Liberty Savings Bank, FSB Mortgage Lending & HMDA Data, 2013
In 2013, Liberty Savings Bank, FSB of Wilmington, OH reported 3,111 mortgage applications totaling $594.7 million, up 7% from 2012. The average application was for $191,169, and applicants reported an average income of $101,768. 73% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (487), Denver-Aurora-Broomfield, CO (477) and Tampa-St. Petersburg-Clearwater, FL (314) (applications in parentheses).
| Mortgage Company & Address | Liberty Savings Bank, FSB 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,111 |
| Total Mortgage Loan Application Amount | $594,729,000 |
| Average Mortgage Loan Application Amount | $191,169 |
| Highest Mortgage Loan Application Amount | $1,368,000 |
| Average Applicant Income | $101,768 |
| Highest Applicant Income | $1,508,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Liberty Savings Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pinellas, Florida | 176 | $ 33,361,000 | $ 189,551 | $ 121,000 |
| Hennepin, Minnesota | 166 | $ 34,564,000 | $ 208,216 | $ 110,000 |
| Denver, Colorado | 133 | $ 32,310,000 | $ 242,932 | $ 120,000 |
| Arapahoe, Colorado | 118 | $ 26,732,000 | $ 226,542 | $ 109,000 |
| Sarasota, Florida | 104 | $ 16,911,000 | $ 162,605 | $ 94,000 |
| Lucas, Ohio | 89 | $ 14,498,000 | $ 162,898 | $ 111,000 |
| Jefferson, Colorado | 87 | $ 20,108,000 | $ 231,126 | $ 121,000 |
| Anoka, Minnesota | 84 | $ 14,940,000 | $ 177,857 | $ 105,000 |
| Douglas, Colorado | 82 | $ 22,758,000 | $ 277,536 | $ 127,000 |
| Allen, Indiana | 71 | $ 9,173,000 | $ 129,197 | $ 63,000 |
| Hillsborough, Florida | 67 | $ 15,584,000 | $ 232,597 | $ 111,000 |
| Manatee, Florida | 63 | $ 12,009,000 | $ 190,619 | $ 104,000 |
| Pasco, Florida | 63 | $ 10,242,000 | $ 162,571 | $ 94,000 |
| Franklin, Ohio | 59 | $ 11,363,000 | $ 192,593 | $ 61,000 |
| Montgomery, Ohio | 58 | $ 8,302,000 | $ 143,137 | $ 104,000 |
| Ramsey, Minnesota | 53 | $ 9,376,000 | $ 176,905 | $ 86,000 |
| Butler, Ohio | 51 | $ 10,065,000 | $ 197,352 | $ 106,000 |
| Dakota, Minnesota | 50 | $ 9,829,000 | $ 196,580 | $ 99,000 |
| Hamilton, Ohio | 50 | $ 8,969,000 | $ 179,380 | $ 87,000 |
| Boulder, Colorado | 41 | $ 10,258,000 | $ 250,195 | $ 126,000 |
| Adams, Colorado | 39 | $ 7,130,000 | $ 182,820 | $ 85,000 |
| Stark, Ohio | 38 | $ 3,912,000 | $ 102,947 | $ 56,000 |
| Scott, Minnesota | 36 | $ 7,025,000 | $ 195,138 | $ 101,000 |
| Grand, Colorado | 35 | $ 7,564,000 | $ 216,114 | $ 184,000 |
| Wake, North Carolina | 35 | $ 8,756,000 | $ 250,171 | $ 125,000 |
| Warren, Ohio | 33 | $ 6,414,000 | $ 194,363 | $ 106,000 |
| Wood, Ohio | 33 | $ 5,990,000 | $ 181,515 | $ 88,000 |
| Washington, Minnesota | 30 | $ 6,770,000 | $ 225,666 | $ 130,000 |
| Cuyahoga, Ohio | 29 | $ 4,508,000 | $ 155,448 | $ 91,000 |
| Greene, Ohio | 27 | $ 6,133,000 | $ 227,148 | $ 137,000 |
| El Paso, Colorado | 26 | $ 4,637,000 | $ 178,346 | $ 84,000 |
| Palm Beach, Florida | 26 | $ 4,752,000 | $ 182,769 | $ 125,000 |
| Oakland, Michigan | 26 | $ 5,621,000 | $ 216,192 | $ 97,000 |
| Summit, Colorado | 25 | $ 5,277,000 | $ 211,080 | $ 179,000 |
| Carver, Minnesota | 24 | $ 5,561,000 | $ 231,708 | $ 109,000 |
| Duval, Florida | 23 | $ 4,831,000 | $ 210,043 | $ 113,000 |
| Maricopa, Arizona | 22 | $ 4,678,000 | $ 212,636 | $ 92,000 |
| Marion, Indiana | 22 | $ 2,414,000 | $ 109,727 | $ 159,000 |
| Medina, Ohio | 21 | $ 3,803,000 | $ 181,095 | $ 97,000 |
| Alachua, Florida | 18 | $ 2,437,000 | $ 135,388 | $ 121,000 |
| Kosciusko, Indiana | 18 | $ 2,619,000 | $ 145,500 | $ 65,000 |
| Delaware, Ohio | 18 | $ 8,945,000 | $ 496,944 | $ 19,000 |
| Volusia, Florida | 17 | $ 2,169,000 | $ 127,588 | $ 64,000 |
| Weld, Colorado | 16 | $ 3,668,000 | $ 229,250 | $ 112,000 |
| Lorain, Ohio | 16 | $ 2,979,000 | $ 186,187 | $ 90,000 |
| Summit, Ohio | 16 | $ 1,918,000 | $ 119,875 | $ 107,000 |
| Livingston, Michigan | 15 | $ 2,983,000 | $ 198,866 | $ 96,000 |
| Sherburne, Minnesota | 15 | $ 2,665,000 | $ 177,666 | $ 175,000 |
| Wayne, Michigan | 14 | $ 1,701,000 | $ 121,500 | $ 73,000 |
| Wright, Minnesota | 14 | $ 2,675,000 | $ 191,071 | $ 106,000 |
| Clermont, Ohio | 14 | $ 1,917,000 | $ 136,928 | $ 38,000 |
| Larimer, Colorado | 12 | $ 2,552,000 | $ 212,666 | $ 105,000 |
| St. Johns, Florida | 12 | $ 2,485,000 | $ 207,083 | $ 119,000 |
| Fairfield, Ohio | 12 | $ 2,688,000 | $ 224,000 | $ 98,000 |
| Lee, Florida | 11 | $ 1,905,000 | $ 173,181 | $ 152,000 |
| Polk, Florida | 11 | $ 1,531,000 | $ 139,181 | $ 84,000 |
| Macomb, Michigan | 11 | $ 1,804,000 | $ 164,000 | $ 89,000 |
| Blue Earth, Minnesota | 11 | $ 1,462,000 | $ 132,909 | $ 70,000 |
| Orange, Florida | 10 | $ 2,294,000 | $ 229,400 | $ 111,000 |
| Stearns, Minnesota | 10 | $ 2,027,000 | $ 202,700 | $ 111,000 |
| St. Lucie, Florida | 9 | $ 1,299,000 | $ 144,333 | $ 120,000 |
| Isanti, Minnesota | 9 | $ 1,464,000 | $ 162,666 | $ 107,000 |
| Hernando, Florida | 8 | $ 685,000 | $ 85,625 | $ 61,000 |
| Osceola, Florida | 8 | $ 1,264,000 | $ 158,000 | $ 104,000 |
| Monroe, Michigan | 8 | $ 1,461,000 | $ 182,625 | $ 106,000 |
| Licking, Ohio | 8 | $ 778,000 | $ 97,250 | $ 59,000 |
| Mahoning, Ohio | 8 | $ 942,000 | $ 117,750 | $ 43,000 |
| Broomfield, Colorado | 7 | $ 1,795,000 | $ 256,428 | $ 141,000 |
| Elbert, Colorado | 7 | $ 2,538,000 | $ 362,571 | $ 134,000 |
| Whitley, Indiana | 7 | $ 984,000 | $ 140,571 | $ 82,000 |
| St. Louis, Minnesota | 7 | $ 1,412,000 | $ 201,714 | $ 76,000 |
| Allen, Ohio | 7 | $ 617,000 | $ 88,142 | $ 39,000 |
| Broward, Florida | 6 | $ 2,387,000 | $ 397,833 | $ 94,000 |
| Adams, Indiana | 6 | $ 892,000 | $ 148,666 | $ 68,000 |
| Lake, Ohio | 6 | $ 1,311,000 | $ 218,500 | $ 81,000 |
| Ottawa, Ohio | 6 | $ 907,000 | $ 151,166 | $ 112,000 |
| Wayne, Ohio | 6 | $ 940,000 | $ 156,666 | $ 66,000 |
| Pueblo, Colorado | 5 | $ 700,000 | $ 140,000 | $ 101,000 |
| Flagler, Florida | 5 | $ 524,000 | $ 104,800 | $ 52,000 |
| DeKalb, Georgia | 5 | $ 740,000 | $ 148,000 | $ 65,000 |
| Noble, Indiana | 5 | $ 803,000 | $ 160,600 | $ 85,000 |
| Jackson, Michigan | 5 | $ 840,000 | $ 168,000 | $ 116,000 |
| Crow Wing, Minnesota | 5 | $ 738,000 | $ 147,600 | $ 111,000 |
| Goodhue, Minnesota | 5 | $ 902,000 | $ 180,400 | $ 70,000 |
| Le Sueur, Minnesota | 5 | $ 638,000 | $ 127,600 | $ 57,000 |
| Mille Lacs, Minnesota | 5 | $ 753,000 | $ 150,600 | $ 56,000 |
| St. Louis, Missouri | 5 | $ 778,000 | $ 155,600 | $ 93,000 |
| Clinton, Ohio | 5 | $ 627,000 | $ 125,400 | $ 33,000 |
| Erie, Ohio | 5 | $ 742,000 | $ 148,400 | $ 85,000 |
| Geauga, Ohio | 5 | $ 1,003,000 | $ 200,600 | $ 91,000 |
| Miami, Ohio | 5 | $ 612,000 | $ 122,400 | $ 44,000 |
| Lehigh, Pennsylvania | 5 | $ 1,466,000 | $ 293,200 | $ 131,000 |
| Sevier, Tennessee | 5 | $ 900,000 | $ 180,000 | $ 98,000 |
| Eagle, Colorado | 4 | $ 1,540,000 | $ 385,000 | $ 124,000 |
| Charlotte, Florida | 4 | $ 368,000 | $ 92,000 | $ 62,000 |
| Clay, Florida | 4 | $ 621,000 | $ 155,250 | $ 78,000 |
| Collier, Florida | 4 | $ 712,000 | $ 178,000 | $ 87,000 |
| Leon, Florida | 4 | $ 1,044,000 | $ 261,000 | $ 82,000 |
| DuPage, Illinois | 4 | $ 884,000 | $ 221,000 | $ 68,000 |
| Wells, Indiana | 4 | $ 606,000 | $ 151,500 | $ 78,000 |
| Lenawee, Michigan | 4 | $ 941,000 | $ 235,250 | $ 186,000 |
| Chisago, Minnesota | 4 | $ 937,000 | $ 234,250 | $ 106,000 |
| Douglas, Minnesota | 4 | $ 790,000 | $ 197,500 | $ 319,000 |
| Yellow Medicine, Minnesota | 4 | $ 524,000 | $ 131,000 | $ 43,000 |
| Jackson, Missouri | 4 | $ 558,000 | $ 139,500 | $ 51,000 |
| Clark, Ohio | 4 | $ 348,000 | $ 87,000 | $ 39,000 |
| Pickaway, Ohio | 4 | $ 459,000 | $ 114,750 | $ 72,000 |
| Northampton, Pennsylvania | 4 | $ 832,000 | $ 208,000 | $ 81,000 |
| Beaufort, South Carolina | 4 | $ 711,000 | $ 177,750 | $ 70,000 |
| Teller, Colorado | 3 | $ 314,000 | $ 104,666 | $ 55,000 |
| Brevard, Florida | 3 | $ 339,000 | $ 113,000 | $ 72,000 |
| Lake, Florida | 3 | $ 504,000 | $ 168,000 | $ 96,000 |
| Seminole, Florida | 3 | $ 547,000 | $ 182,333 | $ 123,000 |
| Peoria, Illinois | 3 | $ 154,000 | $ 51,333 | $ 31,000 |
| Winnebago, Illinois | 3 | $ 185,000 | $ 61,666 | $ 45,000 |
| Johnson, Kansas | 3 | $ 658,000 | $ 219,333 | $ 182,000 |
| Kenton, Kentucky | 3 | $ 362,000 | $ 120,666 | $ 16,000 |
| Washtenaw, Michigan | 3 | $ 556,000 | $ 185,333 | $ 83,000 |
| Carlton, Minnesota | 3 | $ 551,000 | $ 183,666 | $ 88,000 |
| Freeborn, Minnesota | 3 | $ 329,000 | $ 109,666 | $ 59,000 |
| McLeod, Minnesota | 3 | $ 410,000 | $ 136,666 | $ 70,000 |
| Nicollet, Minnesota | 3 | $ 533,000 | $ 177,666 | $ 47,000 |
| Olmsted, Minnesota | 3 | $ 489,000 | $ 163,000 | $ 70,000 |
| Otter Tail, Minnesota | 3 | $ 248,000 | $ 82,666 | $ 57,000 |
| Steele, Minnesota | 3 | $ 459,000 | $ 153,000 | $ 39,000 |
| St. Charles, Missouri | 3 | $ 740,000 | $ 246,666 | $ 145,000 |
| Johnston, North Carolina | 3 | $ 352,000 | $ 117,333 | $ 184,000 |
| New Hanover, North Carolina | 3 | $ 555,000 | $ 185,000 | $ 125,000 |
| Champaign, Ohio | 3 | $ 328,000 | $ 109,333 | $ 29,000 |
| Hardin, Ohio | 3 | $ 281,000 | $ 93,666 | $ 16,000 |
| Huron, Ohio | 3 | $ 387,000 | $ 129,000 | $ 48,000 |
| Knox, Ohio | 3 | $ 437,000 | $ 145,666 | $ 48,000 |
| Logan, Ohio | 3 | $ 221,000 | $ 73,666 | $ 38,000 |
| Union, Ohio | 3 | $ 738,000 | $ 246,000 | $ 80,000 |
| Berkeley, West Virginia | 3 | $ 608,000 | $ 202,666 | $ 103,000 |
| Jefferson, West Virginia | 3 | $ 688,000 | $ 229,333 | $ 91,000 |
| Pima, Arizona | 2 | $ 557,000 | $ 278,500 | $ 64,000 |
| Yavapai, Arizona | 2 | $ 590,000 | $ 295,000 | $ 82,000 |
| Clear Creek, Colorado | 2 | $ 399,000 | $ 199,500 | $ 83,000 |
| Escambia, Florida | 2 | $ 513,000 | $ 256,500 | $ 180,000 |
| Marion, Florida | 2 | $ 185,000 | $ 92,500 | $ 94,000 |
| Martin, Florida | 2 | $ 617,000 | $ 308,500 | $ 86,000 |
| Miami-Dade, Florida | 2 | $ 479,000 | $ 239,500 | $ 114,000 |
| Nassau, Florida | 2 | $ 580,000 | $ 290,000 | $ 90,000 |
| Cherokee, Georgia | 2 | $ 367,000 | $ 183,500 | $ 78,000 |
| Cobb, Georgia | 2 | $ 355,000 | $ 177,500 | $ 236,000 |
| Fulton, Georgia | 2 | $ 481,000 | $ 240,500 | $ 137,000 |
| Gwinnett, Georgia | 2 | $ 304,000 | $ 152,000 | $ 46,000 |
| Jackson, Georgia | 2 | $ 520,000 | $ 260,000 | $ 105,000 |
| Cook, Illinois | 2 | $ 466,000 | $ 233,000 | $ 78,000 |
| Elkhart, Indiana | 2 | $ 291,000 | $ 145,500 | $ 99,000 |
| Huntington, Indiana | 2 | $ 381,000 | $ 190,500 | $ 211,000 |
| LaGrange, Indiana | 2 | $ 248,000 | $ 124,000 | $ 56,000 |
| St. Joseph, Indiana | 2 | $ 308,000 | $ 154,000 | $ 44,000 |
| Steuben, Indiana | 2 | $ 466,000 | $ 233,000 | $ 183,000 |
| Polk, Iowa | 2 | $ 367,000 | $ 183,500 | $ 173,000 |
| Boone, Kentucky | 2 | $ 382,000 | $ 191,000 | $ 79,000 |
| Boyle, Kentucky | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Campbell, Kentucky | 2 | $ 359,000 | $ 179,500 | $ 66,000 |
| Grant, Kentucky | 2 | $ 167,000 | $ 83,500 | $ 31,000 |
| Genesee, Michigan | 2 | $ 369,000 | $ 184,500 | $ 89,000 |
| Hillsdale, Michigan | 2 | $ 247,000 | $ 123,500 | $ 198,000 |
| Aitkin, Minnesota | 2 | $ 186,000 | $ 93,000 | $ 262,000 |
| Brown, Minnesota | 2 | $ 253,000 | $ 126,500 | $ 43,000 |
| Cass, Minnesota | 2 | $ 319,000 | $ 159,500 | $ 124,000 |
| Chippewa, Minnesota | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Faribault, Minnesota | 2 | $ 103,000 | $ 51,500 | $ 23,000 |
| Kanabec, Minnesota | 2 | $ 260,000 | $ 130,000 | $ 59,000 |
| Kandiyohi, Minnesota | 2 | $ 354,000 | $ 177,000 | $ 68,000 |
| Morrison, Minnesota | 2 | $ 247,000 | $ 123,500 | $ 97,000 |
| Nobles, Minnesota | 2 | $ 208,000 | $ 104,000 | $ 51,000 |
| Polk, Minnesota | 2 | $ 467,000 | $ 233,500 | $ 180,000 |
| Swift, Minnesota | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| Waseca, Minnesota | 2 | $ 231,000 | $ 115,500 | $ 50,000 |
| Camden, Missouri | 2 | $ 604,000 | $ 302,000 | $ 100,000 |
| Buncombe, North Carolina | 2 | $ 169,000 | $ 84,500 | $ 61,000 |
| Mecklenburg, North Carolina | 2 | $ 574,000 | $ 287,000 | $ 130,000 |
| Brown, Ohio | 2 | $ 339,000 | $ 169,500 | $ 0 |
| Columbiana, Ohio | 2 | $ 288,000 | $ 144,000 | $ 43,000 |
| Highland, Ohio | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Hocking, Ohio | 2 | $ 155,000 | $ 77,500 | $ 50,000 |
| Portage, Ohio | 2 | $ 410,000 | $ 205,000 | $ 33,000 |
| Trumbull, Ohio | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Tuscarawas, Ohio | 2 | $ 198,000 | $ 99,000 | $ 73,000 |
| Erie, Pennsylvania | 2 | $ 266,000 | $ 133,000 | $ 61,000 |
| Philadelphia, Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 89,000 |
| Berkeley, South Carolina | 2 | $ 287,000 | $ 143,500 | $ 62,000 |
| Horry, South Carolina | 2 | $ 663,000 | $ 331,500 | $ 80,000 |
| Blount, Tennessee | 2 | $ 221,000 | $ 110,500 | $ 228,000 |
| Rutherford, Tennessee | 2 | $ 535,000 | $ 267,500 | $ 86,000 |
| Uintah, Utah | 2 | $ 384,000 | $ 192,000 | $ 58,000 |
| Washington, Utah | 2 | $ 529,000 | $ 264,500 | $ 66,000 |
| King, Washington | 2 | $ 477,000 | $ 238,500 | $ 95,000 |
| Columbia, Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Kenosha, Wisconsin | 2 | $ 215,000 | $ 107,500 | $ 65,000 |
| St. Croix, Wisconsin | 2 | $ 329,000 | $ 164,500 | $ 60,000 |
| Washington, Wisconsin | 2 | $ 316,000 | $ 158,000 | $ 94,000 |
| Shelby, Alabama | 1 | $ 187,000 | $ 187,000 | $ 77,000 |
| Mohave, Arizona | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Orange, California | 1 | $ 218,000 | $ 218,000 | $ 93,000 |
| Archuleta, Colorado | 1 | $ 219,000 | $ 219,000 | $ 50,000 |
| Chaffee, Colorado | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| Custer, Colorado | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Fremont, Colorado | 1 | $ 133,000 | $ 133,000 | $ 27,000 |
| Gilpin, Colorado | 1 | $ 214,000 | $ 214,000 | $ 113,000 |
| Mesa, Colorado | 1 | $ 173,000 | $ 173,000 | $ 45,000 |
| Park, Colorado | 1 | $ 324,000 | $ 324,000 | $ 255,000 |
| Phillips, Colorado | 1 | $ 82,000 | $ 82,000 | $ 54,000 |
| Routt, Colorado | 1 | $ 417,000 | $ 417,000 | $ 55,000 |
| Columbia, Florida | 1 | $ 143,000 | $ 143,000 | $ 141,000 |
| Franklin, Florida | 1 | $ 414,000 | $ 414,000 | $ 226,000 |
| Glades, Florida | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Highlands, Florida | 1 | $ 72,000 | $ 72,000 | $ 133,000 |
| Jackson, Florida | 1 | $ 213,000 | $ 213,000 | $ 128,000 |
| Okaloosa, Florida | 1 | $ 184,000 | $ 184,000 | $ 54,000 |
| Santa Rosa, Florida | 1 | $ 128,000 | $ 128,000 | $ 63,000 |
| Sumter, Florida | 1 | $ 224,000 | $ 224,000 | $ 70,000 |
| Carroll, Georgia | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Forsyth, Georgia | 1 | $ 214,000 | $ 214,000 | $ 110,000 |
| Hall, Georgia | 1 | $ 91,000 | $ 91,000 | $ 172,000 |
| Harris, Georgia | 1 | $ 283,000 | $ 283,000 | $ 51,000 |
| Henry, Georgia | 1 | $ 279,000 | $ 279,000 | $ 74,000 |
| Lee, Georgia | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Liberty, Georgia | 1 | $ 166,000 | $ 166,000 | $ 61,000 |
| Oglethorpe, Georgia | 1 | $ 166,000 | $ 166,000 | $ 111,000 |
| Paulding, Georgia | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Troup, Georgia | 1 | $ 154,000 | $ 154,000 | $ 45,000 |
| Walton, Georgia | 1 | $ 156,000 | $ 156,000 | $ 58,000 |
| Clinton, Illinois | 1 | $ 176,000 | $ 176,000 | $ 77,000 |
| Kane, Illinois | 1 | $ 245,000 | $ 245,000 | $ 30,000 |
| Lake, Illinois | 1 | $ 242,000 | $ 242,000 | $ 71,000 |
| Monroe, Illinois | 1 | $ 168,000 | $ 168,000 | $ 160,000 |
| Will, Illinois | 1 | $ 160,000 | $ 160,000 | $ 116,000 |
| Boone, Indiana | 1 | $ 347,000 | $ 347,000 | $ 314,000 |
| DeKalb, Indiana | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Delaware, Indiana | 1 | $ 51,000 | $ 51,000 | $ 30,000 |
| Hamilton, Indiana | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Hendricks, Indiana | 1 | $ 212,000 | $ 212,000 | $ 101,000 |
| Howard, Indiana | 1 | $ 199,000 | $ 199,000 | $ 60,000 |
| Porter, Indiana | 1 | $ 309,000 | $ 309,000 | $ 152,000 |
| Pottawattamie, Iowa | 1 | $ 266,000 | $ 266,000 | $ 87,000 |
| Miami, Kansas | 1 | $ 153,000 | $ 153,000 | $ 85,000 |
| Sedgwick, Kansas | 1 | $ 191,000 | $ 191,000 | $ 93,000 |
| Fayette, Kentucky | 1 | $ 110,000 | $ 110,000 | $ 32,000 |
| Jackson, Kentucky | 1 | $ 71,000 | $ 71,000 | $ 61,000 |
| Pendleton, Kentucky | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Trimble, Kentucky | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Allegan, Michigan | 1 | $ 124,000 | $ 124,000 | $ 528,000 |
| Crawford, Michigan | 1 | $ 88,000 | $ 88,000 | $ 175,000 |
| Kalamazoo, Michigan | 1 | $ 73,000 | $ 73,000 | $ 200,000 |
| Kent, Michigan | 1 | $ 126,000 | $ 126,000 | $ 52,000 |
| Leelanau, Michigan | 1 | $ 400,000 | $ 400,000 | $ 115,000 |
| Midland, Michigan | 1 | $ 225,000 | $ 225,000 | $ 176,000 |
| Ontonagon, Michigan | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Ottawa, Michigan | 1 | $ 110,000 | $ 110,000 | $ 52,000 |
| Shiawassee, Michigan | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| St. Clair, Michigan | 1 | $ 130,000 | $ 130,000 | $ 94,000 |
| Becker, Minnesota | 1 | $ 188,000 | $ 188,000 | $ 167,000 |
| Benton, Minnesota | 1 | $ 117,000 | $ 117,000 | $ 60,000 |
| Cottonwood, Minnesota | 1 | $ 76,000 | $ 76,000 | $ 30,000 |
| Fillmore, Minnesota | 1 | $ 98,000 | $ 98,000 | $ 51,000 |
| Grant, Minnesota | 1 | $ 110,000 | $ 110,000 | $ 131,000 |
| Itasca, Minnesota | 1 | $ 176,000 | $ 176,000 | $ 73,000 |
| Lincoln, Minnesota | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Lyon, Minnesota | 1 | $ 166,000 | $ 166,000 | $ 101,000 |
| Martin, Minnesota | 1 | $ 141,000 | $ 141,000 | $ 96,000 |
| Meeker, Minnesota | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Mower, Minnesota | 1 | $ 214,000 | $ 214,000 | $ 182,000 |
| Pine, Minnesota | 1 | $ 188,000 | $ 188,000 | $ 40,000 |
| Pope, Minnesota | 1 | $ 188,000 | $ 188,000 | $ 100,000 |
| Rice, Minnesota | 1 | $ 96,000 | $ 96,000 | $ 52,000 |
| Sibley, Minnesota | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Stevens, Minnesota | 1 | $ 84,000 | $ 84,000 | $ 120,000 |
| Todd, Minnesota | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Traverse, Minnesota | 1 | $ 89,000 | $ 89,000 | $ 61,000 |
| Watonwan, Minnesota | 1 | $ 143,000 | $ 143,000 | $ 182,000 |
| Andrew, Missouri | 1 | $ 83,000 | $ 83,000 | $ 34,000 |
| Clinton, Missouri | 1 | $ 279,000 | $ 279,000 | $ 134,000 |
| Franklin, Missouri | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Gasconade, Missouri | 1 | $ 386,000 | $ 386,000 | $ 128,000 |
| Jefferson, Missouri | 1 | $ 112,000 | $ 112,000 | $ 57,000 |
| Bernalillo, New Mexico | 1 | $ 201,000 | $ 201,000 | $ 81,000 |
| Dona Ana, New Mexico | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Sandoval, New Mexico | 1 | $ 247,000 | $ 247,000 | $ 79,000 |
| Alamance, North Carolina | 1 | $ 29,000 | $ 29,000 | $ 163,000 |
| Brunswick, North Carolina | 1 | $ 417,000 | $ 417,000 | $ 437,000 |
| Carteret, North Carolina | 1 | $ 174,000 | $ 174,000 | $ 94,000 |
| Cumberland, North Carolina | 1 | $ 152,000 | $ 152,000 | $ 157,000 |
| Ashland, Ohio | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ashtabula, Ohio | 1 | $ 231,000 | $ 231,000 | $ 75,000 |
| Auglaize, Ohio | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Carroll, Ohio | 1 | $ 89,000 | $ 89,000 | $ 67,000 |
| Darke, Ohio | 1 | $ 120,000 | $ 120,000 | $ 153,000 |
| Fulton, Ohio | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Hancock, Ohio | 1 | $ 187,000 | $ 187,000 | $ 109,000 |
| Holmes, Ohio | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Morgan, Ohio | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Morrow, Ohio | 1 | $ 229,000 | $ 229,000 | $ 184,000 |
| Muskingum, Ohio | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Pike, Ohio | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Richland, Ohio | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Sandusky, Ohio | 1 | $ 200,000 | $ 200,000 | $ 88,000 |
| Washington, Ohio | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Williams, Ohio | 1 | $ 111,000 | $ 111,000 | $ 22,000 |
| Chester, Pennsylvania | 1 | $ 281,000 | $ 281,000 | $ 95,000 |
| Lancaster, Pennsylvania | 1 | $ 273,000 | $ 273,000 | $ 44,000 |
| Luzerne, Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 67,000 |
| Aiken, South Carolina | 1 | $ 144,000 | $ 144,000 | $ 99,000 |
| Kershaw, South Carolina | 1 | $ 127,000 | $ 127,000 | $ 57,000 |
| Sumter, South Carolina | 1 | $ 69,000 | $ 69,000 | $ 0 |
| York, South Carolina | 1 | $ 388,000 | $ 388,000 | $ 108,000 |
| Knox, Tennessee | 1 | $ 137,000 | $ 137,000 | $ 43,000 |
| Madison, Tennessee | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Rhea, Tennessee | 1 | $ 309,000 | $ 309,000 | $ 90,000 |
| Dallas, Texas | 1 | $ 36,000 | $ 36,000 | $ 42,000 |
| Nueces, Texas | 1 | $ 182,000 | $ 182,000 | $ 679,000 |
| Cache, Utah | 1 | $ 183,000 | $ 183,000 | $ 78,000 |
| Davis, Utah | 1 | $ 294,000 | $ 294,000 | $ 57,000 |
| Salt Lake, Utah | 1 | $ 268,000 | $ 268,000 | $ 81,000 |
| Newport News, Virginia | 1 | $ 103,000 | $ 103,000 | $ 48,000 |
| Richmond City, Virginia | 1 | $ 191,000 | $ 191,000 | $ 56,000 |
| Raleigh, West Virginia | 1 | $ 173,000 | $ 173,000 | $ 94,000 |
| Bayfield, Wisconsin | 1 | $ 232,000 | $ 232,000 | $ 75,000 |
| Brown, Wisconsin | 1 | $ 218,000 | $ 218,000 | $ 111,000 |
| Dodge, Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Jefferson, Wisconsin | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Manitowoc, Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Milwaukee, Wisconsin | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Outagamie, Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 59,000 |
| Polk, Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 38,000 |
| Sauk, Wisconsin | 1 | $ 159,000 | $ 159,000 | $ 40,000 |
| Waukesha, Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, FSB in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,090 | $394,843,000 | $188,000 | $1,000,000 | $100,000 | $1,508,000 |
| Home Purchase | 982 | $193,790,000 | $197,000 | $1,368,000 | $106,000 | $956,000 |
| Home Improvement | 39 | $6,096,000 | $156,000 | $600,000 | $90,000 | $402,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,564 | $492,329,000 | $192,000 | $1,000,000 | $109,000 | $956,000 |
| Not applicable | 153 | $28,741,000 | $187,000 | $956,000 | $0 | $0 |
| Not Provided | 138 | $25,973,000 | $188,000 | $533,000 | $110,000 | $1,508,000 |
| Asian | 96 | $19,418,000 | $202,000 | $1,368,000 | $107,000 | $547,000 |
| Hispanic | 86 | $15,363,000 | $178,000 | $417,000 | $92,000 | $753,000 |
| Black or African American | 67 | $11,718,000 | $174,000 | $945,000 | $79,000 | $338,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $991,000 | $165,000 | $233,000 | $95,000 | $183,000 |
| American Indian or Alaskan Native | 1 | $196,000 | $196,000 | $196,000 | $71,000 | $71,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,018 | $582,154,000 | $192,000 | $1,368,000 | $105,000 | $956,000 |
| FHA-insured (Federal Housing Administration) | 93 | $12,575,000 | $135,000 | $322,000 | $18,000 | $1,508,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,280 | $436,226,000 | $191,000 | $672,000 | $110,000 | $816,000 |
| Application Denied By Financial Institution | 518 | $92,082,000 | $177,000 | $570,000 | $103,000 | $956,000 |
| Loan Purchased By The Institution | 176 | $43,672,000 | $248,000 | $1,368,000 | $0 | $0 |
| Application Withdrawn By Applicant | 74 | $12,350,000 | $166,000 | $417,000 | $103,000 | $410,000 |
| Application Approved But Not Accepted | 34 | $5,900,000 | $173,000 | $411,000 | $91,000 | $323,000 |
| File Closed For Incompleteness | 29 | $4,499,000 | $155,000 | $417,000 | $126,000 | $1,508,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 327 | $57,297,000 | $175,000 | $417,000 | $112,000 | $956,000 |
| Collateral | 57 | $10,722,000 | $188,000 | $570,000 | $121,000 | $670,000 |
| Credit History | 49 | $8,703,000 | $177,000 | $417,000 | $89,000 | $377,000 |
| Debt-To-Income Ratio | 39 | $7,327,000 | $187,000 | $417,000 | $60,000 | $188,000 |
| Employment History | 14 | $2,319,000 | $165,000 | $261,000 | $35,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,328,000 | $194,000 | $360,000 | $72,000 | $207,000 |
| Mortgage Insurance Denied | 7 | $1,354,000 | $193,000 | $282,000 | $74,000 | $87,000 |
| Credit Application Incomplete | 7 | $1,281,000 | $183,000 | $335,000 | $150,000 | $409,000 |
| Unverifiable Information | 6 | $751,000 | $125,000 | $258,000 | $7,000 | $45,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, FSB's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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