Global Mortgage Lending & HMDA Data, 2017

In 2017, Global of Spokane, WA reported 860 mortgage applications totaling $116.5 million, up 3% from 2016. The average application was for $135,456, and applicants reported an average income of $82,688. 21% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Spokane-Spokane Valley, WA (129), Coeur D'Alene, ID (83) and Los Angeles-Long Beach-Glendale, CA (68) (applications in parentheses).

Mortgage Company & Address Global
1500 W 4th Ave
Spokane, WA 99201
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 860
Total Mortgage Loan Application Amount $116,493,000
Average Mortgage Loan Application Amount $135,456
Highest Mortgage Loan Application Amount $1,543,000
Average Applicant Income $82,688
Highest Applicant Income $960,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Global filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Global by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spokane, Washington 122 $ 23,757,000 $ 194,729 $ 74,000
Kootenai, Idaho 83 $ 15,856,000 $ 191,036 $ 82,000
Los Angeles, California 68 $ 7,272,000 $ 106,941 $ 84,000
Santa Clara, California 66 $ 10,970,000 $ 166,212 $ 119,000
Orange, California 61 $ 7,475,000 $ 122,540 $ 98,000
San Diego, California 60 $ 7,024,000 $ 117,066 $ 84,000
Riverside, California 31 $ 2,337,000 $ 75,387 $ 76,000
San Bernardino, California 28 $ 2,138,000 $ 76,357 $ 88,000
Alameda, California 22 $ 3,487,000 $ 158,500 $ 101,000
Clackamas, Oregon 20 $ 1,303,000 $ 65,150 $ 66,000
Sonoma, California 17 $ 2,012,000 $ 118,352 $ 91,000
Sacramento, California 16 $ 1,210,000 $ 75,625 $ 62,000
Lane, Oregon 13 $ 821,000 $ 63,153 $ 49,000
Contra Costa, California 12 $ 1,520,000 $ 126,666 $ 74,000
Benton, Washington 12 $ 3,087,000 $ 257,250 $ 77,000
Maricopa, Arizona 9 $ 446,000 $ 49,555 $ 69,000
Ventura, California 8 $ 1,035,000 $ 129,375 $ 72,000
Marion, Oregon 8 $ 770,000 $ 96,250 $ 61,000
Washington, Oregon 8 $ 724,000 $ 90,500 $ 66,000
Napa, California 7 $ 826,000 $ 118,000 $ 98,000
Bonner, Idaho 7 $ 1,733,000 $ 247,571 $ 74,000
El Dorado, California 6 $ 457,000 $ 76,166 $ 75,000
San Luis Obispo, California 6 $ 626,000 $ 104,333 $ 86,000
Solano, California 6 $ 766,000 $ 127,666 $ 66,000
Stanislaus, California 6 $ 373,000 $ 62,166 $ 82,000
Yamhill, Oregon 6 $ 454,000 $ 75,666 $ 56,000
Franklin, Washington 6 $ 1,107,000 $ 184,500 $ 65,000
Stevens, Washington 6 $ 993,000 $ 165,500 $ 75,000
Fresno, California 5 $ 255,000 $ 51,000 $ 45,000
Kern, California 5 $ 279,000 $ 55,800 $ 49,000
San Joaquin, California 5 $ 430,000 $ 86,000 $ 55,000
Yolo, California 5 $ 553,000 $ 110,600 $ 103,000
Douglas, Oregon 5 $ 328,000 $ 65,600 $ 56,000
Jackson, Oregon 5 $ 292,000 $ 58,400 $ 64,000
Humboldt, California 4 $ 265,000 $ 66,250 $ 47,000
San Mateo, California 4 $ 813,000 $ 203,250 $ 102,000
Santa Barbara, California 4 $ 373,000 $ 93,250 $ 82,000
Santa Cruz, California 4 $ 980,000 $ 245,000 $ 117,000
King, Washington 4 $ 772,000 $ 193,000 $ 118,000
Pierce, Washington 4 $ 1,266,000 $ 316,500 $ 52,000
Mohave, Arizona 3 $ 119,000 $ 39,666 $ 35,000
Navajo, Arizona 3 $ 196,000 $ 65,333 $ 78,000
Mendocino, California 3 $ 248,000 $ 82,666 $ 61,000
Monterey, California 3 $ 229,000 $ 76,333 $ 79,000
Placer, California 3 $ 294,000 $ 98,000 $ 72,000
Deschutes, Oregon 3 $ 287,000 $ 95,666 $ 64,000
Clark, Washington 3 $ 215,000 $ 71,666 $ 48,000
Lincoln, Washington 3 $ 379,000 $ 126,333 $ 84,000
Thurston, Washington 3 $ 859,000 $ 286,333 $ 150,000
Yavapai, Arizona 2 $ 180,000 $ 90,000 $ 64,000
Yuma, Arizona 2 $ 230,000 $ 115,000 $ 147,000
Calaveras, California 2 $ 103,000 $ 51,500 $ 40,000
Inyo, California 2 $ 156,000 $ 78,000 $ 83,000
Merced, California 2 $ 101,000 $ 50,500 $ 73,000
Nevada, California 2 $ 91,000 $ 45,500 $ 51,000
Yuba, California 2 $ 170,000 $ 85,000 $ 29,000
Ada, Idaho 2 $ 323,000 $ 161,500 $ 72,000
Benewah, Idaho 2 $ 557,000 $ 278,500 $ 200,000
Coos, Oregon 2 $ 133,000 $ 66,500 $ 87,000
Lincoln, Oregon 2 $ 275,000 $ 137,500 $ 102,000
Linn, Oregon 2 $ 1,576,000 $ 788,000 $ 21,000
Multnomah, Oregon 2 $ 119,000 $ 59,500 $ 52,000
Union, Oregon 2 $ 144,000 $ 72,000 $ 36,000
Grays Harbor, Washington 2 $ 81,000 $ 40,500 $ 75,000
Lewis, Washington 2 $ 58,000 $ 29,000 $ 81,000
Mason, Washington 2 $ 155,000 $ 77,500 $ 80,000
Apache, Arizona 1 $ 110,000 $ 110,000 $ 52,000
Coconino, Arizona 1 $ 36,000 $ 36,000 $ 88,000
La Paz, Arizona 1 $ 80,000 $ 80,000 $ 960,000
Pima, Arizona 1 $ 84,000 $ 84,000 $ 25,000
Pinal, Arizona 1 $ 36,000 $ 36,000 $ 59,000
Amador, California 1 $ 94,000 $ 94,000 $ 71,000
Butte, California 1 $ 54,000 $ 54,000 $ 141,000
Madera, California 1 $ 62,000 $ 62,000 $ 77,000
Plumas, California 1 $ 198,000 $ 198,000 $ 93,000
Shasta, California 1 $ 32,000 $ 32,000 $ 44,000
Sutter, California 1 $ 62,000 $ 62,000 $ 63,000
Shoshone, Idaho 1 $ 57,000 $ 57,000 $ 234,000
Ravalli, Montana 1 $ 141,000 $ 141,000 $ 24,000
Lea, New Mexico 1 $ 140,000 $ 140,000 $ 74,000
San Juan, New Mexico 1 $ 81,000 $ 81,000 $ 23,000
San Miguel, New Mexico 1 $ 75,000 $ 75,000 $ 58,000
Benton, Oregon 1 $ 131,000 $ 131,000 $ 145,000
Clatsop, Oregon 1 $ 49,000 $ 49,000 $ 42,000
Lake, Oregon 1 $ 89,000 $ 89,000 $ 104,000
Kitsap, Washington 1 $ 75,000 $ 75,000 $ 84,000
Klickitat, Washington 1 $ 87,000 $ 87,000 $ 32,000
Pend Oreille, Washington 1 $ 28,000 $ 28,000 $ 106,000
Snohomish, Washington 1 $ 48,000 $ 48,000 $ 40,000
Walla Walla, Washington 1 $ 83,000 $ 83,000 $ 62,000
Yakima, Washington 1 $ 98,000 $ 98,000 $ 37,000

Mortgage Loan Application Detail Totals for Global in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 731 $95,029,000 $129,000 $828,000 $82,000 $960,000
Refinancing 125 $21,341,000 $170,000 $1,543,000 $86,000 $275,000
Home Improvement 4 $123,000 $30,000 $50,000 $105,000 $153,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 635 $88,789,000 $139,000 $566,000 $83,000 $960,000
Hispanic 163 $16,916,000 $103,000 $266,000 $81,000 $275,000
Asian 37 $4,833,000 $130,000 $232,000 $101,000 $396,000
Black or African American 12 $1,827,000 $152,000 $324,000 $94,000 $132,000
Native Hawaiian or Other Pacific Islander 6 $854,000 $142,000 $225,000 $66,000 $91,000
Not applicable 4 $3,129,000 $782,000 $1,543,000 $0 $0
American Indian or Alaskan Native 2 $93,000 $46,000 $63,000 $65,000 $95,000
Not Provided 1 $52,000 $52,000 $52,000 $48,000 $48,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 790 $102,007,000 $129,000 $1,543,000 $85,000 $960,000
VA-guaranteed (Veterans Administration) 43 $9,793,000 $227,000 $424,000 $72,000 $159,000
FHA-insured (Federal Housing Administration) 27 $4,693,000 $173,000 $280,000 $59,000 $108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 290 $30,449,000 $104,000 $380,000 $92,000 $960,000
Application Approved But Not Accepted 252 $26,474,000 $105,000 $394,000 $79,000 $275,000
Loan Originated 181 $38,586,000 $213,000 $1,543,000 $79,000 $275,000
Application Denied By Financial Institution 95 $12,347,000 $129,000 $341,000 $70,000 $224,000
Application Withdrawn By Applicant 41 $8,475,000 $206,000 $566,000 $90,000 $299,000
File Closed For Incompleteness 1 $162,000 $162,000 $162,000 $67,000 $67,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 43 $6,102,000 $141,000 $341,000 $74,000 $168,000
Debt-To-Income Ratio 26 $3,550,000 $136,000 $247,000 $63,000 $104,000
Employment History 15 $1,493,000 $99,000 $222,000 $66,000 $120,000
Other 5 $598,000 $119,000 $248,000 $105,000 $224,000
Insufficient Cash (Downpayment, Closing Cost) 3 $344,000 $114,000 $173,000 $31,000 $42,000
Unverifiable Information 1 $116,000 $116,000 $116,000 $33,000 $33,000
Collateral 1 $27,000 $27,000 $27,000 $63,000 $63,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Global's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Global's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

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