James B. Nutter & Co. Mortgage Lending & HMDA Data, 2005
In 2005, James B. Nutter & Co. of Kansas City, MO reported 5,785 mortgage applications totaling $747.6 million, down 38% from 2004. The average application was for $129,228, and applicants reported an average income of $44,226. 87% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Kansas City, MO-KS (1,300), Dallas-Plano-Irving, TX (287) and Atlanta-Sandy Springs-Marietta, GA (238) (applications in parentheses).
| Mortgage Company & Address | James B. Nutter & Co. 4153 Broadway Kansas City, MO 64111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,785 |
| Total Mortgage Loan Application Amount | $747,587,000 |
| Average Mortgage Loan Application Amount | $129,228 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $44,226 |
| Highest Applicant Income | $800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records James B. Nutter & Co. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 1,300 | $ 172,083,000 | $ 132,371 | $ 58,000 |
| Dallas-Plano-Irving, TX | 287 | $ 33,329,000 | $ 116,128 | $ 46,000 |
| Atlanta-Sandy Springs-Marietta, GA | 238 | $ 31,255,000 | $ 131,323 | $ 35,000 |
| Houston-Baytown-Sugar Land, TX | 206 | $ 22,081,000 | $ 107,189 | $ 43,000 |
| Fort Worth-Arlington, TX | 163 | $ 16,782,000 | $ 102,957 | $ 37,000 |
| Orlando, FL | 113 | $ 16,147,000 | $ 142,893 | $ 46,000 |
| San Antonio, TX | 107 | $ 11,082,000 | $ 103,570 | $ 50,000 |
| St. Louis, MO-IL | 93 | $ 9,967,000 | $ 107,172 | $ 51,000 |
| Baltimore-Towson, MD | 84 | $ 11,551,000 | $ 137,511 | $ 39,000 |
| Chicago-Naperville-Joliet, IL | 81 | $ 11,380,000 | $ 140,493 | $ 38,000 |
| Austin-Round Rock, TX | 77 | $ 8,609,000 | $ 111,805 | $ 33,000 |
| Tampa-St. Petersburg-Clearwater, FL | 71 | $ 8,621,000 | $ 121,422 | $ 36,000 |
| Phoenix-Mesa-Scottsdale, AZ | 58 | $ 6,723,000 | $ 115,913 | $ 31,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 56 | $ 8,974,000 | $ 160,250 | $ 43,000 |
| Miami-Miami Beach-Kendall, FL | 52 | $ 6,829,000 | $ 131,326 | $ 46,000 |
| Richmond, VA | 49 | $ 5,475,000 | $ 111,734 | $ 31,000 |
| Camden, NJ | 48 | $ 6,651,000 | $ 138,562 | $ 48,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 48 | $ 6,902,000 | $ 143,791 | $ 38,000 |
| Philadelphia, PA | 45 | $ 5,290,000 | $ 117,555 | $ 31,000 |
| Cleveland-Elyria-Mentor, OH | 40 | $ 4,196,000 | $ 104,900 | $ 21,000 |
| Jacksonville, FL | 39 | $ 4,842,000 | $ 124,153 | $ 54,000 |
| Columbus, OH | 37 | $ 4,369,000 | $ 118,081 | $ 24,000 |
| Riverside-San Bernardino-Ontario, CA | 37 | $ 5,961,000 | $ 161,108 | $ 41,000 |
| Denver-Aurora, CO | 36 | $ 5,402,000 | $ 150,055 | $ 38,000 |
| Albuquerque, NM | 35 | $ 3,896,000 | $ 111,314 | $ 38,000 |
| Portland-Vancouver-Beaverton, OR-WA | 34 | $ 5,446,000 | $ 160,176 | $ 50,000 |
| Edison, NJ | 33 | $ 4,990,000 | $ 151,212 | $ 43,000 |
| Las Vegas-Paradise, NV | 31 | $ 4,614,000 | $ 148,838 | $ 64,000 |
| Pittsburgh, PA | 29 | $ 3,372,000 | $ 116,275 | $ 47,000 |
| Sarasota-Bradenton-Venice, FL | 29 | $ 3,830,000 | $ 132,068 | $ 42,000 |
| Bethesda-Frederick-Gaithersburg, MD | 28 | $ 4,421,000 | $ 157,892 | $ 54,000 |
| Charlotte-Gastonia-Concord, NC-SC | 28 | $ 3,405,000 | $ 121,607 | $ 32,000 |
| Memphis, TN-MS-AR | 28 | $ 3,219,000 | $ 114,964 | $ 47,000 |
| Cincinnati-Middletown, OH-KY-IN | 26 | $ 2,678,000 | $ 103,000 | $ 37,000 |
| Nashville-Davidson--Murfreesboro, TN | 26 | $ 2,905,000 | $ 111,730 | $ 37,000 |
| Seattle-Bellevue-Everett, WA | 26 | $ 4,275,000 | $ 164,423 | $ 45,000 |
| Anchorage, AK | 25 | $ 4,258,000 | $ 170,320 | $ 52,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 3,209,000 | $ 128,360 | $ 53,000 |
| Indianapolis, IN | 24 | $ 2,718,000 | $ 113,250 | $ 8,000 |
| Palm Bay-Melbourne-Titusville, FL | 24 | $ 3,646,000 | $ 151,916 | $ 50,000 |
| Wichita, KS | 24 | $ 2,383,000 | $ 99,291 | $ 37,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 23 | $ 2,633,000 | $ 114,478 | $ 58,000 |
| El Paso, TX | 23 | $ 1,832,000 | $ 79,652 | $ 8,000 |
| Newark-Union, NJ-PA | 23 | $ 4,347,000 | $ 189,000 | $ 48,000 |
| Raleigh-Cary, NC | 22 | $ 2,738,000 | $ 124,454 | $ 20,000 |
| Lawrence, KS | 21 | $ 3,232,000 | $ 153,904 | $ 55,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 19 | $ 3,172,000 | $ 166,947 | $ 60,000 |
| Lakeland, FL | 18 | $ 1,765,000 | $ 98,055 | $ 17,000 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 1,976,000 | $ 109,777 | $ 37,000 |
| Bakersfield, CA | 16 | $ 2,031,000 | $ 126,937 | $ 24,000 |
| New Haven-Milford, CT | 16 | $ 2,213,000 | $ 138,312 | $ 47,000 |
| Topeka, KS | 16 | $ 1,783,000 | $ 111,437 | $ 49,000 |
| Tucson, AZ | 16 | $ 1,467,000 | $ 91,687 | $ 9,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 15 | $ 2,292,000 | $ 152,800 | $ 35,000 |
| Birmingham-Hoover, AL | 14 | $ 1,520,000 | $ 108,571 | $ 25,000 |
| New Orleans-Metairie-Kenner, LA | 14 | $ 1,399,000 | $ 99,928 | $ 28,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 1,430,000 | $ 110,000 | $ 34,000 |
| Amarillo, TX | 13 | $ 1,088,000 | $ 83,692 | $ 15,000 |
| Atlantic City, NJ | 13 | $ 1,823,000 | $ 140,230 | $ 50,000 |
| Lancaster, PA | 13 | $ 1,392,000 | $ 107,076 | $ 41,000 |
| Los Angeles-Long Beach-Glendale, CA | 13 | $ 3,079,000 | $ 236,846 | $ 61,000 |
| Louisville, KY-IN | 13 | $ 1,269,000 | $ 97,615 | $ 6,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 13 | $ 1,891,000 | $ 145,461 | $ 40,000 |
| Boise City-Nampa, ID | 12 | $ 1,419,000 | $ 118,250 | $ 44,000 |
| Lake County-Kenosha County, IL-WI | 12 | $ 1,709,000 | $ 142,416 | $ 37,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 1,152,000 | $ 96,000 | $ 19,000 |
| Springfield, MO | 12 | $ 1,165,000 | $ 97,083 | $ 38,000 |
| Dayton, OH | 11 | $ 1,095,000 | $ 99,545 | $ 0 |
| Greensboro-High Point, NC | 11 | $ 1,348,000 | $ 122,545 | $ 31,000 |
| Rockford, IL | 11 | $ 958,000 | $ 87,090 | $ 14,000 |
| Tacoma, WA | 11 | $ 1,359,000 | $ 123,545 | $ 40,000 |
| York-Hanover, PA | 11 | $ 1,188,000 | $ 108,000 | $ 22,000 |
| Akron, OH | 10 | $ 924,000 | $ 92,400 | $ 8,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 1,014,000 | $ 101,400 | $ 23,000 |
| Detroit-Livonia-Dearborn, MI | 10 | $ 1,274,000 | $ 127,400 | $ 69,000 |
| Fresno, CA | 10 | $ 1,509,000 | $ 150,900 | $ 47,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 1,842,000 | $ 184,200 | $ 72,000 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 1,259,000 | $ 125,900 | $ 36,000 |
| Salem, OR | 9 | $ 1,265,000 | $ 140,555 | $ 45,000 |
| Baton Rouge, LA | 8 | $ 684,000 | $ 85,500 | $ 26,000 |
| Chattanooga, TN-GA | 8 | $ 936,000 | $ 117,000 | $ 32,000 |
| Corpus Christi, TX | 8 | $ 688,000 | $ 86,000 | $ 11,000 |
| Harrisburg-Carlisle, PA | 8 | $ 853,000 | $ 106,625 | $ 23,000 |
| Port St. Lucie-Fort Pierce, FL | 8 | $ 1,105,000 | $ 138,125 | $ 37,000 |
| Reading, PA | 8 | $ 1,041,000 | $ 130,125 | $ 41,000 |
| Tallahassee, FL | 8 | $ 1,172,000 | $ 146,500 | $ 63,000 |
| Wilmington, DE-MD-NJ | 8 | $ 1,266,000 | $ 158,250 | $ 27,000 |
| Charleston-North Charleston, SC | 7 | $ 1,049,000 | $ 149,857 | $ 55,000 |
| Eugene-Springfield, OR | 7 | $ 723,000 | $ 103,285 | $ 0 |
| Grand Rapids-Wyoming, MI | 7 | $ 773,000 | $ 110,428 | $ 22,000 |
| Greenville, SC | 7 | $ 605,000 | $ 86,428 | $ 0 |
| Lansing-East Lansing, MI | 7 | $ 633,000 | $ 90,428 | $ 9,000 |
| Reno-Sparks, NV | 7 | $ 1,073,000 | $ 153,285 | $ 54,000 |
| Springfield, MA | 7 | $ 839,000 | $ 119,857 | $ 30,000 |
| Warren-Farmington Hills-Troy, MI | 7 | $ 1,037,000 | $ 148,142 | $ 42,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7 | $ 1,050,000 | $ 150,000 | $ 45,000 |
| Billings, MT | 6 | $ 644,000 | $ 107,333 | $ 34,000 |
| Colorado Springs, CO | 6 | $ 988,000 | $ 164,666 | $ 36,000 |
| Knoxville, TN | 6 | $ 647,000 | $ 107,833 | $ 30,000 |
| Las Cruces, NM | 6 | $ 579,000 | $ 96,500 | $ 35,000 |
| Ocala, FL | 6 | $ 649,000 | $ 108,166 | $ 38,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 574,000 | $ 95,666 | $ 21,000 |
| Spokane, WA | 6 | $ 605,000 | $ 100,833 | $ 34,000 |
| St. Joseph, MO-KS | 6 | $ 595,000 | $ 99,166 | $ 63,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 1,014,000 | $ 202,800 | $ 69,000 |
| Elkhart-Goshen, IN | 5 | $ 531,000 | $ 106,200 | $ 27,000 |
| Little Rock-North Little Rock, AR | 5 | $ 482,000 | $ 96,400 | $ 21,000 |
| New York-Wayne-White Plains, NY-NJ | 5 | $ 1,058,000 | $ 211,600 | $ 50,000 |
| Norwich-New London, CT | 5 | $ 655,000 | $ 131,000 | $ 44,000 |
| Olympia, WA | 5 | $ 815,000 | $ 163,000 | $ 44,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 1,157,000 | $ 231,400 | $ 60,000 |
| Toledo, OH | 5 | $ 486,000 | $ 97,200 | $ 40,000 |
| Trenton-Ewing, NJ | 5 | $ 567,000 | $ 113,400 | $ 34,000 |
| Tulsa, OK | 5 | $ 552,000 | $ 110,400 | $ 54,000 |
| Brownsville-Harlingen, TX | 4 | $ 282,000 | $ 70,500 | $ 0 |
| Canton-Massillon, OH | 4 | $ 410,000 | $ 102,500 | $ 28,000 |
| Coeur D'Alene, ID | 4 | $ 602,000 | $ 150,500 | $ 25,000 |
| Durham, NC | 4 | $ 481,000 | $ 120,250 | $ 15,000 |
| Gainesville, GA | 4 | $ 432,000 | $ 108,000 | $ 28,000 |
| Greeley, CO | 4 | $ 705,000 | $ 176,250 | $ 18,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 527,000 | $ 131,750 | $ 45,000 |
| Mansfield, OH | 4 | $ 482,000 | $ 120,500 | $ 37,000 |
| Modesto, CA | 4 | $ 553,000 | $ 138,250 | $ 50,000 |
| Montgomery, AL | 4 | $ 438,000 | $ 109,500 | $ 15,000 |
| Peoria, IL | 4 | $ 507,000 | $ 126,750 | $ 13,000 |
| Portland-South Portland-Biddeford, ME | 4 | $ 599,000 | $ 149,750 | $ 39,000 |
| Sherman-Denison, TX | 4 | $ 376,000 | $ 94,000 | $ 0 |
| Winston-Salem, NC | 4 | $ 446,000 | $ 111,500 | $ 32,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 401,000 | $ 100,250 | $ 42,000 |
| Yuma, AZ | 4 | $ 333,000 | $ 83,250 | $ 0 |
| Ann Arbor, MI | 3 | $ 465,000 | $ 155,000 | $ 85,000 |
| Boulder, CO | 3 | $ 790,000 | $ 263,333 | $ 68,000 |
| Bremerton-Silverdale, WA | 3 | $ 605,000 | $ 201,666 | $ 59,000 |
| Champaign-Urbana, IL | 3 | $ 345,000 | $ 115,000 | $ 45,000 |
| Fayetteville, NC | 3 | $ 248,000 | $ 82,666 | $ 0 |
| Fort Collins-Loveland, CO | 3 | $ 360,000 | $ 120,000 | $ 63,000 |
| Grand Junction, CO | 3 | $ 455,000 | $ 151,666 | $ 46,000 |
| Great Falls, MT | 3 | $ 347,000 | $ 115,666 | $ 31,000 |
| Jefferson City, MO | 3 | $ 283,000 | $ 94,333 | $ 32,000 |
| Kennewick-Richland-Pasco, WA | 3 | $ 494,000 | $ 164,666 | $ 55,000 |
| Killeen-Temple-Fort Hood, TX | 3 | $ 264,000 | $ 88,000 | $ 15,000 |
| Lincoln, NE | 3 | $ 330,000 | $ 110,000 | $ 39,000 |
| Mobile, AL | 3 | $ 310,000 | $ 103,333 | $ 36,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 299,000 | $ 99,666 | $ 0 |
| Oakland-Fremont-Hayward, CA | 3 | $ 218,000 | $ 72,666 | $ 0 |
| Panama City-Lynn Haven, FL | 3 | $ 416,000 | $ 138,666 | $ 41,000 |
| Roanoke, VA | 3 | $ 435,000 | $ 145,000 | $ 52,000 |
| Rochester, NY | 3 | $ 231,000 | $ 77,000 | $ 28,000 |
| Rockingham County-Strafford County, NH | 3 | $ 662,000 | $ 220,666 | $ 39,000 |
| Stockton, CA | 3 | $ 476,000 | $ 158,666 | $ 26,000 |
| Beaumont-Port Arthur, TX | 2 | $ 141,000 | $ 70,500 | $ 0 |
| Bellingham, WA | 2 | $ 273,000 | $ 136,500 | $ 30,000 |
| Boston-Quincy, MA | 2 | $ 260,000 | $ 130,000 | $ 27,000 |
| Casper, WY | 2 | $ 243,000 | $ 121,500 | $ 0 |
| Charlottesville, VA | 2 | $ 308,000 | $ 154,000 | $ 81,000 |
| Columbus, GA-AL | 2 | $ 267,000 | $ 133,500 | $ 38,000 |
| Columbus, IN | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Erie, PA | 2 | $ 235,000 | $ 117,500 | $ 47,000 |
| Essex County, MA | 2 | $ 292,000 | $ 146,000 | $ 38,000 |
| Fairbanks, AK | 2 | $ 291,000 | $ 145,500 | $ 33,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 318,000 | $ 159,000 | $ 32,000 |
| Fort Smith, AR-OK | 2 | $ 332,000 | $ 166,000 | $ 127,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 189,000 | $ 94,500 | $ 60,000 |
| Gainesville, FL | 2 | $ 398,000 | $ 199,000 | $ 84,000 |
| Gary, IN | 2 | $ 212,000 | $ 106,000 | $ 25,000 |
| Glens Falls, NY | 2 | $ 230,000 | $ 115,000 | $ 77,000 |
| Hanford-Corcoran, CA | 2 | $ 243,000 | $ 121,500 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 2 | $ 199,000 | $ 99,500 | $ 0 |
| Jackson, MS | 2 | $ 248,000 | $ 124,000 | $ 42,000 |
| Lafayette, LA | 2 | $ 193,000 | $ 96,500 | $ 19,000 |
| Manchester-Nashua, NH | 2 | $ 256,000 | $ 128,000 | $ 26,000 |
| Missoula, MT | 2 | $ 253,000 | $ 126,500 | $ 13,000 |
| Naples-Marco Island, FL | 2 | $ 138,000 | $ 69,000 | $ 0 |
| Nassau-Suffolk, NY | 2 | $ 332,000 | $ 166,000 | $ 23,000 |
| Niles-Benton Harbor, MI | 2 | $ 162,000 | $ 81,000 | $ 20,000 |
| Ocean City, NJ | 2 | $ 226,000 | $ 113,000 | $ 20,000 |
| Oklahoma City, OK | 2 | $ 204,000 | $ 102,000 | $ 26,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 709,000 | $ 354,500 | $ 141,000 |
| Pittsfield, MA | 2 | $ 208,000 | $ 104,000 | $ 46,000 |
| Redding, CA | 2 | $ 318,000 | $ 159,000 | $ 13,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 127,000 | $ 63,500 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 720,000 | $ 360,000 | $ 125,000 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 274,000 | $ 137,000 | $ 24,000 |
| Springfield, OH | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 369,000 | $ 184,500 | $ 0 |
| Vero Beach, FL | 2 | $ 200,000 | $ 100,000 | $ 29,000 |
| Visalia-Porterville, CA | 2 | $ 213,000 | $ 106,500 | $ 49,000 |
| Williamsport, PA | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Wilmington, NC | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Worcester, MA | 2 | $ 155,000 | $ 77,500 | $ 0 |
| Albany, GA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Altoona, PA | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Ames, IA | 1 | $ 316,000 | $ 316,000 | $ 120,000 |
| Athens-Clarke County, GA | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
| Barnstable Town, MA | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Battle Creek, MI | 1 | $ 121,000 | $ 121,000 | $ 119,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 192,000 | $ 192,000 | $ 69,000 |
| Carson City, NV | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Cheyenne, WY | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Chico, CA | 1 | $ 103,000 | $ 103,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Columbia, SC | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Dalton, GA | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
| Des Moines, IA | 1 | $ 152,000 | $ 152,000 | $ 43,000 |
| El Centro, CA | 1 | $ 124,000 | $ 124,000 | $ 108,000 |
| Flagstaff, AZ | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Green Bay, WI | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Holland-Grand Haven, MI | 1 | $ 213,000 | $ 213,000 | $ 74,000 |
| Honolulu, HI | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Huntsville, AL | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Ithaca, NY | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Jackson, TN | 1 | $ 146,000 | $ 146,000 | $ 68,000 |
| Kokomo, IN | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Lake Charles, LA | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Laredo, TX | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Longview, TX | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Lubbock, TX | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Macon, GA | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Madera, CA | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Medford, OR | 1 | $ 165,000 | $ 165,000 | $ 30,000 |
| Merced, CA | 1 | $ 247,000 | $ 247,000 | $ 42,000 |
| Midland, TX | 1 | $ 121,000 | $ 121,000 | $ 119,000 |
| Monroe, MI | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Muskegon-Norton Shores, MI | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Pocatello, ID | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Prescott, AZ | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Salisbury, MD | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| San Angelo, TX | 1 | $ 71,000 | $ 71,000 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 250,000 | $ 250,000 | $ 55,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 381,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Savannah, GA | 1 | $ 161,000 | $ 161,000 | $ 58,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Shreveport-Bossier City, LA | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sioux City, IA-NE-SD | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Springfield, IL | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Syracuse, NY | 1 | $ 78,000 | $ 78,000 | $ 81,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Victoria, TX | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Waco, TX | 1 | $ 131,000 | $ 131,000 | $ 74,000 |
| Wichita Falls, TX | 1 | $ 180,000 | $ 180,000 | $ 81,000 |
| Winchester, VA-WV | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Yakima, WA | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Yuba City, CA | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for James B. Nutter & Co. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,860 | $611,209,000 | $125,829 | $713,000 | $37,170 | $721,000 |
| Home Purchase | 925 | $136,378,000 | $154,219 | $1,000,000 | $47,634 | $800,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,812 | $627,784,000 | $129,085 | $1,000,000 | $41,255 | $800,000 |
| Black or African American | 529 | $63,497,000 | $123,166 | $643,000 | $24,166 | $293,000 |
| Hispanic | 231 | $29,608,000 | $128,884 | $348,000 | $38,807 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 94 | $10,127,000 | $124,200 | $373,000 | $9,850 | $115,000 |
| Asian | 65 | $9,309,000 | $142,529 | $360,000 | $55,294 | $134,000 |
| Not Provided | 42 | $5,079,000 | $114,823 | $320,000 | $25,882 | $111,000 |
| American Indian or Alaskan Native | 12 | $2,183,000 | $186,111 | $360,000 | $79,222 | $192,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,173 | $483,464,000 | $150,375 | $1,000,000 | $63,458 | $800,000 |
| FHA-insured (Federal Housing Administration) | 2,565 | $258,129,000 | $98,659 | $373,000 | $1,227 | $140,000 |
| VA-guaranteed (Veterans Administration) | 47 | $5,994,000 | $129,555 | $255,000 | $2,444 | $109,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,034 | $628,883,000 | $124,956 | $1,000,000 | $32,543 | $800,000 |
| Application Withdrawn By Applicant | 538 | $86,358,000 | $160,860 | $412,000 | $63,511 | $293,000 |
| Application Denied By Financial Institution | 208 | $31,583,000 | $151,666 | $360,000 | $60,600 | $149,000 |
| Application Approved But Not Accepted | 5 | $763,000 | $152,600 | $238,000 | $71,200 | $111,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73 | $10,695,000 | $159,444 | $360,000 | $56,222 | $119,000 |
| Debt-To-Income Ratio | 54 | $9,585,000 | $175,200 | $344,000 | $58,050 | $149,000 |
| Other | 40 | $5,583,000 | $138,000 | $280,000 | $63,000 | $140,000 |
| Collateral | 34 | $4,602,000 | $139,923 | $256,000 | $55,692 | $135,000 |
| Employment History | 4 | $664,000 | $166,000 | $217,000 | $61,250 | $86,000 |
| Unverifiable Information | 2 | $216,000 | $108,000 | $164,000 | $44,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $238,000 | $238,000 | $238,000 | $72,000 | $72,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into James B. Nutter & Co.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess James B. Nutter & Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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