Hometown America
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Illinois.
The mortgage statistics and data below are specific to mortgage loan applications for Hometown America.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Hometown America
150 N. Wacker Dr., Ste. 2800
Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  
Total Number of Mortgage Applications 3,245
Total Mortgage Loan Application Amount $119,829,000
Average Mortgage Loan Application Amount $38,000
Highest Mortgage Loan Application Amount $150,000
Average Applicant Income $44,176
Highest Applicant Income $1,800,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Hometown America by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Macomb County Michigan 317 $ 10,225,000 $ 32,000 $ 43,000
Oakland County Michigan 189 $ 7,194,000 $ 38,000 $ 41,000
Adams County Colorado 185 $ 4,811,000 $ 26,000 $ 39,000
Genesee County Michigan 149 $ 5,253,000 $ 35,000 $ 39,000
Palm Beach County Florida 134 $ 7,694,000 $ 57,000 $ 49,000
Travis County Texas 127 $ 3,827,000 $ 30,000 $ 38,000
Tarrant County Texas 117 $ 5,360,000 $ 45,000 $ 42,000
Denton County Texas 106 $ 3,077,000 $ 29,000 $ 35,000
Hillsborough County Florida 105 $ 4,065,000 $ 38,000 $ 43,000
St. Clair County Michigan 104 $ 2,847,000 $ 27,000 $ 37,000
Marion County Indiana 102 $ 2,259,000 $ 22,000 $ 35,000
Dallas County Texas 101 $ 2,859,000 $ 28,000 $ 37,000
Maricopa County Arizona 93 $ 3,856,000 $ 41,000 $ 43,000
Riverside County California 92 $ 6,747,000 $ 73,000 $ 55,000
Pima County Arizona 90 $ 2,875,000 $ 31,000 $ 35,000
Broward County Florida 90 $ 4,098,000 $ 45,000 $ 53,000
Wayne County Michigan 88 $ 2,875,000 $ 32,000 $ 37,000
Weld County Colorado 83 $ 3,509,000 $ 42,000 $ 41,000
Frederick County Virginia 83 $ 5,515,000 $ 66,000 $ 51,000
Kent County Michigan 71 $ 1,548,000 $ 21,000 $ 33,000
Niagara County New York 67 $ 1,778,000 $ 26,000 $ 39,000
Orange County Florida 57 $ 2,122,000 $ 37,000 $ 37,000
San Bernardino County California 56 $ 2,992,000 $ 53,000 $ 48,000
Hamilton County Indiana 48 $ 935,000 $ 19,000 $ 38,000
Ada County Idaho 45 $ 1,217,000 $ 27,000 $ 44,000
Cumberland County New Jersey 43 $ 3,252,000 $ 75,000 $ 51,000
Livingston County Michigan 42 $ 910,000 $ 21,000 $ 43,000
Northampton County Pennsylvania 41 $ 1,737,000 $ 42,000 $ 51,000
Johnson County Kansas 40 $ 968,000 $ 24,000 $ 33,000
Monroe County Michigan 40 $ 1,402,000 $ 35,000 $ 41,000
Ionia County Michigan 32 $ 992,000 $ 31,000 $ 38,000
Dakota County Minnesota 32 $ 1,013,000 $ 31,000 $ 40,000
Lehigh County Pennsylvania 32 $ 871,000 $ 27,000 $ 40,000
Boulder County Colorado 29 $ 953,000 $ 32,000 $ 44,000
Cass County North Dakota 29 $ 873,000 $ 30,000 $ 37,000
Washington County Minnesota 27 $ 938,000 $ 34,000 $ 43,000
Ottawa County Michigan 24 $ 798,000 $ 33,000 $ 36,000
Washtenaw County Michigan 18 $ 568,000 $ 31,000 $ 44,000
Boone County Indiana 16 $ 434,000 $ 27,000 $ 33,000
Lee County Florida 12 $ 1,112,000 $ 92,000 $ 70,000
Lake County Florida 8 $ 170,000 $ 21,000 $ 42,000
Miami-Dade County Florida 7 $ 287,000 $ 41,000 $ 47,000
Pinellas County Florida 7 $ 392,000 $ 56,000 $ 52,000
Lapeer County Michigan 7 $ 281,000 $ 40,000 $ 49,000
Charlotte County Florida 6 $ 387,000 $ 64,000 $ 67,000
Barry County Michigan 6 $ 186,000 $ 31,000 $ 26,000
Manatee County Florida 5 $ 167,000 $ 33,000 $ 39,000
Muskegon County Michigan 5 $ 113,000 $ 22,000 $ 52,000
Marion County Florida 4 $ 240,000 $ 60,000 $ 38,000
Kalamazoo County Michigan 4 $ 66,000 $ 16,000 $ 37,000
Midland County Michigan 4 $ 105,000 $ 26,000 $ 46,000
Pinal County Arizona 3 $ 70,000 $ 23,000 $ 42,000
Pasco County Florida 3 $ 203,000 $ 67,000 $ 49,000
Polk County Florida 3 $ 44,000 $ 14,000 $ 25,000
Sarasota County Florida 3 $ 184,000 $ 61,000 $ 66,000
Collier County Florida 2 $ 74,000 $ 37,000 $ 42,000
Seminole County Florida 2 $ 117,000 $ 58,000 $ 44,000
Prince George's County Maryland 2 $ 98,000 $ 49,000 $ 46,000
Fairfax County Virginia 2 $ 31,000 $ 15,000 $ 39,000
Hernando County Florida 1 $ 56,000 $ 56,000 $ 69,000
Indian River County Florida 1 $ 16,000 $ 16,000 $ 36,000
Martin County Florida 1 $ 86,000 $ 86,000 $ 60,000
Kankakee County Illinois 1 $ 17,000 $ 17,000 $ 71,000
Elkhart County Indiana 1 $ 50,000 $ 50,000 $ 92,000
Ocean County New Jersey 1 $ 30,000 $ 30,000 $ 16,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Illinois, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Hometown America in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,245 $119,829,000 $38,000 $150,000 $44,176 $1,800,000
Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,816 $68,423,000 $39,187 $150,000 $43,500 $187,000
Hispanic 935 $31,726,000 $35,692 $127,000 $39,076 $1,800,000
Not Provided 266 $10,195,000 $35,500 $118,000 $41,812 $223,000
Black or African American 168 $7,215,000 $47,642 $143,000 $45,214 $123,000
American Indian or Alaskan Native 38 $1,268,000 $36,800 $83,000 $48,300 $118,000
Asian 19 $868,000 $45,125 $117,000 $38,625 $74,000
Native Hawaiian or Other Pacific Islander 3 $134,000 $53,500 $80,000 $38,000 $50,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,244 $119,810,000 $38,000 $150,000 $44,176 $1,800,000
FHA-insured (Federal Housing Administration) 1 $19,000 $19,000 $19,000 $24,000 $24,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,957 $74,239,000 $38,250 $150,000 $40,875 $223,000
Loan Originated 1,082 $38,049,000 $38,647 $142,000 $49,117 $1,800,000
File Closed For Incompleteness 201 $7,376,000 $39,142 $99,000 $39,000 $126,000
Application Withdrawn By Applicant 3 $108,000 $36,000 $55,000 $40,333 $47,000
Application Approved But Not Accepted 2 $57,000 $28,500 $33,000 $33,000 $36,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 881 $31,966,000 $36,400 $150,000 $30,733 $158,000
Credit History 512 $18,785,000 $40,266 $143,000 $46,400 $150,000
Other 374 $16,454,000 $42,312 $150,000 $47,875 $223,000
Employment History 153 $5,430,000 $34,785 $114,000 $40,714 $94,000
Credit Application Incomplete 18 $793,000 $39,875 $78,000 $53,125 $96,000
Unverifiable Information 17 $763,000 $40,833 $85,000 $48,500 $126,000
Collateral 1 $21,000 $21,000 $21,000 $60,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information at your convenience.

Download the Illinois Lender List