M&T Bank Mortgage Lending & HMDA Data, 2014
In 2014, M&T Bank of Buffalo, NY reported 32,448 mortgage applications totaling $7.6 billion, down 37% from 2013. The average application was for $233,456, and applicants reported an average income of $59,508. 53% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,335), Baltimore-Columbia-Towson, MD (2,281) and New York-Jersey City-White Plains, NY-NJ (2,030) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,448 |
| Total Mortgage Loan Application Amount | $7,575,187,000 |
| Average Mortgage Loan Application Amount | $233,456 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $59,508 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo-Cheektowaga-Niagara Falls, NY | 3,335 | $ 374,527,000 | $ 112,301 | $ 64,000 |
| Baltimore-Columbia-Towson, MD | 2,281 | $ 342,094,000 | $ 149,975 | $ 72,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,030 | $ 1,446,285,000 | $ 712,455 | $ 78,381 |
| Rochester, NY | 1,619 | $ 213,348,000 | $ 131,777 | $ 60,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,197 | $ 543,210,000 | $ 453,809 | $ 84,506 |
| Syracuse, NY | 887 | $ 84,914,000 | $ 95,731 | $ 57,000 |
| Nassau County-Suffolk County, NY | 649 | $ 163,491,000 | $ 251,912 | $ 65,000 |
| York-Hanover, PA | 612 | $ 87,090,000 | $ 142,303 | $ 65,000 |
| Albany-Schenectady-Troy, NY | 603 | $ 198,968,000 | $ 329,963 | $ 91,000 |
| Wilmington, DE-MD-NJ | 555 | $ 138,859,000 | $ 250,196 | $ 62,027 |
| Binghamton, NY | 526 | $ 49,548,000 | $ 94,197 | $ 60,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 515 | $ 123,809,000 | $ 240,405 | $ 81,442 |
| Newark, NJ-PA | 426 | $ 129,714,000 | $ 304,492 | $ 65,037 |
| Philadelphia, PA | 416 | $ 168,953,000 | $ 406,137 | $ 45,000 |
| Silver Spring-Frederick-Rockville, MD | 413 | $ 186,047,000 | $ 450,476 | $ 84,000 |
| Salisbury, MD-DE | 404 | $ 65,783,000 | $ 162,829 | $ 92,900 |
| Salt Lake City, UT | 402 | $ 85,401,000 | $ 212,440 | $ 79,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 388 | $ 33,125,000 | $ 85,373 | $ 58,000 |
| Seattle-Bellevue-Everett, WA | 380 | $ 180,532,000 | $ 475,084 | $ 104,000 |
| Utica-Rome, NY | 361 | $ 24,330,000 | $ 67,396 | $ 55,000 |
| Richmond, VA | 351 | $ 74,998,000 | $ 213,669 | $ 77,000 |
| Denver-Aurora-Lakewood, CO | 310 | $ 74,137,000 | $ 239,151 | $ 88,000 |
| Montgomery County-Bucks County-Chester County, PA | 299 | $ 186,182,000 | $ 622,682 | $ 76,000 |
| Harrisburg-Carlisle, PA | 239 | $ 48,056,000 | $ 201,071 | $ 60,000 |
| Hagerstown-Martinsburg, MD-WV | 230 | $ 27,905,000 | $ 121,326 | $ 54,973 |
| Dutchess County-Putnam County, NY | 229 | $ 84,079,000 | $ 367,157 | $ 79,000 |
| Hartford-West Hartford-East Hartford, CT | 229 | $ 43,779,000 | $ 191,174 | $ 10,000 |
| Chambersburg-Waynesboro, PA | 228 | $ 26,240,000 | $ 115,087 | $ 67,000 |
| Chicago-Naperville-Arlington Heights, IL | 221 | $ 41,063,000 | $ 185,805 | $ 7,000 |
| Camden, NJ | 212 | $ 46,202,000 | $ 217,933 | $ 19,000 |
| Atlanta-Sandy Springs-Roswell, GA | 206 | $ 34,112,000 | $ 165,592 | $ 32,000 |
| Reading, PA | 195 | $ 18,844,000 | $ 96,635 | $ 53,000 |
| Altoona, PA | 185 | $ 12,103,000 | $ 65,421 | $ 61,000 |
| Phoenix-Mesa-Scottsdale, AZ | 178 | $ 30,790,000 | $ 172,977 | $ 30,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 168 | $ 54,154,000 | $ 322,345 | $ 13,833 |
| New Haven-Milford, CT | 162 | $ 29,820,000 | $ 184,074 | $ 26,000 |
| Cambridge-Newton-Framingham, MA | 161 | $ 72,823,000 | $ 452,316 | $ 15,000 |
| Lancaster, PA | 159 | $ 23,126,000 | $ 145,446 | $ 63,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 154 | $ 22,178,000 | $ 144,012 | $ 79,142 |
| Cleveland-Elyria, OH | 154 | $ 25,765,000 | $ 167,305 | $ 4,000 |
| Pittsburgh, PA | 149 | $ 91,864,000 | $ 616,536 | $ 26,000 |
| Dover, DE | 142 | $ 21,767,000 | $ 153,288 | $ 41,000 |
| Provo-Orem, UT | 141 | $ 28,226,000 | $ 200,184 | $ 73,000 |
| St. Louis, MO-IL | 140 | $ 17,954,000 | $ 128,242 | $ 4,214 |
| Bridgeport-Stamford-Norwalk, CT | 135 | $ 98,687,000 | $ 731,014 | $ 92,000 |
| Las Vegas-Henderson-Paradise, NV | 130 | $ 24,164,000 | $ 185,876 | $ 22,000 |
| Warren-Troy-Farmington Hills, MI | 130 | $ 17,649,000 | $ 135,761 | $ 5,000 |
| Houston-The Woodlands-Sugar Land, TX | 128 | $ 15,547,000 | $ 121,460 | $ 20,000 |
| Boston, MA | 120 | $ 110,560,000 | $ 921,333 | $ 20,000 |
| Cumberland, MD-WV | 118 | $ 8,355,000 | $ 70,805 | $ 49,169 |
| Kingston, NY | 110 | $ 13,754,000 | $ 125,036 | $ 80,000 |
| Providence-Warwick, RI-MA | 108 | $ 26,232,000 | $ 242,888 | $ 52,750 |
| Columbus, OH | 98 | $ 14,094,000 | $ 143,816 | $ 6,000 |
| Charlotte-Concord-Gastonia, NC-SC | 92 | $ 13,256,000 | $ 144,086 | $ 19,500 |
| Cincinnati, OH-KY-IN | 92 | $ 10,720,000 | $ 116,521 | $ 6,652 |
| Riverside-San Bernardino-Ontario, CA | 90 | $ 20,348,000 | $ 226,088 | $ 28,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 89 | $ 15,330,000 | $ 172,247 | $ 13,539 |
| Los Angeles-Long Beach-Glendale, CA | 88 | $ 27,473,000 | $ 312,193 | $ 75,000 |
| Dallas-Plano-Irving, TX | 85 | $ 10,745,000 | $ 126,411 | $ 26,000 |
| Gettysburg, PA | 85 | $ 10,919,000 | $ 128,458 | $ 72,000 |
| Worcester, MA-CT | 85 | $ 15,886,000 | $ 186,894 | $ 8,176 |
| Ogden-Clearfield, UT | 84 | $ 17,421,000 | $ 207,392 | $ 65,000 |
| Orlando-Kissimmee-Sanford, FL | 84 | $ 44,072,000 | $ 524,666 | $ 23,000 |
| Tacoma-Lakewood, WA | 84 | $ 19,158,000 | $ 228,071 | $ 76,000 |
| Williamsport, PA | 80 | $ 6,368,000 | $ 79,600 | $ 49,000 |
| Kansas City, MO-KS | 79 | $ 10,277,000 | $ 130,088 | $ 9,265 |
| Indianapolis-Carmel-Anderson, IN | 78 | $ 9,305,000 | $ 119,294 | $ 9,000 |
| Detroit-Dearborn-Livonia, MI | 69 | $ 8,286,000 | $ 120,086 | $ 10,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 69 | $ 8,781,000 | $ 127,260 | $ 37,000 |
| Springfield, MA | 66 | $ 10,843,000 | $ 164,287 | $ 6,000 |
| Trenton, NJ | 66 | $ 11,463,000 | $ 173,681 | $ 45,000 |
| Oklahoma City, OK | 62 | $ 7,112,000 | $ 114,709 | $ 16,000 |
| Lebanon, PA | 61 | $ 6,346,000 | $ 104,032 | $ 58,000 |
| Portland-South Portland, ME | 61 | $ 11,604,000 | $ 190,229 | $ 8,000 |
| Tampa-St. Petersburg-Clearwater, FL | 61 | $ 8,088,000 | $ 132,590 | $ 19,000 |
| San Antonio-New Braunfels, TX | 59 | $ 7,860,000 | $ 133,220 | $ 22,000 |
| State College, PA | 59 | $ 7,573,000 | $ 128,355 | $ 77,000 |
| Bloomsburg-Berwick, PA | 58 | $ 4,075,000 | $ 70,258 | $ 63,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 58 | $ 19,049,000 | $ 328,431 | $ 27,000 |
| Watertown-Fort Drum, NY | 54 | $ 6,378,000 | $ 118,111 | $ 66,000 |
| Ithaca, NY | 49 | $ 7,819,000 | $ 159,571 | $ 79,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 47 | $ 36,832,000 | $ 783,659 | $ 981,000 |
| East Stroudsburg, PA | 45 | $ 4,608,000 | $ 102,400 | $ 46,000 |
| Memphis, TN-MS-AR | 45 | $ 5,461,000 | $ 121,355 | $ 8,822 |
| Miami-Miami Beach-Kendall, FL | 45 | $ 11,541,000 | $ 256,466 | $ 364,000 |
| Longview, WA | 44 | $ 9,102,000 | $ 206,863 | $ 77,000 |
| New Orleans-Metairie, LA | 44 | $ 6,904,000 | $ 156,909 | $ 19,000 |
| Rockingham County-Strafford County, NH | 44 | $ 10,452,000 | $ 237,545 | $ 12,000 |
| Akron, OH | 42 | $ 5,594,000 | $ 133,190 | $ 16,000 |
| Glens Falls, NY | 42 | $ 6,386,000 | $ 152,047 | $ 75,000 |
| Tucson, AZ | 42 | $ 6,466,000 | $ 153,952 | $ 89,000 |
| Atlantic City-Hammonton, NJ | 41 | $ 10,283,000 | $ 250,804 | $ 46,000 |
| Elmira, NY | 41 | $ 2,824,000 | $ 68,878 | $ 41,000 |
| Columbia, SC | 40 | $ 24,257,000 | $ 606,425 | $ 12,000 |
| Fort Worth-Arlington, TX | 39 | $ 4,503,000 | $ 115,461 | $ 16,000 |
| Louisville/Jefferson County, KY-IN | 39 | $ 4,791,000 | $ 122,846 | $ 5,564 |
| Raleigh, NC | 39 | $ 5,607,000 | $ 143,769 | $ 18,000 |
| Winchester, VA-WV | 39 | $ 6,362,000 | $ 163,128 | $ 17,461 |
| Charleston-North Charleston, SC | 38 | $ 7,007,000 | $ 184,394 | $ 33,000 |
| Little Rock-North Little Rock-Conway, AR | 38 | $ 4,193,000 | $ 110,342 | $ 26,000 |
| Albuquerque, NM | 37 | $ 4,556,000 | $ 123,135 | $ 17,000 |
| Jacksonville, FL | 37 | $ 5,443,000 | $ 147,108 | $ 13,000 |
| Manchester-Nashua, NH | 35 | $ 7,316,000 | $ 209,028 | $ 14,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 34 | $ 7,870,000 | $ 231,470 | $ 20,000 |
| Salem, OR | 33 | $ 6,555,000 | $ 198,636 | $ 66,000 |
| Austin-Round Rock, TX | 32 | $ 4,484,000 | $ 140,125 | $ 25,000 |
| Oakland-Hayward-Berkeley, CA | 32 | $ 9,534,000 | $ 297,937 | $ 26,000 |
| Milwaukee-Waukesha-West Allis, WI | 31 | $ 4,208,000 | $ 135,741 | $ 0 |
| Bakersfield, CA | 30 | $ 5,220,000 | $ 174,000 | $ 26,000 |
| Lexington-Fayette, KY | 30 | $ 3,924,000 | $ 130,800 | $ 5,000 |
| Birmingham-Hoover, AL | 29 | $ 3,617,000 | $ 124,724 | $ 26,000 |
| Boise City, ID | 29 | $ 4,860,000 | $ 167,586 | $ 23,000 |
| Dayton, OH | 29 | $ 3,498,000 | $ 120,620 | $ 14,000 |
| Flint, MI | 29 | $ 3,109,000 | $ 107,206 | $ 6,000 |
| Gary, IN | 29 | $ 3,687,000 | $ 127,137 | $ 3,000 |
| Logan, UT-ID | 28 | $ 4,902,000 | $ 175,071 | $ 52,571 |
| San Diego-Carlsbad, CA | 28 | $ 7,959,000 | $ 284,250 | $ 34,000 |
| Eugene, OR | 27 | $ 5,529,000 | $ 204,777 | $ 60,000 |
| Norwich-New London, CT | 27 | $ 42,832,000 | $ 1,586,370 | $ 10,000 |
| Ocean City, NJ | 27 | $ 10,894,000 | $ 403,481 | $ 177,000 |
| Colorado Springs, CO | 26 | $ 4,626,000 | $ 177,923 | $ 54,000 |
| Erie, PA | 25 | $ 6,100,000 | $ 244,000 | $ 1,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 24 | $ 4,133,000 | $ 172,208 | $ 66,000 |
| Lake County-Kenosha County, IL-WI | 23 | $ 3,642,000 | $ 158,347 | $ 13,521 |
| Vineland-Bridgeton, NJ | 23 | $ 3,649,000 | $ 158,652 | $ 2,000 |
| Cape Coral-Fort Myers, FL | 22 | $ 3,544,000 | $ 161,090 | $ 76,000 |
| Naples-Immokalee-Marco Island, FL | 22 | $ 8,550,000 | $ 388,636 | $ 193,000 |
| Chattanooga, TN-GA | 21 | $ 2,455,000 | $ 116,904 | $ 10,285 |
| Elgin, IL | 21 | $ 3,279,000 | $ 156,142 | $ 3,000 |
| North Port-Sarasota-Bradenton, FL | 21 | $ 4,508,000 | $ 214,666 | $ 128,000 |
| Bend-Redmond, OR | 20 | $ 4,715,000 | $ 235,750 | $ 59,000 |
| Johnstown, PA | 20 | $ 1,493,000 | $ 74,650 | $ 38,000 |
| Mobile, AL | 20 | $ 2,408,000 | $ 120,400 | $ 15,000 |
| Wichita, KS | 20 | $ 2,269,000 | $ 113,450 | $ 23,000 |
| California-Lexington Park, MD | 19 | $ 11,237,000 | $ 591,421 | $ 54,000 |
| Huntsville, AL | 19 | $ 2,154,000 | $ 113,368 | $ 29,000 |
| Montgomery, AL | 19 | $ 2,511,000 | $ 132,157 | $ 4,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 19 | $ 3,673,000 | $ 193,315 | $ 94,315 |
| Olympia-Tumwater, WA | 19 | $ 3,986,000 | $ 209,789 | $ 63,000 |
| Rockford, IL | 19 | $ 1,997,000 | $ 105,105 | $ 3,000 |
| Boulder, CO | 18 | $ 4,701,000 | $ 261,166 | $ 83,000 |
| Fresno, CA | 18 | $ 3,370,000 | $ 187,222 | $ 10,000 |
| Grand Rapids-Wyoming, MI | 18 | $ 1,751,000 | $ 97,277 | $ 9,000 |
| Lakeland-Winter Haven, FL | 18 | $ 2,401,000 | $ 133,388 | $ 11,000 |
| Reno, NV | 18 | $ 3,641,000 | $ 202,277 | $ 15,000 |
| Anaheim-Santa Ana-Irvine, CA | 17 | $ 5,626,000 | $ 330,941 | $ 12,000 |
| Charlottesville, VA | 17 | $ 3,951,000 | $ 232,411 | $ 48,000 |
| Evansville, IN-KY | 17 | $ 1,805,000 | $ 106,176 | $ 9,411 |
| Greensboro-High Point, NC | 17 | $ 2,161,000 | $ 127,117 | $ 47,000 |
| Idaho Falls, ID | 17 | $ 2,974,000 | $ 174,941 | $ 70,000 |
| Springfield, MO | 17 | $ 1,879,000 | $ 110,529 | $ 10,000 |
| Stockton-Lodi, CA | 17 | $ 3,551,000 | $ 208,882 | $ 20,000 |
| Albany, OR | 16 | $ 3,285,000 | $ 205,312 | $ 68,000 |
| Baton Rouge, LA | 16 | $ 2,204,000 | $ 137,750 | $ 25,000 |
| Spokane-Spokane Valley, WA | 16 | $ 3,051,000 | $ 190,687 | $ 54,000 |
| St. George, UT | 16 | $ 3,353,000 | $ 209,562 | $ 64,000 |
| Bangor, ME | 15 | $ 1,818,000 | $ 121,200 | $ 1,000 |
| Canton-Massillon, OH | 15 | $ 1,400,000 | $ 93,333 | $ 4,000 |
| Davenport-Moline-Rock Island, IA-IL | 15 | $ 1,383,000 | $ 92,200 | $ 13,400 |
| Knoxville, TN | 15 | $ 1,756,000 | $ 117,066 | $ 8,000 |
| Omaha-Council Bluffs, NE-IA | 15 | $ 1,862,000 | $ 124,133 | $ 9,533 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 2,296,000 | $ 153,066 | $ 23,000 |
| Port St. Lucie, FL | 15 | $ 1,980,000 | $ 132,000 | $ 18,000 |
| Shreveport-Bossier City, LA | 15 | $ 1,807,000 | $ 120,466 | $ 48,000 |
| Tulsa, OK | 15 | $ 1,899,000 | $ 126,600 | $ 6,000 |
| Winston-Salem, NC | 15 | $ 1,640,000 | $ 109,333 | $ 13,000 |
| Bremerton-Silverdale, WA | 14 | $ 2,990,000 | $ 213,571 | $ 70,000 |
| Greeley, CO | 14 | $ 3,114,000 | $ 222,428 | $ 59,000 |
| Barnstable Town, MA | 13 | $ 4,335,000 | $ 333,461 | $ 81,000 |
| Durham-Chapel Hill, NC | 13 | $ 2,345,000 | $ 180,384 | $ 30,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 13 | $ 1,625,000 | $ 125,000 | $ 0 |
| Fort Collins, CO | 13 | $ 2,920,000 | $ 224,615 | $ 51,000 |
| Savannah, GA | 13 | $ 5,320,000 | $ 409,230 | $ 10,000 |
| Topeka, KS | 13 | $ 1,410,000 | $ 108,461 | $ 26,000 |
| Augusta-Richmond County, GA-SC | 12 | $ 1,529,000 | $ 127,416 | $ 14,666 |
| Charleston, WV | 12 | $ 1,389,000 | $ 115,750 | $ 10,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 1,869,000 | $ 155,750 | $ 44,000 |
| Harrisonburg, VA | 12 | $ 2,109,000 | $ 175,750 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 2,591,000 | $ 215,916 | $ 32,000 |
| Kennewick-Richland, WA | 12 | $ 2,439,000 | $ 203,250 | $ 63,000 |
| Toledo, OH | 12 | $ 1,274,000 | $ 106,166 | $ 29,000 |
| Youngstown-Warren-Boardman, OH-PA | 12 | $ 1,131,000 | $ 94,250 | $ 12,000 |
| Fayetteville, NC | 11 | $ 1,526,000 | $ 138,727 | $ 45,000 |
| Lewiston-Auburn, ME | 11 | $ 1,234,000 | $ 112,181 | $ 4,000 |
| Visalia-Porterville, CA | 11 | $ 1,599,000 | $ 145,363 | $ 14,000 |
| Asheville, NC | 10 | $ 1,264,000 | $ 126,400 | $ 0 |
| Flagstaff, AZ | 10 | $ 2,295,000 | $ 229,500 | $ 54,000 |
| Jackson, MS | 10 | $ 1,291,000 | $ 129,100 | $ 10,000 |
| Medford, OR | 10 | $ 1,757,000 | $ 175,700 | $ 48,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 1,282,000 | $ 128,200 | $ 30,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 1,308,000 | $ 145,333 | $ 27,000 |
| Elizabethtown-Fort Knox, KY | 9 | $ 1,072,000 | $ 119,111 | $ 12,000 |
| Lafayette, LA | 9 | $ 903,000 | $ 100,333 | $ 78,000 |
| Lansing-East Lansing, MI | 9 | $ 949,000 | $ 105,444 | $ 15,000 |
| Roanoke, VA | 9 | $ 1,263,000 | $ 140,333 | $ 27,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 1,117,000 | $ 124,111 | $ 11,555 |
| Gainesville, FL | 8 | $ 1,026,000 | $ 128,250 | $ 0 |
| Madison, WI | 8 | $ 1,655,000 | $ 206,875 | $ 0 |
| McAllen-Edinburg-Mission, TX | 8 | $ 642,000 | $ 80,250 | $ 26,000 |
| Prescott, AZ | 8 | $ 904,000 | $ 113,000 | $ 22,000 |
| Punta Gorda, FL | 8 | $ 1,161,000 | $ 145,125 | $ 97,000 |
| Santa Fe, NM | 8 | $ 1,345,000 | $ 168,125 | $ 18,000 |
| Urban Honolulu, HI | 8 | $ 1,497,000 | $ 187,125 | $ 19,000 |
| Blacksburg-Christiansburg-Radford, VA | 7 | $ 1,014,000 | $ 144,857 | $ 4,000 |
| Columbus, GA-AL | 7 | $ 826,000 | $ 118,000 | $ 22,857 |
| Corpus Christi, TX | 7 | $ 598,000 | $ 85,428 | $ 43,000 |
| Des Moines-West Des Moines, IA | 7 | $ 762,000 | $ 108,857 | $ 35,000 |
| El Paso, TX | 7 | $ 1,006,000 | $ 143,714 | $ 15,000 |
| Fort Wayne, IN | 7 | $ 669,000 | $ 95,571 | $ 5,000 |
| Grants Pass, OR | 7 | $ 1,614,000 | $ 230,571 | $ 40,000 |
| Green Bay, WI | 7 | $ 908,000 | $ 129,714 | $ 19,000 |
| Killeen-Temple, TX | 7 | $ 745,000 | $ 106,428 | $ 46,000 |
| Lynchburg, VA | 7 | $ 971,000 | $ 138,714 | $ 7,000 |
| Macon, GA | 7 | $ 997,000 | $ 142,428 | $ 8,000 |
| Modesto, CA | 7 | $ 1,394,000 | $ 199,142 | $ 59,000 |
| Peoria, IL | 7 | $ 683,000 | $ 97,571 | $ 10,000 |
| Salinas, CA | 7 | $ 2,086,000 | $ 298,000 | $ 36,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 2,758,000 | $ 394,000 | $ 87,000 |
| Anniston-Oxford-Jacksonville, AL | 6 | $ 670,000 | $ 111,666 | $ 18,000 |
| Auburn-Opelika, AL | 6 | $ 1,251,000 | $ 208,500 | $ 265,000 |
| Columbus, IN | 6 | $ 865,000 | $ 144,166 | $ 4,000 |
| Homosassa Springs, FL | 6 | $ 601,000 | $ 100,166 | $ 11,000 |
| Janesville-Beloit, WI | 6 | $ 962,000 | $ 160,333 | $ 12,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 715,000 | $ 119,166 | $ 0 |
| Lawton, OK | 6 | $ 898,000 | $ 149,666 | $ 56,000 |
| Ocala, FL | 6 | $ 702,000 | $ 117,000 | $ 8,000 |
| Pueblo, CO | 6 | $ 798,000 | $ 133,000 | $ 30,000 |
| Vallejo-Fairfield, CA | 6 | $ 1,536,000 | $ 256,000 | $ 0 |
| Wausau, WI | 6 | $ 596,000 | $ 99,333 | $ 15,000 |
| Yakima, WA | 6 | $ 1,213,000 | $ 202,166 | $ 55,000 |
| Ann Arbor, MI | 5 | $ 888,000 | $ 177,600 | $ 8,000 |
| Bay City, MI | 5 | $ 471,000 | $ 94,200 | $ 0 |
| Beaumont-Port Arthur, TX | 5 | $ 666,000 | $ 133,200 | $ 25,000 |
| Beckley, WV | 5 | $ 505,000 | $ 101,000 | $ 26,000 |
| Billings, MT | 5 | $ 831,000 | $ 166,200 | $ 42,000 |
| Brunswick, GA | 5 | $ 1,953,000 | $ 390,600 | $ 5,000 |
| Clarksville, TN-KY | 5 | $ 501,000 | $ 100,200 | $ 28,000 |
| Duluth, MN-WI | 5 | $ 634,000 | $ 126,800 | $ 30,800 |
| Florence-Muscle Shoals, AL | 5 | $ 586,000 | $ 117,200 | $ 10,000 |
| Gulfport-Biloxi-Pascagoula, MS | 5 | $ 539,000 | $ 107,800 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 5 | $ 767,000 | $ 153,400 | $ 0 |
| Kalamazoo-Portage, MI | 5 | $ 579,000 | $ 115,800 | $ 19,000 |
| Lubbock, TX | 5 | $ 449,000 | $ 89,800 | $ 3,000 |
| Oshkosh-Neenah, WI | 5 | $ 672,000 | $ 134,400 | $ 23,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,719,000 | $ 343,800 | $ 16,000 |
| Santa Rosa, CA | 5 | $ 3,227,000 | $ 645,400 | $ 29,000 |
| Sebastian-Vero Beach, FL | 5 | $ 1,458,000 | $ 291,600 | $ 188,000 |
| Springfield, OH | 5 | $ 472,000 | $ 94,400 | $ 12,000 |
| St. Joseph, MO-KS | 5 | $ 639,000 | $ 127,800 | $ 25,000 |
| Warner Robins, GA | 5 | $ 497,000 | $ 99,400 | $ 44,000 |
| Athens-Clarke County, GA | 4 | $ 587,000 | $ 146,750 | $ 22,000 |
| Bellingham, WA | 4 | $ 789,000 | $ 197,250 | $ 107,000 |
| Bloomington, IL | 4 | $ 672,000 | $ 168,000 | $ 14,000 |
| Brownsville-Harlingen, TX | 4 | $ 2,214,000 | $ 553,500 | $ 0 |
| Coeur D'Alene, ID | 4 | $ 592,000 | $ 148,000 | $ 53,000 |
| El Centro, CA | 4 | $ 637,000 | $ 159,250 | $ 22,000 |
| Farmington, NM | 4 | $ 576,000 | $ 144,000 | $ 19,000 |
| Florence, SC | 4 | $ 533,000 | $ 133,250 | $ 0 |
| Hanford-Corcoran, CA | 4 | $ 674,000 | $ 168,500 | $ 22,000 |
| Hattiesburg, MS | 4 | $ 552,000 | $ 138,000 | $ 51,000 |
| Jackson, TN | 4 | $ 411,000 | $ 102,750 | $ 0 |
| Jacksonville, NC | 4 | $ 618,000 | $ 154,500 | $ 8,000 |
| Joplin, MO | 4 | $ 349,000 | $ 87,250 | $ 37,000 |
| Lafayette-West Lafayette, IN | 4 | $ 451,000 | $ 112,750 | $ 0 |
| Lake Charles, LA | 4 | $ 439,000 | $ 109,750 | $ 6,000 |
| Laredo, TX | 4 | $ 575,000 | $ 143,750 | $ 0 |
| Lincoln, NE | 4 | $ 433,000 | $ 108,250 | $ 0 |
| Merced, CA | 4 | $ 513,000 | $ 128,250 | $ 0 |
| Mount Vernon-Anacortes, WA | 4 | $ 950,000 | $ 237,500 | $ 76,000 |
| Parkersburg-Vienna, WV | 4 | $ 410,000 | $ 102,500 | $ 28,000 |
| San Rafael, CA | 4 | $ 2,420,000 | $ 605,000 | $ 187,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 567,000 | $ 141,750 | $ 4,000 |
| Springfield, IL | 4 | $ 576,000 | $ 144,000 | $ 22,000 |
| Tuscaloosa, AL | 4 | $ 417,000 | $ 104,250 | $ 9,000 |
| Albany, GA | 3 | $ 481,000 | $ 160,333 | $ 0 |
| Anchorage, AK | 3 | $ 442,000 | $ 147,333 | $ 46,000 |
| Appleton, WI | 3 | $ 348,000 | $ 116,000 | $ 0 |
| Cedar Rapids, IA | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Cheyenne, WY | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Columbia, MO | 3 | $ 294,000 | $ 98,000 | $ 0 |
| Corvallis, OR | 3 | $ 536,000 | $ 178,666 | $ 51,000 |
| Eau Claire, WI | 3 | $ 368,000 | $ 122,666 | $ 0 |
| Fort Smith, AR-OK | 3 | $ 491,000 | $ 163,666 | $ 0 |
| Gadsden, AL | 3 | $ 425,000 | $ 141,666 | $ 36,000 |
| Greenville, NC | 3 | $ 520,000 | $ 173,333 | $ 25,000 |
| Jefferson City, MO | 3 | $ 298,000 | $ 99,333 | $ 26,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 458,000 | $ 152,666 | $ 10,666 |
| Kokomo, IN | 3 | $ 264,000 | $ 88,000 | $ 0 |
| Lawrence, KS | 3 | $ 366,000 | $ 122,000 | $ 62,000 |
| Missoula, MT | 3 | $ 692,000 | $ 230,666 | $ 55,000 |
| Monroe, MI | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Morgantown, WV | 3 | $ 2,124,000 | $ 708,000 | $ 19,000 |
| Muskegon, MI | 3 | $ 354,000 | $ 118,000 | $ 45,000 |
| New Bern, NC | 3 | $ 496,000 | $ 165,333 | $ 37,000 |
| Panama City, FL | 3 | $ 404,000 | $ 134,666 | $ 20,000 |
| Racine, WI | 3 | $ 665,000 | $ 221,666 | $ 0 |
| Saginaw, MI | 3 | $ 276,000 | $ 92,000 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 3 | $ 561,000 | $ 187,000 | $ 45,000 |
| St. Cloud, MN | 3 | $ 391,000 | $ 130,333 | $ 17,000 |
| The Villages, FL | 3 | $ 429,000 | $ 143,000 | $ 37,000 |
| Tyler, TX | 3 | $ 285,000 | $ 95,000 | $ 20,000 |
| Valdosta, GA | 3 | $ 321,000 | $ 107,000 | $ 45,000 |
| Waco, TX | 3 | $ 230,000 | $ 76,666 | $ 0 |
| Weirton-Steubenville, WV-OH | 3 | $ 404,000 | $ 134,666 | $ 0 |
| Wenatchee, WA | 3 | $ 702,000 | $ 234,000 | $ 55,000 |
| Wilmington, NC | 3 | $ 390,000 | $ 130,000 | $ 0 |
| Yuma, AZ | 3 | $ 375,000 | $ 125,000 | $ 49,000 |
| Abilene, TX | 2 | $ 219,000 | $ 109,500 | $ 53,000 |
| Battle Creek, MI | 2 | $ 131,000 | $ 65,500 | $ 0 |
| Cape Girardeau, MO-IL | 2 | $ 177,000 | $ 88,500 | $ 0 |
| Carson City, NV | 2 | $ 336,000 | $ 168,000 | $ 0 |
| Chico, CA | 2 | $ 364,000 | $ 182,000 | $ 34,000 |
| Dalton, GA | 2 | $ 298,000 | $ 149,000 | $ 35,000 |
| Danville, IL | 2 | $ 144,000 | $ 72,000 | $ 26,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 241,000 | $ 120,500 | $ 0 |
| Decatur, AL | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Dothan, AL | 2 | $ 187,000 | $ 93,500 | $ 0 |
| Gainesville, GA | 2 | $ 238,000 | $ 119,000 | $ 18,000 |
| Goldsboro, NC | 2 | $ 205,000 | $ 102,500 | $ 30,000 |
| Grand Junction, CO | 2 | $ 278,000 | $ 139,000 | $ 0 |
| Great Falls, MT | 2 | $ 455,000 | $ 227,500 | $ 147,000 |
| Hammond, LA | 2 | $ 276,000 | $ 138,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Jackson, MI | 2 | $ 210,000 | $ 105,000 | $ 5,000 |
| Johnson City, TN | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Jonesboro, AR | 2 | $ 270,000 | $ 135,000 | $ 35,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 778,000 | $ 389,000 | $ 105,000 |
| Las Cruces, NM | 2 | $ 205,000 | $ 102,500 | $ 77,000 |
| Lima, OH | 2 | $ 135,000 | $ 67,500 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 257,000 | $ 128,500 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 245,000 | $ 122,500 | $ 52,000 |
| Midland, MI | 2 | $ 208,000 | $ 104,000 | $ 0 |
| Midland, TX | 2 | $ 73,089,000 | $ 36,544,500 | $ 0 |
| Morristown, TN | 2 | $ 278,000 | $ 139,000 | $ 21,000 |
| Muncie, IN | 2 | $ 181,000 | $ 90,500 | $ 30,000 |
| Napa, CA | 2 | $ 797,000 | $ 398,500 | $ 0 |
| Pine Bluff, AR | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Pittsfield, MA | 2 | $ 344,000 | $ 172,000 | $ 0 |
| Redding, CA | 2 | $ 449,000 | $ 224,500 | $ 65,000 |
| Rochester, MN | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Sheboygan, WI | 2 | $ 195,000 | $ 97,500 | $ 0 |
| Sioux City, IA-NE-SD | 2 | $ 347,000 | $ 173,500 | $ 50,000 |
| Staunton-Waynesboro, VA | 2 | $ 414,000 | $ 207,000 | $ 0 |
| Tallahassee, FL | 2 | $ 283,000 | $ 141,500 | $ 0 |
| Terre Haute, IN | 2 | $ 165,000 | $ 82,500 | $ 0 |
| Texarkana, TX-AR | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 2 | $ 329,000 | $ 164,500 | $ 0 |
| Wheeling, WV-OH | 2 | $ 136,000 | $ 68,000 | $ 0 |
| Yuba City, CA | 2 | $ 448,000 | $ 224,000 | $ 10,000 |
| Amarillo, TX | 1 | $ 60,000 | $ 60,000 | $ 15,000 |
| Bismarck, ND | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Burlington, NC | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Cleveland, TN | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Dubuque, IA | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Fairbanks, AK | 1 | $ 184,000 | $ 184,000 | $ 76,000 |
| Houma-Thibodaux, LA | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Iowa City, IA | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Kankakee, IL | 1 | $ 72,000 | $ 72,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Madera, CA | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Manhattan, KS | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Mansfield, OH | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Monroe, LA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Owensboro, KY | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Pocatello, ID | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Sebring, FL | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Spartanburg, SC | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Sumter, SC | 1 | $ 121,000 | $ 121,000 | $ 35,000 |
| Wichita Falls, TX | 1 | $ 103,000 | $ 103,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&T Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16,369 | $5,154,743,000 | $314,000 | $99,999,000 | $61,000 | $9,999,000 |
| Refinancing | 10,777 | $2,076,359,000 | $192,000 | $15,500,000 | $57,000 | $9,999,000 |
| Home Improvement | 5,302 | $344,085,000 | $64,000 | $99,999,000 | $60,000 | $2,304,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,782 | $2,620,294,000 | $147,000 | $8,500,000 | $79,000 | $9,999,000 |
| Not applicable | 7,036 | $3,837,715,000 | $545,000 | $99,999,000 | $0 | $2,357,000 |
| Black or African American | 2,705 | $290,631,000 | $107,000 | $1,500,000 | $45,000 | $1,979,000 |
| Not Provided | 2,513 | $436,665,000 | $173,000 | $3,000,000 | $104,000 | $3,550,000 |
| Hispanic | 1,443 | $200,902,000 | $139,000 | $789,000 | $46,000 | $1,900,000 |
| Asian | 764 | $166,080,000 | $217,000 | $2,000,000 | $102,000 | $4,710,000 |
| American Indian or Alaskan Native | 134 | $12,075,000 | $90,000 | $770,000 | $58,000 | $810,000 |
| Native Hawaiian or Other Pacific Islander | 71 | $10,825,000 | $152,000 | $577,000 | $58,000 | $500,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 20,027 | $5,380,225,000 | $268,000 | $99,999,000 | $83,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 10,706 | $1,887,782,000 | $176,000 | $1,227,000 | $19,000 | $1,584,000 |
| VA-guaranteed (Veterans Administration) | 1,135 | $220,777,000 | $194,000 | $733,000 | $53,000 | $442,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 580 | $86,403,000 | $148,000 | $410,000 | $43,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17,219 | $5,163,805,000 | $299,000 | $99,999,000 | $77,000 | $9,999,000 |
| Loan Purchased By The Institution | 6,490 | $1,281,353,000 | $197,000 | $1,227,000 | $0 | $0 |
| Application Denied By Financial Institution | 5,180 | $445,945,000 | $86,000 | $4,300,000 | $59,000 | $1,706,000 |
| Application Withdrawn By Applicant | 1,476 | $326,165,000 | $220,000 | $8,000,000 | $100,000 | $9,999,000 |
| Application Approved But Not Accepted | 1,397 | $248,469,000 | $177,000 | $2,138,000 | $87,000 | $8,311,000 |
| File Closed For Incompleteness | 519 | $75,892,000 | $146,000 | $700,000 | $52,000 | $2,304,000 |
| Preapproval Denied by Financial Institution | 167 | $33,558,000 | $200,000 | $1,500,000 | $63,000 | $342,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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