Lasalle Bank Midwest, NA Mortgage Lending & HMDA Data, 2006

In 2006, Lasalle Bank Midwest, NA of Troy, MI reported 13,881 mortgage applications totaling $952.8 million, up 77% from 2005. The average application was for $68,642, and applicants reported an average income of $84,026. 48% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (4,325), Detroit-Livonia-Dearborn, MI (3,180) and Kalamazoo-Portage, MI (617) (applications in parentheses).

Mortgage Company & Address Lasalle Bank Midwest, NA
2600 West Big Beaver Road
Troy, MI 48084
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 13,881
Total Mortgage Loan Application Amount $952,826,000
Average Mortgage Loan Application Amount $68,642
Highest Mortgage Loan Application Amount $6,000,000
Average Applicant Income $84,026
Highest Applicant Income $5,855,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lasalle Bank Midwest, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lasalle Bank Midwest, NA by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Warren-Troy-Farmington Hills, MI 4,325 $ 340,446,000 $ 78,715 $ 94,000
Detroit-Livonia-Dearborn, MI 3,180 $ 180,713,000 $ 56,827 $ 70,000
Kalamazoo-Portage, MI 617 $ 41,033,000 $ 66,504 $ 86,000
Jackson, MI 607 $ 35,947,000 $ 59,220 $ 69,000
Monroe, MI 518 $ 30,536,000 $ 58,949 $ 75,000
Grand Rapids-Wyoming, MI 444 $ 30,233,000 $ 68,092 $ 87,000
Ann Arbor, MI 408 $ 37,052,000 $ 90,813 $ 114,000
Lansing-East Lansing, MI 399 $ 23,370,000 $ 58,571 $ 75,000
Flint, MI 311 $ 18,554,000 $ 59,659 $ 68,000
Saginaw-Saginaw Township North, MI 306 $ 14,433,000 $ 47,166 $ 63,000
South Bend-Mishawaka, IN-MI 216 $ 13,940,000 $ 64,537 $ 64,921
Battle Creek, MI 137 $ 8,139,000 $ 59,408 $ 62,000
Niles-Benton Harbor, MI 123 $ 7,016,000 $ 57,040 $ 71,000
Bay City, MI 95 $ 4,587,000 $ 48,284 $ 65,000
Elkhart-Goshen, IN 68 $ 3,109,000 $ 45,720 $ 58,000
Holland-Grand Haven, MI 57 $ 7,547,000 $ 132,403 $ 209,000
Nassau-Suffolk, NY 46 $ 4,645,000 $ 100,978 $ 133,000
Fort Wayne, IN 44 $ 1,981,000 $ 45,022 $ 85,000
Toledo, OH 44 $ 1,742,000 $ 39,590 $ 60,000
Cincinnati-Middletown, OH-KY-IN 41 $ 1,391,000 $ 33,926 $ 75,414
Los Angeles-Long Beach-Glendale, CA 36 $ 5,685,000 $ 157,916 $ 147,000
Columbus, OH 31 $ 1,653,000 $ 53,322 $ 75,000
New York-White Plains-Wayne, NY-NJ 28 $ 4,556,000 $ 162,714 $ 135,357
Indianapolis-Carmel, IN 26 $ 2,337,000 $ 89,884 $ 107,000
Minneapolis-St. Paul-Bloomington, MN-WI 24 $ 2,477,000 $ 103,208 $ 102,083
Riverside-San Bernardino-Ontario, CA 24 $ 2,559,000 $ 106,625 $ 100,000
Cleveland-Elyria-Mentor, OH 23 $ 756,000 $ 32,869 $ 65,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 17 $ 1,534,000 $ 90,235 $ 90,000
Miami-Miami Beach-Kendall, FL 16 $ 1,318,000 $ 82,375 $ 114,000
Muskegon-Norton Shores, MI 16 $ 488,000 $ 30,500 $ 46,000
Philadelphia, PA 15 $ 1,507,000 $ 100,466 $ 128,000
Santa Ana-Anaheim-Irvine, CA 15 $ 2,283,000 $ 152,200 $ 133,000
Canton-Massillon, OH 14 $ 326,000 $ 23,285 $ 53,000
Dayton, OH 13 $ 392,000 $ 30,153 $ 68,000
Louisville-Jefferson County, KY-IN 13 $ 451,000 $ 34,692 $ 64,230
Phoenix-Mesa-Scottsdale, AZ 13 $ 1,186,000 $ 91,230 $ 67,000
Baltimore-Towson, MD 12 $ 1,000,000 $ 83,333 $ 87,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 12 $ 1,251,000 $ 104,250 $ 98,583
West Palm Beach-Boca Raton-Boynton Beach, FL 12 $ 2,888,000 $ 240,666 $ 228,000
Akron, OH 11 $ 515,000 $ 46,818 $ 103,000
Poughkeepsie-Newburgh-Middletown, NY 11 $ 968,000 $ 88,000 $ 92,000
St. Louis, MO-IL 11 $ 1,770,000 $ 160,909 $ 110,000
Edison, NJ 10 $ 860,000 $ 86,000 $ 98,000
Newark-Union, NJ-PA 10 $ 995,000 $ 99,500 $ 103,000
Orlando-Kissimmee, FL 10 $ 1,166,000 $ 116,600 $ 144,000
Seattle-Bellevue-Everett, WA 10 $ 1,326,000 $ 132,600 $ 117,000
Atlanta-Sandy Springs-Marietta, GA 9 $ 806,000 $ 89,555 $ 132,000
Denver-Aurora, CO 9 $ 1,534,000 $ 170,444 $ 128,000
Kansas City, MO-KS 9 $ 363,000 $ 40,333 $ 102,666
Springfield, OH 9 $ 295,000 $ 32,777 $ 68,000
Tampa-St. Petersburg-Clearwater, FL 9 $ 625,000 $ 69,444 $ 80,000
Gary, IN 8 $ 481,000 $ 60,125 $ 89,000
Cambridge-Newton-Framingham, MA 7 $ 531,000 $ 75,857 $ 84,000
Nashville-Davidson--Murfreesboro, TN 7 $ 279,000 $ 39,857 $ 96,000
San Diego-Carlsbad-San Marcos, CA 7 $ 864,000 $ 123,428 $ 164,000
Wilmington, DE-MD-NJ 7 $ 422,000 $ 60,285 $ 92,142
Youngstown-Warren-Boardman, OH-PA 7 $ 721,000 $ 103,000 $ 116,000
Albany-Schenectady-Troy, NY 6 $ 378,000 $ 63,000 $ 123,000
Baton Rouge, LA 6 $ 303,000 $ 50,500 $ 70,000
Jackson, MS 6 $ 274,000 $ 45,666 $ 62,000
Allentown-Bethlehem-Easton, PA-NJ 5 $ 421,000 $ 84,200 $ 116,400
Bethesda-Gaithersburg-Frederick, MD 5 $ 618,000 $ 123,600 $ 103,000
Boston-Quincy, MA 5 $ 611,000 $ 122,200 $ 107,000
Bridgeport-Stamford-Norwalk, CT 5 $ 482,000 $ 96,400 $ 343,000
Charlotte-Gastonia-Concord, NC-SC 5 $ 268,000 $ 53,600 $ 72,000
Jacksonville, FL 5 $ 211,000 $ 42,200 $ 94,000
Naples-Marco Island, FL 5 $ 3,184,000 $ 636,800 $ 604,000
New Orleans-Metairie-Kenner, LA 5 $ 311,000 $ 62,200 $ 73,000
Oakland-Fremont-Hayward, CA 5 $ 711,000 $ 142,200 $ 108,000
Pittsburgh, PA 5 $ 152,000 $ 30,400 $ 70,000
Richmond, VA 5 $ 234,000 $ 46,800 $ 78,000
Birmingham-Hoover, AL 4 $ 187,000 $ 46,750 $ 61,000
Camden, NJ 4 $ 416,000 $ 104,000 $ 98,000
Milwaukee-Waukesha-West Allis, WI 4 $ 282,000 $ 70,500 $ 72,000
Oxnard-Thousand Oaks-Ventura, CA 4 $ 420,000 $ 105,000 $ 82,000
San Jose-Sunnyvale-Santa Clara, CA 4 $ 821,000 $ 205,250 $ 215,000
Virginia Beach-Norfolk-Newport News, VA-NC 4 $ 261,000 $ 65,250 $ 64,000
Albuquerque, NM 3 $ 120,000 $ 40,000 $ 65,000
Bloomington, IN 3 $ 126,000 $ 42,000 $ 70,000
Duluth, MN-WI 3 $ 195,000 $ 65,000 $ 84,000
Essex County, MA 3 $ 200,000 $ 66,666 $ 91,000
Knoxville, TN 3 $ 142,000 $ 47,333 $ 57,000
Lakeland, FL 3 $ 406,000 $ 135,333 $ 369,000
New Haven-Milford, CT 3 $ 178,000 $ 59,333 $ 81,000
Ocala, FL 3 $ 174,000 $ 58,000 $ 48,000
Port St. Lucie-Fort Pierce, FL 3 $ 445,000 $ 148,333 $ 287,000
Stockton, CA 3 $ 305,000 $ 101,666 $ 116,000
Weirton-Steubenville, WV-OH 3 $ 41,000 $ 13,666 $ 85,333
Cape Coral-Fort Myers, FL 2 $ 175,000 $ 87,500 $ 83,000
Clarksville, TN-KY 2 $ 70,000 $ 35,000 $ 79,000
Colorado Springs, CO 2 $ 100,000 $ 50,000 $ 75,000
Evansville, IN-KY 2 $ 80,000 $ 40,000 $ 103,000
Fort Collins-Loveland, CO 2 $ 250,000 $ 125,000 $ 101,000
Gainesville, FL 2 $ 122,000 $ 61,000 $ 87,000
Greensboro-High Point, NC 2 $ 58,000 $ 29,000 $ 36,000
Lake County-Kenosha County, IL-WI 2 $ 79,000 $ 39,500 $ 57,000
Lancaster, PA 2 $ 62,000 $ 31,000 $ 85,000
Las Cruces, NM 2 $ 220,000 $ 110,000 $ 167,000
Las Vegas-Paradise, NV 2 $ 130,000 $ 65,000 $ 126,000
Memphis, TN-MS-AR 2 $ 43,000 $ 21,500 $ 55,000
Michigan City-La Porte, IN 2 $ 34,000 $ 17,000 $ 61,000
Palm Bay-Melbourne-Titusville, FL 2 $ 124,000 $ 62,000 $ 99,000
Pensacola-Ferry Pass-Brent, FL 2 $ 85,000 $ 42,500 $ 25,000
Portland-South Portland-Biddeford, ME 2 $ 150,000 $ 75,000 $ 112,000
Raleigh-Cary, NC 2 $ 55,000 $ 27,500 $ 53,000
Rochester, NY 2 $ 15,000 $ 7,500 $ 35,000
Rockingham County-Strafford County, NH 2 $ 65,000 $ 32,500 $ 89,000
Sacramento--Arden-Arcade--Roseville, CA 2 $ 207,000 $ 103,500 $ 98,000
Santa Fe, NM 2 $ 81,000 $ 40,500 $ 55,000
Sarasota-Bradenton-Venice, FL 2 $ 191,000 $ 95,500 $ 293,000
Scranton--Wilkes-Barre, PA 2 $ 35,000 $ 17,500 $ 63,000
Worcester, MA 2 $ 210,000 $ 105,000 $ 95,000
Anchorage, AK 1 $ 27,000 $ 27,000 $ 63,000
Anderson, IN 1 $ 105,000 $ 105,000 $ 196,000
Asheville, NC 1 $ 48,000 $ 48,000 $ 144,000
Augusta-Richmond County, GA-SC 1 $ 53,000 $ 53,000 $ 50,000
Bakersfield, CA 1 $ 95,000 $ 95,000 $ 42,000
Bellingham, WA 1 $ 70,000 $ 70,000 $ 66,000
Buffalo-Niagara Falls, NY 1 $ 50,000 $ 50,000 $ 75,000
Burlington-South Burlington, VT 1 $ 50,000 $ 50,000 $ 113,000
Columbus, IN 1 $ 60,000 $ 60,000 $ 81,000
Dallas-Plano-Irving, TX 1 $ 40,000 $ 40,000 $ 120,000
Decatur, AL 1 $ 30,000 $ 30,000 $ 61,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 118,000 $ 118,000 $ 43,000
Des Moines-West Des Moines, IA 1 $ 40,000 $ 40,000 $ 68,000
Elmira, NY 1 $ 65,000 $ 65,000 $ 427,000
Eugene-Springfield, OR 1 $ 110,000 $ 110,000 $ 128,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 48,000 $ 48,000 $ 38,000
Fort Walton Beach-Crestview-Destin, FL 1 $ 150,000 $ 150,000 $ 47,000
Fresno, CA 1 $ 120,000 $ 120,000 $ 106,000
Gainesville, GA 1 $ 38,000 $ 38,000 $ 74,000
Goldsboro, NC 1 $ 66,000 $ 66,000 $ 26,000
Greeley, CO 1 $ 25,000 $ 25,000 $ 73,000
Green Bay, WI 1 $ 50,000 $ 50,000 $ 78,000
Greenville, NC 1 $ 46,000 $ 46,000 $ 61,000
Gulfport-Biloxi, MS 1 $ 30,000 $ 30,000 $ 90,000
Harrisburg-Carlisle, PA 1 $ 40,000 $ 40,000 $ 68,000
Hattiesburg, MS 1 $ 12,000 $ 12,000 $ 37,000
Houston-Sugar Land-Baytown, TX 1 $ 800,000 $ 800,000 $ 0
Huntington-Ashland, WV-KY-OH 1 $ 10,000 $ 10,000 $ 30,000
Johnstown, PA 1 $ 5,000 $ 5,000 $ 40,000
Kingston, NY 1 $ 100,000 $ 100,000 $ 123,000
Lafayette, IN 1 $ 75,000 $ 75,000 $ 105,000
Lawrence, KS 1 $ 10,000 $ 10,000 $ 17,000
Lebanon, PA 1 $ 24,000 $ 24,000 $ 68,000
Macon, GA 1 $ 7,000 $ 7,000 $ 52,000
Madera, CA 1 $ 40,000 $ 40,000 $ 41,000
Madison, WI 1 $ 76,000 $ 76,000 $ 173,000
Mansfield, OH 1 $ 79,000 $ 79,000 $ 130,000
Missoula, MT 1 $ 40,000 $ 40,000 $ 182,000
Mobile, AL 1 $ 18,000 $ 18,000 $ 37,000
Montgomery, AL 1 $ 30,000 $ 30,000 $ 53,000
Muncie, IN 1 $ 13,000 $ 13,000 $ 35,000
Myrtle Beach-Conway-North Myrtle Beach, SC 1 $ 96,000 $ 96,000 $ 90,000
Norwich-New London, CT 1 $ 26,000 $ 26,000 $ 58,000
Ocean City, NJ 1 $ 142,000 $ 142,000 $ 104,000
Ogden-Clearfield, UT 1 $ 30,000 $ 30,000 $ 69,000
Oklahoma City, OK 1 $ 50,000 $ 50,000 $ 66,000
Olympia, WA 1 $ 30,000 $ 30,000 $ 101,000
Omaha-Council Bluffs, NE-IA 1 $ 22,000 $ 22,000 $ 45,000
Parkersburg-Marietta-Vienna, WV-OH 1 $ 100,000 $ 100,000 $ 53,000
Pueblo, CO 1 $ 28,000 $ 28,000 $ 65,000
Racine, WI 1 $ 200,000 $ 200,000 $ 239,000
Reno-Sparks, NV 1 $ 25,000 $ 25,000 $ 40,000
Rocky Mount, NC 1 $ 5,000 $ 5,000 $ 29,000
Salem, OR 1 $ 20,000 $ 20,000 $ 91,000
Salinas, CA 1 $ 50,000 $ 50,000 $ 53,000
San Francisco-San Mateo-Redwood City, CA 1 $ 600,000 $ 600,000 $ 254,000
San Luis Obispo-Paso Robles, CA 1 $ 121,000 $ 121,000 $ 177,000
Sandusky, OH 1 $ 33,000 $ 33,000 $ 65,000
Santa Barbara-Santa Maria, CA 1 $ 310,000 $ 310,000 $ 221,000
Sheboygan, WI 1 $ 10,000 $ 10,000 $ 107,000
Spokane, WA 1 $ 112,000 $ 112,000 $ 54,000
Springfield, MO 1 $ 45,000 $ 45,000 $ 110,000
State College, PA 1 $ 37,000 $ 37,000 $ 34,000
Syracuse, NY 1 $ 17,000 $ 17,000 $ 45,000
Trenton-Ewing, NJ 1 $ 50,000 $ 50,000 $ 85,000
Tulsa, OK 1 $ 19,000 $ 19,000 $ 43,000
Wheeling, WV-OH 1 $ 25,000 $ 25,000 $ 76,000
Winston-Salem, NC 1 $ 142,000 $ 142,000 $ 70,000
York-Hanover, PA 1 $ 82,000 $ 82,000 $ 115,000

Mortgage Loan Application Detail Totals for Lasalle Bank Midwest, NA in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,283 $692,703,000 $74,000 $6,000,000 $86,000 $5,855,000
Home Improvement 3,873 $154,081,000 $39,000 $1,750,000 $72,000 $3,528,000
Home Purchase 725 $106,042,000 $146,000 $2,000,000 $123,000 $2,880,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,340 $726,877,000 $70,000 $2,000,000 $88,000 $5,855,000
Black or African American 1,531 $75,585,000 $49,000 $1,000,000 $63,000 $3,528,000
Not Provided 1,267 $81,708,000 $64,000 $1,400,000 $85,000 $1,050,000
Hispanic 399 $23,775,000 $59,000 $850,000 $69,000 $757,000
Asian 230 $22,216,000 $96,000 $950,000 $112,000 $1,361,000
American Indian or Alaskan Native 68 $4,016,000 $59,000 $500,000 $77,000 $710,000
Native Hawaiian or Other Pacific Islander 28 $2,045,000 $73,000 $220,000 $80,000 $164,000
Not applicable 18 $16,604,000 $922,000 $6,000,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,748 $938,688,000 $68,000 $6,000,000 $85,000 $5,855,000
FHA-insured (Federal Housing Administration) 133 $14,138,000 $106,000 $230,000 $44,000 $107,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,687 $506,586,000 $75,000 $6,000,000 $95,000 $5,855,000
Application Denied By Financial Institution 5,243 $290,002,000 $55,000 $1,200,000 $68,000 $3,528,000
Application Withdrawn By Applicant 823 $64,052,000 $77,000 $1,750,000 $101,000 $3,180,000
Application Approved But Not Accepted 458 $34,000,000 $74,000 $900,000 $94,000 $774,000
File Closed For Incompleteness 360 $24,986,000 $69,000 $680,000 $89,000 $960,000
Loan Purchased By The Institution 308 $32,850,000 $106,000 $385,000 $54,000 $360,000
Preapproval Denied by Financial Institution 2 $350,000 $175,000 $320,000 $100,000 $100,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,904 $122,280,000 $64,000 $1,200,000 $50,000 $293,000
Collateral 1,424 $76,335,000 $53,000 $550,000 $87,000 $1,361,000
Credit History 1,407 $62,990,000 $44,000 $537,000 $69,000 $3,528,000
Other 437 $25,473,000 $58,000 $535,000 $85,000 $996,000
Employment History 66 $3,039,000 $46,000 $195,000 $55,000 $356,000
Credit Application Incomplete 6 $229,000 $38,000 $141,000 $105,000 $372,000
Unverifiable Information 1 $6,000 $6,000 $6,000 $11,000 $11,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lasalle Bank Midwest, NA's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lasalle Bank Midwest, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List