Homecomings Financial LLC Mortgage Lending & HMDA Data, 2005
In 2005, Homecomings Financial LLC of Ft. Washington, PA reported 143,368 mortgage applications totaling $24.4 billion, up 3% from 2004. The average application was for $170,484, and applicants reported an average income of $62,385. 70% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (3,741), Houston-Baytown-Sugar Land, TX (3,405) and Los Angeles-Long Beach-Glendale, CA (2,951) (applications in parentheses).
| Mortgage Company & Address | Homecomings Financial LLC 1100 Virginia Drive Ft. Washington, PA 19034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 143,368 |
| Total Mortgage Loan Application Amount | $24,441,992,000 |
| Average Mortgage Loan Application Amount | $170,484 |
| Highest Mortgage Loan Application Amount | $5,831,000 |
| Average Applicant Income | $62,385 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homecomings Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 3,741 | $ 763,733,000 | $ 204,152 | $ 85,000 |
| Houston-Baytown-Sugar Land, TX | 3,405 | $ 419,414,000 | $ 123,175 | $ 66,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,951 | $ 896,118,000 | $ 303,665 | $ 106,000 |
| Atlanta-Sandy Springs-Marietta, GA | 2,895 | $ 414,375,000 | $ 143,134 | $ 60,000 |
| Seattle-Bellevue-Everett, WA | 2,484 | $ 585,348,000 | $ 235,647 | $ 91,000 |
| Denver-Aurora, CO | 2,475 | $ 420,548,000 | $ 169,918 | $ 60,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,468 | $ 649,910,000 | $ 263,334 | $ 89,000 |
| Riverside-San Bernardino-Ontario, CA | 2,297 | $ 579,623,000 | $ 252,339 | $ 98,000 |
| Chicago-Naperville-Joliet, IL | 2,183 | $ 407,016,000 | $ 186,448 | $ 57,000 |
| St. Louis, MO-IL | 2,042 | $ 252,840,000 | $ 123,819 | $ 50,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,025 | $ 306,907,000 | $ 151,559 | $ 61,000 |
| Birmingham-Hoover, AL | 1,890 | $ 222,958,000 | $ 117,967 | $ 55,000 |
| Warren-Farmington Hills-Troy, MI | 1,826 | $ 315,104,000 | $ 172,565 | $ 64,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,805 | $ 378,009,000 | $ 209,423 | $ 72,000 |
| Dallas-Plano-Irving, TX | 1,699 | $ 243,522,000 | $ 143,332 | $ 62,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,659 | $ 354,143,000 | $ 213,467 | $ 80,000 |
| Tacoma, WA | 1,517 | $ 280,052,000 | $ 184,609 | $ 69,000 |
| New Orleans-Metairie-Kenner, LA | 1,480 | $ 190,724,000 | $ 128,867 | $ 47,000 |
| Miami-Miami Beach-Kendall, FL | 1,439 | $ 288,943,000 | $ 200,794 | $ 83,000 |
| Detroit-Livonia-Dearborn, MI | 1,284 | $ 129,746,000 | $ 101,048 | $ 56,000 |
| Edison, NJ | 1,284 | $ 332,509,000 | $ 258,963 | $ 88,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,210 | $ 176,727,000 | $ 146,055 | $ 61,000 |
| Oakland-Fremont-Hayward, CA | 1,188 | $ 437,913,000 | $ 368,613 | $ 107,000 |
| Oklahoma City, OK | 1,173 | $ 111,210,000 | $ 94,808 | $ 53,000 |
| Fort Worth-Arlington, TX | 1,151 | $ 138,087,000 | $ 119,971 | $ 62,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,141 | $ 220,422,000 | $ 193,183 | $ 59,000 |
| Orlando, FL | 1,105 | $ 175,770,000 | $ 159,067 | $ 62,000 |
| Santa Ana-Anaheim-Irvine, CA | 1,097 | $ 432,055,000 | $ 393,851 | $ 134,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,095 | $ 378,076,000 | $ 345,274 | $ 100,000 |
| Newark-Union, NJ-PA | 1,047 | $ 281,041,000 | $ 268,425 | $ 92,000 |
| Salt Lake City, UT | 1,021 | $ 155,536,000 | $ 152,336 | $ 73,000 |
| Colorado Springs, CO | 984 | $ 154,100,000 | $ 156,605 | $ 80,000 |
| Spokane, WA | 901 | $ 108,494,000 | $ 120,415 | $ 66,000 |
| Fresno, CA | 876 | $ 171,961,000 | $ 196,302 | $ 78,000 |
| Baltimore-Towson, MD | 875 | $ 159,032,000 | $ 181,750 | $ 75,000 |
| Boise City-Nampa, ID | 865 | $ 109,710,000 | $ 126,832 | $ 63,000 |
| Kansas City, MO-KS | 860 | $ 87,724,000 | $ 102,004 | $ 58,000 |
| Portland-Vancouver-Beaverton, OR-WA | 860 | $ 156,324,000 | $ 181,772 | $ 63,000 |
| Las Vegas-Paradise, NV | 858 | $ 186,553,000 | $ 217,427 | $ 80,000 |
| Richmond, VA | 845 | $ 114,228,000 | $ 135,181 | $ 60,000 |
| Pueblo, CO | 823 | $ 85,142,000 | $ 103,453 | $ 44,000 |
| Memphis, TN-MS-AR | 807 | $ 75,933,000 | $ 94,092 | $ 54,000 |
| Cape Coral-Fort Myers, FL | 793 | $ 144,840,000 | $ 182,648 | $ 79,000 |
| Philadelphia, PA | 792 | $ 123,370,000 | $ 155,770 | $ 61,000 |
| Charlotte-Gastonia-Concord, NC-SC | 764 | $ 92,950,000 | $ 121,662 | $ 60,000 |
| Charleston-North Charleston, SC | 761 | $ 125,927,000 | $ 165,475 | $ 63,000 |
| Louisville, KY-IN | 696 | $ 78,559,000 | $ 112,872 | $ 46,000 |
| New York-Wayne-White Plains, NY-NJ | 682 | $ 208,974,000 | $ 306,413 | $ 90,000 |
| Tulsa, OK | 681 | $ 67,932,000 | $ 99,753 | $ 55,000 |
| San Antonio, TX | 660 | $ 86,409,000 | $ 130,922 | $ 62,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 657 | $ 274,403,000 | $ 417,660 | $ 110,000 |
| Nassau-Suffolk, NY | 637 | $ 178,606,000 | $ 280,386 | $ 82,000 |
| Austin-Round Rock, TX | 626 | $ 96,883,000 | $ 154,765 | $ 68,000 |
| Providence-New Bedford-Fall River, RI-MA | 626 | $ 128,749,000 | $ 205,669 | $ 62,000 |
| Jacksonville, FL | 625 | $ 85,744,000 | $ 137,190 | $ 57,000 |
| Bakersfield, CA | 607 | $ 110,655,000 | $ 182,298 | $ 74,000 |
| Nashville-Davidson--Murfreesboro, TN | 597 | $ 80,532,000 | $ 134,894 | $ 48,000 |
| Albuquerque, NM | 576 | $ 83,212,000 | $ 144,465 | $ 58,000 |
| Baton Rouge, LA | 575 | $ 68,289,000 | $ 118,763 | $ 60,000 |
| Montgomery, AL | 558 | $ 52,102,000 | $ 93,372 | $ 45,000 |
| Columbus, OH | 554 | $ 64,282,000 | $ 116,032 | $ 59,000 |
| New Haven-Milford, CT | 541 | $ 101,736,000 | $ 188,051 | $ 84,000 |
| Grand Junction, CO | 540 | $ 79,384,000 | $ 147,007 | $ 55,000 |
| Kennewick-Richland-Pasco, WA | 532 | $ 62,312,000 | $ 117,127 | $ 52,000 |
| Columbia, SC | 527 | $ 60,889,000 | $ 115,538 | $ 47,000 |
| Wichita, KS | 527 | $ 45,060,000 | $ 85,502 | $ 55,000 |
| Omaha-Council Bluffs, NE-IA | 518 | $ 60,844,000 | $ 117,459 | $ 60,000 |
| Ogden-Clearfield, UT | 512 | $ 65,101,000 | $ 127,150 | $ 55,000 |
| Jackson, MS | 511 | $ 47,775,000 | $ 93,493 | $ 47,000 |
| Fort Collins-Loveland, CO | 505 | $ 93,465,000 | $ 185,079 | $ 66,000 |
| Olympia, WA | 496 | $ 88,486,000 | $ 178,399 | $ 69,000 |
| Boston-Quincy, MA | 487 | $ 132,899,000 | $ 272,893 | $ 60,000 |
| Greenville, SC | 483 | $ 54,343,000 | $ 112,511 | $ 43,000 |
| Port St. Lucie-Fort Pierce, FL | 472 | $ 87,667,000 | $ 185,735 | $ 51,000 |
| Bridgeport-Stamford-Norwalk, CT | 470 | $ 124,966,000 | $ 265,885 | $ 80,000 |
| Stockton, CA | 454 | $ 120,148,000 | $ 264,643 | $ 90,000 |
| Eugene-Springfield, OR | 445 | $ 69,701,000 | $ 156,631 | $ 58,000 |
| Indianapolis, IN | 444 | $ 50,247,000 | $ 113,168 | $ 43,000 |
| Palm Bay-Melbourne-Titusville, FL | 442 | $ 69,591,000 | $ 157,445 | $ 59,000 |
| Tucson, AZ | 433 | $ 69,680,000 | $ 160,923 | $ 49,000 |
| South Bend-Mishawaka, IN-MI | 428 | $ 38,943,000 | $ 90,988 | $ 44,000 |
| Wenatchee, WA | 423 | $ 56,983,000 | $ 134,711 | $ 77,000 |
| Hartford-West Hartford-East Hartford, CT | 421 | $ 75,754,000 | $ 179,938 | $ 66,000 |
| Provo-Orem, UT | 416 | $ 65,525,000 | $ 157,512 | $ 56,000 |
| Cleveland-Elyria-Mentor, OH | 414 | $ 48,428,000 | $ 116,975 | $ 49,000 |
| Portland-South Portland-Biddeford, ME | 394 | $ 66,557,000 | $ 168,926 | $ 54,000 |
| Mobile, AL | 390 | $ 35,061,000 | $ 89,900 | $ 39,000 |
| Sarasota-Bradenton-Venice, FL | 382 | $ 65,180,000 | $ 170,628 | $ 57,000 |
| Cambridge-Newton-Framingham, MA | 379 | $ 99,708,000 | $ 263,081 | $ 62,000 |
| Modesto, CA | 367 | $ 94,893,000 | $ 258,564 | $ 95,000 |
| Asheville, NC | 361 | $ 57,626,000 | $ 159,628 | $ 62,000 |
| Milwaukee-Waukesha-West Allis, WI | 361 | $ 46,924,000 | $ 129,983 | $ 48,000 |
| Springfield, MO | 347 | $ 37,001,000 | $ 106,631 | $ 47,000 |
| Yakima, WA | 343 | $ 41,846,000 | $ 122,000 | $ 43,000 |
| Reno-Sparks, NV | 337 | $ 81,889,000 | $ 242,994 | $ 74,000 |
| Cincinnati-Middletown, OH-KY-IN | 335 | $ 38,819,000 | $ 115,877 | $ 43,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 335 | $ 49,001,000 | $ 146,271 | $ 48,000 |
| Huntsville, AL | 322 | $ 41,749,000 | $ 129,655 | $ 77,000 |
| Camden, NJ | 316 | $ 51,191,000 | $ 161,996 | $ 64,000 |
| Raleigh-Cary, NC | 316 | $ 45,221,000 | $ 143,104 | $ 60,000 |
| Bay City, MI | 313 | $ 29,975,000 | $ 95,766 | $ 39,000 |
| San Francisco-San Mateo-Redwood City, CA | 309 | $ 147,312,000 | $ 476,737 | $ 107,000 |
| Bellingham, WA | 308 | $ 56,336,000 | $ 182,909 | $ 54,000 |
| Pittsburgh, PA | 307 | $ 29,468,000 | $ 95,986 | $ 44,000 |
| Essex County, MA | 305 | $ 77,292,000 | $ 253,416 | $ 67,000 |
| Little Rock-North Little Rock, AR | 305 | $ 31,226,000 | $ 102,380 | $ 48,000 |
| Bethesda-Frederick-Gaithersburg, MD | 303 | $ 76,885,000 | $ 253,745 | $ 65,000 |
| Lawton, OK | 303 | $ 23,322,000 | $ 76,970 | $ 47,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 285 | $ 103,017,000 | $ 361,463 | $ 103,000 |
| Greeley, CO | 274 | $ 42,139,000 | $ 153,791 | $ 61,000 |
| Toledo, OH | 274 | $ 25,137,000 | $ 91,740 | $ 46,000 |
| Lakeland, FL | 273 | $ 33,241,000 | $ 121,761 | $ 56,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 273 | $ 90,464,000 | $ 331,369 | $ 91,000 |
| Gadsden, AL | 272 | $ 24,184,000 | $ 88,911 | $ 41,000 |
| Anniston-Oxford, AL | 271 | $ 25,837,000 | $ 95,339 | $ 63,000 |
| Florence-Muscle Shoals, AL | 267 | $ 25,959,000 | $ 97,224 | $ 49,000 |
| Pensacola-Ferry Pass-Brent, FL | 265 | $ 32,181,000 | $ 121,437 | $ 56,000 |
| Visalia-Porterville, CA | 265 | $ 45,252,000 | $ 170,762 | $ 77,000 |
| Grand Rapids-Wyoming, MI | 261 | $ 28,784,000 | $ 110,283 | $ 41,000 |
| Anchorage, AK | 253 | $ 44,995,000 | $ 177,845 | $ 71,000 |
| Salem, OR | 253 | $ 38,555,000 | $ 152,391 | $ 62,000 |
| Vallejo-Fairfield, CA | 253 | $ 75,082,000 | $ 296,766 | $ 87,000 |
| Fort Wayne, IN | 250 | $ 21,541,000 | $ 86,164 | $ 39,000 |
| Winchester, VA-WV | 238 | $ 47,451,000 | $ 199,373 | $ 66,000 |
| Knoxville, TN | 236 | $ 27,374,000 | $ 115,991 | $ 50,000 |
| York-Hanover, PA | 234 | $ 28,593,000 | $ 122,192 | $ 42,000 |
| Gary, IN | 228 | $ 28,552,000 | $ 125,228 | $ 50,000 |
| Vero Beach, FL | 226 | $ 37,583,000 | $ 166,296 | $ 54,000 |
| Bremerton-Silverdale, WA | 220 | $ 44,746,000 | $ 203,390 | $ 68,000 |
| Manchester-Nashua, NH | 217 | $ 39,928,000 | $ 184,000 | $ 59,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 213 | $ 56,691,000 | $ 266,154 | $ 161,000 |
| Lake County-Kenosha County, IL-WI | 211 | $ 43,807,000 | $ 207,616 | $ 64,000 |
| Rockingham County-Strafford County, NH | 209 | $ 41,756,000 | $ 199,789 | $ 61,000 |
| Bend, OR | 208 | $ 44,613,000 | $ 214,485 | $ 93,000 |
| Kalamazoo-Portage, MI | 208 | $ 24,853,000 | $ 119,485 | $ 54,000 |
| Spartanburg, SC | 203 | $ 21,887,000 | $ 107,817 | $ 52,000 |
| Coeur D'Alene, ID | 199 | $ 31,550,000 | $ 158,542 | $ 62,000 |
| Santa Rosa-Petaluma, CA | 196 | $ 67,748,000 | $ 345,653 | $ 97,000 |
| Worcester, MA | 193 | $ 39,088,000 | $ 202,528 | $ 49,000 |
| Wilmington, NC | 191 | $ 37,721,000 | $ 197,492 | $ 79,000 |
| Saginaw-Saginaw Township North, MI | 190 | $ 18,658,000 | $ 98,200 | $ 63,000 |
| Flint, MI | 187 | $ 22,819,000 | $ 122,026 | $ 40,000 |
| Boulder, CO | 185 | $ 39,801,000 | $ 215,140 | $ 60,000 |
| Eau Claire, WI | 181 | $ 23,603,000 | $ 130,403 | $ 48,000 |
| Harrisburg-Carlisle, PA | 181 | $ 18,910,000 | $ 104,475 | $ 54,000 |
| Great Falls, MT | 179 | $ 19,988,000 | $ 111,664 | $ 53,000 |
| Dayton, OH | 177 | $ 14,977,000 | $ 84,615 | $ 35,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 173 | $ 27,086,000 | $ 156,566 | $ 76,000 |
| Lexington-Fayette, KY | 171 | $ 20,804,000 | $ 121,660 | $ 49,000 |
| St. George, UT | 170 | $ 32,290,000 | $ 189,941 | $ 60,000 |
| Springfield, MA | 169 | $ 23,571,000 | $ 139,473 | $ 52,000 |
| Gulfport-Biloxi, MS | 163 | $ 16,092,000 | $ 98,723 | $ 48,000 |
| Casper, WY | 162 | $ 16,407,000 | $ 101,277 | $ 52,000 |
| Merced, CA | 162 | $ 37,108,000 | $ 229,061 | $ 91,000 |
| Redding, CA | 162 | $ 32,035,000 | $ 197,746 | $ 62,000 |
| Roanoke, VA | 154 | $ 15,937,000 | $ 103,487 | $ 48,000 |
| McAllen-Edinburg-Pharr, TX | 153 | $ 16,713,000 | $ 109,235 | $ 46,000 |
| Naples-Marco Island, FL | 152 | $ 35,226,000 | $ 231,750 | $ 93,000 |
| Durham, NC | 151 | $ 17,913,000 | $ 118,629 | $ 53,000 |
| Des Moines, IA | 149 | $ 17,418,000 | $ 116,899 | $ 71,000 |
| Lansing-East Lansing, MI | 149 | $ 17,192,000 | $ 115,382 | $ 31,000 |
| El Paso, TX | 147 | $ 15,759,000 | $ 107,204 | $ 69,000 |
| Ann Arbor, MI | 146 | $ 28,924,000 | $ 198,109 | $ 81,000 |
| Wilmington, DE-MD-NJ | 145 | $ 22,538,000 | $ 155,434 | $ 57,000 |
| Akron, OH | 144 | $ 16,944,000 | $ 117,666 | $ 71,000 |
| Altoona, PA | 141 | $ 10,489,000 | $ 74,390 | $ 46,000 |
| Cheyenne, WY | 137 | $ 18,920,000 | $ 138,102 | $ 72,000 |
| Yuba City, CA | 136 | $ 29,696,000 | $ 218,352 | $ 78,000 |
| Elkhart-Goshen, IN | 135 | $ 13,914,000 | $ 103,066 | $ 37,000 |
| Madera, CA | 135 | $ 28,184,000 | $ 208,770 | $ 81,000 |
| San Luis Obispo-Paso Robles, CA | 134 | $ 43,707,000 | $ 326,171 | $ 120,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 132 | $ 17,818,000 | $ 134,984 | $ 61,000 |
| Chattanooga, TN-GA | 132 | $ 14,881,000 | $ 112,734 | $ 85,000 |
| Greensboro-High Point, NC | 130 | $ 15,236,000 | $ 117,200 | $ 52,000 |
| Augusta-Richmond County, GA-SC | 129 | $ 12,472,000 | $ 96,682 | $ 48,000 |
| Beaumont-Port Arthur, TX | 127 | $ 11,435,000 | $ 90,039 | $ 56,000 |
| Savannah, GA | 126 | $ 16,610,000 | $ 131,825 | $ 52,000 |
| Burlington-South Burlington, VT | 125 | $ 23,449,000 | $ 187,592 | $ 81,000 |
| Jackson, MI | 120 | $ 13,789,000 | $ 114,908 | $ 39,000 |
| Trenton-Ewing, NJ | 119 | $ 20,436,000 | $ 171,731 | $ 62,000 |
| Atlantic City, NJ | 116 | $ 23,626,000 | $ 203,672 | $ 67,000 |
| Fayetteville, NC | 116 | $ 9,443,000 | $ 81,405 | $ 47,000 |
| Rockford, IL | 114 | $ 10,292,000 | $ 90,280 | $ 46,000 |
| Decatur, AL | 113 | $ 10,712,000 | $ 94,796 | $ 56,000 |
| Niles-Benton Harbor, MI | 113 | $ 13,005,000 | $ 115,088 | $ 62,000 |
| Lafayette, LA | 111 | $ 12,554,000 | $ 113,099 | $ 52,000 |
| Chico, CA | 108 | $ 23,187,000 | $ 214,694 | $ 76,000 |
| Winston-Salem, NC | 108 | $ 12,072,000 | $ 111,777 | $ 38,000 |
| Carson City, NV | 107 | $ 24,100,000 | $ 225,233 | $ 82,000 |
| Tuscaloosa, AL | 107 | $ 11,900,000 | $ 111,214 | $ 43,000 |
| Anderson, SC | 106 | $ 10,583,000 | $ 99,839 | $ 41,000 |
| State College, PA | 106 | $ 12,998,000 | $ 122,622 | $ 53,000 |
| Albany-Schenectady-Troy, NY | 105 | $ 11,977,000 | $ 114,066 | $ 44,000 |
| Lewiston-Auburn, ME | 105 | $ 13,754,000 | $ 130,990 | $ 48,000 |
| Punta Gorda, FL | 104 | $ 16,442,000 | $ 158,096 | $ 60,000 |
| Mount Vernon-Anacortes, WA | 103 | $ 16,234,000 | $ 157,611 | $ 63,000 |
| Reading, PA | 102 | $ 11,995,000 | $ 117,598 | $ 52,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 100 | $ 12,472,000 | $ 124,720 | $ 44,000 |
| Scranton--Wilkes-Barre, PA | 100 | $ 10,695,000 | $ 106,950 | $ 45,000 |
| Buffalo-Niagara Falls, NY | 98 | $ 8,059,000 | $ 82,234 | $ 55,000 |
| Fort Walton Beach-Crestview-Destin, FL | 97 | $ 19,708,000 | $ 203,175 | $ 76,000 |
| Killeen-Temple-Fort Hood, TX | 97 | $ 8,743,000 | $ 90,134 | $ 58,000 |
| Ocala, FL | 97 | $ 12,913,000 | $ 133,123 | $ 129,000 |
| Topeka, KS | 97 | $ 9,333,000 | $ 96,216 | $ 43,000 |
| Greenville, NC | 96 | $ 10,694,000 | $ 111,395 | $ 60,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 95 | $ 19,446,000 | $ 204,694 | $ 66,000 |
| Hot Springs, AR | 90 | $ 10,461,000 | $ 116,233 | $ 55,000 |
| Bangor, ME | 89 | $ 10,754,000 | $ 120,831 | $ 52,000 |
| Lewiston, ID-WA | 89 | $ 9,247,000 | $ 103,898 | $ 53,000 |
| Prescott, AZ | 88 | $ 15,106,000 | $ 171,659 | $ 60,000 |
| Rochester, NY | 85 | $ 7,344,000 | $ 86,400 | $ 48,000 |
| Amarillo, TX | 84 | $ 9,055,000 | $ 107,797 | $ 60,000 |
| Santa Fe, NM | 83 | $ 21,069,000 | $ 253,843 | $ 78,000 |
| Macon, GA | 81 | $ 7,290,000 | $ 90,000 | $ 43,000 |
| Madison, WI | 81 | $ 13,065,000 | $ 161,296 | $ 57,000 |
| Lincoln, NE | 79 | $ 9,536,000 | $ 120,708 | $ 55,000 |
| Salinas, CA | 79 | $ 26,819,000 | $ 339,481 | $ 120,000 |
| Norwich-New London, CT | 76 | $ 12,989,000 | $ 170,907 | $ 74,000 |
| Corpus Christi, TX | 75 | $ 8,925,000 | $ 119,000 | $ 73,000 |
| Lancaster, PA | 74 | $ 8,589,000 | $ 116,067 | $ 48,000 |
| Shreveport-Bossier City, LA | 74 | $ 6,558,000 | $ 88,621 | $ 48,000 |
| Battle Creek, MI | 72 | $ 7,015,000 | $ 97,430 | $ 43,000 |
| Barnstable Town, MA | 69 | $ 17,965,000 | $ 260,362 | $ 62,000 |
| Columbus, GA-AL | 69 | $ 7,332,000 | $ 106,260 | $ 49,000 |
| Danville, VA | 69 | $ 6,585,000 | $ 95,434 | $ 49,000 |
| Joplin, MO | 69 | $ 5,654,000 | $ 81,942 | $ 35,000 |
| Fairbanks, AK | 67 | $ 8,337,000 | $ 124,432 | $ 64,000 |
| Honolulu, HI | 67 | $ 18,621,000 | $ 277,925 | $ 87,000 |
| Pascagoula, MS | 66 | $ 6,191,000 | $ 93,803 | $ 53,000 |
| Tallahassee, FL | 65 | $ 7,584,000 | $ 116,676 | $ 41,000 |
| Medford, OR | 64 | $ 12,121,000 | $ 189,390 | $ 64,000 |
| Panama City-Lynn Haven, FL | 64 | $ 12,309,000 | $ 192,328 | $ 91,000 |
| Auburn-Opelika, AL | 61 | $ 6,855,000 | $ 112,377 | $ 38,000 |
| Longview, WA | 61 | $ 8,217,000 | $ 134,704 | $ 54,000 |
| Williamsport, PA | 61 | $ 5,048,000 | $ 82,754 | $ 37,000 |
| Hanford-Corcoran, CA | 60 | $ 10,227,000 | $ 170,450 | $ 58,000 |
| Youngstown-Warren-Boardman, OH-PA | 60 | $ 5,291,000 | $ 88,183 | $ 31,000 |
| Dothan, AL | 58 | $ 5,732,000 | $ 98,827 | $ 58,000 |
| Clarksville, TN-KY | 57 | $ 4,781,000 | $ 83,877 | $ 36,000 |
| Corvallis, OR | 56 | $ 7,887,000 | $ 140,839 | $ 71,000 |
| Davenport-Moline-Rock Island, IA-IL | 56 | $ 6,598,000 | $ 117,821 | $ 50,000 |
| Yuma, AZ | 56 | $ 6,943,000 | $ 123,982 | $ 50,000 |
| Athens-Clarke County, GA | 55 | $ 6,647,000 | $ 120,854 | $ 46,000 |
| Canton-Massillon, OH | 55 | $ 4,935,000 | $ 89,727 | $ 24,000 |
| Lake Charles, LA | 55 | $ 5,203,000 | $ 94,600 | $ 59,000 |
| Brownsville-Harlingen, TX | 54 | $ 5,939,000 | $ 109,981 | $ 42,000 |
| Muncie, IN | 54 | $ 3,860,000 | $ 71,481 | $ 35,000 |
| Sherman-Denison, TX | 53 | $ 7,096,000 | $ 133,886 | $ 97,000 |
| Rocky Mount, NC | 51 | $ 4,676,000 | $ 91,686 | $ 40,000 |
| Tyler, TX | 51 | $ 6,453,000 | $ 126,529 | $ 54,000 |
| College Station-Bryan, TX | 49 | $ 5,347,000 | $ 109,122 | $ 78,000 |
| Fort Smith, AR-OK | 49 | $ 5,366,000 | $ 109,510 | $ 47,000 |
| Elizabethtown, KY | 48 | $ 4,333,000 | $ 90,270 | $ 63,000 |
| Flagstaff, AZ | 48 | $ 10,725,000 | $ 223,437 | $ 103,000 |
| Hickory-Lenoir-Morganton, NC | 48 | $ 6,403,000 | $ 133,395 | $ 36,000 |
| Muskegon-Norton Shores, MI | 48 | $ 4,230,000 | $ 88,125 | $ 37,000 |
| Waco, TX | 48 | $ 4,410,000 | $ 91,875 | $ 44,000 |
| Hagerstown-Martinsburg, MD-WV | 47 | $ 7,673,000 | $ 163,255 | $ 58,000 |
| Santa Cruz-Watsonville, CA | 47 | $ 21,593,000 | $ 459,425 | $ 95,000 |
| Florence, SC | 46 | $ 4,335,000 | $ 94,239 | $ 40,000 |
| Lebanon, PA | 46 | $ 4,638,000 | $ 100,826 | $ 50,000 |
| Farmington, NM | 45 | $ 6,081,000 | $ 135,133 | $ 63,000 |
| Jackson, TN | 45 | $ 3,862,000 | $ 85,822 | $ 38,000 |
| Alexandria, LA | 44 | $ 4,077,000 | $ 92,659 | $ 36,000 |
| Burlington, NC | 44 | $ 5,420,000 | $ 123,181 | $ 34,000 |
| Gainesville, FL | 44 | $ 5,256,000 | $ 119,454 | $ 69,000 |
| Champaign-Urbana, IL | 43 | $ 4,306,000 | $ 100,139 | $ 47,000 |
| Monroe, MI | 43 | $ 5,885,000 | $ 136,860 | $ 48,000 |
| Pocatello, ID | 43 | $ 4,045,000 | $ 94,069 | $ 69,000 |
| Anderson, IN | 42 | $ 3,027,000 | $ 72,071 | $ 28,000 |
| Idaho Falls, ID | 42 | $ 5,221,000 | $ 124,309 | $ 39,000 |
| Jacksonville, NC | 42 | $ 6,439,000 | $ 153,309 | $ 54,000 |
| Columbia, MO | 41 | $ 5,074,000 | $ 123,756 | $ 45,000 |
| Evansville, IN-KY | 40 | $ 3,502,000 | $ 87,550 | $ 27,000 |
| Gainesville, GA | 40 | $ 6,448,000 | $ 161,200 | $ 75,000 |
| Holland-Grand Haven, MI | 40 | $ 6,118,000 | $ 152,950 | $ 37,000 |
| Johnstown, PA | 40 | $ 3,014,000 | $ 75,350 | $ 35,000 |
| Lynchburg, VA | 40 | $ 4,515,000 | $ 112,875 | $ 64,000 |
| Charlottesville, VA | 39 | $ 7,369,000 | $ 188,948 | $ 68,000 |
| Monroe, LA | 39 | $ 4,283,000 | $ 109,820 | $ 35,000 |
| Dover, DE | 38 | $ 5,798,000 | $ 152,578 | $ 68,000 |
| Green Bay, WI | 38 | $ 3,873,000 | $ 101,921 | $ 37,000 |
| Syracuse, NY | 37 | $ 3,364,000 | $ 90,918 | $ 33,000 |
| St. Joseph, MO-KS | 36 | $ 3,486,000 | $ 96,833 | $ 34,000 |
| Sumter, SC | 36 | $ 3,642,000 | $ 101,166 | $ 34,000 |
| El Centro, CA | 35 | $ 6,013,000 | $ 171,800 | $ 57,000 |
| Erie, PA | 35 | $ 2,661,000 | $ 76,028 | $ 37,000 |
| Morristown, TN | 34 | $ 4,265,000 | $ 125,441 | $ 27,000 |
| Springfield, IL | 34 | $ 3,776,000 | $ 111,058 | $ 65,000 |
| Ocean City, NJ | 33 | $ 8,066,000 | $ 244,424 | $ 51,000 |
| Racine, WI | 33 | $ 4,453,000 | $ 134,939 | $ 50,000 |
| Bloomington, IN | 32 | $ 3,368,000 | $ 105,250 | $ 39,000 |
| Hattiesburg, MS | 32 | $ 3,507,000 | $ 109,593 | $ 47,000 |
| Michigan City-La Porte, IN | 32 | $ 3,279,000 | $ 102,468 | $ 65,000 |
| Wichita Falls, TX | 32 | $ 2,318,000 | $ 72,437 | $ 26,000 |
| Cedar Rapids, IA | 31 | $ 3,024,000 | $ 97,548 | $ 28,000 |
| Peoria, IL | 31 | $ 2,488,000 | $ 80,258 | $ 16,000 |
| Springfield, OH | 31 | $ 2,777,000 | $ 89,580 | $ 33,000 |
| Duluth, MN-WI | 30 | $ 3,842,000 | $ 128,066 | $ 39,000 |
| Salisbury, MD | 30 | $ 3,477,000 | $ 115,900 | $ 49,000 |
| Terre Haute, IN | 29 | $ 1,971,000 | $ 67,965 | $ 30,000 |
| Janesville, WI | 27 | $ 2,495,000 | $ 92,407 | $ 36,000 |
| Lubbock, TX | 27 | $ 3,134,000 | $ 116,074 | $ 78,000 |
| Napa, CA | 27 | $ 9,706,000 | $ 359,481 | $ 99,000 |
| St. Cloud, MN | 27 | $ 3,541,000 | $ 131,148 | $ 68,000 |
| Houma-Bayou Cane-Thibodaux, LA | 26 | $ 2,471,000 | $ 95,038 | $ 43,000 |
| Vineland-Millville-Bridgeton, NJ | 26 | $ 3,183,000 | $ 122,423 | $ 42,000 |
| Mansfield, OH | 25 | $ 1,995,000 | $ 79,800 | $ 38,000 |
| Rochester, MN | 25 | $ 4,045,000 | $ 161,800 | $ 64,000 |
| Valdosta, GA | 25 | $ 2,083,000 | $ 83,320 | $ 35,000 |
| Billings, MT | 24 | $ 2,535,000 | $ 105,625 | $ 35,000 |
| Bowling Green, KY | 24 | $ 2,749,000 | $ 114,541 | $ 44,000 |
| Utica-Rome, NY | 24 | $ 2,510,000 | $ 104,583 | $ 83,000 |
| Albany, GA | 23 | $ 2,393,000 | $ 104,043 | $ 50,000 |
| Blacksburg-Christiansburg-Radford, VA | 23 | $ 2,504,000 | $ 108,869 | $ 46,000 |
| Kokomo, IN | 23 | $ 1,853,000 | $ 80,565 | $ 28,000 |
| La Crosse, WI-MN | 23 | $ 2,492,000 | $ 108,347 | $ 29,000 |
| Lawrence, KS | 23 | $ 2,806,000 | $ 122,000 | $ 90,000 |
| Midland, TX | 23 | $ 2,519,000 | $ 109,521 | $ 55,000 |
| Sheboygan, WI | 23 | $ 2,314,000 | $ 100,608 | $ 54,000 |
| Logan, UT-ID | 22 | $ 3,222,000 | $ 146,454 | $ 56,000 |
| Sioux Falls, SD | 22 | $ 3,320,000 | $ 150,909 | $ 61,000 |
| Laredo, TX | 20 | $ 2,068,000 | $ 103,400 | $ 46,000 |
| Warner Robins, GA | 20 | $ 2,420,000 | $ 121,000 | $ 42,000 |
| Waterloo-Cedar Falls, IA | 20 | $ 2,854,000 | $ 142,700 | $ 84,000 |
| Abilene, TX | 19 | $ 1,636,000 | $ 86,105 | $ 29,000 |
| Kankakee-Bradley, IL | 19 | $ 1,894,000 | $ 99,684 | $ 18,000 |
| Sandusky, OH | 19 | $ 2,113,000 | $ 111,210 | $ 35,000 |
| Appleton, WI | 18 | $ 2,099,000 | $ 116,611 | $ 38,000 |
| Harrisonburg, VA | 18 | $ 2,231,000 | $ 123,944 | $ 31,000 |
| Hinesville-Fort Stewart, GA | 18 | $ 1,651,000 | $ 91,722 | $ 50,000 |
| Kingston, NY | 18 | $ 2,882,000 | $ 160,111 | $ 62,000 |
| Pittsfield, MA | 18 | $ 2,631,000 | $ 146,166 | $ 34,000 |
| Brunswick, GA | 17 | $ 2,288,000 | $ 134,588 | $ 48,000 |
| Johnson City, TN | 17 | $ 1,626,000 | $ 95,647 | $ 46,000 |
| Jefferson City, MO | 16 | $ 1,554,000 | $ 97,125 | $ 33,000 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 1,569,000 | $ 98,062 | $ 39,000 |
| Lafayette, IN | 16 | $ 1,610,000 | $ 100,625 | $ 40,000 |
| Cleveland, TN | 15 | $ 1,989,000 | $ 132,600 | $ 41,000 |
| Parkersburg-Marietta, WV-OH | 15 | $ 1,524,000 | $ 101,600 | $ 83,000 |
| Glens Falls, NY | 14 | $ 1,293,000 | $ 92,357 | $ 44,000 |
| Las Cruces, NM | 14 | $ 2,753,000 | $ 196,642 | $ 80,000 |
| Longview, TX | 14 | $ 1,690,000 | $ 120,714 | $ 33,000 |
| Pine Bluff, AR | 14 | $ 913,000 | $ 65,214 | $ 64,000 |
| Rome, GA | 14 | $ 1,349,000 | $ 96,357 | $ 43,000 |
| Binghamton, NY | 13 | $ 763,000 | $ 58,692 | $ 24,000 |
| Dalton, GA | 13 | $ 1,503,000 | $ 115,615 | $ 27,000 |
| Oshkosh-Neenah, WI | 13 | $ 1,575,000 | $ 121,153 | $ 54,000 |
| Ames, IA | 12 | $ 1,834,000 | $ 152,833 | $ 39,000 |
| Bloomington-Normal, IL | 12 | $ 1,253,000 | $ 104,416 | $ 11,000 |
| Charleston, WV | 12 | $ 1,237,000 | $ 103,083 | $ 12,000 |
| Fargo, ND-MN | 12 | $ 1,447,000 | $ 120,583 | $ 61,000 |
| Goldsboro, NC | 12 | $ 1,153,000 | $ 96,083 | $ 123,000 |
| Missoula, MT | 12 | $ 2,363,000 | $ 196,916 | $ 29,000 |
| Columbus, IN | 11 | $ 1,011,000 | $ 91,909 | $ 19,000 |
| Decatur, IL | 11 | $ 751,000 | $ 68,272 | $ 21,000 |
| Iowa City, IA | 11 | $ 1,272,000 | $ 115,636 | $ 39,000 |
| Odessa, TX | 11 | $ 6,433,000 | $ 584,818 | $ 104,000 |
| Wheeling, WV-OH | 11 | $ 624,000 | $ 56,727 | $ 17,000 |
| Dubuque, IA | 9 | $ 816,000 | $ 90,666 | $ 24,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 793,000 | $ 88,111 | $ 37,000 |
| Jonesboro, AR | 9 | $ 765,000 | $ 85,000 | $ 26,000 |
| Wausau, WI | 9 | $ 1,480,000 | $ 164,444 | $ 44,000 |
| Danville, IL | 8 | $ 856,000 | $ 107,000 | $ 26,000 |
| Lima, OH | 8 | $ 618,000 | $ 77,250 | $ 46,000 |
| Morgantown, WV | 8 | $ 775,000 | $ 96,875 | $ 25,000 |
| Rapid City, SD | 8 | $ 1,065,000 | $ 133,125 | $ 16,000 |
| San Angelo, TX | 8 | $ 875,000 | $ 109,375 | $ 54,000 |
| Victoria, TX | 8 | $ 815,000 | $ 101,875 | $ 18,000 |
| Elmira, NY | 7 | $ 604,000 | $ 86,285 | $ 22,000 |
| Ithaca, NY | 7 | $ 773,000 | $ 110,428 | $ 12,000 |
| Sioux City, IA-NE-SD | 7 | $ 485,000 | $ 69,285 | $ 35,000 |
| Fond Du Lac, WI | 6 | $ 896,000 | $ 149,333 | $ 15,000 |
| Grand Forks, ND-MN | 6 | $ 658,000 | $ 109,666 | $ 114,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 345,000 | $ 57,500 | $ 28,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 368,000 | $ 61,333 | $ 6,000 |
| Cumberland, MD-WV | 5 | $ 370,000 | $ 74,000 | $ 25,000 |
| Bismarck, ND | 4 | $ 483,000 | $ 120,750 | $ 47,000 |
| Owensboro, KY | 4 | $ 488,000 | $ 122,000 | $ 44,000 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 93,000 | $ 93,000 | $ 0 |
Mortgage Loan Application Detail Totals for Homecomings Financial LLC in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 87,193 | $15,439,106,000 | $159,396 | $5,000,000 | $53,226 | $4,200,000 |
| Home Purchase | 54,761 | $8,756,348,000 | $158,339 | $5,831,000 | $70,169 | $9,999,000 |
| Home Improvement | 1,414 | $246,538,000 | $128,130 | $1,885,000 | $65,304 | $588,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 83,207 | $14,368,318,000 | $171,245 | $5,831,000 | $74,981 | $2,715,000 |
| Not Provided | 16,681 | $2,918,526,000 | $154,769 | $5,000,000 | $63,903 | $1,500,000 |
| Not applicable | 14,493 | $2,109,061,000 | $132,000 | $2,687,000 | $0 | $0 |
| Hispanic | 13,087 | $2,451,117,000 | $147,000 | $1,635,000 | $62,760 | $4,200,000 |
| Black or African American | 11,692 | $1,591,110,000 | $146,360 | $1,000,000 | $72,320 | $9,999,000 |
| Asian | 3,409 | $848,072,000 | $194,122 | $2,080,000 | $83,530 | $1,320,000 |
| Native Hawaiian or Other Pacific Islander | 434 | $98,210,000 | $181,848 | $1,138,000 | $78,000 | $378,000 |
| American Indian or Alaskan Native | 365 | $57,578,000 | $150,051 | $940,000 | $60,692 | $492,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 143,305 | $24,435,498,000 | $161,660 | $5,831,000 | $61,169 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 56 | $5,744,000 | $107,434 | $221,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 6 | $689,000 | $122,400 | $281,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $61,000 | $61,000 | $61,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 100,790 | $17,505,390,000 | $164,339 | $5,000,000 | $74,849 | $9,999,000 |
| Application Approved But Not Accepted | 15,149 | $2,702,051,000 | $166,884 | $2,800,000 | $73,903 | $1,634,000 |
| Loan Purchased By The Institution | 14,493 | $2,109,061,000 | $132,000 | $2,687,000 | $0 | $0 |
| Application Denied By Financial Institution | 8,961 | $1,487,957,000 | $159,333 | $5,831,000 | $69,764 | $1,854,000 |
| Application Withdrawn By Applicant | 2,360 | $371,577,000 | $146,173 | $920,000 | $49,692 | $1,863,000 |
| Preapproval Approved but not Accepted | 1,349 | $230,593,000 | $170,000 | $1,625,000 | $91,000 | $1,303,000 |
| Preapproval Denied by Financial Institution | 266 | $35,363,000 | $132,000 | $608,000 | $85,000 | $532,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homecomings Financial LLC's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homecomings Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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