M&T Bank Mortgage Lending & HMDA Data, 2014

In 2014, M&T Bank of Buffalo, NY reported 32,448 mortgage applications totaling $7.6 billion, down 37% from 2013. The average application was for $233,456, and applicants reported an average income of $59,508. 53% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,335), Baltimore-Columbia-Towson, MD (2,281) and New York-Jersey City-White Plains, NY-NJ (2,030) (applications in parentheses).

Mortgage Company & Address M&T Bank
701 Seneca Street - Suite 330n
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 32,448
Total Mortgage Loan Application Amount $7,575,187,000
Average Mortgage Loan Application Amount $233,456
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $59,508
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for M&T Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Erie, New York 2,875 $ 330,515,000 $ 114,961 $ 66,000
Monroe, New York 1,317 $ 178,372,000 $ 135,438 $ 51,000
Onondaga, New York 750 $ 69,803,000 $ 93,070 $ 58,000
Baltimore, Maryland 745 $ 106,555,000 $ 143,026 $ 76,000
Baltimore City, Maryland 743 $ 73,753,000 $ 99,263 $ 50,000
York, Pennsylvania 612 $ 87,090,000 $ 142,303 $ 65,000
New Castle, Delaware 484 $ 130,681,000 $ 270,002 $ 64,000
Broome, New York 467 $ 44,678,000 $ 95,670 $ 61,000
Niagara, New York 460 $ 44,012,000 $ 95,678 $ 54,000
Suffolk, New York 414 $ 94,616,000 $ 228,541 $ 68,000
Prince George's, Maryland 371 $ 143,294,000 $ 386,237 $ 55,000
Salt Lake, Utah 327 $ 71,334,000 $ 218,146 $ 83,000
Luzerne, Pennsylvania 321 $ 23,664,000 $ 73,719 $ 57,000
Sussex, Delaware 305 $ 46,759,000 $ 153,308 $ 88,000
Kings, New York 303 $ 251,257,000 $ 829,231 $ 56,000
Philadelphia, Pennsylvania 301 $ 148,830,000 $ 494,451 $ 38,000
Anne Arundel, Maryland 292 $ 51,838,000 $ 177,527 $ 92,000
King, Washington 284 $ 155,763,000 $ 548,461 $ 113,000
Oneida, New York 268 $ 20,306,000 $ 75,768 $ 56,000
Montgomery, Maryland 265 $ 68,710,000 $ 259,283 $ 89,000
Nassau, New York 235 $ 68,875,000 $ 293,085 $ 58,000
Queens, New York 233 $ 200,720,000 $ 861,459 $ 40,000
Chautauqua, New York 230 $ 16,389,000 $ 71,256 $ 68,000
Orange, New York 230 $ 38,494,000 $ 167,365 $ 85,000
Franklin, Pennsylvania 228 $ 26,240,000 $ 115,087 $ 67,000
Harford, Maryland 206 $ 29,572,000 $ 143,553 $ 66,000
Westchester, New York 203 $ 75,850,000 $ 373,645 $ 94,000
Berks, Pennsylvania 195 $ 18,844,000 $ 96,635 $ 53,000
Blair, Pennsylvania 185 $ 12,103,000 $ 65,421 $ 61,000
Hartford, Connecticut 184 $ 34,219,000 $ 185,972 $ 10,000
Albany, New York 176 $ 72,278,000 $ 410,670 $ 79,000
New York, New York 174 $ 553,457,000 $ 3,180,787 $ 231,000
Washington, Maryland 172 $ 18,349,000 $ 106,680 $ 58,000
Dutchess, New York 172 $ 71,419,000 $ 415,226 $ 76,000
Cook, Illinois 167 $ 31,287,000 $ 187,347 $ 6,000
District of Columbia, District Of Columbia 163 $ 81,087,000 $ 497,466 $ 112,000
Schuylkill, Pennsylvania 163 $ 5,132,000 $ 31,484 $ 49,000
New Haven, Connecticut 162 $ 29,820,000 $ 184,074 $ 26,000
Lancaster, Pennsylvania 159 $ 23,126,000 $ 145,446 $ 63,000
Maricopa, Arizona 158 $ 28,167,000 $ 178,272 $ 32,000
Saratoga, New York 153 $ 88,964,000 $ 581,464 $ 160,000
Howard, Maryland 152 $ 53,179,000 $ 349,861 $ 125,000
Frederick, Maryland 148 $ 117,337,000 $ 792,817 $ 74,000
Kent, Delaware 142 $ 21,767,000 $ 153,288 $ 41,000
Middlesex, New Jersey 141 $ 54,483,000 $ 386,404 $ 58,000
Schenectady, New York 136 $ 21,123,000 $ 155,316 $ 55,000
Fairfield, Connecticut 135 $ 98,687,000 $ 731,014 $ 92,000
Clackamas, Oregon 134 $ 36,326,000 $ 271,089 $ 81,000
Fairfax, Virginia 134 $ 125,667,000 $ 937,813 $ 110,000
Clark, Nevada 130 $ 24,164,000 $ 185,876 $ 22,000
Rensselaer, New York 126 $ 15,394,000 $ 122,174 $ 64,000
Bergen, New Jersey 122 $ 89,336,000 $ 732,262 $ 49,000
Henrico, Virginia 122 $ 27,766,000 $ 227,590 $ 90,000
Bronx, New York 120 $ 35,069,000 $ 292,241 $ 66,000
Multnomah, Oregon 120 $ 28,579,000 $ 238,158 $ 88,000
Cayuga, New York 119 $ 10,676,000 $ 89,714 $ 62,000
Cumberland, Pennsylvania 119 $ 37,985,000 $ 319,201 $ 69,000
Carroll, Maryland 117 $ 20,311,000 $ 173,598 $ 70,000
Genesee, New York 116 $ 9,053,000 $ 78,043 $ 53,000
Delaware, Pennsylvania 115 $ 20,123,000 $ 174,982 $ 63,000
Bucks, Pennsylvania 114 $ 25,169,000 $ 220,780 $ 62,000
Utah, Utah 111 $ 23,278,000 $ 209,711 $ 76,000
Ulster, New York 110 $ 13,754,000 $ 125,036 $ 80,000
Dauphin, Pennsylvania 110 $ 9,094,000 $ 82,672 $ 52,000
Northumberland, Pennsylvania 110 $ 4,404,000 $ 40,036 $ 54,000
Chesterfield, Virginia 110 $ 25,904,000 $ 235,490 $ 82,000
Clark, Washington 110 $ 27,000,000 $ 245,454 $ 84,000
Rockland, New York 107 $ 28,551,000 $ 266,831 $ 113,000
Prince William, Virginia 107 $ 30,379,000 $ 283,915 $ 64,000
Cattaraugus, New York 104 $ 7,111,000 $ 68,375 $ 63,000
Essex, New Jersey 102 $ 28,152,000 $ 276,000 $ 52,000
Chester, Pennsylvania 97 $ 97,610,000 $ 1,006,288 $ 108,000
Sanpete, Utah 97 $ 15,306,000 $ 157,793 $ 56,000
Snohomish, Washington 96 $ 24,769,000 $ 258,010 $ 76,000
Monmouth, New Jersey 95 $ 29,750,000 $ 313,157 $ 28,000
Union, New Jersey 95 $ 22,148,000 $ 233,136 $ 67,000
Allegheny, Pennsylvania 94 $ 62,351,000 $ 663,308 $ 15,000
Herkimer, New York 93 $ 4,024,000 $ 43,268 $ 51,000
Washington, Oregon 92 $ 20,722,000 $ 225,239 $ 81,000
Los Angeles, California 88 $ 27,473,000 $ 312,193 $ 75,000
Hudson, New Jersey 88 $ 31,036,000 $ 352,681 $ 63,000
Ocean, New Jersey 88 $ 22,568,000 $ 256,454 $ 43,000
Montgomery, Pennsylvania 88 $ 63,403,000 $ 720,488 $ 58,000
Essex, Massachusetts 87 $ 21,681,000 $ 249,206 $ 14,000
Cuyahoga, Ohio 85 $ 8,995,000 $ 105,823 $ 3,000
Adams, Pennsylvania 85 $ 10,919,000 $ 128,458 $ 72,000
Harris, Texas 84 $ 9,375,000 $ 111,607 $ 22,000
Pierce, Washington 84 $ 19,158,000 $ 228,071 $ 76,000
Loudoun, Virginia 83 $ 78,473,000 $ 945,457 $ 96,000
Ontario, New York 81 $ 16,826,000 $ 207,728 $ 117,000
Lycoming, Pennsylvania 80 $ 6,368,000 $ 79,600 $ 49,000
Camden, New Jersey 79 $ 23,082,000 $ 292,177 $ 12,000
Oswego, New York 79 $ 6,567,000 $ 83,126 $ 50,000
Burlington, New Jersey 77 $ 13,229,000 $ 171,805 $ 22,000
Arapahoe, Colorado 75 $ 16,813,000 $ 224,173 $ 83,000
Wayne, New York 75 $ 7,432,000 $ 99,093 $ 56,000
Tooele, Utah 75 $ 14,067,000 $ 187,560 $ 60,000
Middlesex, Massachusetts 74 $ 51,142,000 $ 691,108 $ 15,000
Allegany, Maryland 72 $ 4,526,000 $ 62,861 $ 48,000
Somerset, New Jersey 72 $ 18,379,000 $ 255,263 $ 71,000
Worcester, Massachusetts 71 $ 13,174,000 $ 185,549 $ 9,000
Orleans, New York 70 $ 4,179,000 $ 59,700 $ 40,000
Wyoming, New York 70 $ 4,148,000 $ 59,257 $ 53,000
Wayne, Michigan 69 $ 8,286,000 $ 120,086 $ 10,000
Morris, New Jersey 68 $ 42,020,000 $ 617,941 $ 72,000
Franklin, Ohio 68 $ 8,577,000 $ 126,132 $ 4,000
Denver, Colorado 67 $ 15,761,000 $ 235,238 $ 86,000
Oakland, Michigan 67 $ 9,167,000 $ 136,820 $ 9,000
Passaic, New Jersey 67 $ 19,442,000 $ 290,179 $ 20,000
Mercer, New Jersey 66 $ 11,463,000 $ 173,681 $ 45,000
Livingston, New York 64 $ 4,332,000 $ 67,687 $ 62,000
Lebanon, Pennsylvania 61 $ 6,346,000 $ 104,032 $ 58,000
Davis, Utah 60 $ 13,040,000 $ 217,333 $ 59,000
Richmond, New York 59 $ 16,272,000 $ 275,796 $ 103,000
Tioga, New York 59 $ 4,870,000 $ 82,542 $ 52,000
Centre, Pennsylvania 59 $ 7,573,000 $ 128,355 $ 77,000
Stafford, Virginia 59 $ 19,845,000 $ 336,355 $ 154,000
Broward, Florida 58 $ 19,049,000 $ 328,431 $ 27,000
Cecil, Maryland 58 $ 6,086,000 $ 104,931 $ 57,000
Plymouth, Massachusetts 58 $ 14,473,000 $ 249,534 $ 27,000
Madison, New York 58 $ 8,544,000 $ 147,310 $ 65,000
Steuben, New York 58 $ 5,880,000 $ 101,379 $ 53,000
Berkeley, West Virginia 58 $ 9,556,000 $ 164,758 $ 46,000
Jefferson, Colorado 57 $ 13,765,000 $ 241,491 $ 86,000
Wicomico, Maryland 57 $ 5,601,000 $ 98,263 $ 73,000
Chenango, New York 57 $ 4,864,000 $ 85,333 $ 57,000
Putnam, New York 57 $ 12,660,000 $ 222,105 $ 85,000
Bedford, Pennsylvania 57 $ 4,061,000 $ 71,245 $ 49,000
Douglas, Colorado 56 $ 16,407,000 $ 292,982 $ 114,000
Gloucester, New Jersey 56 $ 9,891,000 $ 176,625 $ 27,000
Otsego, New York 56 $ 6,194,000 $ 110,607 $ 48,000
Lehigh, Pennsylvania 56 $ 6,873,000 $ 122,732 $ 79,000
Lackawanna, Pennsylvania 55 $ 8,093,000 $ 147,145 $ 63,000
Jefferson, New York 54 $ 6,378,000 $ 118,111 $ 66,000
Spotsylvania, Virginia 54 $ 11,403,000 $ 211,166 $ 61,000
Hampden, Massachusetts 52 $ 7,871,000 $ 151,365 $ 5,000
Charles, Maryland 51 $ 8,259,000 $ 161,941 $ 37,000
Dallas, Texas 51 $ 5,950,000 $ 116,666 $ 17,000
Riverside, California 50 $ 11,916,000 $ 238,320 $ 30,000
Bexar, Texas 50 $ 6,510,000 $ 130,200 $ 20,000
Calvert, Maryland 49 $ 6,610,000 $ 134,897 $ 60,000
Tompkins, New York 49 $ 7,819,000 $ 159,571 $ 79,000
Columbia, Pennsylvania 49 $ 3,845,000 $ 78,469 $ 65,000
Northampton, Pennsylvania 49 $ 9,536,000 $ 194,612 $ 115,000
Richmond City, Virginia 49 $ 6,089,000 $ 124,265 $ 40,000
Palm Beach, Florida 47 $ 36,832,000 $ 783,659 $ 981,000
Providence, Rhode Island 47 $ 8,855,000 $ 188,404 $ 13,000
Garrett, Maryland 46 $ 5,144,000 $ 111,826 $ 60,000
Lorain, Ohio 46 $ 6,295,000 $ 136,847 $ 3,000
Mineral, West Virginia 46 $ 3,829,000 $ 83,239 $ 51,000
Miami-Dade, Florida 45 $ 11,541,000 $ 256,466 $ 364,000
Macomb, Michigan 45 $ 5,533,000 $ 122,955 $ 1,000
Columbia, Oregon 45 $ 8,371,000 $ 186,022 $ 72,000
Monroe, Pennsylvania 45 $ 4,608,000 $ 102,400 $ 46,000
Bradford, Pennsylvania 44 $ 2,075,000 $ 47,159 $ 47,000
Cowlitz, Washington 44 $ 9,102,000 $ 206,863 $ 77,000
Sussex, New Jersey 43 $ 8,150,000 $ 189,534 $ 21,000
Virginia Beach, Virginia 43 $ 30,417,000 $ 707,372 $ 22,000
Pima, Arizona 42 $ 6,466,000 $ 153,952 $ 89,000
Adams, Colorado 42 $ 8,319,000 $ 198,071 $ 64,000
Worcester, Maryland 41 $ 13,417,000 $ 327,243 $ 160,000
Atlantic, New Jersey 41 $ 10,283,000 $ 250,804 $ 46,000
Chemung, New York 41 $ 2,824,000 $ 68,878 $ 41,000
San Bernardino, California 40 $ 8,432,000 $ 210,800 $ 25,000
Cumberland, Maine 40 $ 8,210,000 $ 205,250 $ 4,000
St. Louis, Missouri 40 $ 5,127,000 $ 128,175 $ 2,000
Sullivan, New York 40 $ 4,382,000 $ 109,550 $ 66,000
Mecklenburg, North Carolina 39 $ 5,663,000 $ 145,205 $ 20,000
Fulton, Georgia 36 $ 10,826,000 $ 300,722 $ 103,000
Marion, Indiana 36 $ 3,902,000 $ 108,388 $ 4,000
Jackson, Missouri 36 $ 4,384,000 $ 121,777 $ 9,000
Rockingham, New Hampshire 36 $ 8,860,000 $ 246,111 $ 11,000
Bristol, Massachusetts 35 $ 9,812,000 $ 280,342 $ 71,000
Hillsborough, New Hampshire 35 $ 7,316,000 $ 209,028 $ 14,000
Clinton, Pennsylvania 35 $ 1,555,000 $ 44,428 $ 67,000
Litchfield, Connecticut 34 $ 6,150,000 $ 180,882 $ 13,000
Hillsborough, Florida 34 $ 4,484,000 $ 131,882 $ 15,000
Clearfield, Pennsylvania 34 $ 12,222,000 $ 359,470 $ 55,000
Union, Pennsylvania 34 $ 4,320,000 $ 127,058 $ 99,000
Tarrant, Texas 34 $ 3,736,000 $ 109,882 $ 14,000
Summit, Ohio 33 $ 4,056,000 $ 122,909 $ 20,000
Lincoln, Oregon 33 $ 5,582,000 $ 169,151 $ 62,000
Clallam, Washington 33 $ 6,393,000 $ 193,727 $ 66,000
Wake, North Carolina 32 $ 4,632,000 $ 144,750 $ 20,000
Davidson, Tennessee 32 $ 3,730,000 $ 116,562 $ 65,000
Orange, Florida 31 $ 36,563,000 $ 1,179,451 $ 43,000
Norfolk, Massachusetts 31 $ 25,011,000 $ 806,806 $ 13,000
Suffolk, Massachusetts 31 $ 71,076,000 $ 2,292,774 $ 15,000
Hamilton, Ohio 31 $ 3,235,000 $ 104,354 $ 6,000
Oklahoma, Oklahoma 31 $ 3,682,000 $ 118,774 $ 12,000
Kern, California 30 $ 5,220,000 $ 174,000 $ 26,000
Lake, Florida 30 $ 3,835,000 $ 127,833 $ 12,000
Cobb, Georgia 30 $ 4,171,000 $ 139,033 $ 17,000
Hennepin, Minnesota 30 $ 5,116,000 $ 170,533 $ 11,000
Hunterdon, New Jersey 30 $ 8,814,000 $ 293,800 $ 141,000
Juab, Utah 30 $ 4,948,000 $ 164,933 $ 62,000
Genesee, Michigan 29 $ 3,109,000 $ 107,206 $ 6,000
Bernalillo, New Mexico 29 $ 3,671,000 $ 126,586 $ 16,000
Cortland, New York 29 $ 2,776,000 $ 95,724 $ 47,000
San Diego, California 28 $ 7,959,000 $ 284,250 $ 34,000
Gwinnett, Georgia 28 $ 4,472,000 $ 159,714 $ 18,000
St. Charles, Missouri 28 $ 4,138,000 $ 147,785 $ 0
Allegany, New York 28 $ 1,540,000 $ 55,000 $ 69,000
Middlesex, Connecticut 27 $ 6,100,000 $ 225,925 $ 16,000
New London, Connecticut 27 $ 42,832,000 $ 1,586,370 $ 10,000
Jefferson, Kentucky 27 $ 3,419,000 $ 126,629 $ 8,000
Cape May, New Jersey 27 $ 10,894,000 $ 403,481 $ 177,000
Lane, Oregon 27 $ 5,529,000 $ 204,777 $ 60,000
Carbon, Pennsylvania 27 $ 2,128,000 $ 78,814 $ 47,000
Shelby, Tennessee 27 $ 3,415,000 $ 126,481 $ 6,000
Cache, Utah 27 $ 4,842,000 $ 179,333 $ 53,000
El Paso, Colorado 26 $ 4,626,000 $ 177,923 $ 54,000
Caroline, Maryland 26 $ 1,952,000 $ 75,076 $ 58,000
Queen Anne's, Maryland 26 $ 6,886,000 $ 264,846 $ 108,000
Ravalli, Montana 26 $ 3,898,000 $ 149,923 $ 52,000
DeKalb, Georgia 25 $ 3,092,000 $ 123,680 $ 10,000
Clatsop, Oregon 25 $ 4,582,000 $ 183,280 $ 77,000
Erie, Pennsylvania 25 $ 6,100,000 $ 244,000 $ 1,000
Norfolk, Virginia 25 $ 3,992,000 $ 159,680 $ 12,000
Sacramento, California 24 $ 4,465,000 $ 186,041 $ 18,000
Fort Bend, Texas 24 $ 3,264,000 $ 136,000 $ 20,000
Chesapeake, Virginia 24 $ 4,949,000 $ 206,208 $ 8,000
Pulaski, Arkansas 23 $ 2,519,000 $ 109,521 $ 29,000
Will, Illinois 23 $ 3,864,000 $ 168,000 $ 4,000
Lake, Indiana 23 $ 2,940,000 $ 127,826 $ 4,000
Cumberland, New Jersey 23 $ 3,649,000 $ 158,652 $ 2,000
Warren, New York 23 $ 3,316,000 $ 144,173 $ 86,000
Snyder, Pennsylvania 23 $ 1,828,000 $ 79,478 $ 44,000
Alexandria, Virginia 23 $ 11,142,000 $ 484,434 $ 374,000
Milwaukee, Wisconsin 23 $ 2,689,000 $ 116,913 $ 0
Collier, Florida 22 $ 8,550,000 $ 388,636 $ 193,000
Lee, Florida 22 $ 3,544,000 $ 161,090 $ 76,000
Fayette, Kentucky 22 $ 2,937,000 $ 133,500 $ 4,000
Orleans, Louisiana 22 $ 3,576,000 $ 162,545 $ 10,000
Talbot, Maryland 22 $ 6,420,000 $ 291,818 $ 122,000
Warren, New Jersey 22 $ 3,641,000 $ 165,500 $ 38,000
Marion, Oregon 22 $ 4,212,000 $ 191,454 $ 73,000
Arlington, Virginia 22 $ 8,791,000 $ 399,590 $ 140,000
Frederick, Virginia 22 $ 3,958,000 $ 179,909 $ 19,000
Jefferson, Alabama 21 $ 2,803,000 $ 133,476 $ 32,000
Duval, Florida 21 $ 2,916,000 $ 138,857 $ 9,000
Volusia, Florida 21 $ 3,775,000 $ 179,761 $ 66,000
Ramsey, Minnesota 21 $ 3,161,000 $ 150,523 $ 5,000
Mobile, Alabama 20 $ 2,408,000 $ 120,400 $ 15,000
Pinal, Arizona 20 $ 2,623,000 $ 131,150 $ 12,000
Clinton, New York 20 $ 2,108,000 $ 105,400 $ 28,000
Montgomery, Ohio 20 $ 2,342,000 $ 117,100 $ 9,000
Deschutes, Oregon 20 $ 4,715,000 $ 235,750 $ 59,000
Cambria, Pennsylvania 20 $ 1,493,000 $ 74,650 $ 38,000
Westmoreland, Pennsylvania 20 $ 2,152,000 $ 107,600 $ 25,000
York, South Carolina 20 $ 2,453,000 $ 122,650 $ 16,000
Weber, Utah 20 $ 3,721,000 $ 186,050 $ 84,000
DuPage, Illinois 19 $ 3,622,000 $ 190,631 $ 15,000
Kane, Illinois 19 $ 3,085,000 $ 162,368 $ 3,000
St. Mary's, Maryland 19 $ 11,237,000 $ 591,421 $ 54,000
Taos, New Mexico 19 $ 3,327,000 $ 175,105 $ 75,000
Fulton, New York 19 $ 1,441,000 $ 75,842 $ 38,000
Washington, New York 19 $ 3,070,000 $ 161,578 $ 61,000
Berkeley, South Carolina 19 $ 2,640,000 $ 138,947 $ 18,000
Richland, South Carolina 19 $ 21,687,000 $ 1,141,421 $ 7,000
Goochland, Virginia 19 $ 5,914,000 $ 311,263 $ 119,000
Hanover, Virginia 19 $ 4,452,000 $ 234,315 $ 64,000
Thurston, Washington 19 $ 3,986,000 $ 209,789 $ 63,000
Fresno, California 18 $ 3,370,000 $ 187,222 $ 10,000
Boulder, Colorado 18 $ 4,701,000 $ 261,166 $ 83,000
Tolland, Connecticut 18 $ 3,460,000 $ 192,222 $ 4,000
Polk, Florida 18 $ 2,401,000 $ 133,388 $ 11,000
Lake, Illinois 18 $ 2,895,000 $ 160,833 $ 7,000
St. Louis City, Missouri 18 $ 1,831,000 $ 101,722 $ 11,000
Washoe, Nevada 18 $ 3,641,000 $ 202,277 $ 15,000
Umatilla, Oregon 18 $ 3,630,000 $ 201,666 $ 80,000
Alameda, California 17 $ 5,530,000 $ 325,294 $ 20,000
Orange, California 17 $ 5,626,000 $ 330,941 $ 12,000
San Joaquin, California 17 $ 3,551,000 $ 208,882 $ 20,000
Ada, Idaho 17 $ 3,063,000 $ 180,176 $ 27,000
Johnson, Kansas 17 $ 2,113,000 $ 124,294 $ 14,000
York, Maine 17 $ 2,815,000 $ 165,588 $ 19,000
Union, North Carolina 17 $ 2,618,000 $ 154,000 $ 17,000
Butler, Ohio 17 $ 1,949,000 $ 114,647 $ 2,000
Horry, South Carolina 17 $ 3,139,000 $ 184,647 $ 86,000
Lexington, South Carolina 17 $ 2,114,000 $ 124,352 $ 12,000
Travis, Texas 17 $ 2,500,000 $ 147,058 $ 32,000
Jefferson, West Virginia 17 $ 2,676,000 $ 157,411 $ 40,000
Pinellas, Florida 16 $ 1,972,000 $ 123,250 $ 25,000
Dawson, Montana 16 $ 2,686,000 $ 167,875 $ 68,000
Delaware, New York 16 $ 1,722,000 $ 107,625 $ 66,000
Greene, New York 16 $ 1,445,000 $ 90,312 $ 70,000
Seneca, New York 16 $ 929,000 $ 58,062 $ 44,000
Cleveland, Oklahoma 16 $ 1,888,000 $ 118,000 $ 35,000
Linn, Oregon 16 $ 3,285,000 $ 205,312 $ 68,000
Pike, Pennsylvania 16 $ 2,051,000 $ 128,187 $ 66,000
Washington, Utah 16 $ 3,353,000 $ 209,562 $ 64,000
Portsmouth, Virginia 16 $ 2,606,000 $ 162,875 $ 5,000
Madison, Alabama 15 $ 1,730,000 $ 115,333 $ 33,000
Montgomery, Alabama 15 $ 1,892,000 $ 126,133 $ 0
Contra Costa, California 15 $ 4,004,000 $ 266,933 $ 33,000
St. Clair, Illinois 15 $ 1,896,000 $ 126,400 $ 2,000
Winnebago, Illinois 15 $ 1,468,000 $ 97,866 $ 4,000
Penobscot, Maine 15 $ 1,818,000 $ 121,200 $ 1,000
Stark, Ohio 15 $ 1,400,000 $ 93,333 $ 4,000
Kent, Rhode Island 15 $ 2,632,000 $ 175,466 $ 11,000
Hampton, Virginia 15 $ 3,053,000 $ 203,533 $ 9,000
Weld, Colorado 14 $ 3,114,000 $ 222,428 $ 59,000
Windham, Connecticut 14 $ 2,712,000 $ 193,714 $ 4,000
Henry, Georgia 14 $ 1,875,000 $ 133,928 $ 24,000
Vanderburgh, Indiana 14 $ 1,553,000 $ 110,928 $ 12,000
Sedgwick, Kansas 14 $ 1,677,000 $ 119,785 $ 21,000
Dorchester, Maryland 14 $ 1,300,000 $ 92,857 $ 49,000
Hampshire, Massachusetts 14 $ 2,972,000 $ 212,285 $ 11,000
Merrimack, New Hampshire 14 $ 2,253,000 $ 160,928 $ 19,000
Guilford, North Carolina 14 $ 1,919,000 $ 137,071 $ 57,000
Rutherford, Tennessee 14 $ 1,602,000 $ 114,428 $ 8,000
Summit, Utah 14 $ 4,519,000 $ 322,785 $ 198,000
Kitsap, Washington 14 $ 2,990,000 $ 213,571 $ 70,000
Spokane, Washington 14 $ 2,510,000 $ 179,285 $ 51,000
Larimer, Colorado 13 $ 2,920,000 $ 224,615 $ 51,000
Bonneville, Idaho 13 $ 2,382,000 $ 183,230 $ 74,000
Jefferson, Louisiana 13 $ 1,816,000 $ 139,692 $ 38,000
Barnstable, Massachusetts 13 $ 4,335,000 $ 333,461 $ 81,000
Jefferson, Missouri 13 $ 1,820,000 $ 140,000 $ 0
Salem, New Jersey 13 $ 2,092,000 $ 160,923 $ 11,000
Warren, Ohio 13 $ 1,809,000 $ 139,153 $ 7,000
Morrow, Oregon 13 $ 1,673,000 $ 128,692 $ 50,000
Susquehanna, Pennsylvania 13 $ 1,092,000 $ 84,000 $ 41,000
Hamilton, Tennessee 13 $ 1,590,000 $ 122,307 $ 8,000
Collin, Texas 13 $ 1,891,000 $ 145,461 $ 34,000
Denton, Texas 13 $ 2,026,000 $ 155,846 $ 38,000
Sevier, Utah 13 $ 2,243,000 $ 172,538 $ 69,000
Fredericksburg, Virginia 13 $ 3,215,000 $ 247,307 $ 90,000
Newport News, Virginia 13 $ 2,118,000 $ 162,923 $ 6,000
Morgan, Colorado 12 $ 1,453,000 $ 121,083 $ 31,000
Sarasota, Florida 12 $ 2,748,000 $ 229,000 $ 111,000
Seminole, Florida 12 $ 1,719,000 $ 143,250 $ 10,000
St. Lucie, Florida 12 $ 1,570,000 $ 130,833 $ 23,000
Chatham, Georgia 12 $ 5,190,000 $ 432,500 $ 11,000
Madison, Illinois 12 $ 1,279,000 $ 106,583 $ 9,000
Hamilton, Indiana 12 $ 1,577,000 $ 131,416 $ 0
Johnson, Indiana 12 $ 1,479,000 $ 123,250 $ 17,000
Shawnee, Kansas 12 $ 1,339,000 $ 111,583 $ 28,000
Columbia, New York 12 $ 1,972,000 $ 164,333 $ 86,000
Schoharie, New York 12 $ 1,209,000 $ 100,750 $ 62,000
Yates, New York 12 $ 2,207,000 $ 183,916 $ 747,000
Clermont, Ohio 12 $ 1,685,000 $ 140,416 $ 5,000
Delaware, Ohio 12 $ 2,932,000 $ 244,333 $ 13,000
Wayne, Ohio 12 $ 1,483,000 $ 123,583 $ 0
Huntingdon, Pennsylvania 12 $ 1,243,000 $ 103,583 $ 42,000
Wyoming, Pennsylvania 12 $ 1,368,000 $ 114,000 $ 62,000
Kanawha, West Virginia 12 $ 1,389,000 $ 115,750 $ 10,000
Tulare, California 11 $ 1,599,000 $ 145,363 $ 14,000
Osceola, Florida 11 $ 1,955,000 $ 177,727 $ 12,000
Paulding, Georgia 11 $ 1,361,000 $ 123,727 $ 8,000
Androscoggin, Maine 11 $ 1,234,000 $ 112,181 $ 4,000
Kent, Michigan 11 $ 973,000 $ 88,454 $ 7,000
DeSoto, Mississippi 11 $ 1,188,000 $ 108,000 $ 14,000
Forsyth, North Carolina 11 $ 1,242,000 $ 112,909 $ 11,000
Lake, Ohio 11 $ 8,563,000 $ 778,454 $ 6,000
Polk, Oregon 11 $ 2,343,000 $ 213,000 $ 52,000
Tillamook, Oregon 11 $ 2,752,000 $ 250,181 $ 89,000
Wallowa, Oregon 11 $ 2,001,000 $ 181,909 $ 88,000
Beaufort, South Carolina 11 $ 2,441,000 $ 221,909 $ 35,000
Charleston, South Carolina 11 $ 3,091,000 $ 281,000 $ 62,000
Knox, Tennessee 11 $ 1,057,000 $ 96,090 $ 12,000
Manassas, Virginia 11 $ 2,091,000 $ 190,090 $ 53,000
Suffolk, Virginia 11 $ 2,127,000 $ 193,363 $ 15,000
Warren, Virginia 11 $ 1,752,000 $ 159,272 $ 23,000
Coconino, Arizona 10 $ 2,295,000 $ 229,500 $ 54,000
Brevard, Florida 10 $ 1,282,000 $ 128,200 $ 30,000
Clayton, Georgia 10 $ 1,194,000 $ 119,400 $ 24,000
East Baton Rouge, Louisiana 10 $ 1,304,000 $ 130,400 $ 29,000
Livingston, Michigan 10 $ 1,693,000 $ 169,300 $ 0
Cheshire, New Hampshire 10 $ 1,475,000 $ 147,500 $ 4,000
Montgomery, New York 10 $ 545,000 $ 54,500 $ 28,000
Douglas, Oregon 10 $ 1,498,000 $ 149,800 $ 50,000
Jackson, Oregon 10 $ 1,757,000 $ 175,700 $ 48,000
Yamhill, Oregon 10 $ 1,957,000 $ 195,700 $ 49,000
Beaver, Pennsylvania 10 $ 854,000 $ 85,400 $ 31,000
Perry, Pennsylvania 10 $ 977,000 $ 97,700 $ 50,000
Sullivan, Pennsylvania 10 $ 599,000 $ 59,900 $ 61,000
Washington, Pennsylvania 10 $ 23,843,000 $ 2,384,300 $ 109,000
Sumner, Tennessee 10 $ 1,320,000 $ 132,000 $ 7,000
Galveston, Texas 10 $ 1,588,000 $ 158,800 $ 5,000
Williamson, Texas 10 $ 1,394,000 $ 139,400 $ 22,000
Windham, Vermont 10 $ 1,539,000 $ 153,900 $ 30,000
Caroline, Virginia 10 $ 1,545,000 $ 154,500 $ 49,000
Summit, Colorado 9 $ 2,939,000 $ 326,555 $ 110,000
Escambia, Florida 9 $ 1,120,000 $ 124,444 $ 16,000
Manatee, Florida 9 $ 1,760,000 $ 195,555 $ 150,000
Cherokee, Georgia 9 $ 1,649,000 $ 183,222 $ 18,000
Canyon, Idaho 9 $ 1,332,000 $ 148,000 $ 24,000
Cumberland, North Carolina 9 $ 1,339,000 $ 148,777 $ 51,000
Durham, North Carolina 9 $ 1,613,000 $ 179,222 $ 32,000
Medina, Ohio 9 $ 1,350,000 $ 150,000 $ 0
Portage, Ohio 9 $ 1,538,000 $ 170,888 $ 0
Grant, Oregon 9 $ 1,443,000 $ 160,333 $ 90,000
Fulton, Pennsylvania 9 $ 890,000 $ 98,888 $ 69,000
Montour, Pennsylvania 9 $ 230,000 $ 25,555 $ 48,000
Fauquier, Virginia 9 $ 2,971,000 $ 330,111 $ 64,000
King George, Virginia 9 $ 2,462,000 $ 273,555 $ 110,000
Orange, Virginia 9 $ 1,566,000 $ 174,000 $ 43,000
Lewis, Washington 9 $ 1,777,000 $ 197,444 $ 53,000
Hampshire, West Virginia 9 $ 784,000 $ 87,111 $ 29,000
Gila, Arizona 8 $ 1,000,000 $ 125,000 $ 6,000
Navajo, Arizona 8 $ 992,000 $ 124,000 $ 20,000
Yavapai, Arizona 8 $ 904,000 $ 113,000 $ 22,000
Alachua, Florida 8 $ 1,026,000 $ 128,250 $ 0
Charlotte, Florida 8 $ 1,161,000 $ 145,125 $ 97,000
Clay, Florida 8 $ 1,478,000 $ 184,750 $ 23,000
Pasco, Florida 8 $ 1,106,000 $ 138,250 $ 26,000
Honolulu, Hawaii 8 $ 1,497,000 $ 187,125 $ 19,000
St. Joseph, Indiana 8 $ 987,000 $ 123,375 $ 13,000
Kenton, Kentucky 8 $ 804,000 $ 100,500 $ 9,000
Caddo, Louisiana 8 $ 927,000 $ 115,875 $ 39,000
Kennebec, Maine 8 $ 949,000 $ 118,625 $ 5,000
Dakota, Minnesota 8 $ 1,809,000 $ 226,125 $ 10,000
Strafford, New Hampshire 8 $ 1,592,000 $ 199,000 $ 18,000
Santa Fe, New Mexico 8 $ 1,345,000 $ 168,125 $ 18,000
Schuyler, New York 8 $ 755,000 $ 94,375 $ 24,000
St. Lawrence, New York 8 $ 1,937,000 $ 242,125 $ 8,000
Fairfield, Ohio 8 $ 1,152,000 $ 144,000 $ 0
Canadian, Oklahoma 8 $ 880,000 $ 110,000 $ 0
Tulsa, Oklahoma 8 $ 854,000 $ 106,750 $ 7,000
Butler, Pennsylvania 8 $ 1,558,000 $ 194,750 $ 59,000
Washington, Rhode Island 8 $ 4,234,000 $ 529,250 $ 287,000
Dorchester, South Carolina 8 $ 1,276,000 $ 159,500 $ 26,000
Hidalgo, Texas 8 $ 642,000 $ 80,250 $ 26,000
Montgomery, Texas 8 $ 1,077,000 $ 134,625 $ 16,000
Iron, Utah 8 $ 1,057,000 $ 132,125 $ 33,000
Shenandoah, Virginia 8 $ 993,000 $ 124,125 $ 6,000
Winchester, Virginia 8 $ 1,620,000 $ 202,500 $ 0
Grays Harbor, Washington 8 $ 1,230,000 $ 153,750 $ 59,000
Mason, Washington 8 $ 2,003,000 $ 250,375 $ 131,000
Fremont, Wyoming 8 $ 1,364,000 $ 170,500 $ 66,000
Washington, Arkansas 7 $ 824,000 $ 117,714 $ 0
Monterey, California 7 $ 2,086,000 $ 298,000 $ 36,000
Santa Clara, California 7 $ 2,758,000 $ 394,000 $ 87,000
Stanislaus, California 7 $ 1,394,000 $ 199,142 $ 59,000
Broomfield, Colorado 7 $ 1,853,000 $ 264,714 $ 95,000
Catoosa, Georgia 7 $ 733,000 $ 104,714 $ 17,000
Richmond, Georgia 7 $ 709,000 $ 101,285 $ 0
Scott, Iowa 7 $ 670,000 $ 95,714 $ 15,000
Oxford, Maine 7 $ 808,000 $ 115,428 $ 10,000
Ingham, Michigan 7 $ 778,000 $ 111,142 $ 19,000
Christian, Missouri 7 $ 820,000 $ 117,142 $ 15,000
Greene, Missouri 7 $ 714,000 $ 102,000 $ 9,000
Platte, Missouri 7 $ 1,156,000 $ 165,142 $ 7,000
Ashtabula, Ohio 7 $ 684,000 $ 97,714 $ 0
Columbiana, Ohio 7 $ 578,000 $ 82,571 $ 11,000
Josephine, Oregon 7 $ 1,614,000 $ 230,571 $ 40,000
Union, Oregon 7 $ 1,497,000 $ 213,857 $ 115,000
Lawrence, Pennsylvania 7 $ 608,000 $ 86,857 $ 8,000
Tioga, Pennsylvania 7 $ 885,000 $ 126,428 $ 67,000
El Paso, Texas 7 $ 1,006,000 $ 143,714 $ 15,000
Millard, Utah 7 $ 1,153,000 $ 164,714 $ 55,000
Accomack, Virginia 7 $ 855,000 $ 122,142 $ 108,000
Culpeper, Virginia 7 $ 1,574,000 $ 224,857 $ 21,000
Isle of Wight, Virginia 7 $ 1,422,000 $ 203,142 $ 30,000
Franklin, Washington 7 $ 1,489,000 $ 212,714 $ 59,000
Island, Washington 7 $ 1,318,000 $ 188,285 $ 23,000
Dane, Wisconsin 7 $ 1,520,000 $ 217,142 $ 0
Calhoun, Alabama 6 $ 670,000 $ 111,666 $ 18,000
Lee, Alabama 6 $ 1,251,000 $ 208,500 $ 265,000
Mohave, Arizona 6 $ 715,000 $ 119,166 $ 0
Benton, Arkansas 6 $ 801,000 $ 133,500 $ 0
Saline, Arkansas 6 $ 733,000 $ 122,166 $ 24,000
Solano, California 6 $ 1,536,000 $ 256,000 $ 0
Pueblo, Colorado 6 $ 798,000 $ 133,000 $ 30,000
Citrus, Florida 6 $ 601,000 $ 100,166 $ 11,000
Marion, Florida 6 $ 702,000 $ 117,000 $ 8,000
Santa Rosa, Florida 6 $ 1,176,000 $ 196,000 $ 32,000
St. Johns, Florida 6 $ 779,000 $ 129,833 $ 19,000
Bartow, Georgia 6 $ 668,000 $ 111,333 $ 0
Douglas, Georgia 6 $ 605,000 $ 100,833 $ 38,000
Forsyth, Georgia 6 $ 955,000 $ 159,166 $ 49,000
Kendall, Illinois 6 $ 1,275,000 $ 212,500 $ 0
McHenry, Illinois 6 $ 1,015,000 $ 169,166 $ 7,000
Bartholomew, Indiana 6 $ 865,000 $ 144,166 $ 4,000
Hendricks, Indiana 6 $ 826,000 $ 137,666 $ 50,000
Porter, Indiana 6 $ 747,000 $ 124,500 $ 0
Campbell, Kentucky 6 $ 639,000 $ 106,500 $ 29,000
Hardin, Kentucky 6 $ 713,000 $ 118,833 $ 18,000
Washington, Minnesota 6 $ 1,282,000 $ 213,666 $ 17,000
Clay, Missouri 6 $ 876,000 $ 146,000 $ 6,000
Sarpy, Nebraska 6 $ 856,000 $ 142,666 $ 17,000
Elko, Nevada 6 $ 769,000 $ 128,166 $ 60,000
Lyon, Nevada 6 $ 893,000 $ 148,833 $ 40,000
Essex, New York 6 $ 919,000 $ 153,166 $ 79,000
Johnston, North Carolina 6 $ 813,000 $ 135,500 $ 7,000
Greene, Ohio 6 $ 783,000 $ 130,500 $ 16,000
Lucas, Ohio 6 $ 443,000 $ 73,833 $ 8,000
Trumbull, Ohio 6 $ 547,000 $ 91,166 $ 17,000
Comanche, Oklahoma 6 $ 898,000 $ 149,666 $ 56,000
Harney, Oregon 6 $ 528,000 $ 88,000 $ 54,000
Somerset, Pennsylvania 6 $ 387,000 $ 64,500 $ 26,000
Bell, Texas 6 $ 679,000 $ 113,166 $ 54,000
Nueces, Texas 6 $ 518,000 $ 86,333 $ 10,000
Albemarle, Virginia 6 $ 2,209,000 $ 368,166 $ 68,000
Gloucester, Virginia 6 $ 1,053,000 $ 175,500 $ 9,000
Harrisonburg, Virginia 6 $ 928,000 $ 154,666 $ 0
Rockingham, Virginia 6 $ 1,181,000 $ 196,833 $ 0
Klickitat, Washington 6 $ 1,131,000 $ 188,500 $ 44,000
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Mortgage Loan Application Detail Totals for M&T Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 16,369 $5,154,743,000 $314,000 $99,999,000 $61,000 $9,999,000
Refinancing 10,777 $2,076,359,000 $192,000 $15,500,000 $57,000 $9,999,000
Home Improvement 5,302 $344,085,000 $64,000 $99,999,000 $60,000 $2,304,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 17,782 $2,620,294,000 $147,000 $8,500,000 $79,000 $9,999,000
Not applicable 7,036 $3,837,715,000 $545,000 $99,999,000 $0 $2,357,000
Black or African American 2,705 $290,631,000 $107,000 $1,500,000 $45,000 $1,979,000
Not Provided 2,513 $436,665,000 $173,000 $3,000,000 $104,000 $3,550,000
Hispanic 1,443 $200,902,000 $139,000 $789,000 $46,000 $1,900,000
Asian 764 $166,080,000 $217,000 $2,000,000 $102,000 $4,710,000
American Indian or Alaskan Native 134 $12,075,000 $90,000 $770,000 $58,000 $810,000
Native Hawaiian or Other Pacific Islander 71 $10,825,000 $152,000 $577,000 $58,000 $500,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 20,027 $5,380,225,000 $268,000 $99,999,000 $83,000 $9,999,000
FHA-insured (Federal Housing Administration) 10,706 $1,887,782,000 $176,000 $1,227,000 $19,000 $1,584,000
VA-guaranteed (Veterans Administration) 1,135 $220,777,000 $194,000 $733,000 $53,000 $442,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 580 $86,403,000 $148,000 $410,000 $43,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17,219 $5,163,805,000 $299,000 $99,999,000 $77,000 $9,999,000
Loan Purchased By The Institution 6,490 $1,281,353,000 $197,000 $1,227,000 $0 $0
Application Denied By Financial Institution 5,180 $445,945,000 $86,000 $4,300,000 $59,000 $1,706,000
Application Withdrawn By Applicant 1,476 $326,165,000 $220,000 $8,000,000 $100,000 $9,999,000
Application Approved But Not Accepted 1,397 $248,469,000 $177,000 $2,138,000 $87,000 $8,311,000
File Closed For Incompleteness 519 $75,892,000 $146,000 $700,000 $52,000 $2,304,000
Preapproval Denied by Financial Institution 167 $33,558,000 $200,000 $1,500,000 $63,000 $342,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess M&T Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

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