Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Guaranteed Rate, Inc. of Chicago, IL reported 152,500 mortgage applications totaling $63.0 billion, up 22% from 2024. The average application was for $413,154, and applicants reported an average income of $185,192. 46% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Chicago-Naperville, IL (15,404), Cambridge-Newton-Framingham, MA (3,806) and Newark, NJ-PA (3,136) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 152,500 |
| Total Mortgage Loan Application Amount | $63,006,000,000 |
| Average Mortgage Loan Application Amount | $413,154 |
| Highest Mortgage Loan Application Amount | $64,395,000 |
| Average Applicant Income | $185,192 |
| Highest Applicant Income | $9,709,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 15,404 | $ 5,661,290,000 | $ 367,520 | $ 179,000 |
| Outside any metro area | 12,053 | $ 3,518,175,000 | $ 291,892 | $ 145,687 |
| Cambridge-Newton-Framingham, MA | 3,806 | $ 2,372,510,000 | $ 623,360 | $ 231,000 |
| Newark, NJ-PA | 3,136 | $ 1,658,710,000 | $ 528,925 | $ 226,000 |
| New York-Jersey City-White Plains, NY-NJ | 3,009 | $ 1,749,815,000 | $ 581,527 | $ 275,169 |
| Phoenix-Mesa-Scottsdale, AZ | 2,872 | $ 1,164,610,000 | $ 405,504 | $ 194,000 |
| Houston-The Woodlands-Sugar Land, TX | 2,584 | $ 939,820,000 | $ 363,707 | $ 191,000 |
| Las Vegas-Henderson-Paradise, NV | 2,516 | $ 987,710,000 | $ 392,571 | $ 156,000 |
| Denver-Aurora-Lakewood, CO | 2,472 | $ 1,225,000,000 | $ 495,550 | $ 177,000 |
| Arlington-Alexandria-Reston, VA-WV | 2,417 | $ 1,522,435,000 | $ 629,886 | $ 232,649 |
| Los Angeles-Long Beach-Glendale, CA | 2,323 | $ 1,736,145,000 | $ 747,371 | $ 337,000 |
| Boston, MA | 2,317 | $ 1,488,895,000 | $ 642,596 | $ 242,000 |
| Riverside-San Bernardino-Ontario, CA | 2,303 | $ 1,048,695,000 | $ 455,360 | $ 190,000 |
| Dallas-Plano-Irving, TX | 2,258 | $ 1,149,290,000 | $ 508,985 | $ 243,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,224 | $ 728,450,000 | $ 327,540 | $ 139,388 |
| Philadelphia, PA | 2,214 | $ 825,550,000 | $ 372,877 | $ 179,000 |
| Lakewood-New Brunswick, NJ | 2,093 | $ 978,315,000 | $ 467,422 | $ 260,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1,792 | $ 611,450,000 | $ 341,210 | $ 159,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,770 | $ 798,630,000 | $ 451,203 | $ 206,000 |
| Columbus, OH | 1,633 | $ 549,335,000 | $ 336,396 | $ 158,000 |
| Seattle-Bellevue-Everett, WA | 1,460 | $ 1,081,570,000 | $ 740,801 | $ 275,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1,435 | $ 632,155,000 | $ 440,526 | $ 169,542 |
| San Antonio-New Braunfels, TX | 1,404 | $ 417,400,000 | $ 297,293 | $ 163,000 |
| Elgin, IL | 1,396 | $ 417,110,000 | $ 298,789 | $ 139,000 |
| Camden, NJ | 1,367 | $ 414,265,000 | $ 303,046 | $ 152,000 |
| St. Louis, MO-IL | 1,326 | $ 357,540,000 | $ 269,638 | $ 153,257 |
| San Diego-Carlsbad, CA | 1,302 | $ 1,021,665,000 | $ 784,688 | $ 319,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,290 | $ 631,130,000 | $ 489,248 | $ 225,000 |
| Orlando-Kissimmee-Sanford, FL | 1,278 | $ 470,190,000 | $ 367,910 | $ 186,000 |
| Cincinnati, OH-KY-IN | 1,267 | $ 400,425,000 | $ 316,041 | $ 166,590 |
| Oakland-Hayward-Berkeley, CA | 1,245 | $ 951,805,000 | $ 764,502 | $ 289,000 |
| Lake County-Kenosha County, IL-WI | 1,228 | $ 517,290,000 | $ 421,245 | $ 213,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1,207 | $ 505,725,000 | $ 418,993 | $ 161,876 |
| Tampa, FL | 1,192 | $ 417,380,000 | $ 350,151 | $ 158,000 |
| Warren-Troy-Farmington Hills, MI | 1,145 | $ 360,475,000 | $ 314,825 | $ 149,000 |
| Indianapolis-Carmel-Anderson, IN | 1,122 | $ 320,660,000 | $ 285,793 | $ 147,000 |
| Austin-Round Rock, TX | 1,040 | $ 455,320,000 | $ 437,807 | $ 232,000 |
| Lake County-Porter County-Jasper County, IN | 1,011 | $ 258,265,000 | $ 255,454 | $ 112,000 |
| Colorado Springs, CO | 1,007 | $ 445,255,000 | $ 442,159 | $ 142,000 |
| Baltimore-Columbia-Towson, MD | 1,001 | $ 443,495,000 | $ 443,051 | $ 186,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 970 | $ 443,360,000 | $ 457,072 | $ 209,000 |
| Anaheim-Santa Ana-Irvine, CA | 901 | $ 693,815,000 | $ 770,049 | $ 294,000 |
| Worcester, MA-CT | 862 | $ 361,760,000 | $ 419,675 | $ 165,000 |
| Fort Worth-Arlington, TX | 860 | $ 306,240,000 | $ 356,093 | $ 154,000 |
| Jacksonville, FL | 841 | $ 283,715,000 | $ 337,354 | $ 153,000 |
| Providence-Warwick, RI-MA | 789 | $ 328,805,000 | $ 416,736 | $ 176,977 |
| Clarksville, TN-KY | 778 | $ 236,470,000 | $ 303,946 | $ 98,095 |
| Washington, DC-MD | 778 | $ 442,910,000 | $ 569,293 | $ 232,912 |
| Memphis, TN-MS-AR | 759 | $ 180,795,000 | $ 238,201 | $ 125,288 |
| Cleveland, OH | 755 | $ 201,185,000 | $ 266,470 | $ 159,000 |
| San Francisco-Redwood City-South San Francisco, CA | 730 | $ 686,410,000 | $ 940,287 | $ 380,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 694 | $ 658,790,000 | $ 949,265 | $ 326,000 |
| Omaha-Council Bluffs, NE-IA | 686 | $ 178,330,000 | $ 259,956 | $ 123,163 |
| Tucson, AZ | 683 | $ 214,115,000 | $ 313,491 | $ 123,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 675 | $ 449,255,000 | $ 665,562 | $ 275,000 |
| Detroit-Dearborn-Livonia, MI | 668 | $ 181,620,000 | $ 271,886 | $ 151,000 |
| Raleigh, NC | 668 | $ 274,660,000 | $ 411,167 | $ 198,000 |
| Marietta, GA | 621 | $ 230,775,000 | $ 371,618 | $ 159,000 |
| Milwaukee-Waukesha-West Allis, WI | 611 | $ 205,825,000 | $ 336,865 | $ 160,000 |
| Wilmington, NC | 595 | $ 236,925,000 | $ 398,193 | $ 194,000 |
| Boise City, ID | 588 | $ 235,600,000 | $ 400,680 | $ 199,000 |
| Pittsburgh, PA | 578 | $ 141,550,000 | $ 244,896 | $ 148,000 |
| Lakeland-Winter Haven, FL | 569 | $ 160,385,000 | $ 281,871 | $ 116,000 |
| Hartford-West Hartford-East Hartford, CT | 561 | $ 179,205,000 | $ 319,438 | $ 157,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 558 | $ 244,100,000 | $ 437,455 | $ 245,000 |
| Tacoma-Lakewood, WA | 555 | $ 271,215,000 | $ 488,675 | $ 183,000 |
| Stockton-Lodi, CA | 540 | $ 217,650,000 | $ 403,055 | $ 152,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 521 | $ 225,325,000 | $ 432,485 | $ 217,000 |
| Santa Maria-Santa Barbara, CA | 502 | $ 399,400,000 | $ 795,617 | $ 281,000 |
| St. Petersburg-Clearwater-Largo, FL | 502 | $ 196,320,000 | $ 391,075 | $ 189,000 |
| Modesto, CA | 500 | $ 196,030,000 | $ 392,060 | $ 148,000 |
| North Port-Sarasota-Bradenton, FL | 498 | $ 193,460,000 | $ 388,473 | $ 220,000 |
| Everett, WA | 496 | $ 298,190,000 | $ 601,189 | $ 201,000 |
| Kansas City, MO-KS | 491 | $ 158,905,000 | $ 323,635 | $ 189,896 |
| Des Moines-West Des Moines, IA | 482 | $ 106,550,000 | $ 221,058 | $ 103,000 |
| Washington-Baltimore-Arlington, DC | 468 | $ 304,280,000 | $ 650,170 | $ 282,000 |
| Atlantic City-Hammonton, NJ | 466 | $ 227,800,000 | $ 488,841 | $ 287,000 |
| Columbia, SC | 464 | $ 118,690,000 | $ 255,797 | $ 122,000 |
| Dayton-Springfield-Kettering, OH | 427 | $ 100,705,000 | $ 235,843 | $ 126,000 |
| Charleston-North Charleston, SC | 422 | $ 201,740,000 | $ 478,056 | $ 219,000 |
| Urban Honolulu, HI | 418 | $ 255,570,000 | $ 611,411 | $ 205,000 |
| Greensboro-High Point, NC | 410 | $ 107,220,000 | $ 261,512 | $ 124,000 |
| Spokane-Spokane Valley, WA | 409 | $ 141,145,000 | $ 345,097 | $ 143,000 |
| Greenville-Anderson-Mauldin, SC | 402 | $ 104,260,000 | $ 259,353 | $ 103,000 |
| Bridgeport-Stamford-Norwalk, CT | 382 | $ 207,620,000 | $ 543,507 | $ 285,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 382 | $ 136,890,000 | $ 358,350 | $ 133,591 |
| Miami-Miami Beach-Kendall, FL | 365 | $ 201,665,000 | $ 552,506 | $ 265,000 |
| Cape Coral-Fort Myers, FL | 360 | $ 121,270,000 | $ 336,861 | $ 160,000 |
| Knoxville, TN | 360 | $ 120,340,000 | $ 334,277 | $ 149,000 |
| Birmingham-Hoover, AL | 357 | $ 71,275,000 | $ 199,649 | $ 100,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 356 | $ 117,480,000 | $ 330,000 | $ 162,977 |
| Nassau County-Suffolk County, NY | 350 | $ 237,730,000 | $ 679,228 | $ 281,000 |
| Port St. Lucie, FL | 347 | $ 114,335,000 | $ 329,495 | $ 148,000 |
| Fayetteville, NC | 345 | $ 74,945,000 | $ 217,231 | $ 92,000 |
| Salt Lake City, UT | 344 | $ 150,610,000 | $ 437,819 | $ 169,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 323 | $ 208,095,000 | $ 644,256 | $ 269,000 |
| Oklahoma City, OK | 320 | $ 79,870,000 | $ 249,593 | $ 132,000 |
| New Haven-Milford, CT | 318 | $ 104,870,000 | $ 329,779 | $ 136,000 |
| Greeley, CO | 313 | $ 117,185,000 | $ 374,392 | $ 135,000 |
| Santa Rosa, CA | 309 | $ 187,055,000 | $ 605,355 | $ 282,000 |
| Albuquerque, NM | 308 | $ 79,890,000 | $ 259,383 | $ 133,000 |
| Rockingham County-Strafford County, NH | 308 | $ 150,220,000 | $ 487,727 | $ 208,000 |
| Bozeman, MT | 298 | $ 158,130,000 | $ 530,637 | $ 267,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 295 | $ 83,755,000 | $ 283,915 | $ 141,000 |
| Davenport-Moline-Rock Island, IA-IL | 292 | $ 54,570,000 | $ 186,883 | $ 103,561 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 288 | $ 90,330,000 | $ 313,645 | $ 161,000 |
| Manchester-Nashua, NH | 285 | $ 126,615,000 | $ 444,263 | $ 204,000 |
| Springfield, MA | 284 | $ 73,680,000 | $ 259,436 | $ 114,000 |
| Winston-Salem, NC | 276 | $ 67,410,000 | $ 244,239 | $ 118,000 |
| Akron, OH | 274 | $ 56,250,000 | $ 205,291 | $ 121,000 |
| Portland-South Portland, ME | 270 | $ 129,940,000 | $ 481,259 | $ 219,000 |
| Fort Collins, CO | 262 | $ 114,690,000 | $ 437,748 | $ 171,000 |
| Bend-Redmond, OR | 256 | $ 141,720,000 | $ 553,593 | $ 216,000 |
| Fresno, CA | 255 | $ 96,185,000 | $ 377,196 | $ 205,000 |
| Asheville, NC | 254 | $ 94,540,000 | $ 372,204 | $ 173,000 |
| Little Rock-North Little Rock-Conway, AR | 249 | $ 45,305,000 | $ 181,947 | $ 171,000 |
| Vallejo-Fairfield, CA | 237 | $ 109,655,000 | $ 462,679 | $ 193,000 |
| Wilmington, DE-MD-NJ | 233 | $ 71,365,000 | $ 306,287 | $ 129,412 |
| Madison, WI | 230 | $ 91,960,000 | $ 399,826 | $ 162,000 |
| Palm Bay-Melbourne-Titusville, FL | 228 | $ 79,210,000 | $ 347,412 | $ 187,000 |
| Louisville/Jefferson County, KY-IN | 227 | $ 64,155,000 | $ 282,621 | $ 118,933 |
| Richmond, VA | 221 | $ 77,425,000 | $ 350,339 | $ 150,000 |
| Waterbury-Shelton, CT | 220 | $ 105,330,000 | $ 478,772 | $ 149,000 |
| Rochester, MN | 215 | $ 59,585,000 | $ 277,139 | $ 126,000 |
| Durham-Chapel Hill, NC | 213 | $ 74,625,000 | $ 350,352 | $ 176,000 |
| Ogden-Clearfield, UT | 213 | $ 89,375,000 | $ 419,600 | $ 161,000 |
| Coeur D'Alene, ID | 212 | $ 96,430,000 | $ 454,858 | $ 166,000 |
| Naples-Immokalee-Marco Island, FL | 212 | $ 121,940,000 | $ 575,188 | $ 354,000 |
| Ocala, FL | 203 | $ 43,945,000 | $ 216,477 | $ 110,000 |
| San Rafael, CA | 201 | $ 193,595,000 | $ 963,159 | $ 383,000 |
| Spartanburg, SC | 199 | $ 42,745,000 | $ 214,798 | $ 91,000 |
| Merced, CA | 193 | $ 61,765,000 | $ 320,025 | $ 116,000 |
| Trenton, NJ | 191 | $ 73,125,000 | $ 382,853 | $ 182,000 |
| Pensacola-Ferry Pass-Brent, FL | 188 | $ 54,510,000 | $ 289,946 | $ 148,000 |
| Kahului-Wailuku-Lahaina, HI | 187 | $ 151,555,000 | $ 810,454 | $ 275,000 |
| Springfield, IL | 187 | $ 31,425,000 | $ 168,048 | $ 97,000 |
| Canton-Massillon, OH | 179 | $ 31,885,000 | $ 178,128 | $ 89,000 |
| Barnstable Town, MA | 177 | $ 92,135,000 | $ 520,536 | $ 295,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 175 | $ 77,215,000 | $ 441,228 | $ 205,000 |
| Grand Rapids-Wyoming, MI | 174 | $ 58,820,000 | $ 338,045 | $ 176,000 |
| Green Bay, WI | 172 | $ 50,630,000 | $ 294,360 | $ 129,000 |
| Corpus Christi, TX | 170 | $ 38,620,000 | $ 227,176 | $ 106,000 |
| Tulsa, OK | 170 | $ 43,470,000 | $ 255,705 | $ 133,000 |
| Billings, MT | 165 | $ 55,375,000 | $ 335,606 | $ 143,000 |
| Reading, PA | 163 | $ 42,545,000 | $ 261,012 | $ 122,000 |
| Salinas, CA | 163 | $ 94,795,000 | $ 581,564 | $ 176,000 |
| Anchorage, AK | 162 | $ 55,340,000 | $ 341,604 | $ 148,000 |
| Jacksonville, NC | 162 | $ 48,240,000 | $ 297,777 | $ 151,000 |
| Bremerton-Silverdale, WA | 161 | $ 82,745,000 | $ 513,944 | $ 207,000 |
| Provo-Orem, UT | 159 | $ 73,625,000 | $ 463,050 | $ 183,000 |
| Killeen-Temple, TX | 156 | $ 43,680,000 | $ 280,000 | $ 134,000 |
| Harrisburg-Carlisle, PA | 153 | $ 41,285,000 | $ 269,836 | $ 130,000 |
| Prescott Valley-Prescott, AZ | 152 | $ 50,180,000 | $ 330,131 | $ 126,000 |
| Roanoke, VA | 152 | $ 38,350,000 | $ 252,302 | $ 110,000 |
| Huntington-Ashland, WV-KY-OH | 151 | $ 31,895,000 | $ 211,225 | $ 99,026 |
| Fayetteville-Springdale-Rogers, AR-MO | 150 | $ 49,900,000 | $ 332,666 | $ 159,000 |
| Fargo, ND-MN | 149 | $ 45,445,000 | $ 305,000 | $ 147,536 |
| Napa, CA | 149 | $ 79,575,000 | $ 534,060 | $ 246,000 |
| Kankakee, IL | 147 | $ 24,315,000 | $ 165,408 | $ 89,000 |
| McAllen-Edinburg-Mission, TX | 147 | $ 38,335,000 | $ 260,782 | $ 124,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 146 | $ 71,470,000 | $ 489,520 | $ 284,000 |
| Vineland-Bridgeton, NJ | 144 | $ 28,080,000 | $ 195,000 | $ 88,000 |
| Norwich-New London, CT | 142 | $ 40,630,000 | $ 286,126 | $ 130,000 |
| Gainesville, FL | 140 | $ 35,340,000 | $ 252,428 | $ 122,000 |
| Odessa, TX | 140 | $ 35,840,000 | $ 256,000 | $ 102,000 |
| Niles-Benton Harbor, MI | 139 | $ 58,555,000 | $ 421,258 | $ 371,000 |
| Reno, NV | 139 | $ 51,455,000 | $ 370,179 | $ 163,000 |
| Chico, CA | 138 | $ 41,780,000 | $ 302,753 | $ 131,000 |
| Toledo, OH | 138 | $ 25,050,000 | $ 181,521 | $ 112,000 |
| Rockford, IL | 135 | $ 24,415,000 | $ 180,851 | $ 102,000 |
| Olympia-Tumwater, WA | 134 | $ 59,800,000 | $ 446,268 | $ 141,000 |
| Visalia-Porterville, CA | 133 | $ 36,275,000 | $ 272,744 | $ 139,000 |
| Crestview-Fort Walton Beach-Destin, FL | 130 | $ 50,900,000 | $ 391,538 | $ 189,000 |
| Bakersfield, CA | 128 | $ 37,920,000 | $ 296,250 | $ 151,000 |
| Midland, TX | 125 | $ 40,830,000 | $ 326,640 | $ 118,000 |
| Chattanooga, TN-GA | 121 | $ 33,325,000 | $ 275,413 | $ 159,611 |
| El Paso, TX | 120 | $ 30,840,000 | $ 257,000 | $ 132,000 |
| Laredo, TX | 120 | $ 30,300,000 | $ 252,500 | $ 160,000 |
| Charleston, WV | 116 | $ 19,190,000 | $ 165,431 | $ 83,000 |
| Savannah, GA | 114 | $ 36,230,000 | $ 317,807 | $ 149,000 |
| Santa Fe, NM | 112 | $ 39,520,000 | $ 352,857 | $ 163,000 |
| Albany-Schenectady-Troy, NY | 110 | $ 35,470,000 | $ 322,454 | $ 144,000 |
| Boulder, CO | 110 | $ 64,500,000 | $ 586,363 | $ 214,000 |
| Lancaster, PA | 108 | $ 30,650,000 | $ 283,796 | $ 124,000 |
| Panama City, FL | 106 | $ 36,390,000 | $ 343,301 | $ 150,000 |
| Baton Rouge, LA | 105 | $ 29,465,000 | $ 280,619 | $ 137,000 |
| New Orleans-Metairie, LA | 105 | $ 31,165,000 | $ 296,809 | $ 155,000 |
| Burlington, NC | 103 | $ 28,565,000 | $ 277,330 | $ 121,000 |
| Michigan City-La Porte, IN | 101 | $ 23,395,000 | $ 231,633 | $ 127,000 |
| Salem, OR | 101 | $ 35,085,000 | $ 347,376 | $ 140,000 |
| Pueblo, CO | 100 | $ 29,310,000 | $ 293,100 | $ 94,000 |
| Sioux Falls, SD | 100 | $ 29,210,000 | $ 292,100 | $ 121,000 |
| Columbus, GA-AL | 98 | $ 24,090,000 | $ 245,816 | $ 137,642 |
| Hagerstown-Martinsburg, MD-WV | 98 | $ 31,890,000 | $ 325,408 | $ 216,571 |
| Punta Gorda, FL | 98 | $ 28,170,000 | $ 287,448 | $ 146,000 |
| Huntsville, AL | 96 | $ 28,230,000 | $ 294,062 | $ 131,000 |
| Lansing-East Lansing, MI | 95 | $ 18,395,000 | $ 193,631 | $ 103,000 |
| Lake Havasu City-Kingman, AZ | 93 | $ 29,925,000 | $ 321,774 | $ 165,000 |
| York-Hanover, PA | 93 | $ 25,535,000 | $ 274,569 | $ 137,000 |
| Helena, MT | 91 | $ 36,785,000 | $ 404,230 | $ 149,000 |
| Augusta-Richmond County, GA-SC | 90 | $ 21,440,000 | $ 238,222 | $ 110,355 |
| Santa Cruz-Watsonville, CA | 90 | $ 58,530,000 | $ 650,333 | $ 256,000 |
| Warner Robins, GA | 85 | $ 24,745,000 | $ 291,117 | $ 107,000 |
| Gainesville, GA | 84 | $ 31,430,000 | $ 374,166 | $ 126,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 84 | $ 19,090,000 | $ 227,261 | $ 168,000 |
| Hickory-Lenoir-Morganton, NC | 83 | $ 21,405,000 | $ 257,891 | $ 109,000 |
| Cheyenne, WY | 82 | $ 28,670,000 | $ 349,634 | $ 147,000 |
| Sherman-Denison, TX | 82 | $ 21,710,000 | $ 264,756 | $ 126,000 |
| Flint, MI | 80 | $ 18,870,000 | $ 235,875 | $ 116,000 |
| Gulfport-Biloxi-Pascagoula, MS | 80 | $ 17,730,000 | $ 221,625 | $ 116,000 |
| Traverse City, MI | 78 | $ 37,080,000 | $ 475,384 | $ 409,000 |
| Kenosha, WI | 75 | $ 21,195,000 | $ 282,600 | $ 174,000 |
| Tyler, TX | 75 | $ 19,375,000 | $ 258,333 | $ 118,000 |
| Rocky Mount, NC | 73 | $ 14,015,000 | $ 191,986 | $ 79,000 |
| Saginaw, MI | 73 | $ 12,335,000 | $ 168,972 | $ 83,000 |
| South Bend-Mishawaka, IN-MI | 72 | $ 16,300,000 | $ 226,388 | $ 270,541 |
| Bellingham, WA | 71 | $ 34,085,000 | $ 480,070 | $ 323,000 |
| Racine, WI | 70 | $ 20,250,000 | $ 289,285 | $ 118,000 |
| Yuba City, CA | 70 | $ 27,670,000 | $ 395,285 | $ 143,000 |
| Ann Arbor, MI | 69 | $ 25,085,000 | $ 363,550 | $ 171,000 |
| Midland, MI | 68 | $ 15,250,000 | $ 224,264 | $ 117,000 |
| Daphne-Fairhope-Foley, AL | 67 | $ 20,975,000 | $ 313,059 | $ 194,000 |
| Eugene, OR | 66 | $ 24,120,000 | $ 365,454 | $ 132,000 |
| Pinehurst-Southern Pines, NC | 66 | $ 30,200,000 | $ 457,575 | $ 237,000 |
| Lynchburg, VA | 65 | $ 20,135,000 | $ 309,769 | $ 136,000 |
| Fort Wayne, IN | 64 | $ 13,830,000 | $ 216,093 | $ 104,000 |
| Wildwood-The Villages, FL | 63 | $ 16,515,000 | $ 262,142 | $ 135,000 |
| Appleton, WI | 61 | $ 18,865,000 | $ 309,262 | $ 121,000 |
| Flagstaff, AZ | 61 | $ 23,905,000 | $ 391,885 | $ 203,000 |
| Kennewick-Richland, WA | 61 | $ 23,085,000 | $ 378,442 | $ 167,000 |
| Lima, OH | 61 | $ 7,995,000 | $ 131,065 | $ 67,000 |
| Shreveport-Bossier City, LA | 61 | $ 10,515,000 | $ 172,377 | $ 81,000 |
| Florence, SC | 60 | $ 12,890,000 | $ 214,833 | $ 86,000 |
| Slidell-Mandeville-Covington, LA | 60 | $ 17,630,000 | $ 293,833 | $ 148,000 |
| Duluth, MN-WI | 59 | $ 15,615,000 | $ 264,661 | $ 125,338 |
| Beaumont-Port Arthur, TX | 58 | $ 14,160,000 | $ 244,137 | $ 109,000 |
| Longview, WA | 58 | $ 19,750,000 | $ 340,517 | $ 114,000 |
| Macon-Bibb County, GA | 57 | $ 13,005,000 | $ 228,157 | $ 88,000 |
| Springfield, MO | 56 | $ 13,250,000 | $ 236,607 | $ 200,000 |
| Waterloo-Cedar Falls, IA | 56 | $ 8,930,000 | $ 159,464 | $ 94,000 |
| Eau Claire, WI | 53 | $ 13,085,000 | $ 246,886 | $ 111,000 |
| Homosassa Springs, FL | 53 | $ 12,665,000 | $ 238,962 | $ 97,000 |
| Youngstown-Warren-Boardman, OH-PA | 53 | $ 8,315,000 | $ 156,886 | $ 77,000 |
| Lawton, OK | 52 | $ 10,100,000 | $ 194,230 | $ 111,000 |
| Lewiston-Auburn, ME | 52 | $ 16,480,000 | $ 316,923 | $ 110,000 |
| Lexington Park, MD | 52 | $ 21,350,000 | $ 410,576 | $ 136,000 |
| Waco, TX | 52 | $ 13,370,000 | $ 257,115 | $ 138,000 |
| Bay City, MI | 51 | $ 9,115,000 | $ 178,725 | $ 83,000 |
| Brownsville-Harlingen, TX | 51 | $ 12,945,000 | $ 253,823 | $ 245,000 |
| Grand Junction, CO | 51 | $ 17,645,000 | $ 345,980 | $ 154,000 |
| Peoria, IL | 51 | $ 10,015,000 | $ 196,372 | $ 110,000 |
| Wichita, KS | 51 | $ 12,505,000 | $ 245,196 | $ 219,000 |
| Athens-Clarke County, GA | 50 | $ 16,970,000 | $ 339,400 | $ 187,000 |
| Chambersburg-Waynesboro, PA | 50 | $ 13,150,000 | $ 263,000 | $ 146,000 |
| Lexington-Fayette, KY | 50 | $ 14,210,000 | $ 284,200 | $ 125,000 |
| Missoula, MT | 50 | $ 20,570,000 | $ 411,400 | $ 157,000 |
| Columbia, MO | 49 | $ 12,555,000 | $ 256,224 | $ 121,000 |
| Abilene, TX | 47 | $ 11,645,000 | $ 247,765 | $ 125,000 |
| Hattiesburg, MS | 47 | $ 8,925,000 | $ 189,893 | $ 100,000 |
| St. Cloud, MN | 47 | $ 11,245,000 | $ 239,255 | $ 78,000 |
| Glens Falls, NY | 46 | $ 10,020,000 | $ 217,826 | $ 100,000 |
| Hinesville, GA | 46 | $ 11,140,000 | $ 242,173 | $ 87,000 |
| Mount Vernon-Anacortes, WA | 46 | $ 27,210,000 | $ 591,521 | $ 224,000 |
| Johnson City, TN | 44 | $ 10,220,000 | $ 232,272 | $ 94,000 |
| Yuma, AZ | 44 | $ 12,470,000 | $ 283,409 | $ 139,000 |
| Kalamazoo-Portage, MI | 43 | $ 11,845,000 | $ 275,465 | $ 208,000 |
| Manhattan, KS | 43 | $ 10,885,000 | $ 253,139 | $ 102,000 |
| Charlottesville, VA | 42 | $ 17,370,000 | $ 413,571 | $ 272,000 |
| Kingsport-Bristol-Bristol, TN-VA | 41 | $ 8,635,000 | $ 210,609 | $ 76,756 |
| Medford, OR | 41 | $ 15,545,000 | $ 379,146 | $ 164,000 |
| Montgomery, AL | 41 | $ 7,605,000 | $ 185,487 | $ 107,000 |
| Pittsfield, MA | 41 | $ 12,625,000 | $ 307,926 | $ 190,000 |
| Battle Creek, MI | 40 | $ 7,420,000 | $ 185,500 | $ 106,000 |
| Lincoln, NE | 40 | $ 10,450,000 | $ 261,250 | $ 115,000 |
| Monroe, MI | 40 | $ 9,030,000 | $ 225,750 | $ 102,000 |
| Tallahassee, FL | 40 | $ 7,600,000 | $ 190,000 | $ 92,000 |
| Auburn-Opelika, AL | 39 | $ 10,715,000 | $ 274,743 | $ 97,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 39 | $ 10,095,000 | $ 258,846 | $ 124,000 |
| Elkhart-Goshen, IN | 38 | $ 6,560,000 | $ 172,631 | $ 87,000 |
| Great Falls, MT | 38 | $ 12,100,000 | $ 318,421 | $ 142,000 |
| Amherst Town-Northampton, MA | 37 | $ 12,235,000 | $ 330,675 | $ 175,000 |
| Jackson, MS | 37 | $ 9,395,000 | $ 253,918 | $ 192,000 |
| Ames, IA | 36 | $ 7,240,000 | $ 201,111 | $ 77,000 |
| Janesville-Beloit, WI | 36 | $ 8,000,000 | $ 222,222 | $ 93,000 |
| Rochester, NY | 36 | $ 8,660,000 | $ 240,555 | $ 137,000 |
| Springfield, OH | 36 | $ 7,070,000 | $ 196,388 | $ 85,000 |
| Wenatchee, WA | 36 | $ 19,190,000 | $ 533,055 | $ 305,000 |
| Champaign-Urbana, IL | 35 | $ 9,025,000 | $ 257,857 | $ 149,000 |
| Lewiston, ID-WA | 35 | $ 10,165,000 | $ 290,428 | $ 153,714 |
| Bloomington, IL | 34 | $ 9,460,000 | $ 278,235 | $ 197,000 |
| Kingston, NY | 34 | $ 16,030,000 | $ 471,470 | $ 353,000 |
| Sioux City, IA-NE-SD | 34 | $ 7,350,000 | $ 216,176 | $ 90,235 |
| Winchester, VA-WV | 34 | $ 11,600,000 | $ 341,176 | $ 128,000 |
| Dothan, AL | 33 | $ 8,355,000 | $ 253,181 | $ 110,000 |
| Dover, DE | 33 | $ 9,925,000 | $ 300,757 | $ 115,000 |
| Las Cruces, NM | 33 | $ 7,965,000 | $ 241,363 | $ 131,000 |
| Oshkosh-Neenah, WI | 33 | $ 8,315,000 | $ 251,969 | $ 115,000 |
| Salisbury, MD-DE | 33 | $ 9,215,000 | $ 279,242 | $ 191,000 |
| Sebastian-Vero Beach, FL | 33 | $ 11,725,000 | $ 355,303 | $ 164,000 |
| Brunswick, GA | 32 | $ 10,020,000 | $ 313,125 | $ 121,000 |
| College Station-Bryan, TX | 32 | $ 10,950,000 | $ 342,187 | $ 189,000 |
| Jackson, MI | 32 | $ 5,770,000 | $ 180,312 | $ 108,000 |
| Lafayette-West Lafayette, IN | 32 | $ 8,440,000 | $ 263,750 | $ 131,000 |
| Lubbock, TX | 32 | $ 8,570,000 | $ 267,812 | $ 164,000 |
| Mobile, AL | 32 | $ 6,560,000 | $ 205,000 | $ 94,000 |
| Idaho Falls, ID | 30 | $ 10,310,000 | $ 343,666 | $ 113,000 |
| Syracuse, NY | 30 | $ 10,960,000 | $ 365,333 | $ 210,000 |
| Bangor, ME | 29 | $ 7,155,000 | $ 246,724 | $ 127,000 |
| Morgantown, WV | 29 | $ 7,965,000 | $ 274,655 | $ 182,000 |
| Sierra Vista-Douglas, AZ | 29 | $ 6,225,000 | $ 214,655 | $ 104,000 |
| St. George, UT | 29 | $ 14,255,000 | $ 491,551 | $ 280,000 |
| Bismarck, ND | 28 | $ 7,180,000 | $ 256,428 | $ 106,000 |
| Evansville, IN-KY | 28 | $ 5,040,000 | $ 180,000 | $ 85,000 |
| Cedar Rapids, IA | 27 | $ 6,675,000 | $ 247,222 | $ 101,000 |
| Dalton, GA | 27 | $ 5,325,000 | $ 197,222 | $ 97,000 |
| Longview, TX | 27 | $ 5,945,000 | $ 220,185 | $ 355,000 |
| Morristown, TN | 27 | $ 7,495,000 | $ 277,592 | $ 118,000 |
| Blacksburg-Christiansburg-Radford, VA | 26 | $ 7,900,000 | $ 303,846 | $ 156,000 |
| Goldsboro, NC | 26 | $ 6,340,000 | $ 243,846 | $ 108,000 |
| Muncie, IN | 26 | $ 5,470,000 | $ 210,384 | $ 128,000 |
| Sumter, SC | 26 | $ 6,000,000 | $ 230,769 | $ 94,000 |
| Greenville, NC | 25 | $ 5,755,000 | $ 230,200 | $ 136,000 |
| Lebanon, PA | 24 | $ 5,070,000 | $ 211,250 | $ 129,000 |
| Muskegon, MI | 24 | $ 5,390,000 | $ 224,583 | $ 106,000 |
| Jefferson City, MO | 23 | $ 4,625,000 | $ 201,086 | $ 77,000 |
| Sebring, FL | 23 | $ 5,015,000 | $ 218,043 | $ 125,000 |
| Amarillo, TX | 22 | $ 5,860,000 | $ 266,363 | $ 106,000 |
| Bloomington, IN | 22 | $ 4,000,000 | $ 181,818 | $ 146,000 |
| Fort Smith, AR-OK | 21 | $ 4,885,000 | $ 232,619 | $ 100,523 |
| Gettysburg, PA | 21 | $ 5,215,000 | $ 248,333 | $ 98,000 |
| Harrisonburg, VA | 21 | $ 6,285,000 | $ 299,285 | $ 138,000 |
| Rome, GA | 21 | $ 3,995,000 | $ 190,238 | $ 71,000 |
| Valdosta, GA | 21 | $ 4,575,000 | $ 217,857 | $ 84,000 |
| Albany, OR | 20 | $ 7,330,000 | $ 366,500 | $ 124,000 |
| Hanford-Corcoran, CA | 20 | $ 4,950,000 | $ 247,500 | $ 141,000 |
| San Angelo, TX | 20 | $ 5,110,000 | $ 255,500 | $ 122,000 |
| Terre Haute, IN | 20 | $ 3,500,000 | $ 175,000 | $ 78,000 |
| Elizabethtown-Fort Knox, KY | 19 | $ 6,275,000 | $ 330,263 | $ 115,000 |
| Grants Pass, OR | 19 | $ 6,085,000 | $ 320,263 | $ 174,000 |
| Mansfield, OH | 19 | $ 3,125,000 | $ 164,473 | $ 76,000 |
| Redding, CA | 19 | $ 5,505,000 | $ 289,736 | $ 106,000 |
| Wichita Falls, TX | 19 | $ 4,985,000 | $ 262,368 | $ 87,000 |
| Binghamton, NY | 18 | $ 2,510,000 | $ 139,444 | $ 100,000 |
| Bowling Green, KY | 18 | $ 4,770,000 | $ 265,000 | $ 122,000 |
| Kokomo, IN | 18 | $ 3,190,000 | $ 177,222 | $ 86,000 |
| Rapid City, SD | 18 | $ 6,060,000 | $ 336,666 | $ 164,000 |
| Twin Falls, ID | 18 | $ 4,160,000 | $ 231,111 | $ 68,000 |
| Fairbanks, AK | 17 | $ 4,905,000 | $ 288,529 | $ 229,000 |
| Florence-Muscle Shoals, AL | 17 | $ 2,775,000 | $ 163,235 | $ 145,000 |
| Jackson, TN | 17 | $ 4,195,000 | $ 246,764 | $ 124,000 |
| Lafayette, LA | 17 | $ 3,705,000 | $ 217,941 | $ 114,000 |
| Topeka, KS | 17 | $ 2,635,000 | $ 155,000 | $ 92,000 |
| Albany, GA | 16 | $ 3,420,000 | $ 213,750 | $ 85,000 |
| Iowa City, IA | 16 | $ 4,330,000 | $ 270,625 | $ 187,000 |
| Sheboygan, WI | 16 | $ 5,150,000 | $ 321,875 | $ 138,000 |
| Cleveland, TN | 15 | $ 4,325,000 | $ 288,333 | $ 109,000 |
| El Centro, CA | 15 | $ 4,705,000 | $ 313,666 | $ 124,000 |
| St. Joseph, MO-KS | 15 | $ 2,555,000 | $ 170,333 | $ 93,000 |
| Yakima, WA | 15 | $ 3,955,000 | $ 263,666 | $ 108,000 |
| Anniston-Oxford-Jacksonville, AL | 14 | $ 2,690,000 | $ 192,142 | $ 79,000 |
| Beckley, WV | 14 | $ 2,530,000 | $ 180,714 | $ 110,000 |
| Cape Girardeau, MO-IL | 14 | $ 3,750,000 | $ 267,857 | $ 91,000 |
| Decatur, IL | 14 | $ 2,590,000 | $ 185,000 | $ 122,000 |
| Lake Charles, LA | 13 | $ 2,745,000 | $ 211,153 | $ 456,000 |
| Pocatello, ID | 13 | $ 3,335,000 | $ 256,538 | $ 131,000 |
| Sandusky, OH | 13 | $ 3,415,000 | $ 262,692 | $ 140,000 |
| Tuscaloosa, AL | 13 | $ 3,585,000 | $ 275,769 | $ 239,000 |
| Erie, PA | 12 | $ 2,020,000 | $ 168,333 | $ 65,000 |
| Gadsden, AL | 12 | $ 2,190,000 | $ 182,500 | $ 53,000 |
| Jonesboro, AR | 12 | $ 2,540,000 | $ 211,666 | $ 101,000 |
| Paducah, KY-IL | 12 | $ 2,330,000 | $ 194,166 | $ 122,166 |
| Staunton-Waynesboro, VA | 12 | $ 3,940,000 | $ 328,333 | $ 209,000 |
| Texarkana, TX-AR | 12 | $ 2,410,000 | $ 200,833 | $ 158,666 |
| Utica-Rome, NY | 12 | $ 2,790,000 | $ 232,500 | $ 105,000 |
| Burlington-South Burlington, VT | 11 | $ 5,835,000 | $ 530,454 | $ 237,000 |
| Houma-Thibodaux, LA | 11 | $ 1,475,000 | $ 134,090 | $ 96,000 |
| Joplin, MO | 11 | $ 2,625,000 | $ 238,636 | $ 106,000 |
| Victoria, TX | 11 | $ 2,425,000 | $ 220,454 | $ 91,000 |
| Columbus, IN | 10 | $ 2,940,000 | $ 294,000 | $ 171,000 |
| Decatur, AL | 10 | $ 2,110,000 | $ 211,000 | $ 81,000 |
| Hot Springs, AR | 10 | $ 2,100,000 | $ 210,000 | $ 111,000 |
| Logan, UT-ID | 10 | $ 3,460,000 | $ 346,000 | $ 121,900 |
| Weirton-Steubenville, WV-OH | 10 | $ 1,100,000 | $ 110,000 | $ 56,600 |
| Altoona, PA | 9 | $ 1,235,000 | $ 137,222 | $ 83,000 |
| Fond Du Lac, WI | 9 | $ 2,375,000 | $ 263,888 | $ 99,000 |
| Hammond, LA | 9 | $ 1,575,000 | $ 175,000 | $ 102,000 |
| Lawrence, KS | 9 | $ 2,145,000 | $ 238,333 | $ 113,000 |
| Mankato-North Mankato, MN | 9 | $ 2,025,000 | $ 225,000 | $ 90,000 |
| Parkersburg-Vienna, WV | 9 | $ 1,155,000 | $ 128,333 | $ 65,000 |
| Alexandria, LA | 8 | $ 2,220,000 | $ 277,500 | $ 149,000 |
| State College, PA | 8 | $ 2,740,000 | $ 342,500 | $ 227,000 |
| Williamsport, PA | 8 | $ 1,500,000 | $ 187,500 | $ 154,000 |
| Carson City, NV | 7 | $ 2,295,000 | $ 327,857 | $ 101,000 |
| Corvallis, OR | 7 | $ 2,215,000 | $ 316,428 | $ 132,000 |
| Minot, ND | 7 | $ 1,465,000 | $ 209,285 | $ 47,000 |
| Wheeling, WV-OH | 7 | $ 1,115,000 | $ 159,285 | $ 85,571 |
| Johnstown, PA | 6 | $ 750,000 | $ 125,000 | $ 45,000 |
| Owensboro, KY | 6 | $ 1,200,000 | $ 200,000 | $ 120,000 |
| Casper, WY | 5 | $ 1,975,000 | $ 395,000 | $ 162,000 |
| Farmington, NM | 5 | $ 865,000 | $ 173,000 | $ 48,000 |
| La Crosse-Onalaska, WI-MN | 5 | $ 1,055,000 | $ 211,000 | $ 166,000 |
| Watertown-Fort Drum, NY | 5 | $ 1,135,000 | $ 227,000 | $ 162,000 |
| Enid, OK | 4 | $ 1,050,000 | $ 262,500 | $ 102,000 |
| Grand Forks, ND-MN | 4 | $ 660,000 | $ 165,000 | $ 63,750 |
| Ithaca, NY | 4 | $ 2,010,000 | $ 502,500 | $ 253,000 |
| Monroe, LA | 4 | $ 860,000 | $ 215,000 | $ 83,000 |
| Elmira, NY | 3 | $ 455,000 | $ 151,666 | $ 130,000 |
| Grand Island, NE | 3 | $ 855,000 | $ 285,000 | $ 114,000 |
| Dubuque, IA | 2 | $ 470,000 | $ 235,000 | $ 178,000 |
| Eagle Pass, TX | 2 | $ 460,000 | $ 230,000 | $ 64,000 |
| Walla Walla, WA | 2 | $ 540,000 | $ 270,000 | $ 109,000 |
| Wausau, WI | 2 | $ 730,000 | $ 365,000 | $ 215,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 104,939 | $44,731,415,000 | $426,000 | $6,065,000 | $183,000 | $9,709,000 |
| Refinancing | 20,540 | $10,745,560,000 | $523,000 | $64,395,000 | $226,000 | $7,102,000 |
| Cash-out Refinancing | 18,473 | $6,619,065,000 | $358,000 | $5,365,000 | $162,000 | $8,727,000 |
| Other Purpose | 5,444 | $576,550,000 | $105,000 | $1,075,000 | $158,000 | $9,538,000 |
| Home Improvement | 3,104 | $333,410,000 | $107,000 | $505,000 | $175,000 | $4,399,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 68,735 | $28,025,740,000 | $407,000 | $64,395,000 | $190,000 | $9,709,000 |
| Not applicable | 23,244 | $10,695,080,000 | $460,000 | $4,495,000 | $0 | $0 |
| Not Provided | 19,535 | $8,253,765,000 | $422,000 | $9,965,000 | $203,000 | $9,538,000 |
| Hispanic | 19,024 | $6,421,440,000 | $337,000 | $5,365,000 | $142,000 | $6,389,000 |
| Asian | 10,754 | $5,890,010,000 | $547,000 | $4,005,000 | $240,000 | $9,322,000 |
| Black or African American | 9,755 | $3,207,040,000 | $328,000 | $48,965,000 | $134,000 | $8,000,000 |
| American Indian or Alaskan Native | 1,183 | $402,995,000 | $340,000 | $2,845,000 | $157,000 | $6,000,000 |
| Native Hawaiian or Other Pacific Islander | 270 | $109,930,000 | $407,000 | $1,905,000 | $174,000 | $4,777,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 115,263 | $49,033,945,000 | $425,000 | $64,395,000 | $206,000 | $9,709,000 |
| FHA-insured (Federal Housing Administration) | 23,407 | $7,809,115,000 | $333,000 | $1,905,000 | $104,000 | $8,000,000 |
| VA-guaranteed (Veterans Administration) | 13,289 | $6,037,465,000 | $454,000 | $48,965,000 | $138,000 | $4,854,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 541 | $125,475,000 | $231,000 | $585,000 | $80,000 | $177,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 70,579 | $29,188,185,000 | $413,000 | $4,255,000 | $189,000 | $8,140,000 |
| Application Withdrawn By Applicant | 34,954 | $14,764,465,000 | $422,000 | $64,395,000 | $187,000 | $9,538,000 |
| Loan Purchased By The Institution | 23,244 | $10,695,080,000 | $460,000 | $4,495,000 | $0 | $0 |
| File Closed For Incompleteness | 14,260 | $5,900,330,000 | $413,000 | $5,365,000 | $186,000 | $8,000,000 |
| Application Denied By Financial Institution | 7,310 | $1,971,805,000 | $269,000 | $3,745,000 | $134,000 | $9,709,000 |
| Application Approved But Not Accepted | 2,003 | $413,245,000 | $206,000 | $3,855,000 | $171,000 | $2,349,000 |
| Preapproval Approved but not Accepted | 86 | $47,170,000 | $548,000 | $1,545,000 | $164,000 | $646,000 |
| Preapproval Denied by Financial Institution | 64 | $25,720,000 | $401,000 | $1,445,000 | $114,000 | $446,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 145,126 | $61,008,475,000 | $420,000 | $64,395,000 | $188,000 | $9,538,000 |
| Debt-To-Income Ratio | 2,456 | $755,630,000 | $307,000 | $3,745,000 | $93,000 | $3,265,000 |
| Credit History | 1,315 | $344,750,000 | $262,000 | $3,005,000 | $117,000 | $9,709,000 |
| Collateral | 973 | $258,825,000 | $266,000 | $2,605,000 | $167,000 | $5,149,000 |
| Credit Application Incomplete | 946 | $106,050,000 | $112,000 | $405,000 | $201,000 | $4,066,000 |
| Other | 923 | $247,015,000 | $267,000 | $3,005,000 | $156,000 | $3,000,000 |
| Unverifiable Information | 398 | $152,340,000 | $382,000 | $2,845,000 | $155,000 | $3,160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 273 | $106,045,000 | $388,000 | $1,765,000 | $144,000 | $1,707,000 |
| Employment History | 90 | $26,870,000 | $298,000 | $1,505,000 | $107,000 | $735,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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