I. H. Mississippi Valley Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
I. H. Mississippi Valley Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | I. H. Mississippi Valley Credit Union 2121 47Th Street Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,521 |
| Total Mortgage Loan Application Amount | $629,725,000 |
| Average Mortgage Loan Application Amount | $114,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $85,600 |
| Highest Applicant Income | $1,613,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with I. H. Mississippi Valley Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing I. H. Mississippi Valley Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down I. H. Mississippi Valley Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how I. H. Mississippi Valley Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by I. H. Mississippi Valley Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at I. H. Mississippi Valley Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island County Illinois | 1,089 | $ 118,955,000 | $ 109,000 | $ 80,000 |
| Scott County Iowa | 896 | $ 148,320,000 | $ 165,000 | $ 100,000 |
| Henry County Illinois | 253 | $ 30,045,000 | $ 118,000 | $ 84,000 |
| Polk County Iowa | 140 | $ 30,300,000 | $ 216,000 | $ 121,000 |
| Knox County Illinois | 128 | $ 9,930,000 | $ 77,000 | $ 73,000 |
| Mercer County Illinois | 83 | $ 8,395,000 | $ 101,000 | $ 75,000 |
| Clinton County Iowa | 67 | $ 8,385,000 | $ 125,000 | $ 84,000 |
| Warren County Illinois | 42 | $ 2,930,000 | $ 69,000 | $ 63,000 |
| Whiteside County Illinois | 42 | $ 4,370,000 | $ 104,000 | $ 72,000 |
| Dallas County Iowa | 38 | $ 10,790,000 | $ 283,000 | $ 163,000 |
| Muscatine County Iowa | 23 | $ 3,725,000 | $ 161,000 | $ 88,000 |
| Des Moines County Iowa | 22 | $ 2,150,000 | $ 97,000 | $ 64,000 |
| Cedar County Iowa | 18 | $ 2,280,000 | $ 126,000 | $ 82,000 |
| Story County Iowa | 13 | $ 3,335,000 | $ 256,000 | $ 86,000 |
| Cook County Illinois | 12 | $ 5,090,000 | $ 424,000 | $ 128,000 |
| McDonough County Illinois | 12 | $ 900,000 | $ 75,000 | $ 58,000 |
| Johnson County Iowa | 11 | $ 1,845,000 | $ 167,000 | $ 90,000 |
| Bureau County Illinois | 9 | $ 485,000 | $ 53,000 | $ 74,000 |
| Henderson County Illinois | 9 | $ 545,000 | $ 60,000 | $ 89,000 |
| Linn County Iowa | 8 | $ 1,990,000 | $ 248,000 | $ 95,000 |
| Lee County Iowa | 7 | $ 1,065,000 | $ 152,000 | $ 81,000 |
| Madison County Iowa | 7 | $ 2,015,000 | $ 287,000 | $ 106,000 |
| Warren County Iowa | 7 | $ 1,225,000 | $ 175,000 | $ 82,000 |
| DuPage County Illinois | 6 | $ 1,910,000 | $ 318,000 | $ 127,000 |
| Peoria County Illinois | 6 | $ 690,000 | $ 115,000 | $ 76,000 |
| Boone County Iowa | 6 | $ 1,090,000 | $ 181,000 | $ 48,000 |
| Camden County Missouri | 5 | $ 1,225,000 | $ 245,000 | $ 215,000 |
| Hancock County Illinois | 4 | $ 600,000 | $ 150,000 | $ 58,000 |
| Stark County Illinois | 4 | $ 540,000 | $ 135,000 | $ 71,000 |
| Dubuque County Iowa | 4 | $ 260,000 | $ 65,000 | $ 199,000 |
| Kossuth County Iowa | 4 | $ 730,000 | $ 182,000 | $ 96,000 |
| Fulton County Illinois | 3 | $ 355,000 | $ 118,000 | $ 99,000 |
| Cerro Gordo County Iowa | 3 | $ 605,000 | $ 201,000 | $ 247,000 |
| Guthrie County Iowa | 3 | $ 695,000 | $ 231,000 | $ 163,000 |
| Jackson County Iowa | 3 | $ 395,000 | $ 131,000 | $ 53,000 |
| Poweshiek County Iowa | 3 | $ 635,000 | $ 211,000 | $ 91,000 |
| Adair County Missouri | 3 | $ 405,000 | $ 135,000 | $ 126,000 |
| Pinellas County Florida | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| Sarasota County Florida | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Carroll County Illinois | 2 | $ 30,000 | $ 15,000 | $ 60,000 |
| DeKalb County Illinois | 2 | $ 120,000 | $ 60,000 | $ 115,000 |
| Tazewell County Illinois | 2 | $ 190,000 | $ 95,000 | $ 49,000 |
| Will County Illinois | 2 | $ 540,000 | $ 270,000 | $ 121,000 |
| Adair County Iowa | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Benton County Iowa | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Hamilton County Iowa | 2 | $ 170,000 | $ 85,000 | $ 31,000 |
| Henry County Iowa | 2 | $ 410,000 | $ 205,000 | $ 86,000 |
| Jasper County Iowa | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| Lucas County Iowa | 2 | $ 380,000 | $ 190,000 | $ 109,000 |
| Pottawattamie County Iowa | 2 | $ 400,000 | $ 200,000 | $ 164,000 |
| Wapello County Iowa | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Washington County Iowa | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Cole County Missouri | 2 | $ 400,000 | $ 200,000 | $ 44,000 |
| Maricopa County Arizona | 1 | $ 565,000 | $ 565,000 | $ 284,000 |
| Sonoma County California | 1 | $ 615,000 | $ 615,000 | $ 149,000 |
| Broward County Florida | 1 | $ 305,000 | $ 305,000 | $ 492,000 |
| Collier County Florida | 1 | $ 455,000 | $ 455,000 | $ 1,310,000 |
| Hillsborough County Florida | 1 | $ 955,000 | $ 955,000 | $ 440,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Lee County Florida | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Manatee County Florida | 1 | $ 385,000 | $ 385,000 | $ 540,000 |
| Orange County Florida | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Walton County Florida | 1 | $ 325,000 | $ 325,000 | $ 600,000 |
| Ada County Idaho | 1 | $ 875,000 | $ 875,000 | $ 249,000 |
| Ford County Illinois | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Grundy County Illinois | 1 | $ 325,000 | $ 325,000 | $ 504,000 |
| Jackson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 213,000 |
| Kendall County Illinois | 1 | $ 275,000 | $ 275,000 | $ 233,000 |
| LaSalle County Illinois | 1 | $ 45,000 | $ 45,000 | $ 27,000 |
| Lee County Illinois | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Madison County Illinois | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| McLean County Illinois | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Ogle County Illinois | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Sangamon County Illinois | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Winnebago County Illinois | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Woodford County Illinois | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Appanoose County Iowa | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Audubon County Iowa | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Buchanan County Iowa | 1 | $ 15,000 | $ 15,000 | $ 8,000 |
| Buena Vista County Iowa | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Cass County Iowa | 1 | $ 75,000 | $ 75,000 | $ 214,000 |
| Fayette County Iowa | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Hardin County Iowa | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Iowa County Iowa | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Louisa County Iowa | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Mahaska County Iowa | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Marion County Iowa | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Pocahontas County Iowa | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Wayne County Iowa | 1 | $ 675,000 | $ 675,000 | $ 319,000 |
| Greene County Missouri | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Knox County Missouri | 1 | $ 25,000 | $ 25,000 | $ 171,000 |
| Monmouth County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Valencia County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Wallowa County Oregon | 1 | $ 25,000 | $ 25,000 | $ 180,000 |
| Washington County Utah | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Bedford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Campbell County Virginia | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Fauquier County Virginia | 1 | $ 395,000 | $ 395,000 | $ 224,000 |
| Lynchburg County Virginia | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Crawford County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Dane County Wisconsin | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for I. H. Mississippi Valley Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,397 | $354,715,000 | $147,000 | $1,505,000 | $75,000 | $1,613,000 |
| Refinancing | 1,780 | $261,300,000 | $146,000 | $1,505,000 | $94,000 | $600,000 |
| Home Improvement | 219 | $7,195,000 | $32,000 | $175,000 | $78,000 | $689,000 |
| Other Purpose | 110 | $3,220,000 | $29,000 | $105,000 | $82,000 | $224,000 |
| Cash-out Refinancing | 15 | $3,295,000 | $219,000 | $1,195,000 | $99,000 | $288,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,368 | $481,720,000 | $143,000 | $1,505,000 | $85,000 | $1,613,000 |
| Hispanic | 421 | $53,025,000 | $125,000 | $1,105,000 | $68,000 | $746,000 |
| Not Provided | 399 | $46,105,000 | $115,000 | $1,505,000 | $89,000 | $1,454,000 |
| Black or African American | 205 | $25,045,000 | $122,000 | $335,000 | $66,000 | $660,000 |
| Asian | 61 | $12,765,000 | $209,000 | $705,000 | $106,000 | $337,000 |
| Not applicable | 41 | $7,845,000 | $191,000 | $1,195,000 | $0 | $0 |
| American Indian or Alaskan Native | 19 | $1,765,000 | $92,000 | $375,000 | $59,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $415,000 | $138,000 | $185,000 | $73,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,323 | $602,715,000 | $139,000 | $1,505,000 | $84,000 | $1,613,000 |
| FHA-insured (Federal Housing Administration) | 157 | $20,135,000 | $128,000 | $345,000 | $54,000 | $504,000 |
| VA-guaranteed (Veterans Administration) | 23 | $4,965,000 | $215,000 | $505,000 | $67,000 | $193,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $1,910,000 | $106,000 | $205,000 | $42,000 | $68,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,150 | $314,680,000 | $146,000 | $1,505,000 | $95,000 | $689,000 |
| Preapproval Approved but not Accepted | 920 | $153,400,000 | $166,000 | $1,505,000 | $84,000 | $1,613,000 |
| Preapproval Denied by Financial Institution | 757 | $85,715,000 | $113,000 | $855,000 | $54,000 | $984,000 |
| Application Denied By Financial Institution | 339 | $28,945,000 | $85,000 | $725,000 | $62,000 | $276,000 |
| Application Approved But Not Accepted | 311 | $41,965,000 | $134,000 | $675,000 | $97,000 | $600,000 |
| Application Withdrawn By Applicant | 27 | $2,785,000 | $103,000 | $545,000 | $75,000 | $270,000 |
| File Closed For Incompleteness | 17 | $2,235,000 | $131,000 | $285,000 | $75,000 | $355,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,425 | $515,065,000 | $150,000 | $1,505,000 | $92,000 | $1,613,000 |
| Credit History | 613 | $64,155,000 | $104,000 | $505,000 | $61,000 | $984,000 |
| Debt-To-Income Ratio | 327 | $35,525,000 | $108,000 | $855,000 | $42,000 | $194,000 |
| Other | 43 | $4,925,000 | $114,000 | $725,000 | $75,000 | $276,000 |
| Collateral | 32 | $2,540,000 | $79,000 | $295,000 | $74,000 | $196,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $2,570,000 | $91,000 | $195,000 | $50,000 | $109,000 |
| Credit Application Incomplete | 26 | $2,060,000 | $79,000 | $375,000 | $77,000 | $251,000 |
| Unverifiable Information | 17 | $2,035,000 | $119,000 | $275,000 | $61,000 | $151,000 |
| Employment History | 10 | $850,000 | $85,000 | $155,000 | $73,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into I. H. Mississippi Valley Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess I. H. Mississippi Valley Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.