Guidance Residential, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Guidance Residential, LLC of Reston, VA reported 4,683 mortgage applications totaling $1.8 billion, up 41% from 2024. The average application was for $393,176, and applicants reported an average income of $171,255. 61% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville, IL (434), Dallas-Plano-Irving, TX (273) and Minneapolis-St. Paul-Bloomington, MN-WI (219) (applications in parentheses).

Mortgage Company & Address Guidance Residential, LLC
11107 Sunset Hills Road, Stes 100 & 200
Reston, VA 20190
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,683
Total Mortgage Loan Application Amount $1,841,245,000
Average Mortgage Loan Application Amount $393,176
Highest Mortgage Loan Application Amount $1,545,000
Average Applicant Income $171,255
Highest Applicant Income $2,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Guidance Residential, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Guidance Residential, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 206 $ 71,760,000 $ 348,349 $ 163,000
DuPage, Illinois 181 $ 67,405,000 $ 372,403 $ 196,000
Collin, Texas 163 $ 70,345,000 $ 431,564 $ 203,000
Wayne, Michigan 107 $ 24,165,000 $ 225,841 $ 111,000
Erie, New York 105 $ 20,605,000 $ 196,238 $ 83,000
King, Washington 105 $ 62,985,000 $ 599,857 $ 197,000
Fort Bend, Texas 84 $ 34,280,000 $ 408,095 $ 189,000
Dallas, Texas 83 $ 33,705,000 $ 406,084 $ 191,000
Harris, Texas 83 $ 26,285,000 $ 316,686 $ 186,000
Franklin, Ohio 80 $ 26,310,000 $ 328,875 $ 135,000
Middlesex, New Jersey 79 $ 37,615,000 $ 476,139 $ 175,000
Nassau, New York 58 $ 32,470,000 $ 559,827 $ 178,000
Hennepin, Minnesota 54 $ 18,300,000 $ 338,888 $ 160,000
Macomb, Michigan 53 $ 12,975,000 $ 244,811 $ 99,000
Anoka, Minnesota 51 $ 17,925,000 $ 351,470 $ 132,000
Dakota, Minnesota 50 $ 18,620,000 $ 372,400 $ 122,000
Wake, North Carolina 50 $ 19,450,000 $ 389,000 $ 149,000
Oakland, Michigan 47 $ 15,465,000 $ 329,042 $ 163,000
Will, Illinois 46 $ 16,940,000 $ 368,260 $ 200,000
Middlesex, Massachusetts 45 $ 23,885,000 $ 530,777 $ 252,000
Fairfax, Virginia 45 $ 24,175,000 $ 537,222 $ 285,000
Sacramento, California 44 $ 19,970,000 $ 453,863 $ 205,000
Prince William, Virginia 44 $ 20,390,000 $ 463,409 $ 159,000
Suffolk, New York 43 $ 25,435,000 $ 591,511 $ 223,000
Hamilton, Indiana 42 $ 16,890,000 $ 402,142 $ 248,000
Gwinnett, Georgia 41 $ 14,345,000 $ 349,878 $ 160,000
Williamson, Texas 40 $ 14,410,000 $ 360,250 $ 197,000
Snohomish, Washington 38 $ 24,710,000 $ 650,263 $ 195,000
Capitol Planning Region, Connecticut 35 $ 12,775,000 $ 365,000 $ 212,000
Tarrant, Texas 35 $ 12,055,000 $ 344,428 $ 189,000
Maricopa, Arizona 34 $ 12,850,000 $ 377,941 $ 134,000
Alameda, California 32 $ 23,900,000 $ 746,875 $ 219,000
Baltimore, Maryland 32 $ 10,780,000 $ 336,875 $ 137,000
St. Louis, Missouri 32 $ 9,150,000 $ 285,937 $ 159,000
Prince George's, Maryland 31 $ 12,935,000 $ 417,258 $ 158,000
San Joaquin, California 30 $ 14,300,000 $ 476,666 $ 164,000
Hillsborough, Florida 30 $ 9,860,000 $ 328,666 $ 156,000
Queens, New York 30 $ 19,050,000 $ 635,000 $ 166,000
Broward, Florida 27 $ 9,275,000 $ 343,518 $ 126,000
Scott, Minnesota 27 $ 10,465,000 $ 387,592 $ 112,000
San Diego, California 26 $ 21,380,000 $ 822,307 $ 249,000
Santa Clara, California 26 $ 24,800,000 $ 953,846 $ 280,000
Bergen, New Jersey 26 $ 13,560,000 $ 521,538 $ 210,000
Loudoun, Virginia 26 $ 13,050,000 $ 501,923 $ 179,000
Lehigh, Pennsylvania 25 $ 9,795,000 $ 391,800 $ 192,000
Los Angeles, California 24 $ 16,310,000 $ 679,583 $ 253,000
Fulton, Georgia 24 $ 10,580,000 $ 440,833 $ 236,000
Allegheny, Pennsylvania 24 $ 7,220,000 $ 300,833 $ 146,000
New Castle, Delaware 23 $ 8,005,000 $ 348,043 $ 107,000
Cuyahoga, Ohio 23 $ 5,195,000 $ 225,869 $ 173,000
Pierce, Washington 23 $ 10,945,000 $ 475,869 $ 158,000
Milwaukee, Wisconsin 23 $ 7,615,000 $ 331,086 $ 123,000
Orange, California 22 $ 16,280,000 $ 740,000 $ 257,000
Howard, Maryland 22 $ 10,540,000 $ 479,090 $ 219,000
Bronx, New York 22 $ 12,940,000 $ 588,181 $ 164,000
Denton, Texas 22 $ 10,170,000 $ 462,272 $ 216,000
Worcester, Massachusetts 21 $ 9,845,000 $ 468,809 $ 171,000
Montgomery, Maryland 20 $ 11,520,000 $ 576,000 $ 268,000
Somerset, New Jersey 20 $ 10,170,000 $ 508,500 $ 209,000
Washington, Oregon 20 $ 9,020,000 $ 451,000 $ 193,000
Travis, Texas 20 $ 7,280,000 $ 364,000 $ 168,000
South Central Connecticut Planning Region, Connecticut 19 $ 5,735,000 $ 301,842 $ 118,000
Passaic, New Jersey 19 $ 8,905,000 $ 468,684 $ 157,000
Richmond, New York 19 $ 11,185,000 $ 588,684 $ 168,000
Philadelphia, Pennsylvania 18 $ 5,110,000 $ 283,888 $ 103,000
Riverside, California 17 $ 9,775,000 $ 575,000 $ 175,000
Orange, Florida 17 $ 6,095,000 $ 358,529 $ 169,000
Albany, New York 17 $ 5,105,000 $ 300,294 $ 123,000
Broome, New York 16 $ 3,620,000 $ 226,250 $ 124,000
Delaware, Pennsylvania 16 $ 5,050,000 $ 315,625 $ 154,000
Fresno, California 15 $ 7,665,000 $ 511,000 $ 198,000
Marion, Indiana 15 $ 3,425,000 $ 228,333 $ 92,000
Jefferson, Kentucky 15 $ 4,225,000 $ 281,666 $ 132,000
Mercer, New Jersey 15 $ 6,505,000 $ 433,666 $ 153,000
Guilford, North Carolina 15 $ 3,595,000 $ 239,666 $ 120,000
Shelby, Tennessee 15 $ 3,415,000 $ 227,666 $ 113,000
Dane, Wisconsin 15 $ 6,135,000 $ 409,000 $ 177,000
Osceola, Florida 14 $ 4,070,000 $ 290,714 $ 183,000
Palm Beach, Florida 14 $ 5,200,000 $ 371,428 $ 187,000
Champaign, Illinois 14 $ 2,910,000 $ 207,857 $ 188,000
Suffolk, Massachusetts 14 $ 7,010,000 $ 500,714 $ 170,000
Olmsted, Minnesota 14 $ 4,850,000 $ 346,428 $ 98,000
Burlington, New Jersey 14 $ 4,690,000 $ 335,000 $ 127,000
Mecklenburg, North Carolina 14 $ 4,930,000 $ 352,142 $ 167,000
DeKalb, Georgia 13 $ 4,275,000 $ 328,846 $ 148,000
Forsyth, Georgia 13 $ 6,135,000 $ 471,923 $ 163,000
Ramsey, Minnesota 13 $ 3,655,000 $ 281,153 $ 261,000
Washington, Minnesota 13 $ 4,825,000 $ 371,153 $ 109,000
Kings, New York 13 $ 6,035,000 $ 464,230 $ 116,000
Montgomery, Pennsylvania 13 $ 4,185,000 $ 321,923 $ 173,000
Knox, Tennessee 13 $ 2,755,000 $ 211,923 $ 332,000
Western Connecticut Planning Region, Connecticut 12 $ 4,680,000 $ 390,000 $ 146,000
Washtenaw, Michigan 12 $ 4,540,000 $ 378,333 $ 133,000
Onondaga, New York 12 $ 1,880,000 $ 156,666 $ 111,000
Providence, Rhode Island 12 $ 5,510,000 $ 459,166 $ 161,000
Brazoria, Texas 12 $ 5,250,000 $ 437,500 $ 222,000
Contra Costa, California 11 $ 6,705,000 $ 609,545 $ 279,000
San Bernardino, California 11 $ 4,635,000 $ 421,363 $ 183,000
Cobb, Georgia 11 $ 4,715,000 $ 428,636 $ 220,000
Baltimore City, Maryland 11 $ 2,915,000 $ 265,000 $ 151,000
Monroe, New York 11 $ 2,185,000 $ 198,636 $ 102,000
Montgomery, Ohio 11 $ 2,595,000 $ 235,909 $ 206,000
Cumberland, Pennsylvania 11 $ 3,545,000 $ 322,272 $ 186,000
Davidson, Tennessee 11 $ 3,665,000 $ 333,181 $ 98,000
Henrico, Virginia 11 $ 4,625,000 $ 420,454 $ 202,000
Pulaski, Arkansas 10 $ 2,880,000 $ 288,000 $ 121,000
Lake, Illinois 10 $ 4,760,000 $ 476,000 $ 325,000
Jackson, Missouri 10 $ 2,480,000 $ 248,000 $ 76,000
Hudson, New Jersey 10 $ 4,420,000 $ 442,000 $ 146,000
Lucas, Ohio 10 $ 3,710,000 $ 371,000 $ 219,000
Summit, Ohio 10 $ 2,580,000 $ 258,000 $ 127,000
Warren, Ohio 10 $ 5,000,000 $ 500,000 $ 372,000
Benton, Arkansas 9 $ 3,375,000 $ 375,000 $ 126,000
Greater Bridgeport Planning Region, Connecticut 9 $ 2,695,000 $ 299,444 $ 142,000
Naugatuck Valley Planning Region, Connecticut 9 $ 2,015,000 $ 223,888 $ 119,000
Kane, Illinois 9 $ 3,545,000 $ 393,888 $ 153,000
Allen, Indiana 9 $ 2,785,000 $ 309,444 $ 161,000
Lake, Indiana 9 $ 2,315,000 $ 257,222 $ 167,000
Johnson, Kansas 9 $ 2,755,000 $ 306,111 $ 123,000
Frederick, Maryland 9 $ 4,585,000 $ 509,444 $ 163,000
Bristol, Massachusetts 9 $ 4,985,000 $ 553,888 $ 197,000
Camden, New Jersey 9 $ 2,305,000 $ 256,111 $ 147,000
Essex, New Jersey 9 $ 5,195,000 $ 577,222 $ 192,000
Butler, Ohio 9 $ 3,735,000 $ 415,000 $ 211,000
Chester, Pennsylvania 9 $ 4,045,000 $ 449,444 $ 196,000
Clark, Washington 9 $ 4,015,000 $ 446,111 $ 176,000
Alachua, Florida 8 $ 3,420,000 $ 427,500 $ 318,000
Kendall, Illinois 8 $ 1,520,000 $ 190,000 $ 85,000
Peoria, Illinois 8 $ 2,330,000 $ 291,250 $ 206,000
Anne Arundel, Maryland 8 $ 3,400,000 $ 425,000 $ 188,000
Stearns, Minnesota 8 $ 2,260,000 $ 282,500 $ 94,000
Morris, New Jersey 8 $ 4,610,000 $ 576,250 $ 219,000
Cabarrus, North Carolina 8 $ 3,160,000 $ 395,000 $ 144,000
Durham, North Carolina 8 $ 2,610,000 $ 326,250 $ 130,000
Multnomah, Oregon 8 $ 3,280,000 $ 410,000 $ 145,000
Bexar, Texas 8 $ 2,070,000 $ 258,750 $ 96,000
San Mateo, California 7 $ 5,885,000 $ 840,714 $ 257,000
Pasco, Florida 7 $ 3,145,000 $ 449,285 $ 266,000
Cherokee, Georgia 7 $ 2,915,000 $ 416,428 $ 309,000
Sangamon, Illinois 7 $ 1,655,000 $ 236,428 $ 238,000
Sedgwick, Kansas 7 $ 1,885,000 $ 269,285 $ 327,000
Essex, Massachusetts 7 $ 3,485,000 $ 497,857 $ 188,000
Genesee, Michigan 7 $ 2,345,000 $ 335,000 $ 193,000
Clay, Missouri 7 $ 1,655,000 $ 236,428 $ 463,000
Union, New Jersey 7 $ 3,645,000 $ 520,714 $ 182,000
Westchester, New York 7 $ 4,695,000 $ 670,714 $ 258,000
Hamilton, Ohio 7 $ 1,585,000 $ 226,428 $ 135,000
Monroe, Pennsylvania 7 $ 2,255,000 $ 322,142 $ 363,000
Brown, Wisconsin 7 $ 2,185,000 $ 312,142 $ 156,000
Montgomery, Alabama 6 $ 1,330,000 $ 221,666 $ 107,000
Placer, California 6 $ 3,000,000 $ 500,000 $ 154,000
Arapahoe, Colorado 6 $ 2,530,000 $ 421,666 $ 140,000
Duval, Florida 6 $ 1,660,000 $ 276,666 $ 104,000
Pinellas, Florida 6 $ 1,830,000 $ 305,000 $ 119,000
Seminole, Florida 6 $ 2,490,000 $ 415,000 $ 148,000
Houston, Georgia 6 $ 1,570,000 $ 261,666 $ 144,000
Boone, Kentucky 6 $ 1,380,000 $ 230,000 $ 81,000
Hampden, Massachusetts 6 $ 2,630,000 $ 438,333 $ 139,000
Wright, Minnesota 6 $ 2,170,000 $ 361,666 $ 86,000
Atlantic, New Jersey 6 $ 2,300,000 $ 383,333 $ 177,000
Schenectady, New York 6 $ 1,600,000 $ 266,666 $ 96,000
Greene, Ohio 6 $ 1,760,000 $ 293,333 $ 311,000
Chesterfield, Virginia 6 $ 2,130,000 $ 355,000 $ 113,000
Spotsylvania, Virginia 6 $ 2,460,000 $ 410,000 $ 113,000
Stafford, Virginia 6 $ 2,810,000 $ 468,333 $ 106,000
Jefferson, Alabama 5 $ 2,055,000 $ 411,000 $ 133,000
Stanislaus, California 5 $ 1,655,000 $ 331,000 $ 110,000
District of Columbia, District Of Columbia 5 $ 1,585,000 $ 317,000 $ 78,000
Bay, Florida 5 $ 1,555,000 $ 311,000 $ 170,000
Norfolk, Massachusetts 5 $ 2,295,000 $ 459,000 $ 179,000
Carver, Minnesota 5 $ 2,045,000 $ 409,000 $ 233,000
Kandiyohi, Minnesota 5 $ 1,105,000 $ 221,000 $ 60,000
St. Charles, Missouri 5 $ 1,625,000 $ 325,000 $ 106,000
Monmouth, New Jersey 5 $ 2,995,000 $ 599,000 $ 400,000
Delaware, Ohio 5 $ 2,125,000 $ 425,000 $ 157,000
Lorain, Ohio 5 $ 1,765,000 $ 353,000 $ 114,000
Bucks, Pennsylvania 5 $ 2,545,000 $ 509,000 $ 164,000
Montgomery, Texas 5 $ 1,645,000 $ 329,000 $ 190,000
Madison, Alabama 4 $ 1,350,000 $ 337,500 $ 167,000
Ventura, California 4 $ 1,850,000 $ 462,500 $ 152,000
Yolo, California 4 $ 2,560,000 $ 640,000 $ 256,000
Kent, Delaware 4 $ 2,030,000 $ 507,500 $ 262,000
Brevard, Florida 4 $ 1,480,000 $ 370,000 $ 142,000
Hernando, Florida 4 $ 1,350,000 $ 337,500 $ 168,000
Miami-Dade, Florida 4 $ 1,390,000 $ 347,500 $ 221,000
Winnebago, Illinois 4 $ 780,000 $ 195,000 $ 312,000
Hendricks, Indiana 4 $ 1,350,000 $ 337,500 $ 130,000
Fayette, Kentucky 4 $ 1,470,000 $ 367,500 $ 151,000
Ingham, Michigan 4 $ 1,840,000 $ 460,000 $ 332,000
Benton, Minnesota 4 $ 1,150,000 $ 287,500 $ 87,000
Saratoga, New York 4 $ 1,780,000 $ 445,000 $ 125,000
Harnett, North Carolina 4 $ 1,260,000 $ 315,000 $ 144,000
Johnston, North Carolina 4 $ 1,050,000 $ 262,500 $ 104,000
Fairfield, Ohio 4 $ 1,090,000 $ 272,500 $ 108,000
Polk, Oregon 4 $ 1,650,000 $ 412,500 $ 203,000
Rutherford, Tennessee 4 $ 1,680,000 $ 420,000 $ 160,000
Washington, Tennessee 4 $ 2,820,000 $ 705,000 $ 372,000
Thurston, Washington 4 $ 1,400,000 $ 350,000 $ 110,000
Berkeley, West Virginia 4 $ 1,150,000 $ 287,500 $ 108,000
Mobile, Alabama 3 $ 505,000 $ 168,333 $ 92,000
Pinal, Arizona 3 $ 695,000 $ 231,666 $ 130,000
San Francisco, California 3 $ 3,315,000 $ 1,105,000 $ 340,000
Tulare, California 3 $ 1,425,000 $ 475,000 $ 177,000
Douglas, Colorado 3 $ 1,705,000 $ 568,333 $ 170,000
Weld, Colorado 3 $ 1,295,000 $ 431,666 $ 148,000
Lake, Florida 3 $ 935,000 $ 311,666 $ 106,000
Manatee, Florida 3 $ 1,045,000 $ 348,333 $ 114,000
Marion, Florida 3 $ 1,015,000 $ 338,333 $ 198,000
St. Johns, Florida 3 $ 1,335,000 $ 445,000 $ 536,000
Volusia, Florida 3 $ 605,000 $ 201,666 $ 67,000
Clayton, Georgia 3 $ 545,000 $ 181,666 $ 72,000
Columbia, Georgia 3 $ 965,000 $ 321,666 $ 144,000
Fayette, Georgia 3 $ 1,275,000 $ 425,000 $ 177,000
Boone, Illinois 3 $ 695,000 $ 231,666 $ 536,000
Rock Island, Illinois 3 $ 615,000 $ 205,000 $ 83,000
Boone, Indiana 3 $ 1,005,000 $ 335,000 $ 116,000
Noble, Indiana 3 $ 595,000 $ 198,333 $ 60,000
St. Joseph, Indiana 3 $ 795,000 $ 265,000 $ 165,000
Tippecanoe, Indiana 3 $ 665,000 $ 221,666 $ 113,000
Warren, Kentucky 3 $ 795,000 $ 265,000 $ 116,000
Washington, Maryland 3 $ 705,000 $ 235,000 $ 64,000
Kalamazoo, Michigan 3 $ 905,000 $ 301,666 $ 89,000
Clay, Minnesota 3 $ 725,000 $ 241,666 $ 84,000
Boone, Missouri 3 $ 1,035,000 $ 345,000 $ 443,000
Ocean, New Jersey 3 $ 1,885,000 $ 628,333 $ 291,000
Sussex, New Jersey 3 $ 945,000 $ 315,000 $ 107,000
Niagara, New York 3 $ 475,000 $ 158,333 $ 112,000
Oneida, New York 3 $ 725,000 $ 241,666 $ 69,000
Rensselaer, New York 3 $ 895,000 $ 298,333 $ 163,000
Forsyth, North Carolina 3 $ 965,000 $ 321,666 $ 130,000
Stark, Ohio 3 $ 565,000 $ 188,333 $ 197,000
Union, Ohio 3 $ 1,115,000 $ 371,666 $ 206,000
Northampton, Pennsylvania 3 $ 965,000 $ 321,666 $ 143,000
Washington, Pennsylvania 3 $ 975,000 $ 325,000 $ 106,000
Greenville, South Carolina 3 $ 1,035,000 $ 345,000 $ 106,000
Lubbock, Texas 3 $ 1,005,000 $ 335,000 $ 336,000
Rockwall, Texas 3 $ 1,065,000 $ 355,000 $ 89,000
Waller, Texas 3 $ 1,375,000 $ 458,333 $ 230,000
Arlington, Virginia 3 $ 1,625,000 $ 541,666 $ 316,000
Waynesboro, Virginia 3 $ 865,000 $ 288,333 $ 92,000
Pima, Arizona 2 $ 740,000 $ 370,000 $ 227,000
Washington, Arkansas 2 $ 440,000 $ 220,000 $ 75,000
El Dorado, California 2 $ 1,510,000 $ 755,000 $ 630,000
Kern, California 2 $ 880,000 $ 440,000 $ 394,000
Merced, California 2 $ 570,000 $ 285,000 $ 384,000
Adams, Colorado 2 $ 1,000,000 $ 500,000 $ 163,000
Jefferson, Colorado 2 $ 1,460,000 $ 730,000 $ 257,000
Polk, Florida 2 $ 430,000 $ 215,000 $ 77,000
Douglas, Georgia 2 $ 560,000 $ 280,000 $ 159,000
Paulding, Georgia 2 $ 930,000 $ 465,000 $ 304,000
Hancock, Indiana 2 $ 610,000 $ 305,000 $ 390,000
Vanderburgh, Indiana 2 $ 410,000 $ 205,000 $ 121,000
Kenton, Kentucky 2 $ 350,000 $ 175,000 $ 53,000
Oldham, Kentucky 2 $ 1,590,000 $ 795,000 $ 471,000
Cecil, Maryland 2 $ 460,000 $ 230,000 $ 72,000
Charles, Maryland 2 $ 670,000 $ 335,000 $ 118,000
Berkshire, Massachusetts 2 $ 290,000 $ 145,000 $ 418,000
Branch, Michigan 2 $ 300,000 $ 150,000 $ 47,000
Roscommon, Michigan 2 $ 610,000 $ 305,000 $ 63,000
Coahoma, Mississippi 2 $ 160,000 $ 80,000 $ 208,000
St. Louis City, Missouri 2 $ 410,000 $ 205,000 $ 49,000
Gloucester, New Jersey 2 $ 900,000 $ 450,000 $ 137,000
Warren, New Jersey 2 $ 980,000 $ 490,000 $ 236,000
Orange, New York 2 $ 940,000 $ 470,000 $ 220,000
Rockland, New York 2 $ 950,000 $ 475,000 $ 121,000
Alamance, North Carolina 2 $ 620,000 $ 310,000 $ 97,000
Davidson, North Carolina 2 $ 960,000 $ 480,000 $ 124,000
Pitt, North Carolina 2 $ 620,000 $ 310,000 $ 230,000
Randolph, North Carolina 2 $ 480,000 $ 240,000 $ 73,000
Linn, Oregon 2 $ 910,000 $ 455,000 $ 315,000
Marion, Oregon 2 $ 620,000 $ 310,000 $ 209,000
Berks, Pennsylvania 2 $ 610,000 $ 305,000 $ 107,000
Lackawanna, Pennsylvania 2 $ 720,000 $ 360,000 $ 236,000
Lancaster, Pennsylvania 2 $ 800,000 $ 400,000 $ 89,000
Kent, Rhode Island 2 $ 1,170,000 $ 585,000 $ 180,000
Lexington, South Carolina 2 $ 410,000 $ 205,000 $ 117,000
Hamilton, Tennessee 2 $ 790,000 $ 395,000 $ 105,000
Sevier, Tennessee 2 $ 1,000,000 $ 500,000 $ 348,000
Brazos, Texas 2 $ 270,000 $ 135,000 $ 159,000
El Paso, Texas 2 $ 800,000 $ 400,000 $ 102,000
Ellis, Texas 2 $ 740,000 $ 370,000 $ 120,000
Galveston, Texas 2 $ 1,040,000 $ 520,000 $ 323,000
Johnson, Texas 2 $ 860,000 $ 430,000 $ 142,000
McLennan, Texas 2 $ 1,150,000 $ 575,000 $ 327,000
Randall, Texas 2 $ 630,000 $ 315,000 $ 368,000
Smith, Texas 2 $ 880,000 $ 440,000 $ 215,000
Augusta, Virginia 2 $ 690,000 $ 345,000 $ 135,000
Harrisonburg, Virginia 2 $ 410,000 $ 205,000 $ 143,000
Montgomery, Virginia 2 $ 610,000 $ 305,000 $ 84,000
Jefferson, West Virginia 2 $ 920,000 $ 460,000 $ 322,000
Lauderdale, Alabama 1 $ 125,000 $ 125,000 $ 113,000
Shelby, Alabama 1 $ 165,000 $ 165,000 $ 99,000
Crittenden, Arkansas 1 $ 275,000 $ 275,000 $ 150,000
Faulkner, Arkansas 1 $ 285,000 $ 285,000 $ 84,000
Saline, Arkansas 1 $ 185,000 $ 185,000 $ 195,000
Sebastian, Arkansas 1 $ 285,000 $ 285,000 $ 350,000
Solano, California 1 $ 375,000 $ 375,000 $ 48,000
Sonoma, California 1 $ 475,000 $ 475,000 $ 227,000
Yuba, California 1 $ 265,000 $ 265,000 $ 62,000
Lower Connecticut River Valley Planning Region, Connecticut 1 $ 525,000 $ 525,000 $ 250,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 395,000 $ 395,000 $ 140,000
Sussex, Delaware 1 $ 705,000 $ 705,000 $ 369,000
Clay, Florida 1 $ 465,000 $ 465,000 $ 157,000
Escambia, Florida 1 $ 225,000 $ 225,000 $ 56,000
Leon, Florida 1 $ 485,000 $ 485,000 $ 167,000
Okaloosa, Florida 1 $ 205,000 $ 205,000 $ 218,000
Okeechobee, Florida 1 $ 285,000 $ 285,000 $ 73,000
St. Lucie, Florida 1 $ 715,000 $ 715,000 $ 127,000
Bryan, Georgia 1 $ 375,000 $ 375,000 $ 219,000
Chatham, Georgia 1 $ 445,000 $ 445,000 $ 131,000
Clarke, Georgia 1 $ 255,000 $ 255,000 $ 83,000
Floyd, Georgia 1 $ 185,000 $ 185,000 $ 191,000
Hall, Georgia 1 $ 345,000 $ 345,000 $ 135,000
Henry, Georgia 1 $ 375,000 $ 375,000 $ 103,000
Richmond, Georgia 1 $ 65,000 $ 65,000 $ 55,000
Madison, Illinois 1 $ 75,000 $ 75,000 $ 111,000
McHenry, Illinois 1 $ 305,000 $ 305,000 $ 122,000
McLean, Illinois 1 $ 505,000 $ 505,000 $ 650,000
Stephenson, Illinois 1 $ 105,000 $ 105,000 $ 102,000
Bartholomew, Indiana 1 $ 185,000 $ 185,000 $ 104,000
Grant, Indiana 1 $ 55,000 $ 55,000 $ 147,000
Howard, Indiana 1 $ 315,000 $ 315,000 $ 75,000
Johnson, Indiana 1 $ 65,000 $ 65,000 $ 48,000
Madison, Indiana 1 $ 155,000 $ 155,000 $ 94,000
Monroe, Indiana 1 $ 245,000 $ 245,000 $ 255,000
Vigo, Indiana 1 $ 505,000 $ 505,000 $ 455,000
Allegany, Maryland 1 $ 325,000 $ 325,000 $ 320,000
Carroll, Maryland 1 $ 375,000 $ 375,000 $ 170,000
Harford, Maryland 1 $ 305,000 $ 305,000 $ 166,000
Wicomico, Maryland 1 $ 385,000 $ 385,000 $ 227,000
Eaton, Michigan 1 $ 235,000 $ 235,000 $ 101,000
Houghton, Michigan 1 $ 285,000 $ 285,000 $ 110,000
Kent, Michigan 1 $ 445,000 $ 445,000 $ 369,000
Midland, Michigan 1 $ 275,000 $ 275,000 $ 142,000
Cook, Minnesota 1 $ 585,000 $ 585,000 $ 155,000
Otter Tail, Minnesota 1 $ 315,000 $ 315,000 $ 203,000
Steele, Minnesota 1 $ 265,000 $ 265,000 $ 63,000
Bolivar, Mississippi 1 $ 65,000 $ 65,000 $ 89,000
Lafayette, Mississippi 1 $ 415,000 $ 415,000 $ 154,000
Madison, Mississippi 1 $ 425,000 $ 425,000 $ 349,000
Rankin, Mississippi 1 $ 245,000 $ 245,000 $ 143,000
Cape Girardeau, Missouri 1 $ 225,000 $ 225,000 $ 90,000
Greene, Missouri 1 $ 545,000 $ 545,000 $ 281,000
Jefferson, Missouri 1 $ 395,000 $ 395,000 $ 132,000
Hunterdon, New Jersey 1 $ 365,000 $ 365,000 $ 165,000
Salem, New Jersey 1 $ 135,000 $ 135,000 $ 155,000
Columbia, New York 1 $ 305,000 $ 305,000 $ 146,000
Greene, New York 1 $ 215,000 $ 215,000 $ 52,000
Tioga, New York 1 $ 325,000 $ 325,000 $ 140,000
Ulster, New York 1 $ 255,000 $ 255,000 $ 67,000
Cumberland, North Carolina 1 $ 395,000 $ 395,000 $ 282,000
Dare, North Carolina 1 $ 415,000 $ 415,000 $ 228,000
Gaston, North Carolina 1 $ 455,000 $ 455,000 $ 300,000
Henderson, North Carolina 1 $ 525,000 $ 525,000 $ 435,000
Union, North Carolina 1 $ 435,000 $ 435,000 $ 145,000
Allen, Ohio 1 $ 705,000 $ 705,000 $ 425,000
Geauga, Ohio 1 $ 235,000 $ 235,000 $ 160,000
Hancock, Ohio 1 $ 325,000 $ 325,000 $ 191,000
Licking, Ohio 1 $ 435,000 $ 435,000 $ 95,000
Mahoning, Ohio 1 $ 535,000 $ 535,000 $ 299,000
Medina, Ohio 1 $ 245,000 $ 245,000 $ 135,000
Trumbull, Ohio 1 $ 115,000 $ 115,000 $ 48,000
Wood, Ohio 1 $ 605,000 $ 605,000 $ 350,000
Benton, Oregon 1 $ 335,000 $ 335,000 $ 65,000
Clackamas, Oregon 1 $ 535,000 $ 535,000 $ 170,000
Lane, Oregon 1 $ 535,000 $ 535,000 $ 400,000
Butler, Pennsylvania 1 $ 405,000 $ 405,000 $ 89,000
Carbon, Pennsylvania 1 $ 185,000 $ 185,000 $ 52,000
Lycoming, Pennsylvania 1 $ 245,000 $ 245,000 $ 345,000
Perry, Pennsylvania 1 $ 295,000 $ 295,000 $ 140,000
Schuylkill, Pennsylvania 1 $ 535,000 $ 535,000 $ 285,000
Westmoreland, Pennsylvania 1 $ 355,000 $ 355,000 $ 183,000
Anderson, South Carolina 1 $ 235,000 $ 235,000 $ 73,000
Berkeley, South Carolina 1 $ 175,000 $ 175,000 $ 62,000
Chesterfield, South Carolina 1 $ 145,000 $ 145,000 $ 59,000
Horry, South Carolina 1 $ 225,000 $ 225,000 $ 62,000
Richland, South Carolina 1 $ 265,000 $ 265,000 $ 100,000
Spartanburg, South Carolina 1 $ 325,000 $ 325,000 $ 74,000
York, South Carolina 1 $ 595,000 $ 595,000 $ 148,000
Blount, Tennessee 1 $ 335,000 $ 335,000 $ 116,000
Maury, Tennessee 1 $ 315,000 $ 315,000 $ 285,000
Putnam, Tennessee 1 $ 225,000 $ 225,000 $ 73,000
Weakley, Tennessee 1 $ 255,000 $ 255,000 $ 82,000
Williamson, Tennessee 1 $ 715,000 $ 715,000 $ 305,000
Bowie, Texas 1 $ 205,000 $ 205,000 $ 131,000
Grayson, Texas 1 $ 225,000 $ 225,000 $ 81,000
Hidalgo, Texas 1 $ 405,000 $ 405,000 $ 385,000
Jefferson, Texas 1 $ 405,000 $ 405,000 $ 234,000
Midland, Texas 1 $ 195,000 $ 195,000 $ 61,000
Polk, Texas 1 $ 395,000 $ 395,000 $ 241,000
Taylor, Texas 1 $ 585,000 $ 585,000 $ 240,000
Alexandria, Virginia 1 $ 195,000 $ 195,000 $ 55,000
Fluvanna, Virginia 1 $ 225,000 $ 225,000 $ 47,000
Frederick, Virginia 1 $ 395,000 $ 395,000 $ 173,000
Fredericksburg, Virginia 1 $ 235,000 $ 235,000 $ 50,000
Manassas, Virginia 1 $ 335,000 $ 335,000 $ 124,000
Newport News, Virginia 1 $ 85,000 $ 85,000 $ 198,000
Rockingham, Virginia 1 $ 305,000 $ 305,000 $ 145,000
Clallam, Washington 1 $ 205,000 $ 205,000 $ 234,000
Spokane, Washington 1 $ 295,000 $ 295,000 $ 61,000
Harrison, West Virginia 1 $ 185,000 $ 185,000 $ 85,000
Monongalia, West Virginia 1 $ 295,000 $ 295,000 $ 122,000
Raleigh, West Virginia 1 $ 615,000 $ 615,000 $ 494,000
Calumet, Wisconsin 1 $ 365,000 $ 365,000 $ 103,000
Columbia, Wisconsin 1 $ 275,000 $ 275,000 $ 112,000
Dodge, Wisconsin 1 $ 275,000 $ 275,000 $ 91,000
Dunn, Wisconsin 1 $ 175,000 $ 175,000 $ 117,000
Jefferson, Wisconsin 1 $ 315,000 $ 315,000 $ 155,000
La Crosse, Wisconsin 1 $ 315,000 $ 315,000 $ 95,000
Marathon, Wisconsin 1 $ 385,000 $ 385,000 $ 227,000
Washington, Wisconsin 1 $ 605,000 $ 605,000 $ 145,000
Waukesha, Wisconsin 1 $ 275,000 $ 275,000 $ 60,000

Mortgage Loan Application Detail Totals for Guidance Residential, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,654 $1,449,420,000 $396,000 $1,465,000 $169,000 $2,500,000
Refinancing 681 $279,665,000 $410,000 $1,545,000 $184,000 $1,509,000
Cash-out Refinancing 348 $112,160,000 $322,000 $1,155,000 $170,000 $930,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Asian 1,866 $749,170,000 $401,000 $1,465,000 $176,000 $2,134,000
Not Provided 1,209 $499,475,000 $413,000 $1,545,000 $178,000 $2,500,000
White 1,022 $388,640,000 $380,000 $1,205,000 $175,000 $1,509,000
Black or African American 572 $199,780,000 $349,000 $1,165,000 $136,000 $2,329,000
Hispanic 12 $3,750,000 $312,000 $695,000 $147,000 $625,000
Native Hawaiian or Other Pacific Islander 2 $430,000 $215,000 $365,000 $125,000 $179,000
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,683 $1,841,245,000 $393,000 $1,545,000 $171,000 $2,500,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,872 $1,158,290,000 $403,000 $1,205,000 $178,000 $2,500,000
File Closed For Incompleteness 544 $210,210,000 $386,000 $1,205,000 $183,000 $1,765,000
Application Withdrawn By Applicant 499 $193,725,000 $388,000 $1,545,000 $165,000 $636,000
Preapproval Denied by Financial Institution 313 $102,745,000 $328,000 $1,205,000 $115,000 $625,000
Application Approved But Not Accepted 202 $80,780,000 $399,000 $1,265,000 $161,000 $972,000
Preapproval Approved but not Accepted 155 $64,205,000 $414,000 $1,205,000 $176,000 $750,000
Application Denied By Financial Institution 98 $31,290,000 $319,000 $805,000 $141,000 $723,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,272 $1,707,210,000 $399,000 $1,545,000 $176,000 $2,500,000
Collateral 86 $28,980,000 $336,000 $1,205,000 $115,000 $723,000
Unverifiable Information 82 $31,870,000 $388,000 $1,205,000 $135,000 $632,000
Mortgage Insurance Denied 62 $16,220,000 $261,000 $575,000 $109,000 $625,000
Credit History 61 $17,415,000 $285,000 $955,000 $114,000 $348,000
Employment History 48 $13,380,000 $278,000 $805,000 $120,000 $338,000
Insufficient Cash (Downpayment, Closing Cost) 24 $8,560,000 $356,000 $855,000 $104,000 $241,000
Debt-To-Income Ratio 24 $8,070,000 $336,000 $805,000 $119,000 $504,000
Other 19 $7,875,000 $414,000 $805,000 $179,000 $616,000
Credit Application Incomplete 5 $1,665,000 $333,000 $635,000 $119,000 $180,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Guidance Residential, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Guidance Residential, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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