Hughes Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Hughes Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hughes Federal Credit Union 971 W Wetmore Rd Tucson, AZ 85705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 1,013 |
| Total Mortgage Loan Application Amount | $71,555,000 |
| Average Mortgage Loan Application Amount | $94,400 |
| Highest Mortgage Loan Application Amount | $535,000 |
| Average Applicant Income | $112,400 |
| Highest Applicant Income | $1,416,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Hughes Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hughes Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Hughes Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hughes Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Hughes Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hughes Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pima County Arizona | 651 | $ 44,835,000 | $ 68,000 | $ 106,000 |
| Maricopa County Arizona | 149 | $ 12,235,000 | $ 82,000 | $ 136,000 |
| Pinal County Arizona | 53 | $ 3,765,000 | $ 71,000 | $ 111,000 |
| Mohave County Arizona | 15 | $ 875,000 | $ 58,000 | $ 157,000 |
| Graham County Arizona | 14 | $ 1,210,000 | $ 86,000 | $ 106,000 |
| Cochise County Arizona | 13 | $ 585,000 | $ 45,000 | $ 107,000 |
| Santa Cruz County Arizona | 13 | $ 815,000 | $ 62,000 | $ 79,000 |
| Yavapai County Arizona | 12 | $ 920,000 | $ 76,000 | $ 117,000 |
| Gila County Arizona | 5 | $ 305,000 | $ 61,000 | $ 70,000 |
| Navajo County Arizona | 5 | $ 335,000 | $ 67,000 | $ 133,000 |
| Yuma County Arizona | 5 | $ 225,000 | $ 45,000 | $ 74,000 |
| Coconino County Arizona | 4 | $ 380,000 | $ 95,000 | $ 196,000 |
| Riverside County California | 3 | $ 125,000 | $ 41,000 | $ 82,000 |
| Hillsborough County Florida | 2 | $ 60,000 | $ 30,000 | $ 163,000 |
| Plymouth County Massachusetts | 2 | $ 210,000 | $ 105,000 | $ 90,000 |
| Morris County New Jersey | 2 | $ 70,000 | $ 35,000 | $ 99,000 |
| Apache County Arizona | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| La Paz County Arizona | 1 | $ 35,000 | $ 35,000 | $ 137,000 |
| Van Buren County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Alameda County California | 1 | $ 185,000 | $ 185,000 | $ 310,000 |
| Butte County California | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Contra Costa County California | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| San Bernardino County California | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Tehama County California | 1 | $ 35,000 | $ 35,000 | $ 67,000 |
| Douglas County Colorado | 1 | $ 75,000 | $ 75,000 | $ 162,000 |
| El Paso County Colorado | 1 | $ 165,000 | $ 165,000 | $ 240,000 |
| Larimer County Colorado | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Hartford County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| District of Columbia County District Of Columbia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Broward County Florida | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Hernando County Florida | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Palm Beach County Florida | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Seminole County Florida | 1 | $ 265,000 | $ 265,000 | $ 83,000 |
| Bartow County Georgia | 1 | $ 155,000 | $ 155,000 | $ 292,000 |
| Douglas County Georgia | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Forsyth County Georgia | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Cook County Illinois | 1 | $ 55,000 | $ 55,000 | $ 672,000 |
| DuPage County Illinois | 1 | $ 15,000 | $ 15,000 | $ 1,000 |
| Will County Illinois | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| DeKalb County Indiana | 1 | $ 45,000 | $ 45,000 | $ 84,000 |
| Johnson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Jefferson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Metcalfe County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Sagadahoc County Maine | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Charles County Maryland | 1 | $ 205,000 | $ 205,000 | $ 151,000 |
| Prince George's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Worcester County Maryland | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Lamar County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Cape Girardeau County Missouri | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Gloucester County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 156,000 |
| Ocean County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 144,000 |
| Bronx County New York | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Nassau County New York | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Washington County New York | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Columbus County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Surry County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Belmont County Ohio | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Butler County Ohio | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Hamilton County Ohio | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Preble County Ohio | 1 | $ 125,000 | $ 125,000 | $ 187,000 |
| Scioto County Ohio | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Trumbull County Ohio | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 155,000 |
| Allegheny County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 117,000 |
| Beaver County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Bucks County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Angelina County Texas | 1 | $ 35,000 | $ 35,000 | $ 120,000 |
| Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Comal County Texas | 1 | $ 135,000 | $ 135,000 | $ 150,000 |
| Fort Bend County Texas | 1 | $ 75,000 | $ 75,000 | $ 162,000 |
| Guadalupe County Texas | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Harris County Texas | 1 | $ 5,000 | $ 5,000 | $ 34,000 |
| Lamar County Texas | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Montgomery County Texas | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Wood County Texas | 1 | $ 35,000 | $ 35,000 | $ 108,000 |
| Albemarle County Virginia | 1 | $ 105,000 | $ 105,000 | $ 264,000 |
| King George County Virginia | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Stafford County Virginia | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
Mortgage Loan Application Detail Totals for Hughes Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 500 | $30,000,000 | $60,000 | $305,000 | $103,000 | $672,000 |
| Home Improvement | 393 | $27,855,000 | $70,000 | $255,000 | $121,000 | $1,416,000 |
| Cash-out Refinancing | 55 | $6,195,000 | $112,000 | $255,000 | $121,000 | $344,000 |
| Refinancing | 38 | $4,400,000 | $115,000 | $535,000 | $115,000 | $420,000 |
| Home Purchase | 27 | $3,105,000 | $115,000 | $305,000 | $102,000 | $293,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 478 | $34,760,000 | $72,000 | $305,000 | $118,000 | $1,416,000 |
| Hispanic | 292 | $18,550,000 | $63,000 | $535,000 | $97,000 | $658,000 |
| Not Provided | 172 | $13,100,000 | $76,000 | $285,000 | $112,000 | $672,000 |
| Black or African American | 33 | $2,345,000 | $71,000 | $305,000 | $133,000 | $387,000 |
| Asian | 19 | $1,545,000 | $81,000 | $255,000 | $110,000 | $469,000 |
| American Indian or Alaskan Native | 17 | $1,155,000 | $67,000 | $155,000 | $103,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $35,000 | $35,000 | $35,000 | $87,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,013 | $71,555,000 | $70,000 | $535,000 | $111,000 | $1,416,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 443 | $33,705,000 | $76,000 | $255,000 | $122,000 | $658,000 |
| Application Denied By Financial Institution | 315 | $20,665,000 | $65,000 | $305,000 | $92,000 | $672,000 |
| Application Approved But Not Accepted | 173 | $11,075,000 | $64,000 | $255,000 | $112,000 | $808,000 |
| Application Withdrawn By Applicant | 82 | $6,110,000 | $74,000 | $535,000 | $124,000 | $1,416,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 698 | $50,890,000 | $72,000 | $535,000 | $120,000 | $1,416,000 |
| Credit History | 116 | $7,500,000 | $64,000 | $305,000 | $83,000 | $387,000 |
| Debt-To-Income Ratio | 76 | $4,970,000 | $65,000 | $255,000 | $76,000 | $438,000 |
| Collateral | 66 | $4,050,000 | $61,000 | $285,000 | $105,000 | $672,000 |
| Other | 47 | $3,285,000 | $69,000 | $255,000 | $118,000 | $504,000 |
| Credit Application Incomplete | 8 | $720,000 | $90,000 | $225,000 | $105,000 | $288,000 |
| Unverifiable Information | 2 | $140,000 | $70,000 | $95,000 | $126,000 | $180,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hughes Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hughes Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.