Hinsdale Bank & Trust Company, N.A Mortgage Lending & HMDA Data, 2023
In 2023, Hinsdale Bank & Trust Company, N.A of Hinsdale, IL reported 198 mortgage applications totaling $159.5 million, down 22% from 2022. The average application was for $805,454, and applicants reported an average income of $384,232. 67% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Chicago-Naperville, IL (155), Los Angeles-Long Beach-Glendale, CA (5) and Lake County-Kenosha County, IL-WI (3) (applications in parentheses).
| Mortgage Company & Address | Hinsdale Bank & Trust Company, N.A 25 East First Street Hinsdale, IL 60521 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 198 |
| Total Mortgage Loan Application Amount | $159,480,000 |
| Average Mortgage Loan Application Amount | $805,454 |
| Highest Mortgage Loan Application Amount | $8,355,000 |
| Average Applicant Income | $384,232 |
| Highest Applicant Income | $4,500,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hinsdale Bank & Trust Company, N.A filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 89 | $ 69,195,000 | $ 777,471 | $ 228,000 |
| DuPage, Illinois | 65 | $ 48,865,000 | $ 751,769 | $ 402,000 |
| Los Angeles, California | 5 | $ 6,875,000 | $ 1,375,000 | $ 483,000 |
| Lake, Illinois | 3 | $ 1,525,000 | $ 508,333 | $ 362,000 |
| Maricopa, Arizona | 2 | $ 1,120,000 | $ 560,000 | $ 217,000 |
| Clark, Nevada | 2 | $ 3,750,000 | $ 1,875,000 | $ 1,697,000 |
| Door, Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 159,000 |
| Winnebago, Wisconsin | 2 | $ 1,350,000 | $ 675,000 | $ 343,000 |
| Orange, California | 1 | $ 2,525,000 | $ 2,525,000 | $ 588,000 |
| San Diego, California | 1 | $ 1,245,000 | $ 1,245,000 | $ 825,000 |
| Tuolumne, California | 1 | $ 305,000 | $ 305,000 | $ 499,000 |
| Collier, Florida | 1 | $ 4,505,000 | $ 4,505,000 | $ 4,500,000 |
| Lee, Florida | 1 | $ 705,000 | $ 705,000 | $ 874,000 |
| Manatee, Florida | 1 | $ 1,105,000 | $ 1,105,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 105,000 | $ 105,000 | $ 457,000 |
| Pinellas, Florida | 1 | $ 565,000 | $ 565,000 | $ 243,000 |
| Sumter, Florida | 1 | $ 245,000 | $ 245,000 | $ 307,000 |
| Will, Illinois | 1 | $ 1,495,000 | $ 1,495,000 | $ 980,000 |
| Lake, Indiana | 1 | $ 305,000 | $ 305,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 285,000 | $ 285,000 | $ 119,000 |
| Dallas, Iowa | 1 | $ 545,000 | $ 545,000 | $ 218,000 |
| Fayette, Iowa | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Polk, Iowa | 1 | $ 245,000 | $ 245,000 | $ 163,000 |
| Berrien, Michigan | 1 | $ 3,095,000 | $ 3,095,000 | $ 1,133,000 |
| Kalamazoo, Michigan | 1 | $ 1,335,000 | $ 1,335,000 | $ 589,000 |
| Washtenaw, Michigan | 1 | $ 725,000 | $ 725,000 | $ 910,000 |
| Marshall, Minnesota | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Flathead, Montana | 1 | $ 655,000 | $ 655,000 | $ 331,000 |
| Santa Fe, New Mexico | 1 | $ 735,000 | $ 735,000 | $ 771,000 |
| Grand Forks, North Dakota | 1 | $ 405,000 | $ 405,000 | $ 103,000 |
| Stark, Ohio | 1 | $ 145,000 | $ 145,000 | $ 230,000 |
| Bexar, Texas | 1 | $ 1,445,000 | $ 1,445,000 | $ 625,000 |
| Montgomery, Texas | 1 | $ 725,000 | $ 725,000 | $ 277,000 |
| Washington, Utah | 1 | $ 1,225,000 | $ 1,225,000 | $ 526,000 |
| Jackson, Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Racine, Wisconsin | 1 | $ 895,000 | $ 895,000 | $ 450,000 |
Mortgage Loan Application Detail Totals for Hinsdale Bank & Trust Company, N.A in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 119 | $90,085,000 | $757,000 | $5,775,000 | $383,000 | $4,500,000 |
| Refinancing | 52 | $54,320,000 | $1,044,000 | $8,355,000 | $385,000 | $1,502,000 |
| Cash-out Refinancing | 10 | $2,920,000 | $292,000 | $755,000 | $187,000 | $499,000 |
| Home Improvement | 9 | $11,115,000 | $1,235,000 | $3,785,000 | $843,000 | $4,290,000 |
| Other Purpose | 8 | $1,040,000 | $130,000 | $515,000 | $128,000 | $270,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 85 | $69,915,000 | $822,000 | $4,505,000 | $416,000 | $4,500,000 |
| Not applicable | 72 | $46,630,000 | $647,000 | $8,355,000 | $73,000 | $200,000 |
| Not Provided | 13 | $13,525,000 | $1,040,000 | $3,005,000 | $571,000 | $2,194,000 |
| Asian | 10 | $15,940,000 | $1,594,000 | $3,005,000 | $569,000 | $1,197,000 |
| Hispanic | 10 | $4,950,000 | $495,000 | $1,305,000 | $256,000 | $516,000 |
| Black or African American | 4 | $1,440,000 | $360,000 | $585,000 | $161,000 | $280,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 198 | $159,480,000 | $805,000 | $8,355,000 | $381,000 | $4,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 133 | $126,125,000 | $948,000 | $8,355,000 | $491,000 | $4,500,000 |
| Loan Purchased By The Institution | 31 | $6,835,000 | $220,000 | $755,000 | $73,000 | $200,000 |
| Application Withdrawn By Applicant | 24 | $19,130,000 | $797,000 | $2,525,000 | $411,000 | $1,502,000 |
| Application Denied By Financial Institution | 8 | $6,480,000 | $810,000 | $2,255,000 | $279,000 | $618,000 |
| Application Approved But Not Accepted | 1 | $605,000 | $605,000 | $605,000 | $263,000 | $263,000 |
| File Closed For Incompleteness | 1 | $305,000 | $305,000 | $305,000 | $160,000 | $160,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 190 | $153,000,000 | $805,000 | $8,355,000 | $387,000 | $4,500,000 |
| Debt-To-Income Ratio | 4 | $2,870,000 | $717,000 | $2,255,000 | $219,000 | $618,000 |
| Collateral | 2 | $2,780,000 | $1,390,000 | $1,875,000 | $458,000 | $618,000 |
| Credit History | 2 | $830,000 | $415,000 | $585,000 | $221,000 | $280,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hinsdale Bank & Trust Company, N.A's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hinsdale Bank & Trust Company, N.A's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About