Genway Home Mortgage, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Genway Home Mortgage, Inc. of Frisco, TX reported 4,502 mortgage applications totaling $1.4 billion, up 319% from 2024. The average application was for $310,433, and applicants reported an average income of $106,245. 42% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (426), Los Angeles-Long Beach-Glendale, CA (355) and Houston-The Woodlands-Sugar Land, TX (250) (applications in parentheses).

Mortgage Company & Address Genway Home Mortgage, Inc.
3211 Internet Boulevard, Suite 300
Frisco, TX 75034
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 4,502
Total Mortgage Loan Application Amount $1,397,570,000
Average Mortgage Loan Application Amount $310,433
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $106,245
Highest Applicant Income $8,272,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Genway Home Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Genway Home Mortgage, Inc. by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Riverside-San Bernardino-Ontario, CA 426 $ 173,500,000 $ 407,276 $ 124,000
Los Angeles-Long Beach-Glendale, CA 355 $ 228,215,000 $ 642,859 $ 165,000
Outside any metro area 266 $ 52,980,000 $ 199,172 $ 81,259
Houston-The Woodlands-Sugar Land, TX 250 $ 55,700,000 $ 222,800 $ 87,000
Phoenix-Mesa-Scottsdale, AZ 204 $ 56,690,000 $ 277,892 $ 67,000
Atlanta-Sandy Springs-Roswell, GA 154 $ 37,770,000 $ 245,259 $ 86,000
Dallas-Plano-Irving, TX 117 $ 28,365,000 $ 242,435 $ 156,000
Chicago-Naperville, IL 89 $ 18,235,000 $ 204,887 $ 104,000
Tampa, FL 88 $ 19,790,000 $ 224,886 $ 78,000
Orlando-Kissimmee-Sanford, FL 84 $ 19,090,000 $ 227,261 $ 85,000
Las Vegas-Henderson-Paradise, NV 81 $ 21,695,000 $ 267,839 $ 133,000
San Antonio-New Braunfels, TX 75 $ 16,525,000 $ 220,333 $ 60,000
Bakersfield, CA 52 $ 12,980,000 $ 249,615 $ 90,000
Lakeland-Winter Haven, FL 52 $ 9,620,000 $ 185,000 $ 52,000
Portland-Vancouver-Hillsboro, OR-WA 50 $ 14,260,000 $ 285,200 $ 207,680
Washington, DC-MD 49 $ 18,845,000 $ 384,591 $ 108,755
Austin-Round Rock, TX 47 $ 11,235,000 $ 239,042 $ 49,000
Fort Worth-Arlington, TX 47 $ 10,835,000 $ 230,531 $ 87,000
Oakland-Hayward-Berkeley, CA 47 $ 27,105,000 $ 576,702 $ 134,000
Charlotte-Concord-Gastonia, NC-SC 45 $ 7,935,000 $ 176,333 $ 59,111
Miami-Miami Beach-Kendall, FL 40 $ 17,630,000 $ 440,750 $ 136,000
Anaheim-Santa Ana-Irvine, CA 37 $ 33,245,000 $ 898,513 $ 291,000
Sacramento--Roseville--Arden-Arcade, CA 37 $ 14,065,000 $ 380,135 $ 330,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 36 $ 13,220,000 $ 367,222 $ 160,000
Baltimore-Columbia-Towson, MD 35 $ 12,255,000 $ 350,142 $ 123,000
Cape Coral-Fort Myers, FL 35 $ 8,215,000 $ 234,714 $ 50,000
Indianapolis-Carmel-Anderson, IN 34 $ 5,470,000 $ 160,882 $ 18,000
Ocala, FL 32 $ 5,950,000 $ 185,937 $ 62,000
San Diego-Carlsbad, CA 32 $ 20,470,000 $ 639,687 $ 150,000
Denver-Aurora-Lakewood, CO 28 $ 8,420,000 $ 300,714 $ 144,000
Marietta, GA 28 $ 7,610,000 $ 271,785 $ 154,000
Stockton-Lodi, CA 27 $ 10,455,000 $ 387,222 $ 129,000
Tacoma-Lakewood, WA 27 $ 9,585,000 $ 355,000 $ 74,000
Kansas City, MO-KS 26 $ 4,810,000 $ 185,000 $ 78,846
West Palm Beach-Boca Raton-Delray Beach, FL 26 $ 5,570,000 $ 214,230 $ 72,000
Augusta-Richmond County, GA-SC 24 $ 3,880,000 $ 161,666 $ 67,333
Jacksonville, FL 24 $ 6,430,000 $ 267,916 $ 85,000
Oxnard-Thousand Oaks-Ventura, CA 24 $ 20,000,000 $ 833,333 $ 320,000
Warren-Troy-Farmington Hills, MI 24 $ 4,760,000 $ 198,333 $ 86,000
McAllen-Edinburg-Mission, TX 23 $ 6,585,000 $ 286,304 $ 31,000
Virginia Beach-Norfolk-Newport News, VA-NC 23 $ 5,625,000 $ 244,565 $ 125,000
Baton Rouge, LA 22 $ 6,100,000 $ 277,272 $ 89,000
Detroit-Dearborn-Livonia, MI 22 $ 2,290,000 $ 104,090 $ 34,000
North Port-Sarasota-Bradenton, FL 22 $ 5,340,000 $ 242,727 $ 98,000
Reno, NV 21 $ 5,235,000 $ 249,285 $ 80,000
Minneapolis-St. Paul-Bloomington, MN-WI 20 $ 4,140,000 $ 207,000 $ 68,000
Palm Bay-Melbourne-Titusville, FL 20 $ 4,090,000 $ 204,500 $ 88,000
Tulsa, OK 20 $ 4,180,000 $ 209,000 $ 132,000
Lake Charles, LA 19 $ 2,585,000 $ 136,052 $ 109,000
Port St. Lucie, FL 19 $ 5,295,000 $ 278,684 $ 72,000
Spokane-Spokane Valley, WA 19 $ 3,945,000 $ 207,631 $ 68,000
Fresno, CA 17 $ 5,385,000 $ 316,764 $ 93,000
Salem, OR 17 $ 5,485,000 $ 322,647 $ 178,000
Arlington-Alexandria-Reston, VA-WV 16 $ 6,640,000 $ 415,000 $ 178,000
Greenville-Anderson-Mauldin, SC 16 $ 2,740,000 $ 171,250 $ 62,000
Little Rock-North Little Rock-Conway, AR 16 $ 2,000,000 $ 125,000 $ 39,000
Olympia-Tumwater, WA 16 $ 6,430,000 $ 401,875 $ 99,000
Seattle-Bellevue-Everett, WA 16 $ 6,680,000 $ 417,500 $ 198,000
Birmingham-Hoover, AL 15 $ 2,025,000 $ 135,000 $ 50,000
Everett, WA 15 $ 6,405,000 $ 427,000 $ 105,000
Lafayette, LA 15 $ 2,145,000 $ 143,000 $ 85,000
Nashville-Davidson--Murfreesboro--Franklin, TN 15 $ 5,555,000 $ 370,333 $ 72,000
Philadelphia, PA 15 $ 2,865,000 $ 191,000 $ 37,000
Cleveland, OH 14 $ 1,570,000 $ 112,142 $ 68,000
Corpus Christi, TX 14 $ 3,350,000 $ 239,285 $ 117,000
Panama City, FL 14 $ 2,540,000 $ 181,428 $ 143,000
Salt Lake City, UT 14 $ 4,820,000 $ 344,285 $ 92,000
St. Petersburg-Clearwater-Largo, FL 14 $ 3,890,000 $ 277,857 $ 82,000
Tucson, AZ 14 $ 3,720,000 $ 265,714 $ 94,000
Albuquerque, NM 13 $ 2,365,000 $ 181,923 $ 82,000
El Paso, TX 13 $ 2,055,000 $ 158,076 $ 46,000
Knoxville, TN 13 $ 2,745,000 $ 211,153 $ 66,000
Raleigh, NC 13 $ 1,755,000 $ 135,000 $ 3,000
Richmond, VA 13 $ 2,775,000 $ 213,461 $ 112,000
Charleston-North Charleston, SC 12 $ 2,890,000 $ 240,833 $ 56,000
Colorado Springs, CO 12 $ 4,540,000 $ 378,333 $ 194,000
Deltona-Daytona Beach-Ormond Beach, FL 12 $ 3,130,000 $ 260,833 $ 51,000
Huntsville, AL 12 $ 2,080,000 $ 173,333 $ 69,000
Lexington-Fayette, KY 12 $ 2,560,000 $ 213,333 $ 95,000
Naples-Immokalee-Marco Island, FL 12 $ 3,630,000 $ 302,500 $ 64,000
Spartanburg, SC 12 $ 1,310,000 $ 109,166 $ 64,000
Tallahassee, FL 12 $ 2,090,000 $ 174,166 $ 38,000
Homosassa Springs, FL 11 $ 1,655,000 $ 150,454 $ 58,000
Memphis, TN-MS-AR 11 $ 2,255,000 $ 205,000 $ 80,454
Oklahoma City, OK 11 $ 2,315,000 $ 210,454 $ 120,000
Pensacola-Ferry Pass-Brent, FL 11 $ 3,345,000 $ 304,090 $ 115,000
Columbia, SC 10 $ 1,830,000 $ 183,000 $ 63,000
Florence-Muscle Shoals, AL 10 $ 1,210,000 $ 121,000 $ 57,000
Jackson, MS 10 $ 1,830,000 $ 183,000 $ 61,000
Modesto, CA 10 $ 4,650,000 $ 465,000 $ 168,000
New York-Jersey City-White Plains, NY-NJ 10 $ 4,780,000 $ 478,000 $ 139,000
Urban Honolulu, HI 10 $ 4,300,000 $ 430,000 $ 110,000
Beaumont-Port Arthur, TX 9 $ 2,235,000 $ 248,333 $ 86,000
Cincinnati, OH-KY-IN 9 $ 2,925,000 $ 325,000 $ 58,888
Lynchburg, VA 9 $ 1,575,000 $ 175,000 $ 84,000
New Orleans-Metairie, LA 9 $ 1,595,000 $ 177,222 $ 26,000
Newark, NJ-PA 9 $ 4,625,000 $ 513,888 $ 164,000
Santa Maria-Santa Barbara, CA 9 $ 3,745,000 $ 416,111 $ 98,000
St. Louis, MO-IL 9 $ 1,305,000 $ 145,000 $ 56,666
Visalia-Porterville, CA 9 $ 2,785,000 $ 309,444 $ 130,000
Columbus, OH 8 $ 970,000 $ 121,250 $ 76,000
Crestview-Fort Walton Beach-Destin, FL 8 $ 4,790,000 $ 598,750 $ 171,000
Daphne-Fairhope-Foley, AL 8 $ 1,790,000 $ 223,750 $ 94,000
Lake County-Porter County-Jasper County, IN 8 $ 2,140,000 $ 267,500 $ 222,000
Punta Gorda, FL 8 $ 1,900,000 $ 237,500 $ 56,000
Wenatchee, WA 8 $ 1,520,000 $ 190,000 $ 58,000
Allentown-Bethlehem-Easton, PA-NJ 7 $ 1,165,000 $ 166,428 $ 62,142
Anniston-Oxford-Jacksonville, AL 7 $ 615,000 $ 87,857 $ 53,000
Fort Wayne, IN 7 $ 815,000 $ 116,428 $ 103,000
Greensboro-High Point, NC 7 $ 1,275,000 $ 182,142 $ 65,000
Hartford-West Hartford-East Hartford, CT 7 $ 1,485,000 $ 212,142 $ 61,000
Longview, WA 7 $ 1,405,000 $ 200,714 $ 59,000
Prescott Valley-Prescott, AZ 7 $ 1,625,000 $ 232,142 $ 70,000
Santa Rosa, CA 7 $ 7,695,000 $ 1,099,285 $ 479,000
Savannah, GA 7 $ 1,555,000 $ 222,142 $ 52,000
Tuscaloosa, AL 7 $ 1,055,000 $ 150,714 $ 46,000
York-Hanover, PA 7 $ 1,005,000 $ 143,571 $ 74,000
Brownsville-Harlingen, TX 6 $ 1,010,000 $ 168,333 $ 69,000
Canton-Massillon, OH 6 $ 1,040,000 $ 173,333 $ 14,000
Cleveland, TN 6 $ 990,000 $ 165,000 $ 81,000
Durham-Chapel Hill, NC 6 $ 1,220,000 $ 203,333 $ 0
Grand Junction, CO 6 $ 1,600,000 $ 266,666 $ 110,000
Hagerstown-Martinsburg, MD-WV 6 $ 1,630,000 $ 271,666 $ 42,000
Lawrence, KS 6 $ 1,020,000 $ 170,000 $ 113,000
Louisville/Jefferson County, KY-IN 6 $ 800,000 $ 133,333 $ 69,500
Pittsburgh, PA 6 $ 1,390,000 $ 231,666 $ 57,000
Provo-Orem, UT 6 $ 2,630,000 $ 438,333 $ 213,000
San Francisco-Redwood City-South San Francisco, CA 6 $ 5,730,000 $ 955,000 $ 244,000
San Rafael, CA 6 $ 6,410,000 $ 1,068,333 $ 223,000
Vallejo-Fairfield, CA 6 $ 2,720,000 $ 453,333 $ 150,000
Anchorage, AK 5 $ 1,005,000 $ 201,000 $ 48,000
Bend-Redmond, OR 5 $ 3,785,000 $ 757,000 $ 176,000
El Centro, CA 5 $ 1,025,000 $ 205,000 $ 67,000
Flint, MI 5 $ 545,000 $ 109,000 $ 62,000
Killeen-Temple, TX 5 $ 1,505,000 $ 301,000 $ 107,000
Mobile, AL 5 $ 595,000 $ 119,000 $ 85,000
Pueblo, CO 5 $ 885,000 $ 177,000 $ 98,000
Warner Robins, GA 5 $ 705,000 $ 141,000 $ 60,000
Burlington, NC 4 $ 560,000 $ 140,000 $ 35,000
Chattanooga, TN-GA 4 $ 1,020,000 $ 255,000 $ 74,000
Dayton-Springfield-Kettering, OH 4 $ 880,000 $ 220,000 $ 78,000
Decatur, AL 4 $ 1,230,000 $ 307,500 $ 105,000
Fayetteville, NC 4 $ 470,000 $ 117,500 $ 14,000
Florence, SC 4 $ 750,000 $ 187,500 $ 117,000
Gainesville, GA 4 $ 920,000 $ 230,000 $ 106,000
Hammond, LA 4 $ 430,000 $ 107,500 $ 39,000
Hilton Head Island-Bluffton-Beaufort, SC 4 $ 2,240,000 $ 560,000 $ 140,000
Lake County-Kenosha County, IL-WI 4 $ 1,000,000 $ 250,000 $ 124,000
Lake Havasu City-Kingman, AZ 4 $ 550,000 $ 137,500 $ 23,000
Milwaukee-Waukesha-West Allis, WI 4 $ 740,000 $ 185,000 $ 45,000
Muskegon, MI 4 $ 320,000 $ 80,000 $ 67,000
Providence-Warwick, RI-MA 4 $ 1,400,000 $ 350,000 $ 132,750
Springfield, MO 4 $ 610,000 $ 152,500 $ 109,000
Waco, TX 4 $ 420,000 $ 105,000 $ 32,000
Wilmington, DE-MD-NJ 4 $ 1,140,000 $ 285,000 $ 104,000
Yakima, WA 4 $ 830,000 $ 207,500 $ 92,000
Boston, MA 3 $ 895,000 $ 298,333 $ 43,000
Camden, NJ 3 $ 815,000 $ 271,666 $ 172,000
Champaign-Urbana, IL 3 $ 565,000 $ 188,333 $ 117,000
Des Moines-West Des Moines, IA 3 $ 395,000 $ 131,666 $ 41,000
Fayetteville-Springdale-Rogers, AR-MO 3 $ 805,000 $ 268,333 $ 66,000
Grand Rapids-Wyoming, MI 3 $ 795,000 $ 265,000 $ 113,000
Hinesville, GA 3 $ 435,000 $ 145,000 $ 0
Kennewick-Richland, WA 3 $ 545,000 $ 181,666 $ 20,000
Laredo, TX 3 $ 455,000 $ 151,666 $ 21,000
Montgomery, AL 3 $ 205,000 $ 68,333 $ 37,000
Omaha-Council Bluffs, NE-IA 3 $ 945,000 $ 315,000 $ 75,000
Rocky Mount, NC 3 $ 165,000 $ 55,000 $ 0
San Jose-Sunnyvale-Santa Clara, CA 3 $ 2,215,000 $ 738,333 $ 57,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 3 $ 1,685,000 $ 561,666 $ 131,000
Santa Cruz-Watsonville, CA 3 $ 2,035,000 $ 678,333 $ 196,000
Scranton--Wilkes-Barre--Hazleton, PA 3 $ 555,000 $ 185,000 $ 84,000
Texarkana, TX-AR 3 $ 395,000 $ 131,666 $ 85,000
Tyler, TX 3 $ 845,000 $ 281,666 $ 87,000
Valdosta, GA 3 $ 315,000 $ 105,000 $ 13,000
Vineland-Bridgeton, NJ 3 $ 515,000 $ 171,666 $ 53,000
Wichita, KS 3 $ 785,000 $ 261,666 $ 93,000
Winston-Salem, NC 3 $ 385,000 $ 128,333 $ 80,000
Youngstown-Warren-Boardman, OH-PA 3 $ 155,000 $ 51,666 $ 19,000
Yuma, AZ 3 $ 405,000 $ 135,000 $ 135,000
Akron, OH 2 $ 270,000 $ 135,000 $ 98,000
Albany, GA 2 $ 210,000 $ 105,000 $ 60,000
Amarillo, TX 2 $ 260,000 $ 130,000 $ 97,000
Ann Arbor, MI 2 $ 220,000 $ 110,000 $ 107,000
Athens-Clarke County, GA 2 $ 630,000 $ 315,000 $ 113,000
Bay City, MI 2 $ 220,000 $ 110,000 $ 82,000
Bremerton-Silverdale, WA 2 $ 470,000 $ 235,000 $ 108,000
Cedar Rapids, IA 2 $ 270,000 $ 135,000 $ 0
Dothan, AL 2 $ 320,000 $ 160,000 $ 71,000
Dover, DE 2 $ 490,000 $ 245,000 $ 111,000
Elgin, IL 2 $ 880,000 $ 440,000 $ 143,000
Fort Collins, CO 2 $ 960,000 $ 480,000 $ 119,000
Gainesville, FL 2 $ 240,000 $ 120,000 $ 0
Greeley, CO 2 $ 1,380,000 $ 690,000 $ 185,000
Hickory-Lenoir-Morganton, NC 2 $ 190,000 $ 95,000 $ 92,000
Janesville-Beloit, WI 2 $ 780,000 $ 390,000 $ 160,000
Kahului-Wailuku-Lahaina, HI 2 $ 840,000 $ 420,000 $ 112,000
La Crosse-Onalaska, WI-MN 2 $ 140,000 $ 70,000 $ 112,000
Lafayette-West Lafayette, IN 2 $ 330,000 $ 165,000 $ 0
Logan, UT-ID 2 $ 320,000 $ 160,000 $ 0
Lubbock, TX 2 $ 180,000 $ 90,000 $ 84,000
Medford, OR 2 $ 1,010,000 $ 505,000 $ 239,000
Merced, CA 2 $ 680,000 $ 340,000 $ 0
Monroe, LA 2 $ 110,000 $ 55,000 $ 38,000
Ogden-Clearfield, UT 2 $ 1,310,000 $ 655,000 $ 163,000
Portland-South Portland, ME 2 $ 1,820,000 $ 910,000 $ 747,000
Saginaw, MI 2 $ 100,000 $ 50,000 $ 44,000
Sebastian-Vero Beach, FL 2 $ 1,450,000 $ 725,000 $ 636,000
Sebring, FL 2 $ 190,000 $ 95,000 $ 106,000
Walla Walla, WA 2 $ 300,000 $ 150,000 $ 62,000
Waterbury-Shelton, CT 2 $ 240,000 $ 120,000 $ 74,000
Wichita Falls, TX 2 $ 480,000 $ 240,000 $ 15,000
Wildwood-The Villages, FL 2 $ 520,000 $ 260,000 $ 81,000
Atlantic City-Hammonton, NJ 1 $ 115,000 $ 115,000 $ 102,000
Boise City, ID 1 $ 265,000 $ 265,000 $ 79,000
Bowling Green, KY 1 $ 145,000 $ 145,000 $ 107,000
Brunswick, GA 1 $ 255,000 $ 255,000 $ 77,000
Cambridge-Newton-Framingham, MA 1 $ 565,000 $ 565,000 $ 91,000
Chico, CA 1 $ 555,000 $ 555,000 $ 0
Clarksville, TN-KY 1 $ 285,000 $ 285,000 $ 0
Coeur D'Alene, ID 1 $ 345,000 $ 345,000 $ 105,000
College Station-Bryan, TX 1 $ 215,000 $ 215,000 $ 0
Eugene, OR 1 $ 305,000 $ 305,000 $ 89,000
Flagstaff, AZ 1 $ 475,000 $ 475,000 $ 0
Hanford-Corcoran, CA 1 $ 365,000 $ 365,000 $ 41,000
Harrisburg-Carlisle, PA 1 $ 175,000 $ 175,000 $ 46,000
Idaho Falls, ID 1 $ 315,000 $ 315,000 $ 115,000
Jonesboro, AR 1 $ 235,000 $ 235,000 $ 85,000
Lakewood-New Brunswick, NJ 1 $ 645,000 $ 645,000 $ 162,000
Lansing-East Lansing, MI 1 $ 175,000 $ 175,000 $ 0
Lewiston, ID-WA 1 $ 185,000 $ 185,000 $ 4,000
Longview, TX 1 $ 115,000 $ 115,000 $ 37,000
Missoula, MT 1 $ 205,000 $ 205,000 $ 60,000
Montgomery County-Bucks County-Chester County, PA 1 $ 535,000 $ 535,000 $ 211,000
Morristown, TN 1 $ 125,000 $ 125,000 $ 62,000
New Haven-Milford, CT 1 $ 215,000 $ 215,000 $ 0
Norwich-New London, CT 1 $ 215,000 $ 215,000 $ 6,000
Odessa, TX 1 $ 125,000 $ 125,000 $ 10,000
Rockingham County-Strafford County, NH 1 $ 395,000 $ 395,000 $ 97,000
Salisbury, MD-DE 1 $ 565,000 $ 565,000 $ 177,000
Sherman-Denison, TX 1 $ 445,000 $ 445,000 $ 124,000
Sioux Falls, SD 1 $ 455,000 $ 455,000 $ 131,000
Slidell-Mandeville-Covington, LA 1 $ 155,000 $ 155,000 $ 41,000
Toledo, OH 1 $ 125,000 $ 125,000 $ 30,000
Victoria, TX 1 $ 125,000 $ 125,000 $ 182,000
Washington-Baltimore-Arlington, DC 1 $ 155,000 $ 155,000 $ 0
Waterloo-Cedar Falls, IA 1 $ 5,000 $ 5,000 $ 0
Yuba City, CA 1 $ 365,000 $ 365,000 $ 97,000

Mortgage Loan Application Detail Totals for Genway Home Mortgage, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,667 $1,041,375,000 $283,000 $2,675,000 $103,000 $8,272,000
Cash-out Refinancing 539 $206,845,000 $383,000 $3,505,000 $120,000 $2,167,000
Refinancing 292 $147,510,000 $505,000 $3,275,000 $122,000 $1,704,000
Home Improvement 4 $1,840,000 $460,000 $895,000 $78,000 $169,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 4,351 $1,340,445,000 $308,000 $3,505,000 $106,000 $8,272,000
Hispanic 89 $36,285,000 $407,000 $1,235,000 $138,000 $687,000
White 27 $9,565,000 $354,000 $945,000 $109,000 $252,000
Black or African American 25 $6,355,000 $254,000 $625,000 $97,000 $200,000
Asian 7 $3,765,000 $537,000 $985,000 $133,000 $283,000
Native Hawaiian or Other Pacific Islander 2 $1,150,000 $575,000 $995,000 $203,000 $339,000
American Indian or Alaskan Native 1 $5,000 $5,000 $5,000 $103,000 $103,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,135 $800,155,000 $374,000 $1,445,000 $88,000 $837,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,132 $501,610,000 $235,000 $3,505,000 $125,000 $8,272,000
VA-guaranteed (Veterans Administration) 190 $84,750,000 $446,000 $1,375,000 $114,000 $353,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 45 $11,055,000 $245,000 $575,000 $88,000 $277,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,893 $575,935,000 $304,000 $3,275,000 $103,000 $8,272,000
Application Denied By Financial Institution 1,386 $445,270,000 $321,000 $3,505,000 $117,000 $2,164,000
Application Withdrawn By Applicant 1,100 $346,900,000 $315,000 $3,505,000 $103,000 $3,155,000
File Closed For Incompleteness 106 $24,550,000 $231,000 $1,055,000 $64,000 $664,000
Application Approved But Not Accepted 17 $4,915,000 $289,000 $665,000 $150,000 $817,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,116 $952,300,000 $305,000 $3,505,000 $102,000 $8,272,000
Credit Application Incomplete 415 $126,415,000 $304,000 $3,505,000 $116,000 $1,611,000
Debt-To-Income Ratio 385 $107,065,000 $278,000 $1,575,000 $87,000 $420,000
Credit History 153 $46,515,000 $304,000 $1,905,000 $106,000 $951,000
Unverifiable Information 145 $63,605,000 $438,000 $1,395,000 $153,000 $1,404,000
Collateral 105 $34,455,000 $328,000 $1,235,000 $128,000 $986,000
Employment History 69 $28,915,000 $419,000 $1,325,000 $173,000 $2,164,000
Insufficient Cash (Downpayment, Closing Cost) 57 $17,215,000 $302,000 $1,515,000 $165,000 $888,000
Other 57 $21,085,000 $369,000 $1,645,000 $135,000 $1,768,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Genway Home Mortgage, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Genway Home Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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