James B. Nutter & Co. Mortgage Lending & HMDA Data, 2007
In 2007, James B. Nutter & Co. of Kansas City, MO reported 1,341 mortgage applications totaling $200.6 million, down 33% from 2006. The average application was for $149,565, and applicants reported an average income of $63,800. 89% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Kansas City, MO-KS (707), Dallas-Plano-Irving, TX (43) and Houston-Sugar Land-Baytown, TX (35) (applications in parentheses).
| Mortgage Company & Address | James B. Nutter & Co. 4153 Broadway Kansas City, MO 64111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,341 |
| Total Mortgage Loan Application Amount | $200,568,000 |
| Average Mortgage Loan Application Amount | $149,565 |
| Highest Mortgage Loan Application Amount | $565,000 |
| Average Applicant Income | $63,800 |
| Highest Applicant Income | $425,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records James B. Nutter & Co. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 707 | $ 103,443,000 | $ 146,312 | $ 68,247 |
| Dallas-Plano-Irving, TX | 43 | $ 5,777,000 | $ 134,348 | $ 55,000 |
| Houston-Sugar Land-Baytown, TX | 35 | $ 4,679,000 | $ 133,685 | $ 51,000 |
| Atlanta-Sandy Springs-Marietta, GA | 33 | $ 4,627,000 | $ 140,212 | $ 50,000 |
| Baltimore-Towson, MD | 22 | $ 3,991,000 | $ 181,409 | $ 70,000 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 3,434,000 | $ 180,736 | $ 36,000 |
| Orlando-Kissimmee, FL | 19 | $ 2,903,000 | $ 152,789 | $ 58,000 |
| Fort Worth-Arlington, TX | 18 | $ 2,577,000 | $ 143,166 | $ 59,000 |
| Chicago-Naperville-Joliet, IL | 17 | $ 2,708,000 | $ 159,294 | $ 41,000 |
| Phoenix-Mesa-Scottsdale, AZ | 16 | $ 2,572,000 | $ 160,750 | $ 63,000 |
| Austin-Round Rock, TX | 15 | $ 2,051,000 | $ 136,733 | $ 39,000 |
| San Antonio, TX | 13 | $ 1,369,000 | $ 105,307 | $ 54,000 |
| St. Louis, MO-IL | 12 | $ 1,336,000 | $ 111,333 | $ 67,333 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 11 | $ 2,143,000 | $ 194,818 | $ 69,454 |
| Richmond, VA | 10 | $ 1,608,000 | $ 160,800 | $ 43,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 10 | $ 2,184,000 | $ 218,400 | $ 50,600 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 1,233,000 | $ 137,000 | $ 67,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 8 | $ 1,667,000 | $ 208,375 | $ 49,000 |
| Newark-Union, NJ-PA | 8 | $ 2,351,000 | $ 293,875 | $ 98,000 |
| Edison, NJ | 7 | $ 1,172,000 | $ 167,428 | $ 47,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 1,306,000 | $ 186,571 | $ 69,000 |
| Philadelphia, PA | 7 | $ 908,000 | $ 129,714 | $ 62,000 |
| Albuquerque, NM | 6 | $ 1,005,000 | $ 167,500 | $ 75,000 |
| Camden, NJ | 6 | $ 978,000 | $ 163,000 | $ 63,000 |
| Jacksonville, FL | 6 | $ 861,000 | $ 143,500 | $ 65,000 |
| Portland-Vancouver-Beaverton, OR-WA | 6 | $ 1,337,000 | $ 222,833 | $ 58,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 6 | $ 1,343,000 | $ 223,833 | $ 92,000 |
| Wichita, KS | 6 | $ 624,000 | $ 104,000 | $ 65,000 |
| Bethesda-Gaithersburg-Frederick, MD | 5 | $ 925,000 | $ 185,000 | $ 77,000 |
| Columbus, OH | 5 | $ 764,000 | $ 152,800 | $ 18,000 |
| El Paso, TX | 5 | $ 684,000 | $ 136,800 | $ 69,000 |
| Raleigh-Cary, NC | 5 | $ 557,000 | $ 111,400 | $ 46,000 |
| York-Hanover, PA | 5 | $ 1,051,000 | $ 210,200 | $ 37,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 608,000 | $ 152,000 | $ 110,000 |
| Amarillo, TX | 4 | $ 773,000 | $ 193,250 | $ 52,000 |
| Anchorage, AK | 4 | $ 696,000 | $ 174,000 | $ 46,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 514,000 | $ 128,500 | $ 95,000 |
| Cincinnati-Middletown, OH-KY-IN | 4 | $ 441,000 | $ 110,250 | $ 76,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 670,000 | $ 167,500 | $ 112,000 |
| Lawrence, KS | 4 | $ 434,000 | $ 108,500 | $ 47,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 559,000 | $ 139,750 | $ 32,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 897,000 | $ 224,250 | $ 84,000 |
| Sarasota-Bradenton-Venice, FL | 4 | $ 629,000 | $ 157,250 | $ 38,000 |
| Tucson, AZ | 4 | $ 518,000 | $ 129,500 | $ 62,000 |
| Birmingham-Hoover, AL | 3 | $ 319,000 | $ 106,333 | $ 32,000 |
| Charlotte-Gastonia-Concord, NC-SC | 3 | $ 304,000 | $ 101,333 | $ 1,000 |
| Lakeland, FL | 3 | $ 462,000 | $ 154,000 | $ 50,000 |
| Nassau-Suffolk, NY | 3 | $ 607,000 | $ 202,333 | $ 84,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 383,000 | $ 127,666 | $ 43,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 490,000 | $ 163,333 | $ 34,000 |
| Tacoma, WA | 3 | $ 515,000 | $ 171,666 | $ 29,000 |
| Tallahassee, FL | 3 | $ 335,000 | $ 111,666 | $ 64,000 |
| Akron, OH | 2 | $ 167,000 | $ 83,500 | $ 19,000 |
| Baton Rouge, LA | 2 | $ 244,000 | $ 122,000 | $ 46,000 |
| Boise City-Nampa, ID | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| Brownsville-Harlingen, TX | 2 | $ 173,000 | $ 86,500 | $ 75,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 175,000 | $ 87,500 | $ 38,000 |
| Denver-Aurora, CO | 2 | $ 271,000 | $ 135,500 | $ 25,000 |
| Des Moines-West Des Moines, IA | 2 | $ 312,000 | $ 156,000 | $ 102,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 186,000 | $ 93,000 | $ 30,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 302,000 | $ 151,000 | $ 52,000 |
| Harrisburg-Carlisle, PA | 2 | $ 352,000 | $ 176,000 | $ 92,000 |
| Jefferson City, MO | 2 | $ 204,000 | $ 102,000 | $ 96,000 |
| Las Cruces, NM | 2 | $ 214,000 | $ 107,000 | $ 48,000 |
| Las Vegas-Paradise, NV | 2 | $ 430,000 | $ 215,000 | $ 22,000 |
| Memphis, TN-MS-AR | 2 | $ 262,000 | $ 131,000 | $ 57,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 239,000 | $ 119,500 | $ 84,000 |
| New Orleans-Metairie-Kenner, LA | 2 | $ 263,000 | $ 131,500 | $ 36,000 |
| Olympia, WA | 2 | $ 376,000 | $ 188,000 | $ 83,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 215,000 | $ 107,500 | $ 54,000 |
| Panama City-Lynn Haven, FL | 2 | $ 407,000 | $ 203,500 | $ 29,000 |
| Pittsburgh, PA | 2 | $ 119,000 | $ 59,500 | $ 41,000 |
| Racine, WI | 2 | $ 288,000 | $ 144,000 | $ 34,000 |
| Spokane, WA | 2 | $ 277,000 | $ 138,500 | $ 27,000 |
| Tyler, TX | 2 | $ 504,000 | $ 252,000 | $ 135,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 339,000 | $ 169,500 | $ 55,000 |
| Anderson, IN | 1 | $ 133,000 | $ 133,000 | $ 81,000 |
| Anderson, SC | 1 | $ 180,000 | $ 180,000 | $ 93,000 |
| Atlantic City, NJ | 1 | $ 240,000 | $ 240,000 | $ 112,000 |
| Bangor, ME | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Boulder, CO | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Bremerton-Silverdale, WA | 1 | $ 156,000 | $ 156,000 | $ 81,000 |
| Canton-Massillon, OH | 1 | $ 110,000 | $ 110,000 | $ 1,000 |
| Cedar Rapids, IA | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Charleston-North Charleston, SC | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 168,000 | $ 168,000 | $ 80,000 |
| Corpus Christi, TX | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Duluth, MN-WI | 1 | $ 109,000 | $ 109,000 | $ 69,000 |
| Durham, NC | 1 | $ 133,000 | $ 133,000 | $ 67,000 |
| Elkhart-Goshen, IN | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Eugene-Springfield, OR | 1 | $ 216,000 | $ 216,000 | $ 79,000 |
| Fresno, CA | 1 | $ 117,000 | $ 117,000 | $ 84,000 |
| Gainesville, FL | 1 | $ 248,000 | $ 248,000 | $ 65,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Green Bay, WI | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 1 | $ 115,000 | $ 115,000 | $ 1,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 102,000 | $ 102,000 | $ 70,000 |
| Johnson City, TN | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 153,000 | $ 153,000 | $ 105,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 85,000 | $ 85,000 | $ 4,000 |
| Lancaster, PA | 1 | $ 93,000 | $ 93,000 | $ 37,000 |
| Lansing-East Lansing, MI | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Lincoln, NE | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 109,000 | $ 109,000 | $ 48,000 |
| Longview, TX | 1 | $ 126,000 | $ 126,000 | $ 47,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Manchester-Nashua, NH | 1 | $ 238,000 | $ 238,000 | $ 89,000 |
| Mansfield, OH | 1 | $ 119,000 | $ 119,000 | $ 50,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Montgomery, AL | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Muskegon-Norton Shores, MI | 1 | $ 53,000 | $ 53,000 | $ 59,000 |
| Naples-Marco Island, FL | 1 | $ 141,000 | $ 141,000 | $ 3,000 |
| New Haven-Milford, CT | 1 | $ 157,000 | $ 157,000 | $ 76,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 410,000 | $ 410,000 | $ 134,000 |
| Ocean City, NJ | 1 | $ 127,000 | $ 127,000 | $ 41,000 |
| Odessa, TX | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Ogden-Clearfield, UT | 1 | $ 565,000 | $ 565,000 | $ 325,000 |
| Oklahoma City, OK | 1 | $ 60,000 | $ 60,000 | $ 73,000 |
| Peoria, IL | 1 | $ 70,000 | $ 70,000 | $ 2,000 |
| Port St. Lucie, FL | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Prescott, AZ | 1 | $ 146,000 | $ 146,000 | $ 26,000 |
| Punta Gorda, FL | 1 | $ 250,000 | $ 250,000 | $ 1,000 |
| Rockford, IL | 1 | $ 151,000 | $ 151,000 | $ 24,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 290,000 | $ 290,000 | $ 86,000 |
| Sebastian-Vero Beach, FL | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Springfield, MA | 1 | $ 144,000 | $ 144,000 | $ 106,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 148,000 | $ 148,000 | $ 60,000 |
| Tulsa, OK | 1 | $ 110,000 | $ 110,000 | $ 93,000 |
| Tuscaloosa, AL | 1 | $ 129,000 | $ 129,000 | $ 12,000 |
| Visalia-Porterville, CA | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Wilmington, NC | 1 | $ 150,000 | $ 150,000 | $ 101,000 |
| Winchester, VA-WV | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Winston-Salem, NC | 1 | $ 170,000 | $ 170,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for James B. Nutter & Co. in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 827 | $121,303,000 | $146,000 | $417,000 | $73,000 | $425,000 |
| Home Purchase | 514 | $79,265,000 | $154,000 | $565,000 | $49,000 | $397,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,143 | $172,008,000 | $150,000 | $565,000 | $67,000 | $425,000 |
| Black or African American | 90 | $12,191,000 | $135,000 | $413,000 | $45,000 | $148,000 |
| Hispanic | 58 | $8,847,000 | $152,000 | $396,000 | $56,000 | $120,000 |
| Not applicable | 29 | $4,192,000 | $144,000 | $323,000 | $4,000 | $13,000 |
| Asian | 12 | $1,653,000 | $137,000 | $230,000 | $47,000 | $113,000 |
| American Indian or Alaskan Native | 5 | $966,000 | $193,000 | $314,000 | $133,000 | $397,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $711,000 | $177,000 | $200,000 | $88,000 | $108,000 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 973 | $150,884,000 | $155,000 | $565,000 | $77,000 | $425,000 |
| FHA-insured (Federal Housing Administration) | 334 | $44,954,000 | $134,000 | $417,000 | $31,000 | $397,000 |
| VA-guaranteed (Veterans Administration) | 34 | $4,730,000 | $139,000 | $251,000 | $11,000 | $123,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,188 | $178,075,000 | $149,000 | $565,000 | $72,000 | $425,000 |
| Application Withdrawn By Applicant | 110 | $16,523,000 | $150,000 | $417,000 | $4,000 | $13,000 |
| Application Denied By Financial Institution | 43 | $5,970,000 | $138,000 | $387,000 | $3,000 | $15,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 40 | $5,546,000 | $138,000 | $387,000 | $3,000 | $15,000 |
| Collateral | 1 | $131,000 | $131,000 | $131,000 | $4,000 | $4,000 |
| Other | 1 | $120,000 | $120,000 | $120,000 | $0 | $0 |
| Credit History | 1 | $173,000 | $173,000 | $173,000 | $5,000 | $5,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into James B. Nutter & Co.'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess James B. Nutter & Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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