Homeservices Lending, LLC Mortgage Lending & HMDA Data, 2011

In 2011, Homeservices Lending, LLC of West Des Moines, IA reported 2,727 mortgage applications totaling $579.5 million. The average application was for $212,499, and applicants reported an average income of $108,524. 94% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (491), Kansas City, MO-KS (383) and Atlanta-Sandy Springs-Marietta, GA (275) (applications in parentheses).

Mortgage Company & Address Homeservices Lending, LLC
2700 Westown Parkway, Suite 345
West Des Moines, IA 50266
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,727
Total Mortgage Loan Application Amount $579,485,000
Average Mortgage Loan Application Amount $212,499
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $108,524
Highest Applicant Income $1,327,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homeservices Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homeservices Lending, LLC by Metropolitan Area in 2011

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Minneapolis-St. Paul-Bloomington, MN-WI 491 $ 102,581,000 $ 208,922 $ 103,718
Kansas City, MO-KS 383 $ 71,590,000 $ 186,919 $ 98,788
Atlanta-Sandy Springs-Marietta, GA 275 $ 59,033,000 $ 214,665 $ 116,000
Des Moines-West Des Moines, IA 195 $ 30,789,000 $ 157,892 $ 80,000
Louisville-Jefferson County, KY-IN 165 $ 26,520,000 $ 160,727 $ 87,000
San Diego-Carlsbad-San Marcos, CA 144 $ 48,636,000 $ 337,750 $ 141,000
Tucson, AZ 133 $ 24,065,000 $ 180,939 $ 126,000
Omaha-Council Bluffs, NE-IA 116 $ 20,022,000 $ 172,603 $ 101,181
Los Angeles-Long Beach-Glendale, CA 93 $ 35,267,000 $ 379,215 $ 143,000
Lincoln, NE 73 $ 9,983,000 $ 136,753 $ 75,000
Birmingham-Hoover, AL 72 $ 13,989,000 $ 194,291 $ 91,000
Winston-Salem, NC 54 $ 13,391,000 $ 247,981 $ 129,000
Cincinnati-Middletown, OH-KY-IN 49 $ 9,229,000 $ 188,346 $ 111,857
Greensboro-High Point, NC 40 $ 10,394,000 $ 259,850 $ 139,000
Raleigh-Cary, NC 30 $ 6,885,000 $ 229,500 $ 93,000
Chicago-Joliet-Naperville, IL 28 $ 8,640,000 $ 308,571 $ 167,000
Santa Ana-Anaheim-Irvine, CA 25 $ 10,111,000 $ 404,440 $ 172,000
Rochester, MN 23 $ 4,223,000 $ 183,608 $ 104,000
Charlotte-Gastonia-Rock Hill, NC-SC 18 $ 3,789,000 $ 210,500 $ 129,666
Oxnard-Thousand Oaks-Ventura, CA 18 $ 6,919,000 $ 384,388 $ 132,000
Durham-Chapel Hill, NC 16 $ 3,238,000 $ 202,375 $ 94,000
Phoenix-Mesa-Glendale, AZ 15 $ 2,793,000 $ 186,200 $ 73,000
Santa Barbara-Santa Maria-Goleta, CA 14 $ 5,636,000 $ 402,571 $ 141,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 13 $ 3,183,000 $ 244,846 $ 124,000
Lexington-Fayette, KY 13 $ 1,792,000 $ 137,846 $ 70,000
Miami-Miami Beach-Kendall, FL 12 $ 3,498,000 $ 291,500 $ 140,000
Riverside-San Bernardino-Ontario, CA 12 $ 2,987,000 $ 248,916 $ 160,000
Cedar Rapids, IA 10 $ 1,493,000 $ 149,300 $ 71,000
Lake County-Kenosha County, IL-WI 8 $ 1,767,000 $ 220,875 $ 104,000
St. Joseph, MO-KS 8 $ 1,130,000 $ 141,250 $ 65,000
Denver-Aurora-Broomfield, CO 6 $ 1,691,000 $ 281,833 $ 223,000
St. Cloud, MN 5 $ 828,000 $ 165,600 $ 120,000
Duluth, MN-WI 4 $ 1,405,000 $ 351,250 $ 150,000
Eau Claire, WI 4 $ 523,000 $ 130,750 $ 81,000
Elizabethtown, KY 4 $ 844,000 $ 211,000 $ 114,000
Tuscaloosa, AL 3 $ 467,000 $ 155,666 $ 66,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 3 $ 981,000 $ 327,000 $ 138,666
Ames, IA 2 $ 404,000 $ 202,000 $ 91,000
Baltimore-Towson, MD 2 $ 629,000 $ 314,500 $ 148,000
Bismarck, ND 2 $ 404,000 $ 202,000 $ 70,000
Burlington, NC 2 $ 398,000 $ 199,000 $ 169,000
Fargo, ND-MN 2 $ 276,000 $ 138,000 $ 55,000
North Port-Bradenton-Sarasota, FL 2 $ 250,000 $ 125,000 $ 87,000
San Francisco-San Mateo-Redwood City, CA 2 $ 1,902,000 $ 951,000 $ 591,000
Santa Rosa-Petaluma, CA 2 $ 466,000 $ 233,000 $ 142,000
St. Louis, MO-IL 2 $ 410,000 $ 205,000 $ 137,000
Wilmington, DE-MD-NJ 2 $ 496,000 $ 248,000 $ 197,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 162,000 $ 162,000 $ 137,000
Anderson, SC 1 $ 107,000 $ 107,000 $ 20,000
Austin-Round Rock-San Marcos, TX 1 $ 131,000 $ 131,000 $ 188,000
Baton Rouge, LA 1 $ 260,000 $ 260,000 $ 275,000
Boulder, CO 1 $ 417,000 $ 417,000 $ 142,000
Bremerton-Silverdale, WA 1 $ 376,000 $ 376,000 $ 72,000
Brunswick, GA 1 $ 218,000 $ 218,000 $ 135,000
Camden, NJ 1 $ 155,000 $ 155,000 $ 129,000
Cleveland-Elyria-Mentor, OH 1 $ 188,000 $ 188,000 $ 150,000
College Station-Bryan, TX 1 $ 300,000 $ 300,000 $ 121,000
Columbus, OH 1 $ 401,000 $ 401,000 $ 166,000
Dallas-Plano-Irving, TX 1 $ 178,000 $ 178,000 $ 65,000
Dothan, AL 1 $ 145,000 $ 145,000 $ 52,000
Edison-New Brunswick, NJ 1 $ 304,000 $ 304,000 $ 255,000
Gadsden, AL 1 $ 80,000 $ 80,000 $ 25,000
Gainesville, GA 1 $ 368,000 $ 368,000 $ 77,000
Harrisburg-Carlisle, PA 1 $ 250,000 $ 250,000 $ 124,000
Hickory-Lenoir-Morganton, NC 1 $ 260,000 $ 260,000 $ 94,000
Holland-Grand Haven, MI 1 $ 254,000 $ 254,000 $ 143,000
Indianapolis-Carmel, IN 1 $ 116,000 $ 116,000 $ 124,000
Iowa City, IA 1 $ 205,000 $ 205,000 $ 115,000
Jacksonville, NC 1 $ 371,000 $ 371,000 $ 339,000
Mankato-North Mankato, MN 1 $ 298,000 $ 298,000 $ 225,000
Merced, CA 1 $ 89,000 $ 89,000 $ 78,000
Mobile, AL 1 $ 116,000 $ 116,000 $ 49,000
Nashville-Davidson--Murfreesboro--Franklin, TN 1 $ 315,000 $ 315,000 $ 100,000
Oakland-Fremont-Hayward, CA 1 $ 251,000 $ 251,000 $ 130,000
Ocala, FL 1 $ 261,000 $ 261,000 $ 242,000
Oshkosh-Neenah, WI 1 $ 213,000 $ 213,000 $ 93,000
Panama City-Lynn Haven-Panama City Beach, FL 1 $ 182,000 $ 182,000 $ 285,000
Philadelphia, PA 1 $ 326,000 $ 326,000 $ 138,000
Richmond, VA 1 $ 45,000 $ 45,000 $ 14,000
Sacramento--Arden-Arcade--Roseville, CA 1 $ 140,000 $ 140,000 $ 109,000
San Luis Obispo-Paso Robles, CA 1 $ 417,000 $ 417,000 $ 246,000
Seattle-Bellevue-Everett, WA 1 $ 303,000 $ 303,000 $ 87,000
Sioux Falls, SD 1 $ 71,000 $ 71,000 $ 105,000
Springfield, MA 1 $ 125,000 $ 125,000 $ 89,000
Tampa-St. Petersburg-Clearwater, FL 1 $ 180,000 $ 180,000 $ 120,000
Topeka, KS 1 $ 390,000 $ 390,000 $ 275,000
Wichita, KS 1 $ 240,000 $ 240,000 $ 75,000
Youngstown-Warren-Boardman, OH-PA 1 $ 44,000 $ 44,000 $ 16,000

Mortgage Loan Application Detail Totals for Homeservices Lending, LLC in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,873 $385,331,000 $205,000 $1,100,000 $103,000 $1,327,000
Refinancing 803 $183,832,000 $228,000 $1,500,000 $121,000 $1,176,000
Home Improvement 51 $10,322,000 $202,000 $417,000 $115,000 $459,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,372 $497,049,000 $209,000 $1,500,000 $108,000 $1,327,000
Not Provided 178 $42,083,000 $236,000 $1,100,000 $118,000 $507,000
Asian 73 $18,757,000 $256,000 $665,000 $124,000 $701,000
Hispanic 71 $16,058,000 $226,000 $448,000 $109,000 $339,000
Black or African American 29 $4,591,000 $158,000 $349,000 $75,000 $208,000
Native Hawaiian or Other Pacific Islander 2 $444,000 $222,000 $312,000 $71,000 $86,000
American Indian or Alaskan Native 2 $503,000 $251,000 $393,000 $154,000 $241,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,630 $562,923,000 $214,000 $1,500,000 $110,000 $1,327,000
FHA-insured (Federal Housing Administration) 81 $13,240,000 $163,000 $341,000 $74,000 $257,000
VA-guaranteed (Veterans Administration) 16 $3,322,000 $207,000 $342,000 $65,000 $139,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,554 $541,775,000 $212,000 $1,500,000 $109,000 $1,327,000
Application Approved But Not Accepted 173 $37,710,000 $217,000 $730,000 $111,000 $1,176,000
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homeservices Lending, LLC's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homeservices Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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