Intercoastal Mortgage, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Intercoastal Mortgage, LLC of Reston, VA reported 3,394 mortgage applications totaling $1.7 billion, down 7% from 2024. The average application was for $510,477, and applicants reported an average income of $203,425. 78% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (1,424), Washington, DC-MD (128) and Wilmington, NC (100) (applications in parentheses).

Mortgage Company & Address Intercoastal Mortgage, LLC
11911 Freedom Drive Suite 500
Reston, VA 20190
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,394
Total Mortgage Loan Application Amount $1,732,560,000
Average Mortgage Loan Application Amount $510,477
Highest Mortgage Loan Application Amount $3,105,000
Average Applicant Income $203,425
Highest Applicant Income $6,312,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Intercoastal Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Intercoastal Mortgage, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Loudoun, Virginia 484 $ 328,990,000 $ 679,731 $ 255,000
Fairfax, Virginia 464 $ 321,270,000 $ 692,392 $ 257,000
Prince William, Virginia 134 $ 72,580,000 $ 541,641 $ 190,000
Arlington, Virginia 87 $ 62,685,000 $ 720,517 $ 305,000
Frederick, Virginia 86 $ 35,280,000 $ 410,232 $ 183,000
Monongalia, West Virginia 84 $ 22,230,000 $ 264,642 $ 116,000
District of Columbia, District Of Columbia 81 $ 55,565,000 $ 685,987 $ 230,000
Fauquier, Virginia 76 $ 46,670,000 $ 614,078 $ 265,000
Montgomery, Maryland 75 $ 48,795,000 $ 650,600 $ 239,000
Montgomery, Tennessee 71 $ 22,035,000 $ 310,352 $ 103,000
Alexandria, Virginia 52 $ 34,940,000 $ 671,923 $ 250,000
Brunswick, North Carolina 47 $ 15,925,000 $ 338,829 $ 277,000
Berkeley, West Virginia 42 $ 10,930,000 $ 260,238 $ 95,000
Prince George's, Maryland 41 $ 18,985,000 $ 463,048 $ 146,000
Harrison, West Virginia 33 $ 5,735,000 $ 173,787 $ 178,000
New Hanover, North Carolina 32 $ 16,600,000 $ 518,750 $ 310,000
Marion, West Virginia 31 $ 5,625,000 $ 181,451 $ 78,000
Stafford, Virginia 29 $ 18,655,000 $ 643,275 $ 212,000
Charleston, South Carolina 27 $ 15,955,000 $ 590,925 $ 228,000
Beaufort, South Carolina 26 $ 12,090,000 $ 465,000 $ 212,000
Onslow, North Carolina 25 $ 11,195,000 $ 447,800 $ 247,000
Jefferson, West Virginia 25 $ 9,495,000 $ 379,800 $ 127,000
Garrett, Maryland 24 $ 12,080,000 $ 503,333 $ 406,000
Mecklenburg, North Carolina 22 $ 11,890,000 $ 540,454 $ 221,000
Pender, North Carolina 21 $ 10,175,000 $ 484,523 $ 211,000
Iredell, North Carolina 20 $ 8,780,000 $ 439,000 $ 156,000
Anne Arundel, Maryland 19 $ 9,095,000 $ 478,684 $ 189,000
Guilford, North Carolina 19 $ 10,365,000 $ 545,526 $ 243,000
Rockingham, North Carolina 19 $ 5,325,000 $ 280,263 $ 102,000
Wake, North Carolina 19 $ 5,785,000 $ 304,473 $ 138,000
Berkeley, South Carolina 18 $ 6,950,000 $ 386,111 $ 127,000
Moore, North Carolina 16 $ 5,850,000 $ 365,625 $ 150,000
Horry, South Carolina 16 $ 4,660,000 $ 291,250 $ 126,000
Richland, South Carolina 16 $ 5,710,000 $ 356,875 $ 145,000
Johnston, North Carolina 15 $ 4,055,000 $ 270,333 $ 96,000
Warren, Virginia 15 $ 5,995,000 $ 399,666 $ 244,000
Dorchester, South Carolina 14 $ 4,700,000 $ 335,714 $ 98,000
Lexington, South Carolina 14 $ 5,480,000 $ 391,428 $ 104,000
York, South Carolina 14 $ 5,920,000 $ 422,857 $ 133,000
Manassas, Virginia 14 $ 5,610,000 $ 400,714 $ 137,000
Spotsylvania, Virginia 14 $ 6,170,000 $ 440,714 $ 153,000
Sumter, South Carolina 13 $ 2,515,000 $ 193,461 $ 79,000
Baltimore, Maryland 12 $ 5,240,000 $ 436,666 $ 326,000
Robeson, North Carolina 12 $ 4,040,000 $ 336,666 $ 140,000
Jasper, South Carolina 12 $ 3,240,000 $ 270,000 $ 144,000
Preston, West Virginia 11 $ 2,865,000 $ 260,454 $ 120,000
Frederick, Maryland 10 $ 4,620,000 $ 462,000 $ 204,000
Cabarrus, North Carolina 10 $ 5,580,000 $ 558,000 $ 161,000
Albemarle, Virginia 10 $ 4,380,000 $ 438,000 $ 238,000
Richmond City, Virginia 10 $ 3,960,000 $ 396,000 $ 138,000
Kershaw, South Carolina 9 $ 3,435,000 $ 381,666 $ 120,000
Hanover, Virginia 9 $ 3,575,000 $ 397,222 $ 168,000
Louisa, Virginia 9 $ 3,675,000 $ 408,333 $ 158,000
Howard, Maryland 8 $ 5,530,000 $ 691,250 $ 221,000
Alamance, North Carolina 8 $ 3,990,000 $ 498,750 $ 217,000
Cumberland, North Carolina 8 $ 3,150,000 $ 393,750 $ 149,000
Gaston, North Carolina 8 $ 1,990,000 $ 248,750 $ 108,000
Halifax, North Carolina 8 $ 1,610,000 $ 201,250 $ 68,000
Lee, North Carolina 8 $ 3,220,000 $ 402,500 $ 123,000
Lincoln, North Carolina 8 $ 3,800,000 $ 475,000 $ 168,000
Nash, North Carolina 8 $ 1,620,000 $ 202,500 $ 70,000
Rowan, North Carolina 8 $ 3,340,000 $ 417,500 $ 150,000
Stokes, North Carolina 8 $ 2,880,000 $ 360,000 $ 112,000
Fairfax City, Virginia 8 $ 5,790,000 $ 723,750 $ 238,000
James City, Virginia 8 $ 4,540,000 $ 567,500 $ 220,000
Lynchburg, Virginia 8 $ 1,820,000 $ 227,500 $ 76,000
Westmoreland, Virginia 8 $ 2,520,000 $ 315,000 $ 225,000
Baltimore City, Maryland 7 $ 1,965,000 $ 280,714 $ 169,000
Harnett, North Carolina 7 $ 2,285,000 $ 326,428 $ 97,000
Wayne, North Carolina 7 $ 1,445,000 $ 206,428 $ 142,000
Spartanburg, South Carolina 7 $ 1,895,000 $ 270,714 $ 73,000
Culpeper, Virginia 7 $ 3,485,000 $ 497,857 $ 171,000
Falls Church, Virginia 7 $ 5,985,000 $ 855,000 $ 333,000
Virginia Beach, Virginia 7 $ 3,345,000 $ 477,857 $ 223,000
Effingham, Georgia 6 $ 2,200,000 $ 366,666 $ 135,000
Charles, Maryland 6 $ 2,660,000 $ 443,333 $ 269,000
Catawba, North Carolina 6 $ 3,530,000 $ 588,333 $ 208,000
Chatham, North Carolina 6 $ 1,700,000 $ 283,333 $ 101,000
Davidson, North Carolina 6 $ 1,850,000 $ 308,333 $ 93,000
Union, North Carolina 6 $ 2,000,000 $ 333,333 $ 100,000
Warren, North Carolina 6 $ 1,810,000 $ 301,666 $ 125,000
Wilson, North Carolina 6 $ 1,370,000 $ 228,333 $ 66,000
Greene, Tennessee 6 $ 3,170,000 $ 528,333 $ 136,000
Chesterfield, Virginia 6 $ 2,890,000 $ 481,666 $ 188,000
Henrico, Virginia 6 $ 2,300,000 $ 383,333 $ 191,000
Shenandoah, Virginia 6 $ 2,100,000 $ 350,000 $ 216,000
Morgan, West Virginia 6 $ 1,890,000 $ 315,000 $ 200,000
Escambia, Florida 5 $ 1,245,000 $ 249,000 $ 68,000
Lee, Florida 5 $ 3,115,000 $ 623,000 $ 312,000
Manatee, Florida 5 $ 2,335,000 $ 467,000 $ 186,000
Palm Beach, Florida 5 $ 4,135,000 $ 827,000 $ 586,000
Carroll, Maryland 5 $ 2,775,000 $ 555,000 $ 129,000
Columbus, North Carolina 5 $ 1,485,000 $ 297,000 $ 119,000
Currituck, North Carolina 5 $ 2,345,000 $ 469,000 $ 258,000
Duplin, North Carolina 5 $ 1,565,000 $ 313,000 $ 103,000
Durham, North Carolina 5 $ 2,415,000 $ 483,000 $ 152,000
Edgecombe, North Carolina 5 $ 945,000 $ 189,000 $ 101,000
Franklin, North Carolina 5 $ 1,545,000 $ 309,000 $ 111,000
Macon, North Carolina 5 $ 2,475,000 $ 495,000 $ 139,000
Orange, North Carolina 5 $ 1,615,000 $ 323,000 $ 121,000
Watauga, North Carolina 5 $ 1,765,000 $ 353,000 $ 213,000
Aiken, South Carolina 5 $ 2,175,000 $ 435,000 $ 157,000
Chesterfield, South Carolina 5 $ 1,455,000 $ 291,000 $ 137,000
Georgetown, South Carolina 5 $ 2,135,000 $ 427,000 $ 159,000
Oconee, South Carolina 5 $ 1,315,000 $ 263,000 $ 118,000
Davidson, Tennessee 5 $ 1,315,000 $ 263,000 $ 105,000
Sevier, Tennessee 5 $ 2,615,000 $ 523,000 $ 158,000
Wilson, Tennessee 5 $ 2,435,000 $ 487,000 $ 160,000
Bedford, Virginia 5 $ 2,545,000 $ 509,000 $ 852,000
Clarke, Virginia 5 $ 2,055,000 $ 411,000 $ 155,000
Orange, Virginia 5 $ 1,655,000 $ 331,000 $ 113,000
Taylor, West Virginia 5 $ 1,535,000 $ 307,000 $ 121,000
Sussex, Delaware 4 $ 2,610,000 $ 652,500 $ 375,000
Brevard, Florida 4 $ 2,110,000 $ 527,500 $ 173,000
Duval, Florida 4 $ 1,220,000 $ 305,000 $ 213,000
Marion, Florida 4 $ 1,250,000 $ 312,500 $ 106,000
Miami-Dade, Florida 4 $ 1,890,000 $ 472,500 $ 266,000
Orange, Florida 4 $ 1,990,000 $ 497,500 $ 284,000
Bryan, Georgia 4 $ 1,060,000 $ 265,000 $ 115,000
Chatham, Georgia 4 $ 1,920,000 $ 480,000 $ 139,000
Floyd, Georgia 4 $ 1,930,000 $ 482,500 $ 165,000
Christian, Kentucky 4 $ 810,000 $ 202,500 $ 83,000
Dare, North Carolina 4 $ 1,870,000 $ 467,500 $ 270,000
Granville, North Carolina 4 $ 1,070,000 $ 267,500 $ 88,000
Northampton, North Carolina 4 $ 920,000 $ 230,000 $ 133,000
Person, North Carolina 4 $ 1,190,000 $ 297,500 $ 93,000
Sampson, North Carolina 4 $ 1,450,000 $ 362,500 $ 125,000
Anderson, South Carolina 4 $ 1,750,000 $ 437,500 $ 184,000
Fairfield, South Carolina 4 $ 1,930,000 $ 482,500 $ 118,000
Marlboro, South Carolina 4 $ 1,030,000 $ 257,500 $ 111,000
Newberry, South Carolina 4 $ 1,130,000 $ 282,500 $ 93,000
Blount, Tennessee 4 $ 2,800,000 $ 700,000 $ 170,000
Hamilton, Tennessee 4 $ 1,670,000 $ 417,500 $ 167,000
Washington, Tennessee 4 $ 1,690,000 $ 422,500 $ 167,000
Staunton, Virginia 4 $ 1,210,000 $ 302,500 $ 75,000
Winchester, Virginia 4 $ 1,530,000 $ 382,500 $ 184,000
Madison, Alabama 3 $ 1,595,000 $ 531,666 $ 173,000
Liberty, Georgia 3 $ 1,215,000 $ 405,000 $ 115,000
Wayne, Georgia 3 $ 1,315,000 $ 438,333 $ 100,000
Talbot, Maryland 3 $ 3,255,000 $ 1,085,000 $ 270,000
Ashe, North Carolina 3 $ 835,000 $ 278,333 $ 152,000
Beaufort, North Carolina 3 $ 495,000 $ 165,000 $ 59,000
Burke, North Carolina 3 $ 1,435,000 $ 478,333 $ 149,000
Caldwell, North Carolina 3 $ 1,875,000 $ 625,000 $ 489,000
Carteret, North Carolina 3 $ 1,855,000 $ 618,333 $ 504,000
Caswell, North Carolina 3 $ 505,000 $ 168,333 $ 103,000
Forsyth, North Carolina 3 $ 1,035,000 $ 345,000 $ 119,000
Jones, North Carolina 3 $ 875,000 $ 291,666 $ 85,000
McDowell, North Carolina 3 $ 905,000 $ 301,666 $ 101,000
Montgomery, North Carolina 3 $ 565,000 $ 188,333 $ 69,000
Rutherford, North Carolina 3 $ 785,000 $ 261,666 $ 55,000
Scotland, North Carolina 3 $ 1,135,000 $ 378,333 $ 120,000
Stanly, North Carolina 3 $ 1,305,000 $ 435,000 $ 192,000
Surry, North Carolina 3 $ 1,215,000 $ 405,000 $ 161,000
Wilkes, North Carolina 3 $ 965,000 $ 321,666 $ 78,000
Allegheny, Pennsylvania 3 $ 2,745,000 $ 915,000 $ 385,000
York, Pennsylvania 3 $ 645,000 $ 215,000 $ 83,000
Colleton, South Carolina 3 $ 875,000 $ 291,666 $ 122,000
Knox, Tennessee 3 $ 1,725,000 $ 575,000 $ 270,000
Roane, Tennessee 3 $ 1,065,000 $ 355,000 $ 192,000
Robertson, Tennessee 3 $ 975,000 $ 325,000 $ 107,000
Charlottesville, Virginia 3 $ 2,405,000 $ 801,666 $ 494,000
King George, Virginia 3 $ 1,305,000 $ 435,000 $ 144,000
Mecklenburg, Virginia 3 $ 1,995,000 $ 665,000 $ 299,000
Powhatan, Virginia 3 $ 2,055,000 $ 685,000 $ 228,000
Morgan, Alabama 2 $ 470,000 $ 235,000 $ 159,000
Kern, California 2 $ 530,000 $ 265,000 $ 186,000
New Castle, Delaware 2 $ 620,000 $ 310,000 $ 285,000
Broward, Florida 2 $ 1,480,000 $ 740,000 $ 325,000
Collier, Florida 2 $ 350,000 $ 175,000 $ 71,000
Hillsborough, Florida 2 $ 360,000 $ 180,000 $ 119,000
Martin, Florida 2 $ 910,000 $ 455,000 $ 152,000
Okaloosa, Florida 2 $ 1,240,000 $ 620,000 $ 317,000
Osceola, Florida 2 $ 680,000 $ 340,000 $ 295,000
Pinellas, Florida 2 $ 470,000 $ 235,000 $ 115,000
Sarasota, Florida 2 $ 580,000 $ 290,000 $ 287,000
Seminole, Florida 2 $ 990,000 $ 495,000 $ 210,000
Burke, Georgia 2 $ 1,040,000 $ 520,000 $ 132,000
Camden, Georgia 2 $ 560,000 $ 280,000 $ 163,000
Chattooga, Georgia 2 $ 500,000 $ 250,000 $ 93,000
Gilmer, Georgia 2 $ 460,000 $ 230,000 $ 105,000
Glynn, Georgia 2 $ 1,500,000 $ 750,000 $ 354,000
Gordon, Georgia 2 $ 420,000 $ 210,000 $ 45,000
Greene, Georgia 2 $ 1,340,000 $ 670,000 $ 189,000
Gwinnett, Georgia 2 $ 1,080,000 $ 540,000 $ 201,000
Madison, Georgia 2 $ 1,300,000 $ 650,000 $ 200,000
Union, Georgia 2 $ 680,000 $ 340,000 $ 111,000
Todd, Kentucky 2 $ 350,000 $ 175,000 $ 60,000
Calvert, Maryland 2 $ 1,350,000 $ 675,000 $ 181,000
Washington, Maryland 2 $ 820,000 $ 410,000 $ 115,000
Alexander, North Carolina 2 $ 590,000 $ 295,000 $ 88,000
Avery, North Carolina 2 $ 1,250,000 $ 625,000 $ 298,000
Bertie, North Carolina 2 $ 1,380,000 $ 690,000 $ 199,000
Bladen, North Carolina 2 $ 680,000 $ 340,000 $ 131,000
Cherokee, North Carolina 2 $ 520,000 $ 260,000 $ 75,000
Gates, North Carolina 2 $ 560,000 $ 280,000 $ 77,000
Greene, North Carolina 2 $ 350,000 $ 175,000 $ 80,000
Haywood, North Carolina 2 $ 1,340,000 $ 670,000 $ 812,000
Pitt, North Carolina 2 $ 570,000 $ 285,000 $ 68,000
Richmond, North Carolina 2 $ 430,000 $ 215,000 $ 116,000
Vance, North Carolina 2 $ 610,000 $ 305,000 $ 86,000
Yadkin, North Carolina 2 $ 850,000 $ 425,000 $ 92,000
Belmont, Ohio 2 $ 330,000 $ 165,000 $ 87,000
Delaware, Ohio 2 $ 1,050,000 $ 525,000 $ 177,000
Montgomery, Ohio 2 $ 620,000 $ 310,000 $ 132,000
Fayette, Pennsylvania 2 $ 160,000 $ 80,000 $ 96,000
Greene, Pennsylvania 2 $ 250,000 $ 125,000 $ 92,000
Washington, Pennsylvania 2 $ 300,000 $ 150,000 $ 110,000
Cherokee, South Carolina 2 $ 710,000 $ 355,000 $ 106,000
Darlington, South Carolina 2 $ 680,000 $ 340,000 $ 99,000
Dillon, South Carolina 2 $ 760,000 $ 380,000 $ 149,000
Florence, South Carolina 2 $ 920,000 $ 460,000 $ 130,000
Greenville, South Carolina 2 $ 560,000 $ 280,000 $ 201,000
Greenwood, South Carolina 2 $ 620,000 $ 310,000 $ 101,000
Lee, South Carolina 2 $ 630,000 $ 315,000 $ 158,000
Orangeburg, South Carolina 2 $ 920,000 $ 460,000 $ 148,000
Pickens, South Carolina 2 $ 1,020,000 $ 510,000 $ 116,000
Saluda, South Carolina 2 $ 760,000 $ 380,000 $ 143,000
Cumberland, Tennessee 2 $ 790,000 $ 395,000 $ 130,000
Hawkins, Tennessee 2 $ 1,170,000 $ 585,000 $ 129,000
Jefferson, Tennessee 2 $ 1,090,000 $ 545,000 $ 119,000
Johnson, Tennessee 2 $ 540,000 $ 270,000 $ 67,000
Rutherford, Tennessee 2 $ 440,000 $ 220,000 $ 57,000
Sequatchie, Tennessee 2 $ 560,000 $ 280,000 $ 114,000
Williamson, Tennessee 2 $ 1,340,000 $ 670,000 $ 188,000
Brunswick, Virginia 2 $ 980,000 $ 490,000 $ 312,000
Campbell, Virginia 2 $ 630,000 $ 315,000 $ 113,000
Caroline, Virginia 2 $ 330,000 $ 165,000 $ 85,000
Carroll, Virginia 2 $ 370,000 $ 185,000 $ 74,000
Chesapeake, Virginia 2 $ 1,110,000 $ 555,000 $ 90,000
Colonial Heights, Virginia 2 $ 610,000 $ 305,000 $ 140,000
Hampton, Virginia 2 $ 660,000 $ 330,000 $ 224,000
Isle of Wight, Virginia 2 $ 850,000 $ 425,000 $ 149,000
Madison, Virginia 2 $ 690,000 $ 345,000 $ 90,000
Page, Virginia 2 $ 1,040,000 $ 520,000 $ 171,000
Hancock, West Virginia 2 $ 380,000 $ 190,000 $ 67,000
Hardy, West Virginia 2 $ 640,000 $ 320,000 $ 156,000
Kanawha, West Virginia 2 $ 440,000 $ 220,000 $ 123,000
Ritchie, West Virginia 2 $ 280,000 $ 140,000 $ 46,000
Baldwin, Alabama 1 $ 675,000 $ 675,000 $ 376,000
Limestone, Alabama 1 $ 225,000 $ 225,000 $ 73,000
Mobile, Alabama 1 $ 725,000 $ 725,000 $ 384,000
Boulder, Colorado 1 $ 425,000 $ 425,000 $ 359,000
Denver, Colorado 1 $ 285,000 $ 285,000 $ 96,000
Douglas, Colorado 1 $ 1,685,000 $ 1,685,000 $ 516,000
El Paso, Colorado 1 $ 545,000 $ 545,000 $ 0
Park, Colorado 1 $ 625,000 $ 625,000 $ 336,000
Weld, Colorado 1 $ 385,000 $ 385,000 $ 117,000
Kent, Delaware 1 $ 205,000 $ 205,000 $ 46,000
Alachua, Florida 1 $ 295,000 $ 295,000 $ 106,000
Charlotte, Florida 1 $ 505,000 $ 505,000 $ 117,000
Citrus, Florida 1 $ 275,000 $ 275,000 $ 231,000
Flagler, Florida 1 $ 225,000 $ 225,000 $ 108,000
Gadsden, Florida 1 $ 475,000 $ 475,000 $ 128,000
Leon, Florida 1 $ 105,000 $ 105,000 $ 91,000
Pasco, Florida 1 $ 425,000 $ 425,000 $ 312,000
Santa Rosa, Florida 1 $ 645,000 $ 645,000 $ 97,000
Volusia, Florida 1 $ 325,000 $ 325,000 $ 131,000
Walton, Florida 1 $ 325,000 $ 325,000 $ 105,000
Washington, Florida 1 $ 765,000 $ 765,000 $ 264,000
Bartow, Georgia 1 $ 645,000 $ 645,000 $ 180,000
Bulloch, Georgia 1 $ 595,000 $ 595,000 $ 177,000
Clayton, Georgia 1 $ 265,000 $ 265,000 $ 63,000
Elbert, Georgia 1 $ 375,000 $ 375,000 $ 174,000
Fayette, Georgia 1 $ 1,095,000 $ 1,095,000 $ 274,000
Franklin, Georgia 1 $ 355,000 $ 355,000 $ 106,000
Habersham, Georgia 1 $ 225,000 $ 225,000 $ 61,000
Jackson, Georgia 1 $ 375,000 $ 375,000 $ 97,000
Long, Georgia 1 $ 425,000 $ 425,000 $ 86,000
Lumpkin, Georgia 1 $ 385,000 $ 385,000 $ 132,000
McIntosh, Georgia 1 $ 215,000 $ 215,000 $ 223,000
Murray, Georgia 1 $ 265,000 $ 265,000 $ 71,000
Paulding, Georgia 1 $ 125,000 $ 125,000 $ 68,000
Richmond, Georgia 1 $ 625,000 $ 625,000 $ 206,000
Walker, Georgia 1 $ 805,000 $ 805,000 $ 200,000
Fayette, Kentucky 1 $ 225,000 $ 225,000 $ 115,000
Grant, Kentucky 1 $ 485,000 $ 485,000 $ 100,000
Logan, Kentucky 1 $ 125,000 $ 125,000 $ 44,000
McCracken, Kentucky 1 $ 335,000 $ 335,000 $ 102,000
Simpson, Kentucky 1 $ 255,000 $ 255,000 $ 57,000
Harford, Maryland 1 $ 665,000 $ 665,000 $ 161,000
Kent, Maryland 1 $ 535,000 $ 535,000 $ 372,000
Queen Anne's, Maryland 1 $ 455,000 $ 455,000 $ 154,000
Wicomico, Maryland 1 $ 1,205,000 $ 1,205,000 $ 325,000
Worcester, Maryland 1 $ 285,000 $ 285,000 $ 155,000
Marquette, Michigan 1 $ 335,000 $ 335,000 $ 93,000
Washtenaw, Michigan 1 $ 1,035,000 $ 1,035,000 $ 473,000
Clark, Nevada 1 $ 595,000 $ 595,000 $ 158,000
Alleghany, North Carolina 1 $ 255,000 $ 255,000 $ 97,000
Anson, North Carolina 1 $ 315,000 $ 315,000 $ 172,000
Buncombe, North Carolina 1 $ 565,000 $ 565,000 $ 213,000
Chowan, North Carolina 1 $ 455,000 $ 455,000 $ 230,000
Cleveland, North Carolina 1 $ 305,000 $ 305,000 $ 65,000
Craven, North Carolina 1 $ 415,000 $ 415,000 $ 165,000
Davie, North Carolina 1 $ 345,000 $ 345,000 $ 115,000
Hertford, North Carolina 1 $ 125,000 $ 125,000 $ 29,000
Hoke, North Carolina 1 $ 405,000 $ 405,000 $ 115,000
Jackson, North Carolina 1 $ 375,000 $ 375,000 $ 253,000
Lenoir, North Carolina 1 $ 325,000 $ 325,000 $ 89,000
Madison, North Carolina 1 $ 485,000 $ 485,000 $ 127,000
Pamlico, North Carolina 1 $ 165,000 $ 165,000 $ 52,000
Perquimans, North Carolina 1 $ 625,000 $ 625,000 $ 162,000
Randolph, North Carolina 1 $ 125,000 $ 125,000 $ 85,000
Swain, North Carolina 1 $ 315,000 $ 315,000 $ 95,000
Clark, Ohio 1 $ 355,000 $ 355,000 $ 142,000
Clinton, Ohio 1 $ 175,000 $ 175,000 $ 94,000
Cuyahoga, Ohio 1 $ 205,000 $ 205,000 $ 78,000
Erie, Ohio 1 $ 495,000 $ 495,000 $ 238,000
Franklin, Ohio 1 $ 215,000 $ 215,000 $ 139,000
Hamilton, Ohio 1 $ 335,000 $ 335,000 $ 95,000
Union, Ohio 1 $ 585,000 $ 585,000 $ 157,000
Washington, Ohio 1 $ 345,000 $ 345,000 $ 161,000
Washington, Oregon 1 $ 245,000 $ 245,000 $ 190,000
Adams, Pennsylvania 1 $ 265,000 $ 265,000 $ 110,000
Cumberland, Pennsylvania 1 $ 295,000 $ 295,000 $ 196,000
Lebanon, Pennsylvania 1 $ 175,000 $ 175,000 $ 150,000
Montgomery, Pennsylvania 1 $ 185,000 $ 185,000 $ 143,000
Philadelphia, Pennsylvania 1 $ 1,515,000 $ 1,515,000 $ 750,000
Schuylkill, Pennsylvania 1 $ 485,000 $ 485,000 $ 112,000
Calhoun, South Carolina 1 $ 175,000 $ 175,000 $ 48,000
Chester, South Carolina 1 $ 215,000 $ 215,000 $ 85,000
Hampton, South Carolina 1 $ 355,000 $ 355,000 $ 79,000
Lancaster, South Carolina 1 $ 835,000 $ 835,000 $ 240,000
Marion, South Carolina 1 $ 405,000 $ 405,000 $ 147,000
McCormick, South Carolina 1 $ 105,000 $ 105,000 $ 247,000
Williamsburg, South Carolina 1 $ 305,000 $ 305,000 $ 124,000
Bledsoe, Tennessee 1 $ 715,000 $ 715,000 $ 173,000
Cheatham, Tennessee 1 $ 465,000 $ 465,000 $ 133,000
Claiborne, Tennessee 1 $ 725,000 $ 725,000 $ 193,000
Grainger, Tennessee 1 $ 135,000 $ 135,000 $ 64,000
Hamblen, Tennessee 1 $ 255,000 $ 255,000 $ 79,000
Hardin, Tennessee 1 $ 285,000 $ 285,000 $ 104,000
Houston, Tennessee 1 $ 215,000 $ 215,000 $ 85,000
Loudon, Tennessee 1 $ 805,000 $ 805,000 $ 162,000
Macon, Tennessee 1 $ 415,000 $ 415,000 $ 130,000
Marion, Tennessee 1 $ 105,000 $ 105,000 $ 28,000
Marshall, Tennessee 1 $ 305,000 $ 305,000 $ 105,000
Maury, Tennessee 1 $ 395,000 $ 395,000 $ 170,000
McMinn, Tennessee 1 $ 435,000 $ 435,000 $ 117,000
Rhea, Tennessee 1 $ 425,000 $ 425,000 $ 124,000
Smith, Tennessee 1 $ 355,000 $ 355,000 $ 146,000
Stewart, Tennessee 1 $ 75,000 $ 75,000 $ 34,000
Sullivan, Tennessee 1 $ 195,000 $ 195,000 $ 74,000
Sumner, Tennessee 1 $ 245,000 $ 245,000 $ 84,000
Trousdale, Tennessee 1 $ 505,000 $ 505,000 $ 150,000
Unicoi, Tennessee 1 $ 225,000 $ 225,000 $ 87,000
Union, Tennessee 1 $ 405,000 $ 405,000 $ 219,000
Van Buren, Tennessee 1 $ 245,000 $ 245,000 $ 79,000
Collin, Texas 1 $ 785,000 $ 785,000 $ 371,000
Dallas, Texas 1 $ 805,000 $ 805,000 $ 400,000
Denton, Texas 1 $ 615,000 $ 615,000 $ 142,000
Harris, Texas 1 $ 735,000 $ 735,000 $ 358,000
Montgomery, Texas 1 $ 635,000 $ 635,000 $ 291,000
Travis, Texas 1 $ 715,000 $ 715,000 $ 378,000
Alleghany, Virginia 1 $ 435,000 $ 435,000 $ 193,000
Appomattox, Virginia 1 $ 305,000 $ 305,000 $ 71,000
Augusta, Virginia 1 $ 305,000 $ 305,000 $ 70,000
Charlotte, Virginia 1 $ 245,000 $ 245,000 $ 170,000
Danville, Virginia 1 $ 115,000 $ 115,000 $ 178,000
Fluvanna, Virginia 1 $ 295,000 $ 295,000 $ 125,000
Franklin, Virginia 1 $ 465,000 $ 465,000 $ 250,000
Fredericksburg, Virginia 1 $ 525,000 $ 525,000 $ 179,000
Gloucester, Virginia 1 $ 355,000 $ 355,000 $ 0
Harrisonburg, Virginia 1 $ 275,000 $ 275,000 $ 110,000
Lancaster, Virginia 1 $ 425,000 $ 425,000 $ 115,000
Manassas Park, Virginia 1 $ 355,000 $ 355,000 $ 90,000
Martinsville, Virginia 1 $ 195,000 $ 195,000 $ 36,000
Mathews, Virginia 1 $ 435,000 $ 435,000 $ 133,000
Nelson, Virginia 1 $ 825,000 $ 825,000 $ 172,000
Norfolk, Virginia 1 $ 525,000 $ 525,000 $ 124,000
Northumberland, Virginia 1 $ 285,000 $ 285,000 $ 72,000
Nottoway, Virginia 1 $ 395,000 $ 395,000 $ 212,000
Pittsylvania, Virginia 1 $ 215,000 $ 215,000 $ 54,000
Rappahannock, Virginia 1 $ 465,000 $ 465,000 $ 362,000
Roanoke, Virginia 1 $ 265,000 $ 265,000 $ 61,000
Roanoke City, Virginia 1 $ 155,000 $ 155,000 $ 320,000
Rockingham, Virginia 1 $ 275,000 $ 275,000 $ 165,000
Scott, Virginia 1 $ 655,000 $ 655,000 $ 190,000
Smyth, Virginia 1 $ 485,000 $ 485,000 $ 147,000
Barbour, West Virginia 1 $ 175,000 $ 175,000 $ 64,000
Braxton, West Virginia 1 $ 125,000 $ 125,000 $ 35,000
Doddridge, West Virginia 1 $ 175,000 $ 175,000 $ 75,000
Gilmer, West Virginia 1 $ 155,000 $ 155,000 $ 55,000
Grant, West Virginia 1 $ 265,000 $ 265,000 $ 167,000
Hampshire, West Virginia 1 $ 225,000 $ 225,000 $ 60,000
Jackson, West Virginia 1 $ 75,000 $ 75,000 $ 209,000
Lewis, West Virginia 1 $ 145,000 $ 145,000 $ 28,000
Randolph, West Virginia 1 $ 105,000 $ 105,000 $ 451,000
Upshur, West Virginia 1 $ 185,000 $ 185,000 $ 0

Mortgage Loan Application Detail Totals for Intercoastal Mortgage, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,072 $1,559,780,000 $507,000 $3,105,000 $201,000 $6,312,000
Refinancing 208 $118,050,000 $567,000 $1,505,000 $216,000 $1,577,000
Cash-out Refinancing 103 $51,565,000 $500,000 $2,005,000 $253,000 $3,605,000
Home Improvement 10 $2,760,000 $276,000 $615,000 $184,000 $431,000
Not Applicable 1 $405,000 $405,000 $405,000 $127,000 $127,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,760 $866,520,000 $492,000 $3,105,000 $200,000 $3,200,000
Not Provided 888 $473,920,000 $533,000 $2,565,000 $215,000 $2,167,000
Asian 337 $203,555,000 $604,000 $1,605,000 $217,000 $944,000
Hispanic 194 $97,490,000 $502,000 $1,595,000 $181,000 $1,029,000
Black or African American 187 $81,165,000 $434,000 $1,315,000 $163,000 $6,312,000
American Indian or Alaskan Native 25 $8,325,000 $333,000 $805,000 $157,000 $325,000
Native Hawaiian or Other Pacific Islander 3 $1,585,000 $528,000 $905,000 $1,334,000 $3,605,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,449 $1,271,785,000 $519,000 $3,105,000 $222,000 $6,312,000
VA-guaranteed (Veterans Administration) 554 $324,570,000 $585,000 $2,255,000 $182,000 $710,000
FHA-insured (Federal Housing Administration) 385 $134,555,000 $349,000 $1,235,000 $111,000 $448,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,650,000 $275,000 $345,000 $92,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,646 $1,356,130,000 $512,000 $3,105,000 $201,000 $2,369,000
Application Approved But Not Accepted 346 $177,170,000 $512,000 $2,005,000 $199,000 $1,510,000
Application Withdrawn By Applicant 279 $141,745,000 $508,000 $1,805,000 $237,000 $3,605,000
Application Denied By Financial Institution 103 $46,265,000 $449,000 $1,605,000 $183,000 $6,312,000
File Closed For Incompleteness 19 $11,045,000 $581,000 $2,255,000 $249,000 $1,093,000
Preapproval Approved but not Accepted 1 $205,000 $205,000 $205,000 $61,000 $61,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,291 $1,686,295,000 $512,000 $3,105,000 $204,000 $3,605,000
Debt-To-Income Ratio 53 $26,235,000 $495,000 $1,605,000 $229,000 $6,312,000
Collateral 17 $3,535,000 $207,000 $675,000 $89,000 $218,000
Credit History 14 $6,150,000 $439,000 $1,115,000 $139,000 $367,000
Insufficient Cash (Downpayment, Closing Cost) 8 $3,890,000 $486,000 $1,185,000 $142,000 $383,000
Other 5 $2,785,000 $557,000 $1,355,000 $150,000 $325,000
Unverifiable Information 3 $2,955,000 $985,000 $1,515,000 $353,000 $750,000
Employment History 3 $715,000 $238,000 $325,000 $81,000 $134,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercoastal Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Intercoastal Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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