Gmfs, LLC Mortgage Lending & HMDA Data, 2006
In 2006, Gmfs, LLC of Baton Rouge, LA reported 25,518 mortgage applications totaling $2.9 billion, down 4% from 2005. The average application was for $111,981, and applicants reported an average income of $61,054. 18% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Baton Rouge, LA (2,338), Atlanta-Sandy Springs-Marietta, GA (1,682) and Virginia Beach-Norfolk-Newport News, VA-NC (800) (applications in parentheses).
| Mortgage Company & Address | Gmfs, LLC 7389 Florida Blvd, Ste 200-A Baton Rouge, LA 70806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,518 |
| Total Mortgage Loan Application Amount | $2,857,541,000 |
| Average Mortgage Loan Application Amount | $111,981 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $61,054 |
| Highest Applicant Income | $816,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Gmfs, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baton Rouge, LA | 2,338 | $ 245,092,000 | $ 104,829 | $ 77,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,682 | $ 208,369,000 | $ 123,881 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 800 | $ 125,346,000 | $ 156,682 | $ 73,840 |
| Birmingham-Hoover, AL | 699 | $ 77,206,000 | $ 110,452 | $ 58,000 |
| Memphis, TN-MS-AR | 631 | $ 64,496,000 | $ 102,212 | $ 52,773 |
| New Orleans-Metairie-Kenner, LA | 620 | $ 77,506,000 | $ 125,009 | $ 70,000 |
| Orlando-Kissimmee, FL | 544 | $ 89,322,000 | $ 164,194 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 467 | $ 65,827,000 | $ 140,957 | $ 63,000 |
| Mobile, AL | 447 | $ 43,472,000 | $ 97,252 | $ 59,000 |
| Jackson, MS | 441 | $ 48,962,000 | $ 111,024 | $ 59,000 |
| Shreveport-Bossier City, LA | 432 | $ 46,965,000 | $ 108,715 | $ 62,000 |
| Nashville-Davidson--Murfreesboro, TN | 385 | $ 42,301,000 | $ 109,872 | $ 53,000 |
| Augusta-Richmond County, GA-SC | 326 | $ 36,033,000 | $ 110,530 | $ 64,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 326 | $ 58,955,000 | $ 180,843 | $ 67,690 |
| Lafayette, LA | 322 | $ 34,150,000 | $ 106,055 | $ 54,000 |
| Little Rock-North Little Rock, AR | 300 | $ 26,903,000 | $ 89,676 | $ 50,000 |
| St. Louis, MO-IL | 296 | $ 22,214,000 | $ 75,047 | $ 44,000 |
| Savannah, GA | 235 | $ 27,239,000 | $ 115,910 | $ 62,000 |
| Huntsville, AL | 234 | $ 25,952,000 | $ 110,905 | $ 60,000 |
| Gulfport-Biloxi, MS | 231 | $ 25,920,000 | $ 112,207 | $ 68,000 |
| Charlotte-Gastonia-Concord, NC-SC | 227 | $ 31,681,000 | $ 139,563 | $ 71,634 |
| Columbia, SC | 216 | $ 23,037,000 | $ 106,652 | $ 69,000 |
| Jacksonville, FL | 195 | $ 26,579,000 | $ 136,302 | $ 66,000 |
| Kansas City, MO-KS | 184 | $ 15,704,000 | $ 85,347 | $ 48,000 |
| Richmond, VA | 184 | $ 21,114,000 | $ 114,750 | $ 54,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 178 | $ 23,178,000 | $ 130,213 | $ 74,393 |
| Alexandria, LA | 166 | $ 15,437,000 | $ 92,993 | $ 53,000 |
| Montgomery, AL | 165 | $ 15,462,000 | $ 93,709 | $ 51,000 |
| Macon, GA | 164 | $ 23,113,000 | $ 140,932 | $ 83,000 |
| Knoxville, TN | 161 | $ 18,869,000 | $ 117,198 | $ 54,000 |
| Chattanooga, TN-GA | 160 | $ 14,733,000 | $ 92,081 | $ 52,800 |
| Clarksville, TN-KY | 160 | $ 13,054,000 | $ 81,587 | $ 45,037 |
| Charleston-North Charleston, SC | 159 | $ 21,043,000 | $ 132,345 | $ 56,000 |
| Baltimore-Towson, MD | 156 | $ 17,981,000 | $ 115,262 | $ 60,000 |
| Oklahoma City, OK | 156 | $ 12,085,000 | $ 77,467 | $ 58,000 |
| Jackson, TN | 154 | $ 13,303,000 | $ 86,383 | $ 50,000 |
| Lake Charles, LA | 153 | $ 12,523,000 | $ 81,849 | $ 57,000 |
| Detroit-Livonia-Dearborn, MI | 150 | $ 13,411,000 | $ 89,406 | $ 44,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 149 | $ 31,160,000 | $ 209,127 | $ 81,000 |
| Monroe, LA | 141 | $ 13,004,000 | $ 92,226 | $ 64,000 |
| Houston-Sugar Land-Baytown, TX | 129 | $ 24,432,000 | $ 189,395 | $ 94,000 |
| Pascagoula, MS | 129 | $ 14,526,000 | $ 112,604 | $ 58,000 |
| Warren-Troy-Farmington Hills, MI | 129 | $ 11,876,000 | $ 92,062 | $ 44,000 |
| Houma-Bayou Cane-Thibodaux, LA | 128 | $ 12,919,000 | $ 100,929 | $ 58,000 |
| Columbus, GA-AL | 119 | $ 12,593,000 | $ 105,823 | $ 54,579 |
| Greenville, SC | 116 | $ 9,808,000 | $ 84,551 | $ 61,000 |
| Tulsa, OK | 112 | $ 10,485,000 | $ 93,616 | $ 54,000 |
| Tuscaloosa, AL | 109 | $ 13,574,000 | $ 124,532 | $ 58,000 |
| Lakeland, FL | 104 | $ 12,803,000 | $ 123,105 | $ 58,000 |
| Miami-Miami Beach-Kendall, FL | 103 | $ 21,618,000 | $ 209,883 | $ 92,000 |
| Decatur, AL | 102 | $ 9,780,000 | $ 95,882 | $ 48,000 |
| Sarasota-Bradenton-Venice, FL | 98 | $ 16,228,000 | $ 165,591 | $ 75,000 |
| Pensacola-Ferry Pass-Brent, FL | 97 | $ 10,610,000 | $ 109,381 | $ 77,000 |
| Denver-Aurora, CO | 96 | $ 13,834,000 | $ 144,104 | $ 54,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 90 | $ 11,288,000 | $ 125,422 | $ 59,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 84 | $ 10,301,000 | $ 122,630 | $ 57,000 |
| Warner Robins, GA | 84 | $ 7,929,000 | $ 94,392 | $ 48,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 79 | $ 13,499,000 | $ 170,873 | $ 96,000 |
| Cincinnati-Middletown, OH-KY-IN | 77 | $ 10,272,000 | $ 133,402 | $ 57,272 |
| Cape Coral-Fort Myers, FL | 75 | $ 13,469,000 | $ 179,586 | $ 84,000 |
| Fort Smith, AR-OK | 74 | $ 5,011,000 | $ 67,716 | $ 37,148 |
| Gainesville, GA | 74 | $ 9,069,000 | $ 122,554 | $ 66,000 |
| Kingsport-Bristol-Bristol, TN-VA | 74 | $ 5,879,000 | $ 79,445 | $ 42,770 |
| Auburn-Opelika, AL | 73 | $ 9,375,000 | $ 128,424 | $ 71,000 |
| Joplin, MO | 72 | $ 5,484,000 | $ 76,166 | $ 43,000 |
| Texarkana, Tx-Texarkana, AR | 68 | $ 5,250,000 | $ 77,205 | $ 56,588 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 67 | $ 9,627,000 | $ 143,686 | $ 84,000 |
| Palm Bay-Melbourne-Titusville, FL | 66 | $ 8,981,000 | $ 136,075 | $ 53,000 |
| Springfield, MO | 65 | $ 4,954,000 | $ 76,215 | $ 41,000 |
| Hattiesburg, MS | 58 | $ 5,811,000 | $ 100,189 | $ 52,000 |
| Albany, GA | 57 | $ 5,134,000 | $ 90,070 | $ 48,000 |
| Ocala, FL | 54 | $ 5,049,000 | $ 93,500 | $ 55,000 |
| Raleigh-Cary, NC | 54 | $ 8,572,000 | $ 158,740 | $ 115,000 |
| Greensboro-High Point, NC | 52 | $ 7,183,000 | $ 138,134 | $ 65,000 |
| Pine Bluff, AR | 49 | $ 4,001,000 | $ 81,653 | $ 61,000 |
| Roanoke, VA | 48 | $ 4,217,000 | $ 87,854 | $ 39,000 |
| Johnson City, TN | 47 | $ 4,378,000 | $ 93,148 | $ 42,000 |
| Winston-Salem, NC | 47 | $ 5,754,000 | $ 122,425 | $ 68,000 |
| Bethesda-Gaithersburg-Frederick, MD | 45 | $ 9,486,000 | $ 210,800 | $ 60,000 |
| Gadsden, AL | 45 | $ 4,754,000 | $ 105,644 | $ 54,000 |
| Flint, MI | 44 | $ 3,511,000 | $ 79,795 | $ 40,000 |
| Jonesboro, AR | 43 | $ 3,843,000 | $ 89,372 | $ 60,000 |
| Anniston-Oxford, AL | 42 | $ 3,280,000 | $ 78,095 | $ 49,000 |
| Florence-Muscle Shoals, AL | 41 | $ 3,390,000 | $ 82,682 | $ 42,000 |
| Morristown, TN | 41 | $ 4,379,000 | $ 106,804 | $ 46,000 |
| Dothan, AL | 40 | $ 3,225,000 | $ 80,625 | $ 56,000 |
| Fort Walton Beach-Crestview-Destin, FL | 40 | $ 6,792,000 | $ 169,800 | $ 92,000 |
| Port St. Lucie-Fort Pierce, FL | 40 | $ 4,634,000 | $ 115,850 | $ 59,000 |
| Tallahassee, FL | 40 | $ 4,184,000 | $ 104,600 | $ 58,000 |
| Colorado Springs, CO | 39 | $ 5,959,000 | $ 152,794 | $ 52,000 |
| Panama City-Lynn Haven, FL | 39 | $ 5,498,000 | $ 140,974 | $ 107,000 |
| Spartanburg, SC | 39 | $ 2,878,000 | $ 73,794 | $ 37,000 |
| Florence, SC | 38 | $ 3,238,000 | $ 85,210 | $ 39,000 |
| Dalton, GA | 37 | $ 3,983,000 | $ 107,648 | $ 83,000 |
| Grand Rapids-Wyoming, MI | 37 | $ 3,480,000 | $ 94,054 | $ 49,000 |
| Durham, NC | 32 | $ 5,037,000 | $ 157,406 | $ 80,000 |
| Louisville-Jefferson County, KY-IN | 31 | $ 3,331,000 | $ 107,451 | $ 47,032 |
| Dallas-Plano-Irving, TX | 28 | $ 4,499,000 | $ 160,678 | $ 105,000 |
| Hinesville-Fort Stewart, GA | 28 | $ 2,232,000 | $ 79,714 | $ 38,000 |
| Punta Gorda, FL | 28 | $ 4,064,000 | $ 145,142 | $ 54,000 |
| Valdosta, GA | 27 | $ 1,951,000 | $ 72,259 | $ 46,000 |
| Anderson, SC | 25 | $ 2,163,000 | $ 86,520 | $ 115,000 |
| Brunswick, GA | 25 | $ 2,692,000 | $ 107,680 | $ 56,000 |
| Charlottesville, VA | 25 | $ 3,515,000 | $ 140,600 | $ 48,000 |
| Rome, GA | 24 | $ 2,431,000 | $ 101,291 | $ 52,000 |
| Athens-Clarke County, GA | 23 | $ 2,861,000 | $ 124,391 | $ 78,000 |
| Cleveland, TN | 23 | $ 1,683,000 | $ 73,173 | $ 35,000 |
| Lansing-East Lansing, MI | 23 | $ 2,121,000 | $ 92,217 | $ 48,000 |
| Naples-Marco Island, FL | 23 | $ 5,834,000 | $ 253,652 | $ 61,000 |
| Jefferson City, MO | 22 | $ 1,660,000 | $ 75,454 | $ 37,000 |
| San Antonio, TX | 22 | $ 2,357,000 | $ 107,136 | $ 71,000 |
| Ann Arbor, MI | 21 | $ 2,245,000 | $ 106,904 | $ 85,000 |
| Hot Springs, AR | 20 | $ 1,660,000 | $ 83,000 | $ 40,000 |
| Lawton, OK | 20 | $ 2,106,000 | $ 105,300 | $ 51,000 |
| Lynchburg, VA | 20 | $ 1,766,000 | $ 88,300 | $ 66,000 |
| Battle Creek, MI | 19 | $ 1,315,000 | $ 69,210 | $ 36,000 |
| Blacksburg-Christiansburg-Radford, VA | 19 | $ 1,954,000 | $ 102,842 | $ 46,000 |
| Harrisonburg, VA | 19 | $ 3,129,000 | $ 164,684 | $ 53,000 |
| Niles-Benton Harbor, MI | 19 | $ 1,441,000 | $ 75,842 | $ 44,000 |
| Sumter, SC | 19 | $ 1,481,000 | $ 77,947 | $ 96,000 |
| Kalamazoo-Portage, MI | 18 | $ 1,205,000 | $ 66,944 | $ 34,000 |
| Gainesville, FL | 17 | $ 1,943,000 | $ 114,294 | $ 57,000 |
| Muskegon-Norton Shores, MI | 16 | $ 793,000 | $ 49,562 | $ 31,000 |
| Burlington, NC | 15 | $ 1,789,000 | $ 119,266 | $ 64,000 |
| Columbia, MO | 15 | $ 869,000 | $ 57,933 | $ 71,000 |
| Fayetteville, NC | 15 | $ 1,387,000 | $ 92,466 | $ 48,000 |
| Fort Collins-Loveland, CO | 15 | $ 2,643,000 | $ 176,200 | $ 59,000 |
| Saginaw-Saginaw Township North, MI | 15 | $ 1,504,000 | $ 100,266 | $ 83,000 |
| Wilmington, NC | 15 | $ 4,098,000 | $ 273,200 | $ 263,000 |
| Austin-Round Rock, TX | 14 | $ 2,257,000 | $ 161,214 | $ 77,000 |
| Holland-Grand Haven, MI | 14 | $ 562,000 | $ 40,142 | $ 37,000 |
| Winchester, VA-WV | 14 | $ 2,624,000 | $ 187,428 | $ 64,000 |
| Jackson, MI | 13 | $ 1,211,000 | $ 93,153 | $ 35,000 |
| Monroe, MI | 13 | $ 1,225,000 | $ 94,230 | $ 56,000 |
| Sebastian-Vero Beach, FL | 13 | $ 2,663,000 | $ 204,846 | $ 45,000 |
| Cleveland-Elyria-Mentor, OH | 12 | $ 1,350,000 | $ 112,500 | $ 71,000 |
| Danville, VA | 12 | $ 887,000 | $ 73,916 | $ 35,000 |
| Fort Worth-Arlington, TX | 12 | $ 1,447,000 | $ 120,583 | $ 176,000 |
| Salisbury, MD | 12 | $ 1,282,000 | $ 106,833 | $ 50,000 |
| Greeley, CO | 11 | $ 1,071,000 | $ 97,363 | $ 61,000 |
| Pueblo, CO | 11 | $ 812,000 | $ 73,818 | $ 34,000 |
| Columbus, OH | 10 | $ 1,081,000 | $ 108,100 | $ 48,000 |
| Hickory-Lenoir-Morganton, NC | 10 | $ 1,681,000 | $ 168,100 | $ 153,000 |
| St. Joseph, MO-KS | 10 | $ 715,000 | $ 71,500 | $ 32,000 |
| Cumberland, MD-WV | 9 | $ 716,000 | $ 79,555 | $ 43,000 |
| Rocky Mount, NC | 9 | $ 1,212,000 | $ 134,666 | $ 49,000 |
| Duluth, MN-WI | 8 | $ 980,000 | $ 122,500 | $ 45,000 |
| Grand Junction, CO | 8 | $ 993,000 | $ 124,125 | $ 50,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 544,000 | $ 68,000 | $ 31,000 |
| Rochester, MN | 8 | $ 883,000 | $ 110,375 | $ 63,000 |
| St. Cloud, MN | 8 | $ 548,000 | $ 68,500 | $ 55,000 |
| Akron, OH | 7 | $ 745,000 | $ 106,428 | $ 50,000 |
| Asheville, NC | 7 | $ 1,001,000 | $ 143,000 | $ 55,000 |
| Dayton, OH | 7 | $ 472,000 | $ 67,428 | $ 55,000 |
| Bay City, MI | 6 | $ 500,000 | $ 83,333 | $ 45,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 643,000 | $ 107,166 | $ 40,000 |
| Beaumont-Port Arthur, TX | 5 | $ 493,000 | $ 98,600 | $ 46,000 |
| Springfield, OH | 5 | $ 428,000 | $ 85,600 | $ 62,000 |
| Toledo, OH | 5 | $ 393,000 | $ 78,600 | $ 41,000 |
| Wilmington, DE-MD-NJ | 5 | $ 228,000 | $ 45,600 | $ 42,000 |
| Canton-Massillon, OH | 4 | $ 440,000 | $ 110,000 | $ 71,000 |
| Jacksonville, NC | 4 | $ 540,000 | $ 135,000 | $ 90,000 |
| Killeen-Temple-Fort Hood, TX | 4 | $ 275,000 | $ 68,750 | $ 52,000 |
| Mansfield, OH | 4 | $ 713,000 | $ 178,250 | $ 67,000 |
| Boulder, CO | 3 | $ 766,000 | $ 255,333 | $ 50,000 |
| Corpus Christi, TX | 3 | $ 733,000 | $ 244,333 | $ 130,000 |
| Greenville, NC | 3 | $ 336,000 | $ 112,000 | $ 80,000 |
| Wichita Falls, TX | 3 | $ 227,000 | $ 75,666 | $ 38,000 |
| Brownsville-Harlingen, TX | 2 | $ 281,000 | $ 140,500 | $ 75,000 |
| Elizabethtown, KY | 2 | $ 90,000 | $ 45,000 | $ 78,000 |
| Fargo, ND-MN | 2 | $ 23,000 | $ 11,500 | $ 28,000 |
| Goldsboro, NC | 2 | $ 226,000 | $ 113,000 | $ 39,000 |
| Grand Forks, ND-MN | 2 | $ 252,000 | $ 126,000 | $ 76,000 |
| Lexington-Fayette, KY | 2 | $ 220,000 | $ 110,000 | $ 41,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 341,000 | $ 170,500 | $ 102,000 |
| Anderson, IN | 1 | $ 154,000 | $ 154,000 | $ 54,000 |
| Bowling Green, KY | 1 | $ 108,000 | $ 108,000 | $ 66,000 |
| Cheyenne, WY | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Fort Wayne, IN | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Gary, IN | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| La Crosse, WI-MN | 1 | $ 176,000 | $ 176,000 | $ 35,000 |
| Las Vegas-Paradise, NV | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 140,000 | $ 140,000 | $ 10,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 11,000 | $ 11,000 | $ 36,000 |
| Owensboro, KY | 1 | $ 117,000 | $ 117,000 | $ 54,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 650,000 | $ 650,000 | $ 102,000 |
| Tacoma, WA | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Victoria, TX | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Waco, TX | 1 | $ 139,000 | $ 139,000 | $ 78,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 53,000 | $ 53,000 | $ 65,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Gmfs, LLC in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,926 | $1,820,437,000 | $107,000 | $1,500,000 | $56,000 | $804,000 |
| Home Purchase | 8,588 | $1,036,073,000 | $120,000 | $1,200,000 | $71,000 | $816,000 |
| Home Improvement | 4 | $1,031,000 | $257,000 | $740,000 | $96,000 | $214,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 21,185 | $2,266,326,000 | $106,000 | $1,500,000 | $59,000 | $816,000 |
| White | 2,447 | $339,275,000 | $138,000 | $1,243,000 | $75,000 | $750,000 |
| Black or African American | 1,469 | $186,828,000 | $127,000 | $1,000,000 | $65,000 | $672,000 |
| Hispanic | 343 | $53,006,000 | $154,000 | $920,000 | $74,000 | $341,000 |
| Asian | 61 | $10,160,000 | $166,000 | $515,000 | $88,000 | $340,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,300,000 | $185,000 | $492,000 | $119,000 | $232,000 |
| American Indian or Alaskan Native | 6 | $646,000 | $107,000 | $218,000 | $49,000 | $73,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,341 | $2,835,802,000 | $111,000 | $1,500,000 | $61,000 | $816,000 |
| FHA-insured (Federal Housing Administration) | 176 | $21,558,000 | $122,000 | $268,000 | $49,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $181,000 | $181,000 | $181,000 | $73,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 14,283 | $1,791,135,000 | $125,000 | $1,500,000 | $67,000 | $816,000 |
| Loan Originated | 4,586 | $577,943,000 | $126,000 | $1,200,000 | $72,000 | $750,000 |
| Application Withdrawn By Applicant | 3,851 | $153,040,000 | $39,000 | $940,000 | $31,000 | $462,000 |
| Application Denied By Financial Institution | 2,798 | $335,423,000 | $119,000 | $1,200,000 | $55,000 | $806,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,297 | $275,286,000 | $119,000 | $1,200,000 | $54,000 | $806,000 |
| Collateral | 246 | $26,665,000 | $108,000 | $500,000 | $62,000 | $672,000 |
| Other | 125 | $16,387,000 | $131,000 | $488,000 | $64,000 | $480,000 |
| Debt-To-Income Ratio | 61 | $8,746,000 | $143,000 | $1,200,000 | $53,000 | $750,000 |
| Employment History | 49 | $6,297,000 | $128,000 | $600,000 | $45,000 | $340,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,042,000 | $102,000 | $366,000 | $51,000 | $313,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Gmfs, LLC's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Gmfs, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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