Global Mortgage Lending & HMDA Data, 2017
In 2017, Global of Spokane, WA reported 860 mortgage applications totaling $116.5 million, up 3% from 2016. The average application was for $135,456, and applicants reported an average income of $82,688. 21% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Spokane-Spokane Valley, WA (129), Coeur D'Alene, ID (83) and Los Angeles-Long Beach-Glendale, CA (68) (applications in parentheses).
| Mortgage Company & Address | Global 1500 W 4th Ave Spokane, WA 99201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 860 |
| Total Mortgage Loan Application Amount | $116,493,000 |
| Average Mortgage Loan Application Amount | $135,456 |
| Highest Mortgage Loan Application Amount | $1,543,000 |
| Average Applicant Income | $82,688 |
| Highest Applicant Income | $960,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Global filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane-Spokane Valley, WA | 129 | $ 24,778,000 | $ 192,077 | $ 74,000 |
| Coeur D'Alene, ID | 83 | $ 15,856,000 | $ 191,036 | $ 82,000 |
| Los Angeles-Long Beach-Glendale, CA | 68 | $ 7,272,000 | $ 106,941 | $ 84,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 66 | $ 10,970,000 | $ 166,212 | $ 119,000 |
| Anaheim-Santa Ana-Irvine, CA | 60 | $ 7,397,000 | $ 123,283 | $ 98,000 |
| San Diego-Carlsbad, CA | 60 | $ 7,024,000 | $ 117,066 | $ 84,000 |
| Riverside-San Bernardino-Ontario, CA | 59 | $ 4,475,000 | $ 75,847 | $ 82,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 39 | $ 2,815,000 | $ 72,179 | $ 62,769 |
| Oakland-Hayward-Berkeley, CA | 34 | $ 5,007,000 | $ 147,264 | $ 92,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 30 | $ 2,514,000 | $ 83,800 | $ 72,000 |
| Kennewick-Richland, WA | 18 | $ 4,194,000 | $ 233,000 | $ 73,000 |
| Santa Rosa, CA | 17 | $ 2,012,000 | $ 118,352 | $ 91,000 |
| Eugene, OR | 13 | $ 821,000 | $ 63,153 | $ 49,000 |
| Phoenix-Mesa-Scottsdale, AZ | 10 | $ 482,000 | $ 48,200 | $ 68,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 1,035,000 | $ 129,375 | $ 72,000 |
| Salem, OR | 8 | $ 770,000 | $ 96,250 | $ 61,000 |
| Napa, CA | 7 | $ 826,000 | $ 118,000 | $ 98,000 |
| Modesto, CA | 6 | $ 373,000 | $ 62,166 | $ 82,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 6 | $ 626,000 | $ 104,333 | $ 86,000 |
| Vallejo-Fairfield, CA | 6 | $ 766,000 | $ 127,666 | $ 66,000 |
| Bakersfield, CA | 5 | $ 279,000 | $ 55,800 | $ 49,000 |
| Fresno, CA | 5 | $ 255,000 | $ 51,000 | $ 45,000 |
| Medford, OR | 5 | $ 292,000 | $ 58,400 | $ 64,000 |
| Seattle-Bellevue-Everett, WA | 5 | $ 820,000 | $ 164,000 | $ 103,000 |
| Stockton-Lodi, CA | 5 | $ 430,000 | $ 86,000 | $ 55,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 813,000 | $ 203,250 | $ 102,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 980,000 | $ 245,000 | $ 117,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 373,000 | $ 93,250 | $ 82,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,266,000 | $ 316,500 | $ 52,000 |
| Bend-Redmond, OR | 3 | $ 287,000 | $ 95,666 | $ 64,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 119,000 | $ 39,666 | $ 35,000 |
| Olympia-Tumwater, WA | 3 | $ 859,000 | $ 286,333 | $ 150,000 |
| Salinas, CA | 3 | $ 229,000 | $ 76,333 | $ 79,000 |
| Yuba City, CA | 3 | $ 232,000 | $ 77,333 | $ 40,000 |
| Albany, OR | 2 | $ 1,576,000 | $ 788,000 | $ 21,000 |
| Boise City, ID | 2 | $ 323,000 | $ 161,500 | $ 72,000 |
| Merced, CA | 2 | $ 101,000 | $ 50,500 | $ 73,000 |
| Prescott, AZ | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Yuma, AZ | 2 | $ 230,000 | $ 115,000 | $ 147,000 |
| Bremerton-Silverdale, WA | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Chico, CA | 1 | $ 54,000 | $ 54,000 | $ 141,000 |
| Corvallis, OR | 1 | $ 131,000 | $ 131,000 | $ 145,000 |
| Farmington, NM | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Flagstaff, AZ | 1 | $ 36,000 | $ 36,000 | $ 88,000 |
| Madera, CA | 1 | $ 62,000 | $ 62,000 | $ 77,000 |
| Redding, CA | 1 | $ 32,000 | $ 32,000 | $ 44,000 |
| Tucson, AZ | 1 | $ 84,000 | $ 84,000 | $ 25,000 |
| Walla Walla, WA | 1 | $ 83,000 | $ 83,000 | $ 62,000 |
| Yakima, WA | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
Mortgage Loan Application Detail Totals for Global in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 731 | $95,029,000 | $129,000 | $828,000 | $82,000 | $960,000 |
| Refinancing | 125 | $21,341,000 | $170,000 | $1,543,000 | $86,000 | $275,000 |
| Home Improvement | 4 | $123,000 | $30,000 | $50,000 | $105,000 | $153,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 635 | $88,789,000 | $139,000 | $566,000 | $83,000 | $960,000 |
| Hispanic | 163 | $16,916,000 | $103,000 | $266,000 | $81,000 | $275,000 |
| Asian | 37 | $4,833,000 | $130,000 | $232,000 | $101,000 | $396,000 |
| Black or African American | 12 | $1,827,000 | $152,000 | $324,000 | $94,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $854,000 | $142,000 | $225,000 | $66,000 | $91,000 |
| Not applicable | 4 | $3,129,000 | $782,000 | $1,543,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $93,000 | $46,000 | $63,000 | $65,000 | $95,000 |
| Not Provided | 1 | $52,000 | $52,000 | $52,000 | $48,000 | $48,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 790 | $102,007,000 | $129,000 | $1,543,000 | $85,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 43 | $9,793,000 | $227,000 | $424,000 | $72,000 | $159,000 |
| FHA-insured (Federal Housing Administration) | 27 | $4,693,000 | $173,000 | $280,000 | $59,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 290 | $30,449,000 | $104,000 | $380,000 | $92,000 | $960,000 |
| Application Approved But Not Accepted | 252 | $26,474,000 | $105,000 | $394,000 | $79,000 | $275,000 |
| Loan Originated | 181 | $38,586,000 | $213,000 | $1,543,000 | $79,000 | $275,000 |
| Application Denied By Financial Institution | 95 | $12,347,000 | $129,000 | $341,000 | $70,000 | $224,000 |
| Application Withdrawn By Applicant | 41 | $8,475,000 | $206,000 | $566,000 | $90,000 | $299,000 |
| File Closed For Incompleteness | 1 | $162,000 | $162,000 | $162,000 | $67,000 | $67,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 43 | $6,102,000 | $141,000 | $341,000 | $74,000 | $168,000 |
| Debt-To-Income Ratio | 26 | $3,550,000 | $136,000 | $247,000 | $63,000 | $104,000 |
| Employment History | 15 | $1,493,000 | $99,000 | $222,000 | $66,000 | $120,000 |
| Other | 5 | $598,000 | $119,000 | $248,000 | $105,000 | $224,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $344,000 | $114,000 | $173,000 | $31,000 | $42,000 |
| Unverifiable Information | 1 | $116,000 | $116,000 | $116,000 | $33,000 | $33,000 |
| Collateral | 1 | $27,000 | $27,000 | $27,000 | $63,000 | $63,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Global's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Global's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
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