Houstonian Mortgage Group Inc Mortgage Lending & HMDA Data, 2016
In 2016, Houstonian Mortgage Group Inc of Houston, TX reported 2,343 mortgage applications totaling $406.2 million, down 14% from 2015. The average application was for $173,364, and applicants reported an average income of $84,400. 78% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,410), Brownsville-Harlingen, TX (284) and Beaumont-Port Arthur, TX (165) (applications in parentheses).
| Mortgage Company & Address | Houstonian Mortgage Group Inc 11490 Westheimer #825 Houston, TX 77077 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 2,343 |
| Total Mortgage Loan Application Amount | $406,192,000 |
| Average Mortgage Loan Application Amount | $173,364 |
| Highest Mortgage Loan Application Amount | $972,000 |
| Average Applicant Income | $84,400 |
| Highest Applicant Income | $1,584,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Houstonian Mortgage Group Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris, Texas | 849 | $ 140,788,000 | $ 165,828 | $ 79,000 |
| Cameron, Texas | 284 | $ 41,875,000 | $ 147,447 | $ 69,000 |
| Montgomery, Texas | 225 | $ 48,942,000 | $ 217,520 | $ 114,000 |
| Galveston, Texas | 135 | $ 27,351,000 | $ 202,600 | $ 110,000 |
| Fort Bend, Texas | 126 | $ 24,881,000 | $ 197,468 | $ 107,000 |
| Jefferson, Texas | 98 | $ 14,525,000 | $ 148,214 | $ 78,000 |
| Calcasieu, Louisiana | 95 | $ 17,442,000 | $ 183,600 | $ 75,000 |
| Livingston, Louisiana | 64 | $ 11,051,000 | $ 172,671 | $ 70,000 |
| Brazoria, Texas | 56 | $ 10,844,000 | $ 193,642 | $ 104,000 |
| Walker, Texas | 53 | $ 8,163,000 | $ 154,018 | $ 61,000 |
| Hardin, Texas | 44 | $ 8,274,000 | $ 188,045 | $ 88,000 |
| Hidalgo, Texas | 28 | $ 3,877,000 | $ 138,464 | $ 65,000 |
| San Patricio, Texas | 27 | $ 4,187,000 | $ 155,074 | $ 70,000 |
| Bexar, Texas | 26 | $ 4,995,000 | $ 192,115 | $ 97,000 |
| East Baton Rouge, Louisiana | 22 | $ 4,048,000 | $ 184,000 | $ 71,000 |
| Orange, Texas | 21 | $ 2,675,000 | $ 127,380 | $ 73,000 |
| Nueces, Texas | 15 | $ 2,141,000 | $ 142,733 | $ 66,000 |
| Chambers, Texas | 12 | $ 2,129,000 | $ 177,416 | $ 74,000 |
| Ascension, Louisiana | 11 | $ 2,406,000 | $ 218,727 | $ 88,000 |
| Tyler, Texas | 11 | $ 1,282,000 | $ 116,545 | $ 65,000 |
| Jasper, Texas | 10 | $ 1,161,000 | $ 116,100 | $ 71,000 |
| Jim Wells, Texas | 9 | $ 995,000 | $ 110,555 | $ 52,000 |
| San Jacinto, Texas | 7 | $ 1,080,000 | $ 154,285 | $ 68,000 |
| Trinity, Texas | 7 | $ 700,000 | $ 100,000 | $ 44,000 |
| Polk, Texas | 6 | $ 780,000 | $ 130,000 | $ 83,000 |
| Beauregard, Louisiana | 5 | $ 941,000 | $ 188,200 | $ 57,000 |
| Jefferson Davis, Louisiana | 5 | $ 1,057,000 | $ 211,400 | $ 103,000 |
| Guadalupe, Texas | 5 | $ 784,000 | $ 156,800 | $ 102,000 |
| Rusk, Texas | 5 | $ 734,000 | $ 146,800 | $ 71,000 |
| Collin, Texas | 4 | $ 1,023,000 | $ 255,750 | $ 141,000 |
| Travis, Texas | 4 | $ 1,044,000 | $ 261,000 | $ 154,000 |
| Waller, Texas | 4 | $ 654,000 | $ 163,500 | $ 74,000 |
| Willacy, Texas | 4 | $ 670,000 | $ 167,500 | $ 66,000 |
| Brazos, Texas | 3 | $ 455,000 | $ 151,666 | $ 87,000 |
| Brooks, Texas | 3 | $ 239,000 | $ 79,666 | $ 48,000 |
| Grimes, Texas | 3 | $ 703,000 | $ 234,333 | $ 88,000 |
| Williamson, Texas | 3 | $ 795,000 | $ 265,000 | $ 111,000 |
| Wilson, Texas | 3 | $ 657,000 | $ 219,000 | $ 82,000 |
| Allen, Louisiana | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Cameron, Louisiana | 2 | $ 291,000 | $ 145,500 | $ 66,000 |
| Franklin, Louisiana | 2 | $ 219,000 | $ 109,500 | $ 99,000 |
| Lafayette, Louisiana | 2 | $ 509,000 | $ 254,500 | $ 70,000 |
| Aransas, Texas | 2 | $ 593,000 | $ 296,500 | $ 192,000 |
| Duval, Texas | 2 | $ 273,000 | $ 136,500 | $ 55,000 |
| Liberty, Texas | 2 | $ 432,000 | $ 216,000 | $ 89,000 |
| Madison, Texas | 2 | $ 483,000 | $ 241,500 | $ 98,000 |
| Matagorda, Texas | 2 | $ 237,000 | $ 118,500 | $ 159,000 |
| Newton, Texas | 2 | $ 148,000 | $ 74,000 | $ 75,000 |
| Wharton, Texas | 2 | $ 208,000 | $ 104,000 | $ 108,000 |
| Young, Texas | 2 | $ 411,000 | $ 205,500 | $ 214,000 |
| Acadia, Louisiana | 1 | $ 127,000 | $ 127,000 | $ 22,000 |
| Concordia, Louisiana | 1 | $ 226,000 | $ 226,000 | $ 63,000 |
| Iberville, Louisiana | 1 | $ 93,000 | $ 93,000 | $ 32,000 |
| Jefferson, Louisiana | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Pointe Coupee, Louisiana | 1 | $ 144,000 | $ 144,000 | $ 34,000 |
| Sabine, Louisiana | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| St. James, Louisiana | 1 | $ 262,000 | $ 262,000 | $ 89,000 |
| St. Tammany, Louisiana | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Tangipahoa, Louisiana | 1 | $ 167,000 | $ 167,000 | $ 70,000 |
| Vernon, Louisiana | 1 | $ 237,000 | $ 237,000 | $ 127,000 |
| Austin, Texas | 1 | $ 417,000 | $ 417,000 | $ 264,000 |
| Bastrop, Texas | 1 | $ 409,000 | $ 409,000 | $ 119,000 |
| Bell, Texas | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Cherokee, Texas | 1 | $ 188,000 | $ 188,000 | $ 223,000 |
| Comal, Texas | 1 | $ 251,000 | $ 251,000 | $ 40,000 |
| Dallas, Texas | 1 | $ 394,000 | $ 394,000 | $ 109,000 |
| Gregg, Texas | 1 | $ 253,000 | $ 253,000 | $ 102,000 |
| Houston, Texas | 1 | $ 134,000 | $ 134,000 | $ 74,000 |
| Kleberg, Texas | 1 | $ 81,000 | $ 81,000 | $ 49,000 |
| Leon, Texas | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| McLennan, Texas | 1 | $ 146,000 | $ 146,000 | $ 112,000 |
| Medina, Texas | 1 | $ 251,000 | $ 251,000 | $ 107,000 |
| Midland, Texas | 1 | $ 212,000 | $ 212,000 | $ 134,000 |
| Panola, Texas | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Sabine, Texas | 1 | $ 337,000 | $ 337,000 | $ 118,000 |
| Tarrant, Texas | 1 | $ 277,000 | $ 277,000 | $ 148,000 |
| Upshur, Texas | 1 | $ 191,000 | $ 191,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for Houstonian Mortgage Group Inc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,017 | $341,837,000 | $169,000 | $972,000 | $78,000 | $690,000 |
| Refinancing | 326 | $64,355,000 | $197,000 | $753,000 | $124,000 | $1,584,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,076 | $206,346,000 | $191,000 | $753,000 | $102,000 | $1,584,000 |
| Hispanic | 966 | $145,902,000 | $151,000 | $972,000 | $64,000 | $684,000 |
| Black or African American | 208 | $35,684,000 | $171,000 | $411,000 | $74,000 | $507,000 |
| Asian | 68 | $13,940,000 | $205,000 | $417,000 | $121,000 | $643,000 |
| Not Provided | 13 | $2,335,000 | $179,000 | $309,000 | $117,000 | $187,000 |
| American Indian or Alaskan Native | 7 | $1,211,000 | $173,000 | $245,000 | $151,000 | $580,000 |
| Native Hawaiin or Other Pacific Islander | 5 | $774,000 | $154,000 | $178,000 | $47,000 | $62,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,240 | $190,365,000 | $153,000 | $336,000 | $62,000 | $580,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 908 | $179,666,000 | $197,000 | $972,000 | $117,000 | $1,584,000 |
| VA-guaranteed (Veterans Administration) | 135 | $27,804,000 | $205,000 | $474,000 | $85,000 | $210,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 60 | $8,357,000 | $139,000 | $272,000 | $49,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,826 | $321,192,000 | $175,000 | $972,000 | $86,000 | $1,584,000 |
| Application Withdrawn By Applicant | 299 | $50,039,000 | $167,000 | $520,000 | $85,000 | $690,000 |
| Application Approved But Not Accepted | 107 | $16,953,000 | $158,000 | $400,000 | $77,000 | $340,000 |
| Application Denied By Financial Institution | 66 | $11,273,000 | $170,000 | $753,000 | $72,000 | $280,000 |
| File Closed For Incompleteness | 45 | $6,735,000 | $149,000 | $324,000 | $64,000 | $172,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 16 | $2,790,000 | $174,000 | $399,000 | $57,000 | $152,000 |
| Employment History | 13 | $2,122,000 | $163,000 | $238,000 | $86,000 | $225,000 |
| Credit History | 8 | $1,380,000 | $172,000 | $265,000 | $79,000 | $134,000 |
| Unverifiable Information | 8 | $1,184,000 | $148,000 | $330,000 | $59,000 | $110,000 |
| Collateral | 7 | $1,061,000 | $151,000 | $400,000 | $72,000 | $163,000 |
| Other | 6 | $879,000 | $146,000 | $252,000 | $60,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,598,000 | $266,000 | $753,000 | $105,000 | $280,000 |
| Mortgage Insurance Denied | 1 | $128,000 | $128,000 | $128,000 | $57,000 | $57,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Houstonian Mortgage Group Inc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Houstonian Mortgage Group Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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