Long Beach Mortgage Co. Mortgage Lending & HMDA Data, 2005
In 2005, Long Beach Mortgage Co. of Albion, NY reported 278,694 mortgage applications totaling $47.6 billion, up 78% from 2004. The average application was for $170,767, and applicants reported an average income of $92,256. 62% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (19,690), Los Angeles-Long Beach-Glendale, CA (10,814) and Oakland-Fremont-Hayward, CA (9,428) (applications in parentheses).
| Mortgage Company & Address | Long Beach Mortgage Co. 227 East Avenue Albion, NY 14411 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 278,694 |
| Total Mortgage Loan Application Amount | $47,591,748,000 |
| Average Mortgage Loan Application Amount | $170,767 |
| Highest Mortgage Loan Application Amount | $1,600,000 |
| Average Applicant Income | $92,256 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Long Beach Mortgage Co. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 19,690 | $ 2,886,633,000 | $ 146,604 | $ 84,000 |
| Los Angeles-Long Beach-Glendale, CA | 10,814 | $ 2,974,577,000 | $ 275,067 | $ 125,000 |
| Oakland-Fremont-Hayward, CA | 9,428 | $ 2,827,068,000 | $ 299,858 | $ 129,000 |
| Atlanta-Sandy Springs-Marietta, GA | 8,919 | $ 1,186,126,000 | $ 132,988 | $ 79,000 |
| Riverside-San Bernardino-Ontario, CA | 8,417 | $ 1,811,763,000 | $ 215,250 | $ 106,000 |
| Houston-Baytown-Sugar Land, TX | 7,003 | $ 665,701,000 | $ 95,059 | $ 83,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 6,414 | $ 1,457,126,000 | $ 227,178 | $ 123,000 |
| Miami-Miami Beach-Kendall, FL | 5,958 | $ 954,389,000 | $ 160,186 | $ 99,000 |
| Dallas-Plano-Irving, TX | 5,560 | $ 605,151,000 | $ 108,840 | $ 97,000 |
| New York-Wayne-White Plains, NY-NJ | 5,018 | $ 1,479,305,000 | $ 294,799 | $ 127,000 |
| Denver-Aurora, CO | 4,856 | $ 704,587,000 | $ 145,096 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 4,318 | $ 658,085,000 | $ 152,405 | $ 86,000 |
| Stockton, CA | 4,186 | $ 970,880,000 | $ 231,935 | $ 117,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4,076 | $ 647,084,000 | $ 158,754 | $ 87,000 |
| Seattle-Bellevue-Everett, WA | 3,944 | $ 729,216,000 | $ 184,892 | $ 90,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3,559 | $ 1,213,354,000 | $ 340,925 | $ 143,000 |
| Detroit-Livonia-Dearborn, MI | 3,450 | $ 298,605,000 | $ 86,552 | $ 68,000 |
| Baltimore-Towson, MD | 3,156 | $ 462,972,000 | $ 146,695 | $ 88,000 |
| Portland-Vancouver-Beaverton, OR-WA | 3,144 | $ 452,121,000 | $ 143,804 | $ 102,000 |
| Bakersfield, CA | 3,096 | $ 463,771,000 | $ 149,796 | $ 90,000 |
| Modesto, CA | 3,027 | $ 620,541,000 | $ 205,001 | $ 103,000 |
| Orlando, FL | 3,021 | $ 417,835,000 | $ 138,310 | $ 75,000 |
| Nassau-Suffolk, NY | 2,991 | $ 736,878,000 | $ 246,365 | $ 127,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,801 | $ 362,086,000 | $ 129,270 | $ 77,000 |
| Tacoma, WA | 2,619 | $ 376,876,000 | $ 143,900 | $ 81,000 |
| Newark-Union, NJ-PA | 2,611 | $ 566,439,000 | $ 216,943 | $ 97,000 |
| San Francisco-San Mateo-Redwood City, CA | 2,519 | $ 1,013,709,000 | $ 402,425 | $ 177,000 |
| Las Vegas-Paradise, NV | 2,515 | $ 472,927,000 | $ 188,042 | $ 96,000 |
| Philadelphia, PA | 2,456 | $ 282,027,000 | $ 114,831 | $ 85,000 |
| Santa Ana-Anaheim-Irvine, CA | 2,404 | $ 756,065,000 | $ 314,502 | $ 143,000 |
| Fort Worth-Arlington, TX | 2,397 | $ 220,717,000 | $ 92,080 | $ 79,000 |
| Fresno, CA | 2,302 | $ 373,482,000 | $ 162,242 | $ 92,000 |
| Memphis, TN-MS-AR | 2,296 | $ 180,363,000 | $ 78,555 | $ 76,000 |
| San Antonio, TX | 2,277 | $ 184,560,000 | $ 81,054 | $ 81,000 |
| Vallejo-Fairfield, CA | 2,122 | $ 542,776,000 | $ 255,785 | $ 113,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2,063 | $ 358,410,000 | $ 173,732 | $ 105,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,976 | $ 605,468,000 | $ 306,410 | $ 140,000 |
| Bethesda-Frederick-Gaithersburg, MD | 1,789 | $ 406,001,000 | $ 226,942 | $ 110,000 |
| Merced, CA | 1,708 | $ 337,507,000 | $ 197,603 | $ 122,000 |
| Austin-Round Rock, TX | 1,596 | $ 172,530,000 | $ 108,101 | $ 94,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,533 | $ 151,320,000 | $ 98,708 | $ 79,000 |
| Edison, NJ | 1,521 | $ 361,690,000 | $ 237,797 | $ 106,000 |
| Boston-Quincy, MA | 1,398 | $ 339,572,000 | $ 242,898 | $ 114,000 |
| Nashville-Davidson--Murfreesboro, TN | 1,387 | $ 158,100,000 | $ 113,987 | $ 66,000 |
| Salt Lake City, UT | 1,379 | $ 179,442,000 | $ 130,124 | $ 106,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,288 | $ 240,617,000 | $ 186,814 | $ 92,000 |
| Visalia-Porterville, CA | 1,287 | $ 176,234,000 | $ 136,933 | $ 83,000 |
| Cleveland-Elyria-Mentor, OH | 1,260 | $ 134,412,000 | $ 106,676 | $ 67,000 |
| Santa Rosa-Petaluma, CA | 1,209 | $ 359,926,000 | $ 297,705 | $ 150,000 |
| Salinas, CA | 1,195 | $ 386,034,000 | $ 323,041 | $ 156,000 |
| Charlotte-Gastonia-Concord, NC-SC | 1,182 | $ 117,232,000 | $ 99,181 | $ 82,000 |
| St. Louis, MO-IL | 1,168 | $ 114,495,000 | $ 98,026 | $ 64,000 |
| Warren-Farmington Hills-Troy, MI | 1,164 | $ 205,164,000 | $ 176,257 | $ 80,000 |
| Indianapolis, IN | 1,114 | $ 98,149,000 | $ 88,105 | $ 71,000 |
| Anchorage, AK | 1,093 | $ 162,793,000 | $ 148,941 | $ 87,000 |
| Lake County-Kenosha County, IL-WI | 1,063 | $ 151,249,000 | $ 142,285 | $ 82,000 |
| Cambridge-Newton-Framingham, MA | 1,058 | $ 241,561,000 | $ 228,318 | $ 107,000 |
| Providence-New Bedford-Fall River, RI-MA | 998 | $ 171,585,000 | $ 171,928 | $ 121,000 |
| Birmingham-Hoover, AL | 997 | $ 88,009,000 | $ 88,273 | $ 71,000 |
| Sarasota-Bradenton-Venice, FL | 982 | $ 145,752,000 | $ 148,423 | $ 92,000 |
| Camden, NJ | 925 | $ 139,997,000 | $ 151,348 | $ 75,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 891 | $ 277,090,000 | $ 310,987 | $ 154,000 |
| Colorado Springs, CO | 847 | $ 113,594,000 | $ 134,113 | $ 73,000 |
| Cape Coral-Fort Myers, FL | 840 | $ 136,632,000 | $ 162,657 | $ 100,000 |
| New Haven-Milford, CT | 803 | $ 122,035,000 | $ 151,973 | $ 95,000 |
| Salem, OR | 802 | $ 83,966,000 | $ 104,695 | $ 65,000 |
| Columbus, OH | 799 | $ 98,647,000 | $ 123,463 | $ 83,000 |
| Bridgeport-Stamford-Norwalk, CT | 766 | $ 176,696,000 | $ 230,673 | $ 101,000 |
| Madera, CA | 758 | $ 130,181,000 | $ 171,742 | $ 89,000 |
| Jacksonville, FL | 752 | $ 89,137,000 | $ 118,533 | $ 85,000 |
| Hartford-West Hartford-East Hartford, CT | 737 | $ 100,574,000 | $ 136,464 | $ 77,000 |
| Omaha-Council Bluffs, NE-IA | 734 | $ 57,628,000 | $ 78,512 | $ 67,000 |
| El Paso, TX | 710 | $ 47,456,000 | $ 66,839 | $ 64,000 |
| Port St. Lucie-Fort Pierce, FL | 674 | $ 94,422,000 | $ 140,091 | $ 76,000 |
| McAllen-Edinburg-Pharr, TX | 657 | $ 55,936,000 | $ 85,138 | $ 71,000 |
| Oklahoma City, OK | 651 | $ 50,565,000 | $ 77,672 | $ 58,000 |
| Grand Rapids-Wyoming, MI | 650 | $ 63,682,000 | $ 97,972 | $ 52,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 650 | $ 157,332,000 | $ 242,049 | $ 126,000 |
| Tucson, AZ | 638 | $ 83,468,000 | $ 130,827 | $ 72,000 |
| Kansas City, MO-KS | 634 | $ 53,507,000 | $ 84,395 | $ 73,000 |
| Worcester, MA | 617 | $ 103,286,000 | $ 167,400 | $ 76,000 |
| Knoxville, TN | 610 | $ 51,729,000 | $ 84,801 | $ 63,000 |
| Essex County, MA | 570 | $ 121,358,000 | $ 212,908 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 555 | $ 79,368,000 | $ 143,005 | $ 72,000 |
| Raleigh-Cary, NC | 526 | $ 59,665,000 | $ 113,431 | $ 65,000 |
| Gary, IN | 520 | $ 41,012,000 | $ 78,869 | $ 74,000 |
| Richmond, VA | 519 | $ 61,795,000 | $ 119,065 | $ 59,000 |
| Lakeland, FL | 501 | $ 52,964,000 | $ 105,716 | $ 59,000 |
| Ogden-Clearfield, UT | 494 | $ 53,918,000 | $ 109,145 | $ 64,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 485 | $ 63,168,000 | $ 130,243 | $ 67,000 |
| Yuba City, CA | 485 | $ 83,288,000 | $ 171,727 | $ 84,000 |
| Greeley, CO | 481 | $ 64,227,000 | $ 133,528 | $ 78,000 |
| Scranton--Wilkes-Barre, PA | 470 | $ 35,331,000 | $ 75,172 | $ 61,000 |
| Palm Bay-Melbourne-Titusville, FL | 448 | $ 60,213,000 | $ 134,404 | $ 75,000 |
| Fayetteville, NC | 444 | $ 31,340,000 | $ 70,585 | $ 60,000 |
| Springfield, MA | 441 | $ 49,969,000 | $ 113,308 | $ 62,000 |
| Santa Cruz-Watsonville, CA | 434 | $ 160,144,000 | $ 368,995 | $ 139,000 |
| New Orleans-Metairie-Kenner, LA | 428 | $ 47,926,000 | $ 111,976 | $ 79,000 |
| Lansing-East Lansing, MI | 420 | $ 41,277,000 | $ 98,278 | $ 69,000 |
| Flint, MI | 412 | $ 34,957,000 | $ 84,847 | $ 67,000 |
| Tulsa, OK | 403 | $ 32,026,000 | $ 79,468 | $ 100,000 |
| Louisville, KY-IN | 398 | $ 36,712,000 | $ 92,241 | $ 66,000 |
| Pittsburgh, PA | 393 | $ 39,560,000 | $ 100,661 | $ 68,000 |
| Provo-Orem, UT | 386 | $ 49,583,000 | $ 128,453 | $ 79,000 |
| Baton Rouge, LA | 363 | $ 27,624,000 | $ 76,099 | $ 106,000 |
| Rockford, IL | 360 | $ 28,479,000 | $ 79,108 | $ 55,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 356 | $ 39,689,000 | $ 111,485 | $ 86,000 |
| Charleston-North Charleston, SC | 354 | $ 39,517,000 | $ 111,629 | $ 74,000 |
| Pueblo, CO | 348 | $ 31,579,000 | $ 90,744 | $ 55,000 |
| Corpus Christi, TX | 346 | $ 25,012,000 | $ 72,289 | $ 91,000 |
| Cincinnati-Middletown, OH-KY-IN | 342 | $ 41,443,000 | $ 121,178 | $ 73,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 341 | $ 104,904,000 | $ 307,636 | $ 178,000 |
| Honolulu, HI | 338 | $ 101,086,000 | $ 299,071 | $ 112,000 |
| Albuquerque, NM | 336 | $ 41,575,000 | $ 123,735 | $ 105,000 |
| Olympia, WA | 329 | $ 47,161,000 | $ 143,346 | $ 90,000 |
| Naples-Marco Island, FL | 325 | $ 70,350,000 | $ 216,461 | $ 99,000 |
| Columbia, SC | 310 | $ 26,878,000 | $ 86,703 | $ 56,000 |
| Brownsville-Harlingen, TX | 306 | $ 21,925,000 | $ 71,650 | $ 63,000 |
| Akron, OH | 299 | $ 29,867,000 | $ 99,889 | $ 69,000 |
| Springfield, MO | 278 | $ 26,438,000 | $ 95,100 | $ 72,000 |
| Grand Junction, CO | 277 | $ 35,594,000 | $ 128,498 | $ 93,000 |
| Redding, CA | 275 | $ 49,426,000 | $ 179,730 | $ 246,000 |
| Eugene-Springfield, OR | 271 | $ 35,616,000 | $ 131,424 | $ 75,000 |
| Fort Wayne, IN | 267 | $ 16,792,000 | $ 62,891 | $ 92,000 |
| Lincoln, NE | 264 | $ 21,921,000 | $ 83,034 | $ 57,000 |
| Shreveport-Bossier City, LA | 263 | $ 15,641,000 | $ 59,471 | $ 55,000 |
| Chattanooga, TN-GA | 259 | $ 22,316,000 | $ 86,162 | $ 54,000 |
| Kankakee-Bradley, IL | 253 | $ 18,010,000 | $ 71,185 | $ 55,000 |
| Chico, CA | 246 | $ 43,251,000 | $ 175,817 | $ 90,000 |
| Napa, CA | 246 | $ 85,560,000 | $ 347,804 | $ 157,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 242 | $ 48,218,000 | $ 199,247 | $ 97,000 |
| Greensboro-High Point, NC | 238 | $ 22,134,000 | $ 93,000 | $ 67,000 |
| Hanford-Corcoran, CA | 235 | $ 30,823,000 | $ 131,161 | $ 78,000 |
| Laredo, TX | 229 | $ 19,775,000 | $ 86,353 | $ 87,000 |
| Little Rock-North Little Rock, AR | 225 | $ 21,706,000 | $ 96,471 | $ 80,000 |
| Des Moines, IA | 222 | $ 20,341,000 | $ 91,626 | $ 65,000 |
| Barnstable Town, MA | 215 | $ 48,561,000 | $ 225,865 | $ 107,000 |
| Longview, WA | 211 | $ 21,048,000 | $ 99,753 | $ 60,000 |
| Fort Collins-Loveland, CO | 209 | $ 38,494,000 | $ 184,181 | $ 80,000 |
| York-Hanover, PA | 204 | $ 19,916,000 | $ 97,627 | $ 62,000 |
| Killeen-Temple-Fort Hood, TX | 201 | $ 15,267,000 | $ 75,955 | $ 61,000 |
| Bremerton-Silverdale, WA | 197 | $ 31,054,000 | $ 157,634 | $ 78,000 |
| Greenville, SC | 193 | $ 16,569,000 | $ 85,849 | $ 65,000 |
| Manchester-Nashua, NH | 190 | $ 31,030,000 | $ 163,315 | $ 91,000 |
| Dayton, OH | 188 | $ 15,258,000 | $ 81,159 | $ 98,000 |
| Durham, NC | 188 | $ 18,423,000 | $ 97,994 | $ 65,000 |
| Yakima, WA | 185 | $ 14,288,000 | $ 77,232 | $ 56,000 |
| Waco, TX | 178 | $ 11,195,000 | $ 62,893 | $ 52,000 |
| Ocala, FL | 177 | $ 22,144,000 | $ 125,107 | $ 80,000 |
| Spokane, WA | 174 | $ 19,345,000 | $ 111,178 | $ 60,000 |
| Lancaster, PA | 171 | $ 18,037,000 | $ 105,479 | $ 71,000 |
| Niles-Benton Harbor, MI | 171 | $ 15,442,000 | $ 90,304 | $ 87,000 |
| Tyler, TX | 169 | $ 12,497,000 | $ 73,946 | $ 61,000 |
| Trenton-Ewing, NJ | 166 | $ 23,564,000 | $ 141,951 | $ 79,000 |
| Reading, PA | 164 | $ 15,416,000 | $ 94,000 | $ 80,000 |
| Boulder, CO | 161 | $ 31,597,000 | $ 196,254 | $ 106,000 |
| El Centro, CA | 161 | $ 23,998,000 | $ 149,055 | $ 77,000 |
| Montgomery, AL | 161 | $ 15,363,000 | $ 95,422 | $ 52,000 |
| Pensacola-Ferry Pass-Brent, FL | 160 | $ 18,036,000 | $ 112,725 | $ 63,000 |
| Rockingham County-Strafford County, NH | 160 | $ 29,441,000 | $ 184,006 | $ 94,000 |
| San Luis Obispo-Paso Robles, CA | 154 | $ 53,708,000 | $ 348,753 | $ 151,000 |
| Harrisburg-Carlisle, PA | 153 | $ 14,231,000 | $ 93,013 | $ 60,000 |
| Kalamazoo-Portage, MI | 152 | $ 13,904,000 | $ 91,473 | $ 55,000 |
| Reno-Sparks, NV | 150 | $ 35,545,000 | $ 236,966 | $ 127,000 |
| Norwich-New London, CT | 147 | $ 23,739,000 | $ 161,489 | $ 67,000 |
| Wilmington, DE-MD-NJ | 146 | $ 19,381,000 | $ 132,746 | $ 67,000 |
| Albany-Schenectady-Troy, NY | 145 | $ 14,372,000 | $ 99,117 | $ 96,000 |
| Bellingham, WA | 141 | $ 26,492,000 | $ 187,886 | $ 76,000 |
| Bend, OR | 140 | $ 27,419,000 | $ 195,850 | $ 104,000 |
| Madison, WI | 140 | $ 17,228,000 | $ 123,057 | $ 90,000 |
| Atlantic City, NJ | 138 | $ 30,801,000 | $ 223,195 | $ 115,000 |
| Macon, GA | 138 | $ 11,213,000 | $ 81,253 | $ 66,000 |
| Portland-South Portland-Biddeford, ME | 137 | $ 25,845,000 | $ 188,649 | $ 88,000 |
| Beaumont-Port Arthur, TX | 131 | $ 7,783,000 | $ 59,412 | $ 51,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 131 | $ 18,141,000 | $ 138,480 | $ 69,000 |
| Kennewick-Richland-Pasco, WA | 131 | $ 11,758,000 | $ 89,755 | $ 51,000 |
| Youngstown-Warren-Boardman, OH-PA | 130 | $ 9,991,000 | $ 76,853 | $ 62,000 |
| Canton-Massillon, OH | 129 | $ 10,722,000 | $ 83,116 | $ 59,000 |
| Winchester, VA-WV | 126 | $ 22,322,000 | $ 177,158 | $ 81,000 |
| Mobile, AL | 124 | $ 10,403,000 | $ 83,895 | $ 50,000 |
| Rocky Mount, NC | 124 | $ 9,810,000 | $ 79,112 | $ 49,000 |
| Winston-Salem, NC | 124 | $ 12,608,000 | $ 101,677 | $ 126,000 |
| Longview, TX | 119 | $ 7,748,000 | $ 65,109 | $ 74,000 |
| Toledo, OH | 119 | $ 10,893,000 | $ 91,537 | $ 55,000 |
| Jackson, TN | 118 | $ 8,873,000 | $ 75,194 | $ 62,000 |
| Savannah, GA | 118 | $ 15,007,000 | $ 127,177 | $ 72,000 |
| Jackson, MI | 116 | $ 12,798,000 | $ 110,327 | $ 67,000 |
| Gainesville, GA | 111 | $ 16,157,000 | $ 145,558 | $ 120,000 |
| Morristown, TN | 110 | $ 9,318,000 | $ 84,709 | $ 163,000 |
| Lubbock, TX | 109 | $ 6,351,000 | $ 58,266 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 108 | $ 7,407,000 | $ 68,583 | $ 60,000 |
| Buffalo-Niagara Falls, NY | 107 | $ 7,773,000 | $ 72,644 | $ 70,000 |
| Hagerstown-Martinsburg, MD-WV | 106 | $ 17,870,000 | $ 168,584 | $ 69,000 |
| Midland, TX | 106 | $ 5,167,000 | $ 48,745 | $ 50,000 |
| Amarillo, TX | 104 | $ 7,361,000 | $ 70,778 | $ 69,000 |
| Rochester, NY | 104 | $ 9,375,000 | $ 90,144 | $ 95,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 102 | $ 18,191,000 | $ 178,343 | $ 111,000 |
| Terre Haute, IN | 100 | $ 5,791,000 | $ 57,910 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 99 | $ 14,648,000 | $ 147,959 | $ 91,000 |
| Tallahassee, FL | 97 | $ 11,064,000 | $ 114,061 | $ 80,000 |
| Warner Robins, GA | 97 | $ 5,303,000 | $ 54,670 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 96 | $ 8,426,000 | $ 87,770 | $ 66,000 |
| Huntsville, AL | 96 | $ 11,290,000 | $ 117,604 | $ 54,000 |
| Muskegon-Norton Shores, MI | 96 | $ 7,431,000 | $ 77,406 | $ 53,000 |
| Columbus, GA-AL | 94 | $ 9,750,000 | $ 103,723 | $ 58,000 |
| Punta Gorda, FL | 94 | $ 13,013,000 | $ 138,436 | $ 69,000 |
| Gainesville, FL | 92 | $ 8,277,000 | $ 89,967 | $ 81,000 |
| Saginaw-Saginaw Township North, MI | 92 | $ 7,825,000 | $ 85,054 | $ 50,000 |
| St. George, UT | 92 | $ 16,186,000 | $ 175,934 | $ 106,000 |
| Sioux Falls, SD | 90 | $ 7,574,000 | $ 84,155 | $ 62,000 |
| Ann Arbor, MI | 89 | $ 16,588,000 | $ 186,382 | $ 85,000 |
| Fairbanks, AK | 89 | $ 9,941,000 | $ 111,696 | $ 74,000 |
| Monroe, LA | 89 | $ 6,168,000 | $ 69,303 | $ 52,000 |
| Wichita, KS | 89 | $ 7,839,000 | $ 88,078 | $ 54,000 |
| Asheville, NC | 88 | $ 13,518,000 | $ 153,613 | $ 64,000 |
| Battle Creek, MI | 88 | $ 7,309,000 | $ 83,056 | $ 54,000 |
| Vero Beach, FL | 87 | $ 11,433,000 | $ 131,413 | $ 75,000 |
| Wichita Falls, TX | 86 | $ 5,896,000 | $ 68,558 | $ 72,000 |
| Kingsport-Bristol-Bristol, TN-VA | 85 | $ 6,197,000 | $ 72,905 | $ 52,000 |
| Holland-Grand Haven, MI | 83 | $ 10,320,000 | $ 124,337 | $ 74,000 |
| Boise City-Nampa, ID | 80 | $ 10,313,000 | $ 128,912 | $ 57,000 |
| Prescott, AZ | 80 | $ 13,008,000 | $ 162,600 | $ 100,000 |
| Spartanburg, SC | 80 | $ 6,894,000 | $ 86,175 | $ 51,000 |
| Santa Fe, NM | 78 | $ 15,973,000 | $ 204,782 | $ 119,000 |
| Wilmington, NC | 78 | $ 14,766,000 | $ 189,307 | $ 150,000 |
| Cedar Rapids, IA | 77 | $ 7,563,000 | $ 98,220 | $ 57,000 |
| Johnson City, TN | 76 | $ 5,180,000 | $ 68,157 | $ 45,000 |
| Florence, SC | 74 | $ 5,970,000 | $ 80,675 | $ 57,000 |
| Sherman-Denison, TX | 74 | $ 5,852,000 | $ 79,081 | $ 63,000 |
| Odessa, TX | 73 | $ 3,685,000 | $ 50,479 | $ 57,000 |
| Anderson, SC | 72 | $ 6,080,000 | $ 84,444 | $ 64,000 |
| Albany, GA | 70 | $ 5,239,000 | $ 74,842 | $ 61,000 |
| Duluth, MN-WI | 70 | $ 7,290,000 | $ 104,142 | $ 67,000 |
| Ocean City, NJ | 70 | $ 21,837,000 | $ 311,957 | $ 134,000 |
| Medford, OR | 69 | $ 14,104,000 | $ 204,405 | $ 88,000 |
| Racine, WI | 69 | $ 7,321,000 | $ 106,101 | $ 54,000 |
| Vineland-Millville-Bridgeton, NJ | 69 | $ 8,400,000 | $ 121,739 | $ 73,000 |
| Lake Charles, LA | 66 | $ 4,805,000 | $ 72,803 | $ 60,000 |
| Kingston, NY | 64 | $ 11,317,000 | $ 176,828 | $ 75,000 |
| Clarksville, TN-KY | 63 | $ 5,561,000 | $ 88,269 | $ 50,000 |
| Janesville, WI | 63 | $ 5,858,000 | $ 92,984 | $ 47,000 |
| Rome, GA | 62 | $ 4,298,000 | $ 69,322 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 61 | $ 4,590,000 | $ 75,245 | $ 66,000 |
| Greenville, NC | 61 | $ 7,273,000 | $ 119,229 | $ 70,000 |
| Hickory-Lenoir-Morganton, NC | 61 | $ 5,100,000 | $ 83,606 | $ 67,000 |
| Athens-Clarke County, GA | 59 | $ 6,532,000 | $ 110,711 | $ 65,000 |
| Elkhart-Goshen, IN | 59 | $ 5,562,000 | $ 94,271 | $ 64,000 |
| Rapid City, SD | 59 | $ 5,917,000 | $ 100,288 | $ 65,000 |
| Cheyenne, WY | 58 | $ 5,620,000 | $ 96,896 | $ 58,000 |
| Victoria, TX | 58 | $ 3,921,000 | $ 67,603 | $ 89,000 |
| Monroe, MI | 56 | $ 6,961,000 | $ 124,303 | $ 64,000 |
| St. Joseph, MO-KS | 56 | $ 3,868,000 | $ 69,071 | $ 46,000 |
| Gadsden, AL | 53 | $ 3,479,000 | $ 65,641 | $ 62,000 |
| Joplin, MO | 53 | $ 4,047,000 | $ 76,358 | $ 41,000 |
| Roanoke, VA | 53 | $ 5,508,000 | $ 103,924 | $ 85,000 |
| Tuscaloosa, AL | 53 | $ 5,132,000 | $ 96,830 | $ 54,000 |
| Burlington, NC | 52 | $ 4,772,000 | $ 91,769 | $ 54,000 |
| Lexington-Fayette, KY | 52 | $ 3,777,000 | $ 72,634 | $ 45,000 |
| Lynchburg, VA | 52 | $ 5,212,000 | $ 100,230 | $ 50,000 |
| Salisbury, MD | 52 | $ 6,429,000 | $ 123,634 | $ 61,000 |
| Champaign-Urbana, IL | 51 | $ 4,188,000 | $ 82,117 | $ 71,000 |
| St. Cloud, MN | 51 | $ 7,207,000 | $ 141,313 | $ 82,000 |
| Wenatchee, WA | 51 | $ 5,485,000 | $ 107,549 | $ 89,000 |
| Fort Smith, AR-OK | 50 | $ 3,920,000 | $ 78,400 | $ 46,000 |
| Fort Walton Beach-Crestview-Destin, FL | 50 | $ 8,600,000 | $ 172,000 | $ 98,000 |
| Muncie, IN | 50 | $ 2,865,000 | $ 57,300 | $ 129,000 |
| Abilene, TX | 49 | $ 3,107,000 | $ 63,408 | $ 65,000 |
| Bloomington, IN | 49 | $ 4,794,000 | $ 97,836 | $ 63,000 |
| Syracuse, NY | 49 | $ 3,374,000 | $ 68,857 | $ 75,000 |
| Sumter, SC | 48 | $ 3,211,000 | $ 66,895 | $ 38,000 |
| College Station-Bryan, TX | 47 | $ 3,589,000 | $ 76,361 | $ 68,000 |
| Bismarck, ND | 45 | $ 3,700,000 | $ 82,222 | $ 112,000 |
| Dalton, GA | 45 | $ 3,961,000 | $ 88,022 | $ 50,000 |
| Green Bay, WI | 45 | $ 4,434,000 | $ 98,533 | $ 73,000 |
| Brunswick, GA | 44 | $ 5,927,000 | $ 134,704 | $ 86,000 |
| Kokomo, IN | 44 | $ 3,344,000 | $ 76,000 | $ 53,000 |
| Rochester, MN | 43 | $ 5,165,000 | $ 120,116 | $ 63,000 |
| Yuma, AZ | 42 | $ 6,727,000 | $ 160,166 | $ 107,000 |
| Alexandria, LA | 41 | $ 2,978,000 | $ 72,634 | $ 45,000 |
| Cleveland, TN | 41 | $ 4,594,000 | $ 112,048 | $ 56,000 |
| Goldsboro, NC | 40 | $ 3,318,000 | $ 82,950 | $ 45,000 |
| Panama City-Lynn Haven, FL | 40 | $ 6,552,000 | $ 163,800 | $ 100,000 |
| Peoria, IL | 40 | $ 3,455,000 | $ 86,375 | $ 55,000 |
| Pine Bluff, AR | 40 | $ 3,183,000 | $ 79,575 | $ 51,000 |
| Billings, MT | 39 | $ 5,598,000 | $ 143,538 | $ 83,000 |
| Casper, WY | 39 | $ 2,641,000 | $ 67,717 | $ 54,000 |
| Wausau, WI | 39 | $ 2,775,000 | $ 71,153 | $ 51,000 |
| Decatur, AL | 38 | $ 2,524,000 | $ 66,421 | $ 49,000 |
| Mansfield, OH | 38 | $ 2,958,000 | $ 77,842 | $ 81,000 |
| Sheboygan, WI | 36 | $ 2,711,000 | $ 75,305 | $ 73,000 |
| Bloomington-Normal, IL | 35 | $ 3,153,000 | $ 90,085 | $ 62,000 |
| Elizabethtown, KY | 35 | $ 2,324,000 | $ 66,400 | $ 57,000 |
| Lima, OH | 35 | $ 2,625,000 | $ 75,000 | $ 49,000 |
| Michigan City-La Porte, IN | 35 | $ 3,681,000 | $ 105,171 | $ 86,000 |
| San Angelo, TX | 35 | $ 2,211,000 | $ 63,171 | $ 46,000 |
| Topeka, KS | 35 | $ 3,721,000 | $ 106,314 | $ 63,000 |
| Anderson, IN | 34 | $ 1,937,000 | $ 56,970 | $ 47,000 |
| Missoula, MT | 34 | $ 5,805,000 | $ 170,735 | $ 84,000 |
| Charlottesville, VA | 33 | $ 5,994,000 | $ 181,636 | $ 58,000 |
| Dover, DE | 33 | $ 4,430,000 | $ 134,242 | $ 61,000 |
| Evansville, IN-KY | 33 | $ 2,546,000 | $ 77,151 | $ 69,000 |
| Lawton, OK | 33 | $ 2,136,000 | $ 64,727 | $ 50,000 |
| Pittsfield, MA | 33 | $ 6,400,000 | $ 193,939 | $ 89,000 |
| Springfield, OH | 33 | $ 3,102,000 | $ 94,000 | $ 81,000 |
| Burlington-South Burlington, VT | 32 | $ 5,665,000 | $ 177,031 | $ 76,000 |
| Las Cruces, NM | 32 | $ 5,155,000 | $ 161,093 | $ 148,000 |
| Sioux City, IA-NE-SD | 32 | $ 2,867,000 | $ 89,593 | $ 55,000 |
| Anniston-Oxford, AL | 31 | $ 2,592,000 | $ 83,612 | $ 59,000 |
| Huntington-Ashland, WV-KY-OH | 31 | $ 2,327,000 | $ 75,064 | $ 53,000 |
| Jonesboro, AR | 31 | $ 2,528,000 | $ 81,548 | $ 53,000 |
| Columbia, MO | 30 | $ 2,541,000 | $ 84,700 | $ 62,000 |
| Flagstaff, AZ | 30 | $ 7,342,000 | $ 244,733 | $ 84,000 |
| Farmington, NM | 29 | $ 4,707,000 | $ 162,310 | $ 71,000 |
| Houma-Bayou Cane-Thibodaux, LA | 29 | $ 3,630,000 | $ 125,172 | $ 93,000 |
| Coeur D'Alene, ID | 28 | $ 4,456,000 | $ 159,142 | $ 81,000 |
| Lafayette, LA | 28 | $ 1,901,000 | $ 67,892 | $ 51,000 |
| Lewiston-Auburn, ME | 28 | $ 2,953,000 | $ 105,464 | $ 49,000 |
| Utica-Rome, NY | 28 | $ 1,817,000 | $ 64,892 | $ 49,000 |
| Cumberland, MD-WV | 26 | $ 2,089,000 | $ 80,346 | $ 104,000 |
| Hot Springs, AR | 26 | $ 3,303,000 | $ 127,038 | $ 70,000 |
| Dothan, AL | 25 | $ 2,289,000 | $ 91,560 | $ 51,000 |
| Columbus, IN | 24 | $ 2,241,000 | $ 93,375 | $ 105,000 |
| Logan, UT-ID | 24 | $ 3,315,000 | $ 138,125 | $ 116,000 |
| Blacksburg-Christiansburg-Radford, VA | 23 | $ 2,450,000 | $ 106,521 | $ 58,000 |
| Florence-Muscle Shoals, AL | 23 | $ 1,554,000 | $ 67,565 | $ 42,000 |
| Jacksonville, NC | 22 | $ 2,140,000 | $ 97,272 | $ 57,000 |
| Oshkosh-Neenah, WI | 22 | $ 2,120,000 | $ 96,363 | $ 52,000 |
| Auburn-Opelika, AL | 20 | $ 1,525,000 | $ 76,250 | $ 75,000 |
| Bay City, MI | 20 | $ 1,547,000 | $ 77,350 | $ 27,000 |
| Danville, IL | 20 | $ 1,222,000 | $ 61,100 | $ 65,000 |
| Jefferson City, MO | 20 | $ 2,019,000 | $ 100,950 | $ 37,000 |
| Lafayette, IN | 20 | $ 1,753,000 | $ 87,650 | $ 52,000 |
| Texarkana, Tx-Texarkana, AR | 20 | $ 1,109,000 | $ 55,450 | $ 43,000 |
| Owensboro, KY | 19 | $ 1,544,000 | $ 81,263 | $ 51,000 |
| Appleton, WI | 18 | $ 2,633,000 | $ 146,277 | $ 49,000 |
| Fond Du Lac, WI | 18 | $ 1,811,000 | $ 100,611 | $ 57,000 |
| Waterloo-Cedar Falls, IA | 18 | $ 1,681,000 | $ 93,388 | $ 61,000 |
| Williamsport, PA | 18 | $ 1,834,000 | $ 101,888 | $ 59,000 |
| Bangor, ME | 17 | $ 1,700,000 | $ 100,000 | $ 60,000 |
| Erie, PA | 17 | $ 1,725,000 | $ 101,470 | $ 59,000 |
| Great Falls, MT | 17 | $ 2,015,000 | $ 118,529 | $ 57,000 |
| Iowa City, IA | 17 | $ 2,011,000 | $ 118,294 | $ 69,000 |
| Springfield, IL | 17 | $ 1,511,000 | $ 88,882 | $ 65,000 |
| Valdosta, GA | 17 | $ 1,608,000 | $ 94,588 | $ 56,000 |
| Corvallis, OR | 16 | $ 2,345,000 | $ 146,562 | $ 99,000 |
| Hinesville-Fort Stewart, GA | 16 | $ 1,482,000 | $ 92,625 | $ 62,000 |
| Binghamton, NY | 15 | $ 1,888,000 | $ 125,866 | $ 99,000 |
| Decatur, IL | 15 | $ 1,071,000 | $ 71,400 | $ 38,000 |
| Glens Falls, NY | 15 | $ 1,576,000 | $ 105,066 | $ 72,000 |
| Harrisonburg, VA | 15 | $ 1,907,000 | $ 127,133 | $ 50,000 |
| Pocatello, ID | 15 | $ 1,058,000 | $ 70,533 | $ 37,000 |
| Charleston, WV | 14 | $ 1,791,000 | $ 127,928 | $ 65,000 |
| Lebanon, PA | 14 | $ 984,000 | $ 70,285 | $ 49,000 |
| Idaho Falls, ID | 12 | $ 1,691,000 | $ 140,916 | $ 237,000 |
| La Crosse, WI-MN | 12 | $ 1,366,000 | $ 113,833 | $ 65,000 |
| Ames, IA | 11 | $ 1,431,000 | $ 130,090 | $ 98,000 |
| Carson City, NV | 11 | $ 2,119,000 | $ 192,636 | $ 69,000 |
| Lewiston, ID-WA | 11 | $ 884,000 | $ 80,363 | $ 53,000 |
| Sandusky, OH | 11 | $ 1,651,000 | $ 150,090 | $ 72,000 |
| Elmira, NY | 10 | $ 939,000 | $ 93,900 | $ 259,000 |
| Bowling Green, KY | 9 | $ 838,000 | $ 93,111 | $ 51,000 |
| Eau Claire, WI | 8 | $ 1,093,000 | $ 136,625 | $ 57,000 |
| Johnstown, PA | 8 | $ 520,000 | $ 65,000 | $ 47,000 |
| State College, PA | 8 | $ 1,466,000 | $ 183,250 | $ 106,000 |
| Danville, VA | 7 | $ 683,000 | $ 97,571 | $ 40,000 |
| Morgantown, WV | 6 | $ 430,000 | $ 71,666 | $ 49,000 |
| Weirton-Steubenville, WV-OH | 6 | $ 482,000 | $ 80,333 | $ 47,000 |
| Altoona, PA | 5 | $ 276,000 | $ 55,200 | $ 32,000 |
| Dubuque, IA | 4 | $ 608,000 | $ 152,000 | $ 56,000 |
| Parkersburg-Marietta, WV-OH | 4 | $ 171,000 | $ 42,750 | $ 33,000 |
| Ithaca, NY | 3 | $ 143,000 | $ 47,666 | $ 24,000 |
| Fargo, ND-MN | 2 | $ 401,000 | $ 200,500 | $ 75,000 |
| Wheeling, WV-OH | 2 | $ 115,000 | $ 57,500 | $ 71,000 |
| Grand Forks, ND-MN | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Gulfport-Biloxi, MS | 1 | $ 126,000 | $ 126,000 | $ 70,000 |
| Lawrence, KS | 1 | $ 185,000 | $ 185,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Long Beach Mortgage Co. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 187,811 | $28,519,696,000 | $117,176 | $1,395,000 | $76,156 | $9,999,000 |
| Refinancing | 87,051 | $18,223,342,000 | $167,705 | $1,600,000 | $84,411 | $9,999,000 |
| Home Improvement | 3,832 | $848,710,000 | $161,244 | $1,085,000 | $92,734 | $2,127,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 98,832 | $16,341,585,000 | $146,568 | $1,600,000 | $90,000 | $9,999,000 |
| Hispanic | 84,819 | $14,702,148,000 | $122,895 | $1,040,000 | $74,270 | $9,999,000 |
| Black or African American | 54,505 | $7,743,633,000 | $131,425 | $1,395,000 | $74,489 | $2,490,000 |
| Not Provided | 19,463 | $3,982,088,000 | $151,901 | $1,200,000 | $83,313 | $7,841,000 |
| Asian | 12,239 | $3,078,227,000 | $167,333 | $1,040,000 | $111,354 | $6,587,000 |
| Not applicable | 5,908 | $1,105,909,000 | $152,120 | $1,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2,045 | $490,145,000 | $141,868 | $1,000,000 | $90,947 | $1,066,000 |
| American Indian or Alaskan Native | 883 | $148,013,000 | $139,844 | $1,000,000 | $86,111 | $1,457,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 278,694 | $47,591,748,000 | $137,568 | $1,600,000 | $80,705 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 171,896 | $28,410,818,000 | $134,340 | $1,000,000 | $84,800 | $9,999,000 |
| Application Denied By Financial Institution | 95,936 | $17,313,825,000 | $144,254 | $1,600,000 | $84,137 | $9,999,000 |
| Loan Purchased By The Institution | 5,908 | $1,105,909,000 | $152,120 | $1,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 4,111 | $604,721,000 | $137,347 | $1,000,000 | $79,652 | $1,311,000 |
| Application Withdrawn By Applicant | 644 | $118,935,000 | $167,384 | $1,000,000 | $97,717 | $1,268,000 |
| File Closed For Incompleteness | 199 | $37,540,000 | $166,869 | $1,105,000 | $77,130 | $936,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 23,840 | $3,619,052,000 | $137,803 | $1,600,000 | $93,725 | $9,999,000 |
| Credit Application Incomplete | 18,204 | $3,726,759,000 | $152,204 | $1,160,000 | $90,734 | $6,587,000 |
| Credit History | 18,172 | $3,334,560,000 | $143,020 | $1,225,000 | $74,760 | $2,927,000 |
| Unverifiable Information | 11,394 | $2,256,490,000 | $155,160 | $1,250,000 | $85,160 | $6,587,000 |
| Debt-To-Income Ratio | 10,323 | $1,807,202,000 | $146,857 | $1,200,000 | $67,693 | $4,762,000 |
| Collateral | 8,526 | $1,609,265,000 | $166,800 | $1,200,000 | $106,600 | $6,206,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4,684 | $825,886,000 | $154,326 | $1,395,000 | $79,346 | $1,490,000 |
| Employment History | 793 | $134,611,000 | $178,775 | $1,000,000 | $94,625 | $1,176,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Long Beach Mortgage Co.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Long Beach Mortgage Co.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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