,147 $ 99,000
Elkhart, Indiana 34 $ 355,000 $ 10,441 $ 49,000
Cayuga, New York 34 $ 467,000 $ 13,735 $ 51,000
Wayne, New York 34 $ 478,000 $ 14,058 $ 127,000
Cambria, Pennsylvania 34 $ 496,000 $ 14,588 $ 43,000
Natrona, Wyoming 34 $ 384,000 $ 11,294 $ 66,000
Cochise, Arizona 33 $ 593,000 $ 17,969 $ 85,000
Bonneville, Idaho 33 $ 287,000 $ 8,696 $ 42,000
Jefferson, Louisiana 33 $ 422,000 $ 12,787 $ 64,000
Charles, Maryland 33 $ 794,000 $ 24,060 $ 132,000
Ramsey, Minnesota 33 $ 510,000 $ 15,454 $ 78,000
Rowan, North Carolina 33 $ 431,000 $ 13,060 $ 52,000
Delaware, Ohio 32 $ 357,000 $ 11,156 $ 100,000
Erie, Ohio 32 $ 320,000 $ 10,000 $ 57,000
Lycoming, Pennsylvania 32 $ 506,000 $ 15,812 $ 50,000
Spartanburg, South Carolina 32 $ 359,000 $ 11,218 $ 48,000
Hanover, Virginia 32 $ 597,000 $ 18,656 $ 85,000
Marion, Florida 31 $ 566,000 $ 18,258 $ 97,000
Richmond, Georgia 31 $ 353,000 $ 11,387 $ 85,000
Carbon, Pennsylvania 31 $ 487,000 $ 15,709 $ 70,000
Lackawanna, Pennsylvania 31 $ 543,000 $ 17,516 $ 58,000
Hopewell, Virginia 31 $ 408,000 $ 13,161 $ 48,000
Loudoun, Virginia 31 $ 686,000 $ 22,129 $ 162,000
Faulkner, Arkansas 30 $ 415,000 $ 13,833 $ 75,000
Merced, California 30 $ 856,000 $ 28,533 $ 140,000
Larimer, Colorado 30 $ 411,000 $ 13,700 $ 105,000
Chemung, New York 30 $ 453,000 $ 15,100 $ 47,000
Otsego, New York 30 $ 365,000 $ 12,166 $ 62,000
Durham, North Carolina 30 $ 330,000 $ 11,000 $ 57,000
Middlesex, Connecticut 29 $ 584,000 $ 20,137 $ 97,000
Noble, Indiana 29 $ 360,000 $ 12,413 $ 50,000
Leavenworth, Kansas 29 $ 787,000 $ 27,137 $ 88,000
Forsyth, North Carolina 29 $ 340,000 $ 11,724 $ 74,000
Guilford, North Carolina 29 $ 339,000 $ 11,689 $ 68,000
Union, North Carolina 29 $ 528,000 $ 18,206 $ 68,000
Butler, Ohio 29 $ 729,000 $ 25,137 $ 78,000
Wilson, Tennessee 29 $ 432,000 $ 14,896 $ 74,000
Webb, Texas 29 $ 362,000 $ 12,482 $ 60,000
Suffolk, Virginia 29 $ 429,000 $ 14,793 $ 75,000
Brown, Wisconsin 29 $ 487,000 $ 16,793 $ 59,000
Weld, Colorado 28 $ 825,000 $ 29,464 $ 88,000
Tolland, Connecticut 28 $ 536,000 $ 19,142 $ 120,000
Windham, Connecticut 28 $ 528,000 $ 18,857 $ 72,000
Osceola, Florida 28 $ 479,000 $ 17,107 $ 88,000
Caddo, Louisiana 28 $ 356,000 $ 12,714 $ 56,000
Jackson, Michigan 28 $ 395,000 $ 14,107 $ 52,000
St. Clair, Michigan 28 $ 453,000 $ 16,178 $ 69,000
Hillsborough, New Hampshire 28 $ 442,000 $ 15,785 $ 97,000
Allen, Ohio 28 $ 326,000 $ 11,642 $ 82,000
Miami, Ohio 28 $ 306,000 $ 10,928 $ 70,000
Henry, Georgia 27 $ 496,000 $ 18,370 $ 80,000
Reno, Kansas 27 $ 253,000 $ 9,370 $ 46,000
Carroll, Maryland 27 $ 601,000 $ 22,259 $ 95,000
Hinds, Mississippi 27 $ 308,000 $ 11,407 $ 32,000
Greene, Missouri 27 $ 452,000 $ 16,740 $ 65,000
Sarpy, Nebraska 27 $ 301,000 $ 11,148 $ 67,000
Chenango, New York 27 $ 342,000 $ 12,666 $ 54,000
Ontario, New York 27 $ 461,000 $ 17,074 $ 79,000
Seneca, Ohio 27 $ 436,000 $ 16,148 $ 55,000
Lebanon, Pennsylvania 27 $ 551,000 $ 20,407 $ 77,000
Kaufman, Texas 27 $ 616,000 $ 22,814 $ 96,000
Dodge, Wisconsin 27 $ 987,000 $ 36,555 $ 63,000
Morgan, Alabama 26 $ 310,000 $ 11,923 $ 99,000
Johnson, Arkansas 26 $ 349,000 $ 13,423 $ 41,000
Collier, Florida 26 $ 599,000 $ 23,038 $ 76,000
Indian River, Florida 26 $ 241,000 $ 9,269 $ 111,000
Santa Rosa, Florida 26 $ 863,000 $ 33,192 $ 90,000
Wabash, Indiana 26 $ 315,000 $ 12,115 $ 59,000
Kalamazoo, Michigan 26 $ 333,000 $ 12,807 $ 46,000
Ross, Ohio 26 $ 326,000 $ 12,538 $ 66,000
Blount, Tennessee 26 $ 371,000 $ 14,269 $ 71,000
Guadalupe, Texas 26 $ 648,000 $ 24,923 $ 70,000
Nueces, Texas 26 $ 518,000 $ 19,923 $ 96,000
Kitsap, Washington 26 $ 699,000 $ 26,884 $ 63,000
Manitowoc, Wisconsin 26 $ 330,000 $ 12,692 $ 59,000
Franklin, Arkansas 25 $ 353,000 $ 14,120 $ 45,000
Pope, Arkansas 25 $ 408,000 $ 16,320 $ 80,000
Litchfield, Connecticut 25 $ 492,000 $ 19,680 $ 90,000
Chatham, Georgia 25 $ 295,000 $ 11,800 $ 57,000
Tazewell, Illinois 25 $ 244,000 $ 9,760 $ 58,000
Lapeer, Michigan 25 $ 409,000 $ 16,360 $ 70,000
Dakota, Minnesota 25 $ 352,000 $ 14,080 $ 95,000
Jasper, Missouri 25 $ 391,000 $ 15,640 $ 61,000
Dutchess, New York 25 $ 459,000 $ 18,360 $ 100,000
Johnston, North Carolina 25 $ 410,000 $ 16,400 $ 71,000
Medina, Ohio 25 $ 329,000 $ 13,160 $ 96,000
Sequoyah, Oklahoma 25 $ 296,000 $ 11,840 $ 48,000
Kent, Rhode Island 25 $ 388,000 $ 15,520 $ 83,000
Lexington, South Carolina 25 $ 317,000 $ 12,680 $ 51,000
Ector, Texas 25 $ 275,000 $ 11,000 $ 87,000
Tehama, California 24 $ 243,000 $ 10,125 $ 61,000
Yolo, California 24 $ 249,000 $ 10,375 $ 147,000
Boulder, Colorado 24 $ 725,000 $ 30,208 $ 69,000
Douglas, Colorado 24 $ 323,000 $ 13,458 $ 157,000
Charlotte, Florida 24 $ 422,000 $ 17,583 $ 79,000
Grant, Indiana 24 $ 218,000 $ 9,083 $ 59,000
Scott, Iowa 24 $ 272,000 $ 11,333 $ 66,000
East Baton Rouge, Louisiana 24 $ 438,000 $ 18,250 $ 95,000
Orleans, Louisiana 24 $ 381,000 $ 15,875 $ 64,000
Lenawee, Michigan 24 $ 354,000 $ 14,750 $ 70,000
Sandoval, New Mexico 24 $ 500,000 $ 20,833 $ 92,000
Huron, Ohio 24 $ 322,000 $ 13,416 $ 54,000
Union, Ohio 24 $ 320,000 $ 13,333 $ 79,000
Wayne, Ohio 24 $ 264,000 $ 11,000 $ 57,000
Wood, Ohio 24 $ 237,000 $ 9,875 $ 81,000
Charleston, South Carolina 24 $ 331,000 $ 13,791 $ 78,000
Sumner, Tennessee 24 $ 297,000 $ 12,375 $ 66,000
Jefferson, Texas 24 $ 413,000 $ 17,208 $ 78,000
Jim Wells, Texas 24 $ 287,000 $ 11,958 $ 65,000
Washington, Wisconsin 24 $ 316,000 $ 13,166 $ 82,000
Calhoun, Alabama 23 $ 235,000 $ 10,217 $ 79,000
Bingham, Idaho 23 $ 239,000 $ 10,391 $ 55,000
Huntington, Indiana 23 $ 225,000 $ 9,782 $ 57,000
Cecil, Maryland 23 $ 395,000 $ 17,173 $ 103,000
St. Lawrence, New York 23 $ 273,000 $ 11,869 $ 35,000
Caldwell, North Carolina 23 $ 279,000 $ 12,130 $ 44,000
Lake, Ohio 23 $ 744,000 $ 32,347 $ 78,000
Warren, Ohio 23 $ 594,000 $ 25,826 $ 79,000
Fayette, Pennsylvania 23 $ 308,000 $ 13,391 $ 52,000
Pike, Pennsylvania 23 $ 375,000 $ 16,304 $ 77,000
Robertson, Tennessee 23 $ 255,000 $ 11,086 $ 80,000
Uinta, Wyoming 23 $ 285,000 $ 12,391 $ 79,000
Pueblo, Colorado 22 $ 235,000 $ 10,681 $ 59,000
St. Johns, Florida 22 $ 592,000 $ 26,909 $ 110,000
Houston, Georgia 22 $ 249,000 $ 11,318 $ 50,000
Clark, Indiana 22 $ 287,000 $ 13,045 $ 56,000
Wells, Indiana 22 $ 249,000 $ 11,318 $ 47,000
Woodbury, Iowa 22 $ 300,000 $ 13,636 $ 60,000
Bullitt, Kentucky 22 $ 332,000 $ 15,090 $ 67,000
Frederick, Maryland 22 $ 708,000 $ 32,181 $ 99,000
Berkshire, Massachusetts 22 $ 392,000 $ 17,818 $ 78,000
Calhoun, Michigan 22 $ 292,000 $ 13,272 $ 53,000
St. Joseph, Michigan 22 $ 348,000 $ 15,818 $ 71,000
Columbia, New York 22 $ 317,000 $ 14,409 $ 65,000
Onslow, North Carolina 22 $ 323,000 $ 14,681 $ 152,000
Madison, Ohio 22 $ 195,000 $ 8,863 $ 62,000
Richland, Ohio 22 $ 267,000 $ 12,136 $ 53,000
Sandusky, Ohio 22 $ 219,000 $ 9,954 $ 50,000
Northumberland, Pennsylvania 22 $ 321,000 $ 14,590 $ 44,000
Petersburg, Virginia 22 $ 315,000 $ 14,318 $ 67,000
Spokane, Washington 22 $ 299,000 $ 13,590 $ 68,000
Tuscaloosa, Alabama 21 $ 219,000 $ 10,428 $ 60,000
El Dorado, California 21 $ 679,000 $ 32,333 $ 170,000
Cherokee, Georgia 21 $ 339,000 $ 16,142 $ 86,000
DeKalb, Indiana 21 $ 402,000 $ 19,142 $ 58,000
Kosciusko, Indiana 21 $ 240,000 $ 11,428 $ 69,000
Porter, Indiana 21 $ 253,000 $ 12,047 $ 60,000
Hardin, Kentucky 21 $ 319,000 $ 15,190 $ 65,000
York, Maine 21 $ 566,000 $ 26,952 $ 73,000
Howard, Maryland 21 $ 303,000 $ 14,428 $ 162,000
Lancaster, Nebraska 21 $ 240,000 $ 11,428 $ 63,000
Cattaraugus, New York 21 $ 175,000 $ 8,333 $ 49,000
Cortland, New York 21 $ 215,000 $ 10,238 $ 52,000
Greene, New York 21 $ 380,000 $ 18,095 $ 74,000
New Hanover, North Carolina 21 $ 374,000 $ 17,809 $ 87,000
Muskingum, Ohio 21 $ 191,000 $ 9,095 $ 47,000
Portage, Ohio 21 $ 471,000 $ 22,428 $ 77,000
Williams, Ohio 21 $ 210,000 $ 10,000 $ 63,000
Washington, Pennsylvania 21 $ 273,000 $ 13,000 $ 54,000
Hays, Texas 21 $ 664,000 $ 31,619 $ 109,000
Berkeley, West Virginia 21 $ 417,000 $ 19,857 $ 84,000
Shasta, California 20 $ 272,000 $ 13,600 $ 99,000
Bannock, Idaho 20 $ 187,000 $ 9,350 $ 51,000
Canyon, Idaho 20 $ 245,000 $ 12,250 $ 47,000
Twin Falls, Idaho 20 $ 217,000 $ 10,850 $ 53,000
Washington, Maryland 20 $ 366,000 $ 18,300 $ 90,000
Eaton, Michigan 20 $ 249,000 $ 12,450 $ 89,000
Hillsdale, Michigan 20 $ 248,000 $ 12,400 $ 43,000
Livingston, Michigan 20 $ 411,000 $ 20,550 $ 105,000
Delaware, New York 20 $ 294,000 $ 14,700 $ 59,000
Warren, New York 20 $ 340,000 $ 17,000 $ 48,000
Robeson, North Carolina 20 $ 314,000 $ 15,700 $ 91,000
Champaign, Ohio 20 $ 252,000 $ 12,600 $ 55,000
Canadian, Oklahoma 20 $ 427,000 $ 21,350 $ 94,000
Muskogee, Oklahoma 20 $ 193,000 $ 9,650 $ 55,000
Rogers, Oklahoma 20 $ 280,000 $ 14,000 $ 68,000
Wagoner, Oklahoma 20 $ 181,000 $ 9,050 $ 49,000
Multnomah, Oregon 20 $ 637,000 $ 31,850 $ 103,000
Erie, Pennsylvania 20 $ 532,000 $ 26,600 $ 45,000
Franklin, Pennsylvania 20 $ 287,000 $ 14,350 $ 59,000
Maury, Tennessee 20 $ 250,000 $ 12,500 $ 58,000
Sullivan, Tennessee 20 $ 232,000 $ 11,600 $ 48,000
Potter, Texas 20 $ 177,000 $ 8,850 $ 49,000
Rockwall, Texas 20 $ 484,000 $ 24,200 $ 98,000
Thurston, Washington 20 $ 687,000 $ 34,350 $ 86,000
Garland, Arkansas 19 $ 244,000 $ 12,842 $ 57,000
Logan, Arkansas 19 $ 211,000 $ 11,105 $ 64,000
Flagler, Florida 19 $ 472,000 $ 24,842 $ 130,000
Bibb, Georgia 19 $ 287,000 $ 15,105 $ 47,000
DeSoto, Mississippi 19 $ 325,000 $ 17,105 $ 97,000
Harrison, Mississippi 19 $ 375,000 $ 19,736 $ 69,000
Franklin, Missouri 19 $ 261,000 $ 13,736 $ 77,000
Schoharie, New York 19 $ 293,000 $ 15,421 $ 55,000
Henry, Ohio 19 $ 253,000 $ 13,315 $ 56,000
Knox, Ohio 19 $ 183,000 $ 9,631 $ 50,000
Sevier, Tennessee 19 $ 281,000 $ 14,789 $ 62,000
McLennan, Texas 19 $ 268,000 $ 14,105 $ 66,000
Wichita, Texas 19 $ 227,000 $ 11,947 $ 62,000
Dinwiddie, Virginia 19 $ 288,000 $ 15,157 $ 75,000
Outagamie, Wisconsin 19 $ 232,000 $ 12,210 $ 68,000
Sheboygan, Wisconsin 19 $ 235,000 $ 12,368 $ 65,000
Lonoke, Arkansas 18 $ 280,000 $ 15,555 $ 92,000
Miami, Indiana 18 $ 335,000 $ 18,611 $ 72,000
Lafayette, Louisiana 18 $ 295,000 $ 16,388 $ 68,000
Barnstable, Massachusetts 18 $ 241,000 $ 13,388 $ 75,000
Hampshire, Massachusetts 18 $ 333,000 $ 18,500 $ 71,000
Tioga, New York 18 $ 239,000 $ 13,277 $ 60,000
Harnett, North Carolina 18 $ 210,000 $ 11,666 $ 102,000
Defiance, Ohio 18 $ 163,000 $ 9,055 $ 55,000
Garfield, Oklahoma 18 $ 203,000 $ 11,277 $ 67,000
Payne, Oklahoma 18 $ 168,000 $ 9,333 $ 76,000
Washington, Tennessee 18 $ 177,000 $ 9,833 $ 50,000
Comal, Texas 18 $ 425,000 $ 23,611 $ 99,000
Coryell, Texas 18 $ 275,000 $ 15,277 $ 73,000
Clark, Washington 18 $ 342,000 $ 19,000 $ 75,000
White, Arkansas 17 $ 152,000 $ 8,941 $ 80,000
Sutter, California 17 $ 216,000 $ 12,705 $ 76,000
Sussex, Delaware 17 $ 262,000 $ 15,411 $ 85,000
Citrus, Florida 17 $ 237,000 $ 13,941 $ 43,000
Floyd, Indiana 17 $ 288,000 $ 16,941 $ 66,000
Butler, Kansas 17 $ 161,000 $ 9,470 $ 96,000
Page:

Mortgage Loan Application Detail Totals for Ge Money Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 45,065 $682,235,000 $15,000 $358,000 $81,000 $1,920,000
Refinancing 235 $55,054,000 $234,000 $1,491,000 $104,000 $812,000
Home Purchase 153 $37,394,000 $244,000 $890,000 $120,000 $1,206,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 27,641 $469,943,000 $17,000 $1,103,000 $81,000 $1,848,000
Not Provided 7,886 $138,795,000 $17,000 $1,491,000 $81,000 $1,800,000
Black or African American 5,437 $80,671,000 $14,000 $834,000 $75,000 $1,920,000
Hispanic 3,489 $59,625,000 $17,000 $416,000 $86,000 $1,680,000
Asian 515 $16,854,000 $32,000 $878,000 $122,000 $1,800,000
American Indian or Alaskan Native 340 $5,971,000 $17,000 $171,000 $80,000 $1,008,000
Native Hawaiian or Other Pacific Islander 145 $2,824,000 $19,000 $279,000 $111,000 $1,212,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 45,453 $774,683,000 $17,000 $1,491,000 $81,000 $1,920,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 21,296 $307,278,000 $14,000 $890,000 $75,000 $1,920,000
Application Approved But Not Accepted 14,000 $278,432,000 $19,000 $958,000 $88,000 $1,848,000
Loan Originated 9,905 $176,484,000 $17,000 $1,491,000 $86,000 $1,320,000
Application Withdrawn By Applicant 221 $5,007,000 $22,000 $1,103,000 $92,000 $1,332,000
Preapproval Approved but not Accepted 27 $6,126,000 $226,000 $440,000 $137,000 $1,206,000
File Closed For Incompleteness 3 $1,116,000 $372,000 $531,000 $105,000 $134,000
Preapproval Denied by Financial Institution 1 $240,000 $240,000 $240,000 $91,000 $91,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14,992 $195,640,000 $13,000 $890,000 $74,000 $1,920,000
Debt-To-Income Ratio 4,071 $67,741,000 $16,000 $428,000 $70,000 $1,770,000
Other 2,151 $37,449,000 $17,000 $878,000 $87,000 $1,500,000
Credit Application Incomplete 49 $1,668,000 $34,000 $496,000 $117,000 $558,000
Collateral 20 $4,086,000 $204,000 $544,000 $90,000 $232,000
Unverifiable Information 11 $193,000 $17,000 $50,000 $63,000 $122,000
Employment History 1 $137,000 $137,000 $137,000 $12,000 $12,000
Insufficient Cash (Downpayment, Closing Cost) 1 $410,000 $410,000 $410,000 $250,000 $250,000
Mortgage Insurance Denied 1 $194,000 $194,000 $194,000 $114,000 $114,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ge Money Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ge Money Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet with aggregated HMDA statistics today.

Download the Utah Lender List