Lake Michigan Credit Union
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Lake Michigan Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Lake Michigan Credit Union Po Box 2848 Grand Rapids, MI 49501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 20,135 |
| Total Mortgage Loan Application Amount | $3,493,875,000 |
| Average Mortgage Loan Application Amount | $129,833 |
| Highest Mortgage Loan Application Amount | $7,095,000 |
| Average Applicant Income | $121,166 |
| Highest Applicant Income | $4,609,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent County Michigan | 6,338 | $ 884,320,000 | $ 139,000 | $ 97,000 |
| Ottawa County Michigan | 2,811 | $ 409,455,000 | $ 145,000 | $ 94,000 |
| Oakland County Michigan | 1,555 | $ 407,365,000 | $ 261,000 | $ 149,000 |
| Kalamazoo County Michigan | 1,109 | $ 174,765,000 | $ 157,000 | $ 102,000 |
| Muskegon County Michigan | 912 | $ 115,400,000 | $ 126,000 | $ 80,000 |
| Wayne County Michigan | 866 | $ 157,970,000 | $ 182,000 | $ 113,000 |
| Allegan County Michigan | 704 | $ 106,630,000 | $ 151,000 | $ 93,000 |
| Macomb County Michigan | 612 | $ 128,070,000 | $ 209,000 | $ 118,000 |
| Collier County Florida | 493 | $ 179,515,000 | $ 364,000 | $ 217,000 |
| Grand Traverse County Michigan | 451 | $ 87,735,000 | $ 194,000 | $ 128,000 |
| Lee County Florida | 422 | $ 124,250,000 | $ 294,000 | $ 169,000 |
| Barry County Michigan | 340 | $ 54,330,000 | $ 159,000 | $ 95,000 |
| Livingston County Michigan | 333 | $ 83,785,000 | $ 251,000 | $ 132,000 |
| Washtenaw County Michigan | 242 | $ 70,500,000 | $ 291,000 | $ 153,000 |
| Van Buren County Michigan | 220 | $ 37,090,000 | $ 168,000 | $ 99,000 |
| Saginaw County Michigan | 190 | $ 21,430,000 | $ 112,000 | $ 77,000 |
| Genesee County Michigan | 184 | $ 31,100,000 | $ 169,000 | $ 107,000 |
| Ingham County Michigan | 161 | $ 20,625,000 | $ 128,000 | $ 80,000 |
| Newaygo County Michigan | 160 | $ 19,470,000 | $ 121,000 | $ 75,000 |
| Leelanau County Michigan | 152 | $ 41,230,000 | $ 271,000 | $ 139,000 |
| Ionia County Michigan | 145 | $ 20,415,000 | $ 140,000 | $ 76,000 |
| Montcalm County Michigan | 121 | $ 12,975,000 | $ 107,000 | $ 79,000 |
| Charlotte County Florida | 95 | $ 20,795,000 | $ 218,000 | $ 123,000 |
| Antrim County Michigan | 71 | $ 13,955,000 | $ 196,000 | $ 166,000 |
| Oceana County Michigan | 69 | $ 10,465,000 | $ 151,000 | $ 105,000 |
| Lapeer County Michigan | 62 | $ 15,230,000 | $ 245,000 | $ 147,000 |
| Charlevoix County Michigan | 61 | $ 11,895,000 | $ 195,000 | $ 137,000 |
| Calhoun County Michigan | 60 | $ 7,880,000 | $ 131,000 | $ 91,000 |
| Mecosta County Michigan | 59 | $ 7,735,000 | $ 131,000 | $ 99,000 |
| Berrien County Michigan | 57 | $ 11,595,000 | $ 203,000 | $ 127,000 |
| St. Clair County Michigan | 57 | $ 10,865,000 | $ 190,000 | $ 86,000 |
| Clinton County Michigan | 51 | $ 10,335,000 | $ 202,000 | $ 104,000 |
| Eaton County Michigan | 48 | $ 9,060,000 | $ 188,000 | $ 96,000 |
| Monroe County Michigan | 47 | $ 9,635,000 | $ 205,000 | $ 103,000 |
| Benzie County Michigan | 45 | $ 9,135,000 | $ 203,000 | $ 106,000 |
| Emmet County Michigan | 39 | $ 9,185,000 | $ 235,000 | $ 144,000 |
| Lake County Michigan | 39 | $ 3,305,000 | $ 84,000 | $ 90,000 |
| St. Joseph County Michigan | 38 | $ 4,750,000 | $ 125,000 | $ 89,000 |
| Jackson County Michigan | 36 | $ 5,280,000 | $ 146,000 | $ 75,000 |
| Lake County Florida | 35 | $ 10,245,000 | $ 292,000 | $ 155,000 |
| Bay County Michigan | 33 | $ 3,905,000 | $ 118,000 | $ 81,000 |
| Kalkaska County Michigan | 28 | $ 4,860,000 | $ 173,000 | $ 105,000 |
| Mason County Michigan | 28 | $ 5,880,000 | $ 210,000 | $ 138,000 |
| Midland County Michigan | 27 | $ 5,425,000 | $ 200,000 | $ 137,000 |
| Sarasota County Florida | 24 | $ 4,920,000 | $ 205,000 | $ 119,000 |
| Cass County Michigan | 24 | $ 4,020,000 | $ 167,000 | $ 118,000 |
| Manistee County Michigan | 21 | $ 3,515,000 | $ 167,000 | $ 156,000 |
| Roscommon County Michigan | 20 | $ 2,640,000 | $ 132,000 | $ 97,000 |
| Shiawassee County Michigan | 20 | $ 2,970,000 | $ 148,000 | $ 66,000 |
| Hillsborough County Florida | 18 | $ 5,120,000 | $ 284,000 | $ 176,000 |
| Wexford County Michigan | 16 | $ 1,600,000 | $ 100,000 | $ 82,000 |
| Isabella County Michigan | 15 | $ 2,265,000 | $ 151,000 | $ 79,000 |
| Manatee County Florida | 14 | $ 6,160,000 | $ 440,000 | $ 241,000 |
| Lenawee County Michigan | 14 | $ 2,650,000 | $ 189,000 | $ 136,000 |
| Otsego County Michigan | 14 | $ 2,060,000 | $ 147,000 | $ 154,000 |
| Missaukee County Michigan | 13 | $ 2,155,000 | $ 165,000 | $ 127,000 |
| Orange County Florida | 11 | $ 3,315,000 | $ 301,000 | $ 121,000 |
| Osceola County Michigan | 11 | $ 1,315,000 | $ 119,000 | $ 109,000 |
| Branch County Michigan | 10 | $ 1,910,000 | $ 191,000 | $ 136,000 |
| Sanilac County Michigan | 10 | $ 1,510,000 | $ 151,000 | $ 97,000 |
| Pinellas County Florida | 9 | $ 2,495,000 | $ 277,000 | $ 324,000 |
| Clare County Michigan | 9 | $ 1,315,000 | $ 146,000 | $ 104,000 |
| Crawford County Michigan | 9 | $ 1,255,000 | $ 139,000 | $ 120,000 |
| Alcona County Michigan | 8 | $ 390,000 | $ 48,000 | $ 87,000 |
| Cheboygan County Michigan | 8 | $ 910,000 | $ 113,000 | $ 74,000 |
| Iosco County Michigan | 8 | $ 1,240,000 | $ 155,000 | $ 73,000 |
| Marquette County Michigan | 8 | $ 1,600,000 | $ 200,000 | $ 145,000 |
| Monroe County Florida | 7 | $ 3,105,000 | $ 443,000 | $ 433,000 |
| Mackinac County Michigan | 7 | $ 685,000 | $ 97,000 | $ 114,000 |
| Tuscola County Michigan | 7 | $ 705,000 | $ 100,000 | $ 94,000 |
| Volusia County Florida | 6 | $ 1,660,000 | $ 276,000 | $ 222,000 |
| Cook County Illinois | 6 | $ 2,150,000 | $ 358,000 | $ 205,000 |
| DuPage County Illinois | 6 | $ 2,520,000 | $ 420,000 | $ 193,000 |
| Gladwin County Michigan | 6 | $ 1,040,000 | $ 173,000 | $ 171,000 |
| Montmorency County Michigan | 6 | $ 780,000 | $ 130,000 | $ 84,000 |
| Oscoda County Michigan | 6 | $ 640,000 | $ 106,000 | $ 88,000 |
| Martin County Florida | 5 | $ 1,285,000 | $ 257,000 | $ 171,000 |
| Arenac County Michigan | 5 | $ 545,000 | $ 109,000 | $ 59,000 |
| Chippewa County Michigan | 5 | $ 535,000 | $ 107,000 | $ 77,000 |
| Hamilton County Ohio | 5 | $ 1,045,000 | $ 209,000 | $ 93,000 |
| Duval County Florida | 4 | $ 1,390,000 | $ 347,000 | $ 149,000 |
| Pasco County Florida | 4 | $ 570,000 | $ 142,000 | $ 56,000 |
| St. Johns County Florida | 4 | $ 1,560,000 | $ 390,000 | $ 121,000 |
| Lake County Illinois | 4 | $ 900,000 | $ 225,000 | $ 105,000 |
| Delta County Michigan | 4 | $ 650,000 | $ 162,000 | $ 95,000 |
| Presque Isle County Michigan | 4 | $ 670,000 | $ 167,000 | $ 166,000 |
| Butler County Ohio | 4 | $ 680,000 | $ 170,000 | $ 525,000 |
| Bay County Florida | 3 | $ 615,000 | $ 205,000 | $ 111,000 |
| Hendry County Florida | 3 | $ 675,000 | $ 225,000 | $ 88,000 |
| Marion County Florida | 3 | $ 1,115,000 | $ 371,000 | $ 101,000 |
| Palm Beach County Florida | 3 | $ 325,000 | $ 108,000 | $ 38,000 |
| Sumter County Florida | 3 | $ 585,000 | $ 195,000 | $ 79,000 |
| Kane County Illinois | 3 | $ 835,000 | $ 278,000 | $ 155,000 |
| Marion County Indiana | 3 | $ 395,000 | $ 131,000 | $ 99,000 |
| Alpena County Michigan | 3 | $ 165,000 | $ 55,000 | $ 119,000 |
| Gratiot County Michigan | 3 | $ 375,000 | $ 125,000 | $ 113,000 |
| Huron County Michigan | 3 | $ 605,000 | $ 201,000 | $ 149,000 |
| Waukesha County Wisconsin | 3 | $ 855,000 | $ 285,000 | $ 136,000 |
| Alachua County Florida | 2 | $ 380,000 | $ 190,000 | $ 52,000 |
| Brevard County Florida | 2 | $ 190,000 | $ 95,000 | $ 55,000 |
| DeSoto County Florida | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Highlands County Florida | 2 | $ 280,000 | $ 140,000 | $ 160,000 |
| Indian River County Florida | 2 | $ 290,000 | $ 145,000 | $ 128,000 |
| Okaloosa County Florida | 2 | $ 160,000 | $ 80,000 | $ 93,000 |
| Osceola County Florida | 2 | $ 860,000 | $ 430,000 | $ 202,000 |
| McHenry County Illinois | 2 | $ 720,000 | $ 360,000 | $ 178,000 |
| Hamilton County Indiana | 2 | $ 190,000 | $ 95,000 | $ 125,000 |
| Hendricks County Indiana | 2 | $ 450,000 | $ 225,000 | $ 74,000 |
| St. Joseph County Indiana | 2 | $ 850,000 | $ 425,000 | $ 293,000 |
| Alger County Michigan | 2 | $ 200,000 | $ 100,000 | $ 51,000 |
| Gogebic County Michigan | 2 | $ 90,000 | $ 45,000 | $ 21,000 |
| Ogemaw County Michigan | 2 | $ 360,000 | $ 180,000 | $ 105,000 |
| Cuyahoga County Ohio | 2 | $ 480,000 | $ 240,000 | $ 221,000 |
| Fairfield County Ohio | 2 | $ 320,000 | $ 160,000 | $ 63,000 |
| Miami County Ohio | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Dane County Wisconsin | 2 | $ 890,000 | $ 445,000 | $ 154,000 |
| Vilas County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 69,000 |
| Broward County Florida | 1 | $ 2,825,000 | $ 2,825,000 | $ 4,609,000 |
| Citrus County Florida | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Clay County Florida | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 97,000 |
| Flagler County Florida | 1 | $ 325,000 | $ 325,000 | $ 145,000 |
| Glades County Florida | 1 | $ 375,000 | $ 375,000 | $ 98,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 153,000 |
| Holmes County Florida | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Nassau County Florida | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Seminole County Florida | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Walton County Florida | 1 | $ 555,000 | $ 555,000 | $ 261,000 |
| Washington County Florida | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Kendall County Illinois | 1 | $ 315,000 | $ 315,000 | $ 235,000 |
| Will County Illinois | 1 | $ 175,000 | $ 175,000 | $ 196,000 |
| Allen County Indiana | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Elkhart County Indiana | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Huntington County Indiana | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Johnson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 217,000 |
| Lake County Indiana | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| LaPorte County Indiana | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Noble County Indiana | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Porter County Indiana | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Starke County Indiana | 1 | $ 115,000 | $ 115,000 | $ 152,000 |
| Tippecanoe County Indiana | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Frederick County Maryland | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Hillsdale County Michigan | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Houghton County Michigan | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Keweenaw County Michigan | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Luce County Michigan | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Lake of the Woods County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Clermont County Ohio | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Lake County Ohio | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Portage County Ohio | 1 | $ 455,000 | $ 455,000 | $ 178,000 |
| Summit County Ohio | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Warren County Ohio | 1 | $ 85,000 | $ 85,000 | $ 210,000 |
| Wood County Ohio | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Sheboygan County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Walworth County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Washington County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Lake Michigan Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,581 | $2,681,855,000 | $231,000 | $7,095,000 | $113,000 | $4,609,000 |
| Home Improvement | 3,243 | $151,885,000 | $46,000 | $635,000 | $101,000 | $2,140,000 |
| Refinancing | 2,260 | $285,110,000 | $126,000 | $1,585,000 | $106,000 | $1,497,000 |
| Other Purpose | 1,644 | $106,100,000 | $64,000 | $1,205,000 | $111,000 | $3,563,000 |
| Cash-out Refinancing | 1,392 | $267,100,000 | $191,000 | $1,505,000 | $100,000 | $1,610,000 |
| Not Applicable | 15 | $1,825,000 | $121,000 | $235,000 | $196,000 | $196,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,542 | $2,640,700,000 | $169,000 | $2,825,000 | $108,000 | $4,609,000 |
| Not Provided | 3,131 | $584,535,000 | $186,000 | $1,995,000 | $121,000 | $1,410,000 |
| Hispanic | 503 | $80,085,000 | $159,000 | $1,145,000 | $84,000 | $681,000 |
| Black or African American | 462 | $65,270,000 | $141,000 | $705,000 | $82,000 | $624,000 |
| Asian | 374 | $89,550,000 | $239,000 | $2,065,000 | $119,000 | $683,000 |
| American Indian or Alaskan Native | 63 | $10,565,000 | $167,000 | $1,275,000 | $140,000 | $793,000 |
| Not applicable | 34 | $18,130,000 | $533,000 | $7,095,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,660,000 | $221,000 | $975,000 | $149,000 | $668,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,020 | $3,313,580,000 | $174,000 | $7,095,000 | $112,000 | $4,609,000 |
| FHA-insured (Federal Housing Administration) | 788 | $117,040,000 | $148,000 | $335,000 | $60,000 | $246,000 |
| VA-guaranteed (Veterans Administration) | 222 | $48,650,000 | $219,000 | $665,000 | $77,000 | $492,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 105 | $14,605,000 | $139,000 | $325,000 | $49,000 | $79,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,254 | $2,717,200,000 | $178,000 | $7,095,000 | $111,000 | $4,609,000 |
| Application Denied By Financial Institution | 1,828 | $215,000,000 | $117,000 | $1,695,000 | $84,000 | $1,041,000 |
| Application Withdrawn By Applicant | 1,641 | $315,215,000 | $192,000 | $2,505,000 | $119,000 | $3,636,000 |
| Application Approved But Not Accepted | 1,001 | $188,755,000 | $188,000 | $1,905,000 | $113,000 | $2,140,000 |
| File Closed For Incompleteness | 397 | $56,035,000 | $141,000 | $1,505,000 | $112,000 | $1,248,000 |
| Loan Purchased By The Institution | 14 | $1,670,000 | $119,000 | $235,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 18,307 | $3,278,875,000 | $179,000 | $7,095,000 | $112,000 | $4,609,000 |
| Debt-To-Income Ratio | 718 | $80,660,000 | $112,000 | $1,425,000 | $62,000 | $749,000 |
| Collateral | 566 | $74,980,000 | $132,000 | $855,000 | $110,000 | $1,041,000 |
| Credit History | 372 | $38,690,000 | $104,000 | $1,695,000 | $90,000 | $979,000 |
| Other | 76 | $6,480,000 | $85,000 | $445,000 | $80,000 | $474,000 |
| Employment History | 50 | $5,350,000 | $107,000 | $435,000 | $61,000 | $237,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $7,170,000 | $199,000 | $1,215,000 | $109,000 | $575,000 |
| Unverifiable Information | 6 | $510,000 | $85,000 | $265,000 | $47,000 | $101,000 |
| Credit Application Incomplete | 4 | $1,160,000 | $290,000 | $635,000 | $97,000 | $178,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.