Lindell Bank & Trust Company Mortgage Lending & HMDA Data, 2025
In 2025, Lindell Bank & Trust Company of Saint Louis, MO reported 211 mortgage applications totaling $64.3 million, down 12% from 2024. The average application was for $304,526, and applicants reported an average income of $215,810. 91% of its applications resulted in an originated loan and 4% were denied. Its largest markets were St. Louis, MO-IL (199), Cape Coral-Fort Myers, FL (1) and Colorado Springs, CO (1) (applications in parentheses).
| Mortgage Company & Address | Lindell Bank & Trust Company 6900 Clayton Avenue Saint Louis, MO 63139 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 211 |
| Total Mortgage Loan Application Amount | $64,255,000 |
| Average Mortgage Loan Application Amount | $304,526 |
| Highest Mortgage Loan Application Amount | $6,225,000 |
| Average Applicant Income | $215,810 |
| Highest Applicant Income | $1,459,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lindell Bank & Trust Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 105 | $ 35,605,000 | $ 339,095 | $ 255,000 |
| St. Louis City, Missouri | 36 | $ 7,540,000 | $ 209,444 | $ 216,000 |
| St. Charles, Missouri | 28 | $ 8,670,000 | $ 309,642 | $ 196,000 |
| Jefferson, Missouri | 17 | $ 3,515,000 | $ 206,764 | $ 124,000 |
| St. Clair, Illinois | 5 | $ 955,000 | $ 191,000 | $ 233,000 |
| Madison, Illinois | 3 | $ 665,000 | $ 221,666 | $ 228,000 |
| Franklin, Missouri | 2 | $ 1,160,000 | $ 580,000 | $ 316,000 |
| Stone, Missouri | 2 | $ 490,000 | $ 245,000 | $ 30,000 |
| Teller, Colorado | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Brevard, Florida | 1 | $ 285,000 | $ 285,000 | $ 101,000 |
| Lee, Florida | 1 | $ 245,000 | $ 245,000 | $ 530,000 |
| Jersey, Illinois | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Miami, Kansas | 1 | $ 485,000 | $ 485,000 | $ 199,000 |
| Gasconade, Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lincoln, Missouri | 1 | $ 685,000 | $ 685,000 | $ 247,000 |
| Montgomery, Missouri | 1 | $ 145,000 | $ 145,000 | $ 197,000 |
| Phelps, Missouri | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| St. Francois, Missouri | 1 | $ 2,165,000 | $ 2,165,000 | $ 79,000 |
| Warren, Missouri | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wayne, Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Maury, Tennessee | 1 | $ 375,000 | $ 375,000 | $ 158,000 |
Mortgage Loan Application Detail Totals for Lindell Bank & Trust Company in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 111 | $32,155,000 | $289,000 | $2,405,000 | $220,000 | $954,000 |
| Refinancing | 99 | $31,995,000 | $323,000 | $6,225,000 | $211,000 | $1,459,000 |
| Home Improvement | 1 | $105,000 | $105,000 | $105,000 | $227,000 | $227,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 116 | $33,020,000 | $284,000 | $6,225,000 | $0 | $0 |
| White | 84 | $26,780,000 | $318,000 | $2,165,000 | $213,000 | $1,459,000 |
| Asian | 5 | $645,000 | $129,000 | $205,000 | $152,000 | $312,000 |
| Black or African American | 4 | $3,660,000 | $915,000 | $2,405,000 | $414,000 | $954,000 |
| Hispanic | 2 | $150,000 | $75,000 | $105,000 | $44,000 | $59,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 211 | $64,255,000 | $304,000 | $6,225,000 | $215,000 | $1,459,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 192 | $56,960,000 | $296,000 | $6,225,000 | $234,000 | $1,459,000 |
| Application Denied By Financial Institution | 9 | $3,425,000 | $380,000 | $2,165,000 | $64,000 | $108,000 |
| Application Withdrawn By Applicant | 8 | $2,770,000 | $346,000 | $965,000 | $205,000 | $455,000 |
| Application Approved But Not Accepted | 2 | $1,100,000 | $550,000 | $705,000 | $170,000 | $170,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 211 | $64,255,000 | $304,000 | $6,225,000 | $215,000 | $1,459,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lindell Bank & Trust Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lindell Bank & Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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