Qr Lending Inc Mortgage Lending & HMDA Data, 2010
In 2010, Qr Lending Inc of Madison, WI reported 7,126 mortgage applications totaling $1.1 billion, down 30% from 2009. The average application was for $150,927, and applicants reported an average income of $68,528. 32% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Rochester, MN (833), Lake County-Kenosha County, IL-WI (341) and Chattanooga, TN-GA (307) (applications in parentheses).
| Mortgage Company & Address | Qr Lending Inc 555 Zor Shrine Place Madison, WI 53719 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 7,126 |
| Total Mortgage Loan Application Amount | $1,075,507,000 |
| Average Mortgage Loan Application Amount | $150,927 |
| Highest Mortgage Loan Application Amount | $800,000 |
| Average Applicant Income | $68,528 |
| Highest Applicant Income | $1,921,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Qr Lending Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rochester, MN | 833 | $ 141,874,000 | $ 170,316 | $ 105,000 |
| Lake County-Kenosha County, IL-WI | 341 | $ 64,696,000 | $ 189,724 | $ 27,967 |
| Chattanooga, TN-GA | 307 | $ 42,606,000 | $ 138,781 | $ 37,472 |
| Chicago-Joliet-Naperville, IL | 233 | $ 43,173,000 | $ 185,291 | $ 69,000 |
| La Crosse, WI-MN | 218 | $ 31,531,000 | $ 144,637 | $ 26,009 |
| Milwaukee-Waukesha-West Allis, WI | 207 | $ 31,545,000 | $ 152,391 | $ 68,000 |
| Janesville, WI | 139 | $ 13,949,000 | $ 100,352 | $ 24,000 |
| Knoxville, TN | 137 | $ 20,101,000 | $ 146,722 | $ 90,000 |
| Florence-Muscle Shoals, AL | 136 | $ 14,388,000 | $ 105,794 | $ 54,000 |
| Spartanburg, SC | 118 | $ 20,576,000 | $ 174,372 | $ 88,000 |
| Madison, WI | 110 | $ 19,387,000 | $ 176,245 | $ 72,000 |
| Phoenix-Mesa-Glendale, AZ | 93 | $ 20,115,000 | $ 216,290 | $ 152,000 |
| Indianapolis-Carmel, IN | 84 | $ 12,394,000 | $ 147,547 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 84 | $ 13,887,000 | $ 165,321 | $ 92,000 |
| Albany, GA | 83 | $ 9,283,000 | $ 111,843 | $ 53,000 |
| Wausau, WI | 79 | $ 10,343,000 | $ 130,924 | $ 34,000 |
| Greensboro-High Point, NC | 71 | $ 8,473,000 | $ 119,338 | $ 61,000 |
| Canton-Massillon, OH | 70 | $ 6,703,000 | $ 95,757 | $ 69,000 |
| Davenport-Moline-Rock Island, IA-IL | 68 | $ 8,456,000 | $ 124,352 | $ 43,882 |
| Portland-Vancouver-Hillsboro, OR-WA | 68 | $ 14,432,000 | $ 212,235 | $ 81,191 |
| St. Louis, MO-IL | 68 | $ 10,760,000 | $ 158,235 | $ 77,882 |
| Greenville-Mauldin-Easley, SC | 65 | $ 8,358,000 | $ 128,584 | $ 44,000 |
| Cleveland, TN | 63 | $ 6,898,000 | $ 109,492 | $ 30,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 58 | $ 11,565,000 | $ 199,396 | $ 131,965 |
| Rockford, IL | 56 | $ 6,223,000 | $ 111,125 | $ 53,000 |
| Orlando-Kissimmee-Sanford, FL | 50 | $ 5,831,000 | $ 116,620 | $ 79,000 |
| Lansing-East Lansing, MI | 46 | $ 5,190,000 | $ 112,826 | $ 64,000 |
| Winston-Salem, NC | 45 | $ 5,133,000 | $ 114,066 | $ 56,000 |
| Charleston-North Charleston-Summerville, SC | 43 | $ 6,547,000 | $ 152,255 | $ 51,000 |
| Gainesville, FL | 42 | $ 6,118,000 | $ 145,666 | $ 67,000 |
| Crestview-Fort Walton Beach-Destin, FL | 41 | $ 6,262,000 | $ 152,731 | $ 76,000 |
| Cape Coral-Fort Myers, FL | 40 | $ 6,346,000 | $ 158,650 | $ 114,000 |
| Appleton, WI | 38 | $ 5,390,000 | $ 141,842 | $ 16,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 35 | $ 6,259,000 | $ 178,828 | $ 50,200 |
| Bremerton-Silverdale, WA | 32 | $ 5,240,000 | $ 163,750 | $ 41,000 |
| Gary, IN | 30 | $ 3,885,000 | $ 129,500 | $ 68,000 |
| Jacksonville, FL | 29 | $ 6,502,000 | $ 224,206 | $ 178,000 |
| Spokane, WA | 29 | $ 5,324,000 | $ 183,586 | $ 85,000 |
| Kankakee-Bradley, IL | 26 | $ 3,471,000 | $ 133,500 | $ 80,000 |
| Ocala, FL | 26 | $ 3,205,000 | $ 123,269 | $ 47,000 |
| St. Cloud, MN | 25 | $ 3,376,000 | $ 135,040 | $ 58,000 |
| Cedar Rapids, IA | 24 | $ 3,121,000 | $ 130,041 | $ 69,000 |
| Raleigh-Cary, NC | 22 | $ 3,721,000 | $ 169,136 | $ 111,000 |
| Iowa City, IA | 21 | $ 4,099,000 | $ 195,190 | $ 105,000 |
| Seattle-Bellevue-Everett, WA | 18 | $ 5,645,000 | $ 313,611 | $ 65,000 |
| Bloomington-Normal, IL | 17 | $ 2,647,000 | $ 155,705 | $ 76,000 |
| Green Bay, WI | 17 | $ 1,834,000 | $ 107,882 | $ 61,000 |
| Mount Vernon-Anacortes, WA | 15 | $ 2,818,000 | $ 187,866 | $ 93,000 |
| Atlanta-Sandy Springs-Marietta, GA | 14 | $ 2,390,000 | $ 170,714 | $ 50,000 |
| Eau Claire, WI | 14 | $ 2,245,000 | $ 160,357 | $ 95,000 |
| Pensacola-Ferry Pass-Brent, FL | 14 | $ 1,871,000 | $ 133,642 | $ 51,000 |
| Columbia, SC | 13 | $ 1,777,000 | $ 136,692 | $ 63,000 |
| Rockingham County-Strafford County, NH | 13 | $ 2,496,000 | $ 192,000 | $ 26,000 |
| Cincinnati-Middletown, OH-KY-IN | 12 | $ 1,142,000 | $ 95,166 | $ 51,750 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 1,362,000 | $ 113,500 | $ 73,000 |
| Kansas City, MO-KS | 12 | $ 1,684,000 | $ 140,333 | $ 51,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 2,529,000 | $ 229,909 | $ 97,000 |
| Racine, WI | 11 | $ 1,867,000 | $ 169,727 | $ 43,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 11 | $ 1,658,000 | $ 150,727 | $ 254,000 |
| Fond Du Lac, WI | 10 | $ 1,261,000 | $ 126,100 | $ 48,000 |
| Memphis, TN-MS-AR | 10 | $ 1,712,000 | $ 171,200 | $ 85,300 |
| Salem, OR | 10 | $ 1,833,000 | $ 183,300 | $ 131,000 |
| Yuba City, CA | 10 | $ 1,331,000 | $ 133,100 | $ 85,000 |
| Mankato-North Mankato, MN | 9 | $ 1,481,000 | $ 164,555 | $ 95,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 9 | $ 1,831,000 | $ 203,444 | $ 64,000 |
| Philadelphia, PA | 9 | $ 2,057,000 | $ 228,555 | $ 126,000 |
| Beaumont-Port Arthur, TX | 8 | $ 1,850,000 | $ 231,250 | $ 149,000 |
| Corvallis, OR | 8 | $ 2,324,000 | $ 290,500 | $ 153,000 |
| Decatur, AL | 8 | $ 1,136,000 | $ 142,000 | $ 91,000 |
| Morristown, TN | 8 | $ 1,304,000 | $ 163,000 | $ 73,000 |
| Sheboygan, WI | 8 | $ 1,262,000 | $ 157,750 | $ 60,000 |
| Topeka, KS | 8 | $ 1,019,000 | $ 127,375 | $ 71,000 |
| Anderson, SC | 7 | $ 910,000 | $ 130,000 | $ 51,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 2,121,000 | $ 303,000 | $ 91,000 |
| Columbus, OH | 7 | $ 1,410,000 | $ 201,428 | $ 76,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 1,322,000 | $ 188,857 | $ 50,000 |
| Lakeland-Winter Haven, FL | 7 | $ 784,000 | $ 112,000 | $ 57,000 |
| Louisville-Jefferson County, KY-IN | 7 | $ 1,609,000 | $ 229,857 | $ 109,714 |
| North Port-Bradenton-Sarasota, FL | 7 | $ 1,052,000 | $ 150,285 | $ 90,000 |
| Syracuse, NY | 7 | $ 1,063,000 | $ 151,857 | $ 141,000 |
| Boston-Quincy, MA | 6 | $ 1,790,000 | $ 298,333 | $ 64,000 |
| Lexington-Fayette, KY | 6 | $ 1,068,000 | $ 178,000 | $ 102,000 |
| Birmingham-Hoover, AL | 5 | $ 776,000 | $ 155,200 | $ 76,000 |
| Cape Girardeau-Jackson, MO-IL | 5 | $ 509,000 | $ 101,800 | $ 73,000 |
| Harrisburg-Carlisle, PA | 5 | $ 1,458,000 | $ 291,600 | $ 89,000 |
| Huntsville, AL | 5 | $ 463,000 | $ 92,600 | $ 75,000 |
| New Haven-Milford, CT | 5 | $ 1,167,000 | $ 233,400 | $ 130,000 |
| Rochester, NY | 5 | $ 744,000 | $ 148,800 | $ 84,000 |
| Tacoma, WA | 5 | $ 887,000 | $ 177,400 | $ 38,000 |
| Coeur D'Alene, ID | 4 | $ 628,000 | $ 157,000 | $ 59,000 |
| Colorado Springs, CO | 4 | $ 1,130,000 | $ 282,500 | $ 91,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 884,000 | $ 221,000 | $ 81,000 |
| Duluth, MN-WI | 4 | $ 615,000 | $ 153,750 | $ 84,000 |
| Edison-New Brunswick, NJ | 4 | $ 1,319,000 | $ 329,750 | $ 69,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 991,000 | $ 247,750 | $ 213,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 341,000 | $ 85,250 | $ 36,000 |
| Bend, OR | 3 | $ 511,000 | $ 170,333 | $ 141,000 |
| Chico, CA | 3 | $ 257,000 | $ 85,666 | $ 250,000 |
| Denver-Aurora-Broomfield, CO | 3 | $ 864,000 | $ 288,000 | $ 89,000 |
| Durham-Chapel Hill, NC | 3 | $ 404,000 | $ 134,666 | $ 66,000 |
| Houston-Sugar Land-Baytown, TX | 3 | $ 333,000 | $ 111,000 | $ 77,000 |
| Oshkosh-Neenah, WI | 3 | $ 506,000 | $ 168,666 | $ 58,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 508,000 | $ 169,333 | $ 209,000 |
| Akron, OH | 2 | $ 300,000 | $ 150,000 | $ 92,000 |
| Camden, NJ | 2 | $ 294,000 | $ 147,000 | $ 53,000 |
| Charleston, WV | 2 | $ 388,000 | $ 194,000 | $ 320,000 |
| Clarksville, TN-KY | 2 | $ 471,000 | $ 235,500 | $ 0 |
| Dallas-Plano-Irving, TX | 2 | $ 547,000 | $ 273,500 | $ 81,000 |
| Des Moines-West Des Moines, IA | 2 | $ 478,000 | $ 239,000 | $ 133,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 208,000 | $ 104,000 | $ 74,000 |
| Fargo, ND-MN | 2 | $ 208,000 | $ 104,000 | $ 112,000 |
| Grand Junction, CO | 2 | $ 580,000 | $ 290,000 | $ 73,000 |
| Lawrence, KS | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Lynchburg, VA | 2 | $ 220,000 | $ 110,000 | $ 64,000 |
| Medford, OR | 2 | $ 528,000 | $ 264,000 | $ 79,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 258,000 | $ 129,000 | $ 24,000 |
| Naples-Marco Island, FL | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Niles-Benton Harbor, MI | 2 | $ 488,000 | $ 244,000 | $ 256,000 |
| Palm Coast, FL | 2 | $ 487,000 | $ 243,500 | $ 160,000 |
| Peoria, IL | 2 | $ 340,000 | $ 170,000 | $ 75,000 |
| Providence-New Bedford-Fall River, RI-MA | 2 | $ 646,000 | $ 323,000 | $ 144,000 |
| Reading, PA | 2 | $ 195,000 | $ 97,500 | $ 111,000 |
| Richmond, VA | 2 | $ 492,000 | $ 246,000 | $ 202,000 |
| San Antonio-New Braunfels, TX | 2 | $ 232,000 | $ 116,000 | $ 57,000 |
| Tallahassee, FL | 2 | $ 251,000 | $ 125,500 | $ 94,000 |
| Terre Haute, IN | 2 | $ 190,000 | $ 95,000 | $ 48,000 |
| Toledo, OH | 2 | $ 138,000 | $ 69,000 | $ 53,000 |
| Tyler, TX | 2 | $ 112,000 | $ 56,000 | $ 10,000 |
| Wichita, KS | 2 | $ 262,000 | $ 131,000 | $ 45,000 |
| Wilmington, NC | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Ames, IA | 1 | $ 307,000 | $ 307,000 | $ 288,000 |
| Anderson, IN | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Ann Arbor, MI | 1 | $ 214,000 | $ 214,000 | $ 133,000 |
| Asheville, NC | 1 | $ 168,000 | $ 168,000 | $ 88,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 240,000 | $ 240,000 | $ 96,000 |
| Baton Rouge, LA | 1 | $ 175,000 | $ 175,000 | $ 159,000 |
| Bellingham, WA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 1 | $ 125,000 | $ 125,000 | $ 354,000 |
| Billings, MT | 1 | $ 108,000 | $ 108,000 | $ 106,000 |
| Boise City-Nampa, ID | 1 | $ 138,000 | $ 138,000 | $ 34,000 |
| Boulder, CO | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 1 | $ 297,000 | $ 297,000 | $ 141,000 |
| Dalton, GA | 1 | $ 48,000 | $ 48,000 | $ 17,000 |
| Danville, VA | 1 | $ 152,000 | $ 152,000 | $ 33,000 |
| Dayton, OH | 1 | $ 92,000 | $ 92,000 | $ 80,000 |
| Eugene-Springfield, OR | 1 | $ 58,000 | $ 58,000 | $ 19,000 |
| Fairbanks, AK | 1 | $ 114,000 | $ 114,000 | $ 169,000 |
| Fort Collins-Loveland, CO | 1 | $ 110,000 | $ 110,000 | $ 94,000 |
| Fort Worth-Arlington, TX | 1 | $ 240,000 | $ 240,000 | $ 82,000 |
| Fresno, CA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Gainesville, GA | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Great Falls, MT | 1 | $ 253,000 | $ 253,000 | $ 58,000 |
| Harrisonburg, VA | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| Jackson, MI | 1 | $ 54,000 | $ 54,000 | $ 58,000 |
| Johnson City, TN | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Jonesboro, AR | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Kalamazoo-Portage, MI | 1 | $ 700,000 | $ 700,000 | $ 164,000 |
| Lafayette, IN | 1 | $ 110,000 | $ 110,000 | $ 1,000 |
| Lancaster, PA | 1 | $ 124,000 | $ 124,000 | $ 57,000 |
| Las Vegas-Paradise, NV | 1 | $ 234,000 | $ 234,000 | $ 125,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 49,000 | $ 49,000 | $ 14,000 |
| Missoula, MT | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Muncie, IN | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Muskegon-Norton Shores, MI | 1 | $ 88,000 | $ 88,000 | $ 55,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 130,000 | $ 130,000 | $ 198,000 |
| Ocean City, NJ | 1 | $ 194,000 | $ 194,000 | $ 135,000 |
| Olympia, WA | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 160,000 | $ 160,000 | $ 97,000 |
| Peabody, MA | 1 | $ 154,000 | $ 154,000 | $ 63,000 |
| Pine Bluff, AR | 1 | $ 184,000 | $ 184,000 | $ 65,000 |
| Pittsburgh, PA | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Port St. Lucie, FL | 1 | $ 61,000 | $ 61,000 | $ 59,000 |
| Prescott, AZ | 1 | $ 88,000 | $ 88,000 | $ 66,000 |
| Pueblo, CO | 1 | $ 131,000 | $ 131,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 69,000 | $ 69,000 | $ 23,000 |
| Salt Lake City, UT | 1 | $ 417,000 | $ 417,000 | $ 164,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 417,000 | $ 417,000 | $ 293,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 280,000 | $ 280,000 | $ 96,000 |
| Savannah, GA | 1 | $ 286,000 | $ 286,000 | $ 181,000 |
| Sherman-Denison, TX | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Springfield, MO | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Springfield, OH | 1 | $ 172,000 | $ 172,000 | $ 60,000 |
| Tucson, AZ | 1 | $ 149,000 | $ 149,000 | $ 49,000 |
| Tulsa, OK | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Tuscaloosa, AL | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Valdosta, GA | 1 | $ 118,000 | $ 118,000 | $ 92,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 544,000 | $ 544,000 | $ 246,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 401,000 | $ 401,000 | $ 326,000 |
| Williamsport, PA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 265,000 | $ 265,000 | $ 148,000 |
| Worcester, MA | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 52,000 | $ 52,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Qr Lending Inc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,328 | $813,359,000 | $152,000 | $800,000 | $68,000 | $1,921,000 |
| Home Purchase | 1,650 | $240,527,000 | $145,000 | $750,000 | $71,000 | $1,488,000 |
| Home Improvement | 148 | $21,621,000 | $146,000 | $417,000 | $60,000 | $398,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,774 | $721,085,000 | $151,000 | $800,000 | $85,000 | $1,921,000 |
| Not applicable | 1,460 | $216,786,000 | $148,000 | $568,000 | $0 | $82,000 |
| Not Provided | 422 | $69,017,000 | $163,000 | $417,000 | $103,000 | $1,800,000 |
| Black or African American | 207 | $24,879,000 | $120,000 | $474,000 | $63,000 | $220,000 |
| Hispanic | 120 | $17,030,000 | $141,000 | $417,000 | $74,000 | $310,000 |
| Asian | 98 | $19,792,000 | $201,000 | $417,000 | $133,000 | $560,000 |
| American Indian or Alaskan Native | 37 | $6,040,000 | $163,000 | $415,000 | $71,000 | $203,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $878,000 | $109,000 | $200,000 | $59,000 | $103,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,803 | $1,030,405,000 | $151,000 | $800,000 | $69,000 | $1,921,000 |
| FHA-insured (Federal Housing Administration) | 238 | $30,370,000 | $127,000 | $346,000 | $52,000 | $220,000 |
| VA-guaranteed (Veterans Administration) | 85 | $14,732,000 | $173,000 | $410,000 | $74,000 | $927,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,284 | $342,310,000 | $149,000 | $417,000 | $93,000 | $1,921,000 |
| File Closed For Incompleteness | 1,590 | $240,844,000 | $151,000 | $580,000 | $83,000 | $1,800,000 |
| Loan Purchased By The Institution | 1,460 | $216,786,000 | $148,000 | $568,000 | $0 | $82,000 |
| Application Denied By Financial Institution | 1,459 | $225,509,000 | $154,000 | $800,000 | $79,000 | $960,000 |
| Application Withdrawn By Applicant | 272 | $38,622,000 | $141,000 | $526,000 | $79,000 | $648,000 |
| Application Approved But Not Accepted | 61 | $11,436,000 | $187,000 | $417,000 | $102,000 | $428,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 547 | $92,215,000 | $168,000 | $800,000 | $89,000 | $960,000 |
| Credit History | 168 | $19,193,000 | $114,000 | $417,000 | $55,000 | $224,000 |
| Other | 118 | $16,109,000 | $136,000 | $385,000 | $72,000 | $250,000 |
| Debt-To-Income Ratio | 101 | $16,624,000 | $164,000 | $417,000 | $63,000 | $400,000 |
| Mortgage Insurance Denied | 69 | $8,923,000 | $129,000 | $400,000 | $57,000 | $149,000 |
| Collateral | 40 | $4,592,000 | $114,000 | $350,000 | $71,000 | $383,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $2,173,000 | $114,000 | $282,000 | $52,000 | $125,000 |
| Employment History | 10 | $1,217,000 | $121,000 | $240,000 | $60,000 | $240,000 |
| Unverifiable Information | 6 | $1,075,000 | $179,000 | $365,000 | $65,000 | $138,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Qr Lending Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Qr Lending Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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