Jmac Lending, Inc. Mortgage Lending & HMDA Data, 2025

In 2025, Jmac Lending, Inc. of Santa Ana, CA reported 8,061 mortgage applications totaling $3.7 billion, up 65% from 2024. The average application was for $454,397, and applicants reported an average income of $205,670. 66% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (477), Los Angeles-Long Beach-Glendale, CA (457) and Tampa, FL (318) (applications in parentheses).

Mortgage Company & Address Jmac Lending, Inc.
2510 Red Hill Avenue
Santa Ana, CA 92705
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 8,061
Total Mortgage Loan Application Amount $3,662,895,000
Average Mortgage Loan Application Amount $454,397
Highest Mortgage Loan Application Amount $4,205,000
Average Applicant Income $205,670
Highest Applicant Income $9,127,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Jmac Lending, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Jmac Lending, Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 457 $ 311,395,000 $ 681,389 $ 269,000
Maricopa, Arizona 254 $ 121,240,000 $ 477,322 $ 175,000
San Bernardino, California 241 $ 106,685,000 $ 442,676 $ 178,000
Riverside, California 236 $ 118,500,000 $ 502,118 $ 213,000
Palm Beach, Florida 196 $ 93,380,000 $ 476,428 $ 212,000
Orange, California 191 $ 146,605,000 $ 767,565 $ 465,000
Broward, Florida 188 $ 74,750,000 $ 397,606 $ 166,000
San Diego, California 185 $ 136,155,000 $ 735,972 $ 326,000
Hillsborough, Florida 182 $ 65,760,000 $ 361,318 $ 150,000
Miami-Dade, Florida 164 $ 77,020,000 $ 469,634 $ 175,000
Cook, Illinois 158 $ 56,420,000 $ 357,088 $ 176,000
Pinellas, Florida 130 $ 54,130,000 $ 416,384 $ 196,000
Kern, California 103 $ 35,265,000 $ 342,378 $ 124,000
Sacramento, California 103 $ 44,625,000 $ 433,252 $ 188,000
Orange, Florida 101 $ 38,445,000 $ 380,643 $ 155,000
Pasco, Florida 99 $ 30,465,000 $ 307,727 $ 140,000
Fresno, California 95 $ 33,175,000 $ 349,210 $ 319,000
San Joaquin, California 88 $ 35,240,000 $ 400,454 $ 187,000
Polk, Florida 87 $ 23,135,000 $ 265,919 $ 131,000
Harris, Texas 83 $ 24,745,000 $ 298,132 $ 179,000
Lee, Florida 76 $ 21,900,000 $ 288,157 $ 143,000
Manatee, Florida 76 $ 31,280,000 $ 411,578 $ 166,000
Sarasota, Florida 76 $ 31,620,000 $ 416,052 $ 310,000
Salt Lake, Utah 68 $ 36,690,000 $ 539,558 $ 208,000
Stanislaus, California 65 $ 24,365,000 $ 374,846 $ 141,000
Ventura, California 64 $ 44,440,000 $ 694,375 $ 394,000
Placer, California 57 $ 32,075,000 $ 562,719 $ 221,000
Travis, Texas 56 $ 26,380,000 $ 471,071 $ 298,000
Providence, Rhode Island 55 $ 24,005,000 $ 436,454 $ 113,000
St. Lucie, Florida 54 $ 17,850,000 $ 330,555 $ 102,000
Marion, Indiana 53 $ 11,345,000 $ 214,056 $ 104,000
Seminole, Florida 52 $ 17,900,000 $ 344,230 $ 158,000
Pima, Arizona 51 $ 16,355,000 $ 320,686 $ 132,000
Bexar, Texas 51 $ 15,315,000 $ 300,294 $ 125,000
Utah, Utah 49 $ 32,895,000 $ 671,326 $ 263,000
King, Washington 46 $ 31,580,000 $ 686,521 $ 282,000
Contra Costa, California 45 $ 27,085,000 $ 601,888 $ 236,000
Duval, Florida 45 $ 13,235,000 $ 294,111 $ 143,000
Ocean, New Jersey 45 $ 24,375,000 $ 541,666 $ 306,000
Clark, Nevada 44 $ 20,540,000 $ 466,818 $ 211,000
Alameda, California 42 $ 31,630,000 $ 753,095 $ 253,000
Tarrant, Texas 42 $ 13,840,000 $ 329,523 $ 168,000
Volusia, Florida 41 $ 11,375,000 $ 277,439 $ 103,000
Santa Clara, California 40 $ 48,290,000 $ 1,207,250 $ 492,000
Osceola, Florida 39 $ 12,015,000 $ 308,076 $ 150,000
Sonoma, California 38 $ 23,840,000 $ 627,368 $ 203,000
Jackson, Michigan 38 $ 8,570,000 $ 225,526 $ 98,000
Bergen, New Jersey 38 $ 19,880,000 $ 523,157 $ 193,000
Hernando, Florida 37 $ 10,695,000 $ 289,054 $ 101,000
Collin, Texas 36 $ 17,830,000 $ 495,277 $ 209,000
Hudson, New Jersey 35 $ 21,455,000 $ 613,000 $ 161,000
Dallas, Texas 35 $ 15,765,000 $ 450,428 $ 317,000
Will, Illinois 34 $ 12,100,000 $ 355,882 $ 185,000
DuPage, Illinois 33 $ 14,695,000 $ 445,303 $ 322,000
Passaic, New Jersey 33 $ 14,655,000 $ 444,090 $ 157,000
Prince George's, Maryland 30 $ 14,480,000 $ 482,666 $ 140,000
Pinal, Arizona 29 $ 9,925,000 $ 342,241 $ 119,000
Morris, New Jersey 29 $ 15,095,000 $ 520,517 $ 232,000
Madera, California 28 $ 10,080,000 $ 360,000 $ 150,000
Davis, Utah 28 $ 13,700,000 $ 489,285 $ 137,000
Martin, Florida 27 $ 16,745,000 $ 620,185 $ 236,000
Middlesex, New Jersey 26 $ 12,260,000 $ 471,538 $ 173,000
Monmouth, New Jersey 26 $ 15,670,000 $ 602,692 $ 759,000
Dona Ana, New Mexico 26 $ 8,210,000 $ 315,769 $ 140,000
Denton, Texas 26 $ 11,200,000 $ 430,769 $ 171,000
Weber, Utah 26 $ 10,340,000 $ 397,692 $ 122,000
Pierce, Washington 26 $ 14,510,000 $ 558,076 $ 220,000
Marion, Florida 25 $ 6,475,000 $ 259,000 $ 86,000
Essex, Massachusetts 24 $ 14,090,000 $ 587,083 $ 168,000
Lake, Florida 23 $ 8,755,000 $ 380,652 $ 129,000
Montgomery, Pennsylvania 23 $ 8,615,000 $ 374,565 $ 150,000
Snohomish, Washington 23 $ 10,455,000 $ 454,565 $ 158,000
Brevard, Florida 22 $ 9,280,000 $ 421,818 $ 161,000
Worcester, Massachusetts 22 $ 7,030,000 $ 319,545 $ 191,000
Berkeley, South Carolina 22 $ 6,820,000 $ 310,000 $ 107,000
Fort Bend, Texas 22 $ 7,950,000 $ 361,363 $ 160,000
Solano, California 21 $ 10,475,000 $ 498,809 $ 164,000
El Paso, Colorado 21 $ 9,515,000 $ 453,095 $ 162,000
Mesa, Colorado 21 $ 7,655,000 $ 364,523 $ 128,000
Philadelphia, Pennsylvania 21 $ 7,285,000 $ 346,904 $ 138,000
Clark, Washington 21 $ 7,525,000 $ 358,333 $ 308,000
El Dorado, California 20 $ 11,580,000 $ 579,000 $ 207,000
Santa Barbara, California 20 $ 14,800,000 $ 740,000 $ 308,000
Adams, Colorado 20 $ 8,840,000 $ 442,000 $ 159,000
Denver, Colorado 20 $ 7,800,000 $ 390,000 $ 302,000
Fulton, Georgia 20 $ 13,140,000 $ 657,000 $ 380,000
Multnomah, Oregon 20 $ 8,090,000 $ 404,500 $ 164,000
San Luis Obispo, California 19 $ 12,185,000 $ 641,315 $ 318,000
Tulare, California 19 $ 6,225,000 $ 327,631 $ 134,000
Collier, Florida 19 $ 8,315,000 $ 437,631 $ 292,000
San Mateo, California 18 $ 19,840,000 $ 1,102,222 $ 630,000
DeKalb, Georgia 18 $ 5,470,000 $ 303,888 $ 105,000
Gwinnett, Georgia 18 $ 6,170,000 $ 342,777 $ 218,000
Lake, Illinois 18 $ 5,800,000 $ 322,222 $ 149,000
Essex, New Jersey 18 $ 10,750,000 $ 597,222 $ 254,000
Clackamas, Oregon 18 $ 8,310,000 $ 461,666 $ 189,000
Bucks, Pennsylvania 18 $ 7,920,000 $ 440,000 $ 240,000
Chatham, Georgia 17 $ 6,065,000 $ 356,764 $ 161,000
Cobb, Georgia 17 $ 5,415,000 $ 318,529 $ 148,000
McHenry, Illinois 17 $ 4,505,000 $ 265,000 $ 131,000
Allegheny, Pennsylvania 17 $ 5,775,000 $ 339,705 $ 259,000
Otero, New Mexico 16 $ 3,840,000 $ 240,000 $ 125,000
Cowlitz, Washington 16 $ 5,570,000 $ 348,125 $ 118,000
Arapahoe, Colorado 15 $ 8,795,000 $ 586,333 $ 294,000
Middlesex, Massachusetts 15 $ 11,795,000 $ 786,333 $ 269,000
Macomb, Michigan 15 $ 3,145,000 $ 209,666 $ 106,000
Charleston, South Carolina 15 $ 14,005,000 $ 933,666 $ 283,000
Marin, California 14 $ 14,950,000 $ 1,067,857 $ 404,000
Kootenai, Idaho 14 $ 8,680,000 $ 620,000 $ 177,000
Jefferson, Kentucky 14 $ 3,620,000 $ 258,571 $ 100,000
Washington, Oregon 14 $ 6,440,000 $ 460,000 $ 225,000
Merced, California 13 $ 5,065,000 $ 389,615 $ 143,000
Citrus, Florida 13 $ 3,145,000 $ 241,923 $ 81,000
Clay, Florida 13 $ 4,285,000 $ 329,615 $ 113,000
Kane, Illinois 13 $ 4,765,000 $ 366,538 $ 132,000
Hamilton, Indiana 13 $ 3,735,000 $ 287,307 $ 168,000
Suffolk, Massachusetts 13 $ 10,875,000 $ 836,538 $ 650,000
Union, New Jersey 13 $ 7,625,000 $ 586,538 $ 215,000
Lea, New Mexico 13 $ 2,535,000 $ 195,000 $ 319,000
Knox, Tennessee 13 $ 4,555,000 $ 350,384 $ 130,000
Ector, Texas 13 $ 3,735,000 $ 287,307 $ 182,000
Montgomery, Texas 13 $ 4,565,000 $ 351,153 $ 194,000
San Francisco, California 12 $ 13,170,000 $ 1,097,500 $ 523,000
Mecklenburg, North Carolina 12 $ 4,740,000 $ 395,000 $ 173,000
Marion, Oregon 12 $ 5,170,000 $ 430,833 $ 129,000
Hays, Texas 12 $ 4,730,000 $ 394,166 $ 136,000
Wasatch, Utah 12 $ 7,880,000 $ 656,666 $ 249,000
Douglas, Colorado 11 $ 6,775,000 $ 615,909 $ 272,000
Washoe, Nevada 11 $ 6,255,000 $ 568,636 $ 366,000
Richland, South Carolina 11 $ 2,685,000 $ 244,090 $ 109,000
Midland, Texas 11 $ 4,835,000 $ 439,545 $ 191,000
Cochise, Arizona 10 $ 2,640,000 $ 264,000 $ 128,000
Yavapai, Arizona 10 $ 5,620,000 $ 562,000 $ 242,000
Jefferson, Colorado 10 $ 4,650,000 $ 465,000 $ 158,000
Clayton, Georgia 10 $ 2,390,000 $ 239,000 $ 81,000
Henry, Georgia 10 $ 2,830,000 $ 283,000 $ 96,000
Ada, Idaho 10 $ 5,640,000 $ 564,000 $ 159,000
Kent, Michigan 10 $ 2,800,000 $ 280,000 $ 187,000
Oakland, Michigan 10 $ 3,490,000 $ 349,000 $ 194,000
Somerset, New Jersey 10 $ 7,440,000 $ 744,000 $ 244,000
Dorchester, South Carolina 10 $ 2,920,000 $ 292,000 $ 111,000
Horry, South Carolina 10 $ 6,980,000 $ 698,000 $ 93,000
Galveston, Texas 10 $ 3,190,000 $ 319,000 $ 169,000
Fairfax, Virginia 10 $ 6,870,000 $ 687,000 $ 445,000
Thurston, Washington 10 $ 5,300,000 $ 530,000 $ 188,000
Yolo, California 9 $ 4,395,000 $ 488,333 $ 188,000
Yuba, California 9 $ 3,815,000 $ 423,888 $ 148,000
Alachua, Florida 9 $ 1,615,000 $ 179,444 $ 82,000
St. Johns, Florida 9 $ 4,855,000 $ 539,444 $ 167,000
Plymouth, Massachusetts 9 $ 5,205,000 $ 578,333 $ 248,000
Sussex, New Jersey 9 $ 3,975,000 $ 441,666 $ 163,000
Cuyahoga, Ohio 9 $ 1,415,000 $ 157,222 $ 174,000
Franklin, Ohio 9 $ 1,685,000 $ 187,222 $ 96,000
York, South Carolina 9 $ 2,955,000 $ 328,333 $ 173,000
Bell, Texas 9 $ 3,145,000 $ 349,444 $ 88,000
Summit, Utah 9 $ 17,065,000 $ 1,896,111 $ 1,568,000
Chesterfield, Virginia 9 $ 2,895,000 $ 321,666 $ 144,000
Henrico, Virginia 9 $ 2,305,000 $ 256,111 $ 115,000
Kitsap, Washington 9 $ 5,245,000 $ 582,777 $ 173,000
Santa Cruz, California 8 $ 4,180,000 $ 522,500 $ 226,000
Boulder, Colorado 8 $ 4,330,000 $ 541,250 $ 508,000
Bay, Florida 8 $ 2,320,000 $ 290,000 $ 193,000
Flagler, Florida 8 $ 2,720,000 $ 340,000 $ 157,000
Cherokee, Georgia 8 $ 2,830,000 $ 353,750 $ 236,000
Hall, Georgia 8 $ 2,800,000 $ 350,000 $ 152,000
Johnson, Indiana 8 $ 2,470,000 $ 308,750 $ 81,000
Barnstable, Massachusetts 8 $ 3,040,000 $ 380,000 $ 231,000
Hampden, Massachusetts 8 $ 2,350,000 $ 293,750 $ 141,000
Norfolk, Massachusetts 8 $ 3,810,000 $ 476,250 $ 175,000
Ingham, Michigan 8 $ 1,780,000 $ 222,500 $ 102,000
Livingston, Michigan 8 $ 3,040,000 $ 380,000 $ 133,000
Mercer, New Jersey 8 $ 2,920,000 $ 365,000 $ 122,000
Deschutes, Oregon 8 $ 4,910,000 $ 613,750 $ 284,000
Beaver, Pennsylvania 8 $ 1,140,000 $ 142,500 $ 108,000
Delaware, Pennsylvania 8 $ 2,140,000 $ 267,500 $ 269,000
Sumner, Tennessee 8 $ 3,010,000 $ 376,250 $ 106,000
Johnson, Texas 8 $ 2,170,000 $ 271,250 $ 113,000
Williamson, Texas 8 $ 3,870,000 $ 483,750 $ 446,000
Prince William, Virginia 8 $ 3,540,000 $ 442,500 $ 135,000
Mobile, Alabama 7 $ 2,955,000 $ 422,142 $ 175,000
Napa, California 7 $ 3,335,000 $ 476,428 $ 414,000
Nevada, California 7 $ 3,015,000 $ 430,714 $ 171,000
Tuolumne, California 7 $ 2,315,000 $ 330,714 $ 106,000
Hendry, Florida 7 $ 2,555,000 $ 365,000 $ 115,000
Leon, Florida 7 $ 2,655,000 $ 379,285 $ 128,000
Walton, Florida 7 $ 2,105,000 $ 300,714 $ 131,000
Hendricks, Indiana 7 $ 2,155,000 $ 307,857 $ 117,000
Baltimore, Maryland 7 $ 2,435,000 $ 347,857 $ 68,000
Douglas, Oregon 7 $ 2,125,000 $ 303,571 $ 97,000
Polk, Oregon 7 $ 3,195,000 $ 456,428 $ 144,000
Butler, Pennsylvania 7 $ 2,255,000 $ 322,142 $ 117,000
Orangeburg, South Carolina 7 $ 1,125,000 $ 160,714 $ 81,000
Ellis, Texas 7 $ 2,285,000 $ 326,428 $ 136,000
Cache, Utah 7 $ 2,275,000 $ 325,000 $ 227,000
Tooele, Utah 7 $ 3,085,000 $ 440,714 $ 91,000
Spokane, Washington 7 $ 2,675,000 $ 382,142 $ 166,000
Coconino, Arizona 6 $ 2,820,000 $ 470,000 $ 235,000
Navajo, Arizona 6 $ 1,740,000 $ 290,000 $ 71,000
Mono, California 6 $ 3,670,000 $ 611,666 $ 374,000
Monterey, California 6 $ 7,330,000 $ 1,221,666 $ 803,000
Shasta, California 6 $ 2,030,000 $ 338,333 $ 104,000
Eagle, Colorado 6 $ 8,850,000 $ 1,475,000 $ 1,285,000
Weld, Colorado 6 $ 2,080,000 $ 346,666 $ 129,000
Charlotte, Florida 6 $ 1,480,000 $ 246,666 $ 49,000
Forsyth, Georgia 6 $ 2,920,000 $ 486,666 $ 257,000
Newton, Georgia 6 $ 1,750,000 $ 291,666 $ 122,000
Baltimore City, Maryland 6 $ 2,710,000 $ 451,666 $ 95,000
Charles, Maryland 6 $ 3,290,000 $ 548,333 $ 172,000
Montgomery, Maryland 6 $ 2,350,000 $ 391,666 $ 130,000
Washtenaw, Michigan 6 $ 2,590,000 $ 431,666 $ 210,000
Gallatin, Montana 6 $ 2,550,000 $ 425,000 $ 102,000
Burlington, New Jersey 6 $ 2,390,000 $ 398,333 $ 172,000
Union, North Carolina 6 $ 1,460,000 $ 243,333 $ 209,000
Yamhill, Oregon 6 $ 3,230,000 $ 538,333 $ 190,000
Davidson, Tennessee 6 $ 2,160,000 $ 360,000 $ 282,000
Comal, Texas 6 $ 2,910,000 $ 485,000 $ 175,000
Guadalupe, Texas 6 $ 1,680,000 $ 280,000 $ 70,000
Kaufman, Texas 6 $ 2,100,000 $ 350,000 $ 220,000
Apache, Arizona 5 $ 2,485,000 $ 497,000 $ 560,000
Butte, California 5 $ 1,405,000 $ 281,000 $ 135,000
Kings, California 5 $ 1,475,000 $ 295,000 $ 107,000
Capitol Planning Region, Connecticut 5 $ 1,395,000 $ 279,000 $ 151,000
Indian River, Florida 5 $ 1,765,000 $ 353,000 $ 123,000
Carroll, Georgia 5 $ 1,345,000 $ 269,000 $ 297,000
Richmond, Georgia 5 $ 1,675,000 $ 335,000 $ 149,000
Boone, Illinois 5 $ 1,365,000 $ 273,000 $ 125,000
Lawrence, Indiana 5 $ 895,000 $ 179,000 $ 74,000
Porter, Indiana 5 $ 1,625,000 $ 325,000 $ 89,000
Calhoun, Michigan 5 $ 1,005,000 $ 201,000 $ 87,000
Genesee, Michigan 5 $ 1,005,000 $ 201,000 $ 117,000
Wayne, Michigan 5 $ 1,585,000 $ 317,000 $ 121,000
Hillsborough, New Hampshire 5 $ 2,445,000 $ 489,000 $ 156,000
Rockingham, New Hampshire 5 $ 2,685,000 $ 537,000 $ 187,000
Hunterdon, New Jersey 5 $ 3,455,000 $ 691,000 $ 377,000
Warren, New Jersey 5 $ 1,465,000 $ 293,000 $ 87,000
Chester, Pennsylvania 5 $ 2,585,000 $ 517,000 $ 225,000
Kent, Rhode Island 5 $ 1,905,000 $ 381,000 $ 104,000
Hamilton, Tennessee 5 $ 1,415,000 $ 283,000 $ 87,000
Sevier, Tennessee 5 $ 1,545,000 $ 309,000 $ 253,000
Brazoria, Texas 5 $ 2,295,000 $ 459,000 $ 177,000
Parker, Texas 5 $ 1,575,000 $ 315,000 $ 103,000
Uintah, Utah 5 $ 1,295,000 $ 259,000 $ 111,000
Benton, Washington 5 $ 1,785,000 $ 357,000 $ 130,000
Island, Washington 5 $ 2,395,000 $ 479,000 $ 231,000
Jefferson, Alabama 4 $ 900,000 $ 225,000 $ 122,000
Gila, Arizona 4 $ 2,370,000 $ 592,500 $ 278,000
Amador, California 4 $ 2,280,000 $ 570,000 $ 198,000
Calaveras, California 4 $ 2,010,000 $ 502,500 $ 225,000
Sutter, California 4 $ 2,080,000 $ 520,000 $ 527,000
Summit, Colorado 4 $ 3,490,000 $ 872,500 $ 309,000
Gilchrist, Florida 4 $ 1,540,000 $ 385,000 $ 125,000
Highlands, Florida 4 $ 760,000 $ 190,000 $ 110,000
Monroe, Florida 4 $ 1,640,000 $ 410,000 $ 222,000
Okaloosa, Florida 4 $ 2,090,000 $ 522,500 $ 168,000
Sumter, Florida 4 $ 1,470,000 $ 367,500 $ 136,000
Dawson, Georgia 4 $ 2,510,000 $ 627,500 $ 205,000
Liberty, Georgia 4 $ 1,030,000 $ 257,500 $ 77,000
Bonner, Idaho 4 $ 2,080,000 $ 520,000 $ 162,000
Canyon, Idaho 4 $ 1,220,000 $ 305,000 $ 90,000
Kendall, Illinois 4 $ 1,300,000 $ 325,000 $ 215,000
Hancock, Indiana 4 $ 1,190,000 $ 297,500 $ 242,000
Harrison, Indiana 4 $ 860,000 $ 215,000 $ 56,000
Morgan, Indiana 4 $ 1,140,000 $ 285,000 $ 83,000
Calvert, Maryland 4 $ 2,590,000 $ 647,500 $ 327,000
Bristol, Massachusetts 4 $ 2,070,000 $ 517,500 $ 121,000
Grand Traverse, Michigan 4 $ 1,550,000 $ 387,500 $ 125,000
Hillsdale, Michigan 4 $ 900,000 $ 225,000 $ 94,000
Lyon, Nevada 4 $ 1,300,000 $ 325,000 $ 87,000
Camden, New Jersey 4 $ 1,700,000 $ 425,000 $ 196,000
Cape May, New Jersey 4 $ 3,550,000 $ 887,500 $ 1,373,000
Hamilton, Ohio 4 $ 650,000 $ 162,500 $ 71,000
Berks, Pennsylvania 4 $ 910,000 $ 227,500 $ 93,000
Monroe, Pennsylvania 4 $ 1,320,000 $ 330,000 $ 157,000
Northampton, Pennsylvania 4 $ 1,310,000 $ 327,500 $ 104,000
Beaufort, South Carolina 4 $ 1,410,000 $ 352,500 $ 131,000
Lexington, South Carolina 4 $ 1,350,000 $ 337,500 $ 149,000
Pickens, South Carolina 4 $ 380,000 $ 95,000 $ 56,000
Rutherford, Tennessee 4 $ 2,040,000 $ 510,000 $ 176,000
Rockwall, Texas 4 $ 1,210,000 $ 302,500 $ 200,000
Washington, Utah 4 $ 1,790,000 $ 447,500 $ 265,000
James City, Virginia 4 $ 1,140,000 $ 285,000 $ 109,000
Mason, Washington 4 $ 1,350,000 $ 337,500 $ 99,000
Walla Walla, Washington 4 $ 1,910,000 $ 477,500 $ 158,000
Whatcom, Washington 4 $ 2,050,000 $ 512,500 $ 176,000
Mohave, Arizona 3 $ 715,000 $ 238,333 $ 68,000
Santa Cruz, Arizona 3 $ 875,000 $ 291,666 $ 177,000
Lake, California 3 $ 935,000 $ 311,666 $ 129,000
Lassen, California 3 $ 375,000 $ 125,000 $ 36,000
San Benito, California 3 $ 2,945,000 $ 981,666 $ 367,000
Larimer, Colorado 3 $ 785,000 $ 261,666 $ 141,000
Naugatuck Valley Planning Region, Connecticut 3 $ 945,000 $ 315,000 $ 103,000
Southeastern Connecticut Planning Region, Connecticut 3 $ 1,055,000 $ 351,666 $ 104,000
Western Connecticut Planning Region, Connecticut 3 $ 1,445,000 $ 481,666 $ 137,000
Jackson, Florida 3 $ 485,000 $ 161,666 $ 110,000
Putnam, Florida 3 $ 595,000 $ 198,333 $ 79,000
Wakulla, Florida 3 $ 1,105,000 $ 368,333 $ 106,000
Barrow, Georgia 3 $ 875,000 $ 291,666 $ 70,000
Bartow, Georgia 3 $ 795,000 $ 265,000 $ 59,000
Clarke, Georgia 3 $ 615,000 $ 205,000 $ 161,000
Paulding, Georgia 3 $ 1,215,000 $ 405,000 $ 193,000
Rockdale, Georgia 3 $ 665,000 $ 221,666 $ 80,000
Bonneville, Idaho 3 $ 1,145,000 $ 381,666 $ 236,000
Valley, Idaho 3 $ 875,000 $ 291,666 $ 80,000
Winnebago, Illinois 3 $ 685,000 $ 228,333 $ 151,000
Bartholomew, Indiana 3 $ 565,000 $ 188,333 $ 75,000
Lake, Indiana 3 $ 1,055,000 $ 351,666 $ 105,000
Madison, Indiana 3 $ 975,000 $ 325,000 $ 114,000
Monroe, Indiana 3 $ 695,000 $ 231,666 $ 94,000
Orange, Indiana 3 $ 685,000 $ 228,333 $ 69,000
Howard, Maryland 3 $ 1,825,000 $ 608,333 $ 139,000
Churchill, Nevada 3 $ 885,000 $ 295,000 $ 98,000
Cumberland, New Jersey 3 $ 945,000 $ 315,000 $ 89,000
Bernalillo, New Mexico 3 $ 1,045,000 $ 348,333 $ 99,000
Santa Fe, New Mexico 3 $ 2,035,000 $ 678,333 $ 397,000
Alamance, North Carolina 3 $ 555,000 $ 185,000 $ 80,000
Cleveland, North Carolina 3 $ 565,000 $ 188,333 $ 108,000
Iredell, North Carolina 3 $ 735,000 $ 245,000 $ 100,000
Lincoln, North Carolina 3 $ 1,135,000 $ 378,333 $ 182,000
Wake, North Carolina 3 $ 1,465,000 $ 488,333 $ 247,000
Montgomery, Ohio 3 $ 545,000 $ 181,666 $ 83,000
Jackson, Oregon 3 $ 725,000 $ 241,666 $ 91,000
Linn, Oregon 3 $ 1,415,000 $ 471,666 $ 182,000
Dauphin, Pennsylvania 3 $ 695,000 $ 231,666 $ 96,000
Fayette, Pennsylvania 3 $ 555,000 $ 185,000 $ 47,000
Lackawanna, Pennsylvania 3 $ 915,000 $ 305,000 $ 149,000
Lancaster, Pennsylvania 3 $ 1,035,000 $ 345,000 $ 131,000
Lehigh, Pennsylvania 3 $ 775,000 $ 258,333 $ 52,000
Luzerne, Pennsylvania 3 $ 545,000 $ 181,666 $ 148,000
Washington, Pennsylvania 3 $ 845,000 $ 281,666 $ 138,000
Westmoreland, Pennsylvania 3 $ 1,225,000 $ 408,333 $ 127,000
Aiken, South Carolina 3 $ 675,000 $ 225,000 $ 92,000
Anderson, Tennessee 3 $ 1,065,000 $ 355,000 $ 189,000
Montgomery, Tennessee 3 $ 785,000 $ 261,666 $ 73,000
Brazos, Texas 3 $ 955,000 $ 318,333 $ 127,000
El Paso, Texas 3 $ 595,000 $ 198,333 $ 80,000
Henderson, Texas 3 $ 1,115,000 $ 371,666 $ 133,000
Hood, Texas 3 $ 715,000 $ 238,333 $ 198,000
Jefferson, Texas 3 $ 505,000 $ 168,333 $ 100,000
Potter, Texas 3 $ 735,000 $ 245,000 $ 81,000
Waller, Texas 3 $ 905,000 $ 301,666 $ 129,000
Webb, Texas 3 $ 3,025,000 $ 1,008,333 $ 830,000
Wilson, Texas 3 $ 1,225,000 $ 408,333 $ 170,000
Duchesne, Utah 3 $ 1,185,000 $ 395,000 $ 131,000
Newport News, Virginia 3 $ 815,000 $ 271,666 $ 298,000
Stafford, Virginia 3 $ 1,095,000 $ 365,000 $ 84,000
Milwaukee, Wisconsin 3 $ 675,000 $ 225,000 $ 369,000
Lauderdale, Alabama 2 $ 170,000 $ 85,000 $ 41,000
Madison, Alabama 2 $ 270,000 $ 135,000 $ 0
Tuscaloosa, Alabama 2 $ 690,000 $ 345,000 $ 328,000
Graham, Arizona 2 $ 530,000 $ 265,000 $ 100,000
Humboldt, California 2 $ 660,000 $ 330,000 $ 88,000
Imperial, California 2 $ 450,000 $ 225,000 $ 0
Broomfield, Colorado 2 $ 1,340,000 $ 670,000 $ 204,000
Grand, Colorado 2 $ 440,000 $ 220,000 $ 124,000
La Plata, Colorado 2 $ 1,210,000 $ 605,000 $ 280,000
Montezuma, Colorado 2 $ 520,000 $ 260,000 $ 103,000
Lower Connecticut River Valley Planning Region, Connecticut 2 $ 1,070,000 $ 535,000 $ 265,000
South Central Connecticut Planning Region, Connecticut 2 $ 840,000 $ 420,000 $ 184,000
Columbia, Florida 2 $ 790,000 $ 395,000 $ 132,000
Escambia, Florida 2 $ 2,230,000 $ 1,115,000 $ 7,174,000
Glades, Florida 2 $ 650,000 $ 325,000 $ 75,000
Madison, Florida 2 $ 280,000 $ 140,000 $ 134,000
Nassau, Florida 2 $ 460,000 $ 230,000 $ 61,000
Okeechobee, Florida 2 $ 590,000 $ 295,000 $ 75,000
Santa Rosa, Florida 2 $ 1,140,000 $ 570,000 $ 851,000
Bibb, Georgia 2 $ 450,000 $ 225,000 $ 83,000
Bryan, Georgia 2 $ 790,000 $ 395,000 $ 154,000
Columbia, Georgia 2 $ 720,000 $ 360,000 $ 109,000
Coweta, Georgia 2 $ 890,000 $ 445,000 $ 0
Fannin, Georgia 2 $ 710,000 $ 355,000 $ 0
Fayette, Georgia 2 $ 600,000 $ 300,000 $ 300,000
Jackson, Georgia 2 $ 600,000 $ 300,000 $ 86,000
Lumpkin, Georgia 2 $ 710,000 $ 355,000 $ 334,000
Oconee, Georgia 2 $ 290,000 $ 145,000 $ 508,000
Pickens, Georgia 2 $ 720,000 $ 360,000 $ 110,000
Spalding, Georgia 2 $ 390,000 $ 195,000 $ 78,000
Sumter, Georgia 2 $ 190,000 $ 95,000 $ 88,000
Shoshone, Idaho 2 $ 750,000 $ 375,000 $ 92,000
St. Clair, Illinois 2 $ 390,000 $ 195,000 $ 68,000
Montgomery, Indiana 2 $ 330,000 $ 165,000 $ 66,000
Oldham, Kentucky 2 $ 650,000 $ 325,000 $ 131,000
Scott, Kentucky 2 $ 550,000 $ 275,000 $ 79,000
Shelby, Kentucky 2 $ 550,000 $ 275,000 $ 100,000
Anne Arundel, Maryland 2 $ 490,000 $ 245,000 $ 103,000
Worcester, Maryland 2 $ 1,230,000 $ 615,000 $ 379,000
Kalkaska, Michigan 2 $ 750,000 $ 375,000 $ 306,000
Ottawa, Michigan 2 $ 630,000 $ 315,000 $ 193,000
Saginaw, Michigan 2 $ 360,000 $ 180,000 $ 58,000
Shiawassee, Michigan 2 $ 340,000 $ 170,000 $ 99,000
Wexford, Michigan 2 $ 510,000 $ 255,000 $ 94,000
Carver, Minnesota 2 $ 680,000 $ 340,000 $ 118,000
Dakota, Minnesota 2 $ 250,000 $ 125,000 $ 148,000
Olmsted, Minnesota 2 $ 710,000 $ 355,000 $ 140,000
Ramsey, Minnesota 2 $ 170,000 $ 85,000 $ 88,000
Washington, Minnesota 2 $ 320,000 $ 160,000 $ 149,000
Lewis and Clark, Montana 2 $ 380,000 $ 190,000 $ 138,000
Douglas, Nevada 2 $ 4,150,000 $ 2,075,000 $ 2,443,000
Belknap, New Hampshire 2 $ 1,120,000 $ 560,000 $ 213,000
Merrimack, New Hampshire 2 $ 1,130,000 $ 565,000 $ 187,000
Gloucester, New Jersey 2 $ 460,000 $ 230,000 $ 191,000
Salem, New Jersey 2 $ 280,000 $ 140,000 $ 84,000
Eddy, New Mexico 2 $ 330,000 $ 165,000 $ 96,000
Valencia, New Mexico 2 $ 360,000 $ 180,000 $ 95,000
Currituck, North Carolina 2 $ 740,000 $ 370,000 $ 126,000
Gaston, North Carolina 2 $ 850,000 $ 425,000 $ 129,000
Guilford, North Carolina 2 $ 370,000 $ 185,000 $ 88,000
Johnston, North Carolina 2 $ 450,000 $ 225,000 $ 66,000
Randolph, North Carolina 2 $ 270,000 $ 135,000 $ 110,000
Rowan, North Carolina 2 $ 470,000 $ 235,000 $ 56,000
Athens, Ohio 2 $ 170,000 $ 85,000 $ 65,000
Summit, Ohio 2 $ 500,000 $ 250,000 $ 161,000
Coos, Oregon 2 $ 650,000 $ 325,000 $ 102,000
Josephine, Oregon 2 $ 420,000 $ 210,000 $ 97,000
Armstrong, Pennsylvania 2 $ 640,000 $ 320,000 $ 105,000
Carbon, Pennsylvania 2 $ 400,000 $ 200,000 $ 72,000
Clarion, Pennsylvania 2 $ 700,000 $ 350,000 $ 122,000
Franklin, Pennsylvania 2 $ 510,000 $ 255,000 $ 72,000
Venango, Pennsylvania 2 $ 480,000 $ 240,000 $ 89,000
Anderson, South Carolina 2 $ 990,000 $ 495,000 $ 121,000
Cherokee, South Carolina 2 $ 170,000 $ 85,000 $ 63,000
Chester, South Carolina 2 $ 410,000 $ 205,000 $ 71,000
Fairfield, South Carolina 2 $ 190,000 $ 95,000 $ 64,000
Kershaw, South Carolina 2 $ 340,000 $ 170,000 $ 78,000
Spartanburg, South Carolina 2 $ 540,000 $ 270,000 $ 56,000
Bedford, Tennessee 2 $ 460,000 $ 230,000 $ 93,000
Blount, Tennessee 2 $ 470,000 $ 235,000 $ 157,000
Cheatham, Tennessee 2 $ 700,000 $ 350,000 $ 135,000
Hardeman, Tennessee 2 $ 190,000 $ 95,000 $ 39,000
Loudon, Tennessee 2 $ 1,010,000 $ 505,000 $ 173,000
Maury, Tennessee 2 $ 760,000 $ 380,000 $ 81,000
Trousdale, Tennessee 2 $ 490,000 $ 245,000 $ 118,000
Williamson, Tennessee 2 $ 980,000 $ 490,000 $ 158,000
Cameron, Texas 2 $ 2,020,000 $ 1,010,000 $ 807,000
Freestone, Texas 2 $ 440,000 $ 220,000 $ 51,000
Gaines, Texas 2 $ 240,000 $ 120,000 $ 152,000
Gregg, Texas 2 $ 450,000 $ 225,000 $ 59,000
Hidalgo, Texas 2 $ 530,000 $ 265,000 $ 103,000
Kendall, Texas 2 $ 1,350,000 $ 675,000 $ 184,000
Liberty, Texas 2 $ 560,000 $ 280,000 $ 548,000
Llano, Texas 2 $ 350,000 $ 175,000 $ 161,000
Lubbock, Texas 2 $ 310,000 $ 155,000 $ 104,000
McLennan, Texas 2 $ 390,000 $ 195,000 $ 126,000
Montague, Texas 2 $ 650,000 $ 325,000 $ 185,000
Nueces, Texas 2 $ 690,000 $ 345,000 $ 385,000
Orange, Texas 2 $ 560,000 $ 280,000 $ 115,000
Taylor, Texas 2 $ 610,000 $ 305,000 $ 111,000
Sanpete, Utah 2 $ 890,000 $ 445,000 $ 125,000
Amherst, Virginia 2 $ 500,000 $ 250,000 $ 60,000
Chesapeake, Virginia 2 $ 200,000 $ 100,000 $ 50,000
Hampton, Virginia 2 $ 450,000 $ 225,000 $ 147,000
Loudoun, Virginia 2 $ 1,710,000 $ 855,000 $ 159,000
Nelson, Virginia 2 $ 860,000 $ 430,000 $ 201,000
Spotsylvania, Virginia 2 $ 800,000 $ 400,000 $ 0
Clallam, Washington 2 $ 330,000 $ 165,000 $ 83,000
Grays Harbor, Washington 2 $ 430,000 $ 215,000 $ 57,000
Klickitat, Washington 2 $ 1,060,000 $ 530,000 $ 215,000
Lewis, Washington 2 $ 820,000 $ 410,000 $ 223,000
Pend Oreille, Washington 2 $ 550,000 $ 275,000 $ 125,000
Skagit, Washington 2 $ 740,000 $ 370,000 $ 179,000
Marquette, Wisconsin 2 $ 590,000 $ 295,000 $ 108,000
Waukesha, Wisconsin 2 $ 700,000 $ 350,000 $ 107,000
Baldwin, Alabama 1 $ 305,000 $ 305,000 $ 0
Blount, Alabama 1 $ 265,000 $ 265,000 $ 114,000
Cullman, Alabama 1 $ 205,000 $ 205,000 $ 70,000
Lee, Alabama 1 $ 185,000 $ 185,000 $ 0
Morgan, Alabama 1 $ 695,000 $ 695,000 $ 396,000
St. Clair, Alabama 1 $ 395,000 $ 395,000 $ 117,000
Colusa, California 1 $ 445,000 $ 445,000 $ 108,000
Mendocino, California 1 $ 475,000 $ 475,000 $ 295,000
Alamosa, Colorado 1 $ 325,000 $ 325,000 $ 141,000
Chaffee, Colorado 1 $ 405,000 $ 405,000 $ 70,000
Elbert, Colorado 1 $ 825,000 $ 825,000 $ 295,000
Fremont, Colorado 1 $ 275,000 $ 275,000 $ 80,000
Gunnison, Colorado 1 $ 485,000 $ 485,000 $ 620,000
Routt, Colorado 1 $ 2,325,000 $ 2,325,000 $ 550,000
San Miguel, Colorado 1 $ 3,075,000 $ 3,075,000 $ 0
Greater Bridgeport Planning Region, Connecticut 1 $ 545,000 $ 545,000 $ 124,000
Northeastern Connecticut Planning Region, Connecticut 1 $ 355,000 $ 355,000 $ 134,000
Northwest Hills Planning Region, Connecticut 1 $ 265,000 $ 265,000 $ 60,000
New Castle, Delaware 1 $ 215,000 $ 215,000 $ 0
District of Columbia, District Of Columbia 1 $ 645,000 $ 645,000 $ 160,000
Baker, Florida 1 $ 305,000 $ 305,000 $ 225,000
Calhoun, Florida 1 $ 425,000 $ 425,000 $ 126,000
Levy, Florida 1 $ 265,000 $ 265,000 $ 76,000
Suwannee, Florida 1 $ 105,000 $ 105,000 $ 180,000
Bulloch, Georgia 1 $ 215,000 $ 215,000 $ 59,000
Crawford, Georgia 1 $ 395,000 $ 395,000 $ 72,000
Douglas, Georgia 1 $ 275,000 $ 275,000 $ 90,000
Effingham, Georgia 1 $ 265,000 $ 265,000 $ 463,000
Glynn, Georgia 1 $ 165,000 $ 165,000 $ 0
Houston, Georgia 1 $ 385,000 $ 385,000 $ 241,000
Jasper, Georgia 1 $ 155,000 $ 155,000 $ 0
Lowndes, Georgia 1 $ 275,000 $ 275,000 $ 63,000
Peach, Georgia 1 $ 205,000 $ 205,000 $ 77,000
Polk, Georgia 1 $ 245,000 $ 245,000 $ 72,000
Screven, Georgia 1 $ 215,000 $ 215,000 $ 85,000
Thomas, Georgia 1 $ 125,000 $ 125,000 $ 29,000
Toombs, Georgia 1 $ 225,000 $ 225,000 $ 101,000
Walker, Georgia 1 $ 245,000 $ 245,000 $ 73,000
Walton, Georgia 1 $ 225,000 $ 225,000 $ 65,000
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Mortgage Loan Application Detail Totals for Jmac Lending, Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,841 $2,629,085,000 $450,000 $4,005,000 $189,000 $9,127,000
Cash-out Refinancing 1,495 $629,665,000 $421,000 $3,665,000 $243,000 $7,962,000
Refinancing 725 $404,145,000 $557,000 $4,205,000 $263,000 $6,786,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,399 $1,595,945,000 $469,000 $3,715,000 $221,000 $9,127,000
Hispanic 2,200 $889,020,000 $404,000 $3,755,000 $156,000 $4,869,000
Not Provided 1,037 $503,545,000 $485,000 $4,005,000 $233,000 $5,174,000
Asian 794 $431,330,000 $543,000 $2,505,000 $272,000 $4,629,000
Black or African American 581 $216,285,000 $372,000 $2,165,000 $145,000 $3,229,000
American Indian or Alaskan Native 33 $19,125,000 $579,000 $4,205,000 $286,000 $2,642,000
Native Hawaiian or Other Pacific Islander 17 $7,645,000 $449,000 $775,000 $180,000 $530,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,541 $2,663,595,000 $480,000 $4,205,000 $249,000 $9,127,000
FHA-insured (Federal Housing Administration) 2,097 $821,685,000 $391,000 $1,225,000 $116,000 $734,000
VA-guaranteed (Veterans Administration) 356 $159,750,000 $448,000 $1,275,000 $126,000 $686,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 67 $17,865,000 $266,000 $655,000 $85,000 $173,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,353 $2,386,945,000 $445,000 $4,005,000 $206,000 $9,127,000
Application Withdrawn By Applicant 2,126 $1,020,110,000 $479,000 $4,205,000 $205,000 $5,196,000
Application Denied By Financial Institution 322 $133,220,000 $413,000 $3,665,000 $176,000 $2,371,000
File Closed For Incompleteness 259 $122,375,000 $472,000 $4,005,000 $195,000 $1,476,000
Application Approved But Not Accepted 1 $245,000 $245,000 $245,000 $718,000 $718,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,739 $3,529,675,000 $456,000 $4,205,000 $205,000 $9,127,000
Debt-To-Income Ratio 115 $51,255,000 $445,000 $3,665,000 $135,000 $1,789,000
Collateral 76 $28,180,000 $370,000 $1,635,000 $275,000 $2,371,000
Other 45 $20,425,000 $453,000 $2,275,000 $210,000 $1,906,000
Credit History 42 $16,510,000 $393,000 $1,955,000 $163,000 $1,077,000
Unverifiable Information 28 $11,480,000 $410,000 $1,415,000 $141,000 $483,000
Insufficient Cash (Downpayment, Closing Cost) 9 $2,655,000 $295,000 $485,000 $71,000 $183,000
Employment History 5 $1,735,000 $347,000 $575,000 $89,000 $248,000
Credit Application Incomplete 2 $980,000 $490,000 $575,000 $232,000 $354,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Jmac Lending, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Jmac Lending, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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