Home Loan Investment Bank Mortgage Lending & HMDA Data, 2009

In 2009, Home Loan Investment Bank of Warwick, RI reported 1,604 mortgage applications totaling $343.8 million, down 91% from 2008. The average application was for $214,337, and applicants reported an average income of $91,261. 18% of its applications resulted in an originated loan and 36% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (311), New York-White Plains-Wayne, NY-NJ (129) and Boston-Quincy, MA (68) (applications in parentheses).

Mortgage Company & Address Home Loan Investment Bank
One Home Loan Plaza
Warwick, RI 02886
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,604
Total Mortgage Loan Application Amount $343,798,000
Average Mortgage Loan Application Amount $214,337
Highest Mortgage Loan Application Amount $999,000
Average Applicant Income $91,261
Highest Applicant Income $2,092,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Investment Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Investment Bank by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Providence, Rhode Island 157 $ 30,932,000 $ 197,019 $ 72,000
Kent, Rhode Island 64 $ 12,018,000 $ 187,781 $ 70,000
Middlesex, Massachusetts 51 $ 15,036,000 $ 294,823 $ 112,000
Suffolk, New York 40 $ 11,915,000 $ 297,875 $ 113,000
Washington, Rhode Island 40 $ 9,471,000 $ 236,775 $ 80,000
Worcester, Massachusetts 38 $ 8,348,000 $ 219,684 $ 93,000
Kings, New York 37 $ 11,392,000 $ 307,891 $ 146,000
Cook, Illinois 32 $ 6,384,000 $ 199,500 $ 86,000
Suffolk, Massachusetts 26 $ 6,226,000 $ 239,461 $ 76,000
Bristol, Massachusetts 23 $ 5,345,000 $ 232,391 $ 89,000
Essex, Massachusetts 23 $ 6,794,000 $ 295,391 $ 110,000
Nassau, New York 23 $ 6,196,000 $ 269,391 $ 87,000
Norfolk, Massachusetts 21 $ 5,047,000 $ 240,333 $ 111,000
Plymouth, Massachusetts 21 $ 4,563,000 $ 217,285 $ 79,000
Philadelphia, Pennsylvania 18 $ 2,234,000 $ 124,111 $ 56,000
Queens, New York 17 $ 6,184,000 $ 363,764 $ 106,000
Westchester, New York 16 $ 5,576,000 $ 348,500 $ 181,000
Fairfield, Connecticut 15 $ 3,755,000 $ 250,333 $ 113,000
Hartford, Connecticut 15 $ 3,257,000 $ 217,133 $ 121,000
Newport, Rhode Island 15 $ 2,987,000 $ 199,133 $ 111,000
Wake, North Carolina 14 $ 3,226,000 $ 230,428 $ 95,000
Fairfax, Virginia 13 $ 3,506,000 $ 269,692 $ 131,000
New Haven, Connecticut 12 $ 2,140,000 $ 178,333 $ 68,000
Middlesex, New Jersey 12 $ 3,086,000 $ 257,166 $ 119,000
Orange, New York 12 $ 2,274,000 $ 189,500 $ 54,000
Bristol, Rhode Island 12 $ 3,536,000 $ 294,666 $ 132,000
Rockingham, New Hampshire 11 $ 2,991,000 $ 271,909 $ 106,000
Mecklenburg, North Carolina 11 $ 2,899,000 $ 263,545 $ 124,000
Baltimore, Maryland 10 $ 1,961,000 $ 196,100 $ 70,000
Morris, New Jersey 10 $ 2,824,000 $ 282,400 $ 102,000
New York, New York 10 $ 3,793,000 $ 379,300 $ 288,000
Fulton, Georgia 9 $ 1,786,000 $ 198,444 $ 85,000
Bergen, New Jersey 9 $ 3,665,000 $ 407,222 $ 300,000
Burlington, New Jersey 9 $ 1,820,000 $ 202,222 $ 127,000
Hudson, New Jersey 9 $ 2,040,000 $ 226,666 $ 66,000
Ocean, New Jersey 9 $ 1,809,000 $ 201,000 $ 75,000
Bronx, New York 9 $ 2,373,000 $ 263,666 $ 84,000
Rensselaer, New York 9 $ 1,374,000 $ 152,666 $ 71,000
Montgomery, Pennsylvania 9 $ 2,048,000 $ 227,555 $ 137,000
Bucks, Pennsylvania 8 $ 1,724,000 $ 215,500 $ 106,000
Delaware, Pennsylvania 8 $ 1,758,000 $ 219,750 $ 123,000
DuPage, Illinois 7 $ 1,407,000 $ 201,000 $ 81,000
Montgomery, Maryland 7 $ 1,898,000 $ 271,142 $ 108,000
Prince George's, Maryland 7 $ 1,756,000 $ 250,857 $ 100,000
Essex, New Jersey 7 $ 1,838,000 $ 262,571 $ 101,000
Mercer, New Jersey 7 $ 1,489,000 $ 212,714 $ 118,000
Monmouth, New Jersey 7 $ 2,162,000 $ 308,857 $ 108,000
Rockland, New York 7 $ 2,095,000 $ 299,285 $ 101,000
Chester, Pennsylvania 7 $ 2,347,000 $ 335,285 $ 149,000
New London, Connecticut 6 $ 1,140,000 $ 190,000 $ 72,000
Barnstable, Massachusetts 6 $ 1,745,000 $ 290,833 $ 98,000
Hampden, Massachusetts 6 $ 1,111,000 $ 185,166 $ 82,000
Hillsborough, New Hampshire 6 $ 1,472,000 $ 245,333 $ 94,000
Camden, New Jersey 6 $ 763,000 $ 127,166 $ 102,000
Monroe, New York 6 $ 651,000 $ 108,500 $ 58,000
Richmond, New York 6 $ 1,660,000 $ 276,666 $ 109,000
Shelby, Tennessee 6 $ 823,000 $ 137,166 $ 64,000
Broward, Florida 5 $ 791,000 $ 158,200 $ 42,000
Kane, Illinois 5 $ 1,012,000 $ 202,400 $ 72,000
Lake, Illinois 5 $ 1,154,000 $ 230,800 $ 73,000
Will, Illinois 5 $ 935,000 $ 187,000 $ 74,000
Baltimore City, Maryland 5 $ 822,000 $ 164,400 $ 46,000
Hampshire, Massachusetts 5 $ 1,102,000 $ 220,400 $ 63,000
Wayne, Michigan 5 $ 444,000 $ 88,800 $ 38,000
Somerset, New Jersey 5 $ 1,620,000 $ 324,000 $ 152,000
Union, New Jersey 5 $ 1,934,000 $ 386,800 $ 288,000
Albany, New York 5 $ 781,000 $ 156,200 $ 71,000
Erie, New York 5 $ 982,000 $ 196,400 $ 102,000
Putnam, New York 5 $ 1,901,000 $ 380,200 $ 140,000
Schenectady, New York 5 $ 472,000 $ 94,400 $ 38,000
Orleans, Louisiana 4 $ 439,000 $ 109,750 $ 41,000
Anne Arundel, Maryland 4 $ 934,000 $ 233,500 $ 169,000
Belknap, New Hampshire 4 $ 575,000 $ 143,750 $ 63,000
Merrimack, New Hampshire 4 $ 801,000 $ 200,250 $ 67,000
Gloucester, New Jersey 4 $ 570,000 $ 142,500 $ 53,000
Passaic, New Jersey 4 $ 1,363,000 $ 340,750 $ 94,000
Brunswick, North Carolina 4 $ 1,243,000 $ 310,750 $ 107,000
Craven, North Carolina 4 $ 970,000 $ 242,500 $ 61,000
Allegheny, Pennsylvania 4 $ 1,328,000 $ 332,000 $ 182,000
Berks, Pennsylvania 4 $ 767,000 $ 191,750 $ 136,000
Lackawanna, Pennsylvania 4 $ 367,000 $ 91,750 $ 34,000
Monroe, Pennsylvania 4 $ 546,000 $ 136,500 $ 96,000
Washington, Pennsylvania 4 $ 549,000 $ 137,250 $ 81,000
York, Pennsylvania 4 $ 917,000 $ 229,250 $ 74,000
Knox, Tennessee 4 $ 780,000 $ 195,000 $ 53,000
York, Virginia 4 $ 1,048,000 $ 262,000 $ 128,000
Litchfield, Connecticut 3 $ 571,000 $ 190,333 $ 92,000
Middlesex, Connecticut 3 $ 744,000 $ 248,000 $ 108,000
Sussex, Delaware 3 $ 355,000 $ 118,333 $ 56,000
St. Lucie, Florida 3 $ 262,000 $ 87,333 $ 61,000
Cherokee, Georgia 3 $ 711,000 $ 237,000 $ 120,000
Henry, Georgia 3 $ 610,000 $ 203,333 $ 38,000
Winnebago, Illinois 3 $ 145,000 $ 48,333 $ 46,000
Marion, Indiana 3 $ 592,000 $ 197,333 $ 67,000
Howard, Maryland 3 $ 735,000 $ 245,000 $ 130,000
Grafton, New Hampshire 3 $ 496,000 $ 165,333 $ 38,000
Atlantic, New Jersey 3 $ 492,000 $ 164,000 $ 67,000
Dutchess, New York 3 $ 769,000 $ 256,333 $ 74,000
Onondaga, New York 3 $ 602,000 $ 200,666 $ 87,000
Saratoga, New York 3 $ 680,000 $ 226,666 $ 63,000
Ulster, New York 3 $ 355,000 $ 118,333 $ 75,000
Warren, New York 3 $ 880,000 $ 293,333 $ 176,000
Forsyth, North Carolina 3 $ 551,000 $ 183,666 $ 48,000
Guilford, North Carolina 3 $ 667,000 $ 222,333 $ 194,000
Iredell, North Carolina 3 $ 866,000 $ 288,666 $ 137,000
New Hanover, North Carolina 3 $ 899,000 $ 299,666 $ 213,000
Lancaster, Pennsylvania 3 $ 408,000 $ 136,000 $ 50,000
Lehigh, Pennsylvania 3 $ 1,329,000 $ 443,000 $ 218,000
Northampton, Pennsylvania 3 $ 689,000 $ 229,666 $ 96,000
Westmoreland, Pennsylvania 3 $ 363,000 $ 121,000 $ 55,000
Dorchester, South Carolina 3 $ 438,000 $ 146,000 $ 50,000
York, South Carolina 3 $ 824,000 $ 274,666 $ 228,000
Lake, Tennessee 3 $ 221,000 $ 73,666 $ 42,000
Accomack, Virginia 3 $ 197,000 $ 65,666 $ 27,000
Butte, California 2 $ 560,000 $ 280,000 $ 32,000
Windham, Connecticut 2 $ 385,000 $ 192,500 $ 43,000
Baker, Florida 2 $ 155,000 $ 77,500 $ 37,000
Collier, Florida 2 $ 231,000 $ 115,500 $ 148,000
Lee, Florida 2 $ 493,000 $ 246,500 $ 219,000
Okeechobee, Florida 2 $ 434,000 $ 217,000 $ 41,000
Palm Beach, Florida 2 $ 131,000 $ 65,500 $ 37,000
Pinellas, Florida 2 $ 125,000 $ 62,500 $ 32,000
Santa Rosa, Florida 2 $ 140,000 $ 70,000 $ 29,000
Cobb, Georgia 2 $ 571,000 $ 285,500 $ 109,000
Douglas, Georgia 2 $ 271,000 $ 135,500 $ 74,000
Gwinnett, Georgia 2 $ 559,000 $ 279,500 $ 86,000
Champaign, Illinois 2 $ 497,000 $ 248,500 $ 60,000
DeKalb, Illinois 2 $ 508,000 $ 254,000 $ 80,000
Williamson, Illinois 2 $ 276,000 $ 138,000 $ 78,000
Lake, Indiana 2 $ 241,000 $ 120,500 $ 28,000
Porter, Indiana 2 $ 414,000 $ 207,000 $ 87,000
Jewell, Kansas 2 $ 101,000 $ 50,500 $ 51,000
Bullitt, Kentucky 2 $ 295,000 $ 147,500 $ 40,000
Hart, Kentucky 2 $ 201,000 $ 100,500 $ 79,000
Jefferson, Kentucky 2 $ 457,000 $ 228,500 $ 141,000
Cumberland, Maine 2 $ 333,000 $ 166,500 $ 80,000
Washington, Maine 2 $ 150,000 $ 75,000 $ 42,000
York, Maine 2 $ 499,000 $ 249,500 $ 117,000
Calvert, Maryland 2 $ 444,000 $ 222,000 $ 95,000
Cecil, Maryland 2 $ 369,000 $ 184,500 $ 114,000
Dukes, Massachusetts 2 $ 960,000 $ 480,000 $ 195,000
Missaukee, Michigan 2 $ 167,000 $ 83,500 $ 45,000
Oakland, Michigan 2 $ 146,000 $ 73,000 $ 43,000
Pine, Minnesota 2 $ 250,000 $ 125,000 $ 41,000
Sullivan, New Hampshire 2 $ 234,000 $ 117,000 $ 137,000
Cape May, New Jersey 2 $ 708,000 $ 354,000 $ 257,000
Hunterdon, New Jersey 2 $ 766,000 $ 383,000 $ 161,000
Warren, New Jersey 2 $ 382,000 $ 191,000 $ 59,000
Columbia, New York 2 $ 332,000 $ 166,000 $ 59,000
Jefferson, New York 2 $ 572,000 $ 286,000 $ 57,000
Montgomery, New York 2 $ 182,000 $ 91,000 $ 48,000
Niagara, New York 2 $ 130,000 $ 65,000 $ 42,000
Oswego, New York 2 $ 168,000 $ 84,000 $ 64,000
St. Lawrence, New York 2 $ 104,000 $ 52,000 $ 30,000
Tompkins, New York 2 $ 505,000 $ 252,500 $ 147,000
Washington, New York 2 $ 130,000 $ 65,000 $ 33,000
Cabarrus, North Carolina 2 $ 256,000 $ 128,000 $ 39,000
Gaston, North Carolina 2 $ 244,000 $ 122,000 $ 110,000
Halifax, North Carolina 2 $ 147,000 $ 73,500 $ 46,000
Harnett, North Carolina 2 $ 481,000 $ 240,500 $ 135,000
Henderson, North Carolina 2 $ 363,000 $ 181,500 $ 72,000
Hoke, North Carolina 2 $ 122,000 $ 61,000 $ 17,000
Orange, North Carolina 2 $ 400,000 $ 200,000 $ 507,000
Union, North Carolina 2 $ 459,000 $ 229,500 $ 59,000
Vance, North Carolina 2 $ 199,000 $ 99,500 $ 37,000
Adams, Ohio 2 $ 128,000 $ 64,000 $ 14,000
Sandusky, Ohio 2 $ 120,000 $ 60,000 $ 37,000
Beaver, Pennsylvania 2 $ 502,000 $ 251,000 $ 92,000
Cumberland, Pennsylvania 2 $ 257,000 $ 128,500 $ 134,000
Dauphin, Pennsylvania 2 $ 250,000 $ 125,000 $ 64,000
Fayette, Pennsylvania 2 $ 354,000 $ 177,000 $ 96,000
Franklin, Pennsylvania 2 $ 562,000 $ 281,000 $ 93,000
Florence, South Carolina 2 $ 157,000 $ 78,500 $ 18,000
Horry, South Carolina 2 $ 571,000 $ 285,500 $ 70,000
Spartanburg, South Carolina 2 $ 130,000 $ 65,000 $ 36,000
Arlington, Virginia 2 $ 824,000 $ 412,000 $ 115,000
Chesapeake, Virginia 2 $ 270,000 $ 135,000 $ 35,000
Chesterfield, Virginia 2 $ 266,000 $ 133,000 $ 97,000
Henrico, Virginia 2 $ 251,000 $ 125,500 $ 108,000
Patrick, Virginia 2 $ 176,000 $ 88,000 $ 39,000
Prince William, Virginia 2 $ 935,000 $ 467,500 $ 133,000
Virginia Beach, Virginia 2 $ 286,000 $ 143,000 $ 35,000
Putnam, West Virginia 2 $ 184,000 $ 92,000 $ 30,000
Kewaunee, Wisconsin 2 $ 436,000 $ 218,000 $ 97,000
Ozaukee, Wisconsin 2 $ 583,000 $ 291,500 $ 92,000
Contra Costa, California 1 $ 120,000 $ 120,000 $ 100,000
Orange, California 1 $ 394,000 $ 394,000 $ 220,000
San Diego, California 1 $ 168,000 $ 168,000 $ 63,000
Adams, Colorado 1 $ 54,000 $ 54,000 $ 111,000
Saguache, Colorado 1 $ 221,000 $ 221,000 $ 100,000
Tolland, Connecticut 1 $ 180,000 $ 180,000 $ 50,000
New Castle, Delaware 1 $ 179,000 $ 179,000 $ 91,000
District of Columbia, District Of Columbia 1 $ 68,000 $ 68,000 $ 19,000
Alachua, Florida 1 $ 87,000 $ 87,000 $ 36,000
Duval, Florida 1 $ 95,000 $ 95,000 $ 48,000
Escambia, Florida 1 $ 110,000 $ 110,000 $ 63,000
Hillsborough, Florida 1 $ 101,000 $ 101,000 $ 48,000
Jackson, Florida 1 $ 75,000 $ 75,000 $ 67,000
Marion, Florida 1 $ 86,000 $ 86,000 $ 42,000
Nassau, Florida 1 $ 267,000 $ 267,000 $ 136,000
Okaloosa, Florida 1 $ 123,000 $ 123,000 $ 42,000
Pasco, Florida 1 $ 80,000 $ 80,000 $ 95,000
Polk, Florida 1 $ 360,000 $ 360,000 $ 80,000
Sarasota, Florida 1 $ 226,000 $ 226,000 $ 102,000
Seminole, Florida 1 $ 115,000 $ 115,000 $ 25,000
St. Johns, Florida 1 $ 160,000 $ 160,000 $ 76,000
Volusia, Florida 1 $ 100,000 $ 100,000 $ 20,000
Appling, Georgia 1 $ 61,000 $ 61,000 $ 48,000
Bartow, Georgia 1 $ 98,000 $ 98,000 $ 30,000
Bryan, Georgia 1 $ 35,000 $ 35,000 $ 36,000
Bulloch, Georgia 1 $ 300,000 $ 300,000 $ 94,000
Carroll, Georgia 1 $ 77,000 $ 77,000 $ 28,000
Clinch, Georgia 1 $ 138,000 $ 138,000 $ 80,000
Coffee, Georgia 1 $ 75,000 $ 75,000 $ 21,000
DeKalb, Georgia 1 $ 115,000 $ 115,000 $ 26,000
Dodge, Georgia 1 $ 48,000 $ 48,000 $ 12,000
Dooly, Georgia 1 $ 50,000 $ 50,000 $ 62,000
Dougherty, Georgia 1 $ 50,000 $ 50,000 $ 16,000
Emanuel, Georgia 1 $ 40,000 $ 40,000 $ 19,000
Houston, Georgia 1 $ 158,000 $ 158,000 $ 42,000
Jeff Davis, Georgia 1 $ 60,000 $ 60,000 $ 27,000
Lamar, Georgia 1 $ 121,000 $ 121,000 $ 35,000
McIntosh, Georgia 1 $ 50,000 $ 50,000 $ 28,000
Troup, Georgia 1 $ 131,000 $ 131,000 $ 25,000
Walton, Georgia 1 $ 128,000 $ 128,000 $ 95,000
Bond, Illinois 1 $ 164,000 $ 164,000 $ 88,000
Clinton, Illinois 1 $ 104,000 $ 104,000 $ 63,000
Hancock, Illinois 1 $ 48,000 $ 48,000 $ 20,000
Henderson, Illinois 1 $ 43,000 $ 43,000 $ 36,000
Henry, Illinois 1 $ 130,000 $ 130,000 $ 75,000
McHenry, Illinois 1 $ 215,000 $ 215,000 $ 101,000
Ogle, Illinois 1 $ 419,000 $ 419,000 $ 225,000
Peoria, Illinois 1 $ 37,000 $ 37,000 $ 20,000
Rock Island, Illinois 1 $ 248,000 $ 248,000 $ 75,000
St. Clair, Illinois 1 $ 45,000 $ 45,000 $ 31,000
Whiteside, Illinois 1 $ 240,000 $ 240,000 $ 65,000
Clay, Indiana 1 $ 55,000 $ 55,000 $ 73,000
Elkhart, Indiana 1 $ 205,000 $ 205,000 $ 150,000
Fountain, Indiana 1 $ 61,000 $ 61,000 $ 56,000
Hamilton, Indiana 1 $ 387,000 $ 387,000 $ 130,000
Huntington, Indiana 1 $ 286,000 $ 286,000 $ 337,000
Owen, Indiana 1 $ 60,000 $ 60,000 $ 30,000
Wyandotte, Kansas 1 $ 130,000 $ 130,000 $ 50,000
Bourbon, Kentucky 1 $ 65,000 $ 65,000 $ 21,000
Henderson, Kentucky 1 $ 127,000 $ 127,000 $ 23,000
Madison, Kentucky 1 $ 65,000 $ 65,000 $ 35,000
Oldham, Kentucky 1 $ 168,000 $ 168,000 $ 60,000
Caddo, Louisiana 1 $ 95,000 $ 95,000 $ 36,000
Androscoggin, Maine 1 $ 47,000 $ 47,000 $ 30,000
Franklin, Maine 1 $ 52,000 $ 52,000 $ 9,000
Oxford, Maine 1 $ 176,000 $ 176,000 $ 54,000
Penobscot, Maine 1 $ 40,000 $ 40,000 $ 17,000
Somerset, Maine 1 $ 462,000 $ 462,000 $ 138,000
Waldo, Maine 1 $ 62,000 $ 62,000 $ 23,000
Carroll, Maryland 1 $ 498,000 $ 498,000 $ 166,000
Charles, Maryland 1 $ 226,000 $ 226,000 $ 70,000
Harford, Maryland 1 $ 186,000 $ 186,000 $ 62,000
Queen Anne's, Maryland 1 $ 136,000 $ 136,000 $ 96,000
Washington, Maryland 1 $ 146,000 $ 146,000 $ 51,000
Worcester, Maryland 1 $ 370,000 $ 370,000 $ 0
Berkshire, Massachusetts 1 $ 181,000 $ 181,000 $ 34,000
Berrien, Michigan 1 $ 50,000 $ 50,000 $ 16,000
Cheboygan, Michigan 1 $ 117,000 $ 117,000 $ 40,000
Lapeer, Michigan 1 $ 105,000 $ 105,000 $ 28,000
Livingston, Michigan 1 $ 290,000 $ 290,000 $ 101,000
Mecosta, Michigan 1 $ 129,000 $ 129,000 $ 49,000
Monroe, Michigan 1 $ 54,000 $ 54,000 $ 13,000
Muskegon, Michigan 1 $ 236,000 $ 236,000 $ 84,000
Shiawassee, Michigan 1 $ 122,000 $ 122,000 $ 62,000
Tuscola, Michigan 1 $ 75,000 $ 75,000 $ 113,000
Washtenaw, Michigan 1 $ 92,000 $ 92,000 $ 43,000
Aitkin, Minnesota 1 $ 18,000 $ 18,000 $ 16,000
Hennepin, Minnesota 1 $ 171,000 $ 171,000 $ 83,000
Ramsey, Minnesota 1 $ 182,000 $ 182,000 $ 44,000
Callaway, Missouri 1 $ 65,000 $ 65,000 $ 36,000
Cole, Missouri 1 $ 198,000 $ 198,000 $ 68,000
Jasper, Missouri 1 $ 50,000 $ 50,000 $ 14,000
Lincoln, Missouri 1 $ 240,000 $ 240,000 $ 47,000
Macon, Missouri 1 $ 120,000 $ 120,000 $ 26,000
Pemiscot, Missouri 1 $ 8,000 $ 8,000 $ 30,000
Polk, Missouri 1 $ 205,000 $ 205,000 $ 68,000
Clark, Nevada 1 $ 426,000 $ 426,000 $ 90,000
Washoe, Nevada 1 $ 470,000 $ 470,000 $ 108,000
Cumberland, New Jersey 1 $ 115,000 $ 115,000 $ 90,000
Salem, New Jersey 1 $ 162,000 $ 162,000 $ 66,000
Broome, New York 1 $ 106,000 $ 106,000 $ 131,000
Cattaraugus, New York 1 $ 190,000 $ 190,000 $ 190,000
Chautauqua, New York 1 $ 128,000 $ 128,000 $ 70,000
Chemung, New York 1 $ 50,000 $ 50,000 $ 17,000
Chenango, New York 1 $ 100,000 $ 100,000 $ 35,000
Cortland, New York 1 $ 65,000 $ 65,000 $ 107,000
Franklin, New York 1 $ 60,000 $ 60,000 $ 12,000
Greene, New York 1 $ 126,000 $ 126,000 $ 166,000
Herkimer, New York 1 $ 152,000 $ 152,000 $ 24,000
Schoharie, New York 1 $ 85,000 $ 85,000 $ 34,000
Steuben, New York 1 $ 35,000 $ 35,000 $ 27,000
Sullivan, New York 1 $ 60,000 $ 60,000 $ 21,000
Wayne, New York 1 $ 80,000 $ 80,000 $ 24,000
Buncombe, North Carolina 1 $ 417,000 $ 417,000 $ 185,000
Caldwell, North Carolina 1 $ 204,000 $ 204,000 $ 87,000
Carteret, North Carolina 1 $ 171,000 $ 171,000 $ 32,000
Caswell, North Carolina 1 $ 196,000 $ 196,000 $ 87,000
Catawba, North Carolina 1 $ 110,000 $ 110,000 $ 52,000
Currituck, North Carolina 1 $ 285,000 $ 285,000 $ 78,000
Durham, North Carolina 1 $ 156,000 $ 156,000 $ 31,000
Granville, North Carolina 1 $ 122,000 $ 122,000 $ 50,000
Johnston, North Carolina 1 $ 177,000 $ 177,000 $ 58,000
Lee, North Carolina 1 $ 85,000 $ 85,000 $ 18,000
Lincoln, North Carolina 1 $ 199,000 $ 199,000 $ 79,000
Macon, North Carolina 1 $ 346,000 $ 346,000 $ 65,000
McDowell, North Carolina 1 $ 154,000 $ 154,000 $ 71,000
Montgomery, North Carolina 1 $ 60,000 $ 60,000 $ 25,000
Moore, North Carolina 1 $ 85,000 $ 85,000 $ 48,000
Onslow, North Carolina 1 $ 102,000 $ 102,000 $ 16,000
Pamlico, North Carolina 1 $ 245,000 $ 245,000 $ 204,000
Pender, North Carolina 1 $ 208,000 $ 208,000 $ 91,000
Polk, North Carolina 1 $ 201,000 $ 201,000 $ 235,000
Randolph, North Carolina 1 $ 346,000 $ 346,000 $ 74,000
Robeson, North Carolina 1 $ 70,000 $ 70,000 $ 33,000
Rowan, North Carolina 1 $ 46,000 $ 46,000 $ 15,000
Swain, North Carolina 1 $ 109,000 $ 109,000 $ 23,000
Watauga, North Carolina 1 $ 270,000 $ 270,000 $ 52,000
Wilson, North Carolina 1 $ 131,000 $ 131,000 $ 104,000
Yadkin, North Carolina 1 $ 254,000 $ 254,000 $ 115,000
Allen, Ohio 1 $ 50,000 $ 50,000 $ 32,000
Auglaize, Ohio 1 $ 70,000 $ 70,000 $ 45,000
Cuyahoga, Ohio 1 $ 54,000 $ 54,000 $ 69,000
Darke, Ohio 1 $ 80,000 $ 80,000 $ 36,000
Franklin, Ohio 1 $ 53,000 $ 53,000 $ 48,000
Lucas, Ohio 1 $ 50,000 $ 50,000 $ 23,000
Marion, Ohio 1 $ 50,000 $ 50,000 $ 36,000
Muskingum, Ohio 1 $ 45,000 $ 45,000 $ 17,000
Perry, Ohio 1 $ 56,000 $ 56,000 $ 32,000
Portage, Ohio 1 $ 48,000 $ 48,000 $ 18,000
Cleveland, Oklahoma 1 $ 107,000 $ 107,000 $ 77,000
Tulsa, Oklahoma 1 $ 47,000 $ 47,000 $ 66,000
Clackamas, Oregon 1 $ 207,000 $ 207,000 $ 38,000
Coos, Oregon 1 $ 207,000 $ 207,000 $ 250,000
Butler, Pennsylvania 1 $ 180,000 $ 180,000 $ 183,000
Centre, Pennsylvania 1 $ 79,000 $ 79,000 $ 58,000
Crawford, Pennsylvania 1 $ 201,000 $ 201,000 $ 83,000
Erie, Pennsylvania 1 $ 75,000 $ 75,000 $ 35,000
Greene, Pennsylvania 1 $ 156,000 $ 156,000 $ 97,000
Luzerne, Pennsylvania 1 $ 50,000 $ 50,000 $ 46,000
McKean, Pennsylvania 1 $ 31,000 $ 31,000 $ 32,000
Mercer, Pennsylvania 1 $ 109,000 $ 109,000 $ 102,000
Northumberland, Pennsylvania 1 $ 187,000 $ 187,000 $ 64,000
Perry, Pennsylvania 1 $ 154,000 $ 154,000 $ 67,000
Schuylkill, Pennsylvania 1 $ 181,000 $ 181,000 $ 60,000
Snyder, Pennsylvania 1 $ 249,000 $ 249,000 $ 104,000
Somerset, Pennsylvania 1 $ 75,000 $ 75,000 $ 11,000
Wayne, Pennsylvania 1 $ 198,000 $ 198,000 $ 100,000
Aiken, South Carolina 1 $ 114,000 $ 114,000 $ 23,000
Anderson, South Carolina 1 $ 352,000 $ 352,000 $ 128,000
Berkeley, South Carolina 1 $ 54,000 $ 54,000 $ 15,000
Charleston, South Carolina 1 $ 208,000 $ 208,000 $ 68,000
Cherokee, South Carolina 1 $ 97,000 $ 97,000 $ 33,000
Chesterfield, South Carolina 1 $ 100,000 $ 100,000 $ 13,000
Greenville, South Carolina 1 $ 241,000 $ 241,000 $ 105,000
Greenwood, South Carolina 1 $ 30,000 $ 30,000 $ 36,000
Lancaster, South Carolina 1 $ 348,000 $ 348,000 $ 72,000
Lexington, South Carolina 1 $ 216,000 $ 216,000 $ 167,000
Marion, South Carolina 1 $ 64,000 $ 64,000 $ 32,000
Orangeburg, South Carolina 1 $ 50,000 $ 50,000 $ 22,000
Pickens, South Carolina 1 $ 255,000 $ 255,000 $ 95,000
Williamsburg, South Carolina 1 $ 154,000 $ 154,000 $ 67,000
Blount, Tennessee 1 $ 394,000 $ 394,000 $ 216,000
Cocke, Tennessee 1 $ 87,000 $ 87,000 $ 15,000
Dickson, Tennessee 1 $ 152,000 $ 152,000 $ 50,000
Greene, Tennessee 1 $ 151,000 $ 151,000 $ 12,000
Hamilton, Tennessee 1 $ 285,000 $ 285,000 $ 66,000
Hardin, Tennessee 1 $ 89,000 $ 89,000 $ 39,000
Hickman, Tennessee 1 $ 101,000 $ 101,000 $ 40,000
Roane, Tennessee 1 $ 114,000 $ 114,000 $ 50,000
Rutherford, Tennessee 1 $ 150,000 $ 150,000 $ 136,000
Dallas, Texas 1 $ 125,000 $ 125,000 $ 24,000
El Paso, Texas 1 $ 51,000 $ 51,000 $ 16,000
Galveston, Texas 1 $ 113,000 $ 113,000 $ 36,000
Llano, Texas 1 $ 59,000 $ 59,000 $ 58,000
Tom Green, Texas 1 $ 40,000 $ 40,000 $ 66,000
Travis, Texas 1 $ 76,000 $ 76,000 $ 70,000
Washington, Vermont 1 $ 404,000 $ 404,000 $ 123,000
Alexandria, Virginia 1 $ 507,000 $ 507,000 $ 132,000
Carroll, Virginia 1 $ 179,000 $ 179,000 $ 93,000
Frederick, Virginia 1 $ 173,000 $ 173,000 $ 80,000
Hampton, Virginia 1 $ 172,000 $ 172,000 $ 48,000
Harrisonburg, Virginia 1 $ 121,000 $ 121,000 $ 26,000
Hopewell, Virginia 1 $ 156,000 $ 156,000 $ 72,000
James City, Virginia 1 $ 140,000 $ 140,000 $ 115,000
Lancaster, Virginia 1 $ 60,000 $ 60,000 $ 53,000
Loudoun, Virginia 1 $ 290,000 $ 290,000 $ 276,000
Montgomery, Virginia 1 $ 237,000 $ 237,000 $ 84,000
New Kent, Virginia 1 $ 161,000 $ 161,000 $ 60,000
Newport News, Virginia 1 $ 221,000 $ 221,000 $ 38,000
Norfolk, Virginia 1 $ 75,000 $ 75,000 $ 31,000
Petersburg, Virginia 1 $ 85,000 $ 85,000 $ 35,000
Prince Edward, Virginia 1 $ 50,000 $ 50,000 $ 20,000
Richmond City, Virginia 1 $ 77,000 $ 77,000 $ 13,000
Roanoke City, Virginia 1 $ 60,000 $ 60,000 $ 65,000
Spotsylvania, Virginia 1 $ 148,000 $ 148,000 $ 42,000
Staunton, Virginia 1 $ 120,000 $ 120,000 $ 45,000
Suffolk, Virginia 1 $ 298,000 $ 298,000 $ 96,000
Clark, Washington 1 $ 38,000 $ 38,000 $ 30,000
Pierce, Washington 1 $ 236,000 $ 236,000 $ 105,000
Hampshire, West Virginia 1 $ 198,000 $ 198,000 $ 65,000
Harrison, West Virginia 1 $ 81,000 $ 81,000 $ 25,000
Kanawha, West Virginia 1 $ 98,000 $ 98,000 $ 36,000
Marshall, West Virginia 1 $ 64,000 $ 64,000 $ 42,000
Mercer, West Virginia 1 $ 160,000 $ 160,000 $ 42,000
Ohio, West Virginia 1 $ 37,000 $ 37,000 $ 24,000
Preston, West Virginia 1 $ 60,000 $ 60,000 $ 28,000
Wood, West Virginia 1 $ 324,000 $ 324,000 $ 154,000
Brown, Wisconsin 1 $ 224,000 $ 224,000 $ 132,000
Burnett, Wisconsin 1 $ 40,000 $ 40,000 $ 14,000
Chippewa, Wisconsin 1 $ 217,000 $ 217,000 $ 126,000
Dane, Wisconsin 1 $ 50,000 $ 50,000 $ 70,000
Eau Claire, Wisconsin 1 $ 144,000 $ 144,000 $ 66,000
Kenosha, Wisconsin 1 $ 303,000 $ 303,000 $ 84,000
Milwaukee, Wisconsin 1 $ 176,000 $ 176,000 $ 68,000
Racine, Wisconsin 1 $ 297,000 $ 297,000 $ 140,000
Walworth, Wisconsin 1 $ 50,000 $ 50,000 $ 11,000
Washington, Wisconsin 1 $ 241,000 $ 241,000 $ 195,000
Winnebago, Wisconsin 1 $ 201,000 $ 201,000 $ 132,000

Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,464 $313,707,000 $214,000 $999,000 $91,000 $1,150,000
Home Purchase 140 $30,091,000 $214,000 $736,000 $94,000 $2,092,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 846 $184,466,000 $218,000 $999,000 $93,000 $1,150,000
White 636 $138,402,000 $217,000 $869,000 $94,000 $2,092,000
Black or African American 53 $6,619,000 $124,000 $465,000 $48,000 $211,000
Hispanic 40 $8,696,000 $217,000 $448,000 $77,000 $210,000
Asian 23 $4,913,000 $213,000 $442,000 $93,000 $250,000
American Indian or Alaskan Native 6 $702,000 $117,000 $273,000 $103,000 $348,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,337 $288,252,000 $215,000 $999,000 $96,000 $2,092,000
FHA-insured (Federal Housing Administration) 267 $55,546,000 $208,000 $575,000 $66,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 577 $106,823,000 $185,000 $999,000 $63,000 $492,000
Application Approved But Not Accepted 541 $126,139,000 $233,000 $736,000 $107,000 $2,092,000
Loan Originated 285 $61,704,000 $216,000 $695,000 $103,000 $774,000
Application Withdrawn By Applicant 172 $43,105,000 $250,000 $869,000 $120,000 $1,150,000
File Closed For Incompleteness 29 $6,027,000 $207,000 $523,000 $95,000 $546,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 322 $49,451,000 $153,000 $679,000 $56,000 $300,000
Debt-To-Income Ratio 93 $23,953,000 $257,000 $834,000 $58,000 $174,000
Other 83 $14,663,000 $176,000 $999,000 $71,000 $492,000
Collateral 76 $18,103,000 $238,000 $684,000 $87,000 $432,000
Credit Application Incomplete 3 $653,000 $217,000 $237,000 $111,000 $230,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Investment Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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