Ocmbc, Inc. Mortgage Lending & HMDA Data, 2008
In 2008, Ocmbc, Inc. of Irvine, CA reported 483 mortgage applications totaling $117.4 million. The average application was for $242,995, and applicants reported an average income of $74,654. 52% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (76), Los Angeles-Long Beach-Glendale, CA (47) and Fresno, CA (22) (applications in parentheses).
| Mortgage Company & Address | Ocmbc, Inc. 19000 Macarthur Blvd, Suite 200 Irvine, CA 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 483 |
| Total Mortgage Loan Application Amount | $117,367,000 |
| Average Mortgage Loan Application Amount | $242,995 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $74,654 |
| Highest Applicant Income | $574,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ocmbc, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 47 | $ 17,955,000 | $ 382,021 | $ 90,000 |
| Riverside, California | 40 | $ 10,658,000 | $ 266,450 | $ 75,000 |
| San Bernardino, California | 36 | $ 9,264,000 | $ 257,333 | $ 86,000 |
| Fresno, California | 22 | $ 6,186,000 | $ 281,181 | $ 86,000 |
| Sacramento, California | 16 | $ 2,921,000 | $ 182,562 | $ 69,000 |
| Orange, California | 12 | $ 4,635,000 | $ 386,250 | $ 98,000 |
| San Joaquin, California | 8 | $ 1,360,000 | $ 170,000 | $ 39,000 |
| Prince George's, Maryland | 7 | $ 2,032,000 | $ 290,285 | $ 88,000 |
| San Diego, California | 6 | $ 1,783,000 | $ 297,166 | $ 67,000 |
| Orange, Florida | 6 | $ 2,124,000 | $ 354,000 | $ 76,000 |
| Cook, Illinois | 6 | $ 1,322,000 | $ 220,333 | $ 65,000 |
| Mohave, Arizona | 5 | $ 816,000 | $ 163,200 | $ 63,000 |
| St. Louis, Missouri | 5 | $ 699,000 | $ 139,800 | $ 53,000 |
| Franklin, Ohio | 5 | $ 660,000 | $ 132,000 | $ 55,000 |
| Salt Lake, Utah | 5 | $ 2,928,000 | $ 585,600 | $ 157,000 |
| Maricopa, Arizona | 4 | $ 800,000 | $ 200,000 | $ 40,000 |
| Tulare, California | 4 | $ 859,000 | $ 214,750 | $ 65,000 |
| New Haven, Connecticut | 4 | $ 760,000 | $ 190,000 | $ 19,000 |
| Miami-Dade, Florida | 4 | $ 845,000 | $ 211,250 | $ 50,000 |
| Clark, Nevada | 4 | $ 860,000 | $ 215,000 | $ 81,000 |
| Hidalgo, Texas | 4 | $ 541,000 | $ 135,250 | $ 67,000 |
| Pierce, Washington | 4 | $ 1,330,000 | $ 332,500 | $ 99,000 |
| Thurston, Washington | 4 | $ 1,003,000 | $ 250,750 | $ 67,000 |
| Contra Costa, California | 3 | $ 717,000 | $ 239,000 | $ 102,000 |
| Solano, California | 3 | $ 820,000 | $ 273,333 | $ 48,000 |
| District of Columbia, District Of Columbia | 3 | $ 816,000 | $ 272,000 | $ 86,000 |
| Honolulu, Hawaii | 3 | $ 1,180,000 | $ 393,333 | $ 79,000 |
| Polk, Iowa | 3 | $ 378,000 | $ 126,000 | $ 44,000 |
| Montgomery, Maryland | 3 | $ 803,000 | $ 267,666 | $ 81,000 |
| Jackson, Missouri | 3 | $ 248,000 | $ 82,666 | $ 53,000 |
| St. Louis City, Missouri | 3 | $ 512,000 | $ 170,666 | $ 132,000 |
| Montgomery, Ohio | 3 | $ 234,000 | $ 78,000 | $ 50,000 |
| Tarrant, Texas | 3 | $ 466,000 | $ 155,333 | $ 73,000 |
| Snohomish, Washington | 3 | $ 986,000 | $ 328,666 | $ 70,000 |
| Spokane, Washington | 3 | $ 522,000 | $ 174,000 | $ 45,000 |
| Anchorage, Alaska | 2 | $ 500,000 | $ 250,000 | $ 140,000 |
| Jefferson, Arkansas | 2 | $ 196,000 | $ 98,000 | $ 50,000 |
| Alameda, California | 2 | $ 581,000 | $ 290,500 | $ 86,000 |
| Santa Clara, California | 2 | $ 1,421,000 | $ 710,500 | $ 145,000 |
| Pueblo, Colorado | 2 | $ 354,000 | $ 177,000 | $ 65,000 |
| New Castle, Delaware | 2 | $ 430,000 | $ 215,000 | $ 53,000 |
| Citrus, Florida | 2 | $ 428,000 | $ 214,000 | $ 49,000 |
| Cobb, Georgia | 2 | $ 331,000 | $ 165,500 | $ 23,000 |
| DeKalb, Georgia | 2 | $ 528,000 | $ 264,000 | $ 141,000 |
| Fulton, Georgia | 2 | $ 292,000 | $ 146,000 | $ 125,000 |
| Gwinnett, Georgia | 2 | $ 354,000 | $ 177,000 | $ 60,000 |
| Kane, Illinois | 2 | $ 327,000 | $ 163,500 | $ 77,000 |
| Baltimore, Maryland | 2 | $ 385,000 | $ 192,500 | $ 45,000 |
| Harford, Maryland | 2 | $ 404,000 | $ 202,000 | $ 64,000 |
| Dakota, Minnesota | 2 | $ 405,000 | $ 202,500 | $ 81,000 |
| Hennepin, Minnesota | 2 | $ 329,000 | $ 164,500 | $ 97,000 |
| Strafford, New Hampshire | 2 | $ 732,000 | $ 366,000 | $ 104,000 |
| Delaware, Ohio | 2 | $ 529,000 | $ 264,500 | $ 87,000 |
| Lake, Ohio | 2 | $ 252,000 | $ 126,000 | $ 46,000 |
| Lorain, Ohio | 2 | $ 287,000 | $ 143,500 | $ 0 |
| Union, Ohio | 2 | $ 355,000 | $ 177,500 | $ 51,000 |
| Lane, Oregon | 2 | $ 373,000 | $ 186,500 | $ 66,000 |
| Marion, Oregon | 2 | $ 401,000 | $ 200,500 | $ 28,000 |
| Fort Bend, Texas | 2 | $ 400,000 | $ 200,000 | $ 39,000 |
| Benton, Washington | 2 | $ 583,000 | $ 291,500 | $ 119,000 |
| Clark, Washington | 2 | $ 568,000 | $ 284,000 | $ 83,000 |
| King, Washington | 2 | $ 632,000 | $ 316,000 | $ 65,000 |
| Jefferson, Alabama | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Montgomery, Alabama | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Cochise, Arizona | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Gila, Arizona | 1 | $ 147,000 | $ 147,000 | $ 60,000 |
| Pinal, Arizona | 1 | $ 286,000 | $ 286,000 | $ 80,000 |
| Kern, California | 1 | $ 173,000 | $ 173,000 | $ 55,000 |
| Shasta, California | 1 | $ 216,000 | $ 216,000 | $ 64,000 |
| Ventura, California | 1 | $ 369,000 | $ 369,000 | $ 72,000 |
| Delta, Colorado | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Denver, Colorado | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Garfield, Colorado | 1 | $ 389,000 | $ 389,000 | $ 136,000 |
| Jefferson, Colorado | 1 | $ 278,000 | $ 278,000 | $ 72,000 |
| Rio Grande, Colorado | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Hartford, Connecticut | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| Middlesex, Connecticut | 1 | $ 293,000 | $ 293,000 | $ 156,000 |
| New London, Connecticut | 1 | $ 307,000 | $ 307,000 | $ 0 |
| Brevard, Florida | 1 | $ 97,000 | $ 97,000 | $ 116,000 |
| Collier, Florida | 1 | $ 179,000 | $ 179,000 | $ 74,000 |
| Duval, Florida | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Gulf, Florida | 1 | $ 199,000 | $ 199,000 | $ 86,000 |
| Hillsborough, Florida | 1 | $ 176,000 | $ 176,000 | $ 118,000 |
| Okaloosa, Florida | 1 | $ 308,000 | $ 308,000 | $ 88,000 |
| Osceola, Florida | 1 | $ 185,000 | $ 185,000 | $ 32,000 |
| Palm Beach, Florida | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
| Pinellas, Florida | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| St. Lucie, Florida | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Volusia, Florida | 1 | $ 199,000 | $ 199,000 | $ 52,000 |
| Chatham, Georgia | 1 | $ 65,000 | $ 65,000 | $ 177,000 |
| Douglas, Georgia | 1 | $ 112,000 | $ 112,000 | $ 28,000 |
| Ada, Idaho | 1 | $ 153,000 | $ 153,000 | $ 113,000 |
| Bannock, Idaho | 1 | $ 190,000 | $ 190,000 | $ 80,000 |
| Canyon, Idaho | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Madison, Illinois | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| St. Clair, Illinois | 1 | $ 138,000 | $ 138,000 | $ 25,000 |
| Will, Illinois | 1 | $ 309,000 | $ 309,000 | $ 73,000 |
| Lake, Indiana | 1 | $ 142,000 | $ 142,000 | $ 41,000 |
| Johnson, Iowa | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Page, Iowa | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Winnebago, Iowa | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Hardin, Kentucky | 1 | $ 112,000 | $ 112,000 | $ 189,000 |
| St. John the Baptist, Louisiana | 1 | $ 201,000 | $ 201,000 | $ 69,000 |
| Penobscot, Maine | 1 | $ 394,000 | $ 394,000 | $ 265,000 |
| York, Maine | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Anne Arundel, Maryland | 1 | $ 359,000 | $ 359,000 | $ 92,000 |
| Caroline, Maryland | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
| Charles, Maryland | 1 | $ 187,000 | $ 187,000 | $ 160,000 |
| Frederick, Maryland | 1 | $ 207,000 | $ 207,000 | $ 70,000 |
| Garrett, Maryland | 1 | $ 371,000 | $ 371,000 | $ 129,000 |
| Howard, Maryland | 1 | $ 422,000 | $ 422,000 | $ 100,000 |
| Wicomico, Maryland | 1 | $ 567,000 | $ 567,000 | $ 186,000 |
| Barnstable, Massachusetts | 1 | $ 249,000 | $ 249,000 | $ 63,000 |
| Worcester, Massachusetts | 1 | $ 363,000 | $ 363,000 | $ 152,000 |
| Calhoun, Michigan | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
| Montcalm, Michigan | 1 | $ 199,000 | $ 199,000 | $ 46,000 |
| Carlton, Minnesota | 1 | $ 103,000 | $ 103,000 | $ 49,000 |
| Sherburne, Minnesota | 1 | $ 299,000 | $ 299,000 | $ 67,000 |
| Stearns, Minnesota | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| Washington, Minnesota | 1 | $ 218,000 | $ 218,000 | $ 60,000 |
| Wright, Minnesota | 1 | $ 142,000 | $ 142,000 | $ 49,000 |
| Hinds, Mississippi | 1 | $ 63,000 | $ 63,000 | $ 72,000 |
| Jefferson, Missouri | 1 | $ 135,000 | $ 135,000 | $ 86,000 |
| Platte, Missouri | 1 | $ 184,000 | $ 184,000 | $ 64,000 |
| Douglas, Nebraska | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Carson City, Nevada | 1 | $ 234,000 | $ 234,000 | $ 126,000 |
| Washoe, Nevada | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Atlantic, New Jersey | 1 | $ 395,000 | $ 395,000 | $ 180,000 |
| Cumberland, New Jersey | 1 | $ 208,000 | $ 208,000 | $ 65,000 |
| Ocean, New Jersey | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Warren, New Jersey | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Dona Ana, New Mexico | 1 | $ 97,000 | $ 97,000 | $ 40,000 |
| McKinley, New Mexico | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Quay, New Mexico | 1 | $ 166,000 | $ 166,000 | $ 117,000 |
| Jefferson, New York | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| Bertie, North Carolina | 1 | $ 101,000 | $ 101,000 | $ 46,000 |
| Catawba, North Carolina | 1 | $ 250,000 | $ 250,000 | $ 123,000 |
| Duplin, North Carolina | 1 | $ 38,000 | $ 38,000 | $ 17,000 |
| Hoke, North Carolina | 1 | $ 167,000 | $ 167,000 | $ 51,000 |
| Moore, North Carolina | 1 | $ 340,000 | $ 340,000 | $ 68,000 |
| Orange, North Carolina | 1 | $ 124,000 | $ 124,000 | $ 53,000 |
| Wake, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Wayne, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Butler, Ohio | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Clark, Ohio | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Clermont, Ohio | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Cuyahoga, Ohio | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
| Miami, Ohio | 1 | $ 137,000 | $ 137,000 | $ 40,000 |
| Muskingum, Ohio | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Stark, Ohio | 1 | $ 77,000 | $ 77,000 | $ 29,000 |
| Wood, Ohio | 1 | $ 104,000 | $ 104,000 | $ 20,000 |
| Oklahoma, Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 45,000 |
| Clackamas, Oregon | 1 | $ 233,000 | $ 233,000 | $ 52,000 |
| Jefferson, Oregon | 1 | $ 193,000 | $ 193,000 | $ 0 |
| Multnomah, Oregon | 1 | $ 208,000 | $ 208,000 | $ 70,000 |
| Washington, Oregon | 1 | $ 258,000 | $ 258,000 | $ 86,000 |
| Allegheny, Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 187,000 |
| Bedford, Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 71,000 |
| Bucks, Pennsylvania | 1 | $ 356,000 | $ 356,000 | $ 88,000 |
| Clarion, Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Delaware, Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 25,000 |
| Indiana, Pennsylvania | 1 | $ 254,000 | $ 254,000 | $ 221,000 |
| Northumberland, Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 68,000 |
| Philadelphia, Pennsylvania | 1 | $ 94,000 | $ 94,000 | $ 99,000 |
| Union, Pennsylvania | 1 | $ 88,000 | $ 88,000 | $ 63,000 |
| York, Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 83,000 |
| Providence, Rhode Island | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Charleston, South Carolina | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Pickens, South Carolina | 1 | $ 62,000 | $ 62,000 | $ 25,000 |
| Yankton, South Dakota | 1 | $ 98,000 | $ 98,000 | $ 90,000 |
| Weakley, Tennessee | 1 | $ 86,000 | $ 86,000 | $ 23,000 |
| Bexar, Texas | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| Colorado, Texas | 1 | $ 69,000 | $ 69,000 | $ 59,000 |
| Dallas, Texas | 1 | $ 162,000 | $ 162,000 | $ 72,000 |
| Galveston, Texas | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Harris, Texas | 1 | $ 112,000 | $ 112,000 | $ 70,000 |
| Jones, Texas | 1 | $ 174,000 | $ 174,000 | $ 141,000 |
| Smith, Texas | 1 | $ 168,000 | $ 168,000 | $ 121,000 |
| Travis, Texas | 1 | $ 268,000 | $ 268,000 | $ 91,000 |
| Carbon, Utah | 1 | $ 154,000 | $ 154,000 | $ 19,000 |
| Chittenden, Vermont | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
| Alexandria, Virginia | 1 | $ 445,000 | $ 445,000 | $ 105,000 |
| Halifax, Virginia | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Henrico, Virginia | 1 | $ 228,000 | $ 228,000 | $ 59,000 |
| Loudoun, Virginia | 1 | $ 183,000 | $ 183,000 | $ 267,000 |
| Norfolk, Virginia | 1 | $ 213,000 | $ 213,000 | $ 30,000 |
| Page, Virginia | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| Pittsylvania, Virginia | 1 | $ 157,000 | $ 157,000 | $ 48,000 |
| York, Virginia | 1 | $ 139,000 | $ 139,000 | $ 78,000 |
| Cowlitz, Washington | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Franklin, Washington | 1 | $ 154,000 | $ 154,000 | $ 99,000 |
| Lewis, Washington | 1 | $ 208,000 | $ 208,000 | $ 64,000 |
| Mason, Washington | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Whatcom, Washington | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Kanawha, West Virginia | 1 | $ 83,000 | $ 83,000 | $ 75,000 |
| Milwaukee, Wisconsin | 1 | $ 222,000 | $ 222,000 | $ 0 |
Mortgage Loan Application Detail Totals for Ocmbc, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 252 | $57,332,000 | $227,000 | $1,619,000 | $69,000 | $416,000 |
| Home Purchase | 230 | $59,902,000 | $260,000 | $1,950,000 | $81,000 | $574,000 |
| Home Improvement | 1 | $133,000 | $133,000 | $133,000 | $40,000 | $40,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 161 | $40,308,000 | $250,000 | $1,950,000 | $79,000 | $574,000 |
| White | 159 | $35,610,000 | $223,000 | $741,000 | $73,000 | $277,000 |
| Hispanic | 83 | $20,983,000 | $252,000 | $602,000 | $70,000 | $287,000 |
| Black or African American | 52 | $10,421,000 | $200,000 | $445,000 | $63,000 | $177,000 |
| Asian | 23 | $6,902,000 | $300,000 | $468,000 | $85,000 | $212,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,524,000 | $381,000 | $730,000 | $80,000 | $161,000 |
| American Indian or Alaskan Native | 1 | $1,619,000 | $1,619,000 | $1,619,000 | $416,000 | $416,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 373 | $88,412,000 | $237,000 | $741,000 | $71,000 | $287,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 106 | $28,043,000 | $264,000 | $1,950,000 | $89,000 | $574,000 |
| VA-guaranteed (Veterans Administration) | 4 | $912,000 | $228,000 | $352,000 | $85,000 | $117,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 250 | $58,506,000 | $234,000 | $622,000 | $66,000 | $232,000 |
| Application Denied By Financial Institution | 132 | $33,339,000 | $252,000 | $1,950,000 | $79,000 | $574,000 |
| Application Approved But Not Accepted | 79 | $19,369,000 | $245,000 | $819,000 | $89,000 | $287,000 |
| Application Withdrawn By Applicant | 15 | $4,441,000 | $296,000 | $741,000 | $120,000 | $267,000 |
| File Closed For Incompleteness | 6 | $1,432,000 | $238,000 | $515,000 | $62,000 | $85,000 |
| Preapproval Denied by Financial Institution | 1 | $280,000 | $280,000 | $280,000 | $55,000 | $55,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $278,000 | $278,000 | $278,000 | $72,000 | $72,000 |
| Debt-To-Income Ratio | 1 | $154,000 | $154,000 | $154,000 | $19,000 | $19,000 |
| Collateral | 1 | $245,000 | $245,000 | $245,000 | $36,000 | $36,000 |
| Other | 1 | $277,000 | $277,000 | $277,000 | $98,000 | $98,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ocmbc, Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ocmbc, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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