Imortgage.Com, Inc. Mortgage Lending & HMDA Data, 2011

In 2011, Imortgage.Com, Inc. of Scottsdale, AZ reported 16,271 mortgage applications totaling $3.3 billion, up 35% from 2010. The average application was for $205,253, and applicants reported an average income of $91,878. 70% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,425), Phoenix-Mesa-Glendale, AZ (1,812) and Riverside-San Bernardino-Ontario, CA (1,532) (applications in parentheses).

Mortgage Company & Address Imortgage.Com, Inc.
4800 N. Scottsdale Road, Suite 3800
Scottsdale, AZ 85251
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,271
Total Mortgage Loan Application Amount $3,339,677,000
Average Mortgage Loan Application Amount $205,253
Highest Mortgage Loan Application Amount $2,600,000
Average Applicant Income $91,878
Highest Applicant Income $4,774,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Imortgage.Com, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Imortgage.Com, Inc. by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,425 $ 560,804,000 $ 231,259 $ 79,000
Maricopa, Arizona 1,571 $ 273,248,000 $ 173,932 $ 94,000
Kern, California 1,214 $ 163,563,000 $ 134,730 $ 71,000
Riverside, California 966 $ 195,175,000 $ 202,044 $ 82,000
Clark, Nevada 863 $ 117,403,000 $ 136,040 $ 95,000
Fresno, California 788 $ 153,492,000 $ 194,786 $ 90,000
Orange, California 747 $ 260,769,000 $ 349,088 $ 145,000
San Diego, California 683 $ 200,130,000 $ 293,016 $ 115,000
San Joaquin, California 681 $ 133,548,000 $ 196,105 $ 89,000
San Bernardino, California 566 $ 97,639,000 $ 172,507 $ 71,000
Jackson, Oregon 405 $ 80,233,000 $ 198,106 $ 104,000
Sacramento, California 387 $ 66,270,000 $ 171,240 $ 81,000
Placer, California 378 $ 95,576,000 $ 252,846 $ 112,000
Stanislaus, California 277 $ 39,072,000 $ 141,054 $ 71,000
Pinal, Arizona 241 $ 27,470,000 $ 113,983 $ 83,000
Harris, Texas 220 $ 33,821,000 $ 153,731 $ 78,000
Travis, Texas 194 $ 35,384,000 $ 182,391 $ 84,000
Orange, Florida 192 $ 50,432,000 $ 262,666 $ 126,000
Larimer, Colorado 180 $ 38,815,000 $ 215,638 $ 91,000
San Luis Obispo, California 174 $ 50,747,000 $ 291,649 $ 132,000
Contra Costa, California 131 $ 35,819,000 $ 273,427 $ 116,000
Pima, Arizona 111 $ 18,525,000 $ 166,891 $ 67,000
Nye, Nevada 100 $ 12,529,000 $ 125,290 $ 75,000
Douglas, Colorado 93 $ 23,796,000 $ 255,870 $ 90,000
Santa Barbara, California 85 $ 20,725,000 $ 243,823 $ 105,000
Williamson, Texas 82 $ 12,918,000 $ 157,536 $ 69,000
El Paso, Texas 80 $ 9,139,000 $ 114,237 $ 62,000
Josephine, Oregon 79 $ 14,667,000 $ 185,658 $ 77,000
Weld, Colorado 78 $ 17,597,000 $ 225,602 $ 92,000
Boulder, Colorado 68 $ 20,409,000 $ 300,132 $ 108,000
El Paso, Colorado 67 $ 15,287,000 $ 228,164 $ 92,000
Osceola, Florida 52 $ 11,521,000 $ 221,557 $ 76,000
Adams, Colorado 51 $ 14,945,000 $ 293,039 $ 100,000
Montgomery, Texas 51 $ 9,086,000 $ 178,156 $ 96,000
Solano, California 50 $ 15,933,000 $ 318,660 $ 122,000
Hays, Texas 49 $ 8,451,000 $ 172,469 $ 85,000
Seminole, Florida 46 $ 14,735,000 $ 320,326 $ 126,000
Alameda, California 42 $ 14,877,000 $ 354,214 $ 131,000
Fort Bend, Texas 41 $ 7,645,000 $ 186,463 $ 97,000
Klamath, Oregon 40 $ 5,956,000 $ 148,900 $ 75,000
Madera, California 37 $ 6,630,000 $ 179,189 $ 87,000
El Dorado, California 36 $ 7,881,000 $ 218,916 $ 100,000
Brazoria, Texas 32 $ 5,120,000 $ 160,000 $ 73,000
Merced, California 29 $ 3,833,000 $ 132,172 $ 78,000
Arapahoe, Colorado 29 $ 7,207,000 $ 248,517 $ 87,000
Ventura, California 28 $ 10,414,000 $ 371,928 $ 110,000
Bexar, Texas 26 $ 4,245,000 $ 163,269 $ 70,000
Galveston, Texas 25 $ 3,599,000 $ 143,960 $ 81,000
Tulare, California 24 $ 3,311,000 $ 137,958 $ 71,000
Yavapai, Arizona 19 $ 2,390,000 $ 125,789 $ 66,000
Collin, Texas 17 $ 3,335,000 $ 196,176 $ 94,000
Mohave, Arizona 15 $ 2,283,000 $ 152,200 $ 143,000
Nevada, California 15 $ 4,756,000 $ 317,066 $ 211,000
Santa Clara, California 15 $ 5,301,000 $ 353,400 $ 121,000
Sonoma, California 15 $ 5,068,000 $ 337,866 $ 221,000
Washoe, Nevada 15 $ 2,478,000 $ 165,200 $ 129,000
Dallas, Texas 15 $ 2,050,000 $ 136,666 $ 80,000
Tarrant, Texas 13 $ 1,271,000 $ 97,769 $ 52,000
Kings, California 12 $ 1,886,000 $ 157,166 $ 82,000
Monterey, California 11 $ 4,466,000 $ 406,000 $ 184,000
San Francisco, California 11 $ 5,256,000 $ 477,818 $ 208,000
Yuma, Arizona 10 $ 2,291,000 $ 229,100 $ 130,000
Lake, Florida 10 $ 2,033,000 $ 203,300 $ 76,000
Santa Cruz, California 9 $ 3,056,000 $ 339,555 $ 198,000
Yolo, California 9 $ 1,734,000 $ 192,666 $ 83,000
Cochise, Arizona 8 $ 1,608,000 $ 201,000 $ 61,000
Napa, California 8 $ 4,978,000 $ 622,250 $ 272,000
Sutter, California 7 $ 1,369,000 $ 195,571 $ 135,000
Denton, Texas 7 $ 923,000 $ 131,857 $ 59,000
Navajo, Arizona 6 $ 752,000 $ 125,333 $ 89,000
Imperial, California 6 $ 853,000 $ 142,166 $ 153,000
San Mateo, California 6 $ 5,485,000 $ 914,166 $ 234,000
Pueblo, Colorado 6 $ 715,000 $ 119,166 $ 59,000
Bastrop, Texas 6 $ 1,227,000 $ 204,500 $ 79,000
Guadalupe, Texas 6 $ 1,119,000 $ 186,500 $ 101,000
Yuba, California 5 $ 721,000 $ 144,200 $ 61,000
Jefferson, Colorado 5 $ 1,556,000 $ 311,200 $ 102,000
Lincoln, Nevada 5 $ 494,000 $ 98,800 $ 72,000
Washington, Oregon 5 $ 631,000 $ 126,200 $ 52,000
Chambers, Texas 5 $ 757,000 $ 151,400 $ 53,000
Hidalgo, Texas 5 $ 618,000 $ 123,600 $ 60,000
Waller, Texas 5 $ 648,000 $ 129,600 $ 73,000
Calaveras, California 4 $ 664,000 $ 166,000 $ 118,000
Tehama, California 4 $ 436,000 $ 109,000 $ 46,000
Curry, Oregon 4 $ 690,000 $ 172,500 $ 71,000
Multnomah, Oregon 4 $ 703,000 $ 175,750 $ 183,000
Comal, Texas 4 $ 890,000 $ 222,500 $ 141,000
Amador, California 3 $ 678,000 $ 226,000 $ 60,000
Butte, California 3 $ 549,000 $ 183,000 $ 61,000
Mono, California 3 $ 918,000 $ 306,000 $ 295,000
Plumas, California 3 $ 1,127,000 $ 375,666 $ 107,000
Deschutes, Oregon 3 $ 863,000 $ 287,666 $ 132,000
Bowie, Texas 3 $ 153,000 $ 51,000 $ 32,000
Brazos, Texas 3 $ 400,000 $ 133,333 $ 127,000
Parker, Texas 3 $ 368,000 $ 122,666 $ 138,000
Rockwall, Texas 3 $ 495,000 $ 165,000 $ 61,000
Rusk, Texas 3 $ 487,000 $ 162,333 $ 73,000
La Paz, Arizona 2 $ 618,000 $ 309,000 $ 156,000
Inyo, California 2 $ 607,000 $ 303,500 $ 194,000
Marin, California 2 $ 1,104,000 $ 552,000 $ 302,000
Shasta, California 2 $ 318,000 $ 159,000 $ 126,000
Tuolumne, California 2 $ 349,000 $ 174,500 $ 225,000
Hinsdale, Colorado 2 $ 558,000 $ 279,000 $ 87,000
Teller, Colorado 2 $ 459,000 $ 229,500 $ 60,000
Polk, Florida 2 $ 417,000 $ 208,500 $ 138,000
Volusia, Florida 2 $ 300,000 $ 150,000 $ 44,000
Benton, Oregon 2 $ 421,000 $ 210,500 $ 152,000
Clackamas, Oregon 2 $ 322,000 $ 161,000 $ 25,000
Lake, Oregon 2 $ 173,000 $ 86,500 $ 53,000
Marion, Oregon 2 $ 517,000 $ 258,500 $ 112,000
Polk, Oregon 2 $ 339,000 $ 169,500 $ 70,000
Bell, Texas 2 $ 310,000 $ 155,000 $ 53,000
Grayson, Texas 2 $ 457,000 $ 228,500 $ 108,000
Lubbock, Texas 2 $ 261,000 $ 130,500 $ 44,000
Midland, Texas 2 $ 390,000 $ 195,000 $ 60,000
Potter, Texas 2 $ 280,000 $ 140,000 $ 65,000
Wichita, Texas 2 $ 250,000 $ 125,000 $ 57,000
Wise, Texas 2 $ 158,000 $ 79,000 $ 36,000
Coconino, Arizona 1 $ 150,000 $ 150,000 $ 53,000
Gila, Arizona 1 $ 205,000 $ 205,000 $ 91,000
Graham, Arizona 1 $ 167,000 $ 167,000 $ 66,000
Santa Cruz, Arizona 1 $ 339,000 $ 339,000 $ 195,000
Colusa, California 1 $ 320,000 $ 320,000 $ 237,000
Lake, California 1 $ 88,000 $ 88,000 $ 29,000
Mariposa, California 1 $ 141,000 $ 141,000 $ 55,000
Modoc, California 1 $ 145,000 $ 145,000 $ 41,000
San Benito, California 1 $ 323,000 $ 323,000 $ 101,000
Siskiyou, California 1 $ 250,000 $ 250,000 $ 83,000
Huerfano, Colorado 1 $ 64,000 $ 64,000 $ 472,000
White Pine, Nevada 1 $ 165,000 $ 165,000 $ 43,000
Santa Fe, New Mexico 1 $ 200,000 $ 200,000 $ 145,000
Clatsop, Oregon 1 $ 226,000 $ 226,000 $ 57,000
Columbia, Oregon 1 $ 238,000 $ 238,000 $ 106,000
Douglas, Oregon 1 $ 280,000 $ 280,000 $ 74,000
Lane, Oregon 1 $ 126,000 $ 126,000 $ 62,000
Tillamook, Oregon 1 $ 152,000 $ 152,000 $ 180,000
Aransas, Texas 1 $ 371,000 $ 371,000 $ 180,000
Bandera, Texas 1 $ 123,000 $ 123,000 $ 58,000
Burnet, Texas 1 $ 160,000 $ 160,000 $ 71,000
Caldwell, Texas 1 $ 65,000 $ 65,000 $ 55,000
Colorado, Texas 1 $ 201,000 $ 201,000 $ 102,000
Ellis, Texas 1 $ 223,000 $ 223,000 $ 63,000
Falls, Texas 1 $ 47,000 $ 47,000 $ 35,000
Franklin, Texas 1 $ 144,000 $ 144,000 $ 248,000
Goliad, Texas 1 $ 158,000 $ 158,000 $ 80,000
Gregg, Texas 1 $ 71,000 $ 71,000 $ 35,000
Hood, Texas 1 $ 165,000 $ 165,000 $ 50,000
Jefferson, Texas 1 $ 162,000 $ 162,000 $ 62,000
Johnson, Texas 1 $ 112,000 $ 112,000 $ 44,000
Llano, Texas 1 $ 278,000 $ 278,000 $ 230,000
McLennan, Texas 1 $ 102,000 $ 102,000 $ 34,000
Nolan, Texas 1 $ 174,000 $ 174,000 $ 90,000
Nueces, Texas 1 $ 164,000 $ 164,000 $ 90,000
Orange, Texas 1 $ 136,000 $ 136,000 $ 38,000
Palo Pinto, Texas 1 $ 132,000 $ 132,000 $ 109,000
San Jacinto, Texas 1 $ 58,000 $ 58,000 $ 34,000
San Saba, Texas 1 $ 44,000 $ 44,000 $ 39,000
Sterling, Texas 1 $ 18,000 $ 18,000 $ 87,000
Trinity, Texas 1 $ 191,000 $ 191,000 $ 103,000
Wharton, Texas 1 $ 147,000 $ 147,000 $ 39,000
Zavala, Texas 1 $ 59,000 $ 59,000 $ 48,000

Mortgage Loan Application Detail Totals for Imortgage.Com, Inc. in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,251 $2,774,852,000 $194,000 $2,600,000 $87,000 $4,774,000
Refinancing 1,971 $552,855,000 $280,000 $1,950,000 $127,000 $3,914,000
Home Improvement 49 $11,970,000 $244,000 $500,000 $98,000 $431,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,345 $2,003,272,000 $214,000 $2,600,000 $101,000 $3,914,000
Hispanic 4,250 $766,291,000 $180,000 $1,120,000 $67,000 $4,218,000
Asian 1,042 $237,955,000 $228,000 $1,117,000 $109,000 $4,774,000
Not Provided 876 $186,582,000 $212,000 $980,000 $103,000 $2,092,000
Black or African American 609 $114,308,000 $187,000 $645,000 $70,000 $310,000
Native Hawaiian or Other Pacific Islander 88 $20,510,000 $233,000 $613,000 $95,000 $412,000
American Indian or Alaskan Native 61 $10,759,000 $176,000 $475,000 $106,000 $1,165,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,671 $1,533,933,000 $199,000 $2,600,000 $115,000 $4,774,000
FHA-insured (Federal Housing Administration) 7,012 $1,448,335,000 $206,000 $932,000 $70,000 $4,218,000
VA-guaranteed (Veterans Administration) 1,135 $286,776,000 $252,000 $648,000 $80,000 $397,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 453 $70,633,000 $155,000 $399,000 $49,000 $640,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,452 $2,322,743,000 $202,000 $1,195,000 $91,000 $4,774,000
Application Withdrawn By Applicant 2,652 $559,372,000 $210,000 $2,600,000 $95,000 $2,092,000
Application Approved But Not Accepted 1,010 $217,467,000 $215,000 $1,418,000 $92,000 $2,511,000
Application Denied By Financial Institution 959 $197,598,000 $206,000 $1,500,000 $89,000 $4,218,000
File Closed For Incompleteness 198 $42,497,000 $214,000 $1,400,000 $80,000 $301,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 314 $69,620,000 $221,000 $965,000 $79,000 $1,865,000
Credit History 213 $42,752,000 $200,000 $515,000 $77,000 $404,000
Other 186 $34,229,000 $184,000 $844,000 $111,000 $4,218,000
Collateral 147 $32,217,000 $219,000 $1,500,000 $107,000 $1,090,000
Employment History 44 $8,568,000 $194,000 $470,000 $66,000 $317,000
Unverifiable Information 30 $5,512,000 $183,000 $312,000 $79,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 19 $3,654,000 $192,000 $557,000 $82,000 $203,000
Mortgage Insurance Denied 3 $829,000 $276,000 $395,000 $134,000 $195,000
Credit Application Incomplete 2 $148,000 $74,000 $143,000 $81,000 $113,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Imortgage.Com, Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Imortgage.Com, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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