M&I Marshall & Ilsley Bank Mortgage Lending & HMDA Data, 2007
In 2007, M&I Marshall & Ilsley Bank of Cedarburg, WI reported 23,618 mortgage applications totaling $5.3 billion, up 35% from 2006. The average application was for $226,052, and applicants reported an average income of $102,289. 71% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Milwaukee-Waukesha-West Allis, WI (3,458), Madison, WI (3,061) and Phoenix-Mesa-Scottsdale, AZ (2,702) (applications in parentheses).
| Mortgage Company & Address | M&I Marshall & Ilsley Bank W57n14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,618 |
| Total Mortgage Loan Application Amount | $5,338,902,000 |
| Average Mortgage Loan Application Amount | $226,052 |
| Highest Mortgage Loan Application Amount | $24,000,000 |
| Average Applicant Income | $102,289 |
| Highest Applicant Income | $7,145,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&I Marshall & Ilsley Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee-Waukesha-West Allis, WI | 3,458 | $ 659,036,000 | $ 190,582 | $ 92,000 |
| Madison, WI | 3,061 | $ 600,585,000 | $ 196,205 | $ 109,000 |
| Phoenix-Mesa-Scottsdale, AZ | 2,702 | $ 1,228,606,000 | $ 454,702 | $ 128,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,220 | $ 357,176,000 | $ 292,767 | $ 118,168 |
| Green Bay, WI | 825 | $ 126,367,000 | $ 153,172 | $ 103,000 |
| Tucson, AZ | 664 | $ 218,838,000 | $ 329,575 | $ 124,000 |
| Janesville, WI | 609 | $ 84,254,000 | $ 138,348 | $ 67,000 |
| Appleton, WI | 576 | $ 94,998,000 | $ 164,927 | $ 93,000 |
| Racine, WI | 519 | $ 78,122,000 | $ 150,524 | $ 87,000 |
| Prescott, AZ | 494 | $ 149,236,000 | $ 302,097 | $ 101,000 |
| Lake County-Kenosha County, IL-WI | 421 | $ 61,545,000 | $ 146,187 | $ 79,458 |
| Wausau, WI | 360 | $ 56,538,000 | $ 157,050 | $ 81,000 |
| Eau Claire, WI | 349 | $ 66,548,000 | $ 190,681 | $ 89,000 |
| Sheboygan, WI | 344 | $ 42,176,000 | $ 122,604 | $ 73,000 |
| Oshkosh-Neenah, WI | 296 | $ 47,889,000 | $ 161,787 | $ 81,000 |
| Tampa-St. Petersburg-Clearwater, FL | 284 | $ 91,006,000 | $ 320,443 | $ 222,000 |
| Fond Du Lac, WI | 276 | $ 38,840,000 | $ 140,724 | $ 78,000 |
| Sarasota-Bradenton-Venice, FL | 235 | $ 59,557,000 | $ 253,434 | $ 130,000 |
| Kansas City, MO-KS | 229 | $ 52,053,000 | $ 227,305 | $ 81,925 |
| Duluth, MN-WI | 169 | $ 29,767,000 | $ 176,136 | $ 72,390 |
| La Crosse, WI-MN | 139 | $ 22,787,000 | $ 163,935 | $ 87,503 |
| Naples-Marco Island, FL | 138 | $ 89,886,000 | $ 651,347 | $ 283,000 |
| Flagstaff, AZ | 107 | $ 36,804,000 | $ 343,962 | $ 137,000 |
| Lake Havasu City-Kingman, AZ | 106 | $ 17,462,000 | $ 164,735 | $ 34,000 |
| Orlando-Kissimmee, FL | 83 | $ 33,854,000 | $ 407,879 | $ 138,000 |
| Cape Coral-Fort Myers, FL | 75 | $ 29,552,000 | $ 394,026 | $ 269,000 |
| St. Joseph, MO-KS | 75 | $ 7,217,000 | $ 96,226 | $ 49,000 |
| Chicago-Naperville-Joliet, IL | 68 | $ 29,519,000 | $ 434,102 | $ 214,000 |
| Punta Gorda, FL | 43 | $ 7,798,000 | $ 181,348 | $ 218,000 |
| Tulsa, OK | 41 | $ 9,616,000 | $ 234,536 | $ 77,000 |
| Rockford, IL | 37 | $ 5,205,000 | $ 140,675 | $ 72,000 |
| Las Vegas-Paradise, NV | 11 | $ 2,829,000 | $ 257,181 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 10 | $ 2,392,000 | $ 239,200 | $ 307,000 |
| St. Louis, MO-IL | 10 | $ 1,002,000 | $ 100,200 | $ 48,400 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 10 | $ 3,787,000 | $ 378,700 | $ 387,000 |
| Ocala, FL | 8 | $ 1,172,000 | $ 146,500 | $ 113,000 |
| St. Cloud, MN | 8 | $ 6,891,000 | $ 861,375 | $ 32,000 |
| Yuma, AZ | 8 | $ 801,000 | $ 100,125 | $ 16,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 2,214,000 | $ 316,285 | $ 89,000 |
| Lakeland, FL | 6 | $ 926,000 | $ 154,333 | $ 218,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 2,051,000 | $ 341,833 | $ 172,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 2,435,000 | $ 487,000 | $ 233,000 |
| Rochester, MN | 5 | $ 985,000 | $ 197,000 | $ 130,000 |
| Jacksonville, FL | 4 | $ 1,918,000 | $ 479,500 | $ 215,000 |
| Sebastian-Vero Beach, FL | 4 | $ 530,000 | $ 132,500 | $ 99,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 1,972,000 | $ 493,000 | $ 21,000 |
| Detroit-Livonia-Dearborn, MI | 3 | $ 247,000 | $ 82,333 | $ 0 |
| Niles-Benton Harbor, MI | 3 | $ 728,000 | $ 242,666 | $ 120,000 |
| Palm Coast, FL | 3 | $ 1,200,000 | $ 400,000 | $ 1,009,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 305,000 | $ 101,666 | $ 70,000 |
| Decatur, IL | 2 | $ 11,300,000 | $ 5,650,000 | $ 55,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 4,500,000 | $ 2,250,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 2,000 | $ 1,000 | $ 0 |
| Port St. Lucie, FL | 2 | $ 4,162,000 | $ 2,081,000 | $ 521,000 |
| Ann Arbor, MI | 1 | $ 131,000 | $ 131,000 | $ 101,000 |
| Bethesda-Gaithersburg-Frederick, MD | 1 | $ 7,000 | $ 7,000 | $ 67,000 |
| Cedar Rapids, IA | 1 | $ 24,000,000 | $ 24,000,000 | $ 0 |
| Columbia, MO | 1 | $ 122,000 | $ 122,000 | $ 85,000 |
| Dallas-Plano-Irving, TX | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Gainesville, FL | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
| Honolulu, HI | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Joplin, MO | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 51,000 | $ 51,000 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,350,000 |
| Tallahassee, FL | 1 | $ 159,000 | $ 159,000 | $ 137,000 |
| Topeka, KS | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for M&I Marshall & Ilsley Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,838 | $2,968,466,000 | $250,000 | $24,000,000 | $113,000 | $7,138,000 |
| Refinancing | 10,043 | $2,082,123,000 | $207,000 | $9,545,000 | $93,000 | $7,145,000 |
| Home Improvement | 1,737 | $288,313,000 | $165,000 | $6,000,000 | $83,000 | $1,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,556 | $3,332,224,000 | $201,000 | $6,120,000 | $104,000 | $6,795,000 |
| Not Provided | 3,494 | $944,353,000 | $270,000 | $6,520,000 | $134,000 | $6,208,000 |
| Hispanic | 1,413 | $240,446,000 | $170,000 | $2,722,000 | $56,000 | $1,100,000 |
| Not applicable | 1,369 | $677,954,000 | $495,000 | $24,000,000 | $51,000 | $7,138,000 |
| Black or African American | 406 | $63,514,000 | $156,000 | $2,000,000 | $100,000 | $7,145,000 |
| Asian | 314 | $68,113,000 | $216,000 | $3,693,000 | $103,000 | $954,000 |
| American Indian or Alaskan Native | 47 | $5,864,000 | $124,000 | $680,000 | $56,000 | $263,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $6,434,000 | $338,000 | $2,626,000 | $147,000 | $648,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,504 | $5,323,135,000 | $226,000 | $24,000,000 | $103,000 | $7,145,000 |
| VA-guaranteed (Veterans Administration) | 101 | $13,846,000 | $137,000 | $305,000 | $58,000 | $191,000 |
| FHA-insured (Federal Housing Administration) | 13 | $1,921,000 | $147,000 | $265,000 | $88,000 | $346,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,661 | $3,885,101,000 | $233,000 | $11,200,000 | $110,000 | $7,145,000 |
| Application Denied By Financial Institution | 3,118 | $621,288,000 | $199,000 | $6,120,000 | $75,000 | $3,252,000 |
| Application Withdrawn By Applicant | 1,282 | $375,402,000 | $292,000 | $24,000,000 | $121,000 | $2,916,000 |
| Application Approved But Not Accepted | 1,275 | $305,116,000 | $239,000 | $9,100,000 | $104,000 | $1,956,000 |
| Preapproval Denied by Financial Institution | 686 | $41,386,000 | $60,000 | $1,260,000 | $43,000 | $372,000 |
| Loan Purchased By The Institution | 318 | $17,568,000 | $55,000 | $470,000 | $0 | $0 |
| File Closed For Incompleteness | 278 | $93,041,000 | $334,000 | $6,000,000 | $118,000 | $2,472,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,393 | $136,084,000 | $97,000 | $1,840,000 | $59,000 | $855,000 |
| Debt-To-Income Ratio | 1,300 | $227,768,000 | $175,000 | $6,120,000 | $58,000 | $473,000 |
| Collateral | 637 | $150,759,000 | $236,000 | $3,269,000 | $101,000 | $3,252,000 |
| Other | 260 | $77,790,000 | $299,000 | $4,075,000 | $89,000 | $1,414,000 |
| Unverifiable Information | 91 | $20,547,000 | $225,000 | $1,388,000 | $101,000 | $629,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $32,757,000 | $584,000 | $3,371,000 | $100,000 | $2,753,000 |
| Employment History | 36 | $5,790,000 | $160,000 | $2,000,000 | $61,000 | $400,000 |
| Credit Application Incomplete | 30 | $11,005,000 | $366,000 | $3,560,000 | $102,000 | $993,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Marshall & Ilsley Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Marshall & Ilsley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About