Loan Link Finfancial Services Mortgage Lending & HMDA Data, 2007
In 2007, Loan Link Finfancial Services of Aliso Viejo, CA reported 2,662 mortgage applications totaling $845.8 million, down 15% from 2006. The average application was for $317,735, and applicants reported an average income of $147,311. 37% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (581), Santa Ana-Anaheim-Irvine, CA (386) and Riverside-San Bernardino-Ontario, CA (351) (applications in parentheses).
| Mortgage Company & Address | Loan Link Finfancial Services 26800 Aliso Viejo Parkway Suite 100 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,662 |
| Total Mortgage Loan Application Amount | $845,812,000 |
| Average Mortgage Loan Application Amount | $317,735 |
| Highest Mortgage Loan Application Amount | $1,794,000 |
| Average Applicant Income | $147,311 |
| Highest Applicant Income | $1,975,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Link Finfancial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 581 | $ 195,020,000 | $ 335,662 | $ 143,000 |
| Santa Ana-Anaheim-Irvine, CA | 386 | $ 148,722,000 | $ 385,290 | $ 181,000 |
| Riverside-San Bernardino-Ontario, CA | 351 | $ 103,241,000 | $ 294,133 | $ 136,000 |
| San Diego-Carlsbad-San Marcos, CA | 293 | $ 88,463,000 | $ 301,921 | $ 126,000 |
| Oakland-Fremont-Hayward, CA | 73 | $ 28,374,000 | $ 388,684 | $ 167,000 |
| Las Vegas-Paradise, NV | 56 | $ 12,269,000 | $ 219,089 | $ 138,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 48 | $ 13,445,000 | $ 280,104 | $ 112,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 45 | $ 20,865,000 | $ 463,666 | $ 213,000 |
| Fresno, CA | 40 | $ 8,530,000 | $ 213,250 | $ 91,000 |
| Phoenix-Mesa-Scottsdale, AZ | 38 | $ 10,403,000 | $ 273,763 | $ 118,000 |
| Honolulu, HI | 33 | $ 14,465,000 | $ 438,333 | $ 158,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 31 | $ 9,581,000 | $ 309,064 | $ 136,612 |
| Denver-Aurora, CO | 27 | $ 5,763,000 | $ 213,444 | $ 163,000 |
| Miami-Miami Beach-Kendall, FL | 27 | $ 7,832,000 | $ 290,074 | $ 153,000 |
| Stockton, CA | 26 | $ 7,075,000 | $ 272,115 | $ 116,000 |
| Bakersfield, CA | 25 | $ 5,251,000 | $ 210,040 | $ 108,000 |
| Salinas, CA | 21 | $ 7,019,000 | $ 334,238 | $ 130,000 |
| San Francisco-San Mateo-Redwood City, CA | 21 | $ 10,501,000 | $ 500,047 | $ 215,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 19 | $ 7,818,000 | $ 411,473 | $ 217,000 |
| Seattle-Bellevue-Everett, WA | 18 | $ 9,713,000 | $ 539,611 | $ 192,000 |
| Merced, CA | 16 | $ 3,687,000 | $ 230,437 | $ 108,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 15 | $ 2,609,000 | $ 173,933 | $ 79,000 |
| Tampa-St. Petersburg-Clearwater, FL | 14 | $ 2,684,000 | $ 191,714 | $ 106,000 |
| Vallejo-Fairfield, CA | 14 | $ 5,308,000 | $ 379,142 | $ 156,000 |
| Orlando-Kissimmee, FL | 13 | $ 3,458,000 | $ 266,000 | $ 102,000 |
| Visalia-Porterville, CA | 11 | $ 2,559,000 | $ 232,636 | $ 111,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 11 | $ 3,481,000 | $ 316,454 | $ 177,000 |
| Baltimore-Towson, MD | 10 | $ 3,047,000 | $ 304,700 | $ 146,000 |
| Modesto, CA | 9 | $ 2,434,000 | $ 270,444 | $ 100,000 |
| Portland-Vancouver-Beaverton, OR-WA | 9 | $ 3,195,000 | $ 355,000 | $ 153,777 |
| Richmond, VA | 9 | $ 1,221,000 | $ 135,666 | $ 71,000 |
| Anchorage, AK | 8 | $ 1,200,000 | $ 150,000 | $ 118,000 |
| Indianapolis-Carmel, IN | 8 | $ 2,258,000 | $ 282,250 | $ 156,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 3,017,000 | $ 377,125 | $ 147,000 |
| St. Louis, MO-IL | 8 | $ 1,094,000 | $ 136,750 | $ 130,000 |
| Detroit-Livonia-Dearborn, MI | 7 | $ 866,000 | $ 123,714 | $ 82,000 |
| Houston-Sugar Land-Baytown, TX | 7 | $ 958,000 | $ 136,857 | $ 96,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 7 | $ 2,937,000 | $ 419,571 | $ 172,000 |
| San Luis Obispo-Paso Robles, CA | 7 | $ 2,503,000 | $ 357,571 | $ 97,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 2,022,000 | $ 288,857 | $ 139,000 |
| Austin-Round Rock, TX | 6 | $ 600,000 | $ 100,000 | $ 131,000 |
| Santa Cruz-Watsonville, CA | 6 | $ 2,147,000 | $ 357,833 | $ 149,000 |
| Tucson, AZ | 6 | $ 788,000 | $ 131,333 | $ 129,000 |
| Boise City-Nampa, ID | 5 | $ 842,000 | $ 168,400 | $ 103,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,595,000 | $ 319,000 | $ 177,000 |
| Colorado Springs, CO | 5 | $ 1,325,000 | $ 265,000 | $ 208,000 |
| Eugene-Springfield, OR | 5 | $ 872,000 | $ 174,400 | $ 172,000 |
| Madera, CA | 5 | $ 1,408,000 | $ 281,600 | $ 91,000 |
| San Antonio, TX | 5 | $ 1,565,000 | $ 313,000 | $ 99,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,121,000 | $ 224,200 | $ 180,000 |
| Sarasota-Bradenton-Venice, FL | 5 | $ 2,433,000 | $ 486,600 | $ 211,000 |
| Atlanta-Sandy Springs-Marietta, GA | 4 | $ 520,000 | $ 130,000 | $ 93,000 |
| Charleston-North Charleston, SC | 4 | $ 826,000 | $ 206,500 | $ 217,000 |
| Hanford-Corcoran, CA | 4 | $ 537,000 | $ 134,250 | $ 41,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,264,000 | $ 316,000 | $ 155,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,122,000 | $ 280,500 | $ 205,000 |
| Port St. Lucie, FL | 4 | $ 900,000 | $ 225,000 | $ 128,000 |
| Salt Lake City, UT | 4 | $ 1,442,000 | $ 360,500 | $ 169,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,134,000 | $ 283,500 | $ 114,000 |
| Albuquerque, NM | 3 | $ 611,000 | $ 203,666 | $ 70,000 |
| Bend, OR | 3 | $ 893,000 | $ 297,666 | $ 135,000 |
| Boulder, CO | 3 | $ 1,506,000 | $ 502,000 | $ 220,000 |
| Dallas-Plano-Irving, TX | 3 | $ 1,071,000 | $ 357,000 | $ 210,000 |
| Kansas City, MO-KS | 3 | $ 444,000 | $ 148,000 | $ 81,333 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 1,633,000 | $ 544,333 | $ 260,000 |
| Naples-Marco Island, FL | 3 | $ 994,000 | $ 331,333 | $ 232,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3 | $ 1,369,000 | $ 456,333 | $ 260,000 |
| Oklahoma City, OK | 3 | $ 795,000 | $ 265,000 | $ 153,000 |
| Olympia, WA | 3 | $ 879,000 | $ 293,000 | $ 153,000 |
| Redding, CA | 3 | $ 1,070,000 | $ 356,666 | $ 139,000 |
| Reno-Sparks, NV | 3 | $ 832,000 | $ 277,333 | $ 102,000 |
| Tacoma, WA | 3 | $ 858,000 | $ 286,000 | $ 121,000 |
| Wilmington, DE-MD-NJ | 3 | $ 1,470,000 | $ 490,000 | $ 171,000 |
| Bethesda-Gaithersburg-Frederick, MD | 2 | $ 866,000 | $ 433,000 | $ 206,000 |
| Boston-Quincy, MA | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Chico, CA | 2 | $ 331,000 | $ 165,500 | $ 61,000 |
| Columbia, MO | 2 | $ 423,000 | $ 211,500 | $ 196,000 |
| El Centro, CA | 2 | $ 165,000 | $ 82,500 | $ 47,000 |
| Fort Collins-Loveland, CO | 2 | $ 531,000 | $ 265,500 | $ 225,000 |
| Hartford-West Hartford-East Hartford, CT | 2 | $ 695,000 | $ 347,500 | $ 167,000 |
| Idaho Falls, ID | 2 | $ 306,000 | $ 153,000 | $ 178,000 |
| Lakeland, FL | 2 | $ 381,000 | $ 190,500 | $ 84,000 |
| Las Cruces, NM | 2 | $ 280,000 | $ 140,000 | $ 153,000 |
| Napa, CA | 2 | $ 450,000 | $ 225,000 | $ 102,000 |
| Ocala, FL | 2 | $ 455,000 | $ 227,500 | $ 62,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 158,000 | $ 79,000 | $ 169,000 |
| Palm Coast, FL | 2 | $ 311,000 | $ 155,500 | $ 97,000 |
| Panama City-Lynn Haven, FL | 2 | $ 437,000 | $ 218,500 | $ 105,000 |
| Provo-Orem, UT | 2 | $ 501,000 | $ 250,500 | $ 176,000 |
| Sherman-Denison, TX | 2 | $ 604,000 | $ 302,000 | $ 181,000 |
| Spokane, WA | 2 | $ 164,000 | $ 82,000 | $ 480,000 |
| Bellingham, WA | 1 | $ 313,000 | $ 313,000 | $ 222,000 |
| Bismarck, ND | 1 | $ 180,000 | $ 180,000 | $ 98,000 |
| Bloomington, IN | 1 | $ 451,000 | $ 451,000 | $ 216,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 400,000 | $ 400,000 | $ 84,000 |
| Casper, WY | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Coeur D'Alene, ID | 1 | $ 583,000 | $ 583,000 | $ 113,000 |
| Corpus Christi, TX | 1 | $ 157,000 | $ 157,000 | $ 72,000 |
| El Paso, TX | 1 | $ 266,000 | $ 266,000 | $ 115,000 |
| Flint, MI | 1 | $ 134,000 | $ 134,000 | $ 99,000 |
| Fort Worth-Arlington, TX | 1 | $ 169,000 | $ 169,000 | $ 96,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 116,000 | $ 116,000 | $ 124,000 |
| Jacksonville, FL | 1 | $ 322,000 | $ 322,000 | $ 84,000 |
| Medford, OR | 1 | $ 320,000 | $ 320,000 | $ 74,000 |
| New Haven-Milford, CT | 1 | $ 308,000 | $ 308,000 | $ 72,000 |
| Pueblo, CO | 1 | $ 260,000 | $ 260,000 | $ 102,000 |
| Santa Fe, NM | 1 | $ 380,000 | $ 380,000 | $ 78,000 |
| Sebastian-Vero Beach, FL | 1 | $ 250,000 | $ 250,000 | $ 960,000 |
| Springfield, MO | 1 | $ 209,000 | $ 209,000 | $ 101,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 132,000 | $ 132,000 | $ 165,000 |
| Topeka, KS | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Tulsa, OK | 1 | $ 158,000 | $ 158,000 | $ 77,000 |
| Valdosta, GA | 1 | $ 174,000 | $ 174,000 | $ 78,000 |
| Wenatchee, WA | 1 | $ 119,000 | $ 119,000 | $ 169,000 |
| Worcester, MA | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
| Yakima, WA | 1 | $ 171,000 | $ 171,000 | $ 29,000 |
| York-Hanover, PA | 1 | $ 420,000 | $ 420,000 | $ 151,000 |
| Yuba City, CA | 1 | $ 362,000 | $ 362,000 | $ 95,000 |
| Yuma, AZ | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Loan Link Finfancial Services in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,622 | $552,634,000 | $340,000 | $1,794,000 | $152,000 | $1,975,000 |
| Home Purchase | 1,040 | $293,178,000 | $281,000 | $1,500,000 | $140,000 | $1,196,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,229 | $409,327,000 | $333,000 | $1,794,000 | $162,000 | $1,975,000 |
| Hispanic | 879 | $262,270,000 | $298,000 | $1,226,000 | $123,000 | $1,196,000 |
| Not Provided | 205 | $72,677,000 | $354,000 | $1,470,000 | $160,000 | $900,000 |
| Black or African American | 186 | $51,572,000 | $277,000 | $1,000,000 | $157,000 | $960,000 |
| Asian | 132 | $42,845,000 | $324,000 | $1,388,000 | $149,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $5,872,000 | $225,000 | $520,000 | $105,000 | $177,000 |
| American Indian or Alaskan Native | 5 | $1,249,000 | $249,000 | $365,000 | $98,000 | $156,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,650 | $843,255,000 | $318,000 | $1,794,000 | $148,000 | $1,975,000 |
| FHA-insured (Federal Housing Administration) | 12 | $2,557,000 | $213,000 | $332,000 | $83,000 | $138,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 989 | $299,673,000 | $303,000 | $1,500,000 | $139,000 | $960,000 |
| Application Withdrawn By Applicant | 831 | $280,007,000 | $336,000 | $1,794,000 | $161,000 | $1,975,000 |
| Application Denied By Financial Institution | 779 | $246,709,000 | $316,000 | $1,393,000 | $143,000 | $890,000 |
| File Closed For Incompleteness | 42 | $11,996,000 | $285,000 | $905,000 | $177,000 | $780,000 |
| Application Approved But Not Accepted | 21 | $7,427,000 | $353,000 | $840,000 | $138,000 | $348,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 156 | $49,681,000 | $318,000 | $1,393,000 | $146,000 | $508,000 |
| Credit History | 140 | $45,038,000 | $321,000 | $1,320,000 | $132,000 | $480,000 |
| Collateral | 110 | $35,991,000 | $327,000 | $960,000 | $150,000 | $623,000 |
| Unverifiable Information | 60 | $20,985,000 | $349,000 | $1,000,000 | $163,000 | $600,000 |
| Employment History | 39 | $10,583,000 | $271,000 | $682,000 | $131,000 | $540,000 |
| Debt-To-Income Ratio | 30 | $10,856,000 | $361,000 | $800,000 | $116,000 | $227,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $4,126,000 | $343,000 | $900,000 | $126,000 | $239,000 |
| Credit Application Incomplete | 5 | $2,078,000 | $415,000 | $880,000 | $130,000 | $189,000 |
| Mortgage Insurance Denied | 1 | $432,000 | $432,000 | $432,000 | $108,000 | $108,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Link Finfancial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Link Finfancial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About