Guaranty Bank Mortgage Lending & HMDA Data, 2008
In 2008, Guaranty Bank of Dallas, TX reported 43,977 mortgage applications totaling $9.3 billion, up 105% from 2007. The average application was for $210,982, and applicants reported an average income of $91,361. 2% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (3,415), Atlanta-Sandy Springs-Marietta, GA (2,465) and Dallas-Plano-Irving, TX (2,255) (applications in parentheses).
| Mortgage Company & Address | Guaranty Bank 8333 Douglas Avenue Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 43,977 |
| Total Mortgage Loan Application Amount | $9,278,387,000 |
| Average Mortgage Loan Application Amount | $210,982 |
| Highest Mortgage Loan Application Amount | $30,775,000 |
| Average Applicant Income | $91,361 |
| Highest Applicant Income | $6,403,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guaranty Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 2,034 | $ 550,899,000 | $ 270,845 | $ 116,000 |
| Los Angeles, California | 1,651 | $ 513,926,000 | $ 311,281 | $ 88,000 |
| Tarrant, Texas | 1,435 | $ 193,683,000 | $ 134,970 | $ 78,000 |
| Mecklenburg, North Carolina | 1,131 | $ 184,313,000 | $ 162,964 | $ 66,000 |
| Harris, Texas | 989 | $ 203,421,000 | $ 205,683 | $ 104,000 |
| Bexar, Texas | 872 | $ 108,581,000 | $ 124,519 | $ 71,000 |
| Dallas, Texas | 870 | $ 182,546,000 | $ 209,822 | $ 104,000 |
| DuPage, Illinois | 804 | $ 209,563,000 | $ 260,650 | $ 114,000 |
| Riverside, California | 779 | $ 143,042,000 | $ 183,622 | $ 93,000 |
| San Bernardino, California | 750 | $ 150,248,000 | $ 200,330 | $ 93,000 |
| Collin, Texas | 735 | $ 149,146,000 | $ 202,919 | $ 107,000 |
| El Paso, Colorado | 701 | $ 164,231,000 | $ 234,281 | $ 79,000 |
| King, Washington | 602 | $ 194,913,000 | $ 323,775 | $ 132,000 |
| Orange, California | 508 | $ 175,508,000 | $ 345,488 | $ 117,000 |
| Multnomah, Oregon | 471 | $ 115,455,000 | $ 245,127 | $ 93,000 |
| Denver, Colorado | 450 | $ 99,389,000 | $ 220,864 | $ 96,000 |
| Fulton, Georgia | 448 | $ 98,087,000 | $ 218,944 | $ 111,000 |
| Maricopa, Arizona | 419 | $ 93,904,000 | $ 224,114 | $ 89,000 |
| Arapahoe, Colorado | 415 | $ 86,508,000 | $ 208,453 | $ 82,000 |
| Gwinnett, Georgia | 411 | $ 72,462,000 | $ 176,306 | $ 74,000 |
| Denton, Texas | 409 | $ 66,292,000 | $ 162,083 | $ 101,000 |
| Cobb, Georgia | 399 | $ 75,062,000 | $ 188,125 | $ 80,000 |
| Guilford, North Carolina | 364 | $ 55,453,000 | $ 152,343 | $ 72,000 |
| Travis, Texas | 335 | $ 69,151,000 | $ 206,420 | $ 124,000 |
| San Diego, California | 333 | $ 105,552,000 | $ 316,972 | $ 111,000 |
| Wake, North Carolina | 318 | $ 59,363,000 | $ 186,676 | $ 76,000 |
| Washington, Oregon | 318 | $ 77,899,000 | $ 244,965 | $ 83,000 |
| Contra Costa, California | 317 | $ 97,191,000 | $ 306,596 | $ 134,000 |
| Jefferson, Colorado | 285 | $ 64,485,000 | $ 226,263 | $ 82,000 |
| Gaston, North Carolina | 285 | $ 36,648,000 | $ 128,589 | $ 55,000 |
| DeKalb, Georgia | 281 | $ 55,351,000 | $ 196,978 | $ 99,000 |
| Sacramento, California | 279 | $ 69,341,000 | $ 248,534 | $ 100,000 |
| Alameda, California | 278 | $ 101,186,000 | $ 363,978 | $ 129,000 |
| Will, Illinois | 278 | $ 67,374,000 | $ 242,352 | $ 105,000 |
| Douglas, Colorado | 271 | $ 71,727,000 | $ 264,675 | $ 99,000 |
| Buncombe, North Carolina | 269 | $ 55,702,000 | $ 207,070 | $ 92,000 |
| Union, North Carolina | 257 | $ 46,991,000 | $ 182,844 | $ 67,000 |
| Montgomery, Maryland | 252 | $ 85,488,000 | $ 339,238 | $ 122,000 |
| Williamson, Texas | 249 | $ 30,352,000 | $ 121,895 | $ 93,000 |
| Fort Bend, Texas | 245 | $ 33,725,000 | $ 137,653 | $ 121,000 |
| Montgomery, Texas | 239 | $ 29,340,000 | $ 122,761 | $ 115,000 |
| Davidson, Tennessee | 237 | $ 38,226,000 | $ 161,291 | $ 69,000 |
| Cabarrus, North Carolina | 233 | $ 38,342,000 | $ 164,557 | $ 64,000 |
| York, South Carolina | 227 | $ 37,454,000 | $ 164,995 | $ 68,000 |
| Adams, Colorado | 220 | $ 36,426,000 | $ 165,572 | $ 62,000 |
| Pierce, Washington | 220 | $ 53,045,000 | $ 241,113 | $ 80,000 |
| Sonoma, California | 209 | $ 57,541,000 | $ 275,315 | $ 97,000 |
| Clark, Washington | 206 | $ 45,581,000 | $ 221,266 | $ 74,000 |
| Fairfax, Virginia | 202 | $ 64,295,000 | $ 318,292 | $ 110,000 |
| Hidalgo, Texas | 199 | $ 22,602,000 | $ 113,577 | $ 60,000 |
| Boulder, Colorado | 191 | $ 49,858,000 | $ 261,036 | $ 100,000 |
| Honolulu, Hawaii | 191 | $ 89,691,000 | $ 469,586 | $ 102,000 |
| Clark, Nevada | 187 | $ 41,499,000 | $ 221,919 | $ 90,000 |
| Grayson, Texas | 185 | $ 19,046,000 | $ 102,951 | $ 58,000 |
| Nueces, Texas | 179 | $ 23,001,000 | $ 128,497 | $ 64,000 |
| Snohomish, Washington | 175 | $ 50,147,000 | $ 286,554 | $ 102,000 |
| Iredell, North Carolina | 172 | $ 29,216,000 | $ 169,860 | $ 66,000 |
| Stanislaus, California | 170 | $ 24,313,000 | $ 143,017 | $ 89,000 |
| Lane, Oregon | 170 | $ 35,793,000 | $ 210,547 | $ 70,000 |
| San Joaquin, California | 169 | $ 29,333,000 | $ 173,568 | $ 101,000 |
| Cumberland, North Carolina | 165 | $ 25,756,000 | $ 156,096 | $ 61,000 |
| Kitsap, Washington | 165 | $ 43,089,000 | $ 261,145 | $ 87,000 |
| Clackamas, Oregon | 164 | $ 44,792,000 | $ 273,121 | $ 104,000 |
| Cherokee, Georgia | 160 | $ 29,223,000 | $ 182,643 | $ 76,000 |
| Horry, South Carolina | 157 | $ 27,272,000 | $ 173,707 | $ 135,000 |
| Johnston, North Carolina | 151 | $ 27,051,000 | $ 179,145 | $ 71,000 |
| Oakland, Michigan | 149 | $ 25,465,000 | $ 170,906 | $ 68,000 |
| Lake, Illinois | 148 | $ 42,987,000 | $ 290,452 | $ 147,000 |
| Kane, Illinois | 143 | $ 36,274,000 | $ 253,664 | $ 113,000 |
| Fresno, California | 138 | $ 18,546,000 | $ 134,391 | $ 93,000 |
| Santa Clara, California | 138 | $ 53,646,000 | $ 388,739 | $ 149,000 |
| Rutherford, Tennessee | 137 | $ 24,719,000 | $ 180,430 | $ 106,000 |
| Galveston, Texas | 132 | $ 10,356,000 | $ 78,454 | $ 103,000 |
| Solano, California | 131 | $ 31,685,000 | $ 241,870 | $ 93,000 |
| Deschutes, Oregon | 129 | $ 28,205,000 | $ 218,643 | $ 98,000 |
| Marion, Oregon | 129 | $ 24,819,000 | $ 192,395 | $ 67,000 |
| Kern, California | 126 | $ 14,743,000 | $ 117,007 | $ 96,000 |
| Larimer, Colorado | 126 | $ 27,775,000 | $ 220,436 | $ 89,000 |
| Johnson, Texas | 124 | $ 16,648,000 | $ 134,258 | $ 87,000 |
| Forsyth, Georgia | 123 | $ 27,805,000 | $ 226,056 | $ 105,000 |
| Forsyth, North Carolina | 122 | $ 16,902,000 | $ 138,540 | $ 59,000 |
| Macomb, Michigan | 121 | $ 15,761,000 | $ 130,256 | $ 47,000 |
| Prince George's, Maryland | 114 | $ 35,924,000 | $ 315,122 | $ 90,000 |
| New Hanover, North Carolina | 114 | $ 22,328,000 | $ 195,859 | $ 94,000 |
| Brazoria, Texas | 113 | $ 13,126,000 | $ 116,159 | $ 89,000 |
| Salt Lake, Utah | 113 | $ 27,209,000 | $ 240,787 | $ 94,000 |
| Jefferson, Alabama | 112 | $ 15,354,000 | $ 137,089 | $ 62,000 |
| Weld, Colorado | 112 | $ 20,547,000 | $ 183,455 | $ 84,000 |
| Ventura, California | 111 | $ 38,213,000 | $ 344,261 | $ 117,000 |
| East Baton Rouge, Louisiana | 111 | $ 20,751,000 | $ 186,945 | $ 95,000 |
| New Castle, Delaware | 110 | $ 23,631,000 | $ 214,827 | $ 70,000 |
| Wayne, Michigan | 110 | $ 14,457,000 | $ 131,427 | $ 58,000 |
| Smith, Texas | 109 | $ 12,397,000 | $ 113,733 | $ 61,000 |
| Catawba, North Carolina | 102 | $ 14,524,000 | $ 142,392 | $ 61,000 |
| Bowie, Texas | 101 | $ 10,411,000 | $ 103,079 | $ 55,000 |
| Prince William, Virginia | 100 | $ 23,723,000 | $ 237,230 | $ 80,000 |
| Paulding, Georgia | 99 | $ 16,812,000 | $ 169,818 | $ 64,000 |
| Oklahoma, Oklahoma | 98 | $ 13,503,000 | $ 137,785 | $ 60,000 |
| Parker, Texas | 97 | $ 17,261,000 | $ 177,948 | $ 105,000 |
| Bernalillo, New Mexico | 92 | $ 17,033,000 | $ 185,141 | $ 80,000 |
| Henderson, North Carolina | 88 | $ 16,907,000 | $ 192,125 | $ 80,000 |
| Kendall, Illinois | 87 | $ 20,045,000 | $ 230,402 | $ 87,000 |
| Ellis, Texas | 87 | $ 8,678,000 | $ 99,747 | $ 86,000 |
| Chatham, Georgia | 82 | $ 13,209,000 | $ 161,085 | $ 84,000 |
| Henry, Georgia | 81 | $ 12,212,000 | $ 150,765 | $ 56,000 |
| Williamson, Tennessee | 81 | $ 21,856,000 | $ 269,827 | $ 108,000 |
| Utah, Utah | 81 | $ 18,151,000 | $ 224,086 | $ 75,000 |
| Thurston, Washington | 80 | $ 18,840,000 | $ 235,500 | $ 79,000 |
| Marin, California | 79 | $ 31,460,000 | $ 398,227 | $ 185,000 |
| Placer, California | 79 | $ 17,128,000 | $ 216,810 | $ 148,000 |
| McCracken, Kentucky | 75 | $ 8,769,000 | $ 116,920 | $ 58,000 |
| Grant, Washington | 75 | $ 11,974,000 | $ 159,653 | $ 87,000 |
| Brunswick, North Carolina | 74 | $ 12,762,000 | $ 172,459 | $ 73,000 |
| Davidson, North Carolina | 74 | $ 10,448,000 | $ 141,189 | $ 57,000 |
| Cleveland, Oklahoma | 73 | $ 10,220,000 | $ 140,000 | $ 63,000 |
| Baltimore, Maryland | 72 | $ 18,316,000 | $ 254,388 | $ 89,000 |
| Orange, Florida | 71 | $ 13,898,000 | $ 195,746 | $ 74,000 |
| Ocean, New Jersey | 71 | $ 17,941,000 | $ 252,690 | $ 71,000 |
| Durham, North Carolina | 70 | $ 11,834,000 | $ 169,057 | $ 71,000 |
| Hays, Texas | 70 | $ 8,674,000 | $ 123,914 | $ 108,000 |
| Yakima, Washington | 70 | $ 12,278,000 | $ 175,400 | $ 76,000 |
| Kaufman, Texas | 67 | $ 7,001,000 | $ 104,492 | $ 70,000 |
| Loudoun, Virginia | 67 | $ 21,305,000 | $ 317,985 | $ 112,000 |
| Merced, California | 66 | $ 9,371,000 | $ 141,984 | $ 91,000 |
| Lincoln, North Carolina | 66 | $ 11,742,000 | $ 177,909 | $ 78,000 |
| Monmouth, New Jersey | 65 | $ 17,974,000 | $ 276,523 | $ 103,000 |
| Tulsa, Oklahoma | 64 | $ 9,241,000 | $ 144,390 | $ 67,000 |
| Comal, Texas | 64 | $ 10,044,000 | $ 156,937 | $ 116,000 |
| Shelby, Tennessee | 63 | $ 10,746,000 | $ 170,571 | $ 77,000 |
| Fannin, Texas | 63 | $ 4,992,000 | $ 79,238 | $ 58,000 |
| Lee, Florida | 62 | $ 13,546,000 | $ 218,483 | $ 147,000 |
| Rockwall, Texas | 62 | $ 8,792,000 | $ 141,806 | $ 122,000 |
| Guadalupe, Texas | 61 | $ 7,087,000 | $ 116,180 | $ 77,000 |
| Burlington, New Jersey | 60 | $ 12,700,000 | $ 211,666 | $ 79,000 |
| Rowan, North Carolina | 59 | $ 7,917,000 | $ 134,186 | $ 55,000 |
| Summit, Colorado | 57 | $ 19,664,000 | $ 344,982 | $ 155,000 |
| Broward, Florida | 57 | $ 12,490,000 | $ 219,122 | $ 88,000 |
| Anne Arundel, Maryland | 57 | $ 16,926,000 | $ 296,947 | $ 115,000 |
| Garfield, Colorado | 56 | $ 16,707,000 | $ 298,339 | $ 110,000 |
| Douglas, Georgia | 56 | $ 9,877,000 | $ 176,375 | $ 67,000 |
| Middlesex, New Jersey | 55 | $ 14,403,000 | $ 261,872 | $ 97,000 |
| Jackson, Oregon | 55 | $ 11,234,000 | $ 204,254 | $ 76,000 |
| Montgomery, Pennsylvania | 54 | $ 14,741,000 | $ 272,981 | $ 106,000 |
| Charleston, South Carolina | 54 | $ 10,159,000 | $ 188,129 | $ 79,000 |
| Coweta, Georgia | 53 | $ 8,609,000 | $ 162,433 | $ 68,000 |
| Morris, New Jersey | 53 | $ 15,843,000 | $ 298,924 | $ 102,000 |
| District of Columbia, District Of Columbia | 51 | $ 18,518,000 | $ 363,098 | $ 147,000 |
| Bibb, Georgia | 51 | $ 7,248,000 | $ 142,117 | $ 56,000 |
| Camden, New Jersey | 51 | $ 10,144,000 | $ 198,901 | $ 85,000 |
| Crook, Oregon | 51 | $ 8,125,000 | $ 159,313 | $ 56,000 |
| Miami-Dade, Florida | 50 | $ 12,082,000 | $ 241,640 | $ 98,000 |
| Bell, Texas | 49 | $ 4,064,000 | $ 82,938 | $ 103,000 |
| Henderson, Texas | 49 | $ 8,312,000 | $ 169,632 | $ 151,000 |
| Tulare, California | 48 | $ 3,826,000 | $ 79,708 | $ 99,000 |
| Yuba, California | 48 | $ 6,499,000 | $ 135,395 | $ 84,000 |
| Duval, Florida | 48 | $ 32,470,000 | $ 676,458 | $ 194,000 |
| Delaware, Pennsylvania | 48 | $ 10,295,000 | $ 214,479 | $ 87,000 |
| Monterey, California | 47 | $ 12,911,000 | $ 274,702 | $ 107,000 |
| McHenry, Illinois | 46 | $ 10,138,000 | $ 220,391 | $ 85,000 |
| Hoke, North Carolina | 46 | $ 7,570,000 | $ 164,565 | $ 57,000 |
| Yamhill, Oregon | 46 | $ 11,041,000 | $ 240,021 | $ 75,000 |
| Northampton, Pennsylvania | 46 | $ 9,663,000 | $ 210,065 | $ 66,000 |
| Berkeley, South Carolina | 46 | $ 8,325,000 | $ 180,978 | $ 61,000 |
| Walton, Georgia | 45 | $ 8,427,000 | $ 187,266 | $ 64,000 |
| Knox, Tennessee | 45 | $ 7,907,000 | $ 175,711 | $ 79,000 |
| Miller, Arkansas | 44 | $ 5,636,000 | $ 128,090 | $ 57,000 |
| Lowndes, Georgia | 44 | $ 7,570,000 | $ 172,045 | $ 69,000 |
| Essex, New Jersey | 44 | $ 14,259,000 | $ 324,068 | $ 113,000 |
| Philadelphia, Pennsylvania | 44 | $ 8,881,000 | $ 201,840 | $ 80,000 |
| San Francisco, California | 43 | $ 19,424,000 | $ 451,720 | $ 135,000 |
| San Mateo, California | 43 | $ 19,112,000 | $ 444,465 | $ 134,000 |
| Linn, Oregon | 43 | $ 7,774,000 | $ 180,790 | $ 64,000 |
| Chester, Pennsylvania | 43 | $ 10,911,000 | $ 253,744 | $ 97,000 |
| Alamance, North Carolina | 42 | $ 5,379,000 | $ 128,071 | $ 63,000 |
| Harnett, North Carolina | 42 | $ 7,825,000 | $ 186,309 | $ 72,000 |
| Shelby, Alabama | 41 | $ 7,846,000 | $ 191,365 | $ 71,000 |
| El Dorado, California | 41 | $ 7,712,000 | $ 188,097 | $ 128,000 |
| Clayton, Georgia | 41 | $ 4,848,000 | $ 118,243 | $ 50,000 |
| Columbia, Georgia | 41 | $ 6,483,000 | $ 158,121 | $ 68,000 |
| Fayette, Georgia | 41 | $ 8,915,000 | $ 217,439 | $ 87,000 |
| Josephine, Oregon | 41 | $ 8,866,000 | $ 216,243 | $ 90,000 |
| Wilson, Tennessee | 41 | $ 7,200,000 | $ 175,609 | $ 77,000 |
| Chelan, Washington | 41 | $ 8,773,000 | $ 213,975 | $ 76,000 |
| San Luis Obispo, California | 40 | $ 12,919,000 | $ 322,975 | $ 123,000 |
| Collier, Florida | 40 | $ 13,369,000 | $ 334,225 | $ 212,000 |
| Mohave, Arizona | 39 | $ 7,180,000 | $ 184,102 | $ 110,000 |
| Hall, Georgia | 39 | $ 7,437,000 | $ 190,692 | $ 76,000 |
| Frederick, Maryland | 39 | $ 11,074,000 | $ 283,948 | $ 104,000 |
| Napa, California | 38 | $ 14,464,000 | $ 380,631 | $ 210,000 |
| Shasta, California | 38 | $ 7,830,000 | $ 206,052 | $ 121,000 |
| Baltimore City, Maryland | 38 | $ 6,824,000 | $ 179,578 | $ 84,000 |
| Bergen, New Jersey | 38 | $ 14,001,000 | $ 368,447 | $ 113,000 |
| Virginia Beach, Virginia | 38 | $ 7,661,000 | $ 201,605 | $ 64,000 |
| Lake, Indiana | 37 | $ 6,843,000 | $ 184,945 | $ 105,000 |
| Genesee, Michigan | 37 | $ 5,760,000 | $ 155,675 | $ 59,000 |
| Stanly, North Carolina | 37 | $ 5,496,000 | $ 148,540 | $ 49,000 |
| Hamilton, Tennessee | 37 | $ 33,470,000 | $ 904,594 | $ 66,000 |
| Cameron, Texas | 37 | $ 3,711,000 | $ 100,297 | $ 61,000 |
| Glynn, Georgia | 36 | $ 6,131,000 | $ 170,305 | $ 67,000 |
| Newton, Georgia | 36 | $ 5,254,000 | $ 145,944 | $ 53,000 |
| Columbia, Oregon | 36 | $ 7,406,000 | $ 205,722 | $ 90,000 |
| Lancaster, South Carolina | 36 | $ 5,446,000 | $ 151,277 | $ 58,000 |
| Howard, Maryland | 35 | $ 9,978,000 | $ 285,085 | $ 100,000 |
| St. Louis, Missouri | 35 | $ 7,277,000 | $ 207,914 | $ 82,000 |
| Greenville, South Carolina | 35 | $ 5,543,000 | $ 158,371 | $ 60,000 |
| Wise, Texas | 35 | $ 4,589,000 | $ 131,114 | $ 66,000 |
| Douglas, Washington | 35 | $ 7,332,000 | $ 209,485 | $ 74,000 |
| Baldwin, Alabama | 34 | $ 7,050,000 | $ 207,352 | $ 123,000 |
| Broomfield, Colorado | 34 | $ 8,041,000 | $ 236,500 | $ 104,000 |
| Bay, Florida | 34 | $ 7,690,000 | $ 226,176 | $ 142,000 |
| Bartow, Georgia | 34 | $ 5,159,000 | $ 151,735 | $ 77,000 |
| Ascension, Louisiana | 34 | $ 7,206,000 | $ 211,941 | $ 93,000 |
| Sumner, Tennessee | 34 | $ 7,759,000 | $ 228,205 | $ 92,000 |
| Sutter, California | 33 | $ 5,483,000 | $ 166,151 | $ 78,000 |
| Richland, South Carolina | 33 | $ 6,009,000 | $ 182,090 | $ 127,000 |
| Pima, Arizona | 32 | $ 5,997,000 | $ 187,406 | $ 74,000 |
| Pinal, Arizona | 32 | $ 5,311,000 | $ 165,968 | $ 64,000 |
| Randolph, North Carolina | 32 | $ 4,174,000 | $ 130,437 | $ 52,000 |
| Dorchester, South Carolina | 32 | $ 5,581,000 | $ 174,406 | $ 54,000 |
| Jackson, Georgia | 31 | $ 5,559,000 | $ 179,322 | $ 69,000 |
| Sussex, New Jersey | 31 | $ 7,240,000 | $ 233,548 | $ 76,000 |
| Mobile, Alabama | 30 | $ 4,048,000 | $ 134,933 | $ 60,000 |
| Liberty, Georgia | 30 | $ 4,142,000 | $ 138,066 | $ 51,000 |
| Ada, Idaho | 30 | $ 5,964,000 | $ 198,800 | $ 78,000 |
| Gloucester, New Jersey | 30 | $ 6,195,000 | $ 206,500 | $ 66,000 |
| Polk, Oregon | 30 | $ 6,399,000 | $ 213,300 | $ 61,000 |
| Spartanburg, South Carolina | 30 | $ 3,696,000 | $ 123,200 | $ 68,000 |
| Jefferson, Texas | 30 | $ 1,736,000 | $ 57,866 | $ 97,000 |
| Pinellas, Florida | 29 | $ 5,703,000 | $ 196,655 | $ 73,000 |
| Clarke, Georgia | 29 | $ 3,623,000 | $ 124,931 | $ 116,000 |
| Beaufort, South Carolina | 29 | $ 7,609,000 | $ 262,379 | $ 178,000 |
| Lamar, Texas | 29 | $ 2,496,000 | $ 86,068 | $ 46,000 |
| McLennan, Texas | 29 | $ 2,156,000 | $ 74,344 | $ 77,000 |
| Davis, Utah | 29 | $ 6,020,000 | $ 207,586 | $ 67,000 |
| Eagle, Colorado | 28 | $ 9,945,000 | $ 355,178 | $ 199,000 |
| Hillsborough, Florida | 28 | $ 10,427,000 | $ 372,392 | $ 81,000 |
| Palm Beach, Florida | 28 | $ 5,921,000 | $ 211,464 | $ 80,000 |
| Hawaii, Hawaii | 28 | $ 7,107,000 | $ 253,821 | $ 91,000 |
| Burke, North Carolina | 28 | $ 3,591,000 | $ 128,250 | $ 40,000 |
| Caldwell, North Carolina | 28 | $ 2,953,000 | $ 105,464 | $ 47,000 |
| Mason, Washington | 28 | $ 6,232,000 | $ 222,571 | $ 77,000 |
| Canyon, Idaho | 27 | $ 3,882,000 | $ 143,777 | $ 62,000 |
| Massac, Illinois | 27 | $ 2,056,000 | $ 76,148 | $ 46,000 |
| Spokane, Washington | 27 | $ 4,863,000 | $ 180,111 | $ 77,000 |
| Carroll, Georgia | 26 | $ 3,930,000 | $ 151,153 | $ 58,000 |
| Marion, Indiana | 26 | $ 3,360,000 | $ 129,230 | $ 57,000 |
| Union, New Jersey | 26 | $ 7,176,000 | $ 276,000 | $ 92,000 |
| Lehigh, Pennsylvania | 26 | $ 4,494,000 | $ 172,846 | $ 69,000 |
| Weber, Utah | 26 | $ 4,619,000 | $ 177,653 | $ 66,000 |
| Chesapeake, Virginia | 26 | $ 5,206,000 | $ 200,230 | $ 59,000 |
| Mendocino, California | 25 | $ 5,983,000 | $ 239,320 | $ 72,000 |
| Houston, Georgia | 25 | $ 3,572,000 | $ 142,880 | $ 66,000 |
| Rockdale, Georgia | 25 | $ 4,388,000 | $ 175,520 | $ 73,000 |
| Warren, New Jersey | 25 | $ 4,927,000 | $ 197,080 | $ 66,000 |
| Cleveland, North Carolina | 25 | $ 2,762,000 | $ 110,480 | $ 56,000 |
| Hunt, Texas | 25 | $ 3,218,000 | $ 128,720 | $ 86,000 |
| Santa Cruz, California | 24 | $ 7,573,000 | $ 315,541 | $ 167,000 |
| Pueblo, Colorado | 24 | $ 3,900,000 | $ 162,500 | $ 65,000 |
| Effingham, Georgia | 24 | $ 3,928,000 | $ 163,666 | $ 67,000 |
| West Baton Rouge, Louisiana | 24 | $ 4,762,000 | $ 198,416 | $ 97,000 |
| Passaic, New Jersey | 24 | $ 7,600,000 | $ 316,666 | $ 104,000 |
| Somerset, New Jersey | 24 | $ 6,977,000 | $ 290,708 | $ 105,000 |
| Cowlitz, Washington | 24 | $ 4,294,000 | $ 178,916 | $ 58,000 |
| Butte, California | 23 | $ 3,930,000 | $ 170,869 | $ 70,000 |
| Dawson, Georgia | 23 | $ 3,878,000 | $ 168,608 | $ 80,000 |
| Brazos, Texas | 23 | $ 1,682,000 | $ 73,130 | $ 106,000 |
| Madera, California | 22 | $ 2,942,000 | $ 133,727 | $ 96,000 |
| Kent, Michigan | 22 | $ 3,044,000 | $ 138,363 | $ 57,000 |
| Midland, Michigan | 22 | $ 2,261,000 | $ 102,772 | $ 56,000 |
| Mercer, New Jersey | 22 | $ 5,596,000 | $ 254,363 | $ 90,000 |
| El Paso, Texas | 22 | $ 3,117,000 | $ 141,681 | $ 66,000 |
| Madison, Alabama | 21 | $ 3,336,000 | $ 158,857 | $ 74,000 |
| Calaveras, California | 21 | $ 4,887,000 | $ 232,714 | $ 140,000 |
| Yolo, California | 21 | $ 3,733,000 | $ 177,761 | $ 106,000 |
| Park, Colorado | 21 | $ 3,805,000 | $ 181,190 | $ 75,000 |
| Livingston, Louisiana | 21 | $ 3,438,000 | $ 163,714 | $ 77,000 |
| St. Clair, Michigan | 21 | $ 2,578,000 | $ 122,761 | $ 50,000 |
| Hudson, New Jersey | 21 | $ 7,048,000 | $ 335,619 | $ 99,000 |
| Halifax, North Carolina | 21 | $ 2,402,000 | $ 114,380 | $ 53,000 |
| Hamilton, Ohio | 21 | $ 4,175,000 | $ 198,809 | $ 100,000 |
| Douglas, Oregon | 21 | $ 5,140,000 | $ 244,761 | $ 113,000 |
| Arlington, Virginia | 21 | $ 9,434,000 | $ 449,238 | $ 199,000 |
| Seminole, Florida | 20 | $ 34,079,000 | $ 1,703,950 | $ 60,000 |
| Barrow, Georgia | 20 | $ 2,494,000 | $ 124,700 | $ 47,000 |
| Spalding, Georgia | 20 | $ 3,504,000 | $ 175,200 | $ 63,000 |
| DeKalb, Illinois | 20 | $ 3,463,000 | $ 173,150 | $ 68,000 |
| Jefferson, Kentucky | 20 | $ 3,105,000 | $ 155,250 | $ 75,000 |
| Atlantic, New Jersey | 20 | $ 4,515,000 | $ 225,750 | $ 95,000 |
| Sandoval, New Mexico | 20 | $ 3,423,000 | $ 171,150 | $ 89,000 |
| Rockingham, North Carolina | 20 | $ 3,293,000 | $ 164,650 | $ 63,000 |
| Bucks, Pennsylvania | 20 | $ 5,090,000 | $ 254,500 | $ 103,000 |
| Georgetown, South Carolina | 20 | $ 3,154,000 | $ 157,700 | $ 91,000 |
| Adams, Washington | 20 | $ 2,628,000 | $ 131,400 | $ 46,000 |
| Benton, Washington | 20 | $ 3,834,000 | $ 191,700 | $ 73,000 |
| Kittitas, Washington | 20 | $ 4,707,000 | $ 235,350 | $ 137,000 |
| Muscogee, Georgia | 19 | $ 2,841,000 | $ 149,526 | $ 67,000 |
| Harford, Maryland | 19 | $ 4,966,000 | $ 261,368 | $ 111,000 |
| Bristol, Massachusetts | 19 | $ 4,627,000 | $ 243,526 | $ 72,000 |
| Franklin, North Carolina | 19 | $ 2,860,000 | $ 150,526 | $ 63,000 |
| Providence, Rhode Island | 19 | $ 3,826,000 | $ 201,368 | $ 74,000 |
| Webb, Texas | 19 | $ 2,398,000 | $ 126,210 | $ 67,000 |
| Wilson, Texas | 19 | $ 3,191,000 | $ 167,947 | $ 89,000 |
| Henrico, Virginia | 19 | $ 3,543,000 | $ 186,473 | $ 61,000 |
| Island, Washington | 19 | $ 4,664,000 | $ 245,473 | $ 98,000 |
| Nevada, California | 18 | $ 4,959,000 | $ 275,500 | $ 145,000 |
| Bryan, Georgia | 18 | $ 3,201,000 | $ 177,833 | $ 91,000 |
| Pickens, Georgia | 18 | $ 3,429,000 | $ 190,500 | $ 74,000 |
| Union, Georgia | 18 | $ 2,807,000 | $ 155,944 | $ 62,000 |
| Carroll, Maryland | 18 | $ 5,178,000 | $ 287,666 | $ 93,000 |
| Robertson, Tennessee | 18 | $ 2,781,000 | $ 154,500 | $ 57,000 |
| Bastrop, Texas | 18 | $ 2,214,000 | $ 123,000 | $ 101,000 |
| Hood, Texas | 18 | $ 3,181,000 | $ 176,722 | $ 107,000 |
| Washington, Utah | 18 | $ 6,674,000 | $ 370,777 | $ 118,000 |
| Norfolk, Virginia | 18 | $ 2,891,000 | $ 160,611 | $ 79,000 |
| Montgomery, Alabama | 17 | $ 2,315,000 | $ 136,176 | $ 57,000 |
| Catoosa, Georgia | 17 | $ 2,003,000 | $ 117,823 | $ 52,000 |
| Jackson, Missouri | 17 | $ 2,363,000 | $ 139,000 | $ 71,000 |
| Benton, Oregon | 17 | $ 3,347,000 | $ 196,882 | $ 73,000 |
| Lincoln, Oregon | 17 | $ 3,888,000 | $ 228,705 | $ 115,000 |
| Midland, Texas | 17 | $ 2,586,000 | $ 152,117 | $ 343,000 |
| Tom Green, Texas | 17 | $ 1,727,000 | $ 101,588 | $ 59,000 |
| Culpeper, Virginia | 17 | $ 4,200,000 | $ 247,058 | $ 69,000 |
| Imperial, California | 16 | $ 2,176,000 | $ 136,000 | $ 65,000 |
| Middlesex, Connecticut | 16 | $ 3,755,000 | $ 234,687 | $ 85,000 |
| Richmond, Georgia | 16 | $ 2,116,000 | $ 132,250 | $ 53,000 |
| Middlesex, Massachusetts | 16 | $ 4,538,000 | $ 283,625 | $ 91,000 |
| Pender, North Carolina | 16 | $ 2,928,000 | $ 183,000 | $ 160,000 |
| Cuyahoga, Ohio | 16 | $ 2,922,000 | $ 182,625 | $ 75,000 |
| Rogers, Oklahoma | 16 | $ 2,343,000 | $ 146,437 | $ 71,000 |
| Maury, Tennessee | 16 | $ 2,830,000 | $ 176,875 | $ 75,000 |
| Kendall, Texas | 16 | $ 3,162,000 | $ 197,625 | $ 92,000 |
| Santa Barbara, California | 15 | $ 4,480,000 | $ 298,666 | $ 98,000 |
| Pasco, Florida | 15 | $ 1,987,000 | $ 132,466 | $ 47,000 |
| Polk, Florida | 15 | $ 2,360,000 | $ 157,333 | $ 83,000 |
| Volusia, Florida | 15 | $ 2,425,000 | $ 161,666 | $ 289,000 |
| Fannin, Georgia | 15 | $ 2,261,000 | $ 150,733 | $ 100,000 |
| Livingston, Kentucky | 15 | $ 1,130,000 | $ 75,333 | $ 38,000 |
| Washtenaw, Michigan | 15 | $ 3,302,000 | $ 220,133 | $ 96,000 |
| San Patricio, Texas | 15 | $ 1,899,000 | $ 126,600 | $ 93,000 |
| Portsmouth, Virginia | 15 | $ 2,401,000 | $ 160,066 | $ 57,000 |
| St. Clair, Alabama | 14 | $ 2,157,000 | $ 154,071 | $ 41,000 |
| Anchorage, Alaska | 14 | $ 4,388,000 | $ 313,428 | $ 118,000 |
| Howard, Arkansas | 14 | $ 1,749,000 | $ 124,928 | $ 55,000 |
| Elbert, Colorado | 14 | $ 4,634,000 | $ 331,000 | $ 102,000 |
| Grand, Colorado | 14 | $ 4,621,000 | $ 330,071 | $ 182,000 |
| New Haven, Connecticut | 14 | $ 3,019,000 | $ 215,642 | $ 86,000 |
| Marion, Florida | 14 | $ 2,806,000 | $ 200,428 | $ 77,000 |
| Sarasota, Florida | 14 | $ 3,619,000 | $ 258,500 | $ 143,000 |
| Towns, Georgia | 14 | $ 2,537,000 | $ 181,214 | $ 104,000 |
| Graves, Kentucky | 14 | $ 1,297,000 | $ 92,642 | $ 63,000 |
| Charles, Maryland | 14 | $ 4,282,000 | $ 305,857 | $ 100,000 |
| Haywood, North Carolina | 14 | $ 2,124,000 | $ 151,714 | $ 66,000 |
| Clatsop, Oregon | 14 | $ 3,910,000 | $ 279,285 | $ 120,000 |
| Aiken, South Carolina | 14 | $ 2,294,000 | $ 163,857 | $ 78,000 |
| Gregg, Texas | 14 | $ 1,286,000 | $ 91,857 | $ 78,000 |
| Newport News, Virginia | 14 | $ 2,163,000 | $ 154,500 | $ 58,000 |
| San Benito, California | 13 | $ 3,669,000 | $ 282,230 | $ 118,000 |
| Lake, Florida | 13 | $ 2,637,000 | $ 202,846 | $ 95,000 |
| Baldwin, Georgia | 13 | $ 1,804,000 | $ 138,769 | $ 70,000 |
| Maui, Hawaii | 13 | $ 7,317,000 | $ 562,846 | $ 143,000 |
| Hamilton, Indiana | 13 | $ 2,625,000 | $ 201,923 | $ 83,000 |
| Marshall, Kentucky | 13 | $ 1,774,000 | $ 136,461 | $ 67,000 |
| Washington, Maryland | 13 | $ 2,934,000 | $ 225,692 | $ 123,000 |
| Plymouth, Massachusetts | 13 | $ 3,325,000 | $ 255,769 | $ 91,000 |
| Bay, Michigan | 13 | $ 984,000 | $ 75,692 | $ 36,000 |
| St. Louis City, Missouri | 13 | $ 1,583,000 | $ 121,769 | $ 54,000 |
| Jackson, North Carolina | 13 | $ 3,207,000 | $ 246,692 | $ 89,000 |
| Canadian, Oklahoma | 13 | $ 1,901,000 | $ 146,230 | $ 69,000 |
| Atascosa, Texas | 13 | $ 1,466,000 | $ 112,769 | $ 62,000 |
| Grimes, Texas | 13 | $ 531,000 | $ 40,846 | $ 68,000 |
| Hampton, Virginia | 13 | $ 2,190,000 | $ 168,461 | $ 51,000 |
| Lynchburg, Virginia | 13 | $ 1,399,000 | $ 107,615 | $ 61,000 |
| Clay, Alabama | 12 | $ 1,288,000 | $ 107,333 | $ 50,000 |
| Yavapai, Arizona | 12 | $ 2,587,000 | $ 215,583 | $ 82,000 |
| Okaloosa, Florida | 12 | $ 2,561,000 | $ 213,416 | $ 97,000 |
| Osceola, Florida | 12 | $ 2,160,000 | $ 180,000 | $ 91,000 |
| Madison, Georgia | 12 | $ 1,840,000 | $ 153,333 | $ 52,000 |
| Walker, Georgia | 12 | $ 1,757,000 | $ 146,416 | $ 79,000 |
| Monroe, Michigan | 12 | $ 1,481,000 | $ 123,416 | $ 40,000 |
| Ottawa, Michigan | 12 | $ 1,559,000 | $ 129,916 | $ 86,000 |
| Saginaw, Michigan | 12 | $ 1,360,000 | $ 113,333 | $ 51,000 |
| Hennepin, Minnesota | 12 | $ 2,826,000 | $ 235,500 | $ 91,000 |
| St. Charles, Missouri | 12 | $ 2,184,000 | $ 182,000 | $ 83,000 |
| Hunterdon, New Jersey | 12 | $ 4,182,000 | $ 348,500 | $ 104,000 |
| Rockland, New York | 12 | $ 3,336,000 | $ 278,000 | $ 89,000 |
| Burnet, Texas | 12 | $ 754,000 | $ 62,833 | $ 66,000 |
| Cooke, Texas | 12 | $ 2,071,000 | $ 172,583 | $ 108,000 |
| Chesterfield, Virginia | 12 | $ 3,161,000 | $ 263,416 | $ 73,000 |
| Stafford, Virginia | 12 | $ 3,315,000 | $ 276,250 | $ 86,000 |
| Amador, California | 11 | $ 1,924,000 | $ 174,909 | $ 76,000 |
| Kings, California | 11 | $ 1,631,000 | $ 148,272 | $ 92,000 |
| Lake, California | 11 | $ 2,336,000 | $ 212,363 | $ 123,000 |
| Tuolumne, California | 11 | $ 2,674,000 | $ 243,090 | $ 87,000 |
| Fairfield, Connecticut | 11 | $ 5,085,000 | $ 462,272 | $ 145,000 |
| Escambia, Florida | 11 | $ 1,694,000 | $ 154,000 | $ 99,000 |
| Gilmer, Georgia | 11 | $ 1,545,000 | $ 140,454 | $ 101,000 |
| Putnam, Georgia | 11 | $ 1,936,000 | $ 176,000 | $ 75,000 |
| Rabun, Georgia | 11 | $ 2,163,000 | $ 196,636 | $ 129,000 |
| Hendricks, Indiana | 11 | $ 1,729,000 | $ 157,181 | $ 98,000 |
| York, Maine | 11 | $ 1,966,000 | $ 178,727 | $ 72,000 |
| Calvert, Maryland | 11 | $ 3,059,000 | $ 278,090 | $ 77,000 |
| Worcester, Massachusetts | 11 | $ 2,541,000 | $ 231,000 | $ 117,000 |
| Livingston, Michigan | 11 | $ 2,063,000 | $ 187,545 | $ 66,000 |
| Craven, North Carolina | 11 | $ 1,533,000 | $ 139,363 | $ 53,000 |
| Granville, North Carolina | 11 | $ 1,502,000 | $ 136,545 | $ 57,000 |
| Moore, North Carolina | 11 | $ 1,571,000 | $ 142,818 | $ 41,000 |
| Pitt, North Carolina | 11 | $ 1,330,000 | $ 120,909 | $ 44,000 |
| McClain, Oklahoma | 11 | $ 1,469,000 | $ 133,545 | $ 56,000 |
| Tillamook, Oregon | 11 | $ 2,537,000 | $ 230,636 | $ 101,000 |
| Chesterfield, South Carolina | 11 | $ 1,299,000 | $ 118,090 | $ 46,000 |
| Tooele, Utah | 11 | $ 2,173,000 | $ 197,545 | $ 68,000 |
| Alexandria, Virginia | 11 | $ 4,167,000 | $ 378,818 | $ 139,000 |
| Blount, Alabama | 10 | $ 1,308,000 | $ 130,800 | $ 64,000 |
| Houston, Alabama | 10 | $ 1,535,000 | $ 153,500 | $ 42,000 |
| Hempstead, Arkansas | 10 | $ 911,000 | $ 91,100 | $ 49,000 |
| Mesa, Colorado | 10 | $ 2,009,000 | $ 200,900 | $ 64,000 |
| Floyd, Georgia | 10 | $ 911,000 | $ 91,100 | $ 78,000 |
| Gordon, Georgia | 10 | $ 1,428,000 | $ 142,800 | $ 53,000 |
| Kauai, Hawaii | 10 | $ 5,826,000 | $ 582,600 | $ 135,000 |
| Jackson, Michigan | 10 | $ 1,114,000 | $ 111,400 | $ 53,000 |
| Kalamazoo, Michigan | 10 | $ 1,489,000 | $ 148,900 | $ 60,000 |
| Lapeer, Michigan | 10 | $ 2,083,000 | $ 208,300 | $ 87,000 |
| Rockingham, New Hampshire | 10 | $ 2,517,000 | $ 251,700 | $ 154,000 |
| Orange, North Carolina | 10 | $ 2,559,000 | $ 255,900 | $ 162,000 |
| Bryan, Oklahoma | 10 | $ 1,380,000 | $ 138,000 | $ 66,000 |
| Florence, South Carolina | 10 | $ 1,300,000 | $ 130,000 | $ 43,000 |
| Dickson, Tennessee | 10 | $ 1,490,000 | $ 149,000 | $ 65,000 |
| Montgomery, Tennessee | 10 | $ 1,310,000 | $ 131,000 | $ 38,000 |
| Chambers, Texas | 10 | $ 726,000 | $ 72,600 | $ 96,000 |
| Hardin, Texas | 10 | $ 726,000 | $ 72,600 | $ 94,000 |
| Kerr, Texas | 10 | $ 1,042,000 | $ 104,200 | $ 80,000 |
| Warren, Virginia | 10 | $ 2,013,000 | $ 201,300 | $ 56,000 |
| Grays Harbor, Washington | 10 | $ 1,725,000 | $ 172,500 | $ 70,000 |
| Lewis, Washington | 10 | $ 2,232,000 | $ 223,200 | $ 62,000 |
| Skagit, Washington | 10 | $ 2,698,000 | $ 269,800 | $ 93,000 |
| Covington, Alabama | 9 | $ 887,000 | $ 98,555 | $ 43,000 |
| Tuscaloosa, Alabama | 9 | $ 1,208,000 | $ 134,222 | $ 44,000 |
| Navajo, Arizona | 9 | $ 2,152,000 | $ 239,111 | $ 110,000 |
| Pulaski, Arkansas | 9 | $ 1,194,000 | $ 132,666 | $ 53,000 |
| Brevard, Florida | 9 | $ 1,065,000 | $ 118,333 | $ 45,000 |
| Charlotte, Florida | 9 | $ 1,432,000 | $ 159,111 | $ 58,000 |
| Manatee, Florida | 9 | $ 2,313,000 | $ 257,000 | $ 117,000 |
| Walton, Florida | 9 | $ 2,686,000 | $ 298,444 | $ 155,000 |
| Camden, Georgia | 9 | $ 1,506,000 | $ 167,333 | $ 65,000 |
| Jones, Georgia | 9 | $ 1,284,000 | $ 142,666 | $ 64,000 |
| Oconee, Georgia | 9 | $ 2,083,000 | $ 231,444 | $ 163,000 |
| Cumberland, Maine | 9 | $ 1,923,000 | $ 213,666 | $ 69,000 |
| Cecil, Maryland | 9 | $ 1,896,000 | $ 210,666 | $ 66,000 |
| Essex, Massachusetts | 9 | $ 2,525,000 | $ 280,555 | $ 80,000 |
| Ingham, Michigan | 9 | $ 1,075,000 | $ 119,444 | $ 49,000 |
| Shiawassee, Michigan | 9 | $ 672,000 | $ 74,666 | $ 36,000 |
| Douglas, Nevada | 9 | $ 2,344,000 | $ 260,444 | $ 90,000 |
| Nye, Nevada | 9 | $ 1,442,000 | $ 160,222 | $ 73,000 |
| Orange, New York | 9 | $ 2,347,000 | $ 260,777 | $ 86,000 |
| Cherokee, North Carolina | 9 | $ 1,402,000 | $ 155,777 | $ 69,000 |
| Nash, North Carolina | 9 | $ 1,303,000 | $ 144,777 | $ 66,000 |
| York, Pennsylvania | 9 | $ 1,335,000 | $ 148,333 | $ 69,000 |
| Aransas, Texas | 9 | $ 2,041,000 | $ 226,777 | $ 140,000 |
| Coryell, Texas | 9 | $ 431,000 | $ 47,888 | $ 82,000 |
| Kleberg, Texas | 9 | $ 1,009,000 | $ 112,111 | $ 64,000 |
| Lampasas, Texas | 9 | $ 687,000 | $ 76,333 | $ 102,000 |
| Liberty, Texas | 9 | $ 652,000 | $ 72,444 | $ 110,000 |
| Van Zandt, Texas | 9 | $ 825,000 | $ 91,666 | $ 98,000 |
| Manassas, Virginia | 9 | $ 1,987,000 | $ 220,777 | $ 79,000 |
| Coconino, Arizona | 8 | $ 3,098,000 | $ 387,250 | $ 205,000 |
| Benton, Arkansas | 8 | $ 1,652,000 | $ 206,500 | $ 100,000 |
| Kent, Delaware | 8 | $ 1,400,000 | $ 175,000 | $ 80,000 |
| Hernando, Florida | 8 | $ 1,318,000 | $ 164,750 | $ 77,000 |
| Long, Georgia | 8 | $ 1,319,000 | $ 164,875 | $ 50,000 |
| White, Georgia | 8 | $ 1,229,000 | $ 153,625 | $ 60,000 |
| Iberville, Louisiana | 8 | $ 1,441,000 | $ 180,125 | $ 97,000 |
| Jefferson, Louisiana | 8 | $ 1,209,000 | $ 151,125 | $ 42,000 |
| Orleans, Louisiana | 8 | $ 1,197,000 | $ 149,625 | $ 76,000 |
| Washoe, Nevada | 8 | $ 2,601,000 | $ 325,125 | $ 98,000 |
| Cape May, New Jersey | 8 | $ 2,345,000 | $ 293,125 | $ 209,000 |
| Santa Fe, New Mexico | 8 | $ 2,045,000 | $ 255,625 | $ 114,000 |
| Chatham, North Carolina | 8 | $ 1,853,000 | $ 231,625 | $ 75,000 |
| Stokes, North Carolina | 8 | $ 836,000 | $ 104,500 | $ 52,000 |
| Transylvania, North Carolina | 8 | $ 1,364,000 | $ 170,500 | $ 176,000 |
| Franklin, Ohio | 8 | $ 1,410,000 | $ 176,250 | $ 56,000 |
| Anderson, South Carolina | 8 | $ 1,356,000 | $ 169,500 | $ 60,000 |
| Lexington, South Carolina | 8 | $ 1,213,000 | $ 151,625 | $ 59,000 |
| Cheatham, Tennessee | 8 | $ 1,230,000 | $ 153,750 | $ 67,000 |
| Bandera, Texas | 8 | $ 705,000 | $ 88,125 | $ 66,000 |
| Medina, Texas | 8 | $ 1,327,000 | $ 165,875 | $ 81,000 |
| Uintah, Utah | 8 | $ 1,556,000 | $ 194,500 | $ 77,000 |
| Fluvanna, Virginia | 8 | $ 1,782,000 | $ 222,750 | $ 137,000 |
| Whatcom, Washington | 8 | $ 1,976,000 | $ 247,000 | $ 108,000 |
| Walworth, Wisconsin | 8 | $ 2,090,000 | $ 261,250 | $ 264,000 |
| Limestone, Alabama | 7 | $ 1,157,000 | $ 165,285 | $ 65,000 |
| Morgan, Alabama | 7 | $ 1,220,000 | $ 174,285 | $ 70,000 |
| Colusa, California | 7 | $ 1,040,000 | $ 148,571 | $ 59,000 |
| Teller, Colorado | 7 | $ 1,316,000 | $ 188,000 | $ 95,000 |
| St. Lucie, Florida | 7 | $ 804,000 | $ 114,857 | $ 37,000 |
| Berrien, Georgia | 7 | $ 2,966,000 | $ 423,714 | $ 57,000 |
| Dougherty, Georgia | 7 | $ 1,094,000 | $ 156,285 | $ 94,000 |
| Lumpkin, Georgia | 7 | $ 1,218,000 | $ 174,000 | $ 53,000 |
| Morgan, Georgia | 7 | $ 1,429,000 | $ 204,142 | $ 76,000 |
| Winnebago, Illinois | 7 | $ 1,279,000 | $ 182,714 | $ 86,000 |
| Johnson, Indiana | 7 | $ 993,000 | $ 141,857 | $ 53,000 |
Mortgage Loan Application Detail Totals for Guaranty Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 27,490 | $5,887,856,000 | $214,000 | $30,775,000 | $85,000 | $3,140,000 |
| Refinancing | 13,757 | $3,260,805,000 | $237,000 | $3,022,000 | $97,000 | $6,403,000 |
| Home Improvement | 2,730 | $129,726,000 | $47,000 | $420,000 | $127,000 | $1,626,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,595 | $6,351,526,000 | $207,000 | $3,000,000 | $97,000 | $3,140,000 |
| Hispanic | 5,319 | $988,360,000 | $185,000 | $3,022,000 | $69,000 | $883,000 |
| Black or African American | 3,348 | $574,993,000 | $171,000 | $1,139,000 | $67,000 | $6,403,000 |
| Not Provided | 2,509 | $515,784,000 | $205,000 | $1,500,000 | $90,000 | $1,380,000 |
| Asian | 1,890 | $502,513,000 | $265,000 | $1,200,000 | $101,000 | $887,000 |
| Native Hawaiian or Other Pacific Islander | 164 | $43,944,000 | $267,000 | $626,000 | $112,000 | $693,000 |
| American Indian or Alaskan Native | 138 | $28,509,000 | $206,000 | $989,000 | $79,000 | $792,000 |
| Not applicable | 14 | $272,758,000 | $19,482,000 | $30,775,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,752 | $5,896,794,000 | $228,000 | $30,775,000 | $110,000 | $3,600,000 |
| FHA-insured (Federal Housing Administration) | 16,018 | $2,902,730,000 | $181,000 | $3,022,000 | $64,000 | $6,403,000 |
| VA-guaranteed (Veterans Administration) | 2,139 | $467,374,000 | $218,000 | $989,000 | $66,000 | $265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $11,489,000 | $168,000 | $511,000 | $55,000 | $170,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 41,255 | $8,820,667,000 | $213,000 | $3,022,000 | $88,000 | $6,403,000 |
| Application Denied By Financial Institution | 1,413 | $76,555,000 | $54,000 | $1,680,000 | $122,000 | $1,626,000 |
| Loan Originated | 930 | $312,366,000 | $335,000 | $30,775,000 | $131,000 | $960,000 |
| Application Withdrawn By Applicant | 274 | $11,943,000 | $43,000 | $152,000 | $137,000 | $540,000 |
| Application Approved But Not Accepted | 77 | $30,751,000 | $399,000 | $2,015,000 | $177,000 | $1,080,000 |
| File Closed For Incompleteness | 28 | $26,105,000 | $932,000 | $2,660,000 | $271,000 | $1,209,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 495 | $22,123,000 | $44,000 | $1,230,000 | $100,000 | $540,000 |
| Collateral | 422 | $23,430,000 | $55,000 | $1,500,000 | $136,000 | $1,626,000 |
| Other | 212 | $12,897,000 | $60,000 | $1,680,000 | $148,000 | $1,229,000 |
| Credit Application Incomplete | 162 | $6,769,000 | $41,000 | $110,000 | $132,000 | $600,000 |
| Debt-To-Income Ratio | 102 | $8,193,000 | $80,000 | $1,035,000 | $99,000 | $480,000 |
| Unverifiable Information | 18 | $2,557,000 | $142,000 | $1,470,000 | $136,000 | $480,000 |
| Employment History | 2 | $586,000 | $293,000 | $559,000 | $112,000 | $134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Guaranty Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Guaranty Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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