Guaranteed Rate, Inc. Mortgage Lending & HMDA Data, 2013
In 2013, Guaranteed Rate, Inc. of Chicago, IL reported 67,620 mortgage applications totaling $18.5 billion, up 12% from 2012. The average application was for $273,710, and applicants reported an average income of $136,106. 74% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (19,821), Cambridge-Newton-Framingham, MA (2,909) and Boston-Quincy, MA (2,722) (applications in parentheses).
| Mortgage Company & Address | Guaranteed Rate, Inc. 3940 North Ravenswood Ave Chicago, IL 60613 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 67,620 |
| Total Mortgage Loan Application Amount | $18,508,282,000 |
| Average Mortgage Loan Application Amount | $273,710 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $136,106 |
| Highest Applicant Income | $5,390,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranteed Rate, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 19,821 | $ 5,301,034,000 | $ 267,445 | $ 139,000 |
| Cambridge-Newton-Framingham, MA | 2,909 | $ 957,492,000 | $ 329,148 | $ 140,000 |
| Boston-Quincy, MA | 2,722 | $ 872,161,000 | $ 320,411 | $ 140,000 |
| New York-White Plains-Wayne, NY-NJ | 2,370 | $ 1,034,765,000 | $ 436,609 | $ 215,669 |
| Phoenix-Mesa-Glendale, AZ | 1,929 | $ 434,696,000 | $ 225,347 | $ 112,000 |
| Lake County-Kenosha County, IL-WI | 1,744 | $ 500,878,000 | $ 287,200 | $ 163,869 |
| Philadelphia, PA | 1,511 | $ 366,128,000 | $ 242,308 | $ 121,000 |
| Denver-Aurora-Broomfield, CO | 1,472 | $ 398,998,000 | $ 271,058 | $ 127,000 |
| Edison-New Brunswick, NJ | 1,349 | $ 391,826,000 | $ 290,456 | $ 146,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,134 | $ 432,252,000 | $ 381,174 | $ 146,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,080 | $ 226,664,000 | $ 209,874 | $ 95,595 |
| Peabody, MA | 1,034 | $ 302,577,000 | $ 292,627 | $ 116,000 |
| Providence-New Bedford-Fall River, RI-MA | 998 | $ 235,523,000 | $ 235,994 | $ 101,410 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 940 | $ 210,949,000 | $ 224,413 | $ 114,000 |
| Los Angeles-Long Beach-Glendale, CA | 898 | $ 355,871,000 | $ 396,292 | $ 146,000 |
| Newark-Union, NJ-PA | 866 | $ 260,890,000 | $ 301,258 | $ 166,901 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 727 | $ 172,154,000 | $ 236,800 | $ 147,000 |
| Gary, IN | 713 | $ 130,784,000 | $ 183,427 | $ 86,000 |
| Worcester, MA | 659 | $ 168,842,000 | $ 256,209 | $ 116,000 |
| Milwaukee-Waukesha-West Allis, WI | 621 | $ 131,055,000 | $ 211,038 | $ 115,000 |
| Salt Lake City, UT | 587 | $ 145,695,000 | $ 248,202 | $ 135,000 |
| Nassau-Suffolk, NY | 583 | $ 255,954,000 | $ 439,029 | $ 267,000 |
| Camden, NJ | 578 | $ 121,408,000 | $ 210,048 | $ 104,000 |
| Raleigh-Cary, NC | 540 | $ 125,203,000 | $ 231,857 | $ 109,000 |
| Riverside-San Bernardino-Ontario, CA | 485 | $ 123,470,000 | $ 254,577 | $ 105,000 |
| Durham-Chapel Hill, NC | 471 | $ 114,971,000 | $ 244,099 | $ 133,000 |
| Wilmington, NC | 444 | $ 91,516,000 | $ 206,117 | $ 114,000 |
| St. Louis, MO-IL | 430 | $ 72,403,000 | $ 168,379 | $ 88,925 |
| Scranton--Wilkes-Barre, PA | 423 | $ 57,744,000 | $ 136,510 | $ 75,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 422 | $ 147,787,000 | $ 350,206 | $ 140,526 |
| San Jose-Sunnyvale-Santa Clara, CA | 414 | $ 186,577,000 | $ 450,669 | $ 146,000 |
| Bridgeport-Stamford-Norwalk, CT | 408 | $ 175,628,000 | $ 430,460 | $ 202,000 |
| Seattle-Bellevue-Everett, WA | 401 | $ 117,005,000 | $ 291,783 | $ 125,000 |
| Oakland-Fremont-Hayward, CA | 399 | $ 166,136,000 | $ 416,380 | $ 157,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 371 | $ 83,506,000 | $ 225,083 | $ 116,625 |
| San Francisco-San Mateo-Redwood City, CA | 370 | $ 201,554,000 | $ 544,740 | $ 191,000 |
| Las Vegas-Paradise, NV | 366 | $ 74,244,000 | $ 202,852 | $ 120,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 364 | $ 82,385,000 | $ 226,332 | $ 97,923 |
| Sacramento--Arden-Arcade--Roseville, CA | 322 | $ 82,304,000 | $ 255,602 | $ 111,000 |
| Ogden-Clearfield, UT | 314 | $ 71,743,000 | $ 228,480 | $ 77,000 |
| Houston-Sugar Land-Baytown, TX | 311 | $ 69,314,000 | $ 222,874 | $ 140,000 |
| Barnstable Town, MA | 299 | $ 81,115,000 | $ 271,287 | $ 173,000 |
| Atlanta-Sandy Springs-Marietta, GA | 297 | $ 72,866,000 | $ 245,340 | $ 125,000 |
| Portland-South Portland-Biddeford, ME | 283 | $ 69,820,000 | $ 246,713 | $ 139,000 |
| Dallas-Plano-Irving, TX | 268 | $ 61,858,000 | $ 230,813 | $ 126,000 |
| Santa Ana-Anaheim-Irvine, CA | 266 | $ 118,580,000 | $ 445,789 | $ 183,000 |
| Santa Rosa-Petaluma, CA | 255 | $ 85,608,000 | $ 335,717 | $ 122,000 |
| Hartford-West Hartford-East Hartford, CT | 254 | $ 61,460,000 | $ 241,968 | $ 124,000 |
| Rockingham County-Strafford County, NH | 240 | $ 57,912,000 | $ 241,300 | $ 112,000 |
| Kansas City, MO-KS | 233 | $ 53,362,000 | $ 229,021 | $ 127,978 |
| Ocean City, NJ | 218 | $ 66,686,000 | $ 305,899 | $ 173,000 |
| Miami-Miami Beach-Kendall, FL | 206 | $ 59,511,000 | $ 288,888 | $ 174,000 |
| Manchester-Nashua, NH | 197 | $ 46,913,000 | $ 238,137 | $ 115,000 |
| Provo-Orem, UT | 180 | $ 37,430,000 | $ 207,944 | $ 80,000 |
| New Haven-Milford, CT | 176 | $ 40,260,000 | $ 228,750 | $ 121,000 |
| Orlando-Kissimmee-Sanford, FL | 169 | $ 37,682,000 | $ 222,970 | $ 109,000 |
| Warren-Troy-Farmington Hills, MI | 169 | $ 37,923,000 | $ 224,396 | $ 134,000 |
| Atlantic City-Hammonton, NJ | 166 | $ 36,446,000 | $ 219,554 | $ 131,000 |
| Indianapolis-Carmel, IN | 165 | $ 32,562,000 | $ 197,345 | $ 110,000 |
| Baltimore-Towson, MD | 155 | $ 43,695,000 | $ 281,903 | $ 152,000 |
| Wilmington, DE-MD-NJ | 153 | $ 36,663,000 | $ 239,627 | $ 110,555 |
| Boulder, CO | 151 | $ 41,868,000 | $ 277,271 | $ 129,000 |
| Tampa-St. Petersburg-Clearwater, FL | 150 | $ 32,741,000 | $ 218,273 | $ 128,000 |
| Austin-Round Rock-San Marcos, TX | 140 | $ 34,804,000 | $ 248,600 | $ 165,000 |
| Palm Bay-Melbourne-Titusville, FL | 136 | $ 24,892,000 | $ 183,029 | $ 93,000 |
| Greensboro-High Point, NC | 131 | $ 22,143,000 | $ 169,030 | $ 78,000 |
| Cape Coral-Fort Myers, FL | 123 | $ 27,321,000 | $ 222,121 | $ 152,000 |
| Santa Cruz-Watsonville, CA | 117 | $ 40,378,000 | $ 345,111 | $ 115,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 113 | $ 21,463,000 | $ 189,938 | $ 92,008 |
| Madison, WI | 111 | $ 25,616,000 | $ 230,774 | $ 110,000 |
| Asheville, NC | 110 | $ 20,157,000 | $ 183,245 | $ 76,000 |
| Winston-Salem, NC | 110 | $ 15,676,000 | $ 142,509 | $ 62,000 |
| Fort Worth-Arlington, TX | 93 | $ 19,730,000 | $ 212,150 | $ 130,000 |
| Louisville/Jefferson County, KY-IN | 93 | $ 20,831,000 | $ 223,989 | $ 138,870 |
| New Orleans-Metairie-Kenner, LA | 91 | $ 22,115,000 | $ 243,021 | $ 123,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 90 | $ 21,258,000 | $ 236,200 | $ 108,000 |
| Cincinnati-Middletown, OH-KY-IN | 88 | $ 18,556,000 | $ 210,863 | $ 128,090 |
| Port St. Lucie, FL | 83 | $ 15,230,000 | $ 183,493 | $ 88,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 80 | $ 34,508,000 | $ 431,350 | $ 178,000 |
| Naples-Marco Island, FL | 77 | $ 22,635,000 | $ 293,961 | $ 324,000 |
| Kennewick-Pasco-Richland, WA | 75 | $ 13,829,000 | $ 184,386 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 69 | $ 9,726,000 | $ 140,956 | $ 96,000 |
| Jacksonville, FL | 69 | $ 16,033,000 | $ 232,362 | $ 100,000 |
| San Antonio-New Braunfels, TX | 69 | $ 15,563,000 | $ 225,550 | $ 134,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 69 | $ 16,563,000 | $ 240,043 | $ 151,217 |
| Holland-Grand Haven, MI | 67 | $ 11,200,000 | $ 167,164 | $ 78,000 |
| Tacoma, WA | 67 | $ 14,630,000 | $ 218,358 | $ 101,000 |
| Bethesda-Rockville-Frederick, MD | 66 | $ 24,739,000 | $ 374,833 | $ 191,000 |
| Pittsburgh, PA | 66 | $ 13,864,000 | $ 210,060 | $ 122,000 |
| Springfield, MA | 66 | $ 14,360,000 | $ 217,575 | $ 109,000 |
| Racine, WI | 63 | $ 9,902,000 | $ 157,174 | $ 93,000 |
| Yuma, AZ | 63 | $ 11,139,000 | $ 176,809 | $ 83,000 |
| Tucson, AZ | 62 | $ 16,764,000 | $ 270,387 | $ 147,000 |
| Napa, CA | 59 | $ 23,643,000 | $ 400,728 | $ 156,000 |
| North Port-Bradenton-Sarasota, FL | 59 | $ 14,718,000 | $ 249,457 | $ 172,000 |
| Trenton-Ewing, NJ | 58 | $ 16,185,000 | $ 279,051 | $ 135,000 |
| Vallejo-Fairfield, CA | 58 | $ 13,143,000 | $ 226,603 | $ 98,000 |
| Niles-Benton Harbor, MI | 54 | $ 13,742,000 | $ 254,481 | $ 236,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 54 | $ 14,289,000 | $ 264,611 | $ 285,000 |
| Reading, PA | 52 | $ 8,773,000 | $ 168,711 | $ 79,000 |
| Burlington, NC | 49 | $ 6,817,000 | $ 139,122 | $ 87,000 |
| Elkhart-Goshen, IN | 49 | $ 5,607,000 | $ 114,428 | $ 53,000 |
| Jacksonville, NC | 44 | $ 8,138,000 | $ 184,954 | $ 101,000 |
| Charleston-North Charleston-Summerville, SC | 43 | $ 11,353,000 | $ 264,023 | $ 182,000 |
| Detroit-Livonia-Dearborn, MI | 41 | $ 7,058,000 | $ 172,146 | $ 111,000 |
| La Crosse, WI-MN | 41 | $ 5,904,000 | $ 144,000 | $ 56,463 |
| Michigan City-La Porte, IN | 41 | $ 7,467,000 | $ 182,121 | $ 184,000 |
| Cleveland-Elyria-Mentor, OH | 40 | $ 7,196,000 | $ 179,900 | $ 136,000 |
| Colorado Springs, CO | 39 | $ 10,053,000 | $ 257,769 | $ 153,000 |
| Rockford, IL | 39 | $ 7,352,000 | $ 188,512 | $ 116,000 |
| Prescott, AZ | 38 | $ 7,733,000 | $ 203,500 | $ 122,000 |
| Richmond, VA | 38 | $ 9,578,000 | $ 252,052 | $ 133,000 |
| Davenport-Moline-Rock Island, IA-IL | 36 | $ 5,873,000 | $ 163,138 | $ 81,388 |
| Muskegon-Norton Shores, MI | 36 | $ 3,908,000 | $ 108,555 | $ 74,000 |
| South Bend-Mishawaka, IN-MI | 36 | $ 6,948,000 | $ 193,000 | $ 179,500 |
| Columbus, OH | 34 | $ 8,243,000 | $ 242,441 | $ 144,000 |
| Reno-Sparks, NV | 33 | $ 7,994,000 | $ 242,242 | $ 140,000 |
| Kalamazoo-Portage, MI | 32 | $ 7,048,000 | $ 220,250 | $ 210,000 |
| Lexington-Fayette, KY | 32 | $ 6,381,000 | $ 199,406 | $ 106,000 |
| Ann Arbor, MI | 31 | $ 7,835,000 | $ 252,741 | $ 122,000 |
| Fargo, ND-MN | 31 | $ 4,945,000 | $ 159,516 | $ 79,387 |
| Fort Collins-Loveland, CO | 30 | $ 7,688,000 | $ 256,266 | $ 102,000 |
| Kankakee-Bradley, IL | 29 | $ 4,616,000 | $ 159,172 | $ 76,000 |
| Greenville, NC | 28 | $ 4,153,000 | $ 148,321 | $ 82,000 |
| Greenville-Mauldin-Easley, SC | 27 | $ 4,585,000 | $ 169,814 | $ 157,000 |
| Lancaster, PA | 27 | $ 4,724,000 | $ 174,962 | $ 72,000 |
| Stockton, CA | 27 | $ 6,055,000 | $ 224,259 | $ 90,000 |
| Birmingham-Hoover, AL | 26 | $ 5,926,000 | $ 227,923 | $ 95,000 |
| Oklahoma City, OK | 26 | $ 5,006,000 | $ 192,538 | $ 102,000 |
| Fresno, CA | 25 | $ 4,700,000 | $ 188,000 | $ 142,000 |
| Albuquerque, NM | 22 | $ 4,516,000 | $ 205,272 | $ 110,000 |
| Beaumont-Port Arthur, TX | 22 | $ 4,172,000 | $ 189,636 | $ 102,000 |
| Bloomington-Normal, IL | 22 | $ 4,626,000 | $ 210,272 | $ 153,000 |
| Greeley, CO | 22 | $ 5,727,000 | $ 260,318 | $ 100,000 |
| Norwich-New London, CT | 22 | $ 5,371,000 | $ 244,136 | $ 131,000 |
| Hickory-Lenoir-Morganton, NC | 21 | $ 4,159,000 | $ 198,047 | $ 113,000 |
| Memphis, TN-MS-AR | 21 | $ 4,235,000 | $ 201,666 | $ 121,380 |
| El Paso, TX | 20 | $ 3,913,000 | $ 195,650 | $ 122,000 |
| Modesto, CA | 20 | $ 3,742,000 | $ 187,100 | $ 76,000 |
| Peoria, IL | 20 | $ 4,091,000 | $ 204,550 | $ 143,000 |
| Salinas, CA | 20 | $ 9,462,000 | $ 473,100 | $ 312,000 |
| St. Cloud, MN | 20 | $ 3,146,000 | $ 157,300 | $ 67,000 |
| Burlington-South Burlington, VT | 19 | $ 4,247,000 | $ 223,526 | $ 134,000 |
| Duluth, MN-WI | 19 | $ 3,441,000 | $ 181,105 | $ 106,789 |
| Flagstaff, AZ | 19 | $ 4,610,000 | $ 242,631 | $ 161,000 |
| Harrisburg-Carlisle, PA | 19 | $ 3,921,000 | $ 206,368 | $ 137,000 |
| Lebanon, PA | 19 | $ 3,299,000 | $ 173,631 | $ 72,000 |
| Lake Havasu City-Kingman, AZ | 18 | $ 3,010,000 | $ 167,222 | $ 93,000 |
| San Luis Obispo-Paso Robles, CA | 18 | $ 7,478,000 | $ 415,444 | $ 169,000 |
| Bakersfield-Delano, CA | 17 | $ 2,595,000 | $ 152,647 | $ 98,000 |
| Omaha-Council Bluffs, NE-IA | 17 | $ 4,220,000 | $ 248,235 | $ 140,352 |
| St. George, UT | 17 | $ 4,468,000 | $ 262,823 | $ 150,000 |
| Albany-Schenectady-Troy, NY | 16 | $ 3,970,000 | $ 248,125 | $ 151,000 |
| Janesville, WI | 16 | $ 2,764,000 | $ 172,750 | $ 107,000 |
| Olympia, WA | 16 | $ 4,131,000 | $ 258,187 | $ 108,000 |
| Punta Gorda, FL | 16 | $ 2,256,000 | $ 141,000 | $ 111,000 |
| Charlottesville, VA | 15 | $ 4,329,000 | $ 288,600 | $ 143,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 15 | $ 2,531,000 | $ 168,733 | $ 112,000 |
| Pittsfield, MA | 15 | $ 3,857,000 | $ 257,133 | $ 211,000 |
| Spokane, WA | 15 | $ 3,727,000 | $ 248,466 | $ 87,000 |
| Bloomington, IN | 14 | $ 1,699,000 | $ 121,357 | $ 119,000 |
| Champaign-Urbana, IL | 14 | $ 2,487,000 | $ 177,642 | $ 113,000 |
| Kingston, NY | 14 | $ 3,284,000 | $ 234,571 | $ 160,000 |
| Knoxville, TN | 14 | $ 7,852,000 | $ 560,857 | $ 204,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 14 | $ 2,368,000 | $ 169,142 | $ 139,000 |
| Ocala, FL | 14 | $ 2,050,000 | $ 146,428 | $ 79,000 |
| Dover, DE | 13 | $ 2,400,000 | $ 184,615 | $ 77,000 |
| Killeen-Temple-Fort Hood, TX | 13 | $ 1,933,000 | $ 148,692 | $ 107,000 |
| Lakeland-Winter Haven, FL | 13 | $ 1,728,000 | $ 132,923 | $ 138,000 |
| Yakima, WA | 13 | $ 2,545,000 | $ 195,769 | $ 113,000 |
| Appleton, WI | 12 | $ 2,109,000 | $ 175,750 | $ 91,000 |
| Bangor, ME | 12 | $ 2,546,000 | $ 212,166 | $ 135,000 |
| Bend, OR | 12 | $ 3,210,000 | $ 267,500 | $ 216,000 |
| Boise City-Nampa, ID | 12 | $ 2,632,000 | $ 219,333 | $ 124,000 |
| Bremerton-Silverdale, WA | 12 | $ 3,358,000 | $ 279,833 | $ 163,000 |
| Chico, CA | 12 | $ 2,552,000 | $ 212,666 | $ 98,000 |
| Crestview-Fort Walton Beach-Destin, FL | 12 | $ 2,493,000 | $ 207,750 | $ 224,000 |
| Flint, MI | 12 | $ 1,927,000 | $ 160,583 | $ 139,000 |
| Longview, WA | 12 | $ 2,386,000 | $ 198,833 | $ 94,000 |
| Roanoke, VA | 12 | $ 2,410,000 | $ 200,833 | $ 95,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 12 | $ 4,468,000 | $ 372,333 | $ 145,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 1,428,000 | $ 129,818 | $ 83,272 |
| Bellingham, WA | 11 | $ 2,598,000 | $ 236,181 | $ 88,000 |
| Fayetteville, NC | 11 | $ 3,356,000 | $ 305,090 | $ 155,000 |
| Fort Wayne, IN | 11 | $ 2,210,000 | $ 200,909 | $ 102,000 |
| Green Bay, WI | 11 | $ 2,005,000 | $ 182,272 | $ 101,000 |
| Lansing-East Lansing, MI | 11 | $ 2,244,000 | $ 204,000 | $ 108,000 |
| Oshkosh-Neenah, WI | 11 | $ 1,939,000 | $ 176,272 | $ 93,000 |
| Clarksville, TN-KY | 10 | $ 2,242,000 | $ 224,200 | $ 85,200 |
| Honolulu, HI | 10 | $ 3,863,000 | $ 386,300 | $ 132,000 |
| Rochester, NY | 10 | $ 1,929,000 | $ 192,900 | $ 110,000 |
| Savannah, GA | 10 | $ 2,451,000 | $ 245,100 | $ 72,000 |
| Springfield, IL | 10 | $ 1,653,000 | $ 165,300 | $ 177,000 |
| Baton Rouge, LA | 9 | $ 1,922,000 | $ 213,555 | $ 177,000 |
| Buffalo-Niagara Falls, NY | 9 | $ 2,019,000 | $ 224,333 | $ 124,000 |
| Chattanooga, TN-GA | 9 | $ 2,223,000 | $ 247,000 | $ 140,333 |
| Dayton, OH | 9 | $ 1,436,000 | $ 159,555 | $ 85,000 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 2,072,000 | $ 230,222 | $ 101,000 |
| Salem, OR | 9 | $ 1,851,000 | $ 205,666 | $ 91,000 |
| Sheboygan, WI | 9 | $ 1,423,000 | $ 158,111 | $ 110,000 |
| Vineland-Millville-Bridgeton, NJ | 9 | $ 1,717,000 | $ 190,777 | $ 65,000 |
| Akron, OH | 8 | $ 1,304,000 | $ 163,000 | $ 74,000 |
| Blacksburg-Christiansburg-Radford, VA | 8 | $ 1,654,000 | $ 206,750 | $ 102,000 |
| Columbus, IN | 8 | $ 1,245,000 | $ 155,625 | $ 81,000 |
| Des Moines-West Des Moines, IA | 8 | $ 1,724,000 | $ 215,500 | $ 159,000 |
| Eau Claire, WI | 8 | $ 1,089,000 | $ 136,125 | $ 64,000 |
| Gainesville, FL | 8 | $ 1,595,000 | $ 199,375 | $ 117,000 |
| Lewiston-Auburn, ME | 8 | $ 2,006,000 | $ 250,750 | $ 123,000 |
| Tallahassee, FL | 8 | $ 1,815,000 | $ 226,875 | $ 99,000 |
| Wausau, WI | 8 | $ 1,669,000 | $ 208,625 | $ 125,000 |
| Columbus, GA-AL | 7 | $ 1,916,000 | $ 273,714 | $ 167,857 |
| Elizabethtown, KY | 7 | $ 1,792,000 | $ 256,000 | $ 111,000 |
| Evansville, IN-KY | 7 | $ 1,281,000 | $ 183,000 | $ 115,857 |
| Mount Vernon-Anacortes, WA | 7 | $ 2,401,000 | $ 343,000 | $ 104,000 |
| Pueblo, CO | 7 | $ 1,052,000 | $ 150,285 | $ 70,000 |
| Rochester, MN | 7 | $ 1,358,000 | $ 194,000 | $ 82,000 |
| Sebastian-Vero Beach, FL | 7 | $ 2,517,000 | $ 359,571 | $ 261,000 |
| Tulsa, OK | 7 | $ 1,350,000 | $ 192,857 | $ 96,000 |
| Waco, TX | 7 | $ 1,603,000 | $ 229,000 | $ 123,000 |
| Wenatchee-East Wenatchee, WA | 7 | $ 1,523,000 | $ 217,571 | $ 151,000 |
| Wichita, KS | 7 | $ 1,283,000 | $ 183,285 | $ 129,000 |
| Youngstown-Warren-Boardman, OH-PA | 7 | $ 1,154,000 | $ 164,857 | $ 91,142 |
| Anderson, IN | 6 | $ 460,000 | $ 76,666 | $ 33,000 |
| Anderson, SC | 6 | $ 918,000 | $ 153,000 | $ 73,000 |
| Columbia, SC | 6 | $ 1,642,000 | $ 273,666 | $ 153,000 |
| Corvallis, OR | 6 | $ 1,061,000 | $ 176,833 | $ 281,000 |
| Eugene-Springfield, OR | 6 | $ 1,319,000 | $ 219,833 | $ 94,000 |
| Gainesville, GA | 6 | $ 1,386,000 | $ 231,000 | $ 111,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,098,000 | $ 183,000 | $ 152,500 |
| Lafayette, IN | 6 | $ 1,144,000 | $ 190,666 | $ 92,000 |
| Lynchburg, VA | 6 | $ 993,000 | $ 165,500 | $ 77,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 849,000 | $ 141,500 | $ 120,000 |
| Palm Coast, FL | 6 | $ 900,000 | $ 150,000 | $ 91,000 |
| Rocky Mount, NC | 6 | $ 1,099,000 | $ 183,166 | $ 86,000 |
| State College, PA | 6 | $ 949,000 | $ 158,166 | $ 85,000 |
| Cedar Rapids, IA | 5 | $ 653,000 | $ 130,600 | $ 74,000 |
| Erie, PA | 5 | $ 707,000 | $ 141,400 | $ 78,000 |
| Fond Du Lac, WI | 5 | $ 608,000 | $ 121,600 | $ 84,000 |
| Laredo, TX | 5 | $ 1,434,000 | $ 286,800 | $ 221,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 2,307,000 | $ 461,400 | $ 292,000 |
| Logan, UT-ID | 5 | $ 843,000 | $ 168,600 | $ 78,000 |
| Merced, CA | 5 | $ 998,000 | $ 199,600 | $ 81,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 5 | $ 899,000 | $ 179,800 | $ 152,000 |
| Spartanburg, SC | 5 | $ 563,000 | $ 112,600 | $ 66,000 |
| Syracuse, NY | 5 | $ 1,064,000 | $ 212,800 | $ 123,000 |
| Tuscaloosa, AL | 5 | $ 799,000 | $ 159,800 | $ 113,000 |
| Visalia-Porterville, CA | 5 | $ 878,000 | $ 175,600 | $ 122,000 |
| Athens-Clarke County, GA | 4 | $ 579,000 | $ 144,750 | $ 208,000 |
| Bowling Green, KY | 4 | $ 698,000 | $ 174,500 | $ 67,000 |
| Brunswick, GA | 4 | $ 1,059,000 | $ 264,750 | $ 181,000 |
| Canton-Massillon, OH | 4 | $ 345,000 | $ 86,250 | $ 36,000 |
| Carson City, NV | 4 | $ 703,000 | $ 175,750 | $ 134,000 |
| Corpus Christi, TX | 4 | $ 1,021,000 | $ 255,250 | $ 392,000 |
| Danville, VA | 4 | $ 590,000 | $ 147,500 | $ 70,000 |
| Decatur, IL | 4 | $ 736,000 | $ 184,000 | $ 143,000 |
| Huntsville, AL | 4 | $ 627,000 | $ 156,750 | $ 115,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 617,000 | $ 154,250 | $ 88,000 |
| Lawton, OK | 4 | $ 673,000 | $ 168,250 | $ 103,000 |
| Medford, OR | 4 | $ 1,021,000 | $ 255,250 | $ 107,000 |
| Mobile, AL | 4 | $ 937,000 | $ 234,250 | $ 136,000 |
| Santa Fe, NM | 4 | $ 1,152,000 | $ 288,000 | $ 120,000 |
| Warner Robins, GA | 4 | $ 1,396,000 | $ 349,000 | $ 112,000 |
| Yuba City, CA | 4 | $ 777,000 | $ 194,250 | $ 95,000 |
| Albany, GA | 3 | $ 692,000 | $ 230,666 | $ 187,000 |
| Binghamton, NY | 3 | $ 439,000 | $ 146,333 | $ 73,000 |
| Bismarck, ND | 3 | $ 427,000 | $ 142,333 | $ 83,000 |
| Casper, WY | 3 | $ 280,000 | $ 93,333 | $ 209,000 |
| College Station-Bryan, TX | 3 | $ 463,000 | $ 154,333 | $ 76,000 |
| Decatur, AL | 3 | $ 515,000 | $ 171,666 | $ 80,000 |
| El Centro, CA | 3 | $ 630,000 | $ 210,000 | $ 148,000 |
| Goldsboro, NC | 3 | $ 445,000 | $ 148,333 | $ 70,000 |
| Grand Junction, CO | 3 | $ 621,000 | $ 207,000 | $ 81,000 |
| Iowa City, IA | 3 | $ 623,000 | $ 207,666 | $ 79,000 |
| Joplin, MO | 3 | $ 666,000 | $ 222,000 | $ 172,000 |
| Lubbock, TX | 3 | $ 1,243,000 | $ 414,333 | $ 195,000 |
| Manhattan, KS | 3 | $ 374,000 | $ 124,666 | $ 86,000 |
| Mankato-North Mankato, MN | 3 | $ 424,000 | $ 141,333 | $ 75,000 |
| Midland, TX | 3 | $ 504,000 | $ 168,000 | $ 79,000 |
| Monroe, MI | 3 | $ 410,000 | $ 136,666 | $ 133,000 |
| Muncie, IN | 3 | $ 679,000 | $ 226,333 | $ 126,000 |
| Owensboro, KY | 3 | $ 393,000 | $ 131,000 | $ 87,000 |
| Redding, CA | 3 | $ 529,000 | $ 176,333 | $ 199,000 |
| Salisbury, MD | 3 | $ 550,000 | $ 183,333 | $ 51,000 |
| Springfield, MO | 3 | $ 292,000 | $ 97,333 | $ 42,000 |
| Utica-Rome, NY | 3 | $ 655,000 | $ 218,333 | $ 97,000 |
| Ames, IA | 2 | $ 244,000 | $ 122,000 | $ 43,000 |
| Anchorage, AK | 2 | $ 797,000 | $ 398,500 | $ 162,000 |
| Auburn-Opelika, AL | 2 | $ 314,000 | $ 157,000 | $ 88,000 |
| Battle Creek, MI | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| Billings, MT | 2 | $ 265,000 | $ 132,500 | $ 99,000 |
| Cleveland, TN | 2 | $ 382,000 | $ 191,000 | $ 96,000 |
| Dubuque, IA | 2 | $ 413,000 | $ 206,500 | $ 102,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 550,000 | $ 275,000 | $ 119,000 |
| Fort Smith, AR-OK | 2 | $ 383,000 | $ 191,500 | $ 61,000 |
| Glens Falls, NY | 2 | $ 254,000 | $ 127,000 | $ 39,000 |
| Grand Forks, ND-MN | 2 | $ 391,000 | $ 195,500 | $ 56,000 |
| Harrisonburg, VA | 2 | $ 426,000 | $ 213,000 | $ 84,000 |
| Idaho Falls, ID | 2 | $ 550,000 | $ 275,000 | $ 111,000 |
| Ithaca, NY | 2 | $ 473,000 | $ 236,500 | $ 197,000 |
| Jackson, MI | 2 | $ 689,000 | $ 344,500 | $ 129,000 |
| Jackson, MS | 2 | $ 313,000 | $ 156,500 | $ 53,000 |
| Jackson, TN | 2 | $ 237,000 | $ 118,500 | $ 68,000 |
| Las Cruces, NM | 2 | $ 534,000 | $ 267,000 | $ 126,000 |
| Lincoln, NE | 2 | $ 182,000 | $ 91,000 | $ 63,000 |
| Madera-Chowchilla, CA | 2 | $ 213,000 | $ 106,500 | $ 73,000 |
| Montgomery, AL | 2 | $ 373,000 | $ 186,500 | $ 115,000 |
| Morgantown, WV | 2 | $ 303,000 | $ 151,500 | $ 81,000 |
| Shreveport-Bossier City, LA | 2 | $ 442,000 | $ 221,000 | $ 112,000 |
| Terre Haute, IN | 2 | $ 131,000 | $ 65,500 | $ 193,000 |
| Toledo, OH | 2 | $ 428,000 | $ 214,000 | $ 164,000 |
| Tyler, TX | 2 | $ 433,000 | $ 216,500 | $ 61,000 |
| Victoria, TX | 2 | $ 403,000 | $ 201,500 | $ 177,000 |
| Winchester, VA-WV | 2 | $ 432,000 | $ 216,000 | $ 46,000 |
| Abilene, TX | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| Alexandria, LA | 1 | $ 64,000 | $ 64,000 | $ 117,000 |
| Altoona, PA | 1 | $ 90,000 | $ 90,000 | $ 26,000 |
| Amarillo, TX | 1 | $ 189,000 | $ 189,000 | $ 104,000 |
| Anniston-Oxford, AL | 1 | $ 196,000 | $ 196,000 | $ 40,000 |
| Bay City, MI | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 51,000 | $ 51,000 | $ 82,000 |
| Charleston, WV | 1 | $ 187,000 | $ 187,000 | $ 34,000 |
| Cheyenne, WY | 1 | $ 372,000 | $ 372,000 | $ 67,000 |
| Coeur D'Alene, ID | 1 | $ 119,000 | $ 119,000 | $ 155,000 |
| Dalton, GA | 1 | $ 65,000 | $ 65,000 | $ 12,000 |
| Florence, SC | 1 | $ 264,000 | $ 264,000 | $ 142,000 |
| Gulfport-Biloxi, MS | 1 | $ 122,000 | $ 122,000 | $ 91,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 57,000 | $ 57,000 | $ 57,000 |
| Johnson City, TN | 1 | $ 163,000 | $ 163,000 | $ 42,000 |
| Kokomo, IN | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Lawrence, KS | 1 | $ 139,000 | $ 139,000 | $ 104,000 |
| Longview, TX | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| Macon, GA | 1 | $ 206,000 | $ 206,000 | $ 89,000 |
| Morristown, TN | 1 | $ 141,000 | $ 141,000 | $ 90,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 264,000 | $ 264,000 | $ 380,000 |
| Valdosta, GA | 1 | $ 176,000 | $ 176,000 | $ 12,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 202,000 | $ 202,000 | $ 88,000 |
| Wheeling, WV-OH | 1 | $ 50,000 | $ 50,000 | $ 19,000 |
| York-Hanover, PA | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Guaranteed Rate, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34,169 | $9,456,912,000 | $276,000 | $2,692,000 | $146,000 | $5,390,000 |
| Home Purchase | 33,451 | $9,051,370,000 | $270,000 | $3,000,000 | $126,000 | $4,284,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 49,891 | $13,501,786,000 | $270,000 | $3,000,000 | $138,000 | $5,390,000 |
| Not Provided | 8,097 | $2,439,545,000 | $301,000 | $2,288,000 | $145,000 | $4,800,000 |
| Asian | 4,643 | $1,418,611,000 | $305,000 | $2,665,000 | $148,000 | $3,486,000 |
| Hispanic | 3,157 | $740,280,000 | $234,000 | $2,500,000 | $98,000 | $2,641,000 |
| Black or African American | 1,546 | $332,642,000 | $215,000 | $1,425,000 | $90,000 | $900,000 |
| Native Hawaiian or Other Pacific Islander | 196 | $54,112,000 | $276,000 | $921,000 | $127,000 | $709,000 |
| American Indian or Alaskan Native | 90 | $21,306,000 | $236,000 | $640,000 | $133,000 | $1,836,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 56,759 | $16,061,662,000 | $282,000 | $3,000,000 | $147,000 | $5,390,000 |
| FHA-insured (Federal Housing Administration) | 8,328 | $1,837,255,000 | $220,000 | $951,000 | $80,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 1,795 | $491,781,000 | $273,000 | $1,033,000 | $92,000 | $720,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 738 | $117,584,000 | $159,000 | $560,000 | $51,000 | $142,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 49,918 | $13,562,009,000 | $271,000 | $2,600,000 | $135,000 | $5,390,000 |
| File Closed For Incompleteness | 6,732 | $1,917,638,000 | $284,000 | $2,640,000 | $147,000 | $4,284,000 |
| Application Withdrawn By Applicant | 6,490 | $1,883,154,000 | $290,000 | $2,665,000 | $146,000 | $4,800,000 |
| Application Denied By Financial Institution | 4,020 | $1,035,749,000 | $257,000 | $3,000,000 | $113,000 | $2,534,000 |
| Application Approved But Not Accepted | 460 | $109,732,000 | $238,000 | $1,931,000 | $132,000 | $2,676,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 955 | $257,913,000 | $270,000 | $3,000,000 | $139,000 | $2,534,000 |
| Debt-To-Income Ratio | 925 | $240,343,000 | $259,000 | $2,692,000 | $77,000 | $777,000 |
| Credit History | 830 | $189,618,000 | $228,000 | $1,425,000 | $94,000 | $1,960,000 |
| Collateral | 629 | $166,428,000 | $264,000 | $2,275,000 | $142,000 | $1,541,000 |
| Unverifiable Information | 163 | $38,606,000 | $236,000 | $795,000 | $109,000 | $604,000 |
| Credit Application Incomplete | 128 | $42,507,000 | $332,000 | $1,975,000 | $171,000 | $1,135,000 |
| Employment History | 115 | $28,476,000 | $247,000 | $1,350,000 | $88,000 | $711,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 72 | $17,804,000 | $247,000 | $1,020,000 | $95,000 | $344,000 |
| Mortgage Insurance Denied | 13 | $3,960,000 | $304,000 | $1,000,000 | $116,000 | $382,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranteed Rate, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranteed Rate, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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