Lendmark Financial Services Mortgage Lending & HMDA Data, 2013

In 2013, Lendmark Financial Services of Wilson, NC reported 16,388 mortgage applications totaling $220.1 million, down 16% from 2012. The average application was for $13,430, and applicants reported an average income of $89,000. 31% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,163), Baltimore-Towson, MD (1,571) and Virginia Beach-Norfolk-Newport News, VA-NC (1,023) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  
Total Number of Mortgage Applications 16,388
Total Mortgage Loan Application Amount $220,105,000
Average Mortgage Loan Application Amount $13,430
Highest Mortgage Loan Application Amount $69,000
Average Applicant Income $89,000
Highest Applicant Income $3,120,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by Metropolitan Area in 2013

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Washington-Arlington-Alexandria, DC-VA-MD-WV 2,163 $ 23,028,000 $ 10,646 $ 106,547
Baltimore-Towson, MD 1,571 $ 17,184,000 $ 10,938 $ 97,000
Virginia Beach-Norfolk-Newport News, VA-NC 1,023 $ 10,800,000 $ 10,557 $ 89,039
Atlanta-Sandy Springs-Marietta, GA 567 $ 7,976,000 $ 14,067 $ 102,000
Tampa-St. Petersburg-Clearwater, FL 488 $ 6,598,000 $ 13,520 $ 82,000
Richmond, VA 481 $ 4,636,000 $ 9,638 $ 73,000
Bethesda-Rockville-Frederick, MD 423 $ 4,491,000 $ 10,617 $ 114,000
Houston-Sugar Land-Baytown, TX 377 $ 9,865,000 $ 26,167 $ 125,000
Cincinnati-Middletown, OH-KY-IN 366 $ 4,582,000 $ 12,519 $ 70,191
Dallas-Plano-Irving, TX 350 $ 6,995,000 $ 19,985 $ 112,000
Cleveland-Elyria-Mentor, OH 339 $ 3,933,000 $ 11,601 $ 73,000
Columbus, OH 321 $ 3,544,000 $ 11,040 $ 80,000
Louisville/Jefferson County, KY-IN 279 $ 3,144,000 $ 11,268 $ 67,591
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 259 $ 3,562,000 $ 13,752 $ 102,000
Indianapolis-Carmel, IN 248 $ 2,694,000 $ 10,862 $ 72,000
Orlando-Kissimmee-Sanford, FL 245 $ 5,054,000 $ 20,628 $ 103,000
Fort Worth-Arlington, TX 234 $ 4,876,000 $ 20,837 $ 116,000
Wilmington, DE-MD-NJ 207 $ 2,478,000 $ 11,971 $ 87,898
West Palm Beach-Boca Raton-Boynton Beach, FL 202 $ 2,764,000 $ 13,683 $ 86,000
Fayetteville, NC 198 $ 3,055,000 $ 15,429 $ 86,000
Charlotte-Gastonia-Rock Hill, NC-SC 172 $ 2,320,000 $ 13,488 $ 101,232
Pittsburgh, PA 159 $ 1,953,000 $ 12,283 $ 57,000
Jacksonville, FL 150 $ 2,075,000 $ 13,833 $ 92,000
San Antonio-New Braunfels, TX 148 $ 3,360,000 $ 22,702 $ 114,000
Raleigh-Cary, NC 132 $ 1,899,000 $ 14,386 $ 81,000
Toledo, OH 132 $ 1,838,000 $ 13,924 $ 70,000
Philadelphia, PA 119 $ 1,421,000 $ 11,941 $ 90,000
Miami-Miami Beach-Kendall, FL 111 $ 1,466,000 $ 13,207 $ 91,000
Akron, OH 106 $ 1,228,000 $ 11,584 $ 76,000
Greensboro-High Point, NC 98 $ 1,176,000 $ 12,000 $ 70,000
Fort Wayne, IN 97 $ 959,000 $ 9,886 $ 79,000
Augusta-Richmond County, GA-SC 93 $ 1,462,000 $ 15,720 $ 86,032
Knoxville, TN 92 $ 788,000 $ 8,565 $ 91,000
Dayton, OH 91 $ 1,010,000 $ 11,098 $ 95,000
Nashville-Davidson--Murfreesboro--Franklin, TN 88 $ 1,383,000 $ 15,715 $ 89,000
Columbia, SC 76 $ 1,029,000 $ 13,539 $ 77,000
Lexington-Fayette, KY 71 $ 813,000 $ 11,450 $ 75,000
North Port-Bradenton-Sarasota, FL 71 $ 1,414,000 $ 19,915 $ 94,000
Port St. Lucie, FL 71 $ 1,396,000 $ 19,661 $ 83,000
Harrisburg-Carlisle, PA 68 $ 910,000 $ 13,382 $ 83,000
Austin-Round Rock-San Marcos, TX 67 $ 1,656,000 $ 24,716 $ 124,000
Deltona-Daytona Beach-Ormond Beach, FL 67 $ 1,476,000 $ 22,029 $ 103,000
Cape Coral-Fort Myers, FL 65 $ 1,351,000 $ 20,784 $ 83,000
Winston-Salem, NC 61 $ 766,000 $ 12,557 $ 69,000
Youngstown-Warren-Boardman, OH-PA 56 $ 647,000 $ 11,553 $ 46,000
Macon, GA 53 $ 681,000 $ 12,849 $ 55,000
York-Hanover, PA 53 $ 637,000 $ 12,018 $ 83,000
Hagerstown-Martinsburg, MD-WV 52 $ 816,000 $ 15,692 $ 94,730
Lancaster, PA 51 $ 648,000 $ 12,705 $ 57,000
Pensacola-Ferry Pass-Brent, FL 49 $ 1,241,000 $ 25,326 $ 99,000
Chattanooga, TN-GA 47 $ 638,000 $ 13,574 $ 72,255
Birmingham-Hoover, AL 45 $ 498,000 $ 11,066 $ 63,000
Durham-Chapel Hill, NC 45 $ 710,000 $ 15,777 $ 75,000
Dover, DE 41 $ 547,000 $ 13,341 $ 96,000
El Paso, TX 41 $ 1,090,000 $ 26,585 $ 119,000
Palm Bay-Melbourne-Titusville, FL 39 $ 767,000 $ 19,666 $ 80,000
Warner Robins, GA 38 $ 640,000 $ 16,842 $ 88,000
Canton-Massillon, OH 36 $ 492,000 $ 13,666 $ 51,000
Reading, PA 36 $ 509,000 $ 14,138 $ 69,000
Columbus, GA-AL 35 $ 486,000 $ 13,885 $ 77,200
Wilmington, NC 34 $ 554,000 $ 16,294 $ 84,000
Albany, GA 33 $ 598,000 $ 18,121 $ 86,000
Anderson, IN 33 $ 447,000 $ 13,545 $ 59,000
Allentown-Bethlehem-Easton, PA-NJ 32 $ 516,000 $ 16,125 $ 92,625
Greenville-Mauldin-Easley, SC 32 $ 508,000 $ 15,875 $ 82,000
Lakeland-Winter Haven, FL 32 $ 420,000 $ 13,125 $ 72,000
Montgomery, AL 31 $ 600,000 $ 19,354 $ 85,000
Charleston-North Charleston-Summerville, SC 30 $ 603,000 $ 20,100 $ 110,000
Lafayette, IN 30 $ 421,000 $ 14,033 $ 60,000
Elizabethtown, KY 28 $ 386,000 $ 13,785 $ 106,000
Memphis, TN-MS-AR 26 $ 396,000 $ 15,230 $ 74,000
Crestview-Fort Walton Beach-Destin, FL 25 $ 589,000 $ 23,560 $ 111,000
Florence, SC 25 $ 314,000 $ 12,560 $ 64,000
Kokomo, IN 25 $ 317,000 $ 12,680 $ 105,000
Punta Gorda, FL 25 $ 513,000 $ 20,520 $ 66,000
Savannah, GA 23 $ 268,000 $ 11,652 $ 107,000
Mansfield, OH 22 $ 184,000 $ 8,363 $ 59,000
Greenville, NC 21 $ 337,000 $ 16,047 $ 76,000
Jacksonville, NC 21 $ 320,000 $ 15,238 $ 91,000
McAllen-Edinburg-Mission, TX 20 $ 552,000 $ 27,600 $ 128,000
Spartanburg, SC 20 $ 336,000 $ 16,800 $ 79,000
Killeen-Temple-Fort Hood, TX 19 $ 540,000 $ 28,421 $ 100,000
Rocky Mount, NC 19 $ 245,000 $ 12,894 $ 61,000
Sumter, SC 19 $ 293,000 $ 15,421 $ 67,000
Bloomington, IN 18 $ 272,000 $ 15,111 $ 133,000
Roanoke, VA 18 $ 189,000 $ 10,500 $ 65,000
Terre Haute, IN 18 $ 283,000 $ 15,722 $ 70,000
Lebanon, PA 17 $ 218,000 $ 12,823 $ 61,000
Lima, OH 17 $ 272,000 $ 16,000 $ 55,000
Sandusky, OH 17 $ 243,000 $ 14,294 $ 57,000
Scranton--Wilkes-Barre, PA 17 $ 211,000 $ 12,411 $ 67,000
Winchester, VA-WV 17 $ 299,000 $ 17,588 $ 62,823
Brownsville-Harlingen, TX 16 $ 418,000 $ 26,125 $ 90,000
Gary, IN 16 $ 306,000 $ 19,125 $ 110,000
Springfield, OH 16 $ 176,000 $ 11,000 $ 58,000
Burlington, NC 15 $ 272,000 $ 18,133 $ 104,000
Elkhart-Goshen, IN 15 $ 172,000 $ 11,466 $ 95,000
Harrisonburg, VA 15 $ 162,000 $ 10,800 $ 50,000
Lynchburg, VA 15 $ 174,000 $ 11,600 $ 56,000
Mobile, AL 15 $ 358,000 $ 23,866 $ 107,000
Naples-Marco Island, FL 15 $ 293,000 $ 19,533 $ 102,000
Corpus Christi, TX 14 $ 336,000 $ 24,000 $ 107,000
Hickory-Lenoir-Morganton, NC 14 $ 274,000 $ 19,571 $ 69,000
Hinesville-Fort Stewart, GA 14 $ 177,000 $ 12,642 $ 70,000
Myrtle Beach-North Myrtle Beach-Conway, SC 14 $ 193,000 $ 13,785 $ 66,000
Valdosta, GA 14 $ 171,000 $ 12,214 $ 55,000
Huntsville, AL 13 $ 171,000 $ 13,153 $ 70,000
Asheville, NC 12 $ 168,000 $ 14,000 $ 47,000
Auburn-Opelika, AL 12 $ 248,000 $ 20,666 $ 78,000
Charlottesville, VA 12 $ 135,000 $ 11,250 $ 76,000
Clarksville, TN-KY 12 $ 210,000 $ 17,500 $ 75,500
Morristown, TN 12 $ 94,000 $ 7,833 $ 56,000
Ocala, FL 12 $ 173,000 $ 14,416 $ 58,000
Muncie, IN 11 $ 126,000 $ 11,454 $ 60,000
Columbus, IN 10 $ 101,000 $ 10,100 $ 56,000
Dothan, AL 10 $ 233,000 $ 23,300 $ 92,000
Goldsboro, NC 10 $ 121,000 $ 12,100 $ 60,000
Panama City-Lynn Haven-Panama City Beach, FL 10 $ 280,000 $ 28,000 $ 117,000
South Bend-Mishawaka, IN-MI 10 $ 140,000 $ 14,000 $ 65,000
Anderson, SC 9 $ 151,000 $ 16,777 $ 71,000
Rome, GA 9 $ 114,000 $ 12,666 $ 100,000
Sherman-Denison, TX 9 $ 205,000 $ 22,777 $ 91,000
Huntington-Ashland, WV-KY-OH 8 $ 62,000 $ 7,750 $ 78,625
Longview, TX 8 $ 200,000 $ 25,000 $ 122,000
Beaumont-Port Arthur, TX 7 $ 191,000 $ 27,285 $ 87,000
Blacksburg-Christiansburg-Radford, VA 7 $ 117,000 $ 16,714 $ 83,000
Brunswick, GA 7 $ 83,000 $ 11,857 $ 48,000
Cleveland, TN 7 $ 71,000 $ 10,142 $ 43,000
Laredo, TX 7 $ 188,000 $ 26,857 $ 105,000
Palm Coast, FL 7 $ 164,000 $ 23,428 $ 72,000
Waco, TX 7 $ 193,000 $ 27,571 $ 100,000
Wichita Falls, TX 7 $ 191,000 $ 27,285 $ 152,000
Cumberland, MD-WV 6 $ 86,000 $ 14,333 $ 60,333
Johnson City, TN 6 $ 65,000 $ 10,833 $ 78,000
Abilene, TX 5 $ 125,000 $ 25,000 $ 106,000
Charleston, WV 5 $ 41,000 $ 8,200 $ 53,000
Danville, VA 5 $ 51,000 $ 10,200 $ 47,000
Gadsden, AL 5 $ 50,000 $ 10,000 $ 52,000
Kingsport-Bristol-Bristol, TN-VA 5 $ 49,000 $ 9,800 $ 45,000
Michigan City-La Porte, IN 5 $ 85,000 $ 17,000 $ 46,000
Texarkana, Tx-Texarkana, AR 5 $ 66,000 $ 13,200 $ 58,000
Tuscaloosa, AL 5 $ 87,000 $ 17,400 $ 77,000
Tyler, TX 4 $ 99,000 $ 24,750 $ 90,000
Williamsport, PA 4 $ 63,000 $ 15,750 $ 37,000
Anniston-Oxford, AL 3 $ 69,000 $ 23,000 $ 63,000
Danville, IL 3 $ 15,000 $ 5,000 $ 27,000
Decatur, AL 3 $ 52,000 $ 17,333 $ 73,000
Erie, PA 3 $ 33,000 $ 11,000 $ 64,000
Gainesville, FL 3 $ 70,000 $ 23,333 $ 81,000
Jackson, TN 3 $ 42,000 $ 14,000 $ 63,000
Owensboro, KY 3 $ 80,000 $ 26,666 $ 63,000
Parkersburg-Marietta-Vienna, WV-OH 3 $ 68,000 $ 22,666 $ 190,666
Altoona, PA 2 $ 27,000 $ 13,500 $ 52,000
Amarillo, TX 2 $ 60,000 $ 30,000 $ 122,000
Athens-Clarke County, GA 2 $ 71,000 $ 35,500 $ 115,000
Dalton, GA 2 $ 21,000 $ 10,500 $ 40,000
Florence-Muscle Shoals, AL 2 $ 29,000 $ 14,500 $ 52,000
Gainesville, GA 2 $ 50,000 $ 25,000 $ 111,000
Johnstown, PA 2 $ 33,000 $ 16,500 $ 45,000
Lubbock, TX 2 $ 50,000 $ 25,000 $ 157,000
New York-White Plains-Wayne, NY-NJ 2 $ 18,000 $ 9,000 $ 120,000
Newark-Union, NJ-PA 2 $ 33,000 $ 16,500 $ 87,000
Salisbury, MD 2 $ 37,000 $ 18,500 $ 67,000
Tallahassee, FL 2 $ 18,000 $ 9,000 $ 41,000
Victoria, TX 2 $ 60,000 $ 30,000 $ 102,000
Wheeling, WV-OH 2 $ 17,000 $ 8,500 $ 87,500
Atlantic City-Hammonton, NJ 1 $ 15,000 $ 15,000 $ 66,000
Battle Creek, MI 1 $ 12,000 $ 12,000 $ 60,000
Camden, NJ 1 $ 23,000 $ 23,000 $ 42,000
College Station-Bryan, TX 1 $ 16,000 $ 16,000 $ 149,000
Kalamazoo-Portage, MI 1 $ 17,000 $ 17,000 $ 18,000
Midland, TX 1 $ 30,000 $ 30,000 $ 192,000
Morgantown, WV 1 $ 30,000 $ 30,000 $ 62,000
Niles-Benton Harbor, MI 1 $ 15,000 $ 15,000 $ 52,000
San Angelo, TX 1 $ 30,000 $ 30,000 $ 105,000
Sebastian-Vero Beach, FL 1 $ 30,000 $ 30,000 $ 45,000
St. Louis, MO-IL 1 $ 5,000 $ 5,000 $ 44,000
State College, PA 1 $ 6,000 $ 6,000 $ 65,000

Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 16,388 $220,105,000 $13,000 $69,000 $89,000 $3,120,000
Home Purchase 0 $0 $0 $0 $0 $0
Refinancing 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 10,118 $141,876,000 $14,000 $69,000 $92,000 $3,120,000
Black or African American 3,092 $33,241,000 $10,000 $50,000 $77,000 $2,060,000
Not Provided 2,033 $28,276,000 $13,000 $45,000 $89,000 $2,268,000
Hispanic 819 $12,617,000 $15,000 $45,000 $94,000 $2,736,000
Asian 211 $2,577,000 $12,000 $33,000 $106,000 $1,068,000
American Indian or Alaskan Native 68 $952,000 $14,000 $30,000 $93,000 $500,000
Native Hawaiian or Other Pacific Islander 47 $566,000 $12,000 $30,000 $89,000 $383,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,388 $220,105,000 $13,000 $69,000 $89,000 $3,120,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 6,870 $94,514,000 $13,000 $69,000 $80,000 $3,120,000
Loan Originated 5,107 $64,546,000 $12,000 $33,000 $95,000 $2,060,000
Application Approved But Not Accepted 4,391 $60,807,000 $13,000 $30,000 $98,000 $2,736,000
Application Withdrawn By Applicant 20 $238,000 $11,000 $30,000 $103,000 $600,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,915 $79,946,000 $13,000 $69,000 $83,000 $3,120,000
Debt-To-Income Ratio 742 $10,725,000 $14,000 $50,000 $47,000 $500,000
Other 76 $1,450,000 $19,000 $54,000 $100,000 $547,000
Employment History 57 $1,210,000 $21,000 $30,000 $108,000 $384,000
Unverifiable Information 44 $723,000 $16,000 $40,000 $93,000 $432,000
Credit Application Incomplete 36 $460,000 $12,000 $30,000 $96,000 $306,000
Collateral 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List