Lima One Capital, LLC Mortgage Lending & HMDA Data, 2020

In 2020, Lima One Capital, LLC of Greenville, SC reported 2,547 mortgage applications totaling $617.6 million, down 43% from 2019. The average application was for $242,483, and applicants reported an average income of $0. 69% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (175), Philadelphia, PA (166) and Chicago-Naperville, IL (159) (applications in parentheses).

Mortgage Company & Address Lima One Capital, LLC
201 E. McBee Ave, Suite 300
Greenville, SC 29601
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 2,547
Total Mortgage Loan Application Amount $617,605,000
Average Mortgage Loan Application Amount $242,483
Highest Mortgage Loan Application Amount $5,735,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lima One Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lima One Capital, LLC by Metropolitan Area in 2020

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Atlanta-Sandy Springs-Roswell, GA 175 $ 44,355,000 $ 253,457 $ 0
Philadelphia, PA 166 $ 37,560,000 $ 226,265 $ 0
Chicago-Naperville, IL 159 $ 37,375,000 $ 235,062 $ 0
Baltimore-Columbia-Towson, MD 104 $ 23,130,000 $ 222,403 $ 0
Columbus, OH 78 $ 8,420,000 $ 107,948 $ 0
Outside any metro area 73 $ 16,335,000 $ 223,767 $ 0
Cleveland-Elyria, OH 66 $ 11,590,000 $ 175,606 $ 0
Charlotte-Concord-Gastonia, NC-SC 64 $ 17,600,000 $ 275,000 $ 0
Indianapolis-Carmel-Anderson, IN 57 $ 7,265,000 $ 127,456 $ 0
Port St. Lucie, FL 54 $ 8,950,000 $ 165,740 $ 0
Spartanburg, SC 54 $ 7,610,000 $ 140,925 $ 0
Camden, NJ 46 $ 5,740,000 $ 124,782 $ 0
Los Angeles-Long Beach-Glendale, CA 46 $ 57,480,000 $ 1,249,565 $ 0
Newark, NJ-PA 45 $ 10,195,000 $ 226,555 $ 0
Milwaukee-Waukesha-West Allis, WI 40 $ 5,550,000 $ 138,750 $ 0
Washington-Arlington-Alexandria, DC-VA-MD-WV 38 $ 16,080,000 $ 423,157 $ 0
Dayton-Springfield-Kettering, OH 34 $ 3,780,000 $ 111,176 $ 0
St. Louis, MO-IL 34 $ 4,950,000 $ 145,588 $ 0
Tampa-St. Petersburg-Clearwater, FL 33 $ 8,145,000 $ 246,818 $ 0
Cincinnati, OH-KY-IN 32 $ 4,500,000 $ 140,625 $ 0
Greenville-Anderson-Mauldin, SC 32 $ 11,620,000 $ 363,125 $ 0
Birmingham-Hoover, AL 30 $ 4,240,000 $ 141,333 $ 0
New York-Jersey City-White Plains, NY-NJ 30 $ 14,530,000 $ 484,333 $ 0
Kansas City, MO-KS 28 $ 3,140,000 $ 112,142 $ 0
New York-Newark, NY 27 $ 5,745,000 $ 212,777 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 26 $ 3,180,000 $ 122,307 $ 0
Killeen-Temple, TX 25 $ 3,275,000 $ 131,000 $ 0
Houston-The Woodlands-Sugar Land, TX 23 $ 5,015,000 $ 218,043 $ 0
Cape Coral-Fort Myers, FL 21 $ 3,115,000 $ 148,333 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 21 $ 12,985,000 $ 618,333 $ 0
Memphis, TN-MS-AR 21 $ 3,895,000 $ 185,476 $ 0
Raleigh, NC 21 $ 4,265,000 $ 203,095 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 21 $ 2,675,000 $ 127,380 $ 0
Augusta-Richmond County, GA-SC 20 $ 2,920,000 $ 146,000 $ 0
Detroit-Dearborn-Livonia, MI 19 $ 5,205,000 $ 273,947 $ 0
Montgomery, AL 19 $ 2,085,000 $ 109,736 $ 0
Fayetteville, NC 18 $ 1,540,000 $ 85,555 $ 0
Palm Bay-Melbourne-Titusville, FL 18 $ 2,560,000 $ 142,222 $ 0
New Orleans-Metairie, LA 17 $ 3,275,000 $ 192,647 $ 0
Orlando-Kissimmee-Sanford, FL 16 $ 2,890,000 $ 180,625 $ 0
Lakeland-Winter Haven, FL 14 $ 2,420,000 $ 172,857 $ 0
Pittsburgh, PA 14 $ 1,560,000 $ 111,428 $ 0
Savannah, GA 14 $ 2,840,000 $ 202,857 $ 0
Warren-Troy-Farmington Hills, MI 14 $ 4,130,000 $ 295,000 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 13 $ 1,305,000 $ 100,384 $ 0
Athens-Clarke County, GA 12 $ 3,820,000 $ 318,333 $ 0
Atlantic City-Hammonton, NJ 12 $ 1,690,000 $ 140,833 $ 0
Columbia, SC 12 $ 1,360,000 $ 113,333 $ 0
Racine, WI 12 $ 2,210,000 $ 184,166 $ 0
Rocky Mount, NC 12 $ 1,860,000 $ 155,000 $ 0
Trenton, NJ 12 $ 1,210,000 $ 100,833 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 12 $ 7,690,000 $ 640,833 $ 0
Allentown-Bethlehem-Easton, PA-NJ 11 $ 1,885,000 $ 171,363 $ 0
Beaumont-Port Arthur, TX 11 $ 875,000 $ 79,545 $ 0
Hagerstown-Martinsburg, MD-WV 11 $ 1,445,000 $ 131,363 $ 0
Jacksonville, FL 11 $ 1,655,000 $ 150,454 $ 0
Miami-Miami Beach-Kendall, FL 11 $ 2,605,000 $ 236,818 $ 0
New Haven-Milford, CT 11 $ 1,815,000 $ 165,000 $ 0
Boise City, ID 10 $ 3,180,000 $ 318,000 $ 0
Bridgeport-Stamford-Norwalk, CT 10 $ 2,410,000 $ 241,000 $ 0
Dallas-Plano-Irving, TX 10 $ 12,800,000 $ 1,280,000 $ 0
Fort Worth-Arlington, TX 10 $ 9,290,000 $ 929,000 $ 0
Seattle-Bellevue-Everett, WA 10 $ 11,960,000 $ 1,196,000 $ 0
Akron, OH 9 $ 535,000 $ 59,444 $ 0
Lake County-Kenosha County, IL-WI 9 $ 2,565,000 $ 285,000 $ 0
Montgomery County-Bucks County-Chester County, PA 9 $ 4,845,000 $ 538,333 $ 0
Syracuse, NY 9 $ 785,000 $ 87,222 $ 0
Vineland-Bridgeton, NJ 9 $ 1,045,000 $ 116,111 $ 0
Gary, IN 8 $ 1,020,000 $ 127,500 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 8 $ 2,700,000 $ 337,500 $ 0
Punta Gorda, FL 8 $ 1,280,000 $ 160,000 $ 0
Wilmington, DE-MD-NJ 8 $ 890,000 $ 111,250 $ 0
Baton Rouge, LA 7 $ 775,000 $ 110,714 $ 0
Crestview-Fort Walton Beach-Destin, FL 7 $ 3,855,000 $ 550,714 $ 0
Grand Rapids-Wyoming, MI 7 $ 1,115,000 $ 159,285 $ 0
Greensboro-High Point, NC 7 $ 745,000 $ 106,428 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 7 $ 1,485,000 $ 212,142 $ 0
New Bern, NC 7 $ 1,525,000 $ 217,857 $ 0
Washington-Baltimore-Arlington, DC 7 $ 2,665,000 $ 380,714 $ 0
Albany-Schenectady-Troy, NY 6 $ 790,000 $ 131,666 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 6 $ 570,000 $ 95,000 $ 0
Charleston-North Charleston, SC 6 $ 680,000 $ 113,333 $ 0
East Stroudsburg, PA 6 $ 750,000 $ 125,000 $ 0
Evansville, IN-KY 6 $ 660,000 $ 110,000 $ 0
Huntsville, AL 6 $ 680,000 $ 113,333 $ 0
Jackson, MS 6 $ 850,000 $ 141,666 $ 0
Oklahoma City, OK 6 $ 770,000 $ 128,333 $ 0
Providence-Warwick, RI-MA 6 $ 2,000,000 $ 333,333 $ 0
Richmond, VA 6 $ 1,050,000 $ 175,000 $ 0
Springfield, MA 6 $ 770,000 $ 128,333 $ 0
Victoria, TX 6 $ 540,000 $ 90,000 $ 0
Hartford-West Hartford-East Hartford, CT 5 $ 1,165,000 $ 233,000 $ 0
Knoxville, TN 5 $ 695,000 $ 139,000 $ 0
Panama City, FL 5 $ 725,000 $ 145,000 $ 0
Riverside-San Bernardino-Ontario, CA 5 $ 1,085,000 $ 217,000 $ 0
Rochester, NY 5 $ 385,000 $ 77,000 $ 0
Rockford, IL 5 $ 495,000 $ 99,000 $ 0
South Bend-Mishawaka, IN-MI 5 $ 345,000 $ 69,000 $ 0
Chattanooga, TN-GA 4 $ 470,000 $ 117,500 $ 0
Durham-Chapel Hill, NC 4 $ 900,000 $ 225,000 $ 0
Flint, MI 4 $ 2,610,000 $ 652,500 $ 0
Lake Charles, LA 4 $ 390,000 $ 97,500 $ 0
Lansing-East Lansing, MI 4 $ 770,000 $ 192,500 $ 0
Louisville/Jefferson County, KY-IN 4 $ 570,000 $ 142,500 $ 0
Nassau County-Suffolk County, NY 4 $ 1,360,000 $ 340,000 $ 0
Watertown-Fort Drum, NY 4 $ 1,100,000 $ 275,000 $ 0
Boston, MA 3 $ 755,000 $ 251,666 $ 0
Cambridge-Newton-Framingham, MA 3 $ 2,115,000 $ 705,000 $ 0
Elgin, IL 3 $ 375,000 $ 125,000 $ 0
Gulfport-Biloxi-Pascagoula, MS 3 $ 265,000 $ 88,333 $ 0
Hickory-Lenoir-Morganton, NC 3 $ 295,000 $ 98,333 $ 0
Huntington-Ashland, WV-KY-OH 3 $ 255,000 $ 85,000 $ 0
Jacksonville, NC 3 $ 265,000 $ 88,333 $ 0
Lafayette, LA 3 $ 4,935,000 $ 1,645,000 $ 0
Muncie, IN 3 $ 335,000 $ 111,666 $ 0
Muskegon, MI 3 $ 285,000 $ 95,000 $ 0
Omaha-Council Bluffs, NE-IA 3 $ 215,000 $ 71,666 $ 0
Reading, PA 3 $ 225,000 $ 75,000 $ 0
San Jose-Sunnyvale-Santa Clara, CA 3 $ 3,615,000 $ 1,205,000 $ 0
Toledo, OH 3 $ 225,000 $ 75,000 $ 0
Tulsa, OK 3 $ 275,000 $ 91,666 $ 0
Tuscaloosa, AL 3 $ 295,000 $ 98,333 $ 0
Yakima, WA 3 $ 715,000 $ 238,333 $ 0
Albany, GA 2 $ 140,000 $ 70,000 $ 0
Battle Creek, MI 2 $ 140,000 $ 70,000 $ 0
Davenport-Moline-Rock Island, IA-IL 2 $ 2,430,000 $ 1,215,000 $ 0
Des Moines-West Des Moines, IA 2 $ 290,000 $ 145,000 $ 0
Fort Wayne, IN 2 $ 160,000 $ 80,000 $ 0
Gainesville, GA 2 $ 330,000 $ 165,000 $ 0
Gettysburg, PA 2 $ 310,000 $ 155,000 $ 0
Kennewick-Richland, WA 2 $ 350,000 $ 175,000 $ 0
Kingston, NY 2 $ 340,000 $ 170,000 $ 0
Las Cruces, NM 2 $ 250,000 $ 125,000 $ 0
Macon-Bibb County, GA 2 $ 510,000 $ 255,000 $ 0
Naples-Immokalee-Marco Island, FL 2 $ 580,000 $ 290,000 $ 0
Norwich-New London, CT 2 $ 450,000 $ 225,000 $ 0
Ocean City, NJ 2 $ 310,000 $ 155,000 $ 0
Phoenix-Mesa-Scottsdale, AZ 2 $ 1,100,000 $ 550,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 2 $ 980,000 $ 490,000 $ 0
Sacramento--Roseville--Arden-Arcade, CA 2 $ 460,000 $ 230,000 $ 0
Salinas, CA 2 $ 1,030,000 $ 515,000 $ 0
Salisbury, MD-DE 2 $ 240,000 $ 120,000 $ 0
Santa Rosa, CA 2 $ 1,700,000 $ 850,000 $ 0
Tallahassee, FL 2 $ 310,000 $ 155,000 $ 0
Waco, TX 2 $ 340,000 $ 170,000 $ 0
Walla Walla, WA 2 $ 400,000 $ 200,000 $ 0
Winston-Salem, NC 2 $ 310,000 $ 155,000 $ 0
Worcester, MA-CT 2 $ 260,000 $ 130,000 $ 0
Amarillo, TX 1 $ 95,000 $ 95,000 $ 0
Anniston-Oxford-Jacksonville, AL 1 $ 45,000 $ 45,000 $ 0
Appleton, WI 1 $ 105,000 $ 105,000 $ 0
Asheville, NC 1 $ 255,000 $ 255,000 $ 0
Austin-Round Rock, TX 1 $ 165,000 $ 165,000 $ 0
Barnstable Town, MA 1 $ 495,000 $ 495,000 $ 0
Binghamton, NY 1 $ 65,000 $ 65,000 $ 0
Blacksburg-Christiansburg-Radford, VA 1 $ 185,000 $ 185,000 $ 0
Bremerton-Silverdale, WA 1 $ 245,000 $ 245,000 $ 0
Burlington, NC 1 $ 115,000 $ 115,000 $ 0
Casper, WY 1 $ 85,000 $ 85,000 $ 0
Champaign-Urbana, IL 1 $ 95,000 $ 95,000 $ 0
Clarksville, TN-KY 1 $ 55,000 $ 55,000 $ 0
Columbus, GA-AL 1 $ 95,000 $ 95,000 $ 0
Corpus Christi, TX 1 $ 105,000 $ 105,000 $ 0
Daphne-Fairhope-Foley, AL 1 $ 75,000 $ 75,000 $ 0
Dover, DE 1 $ 145,000 $ 145,000 $ 0
Dubuque, IA 1 $ 25,000 $ 25,000 $ 0
Elkhart-Goshen, IN 1 $ 35,000 $ 35,000 $ 0
Elmira, NY 1 $ 85,000 $ 85,000 $ 0
Fayetteville-Springdale-Rogers, AR-MO 1 $ 145,000 $ 145,000 $ 0
Florence, SC 1 $ 675,000 $ 675,000 $ 0
Fresno, CA 1 $ 195,000 $ 195,000 $ 0
Gainesville, FL 1 $ 205,000 $ 205,000 $ 0
Goldsboro, NC 1 $ 65,000 $ 65,000 $ 0
Houma-Thibodaux, LA 1 $ 95,000 $ 95,000 $ 0
Iowa City, IA 1 $ 235,000 $ 235,000 $ 0
Ithaca, NY 1 $ 225,000 $ 225,000 $ 0
Jonesboro, AR 1 $ 135,000 $ 135,000 $ 0
Joplin, MO 1 $ 305,000 $ 305,000 $ 0
Kalamazoo-Portage, MI 1 $ 105,000 $ 105,000 $ 0
Kankakee, IL 1 $ 105,000 $ 105,000 $ 0
Las Vegas-Henderson-Paradise, NV 1 $ 1,895,000 $ 1,895,000 $ 0
Lawton, OK 1 $ 55,000 $ 55,000 $ 0
Little Rock-North Little Rock-Conway, AR 1 $ 45,000 $ 45,000 $ 0
Longview, TX 1 $ 75,000 $ 75,000 $ 0
Michigan City-La Porte, IN 1 $ 45,000 $ 45,000 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 215,000 $ 215,000 $ 0
Monroe, LA 1 $ 105,000 $ 105,000 $ 0
Morgantown, WV 1 $ 125,000 $ 125,000 $ 0
Napa, CA 1 $ 2,815,000 $ 2,815,000 $ 0
Niles-Benton Harbor, MI 1 $ 135,000 $ 135,000 $ 0
North Port-Sarasota-Bradenton, FL 1 $ 275,000 $ 275,000 $ 0
Oakland-Hayward-Berkeley, CA 1 $ 915,000 $ 915,000 $ 0
Peoria, IL 1 $ 55,000 $ 55,000 $ 0
Pine Bluff, AR 1 $ 25,000 $ 25,000 $ 0
Roanoke, VA 1 $ 3,295,000 $ 3,295,000 $ 0
Rockingham County-Strafford County, NH 1 $ 765,000 $ 765,000 $ 0
Saginaw, MI 1 $ 85,000 $ 85,000 $ 0
Salem, OR 1 $ 195,000 $ 195,000 $ 0
San Antonio-New Braunfels, TX 1 $ 215,000 $ 215,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 1 $ 2,045,000 $ 2,045,000 $ 0
Santa Cruz-Watsonville, CA 1 $ 1,165,000 $ 1,165,000 $ 0
Sebastian-Vero Beach, FL 1 $ 105,000 $ 105,000 $ 0
Springfield, MO 1 $ 45,000 $ 45,000 $ 0
Tucson, AZ 1 $ 135,000 $ 135,000 $ 0
Urban Honolulu, HI 1 $ 265,000 $ 265,000 $ 0
Williamsport, PA 1 $ 115,000 $ 115,000 $ 0
Wilmington, NC 1 $ 115,000 $ 115,000 $ 0
Winchester, VA-WV 1 $ 165,000 $ 165,000 $ 0
Youngstown-Warren-Boardman, OH-PA 1 $ 105,000 $ 105,000 $ 0

Mortgage Loan Application Detail Totals for Lima One Capital, LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,706 $403,320,000 $236,000 $5,735,000 $0 $0
Cash-out Refinancing 501 $108,985,000 $217,000 $4,475,000 $0 $0
Refinancing 244 $87,530,000 $358,000 $3,385,000 $0 $0
Home Improvement 96 $17,770,000 $185,000 $2,055,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,547 $617,605,000 $242,000 $5,735,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,547 $617,605,000 $242,000 $5,735,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,770 $437,330,000 $247,000 $5,735,000 $0 $0
File Closed For Incompleteness 285 $81,235,000 $285,000 $2,115,000 $0 $0
Application Denied By Financial Institution 279 $55,375,000 $198,000 $4,055,000 $0 $0
Application Withdrawn By Applicant 198 $41,540,000 $209,000 $4,575,000 $0 $0
Application Approved But Not Accepted 15 $2,125,000 $141,000 $275,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,268 $562,230,000 $247,000 $5,735,000 $0 $0
Collateral 158 $31,660,000 $200,000 $4,055,000 $0 $0
Credit History 66 $10,070,000 $152,000 $485,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 21 $5,395,000 $256,000 $2,025,000 $0 $0
Other 19 $5,365,000 $282,000 $1,225,000 $0 $0
Mortgage Insurance Denied 8 $1,090,000 $136,000 $225,000 $0 $0
Credit Application Incomplete 7 $1,795,000 $256,000 $265,000 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lima One Capital, LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lima One Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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