Lownhome Financial Holdings, L Mortgage Lending & HMDA Data, 2007
In 2007, Lownhome Financial Holdings, L of Sunnyvale, CA reported 1,392 mortgage applications totaling $313.7 million. The average application was for $225,344, and applicants reported an average income of $75,622. 39% of its applications resulted in an originated loan and 39% were denied. Its largest markets were Portland-Vancouver-Beaverton, OR-WA (166), Washington-Arlington-Alexandria, DC-VA-MD-WV (104) and Phoenix-Mesa-Scottsdale, AZ (94) (applications in parentheses).
| Mortgage Company & Address | Lownhome Financial Holdings, L P.O. Box 62289 Sunnyvale, CA 94088 |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 1,392 |
| Total Mortgage Loan Application Amount | $313,680,000 |
| Average Mortgage Loan Application Amount | $225,344 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $75,622 |
| Highest Applicant Income | $996,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lownhome Financial Holdings, L filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 94 | $ 21,984,000 | $ 233,872 | $ 81,000 |
| Multnomah, Oregon | 49 | $ 9,986,000 | $ 203,795 | $ 70,000 |
| Washington, Oregon | 43 | $ 8,333,000 | $ 193,790 | $ 94,000 |
| Clark, Washington | 39 | $ 7,935,000 | $ 203,461 | $ 87,000 |
| Prince George's, Maryland | 36 | $ 8,686,000 | $ 241,277 | $ 30,000 |
| Marion, Oregon | 36 | $ 3,914,000 | $ 108,722 | $ 40,000 |
| Wayne, Michigan | 35 | $ 4,132,000 | $ 118,057 | $ 45,000 |
| Allegheny, Pennsylvania | 32 | $ 3,867,000 | $ 120,843 | $ 73,000 |
| Clackamas, Oregon | 24 | $ 7,897,000 | $ 329,041 | $ 130,000 |
| Cuyahoga, Ohio | 22 | $ 2,616,000 | $ 118,909 | $ 63,000 |
| Miami-Dade, Florida | 21 | $ 7,045,000 | $ 335,476 | $ 154,000 |
| Alameda, California | 19 | $ 6,248,000 | $ 328,842 | $ 90,000 |
| Contra Costa, California | 19 | $ 8,176,000 | $ 430,315 | $ 218,000 |
| Fairfax, Virginia | 19 | $ 6,626,000 | $ 348,736 | $ 52,000 |
| Pierce, Washington | 17 | $ 3,151,000 | $ 185,352 | $ 88,000 |
| Los Angeles, California | 16 | $ 7,554,000 | $ 472,125 | $ 168,000 |
| Riverside, California | 16 | $ 7,165,000 | $ 447,812 | $ 201,000 |
| El Paso, Colorado | 16 | $ 3,532,000 | $ 220,750 | $ 126,000 |
| Montgomery, Maryland | 16 | $ 3,965,000 | $ 247,812 | $ 29,000 |
| Prince William, Virginia | 16 | $ 3,963,000 | $ 247,687 | $ 38,000 |
| Anne Arundel, Maryland | 14 | $ 3,167,000 | $ 226,214 | $ 55,000 |
| Gallatin, Montana | 14 | $ 2,120,000 | $ 151,428 | $ 60,000 |
| Broward, Florida | 13 | $ 3,840,000 | $ 295,384 | $ 71,000 |
| Orange, Florida | 13 | $ 2,597,000 | $ 199,769 | $ 98,000 |
| Baltimore, Maryland | 13 | $ 2,026,000 | $ 155,846 | $ 56,000 |
| Philadelphia, Pennsylvania | 13 | $ 1,653,000 | $ 127,153 | $ 97,000 |
| Pima, Arizona | 12 | $ 1,738,000 | $ 144,833 | $ 45,000 |
| Denver, Colorado | 12 | $ 3,003,000 | $ 250,250 | $ 107,000 |
| Oakland, Michigan | 12 | $ 2,956,000 | $ 246,333 | $ 36,000 |
| York, Pennsylvania | 12 | $ 1,465,000 | $ 122,083 | $ 43,000 |
| Loudoun, Virginia | 11 | $ 3,966,000 | $ 360,545 | $ 52,000 |
| King, Washington | 11 | $ 2,605,000 | $ 236,818 | $ 61,000 |
| Sacramento, California | 10 | $ 2,715,000 | $ 271,500 | $ 111,000 |
| Jefferson, Colorado | 10 | $ 1,454,000 | $ 145,400 | $ 104,000 |
| Baltimore City, Maryland | 10 | $ 1,474,000 | $ 147,400 | $ 58,000 |
| Howard, Maryland | 9 | $ 2,692,000 | $ 299,111 | $ 101,000 |
| Summit, Ohio | 9 | $ 1,592,000 | $ 176,888 | $ 69,000 |
| Chesterfield, Virginia | 9 | $ 1,420,000 | $ 157,777 | $ 58,000 |
| San Joaquin, California | 8 | $ 2,117,000 | $ 264,625 | $ 78,000 |
| Solano, California | 8 | $ 2,903,000 | $ 362,875 | $ 49,000 |
| Adams, Colorado | 8 | $ 998,000 | $ 124,750 | $ 60,000 |
| Mohave, Arizona | 7 | $ 1,112,000 | $ 158,857 | $ 70,000 |
| Weld, Colorado | 7 | $ 678,000 | $ 96,857 | $ 20,000 |
| Hillsborough, Florida | 7 | $ 1,561,000 | $ 223,000 | $ 17,000 |
| Stark, Ohio | 7 | $ 1,164,000 | $ 166,285 | $ 106,000 |
| Columbia, Oregon | 7 | $ 1,031,000 | $ 147,285 | $ 87,000 |
| Beaver, Pennsylvania | 7 | $ 587,000 | $ 83,857 | $ 77,000 |
| Arapahoe, Colorado | 6 | $ 2,078,000 | $ 346,333 | $ 84,000 |
| Flathead, Montana | 6 | $ 692,000 | $ 115,333 | $ 16,000 |
| Jackson, Oregon | 6 | $ 1,108,000 | $ 184,666 | $ 38,000 |
| Lehigh, Pennsylvania | 6 | $ 1,161,000 | $ 193,500 | $ 58,000 |
| Luzerne, Pennsylvania | 6 | $ 393,000 | $ 65,500 | $ 54,000 |
| Henrico, Virginia | 6 | $ 633,000 | $ 105,500 | $ 60,000 |
| Virginia Beach, Virginia | 6 | $ 1,581,000 | $ 263,500 | $ 50,000 |
| San Diego, California | 5 | $ 1,798,000 | $ 359,600 | $ 136,000 |
| Douglas, Colorado | 5 | $ 2,248,000 | $ 449,600 | $ 225,000 |
| Charles, Maryland | 5 | $ 1,450,000 | $ 290,000 | $ 14,000 |
| Lorain, Ohio | 5 | $ 725,000 | $ 145,000 | $ 52,000 |
| Mahoning, Ohio | 5 | $ 467,000 | $ 93,400 | $ 64,000 |
| Polk, Oregon | 5 | $ 940,000 | $ 188,000 | $ 45,000 |
| Blair, Pennsylvania | 5 | $ 343,000 | $ 68,600 | $ 40,000 |
| Westmoreland, Pennsylvania | 5 | $ 464,000 | $ 92,800 | $ 55,000 |
| Arlington, Virginia | 5 | $ 1,216,000 | $ 243,200 | $ 81,000 |
| Stafford, Virginia | 5 | $ 825,000 | $ 165,000 | $ 36,000 |
| Yavapai, Arizona | 4 | $ 931,000 | $ 232,750 | $ 45,000 |
| San Bernardino, California | 4 | $ 2,231,000 | $ 557,750 | $ 171,000 |
| Boulder, Colorado | 4 | $ 575,000 | $ 143,750 | $ 72,000 |
| Larimer, Colorado | 4 | $ 378,000 | $ 94,500 | $ 30,000 |
| Mesa, Colorado | 4 | $ 294,000 | $ 73,500 | $ 24,000 |
| Pueblo, Colorado | 4 | $ 445,000 | $ 111,250 | $ 15,000 |
| Teller, Colorado | 4 | $ 665,000 | $ 166,250 | $ 108,000 |
| Palm Beach, Florida | 4 | $ 1,532,000 | $ 383,000 | $ 15,000 |
| DeKalb, Georgia | 4 | $ 436,000 | $ 109,000 | $ 42,000 |
| Ada, Idaho | 4 | $ 404,000 | $ 101,000 | $ 51,000 |
| Blaine, Idaho | 4 | $ 1,250,000 | $ 312,500 | $ 66,000 |
| Yellowstone, Montana | 4 | $ 488,000 | $ 122,000 | $ 69,000 |
| Linn, Oregon | 4 | $ 421,000 | $ 105,250 | $ 36,000 |
| Tillamook, Oregon | 4 | $ 559,000 | $ 139,750 | $ 45,000 |
| Yamhill, Oregon | 4 | $ 721,000 | $ 180,250 | $ 48,000 |
| Bucks, Pennsylvania | 4 | $ 1,683,000 | $ 420,750 | $ 87,000 |
| Cumberland, Pennsylvania | 4 | $ 515,000 | $ 128,750 | $ 63,000 |
| Dauphin, Pennsylvania | 4 | $ 523,000 | $ 130,750 | $ 48,000 |
| Northampton, Pennsylvania | 4 | $ 777,000 | $ 194,250 | $ 84,000 |
| Washington, Pennsylvania | 4 | $ 464,000 | $ 116,000 | $ 51,000 |
| Kitsap, Washington | 4 | $ 630,000 | $ 157,500 | $ 63,000 |
| Spokane, Washington | 4 | $ 1,620,000 | $ 405,000 | $ 204,000 |
| El Dorado, California | 3 | $ 1,573,000 | $ 524,333 | $ 148,000 |
| Orange, California | 3 | $ 1,465,000 | $ 488,333 | $ 208,000 |
| San Mateo, California | 3 | $ 1,352,000 | $ 450,666 | $ 36,000 |
| Lee, Florida | 3 | $ 485,000 | $ 161,666 | $ 80,000 |
| Canyon, Idaho | 3 | $ 366,000 | $ 122,000 | $ 32,000 |
| Genesee, Michigan | 3 | $ 386,000 | $ 128,666 | $ 36,000 |
| Macomb, Michigan | 3 | $ 373,000 | $ 124,333 | $ 44,000 |
| Franklin, Ohio | 3 | $ 312,000 | $ 104,000 | $ 68,000 |
| Geauga, Ohio | 3 | $ 646,000 | $ 215,333 | $ 80,000 |
| Lake, Ohio | 3 | $ 410,000 | $ 136,666 | $ 36,000 |
| Lucas, Ohio | 3 | $ 373,000 | $ 124,333 | $ 60,000 |
| Butler, Pennsylvania | 3 | $ 356,000 | $ 118,666 | $ 56,000 |
| Centre, Pennsylvania | 3 | $ 351,000 | $ 117,000 | $ 44,000 |
| Delaware, Pennsylvania | 3 | $ 704,000 | $ 234,666 | $ 64,000 |
| Lawrence, Pennsylvania | 3 | $ 331,000 | $ 110,333 | $ 64,000 |
| Monroe, Pennsylvania | 3 | $ 762,000 | $ 254,000 | $ 80,000 |
| Montgomery, Pennsylvania | 3 | $ 355,000 | $ 118,333 | $ 76,000 |
| Dorchester, South Carolina | 3 | $ 356,000 | $ 118,666 | $ 56,000 |
| Chesapeake, Virginia | 3 | $ 613,000 | $ 204,333 | $ 20,000 |
| Norfolk, Virginia | 3 | $ 520,000 | $ 173,333 | $ 4,000 |
| Portsmouth, Virginia | 3 | $ 595,000 | $ 198,333 | $ 72,000 |
| Richmond City, Virginia | 3 | $ 363,000 | $ 121,000 | $ 64,000 |
| Spotsylvania, Virginia | 3 | $ 356,000 | $ 118,666 | $ 40,000 |
| Snohomish, Washington | 3 | $ 983,000 | $ 327,666 | $ 20,000 |
| Kern, California | 2 | $ 482,000 | $ 241,000 | $ 96,000 |
| Lake, California | 2 | $ 371,000 | $ 185,500 | $ 0 |
| Marin, California | 2 | $ 1,732,000 | $ 866,000 | $ 84,000 |
| Santa Clara, California | 2 | $ 965,000 | $ 482,500 | $ 192,000 |
| Sonoma, California | 2 | $ 949,000 | $ 474,500 | $ 0 |
| Collier, Florida | 2 | $ 480,000 | $ 240,000 | $ 132,000 |
| Monroe, Florida | 2 | $ 800,000 | $ 400,000 | $ 324,000 |
| Okaloosa, Florida | 2 | $ 215,000 | $ 107,500 | $ 84,000 |
| Polk, Florida | 2 | $ 268,000 | $ 134,000 | $ 120,000 |
| St. Lucie, Florida | 2 | $ 499,000 | $ 249,500 | $ 18,000 |
| Bingham, Idaho | 2 | $ 145,000 | $ 72,500 | $ 0 |
| Kootenai, Idaho | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Harford, Maryland | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Plymouth, Massachusetts | 2 | $ 394,000 | $ 197,000 | $ 108,000 |
| Berrien, Michigan | 2 | $ 342,000 | $ 171,000 | $ 12,000 |
| Lake, Montana | 2 | $ 95,000 | $ 47,500 | $ 0 |
| Missoula, Montana | 2 | $ 179,000 | $ 89,500 | $ 48,000 |
| Silver Bow, Montana | 2 | $ 203,000 | $ 101,500 | $ 84,000 |
| Medina, Ohio | 2 | $ 572,000 | $ 286,000 | $ 96,000 |
| Portage, Ohio | 2 | $ 482,000 | $ 241,000 | $ 108,000 |
| Clatsop, Oregon | 2 | $ 371,000 | $ 185,500 | $ 72,000 |
| Deschutes, Oregon | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Hood River, Oregon | 2 | $ 353,000 | $ 176,500 | $ 0 |
| Armstrong, Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Indiana, Pennsylvania | 2 | $ 267,000 | $ 133,500 | $ 48,000 |
| Lackawanna, Pennsylvania | 2 | $ 221,000 | $ 110,500 | $ 36,000 |
| Mercer, Pennsylvania | 2 | $ 239,000 | $ 119,500 | $ 24,000 |
| Union, Pennsylvania | 2 | $ 306,000 | $ 153,000 | $ 60,000 |
| Wyoming, Pennsylvania | 2 | $ 182,000 | $ 91,000 | $ 60,000 |
| Frederick, Virginia | 2 | $ 325,000 | $ 162,500 | $ 72,000 |
| James City, Virginia | 2 | $ 605,000 | $ 302,500 | $ 168,000 |
| Manassas, Virginia | 2 | $ 265,000 | $ 132,500 | $ 84,000 |
| Newport News, Virginia | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Winchester, Virginia | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| Cochise, Arizona | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Yuma, Arizona | 1 | $ 343,000 | $ 343,000 | $ 108,000 |
| Mariposa, California | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Mendocino, California | 1 | $ 536,000 | $ 536,000 | $ 192,000 |
| Merced, California | 1 | $ 418,000 | $ 418,000 | $ 144,000 |
| Monterey, California | 1 | $ 512,000 | $ 512,000 | $ 144,000 |
| Placer, California | 1 | $ 950,000 | $ 950,000 | $ 432,000 |
| San Francisco, California | 1 | $ 713,000 | $ 713,000 | $ 180,000 |
| Stanislaus, California | 1 | $ 566,000 | $ 566,000 | $ 132,000 |
| Sutter, California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Yuba, California | 1 | $ 211,000 | $ 211,000 | $ 60,000 |
| Garfield, Colorado | 1 | $ 370,000 | $ 370,000 | $ 84,000 |
| Montezuma, Colorado | 1 | $ 456,000 | $ 456,000 | $ 108,000 |
| Charlotte, Florida | 1 | $ 279,000 | $ 279,000 | $ 84,000 |
| Pasco, Florida | 1 | $ 359,000 | $ 359,000 | $ 72,000 |
| Pinellas, Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Seminole, Florida | 1 | $ 184,000 | $ 184,000 | $ 120,000 |
| Volusia, Florida | 1 | $ 202,000 | $ 202,000 | $ 60,000 |
| Gordon, Georgia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Bannock, Idaho | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Clearwater, Idaho | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Elmore, Idaho | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Twin Falls, Idaho | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Monroe, Indiana | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| Tippecanoe, Indiana | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Cecil, Maryland | 1 | $ 638,000 | $ 638,000 | $ 228,000 |
| Frederick, Maryland | 1 | $ 389,000 | $ 389,000 | $ 144,000 |
| St. Mary's, Maryland | 1 | $ 347,000 | $ 347,000 | $ 132,000 |
| Middlesex, Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Norfolk, Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Chippewa, Michigan | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Grand Traverse, Michigan | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Hillsdale, Michigan | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Lapeer, Michigan | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Washtenaw, Michigan | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Ravalli, Montana | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Sanders, Montana | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Pender, North Carolina | 1 | $ 408,000 | $ 408,000 | $ 300,000 |
| Allen, Ohio | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Ashtabula, Ohio | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Columbiana, Ohio | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Delaware, Ohio | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Hamilton, Ohio | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Knox, Ohio | 1 | $ 218,000 | $ 218,000 | $ 84,000 |
| Miami, Ohio | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Montgomery, Ohio | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Shelby, Ohio | 1 | $ 52,000 | $ 52,000 | $ 12,000 |
| Trumbull, Ohio | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Wayne, Ohio | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Klamath, Oregon | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Lincoln, Oregon | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Chester, Pennsylvania | 1 | $ 437,000 | $ 437,000 | $ 192,000 |
| Clearfield, Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Crawford, Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Erie, Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 36,000 |
| Fayette, Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Mifflin, Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Perry, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Schuylkill, Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| Salt Lake, Utah | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Utah, Utah | 1 | $ 208,000 | $ 208,000 | $ 36,000 |
| Augusta, Virginia | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Colonial Heights, Virginia | 1 | $ 202,000 | $ 202,000 | $ 48,000 |
| Gloucester, Virginia | 1 | $ 158,000 | $ 158,000 | $ 24,000 |
| Hampton, Virginia | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| King George, Virginia | 1 | $ 176,000 | $ 176,000 | $ 48,000 |
| Manassas Park, Virginia | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Staunton, Virginia | 1 | $ 149,000 | $ 149,000 | $ 84,000 |
| Suffolk, Virginia | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Warren, Virginia | 1 | $ 311,000 | $ 311,000 | $ 468,000 |
| Cowlitz, Washington | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Grant, Washington | 1 | $ 203,000 | $ 203,000 | $ 60,000 |
| Thurston, Washington | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Yakima, Washington | 1 | $ 144,000 | $ 144,000 | $ 0 |
Mortgage Loan Application Detail Totals for Lownhome Financial Holdings, L in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 715 | $158,128,000 | $221,000 | $1,354,000 | $80,000 | $900,000 |
| Refinancing | 677 | $155,552,000 | $229,000 | $2,000,000 | $71,000 | $996,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $136,810,000 | $209,000 | $2,000,000 | $79,000 | $900,000 |
| Not Provided | 375 | $92,622,000 | $246,000 | $1,354,000 | $69,000 | $720,000 |
| Hispanic | 198 | $36,818,000 | $185,000 | $751,000 | $61,000 | $696,000 |
| Black or African American | 105 | $28,336,000 | $269,000 | $1,000,000 | $87,000 | $384,000 |
| Asian | 41 | $12,490,000 | $304,000 | $1,080,000 | $91,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,484,000 | $320,000 | $842,000 | $67,000 | $252,000 |
| American Indian or Alaskan Native | 5 | $2,120,000 | $424,000 | $1,000,000 | $357,000 | $996,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,392 | $313,680,000 | $225,000 | $2,000,000 | $76,000 | $996,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 545 | $133,437,000 | $244,000 | $1,460,000 | $79,000 | $996,000 |
| Loan Originated | 540 | $105,968,000 | $196,000 | $1,265,000 | $76,000 | $696,000 |
| Application Approved But Not Accepted | 147 | $38,944,000 | $264,000 | $2,000,000 | $84,000 | $612,000 |
| Application Withdrawn By Applicant | 85 | $17,418,000 | $204,000 | $881,000 | $58,000 | $228,000 |
| File Closed For Incompleteness | 75 | $17,913,000 | $238,000 | $1,080,000 | $54,000 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lownhome Financial Holdings, L's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lownhome Financial Holdings, L's mortgage approval patterns.
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