M&T Bank Mortgage Lending & HMDA Data, 2020
In 2020, M&T Bank of Buffalo, NY reported 58,067 mortgage applications totaling $13.1 billion, up 31% from 2019. The average application was for $225,435, and applicants reported an average income of $130,902. 44% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (6,432), New York-Jersey City-White Plains, NY-NJ (4,416) and Baltimore-Columbia-Towson, MD (4,076) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 58,067 |
| Total Mortgage Loan Application Amount | $13,090,370,000 |
| Average Mortgage Loan Application Amount | $225,435 |
| Highest Mortgage Loan Application Amount | $75,355,000 |
| Average Applicant Income | $130,902 |
| Highest Applicant Income | $9,996,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie, New York | 5,587 | $ 865,705,000 | $ 154,949 | $ 107,000 |
| Monroe, New York | 1,600 | $ 218,310,000 | $ 136,443 | $ 91,000 |
| Baltimore, Maryland | 1,517 | $ 311,750,000 | $ 205,504 | $ 130,000 |
| Suffolk, New York | 1,328 | $ 424,430,000 | $ 319,600 | $ 171,000 |
| Onondaga, New York | 1,159 | $ 161,925,000 | $ 139,710 | $ 118,000 |
| York, Pennsylvania | 1,053 | $ 170,645,000 | $ 162,056 | $ 96,000 |
| New Castle, Delaware | 920 | $ 185,580,000 | $ 201,717 | $ 131,000 |
| Montgomery, Maryland | 860 | $ 320,540,000 | $ 372,720 | $ 212,000 |
| Baltimore City, Maryland | 853 | $ 266,965,000 | $ 312,971 | $ 90,000 |
| Niagara, New York | 845 | $ 113,155,000 | $ 133,911 | $ 91,000 |
| Nassau, New York | 829 | $ 323,495,000 | $ 390,223 | $ 201,000 |
| Sussex, Delaware | 799 | $ 198,705,000 | $ 248,692 | $ 134,000 |
| Prince George's, Maryland | 749 | $ 204,515,000 | $ 273,050 | $ 108,000 |
| Westchester, New York | 718 | $ 257,990,000 | $ 359,317 | $ 209,000 |
| Queens, New York | 652 | $ 268,840,000 | $ 412,331 | $ 127,000 |
| Bergen, New Jersey | 649 | $ 229,725,000 | $ 353,967 | $ 203,000 |
| Fairfield, Connecticut | 640 | $ 273,790,000 | $ 427,796 | $ 225,000 |
| Kings, New York | 619 | $ 278,205,000 | $ 449,442 | $ 156,000 |
| Anne Arundel, Maryland | 618 | $ 138,100,000 | $ 223,462 | $ 158,000 |
| Essex, New Jersey | 597 | $ 166,045,000 | $ 278,132 | $ 131,000 |
| Orange, New York | 565 | $ 105,275,000 | $ 186,327 | $ 125,000 |
| Broome, New York | 523 | $ 54,255,000 | $ 103,738 | $ 91,000 |
| Luzerne, Pennsylvania | 499 | $ 52,795,000 | $ 105,801 | $ 84,000 |
| Philadelphia, Pennsylvania | 482 | $ 89,930,000 | $ 186,576 | $ 102,000 |
| Bronx, New York | 456 | $ 197,240,000 | $ 432,543 | $ 111,000 |
| Chautauqua, New York | 450 | $ 53,650,000 | $ 119,222 | $ 82,000 |
| Harford, Maryland | 447 | $ 77,275,000 | $ 172,874 | $ 123,000 |
| Ocean, New Jersey | 428 | $ 121,420,000 | $ 283,691 | $ 179,000 |
| Dutchess, New York | 423 | $ 104,045,000 | $ 245,969 | $ 125,000 |
| Middlesex, New Jersey | 408 | $ 105,260,000 | $ 257,990 | $ 136,000 |
| Frederick, Maryland | 405 | $ 98,905,000 | $ 244,209 | $ 142,000 |
| Monmouth, New Jersey | 388 | $ 140,910,000 | $ 363,170 | $ 242,000 |
| Fairfax, Virginia | 380 | $ 156,140,000 | $ 410,894 | $ 217,000 |
| Union, New Jersey | 355 | $ 118,225,000 | $ 333,028 | $ 145,000 |
| Cook, Illinois | 347 | $ 69,825,000 | $ 201,224 | $ 108,000 |
| Maricopa, Arizona | 343 | $ 74,985,000 | $ 218,615 | $ 137,000 |
| Berks, Pennsylvania | 341 | $ 40,855,000 | $ 119,809 | $ 91,000 |
| Kent, Delaware | 331 | $ 46,625,000 | $ 140,861 | $ 88,000 |
| Carroll, Maryland | 305 | $ 51,555,000 | $ 169,032 | $ 118,000 |
| Franklin, Pennsylvania | 303 | $ 39,735,000 | $ 131,138 | $ 83,000 |
| Schuylkill, Pennsylvania | 295 | $ 22,795,000 | $ 77,271 | $ 70,000 |
| Oneida, New York | 287 | $ 32,065,000 | $ 111,724 | $ 93,000 |
| Rockland, New York | 287 | $ 100,265,000 | $ 349,355 | $ 155,000 |
| Ulster, New York | 282 | $ 44,390,000 | $ 157,411 | $ 106,000 |
| Albany, New York | 277 | $ 43,155,000 | $ 155,794 | $ 125,000 |
| Lancaster, Pennsylvania | 275 | $ 56,175,000 | $ 204,272 | $ 98,000 |
| Morris, New Jersey | 266 | $ 86,620,000 | $ 325,639 | $ 182,000 |
| Howard, Maryland | 265 | $ 86,825,000 | $ 327,641 | $ 189,000 |
| Prince William, Virginia | 264 | $ 79,460,000 | $ 300,984 | $ 140,000 |
| New Haven, Connecticut | 263 | $ 55,115,000 | $ 209,562 | $ 119,000 |
| Dauphin, Pennsylvania | 263 | $ 32,925,000 | $ 125,190 | $ 89,000 |
| Los Angeles, California | 258 | $ 100,310,000 | $ 388,798 | $ 176,000 |
| Passaic, New Jersey | 253 | $ 63,515,000 | $ 251,047 | $ 130,000 |
| District of Columbia, District Of Columbia | 252 | $ 122,260,000 | $ 485,158 | $ 224,000 |
| Hudson, New Jersey | 251 | $ 91,455,000 | $ 364,362 | $ 169,000 |
| Richmond, New York | 249 | $ 70,515,000 | $ 283,192 | $ 138,000 |
| Harris, Texas | 238 | $ 38,700,000 | $ 162,605 | $ 558,000 |
| Camden, New Jersey | 234 | $ 39,190,000 | $ 167,478 | $ 107,000 |
| Washington, Maryland | 229 | $ 29,555,000 | $ 129,061 | $ 93,000 |
| Burlington, New Jersey | 220 | $ 42,460,000 | $ 193,000 | $ 107,000 |
| Cumberland, Pennsylvania | 214 | $ 31,320,000 | $ 146,355 | $ 100,000 |
| Blair, Pennsylvania | 213 | $ 23,075,000 | $ 108,333 | $ 80,000 |
| Delaware, Pennsylvania | 210 | $ 37,400,000 | $ 178,095 | $ 138,000 |
| Loudoun, Virginia | 209 | $ 69,775,000 | $ 333,851 | $ 186,000 |
| Montgomery, Pennsylvania | 201 | $ 61,065,000 | $ 303,805 | $ 206,000 |
| Hartford, Connecticut | 196 | $ 36,560,000 | $ 186,530 | $ 100,000 |
| Riverside, California | 193 | $ 53,815,000 | $ 278,834 | $ 110,000 |
| Clark, Nevada | 191 | $ 38,865,000 | $ 203,481 | $ 89,000 |
| Genesee, New York | 187 | $ 16,845,000 | $ 90,080 | $ 70,000 |
| Saratoga, New York | 185 | $ 43,615,000 | $ 235,756 | $ 188,000 |
| Somerset, New Jersey | 182 | $ 53,500,000 | $ 293,956 | $ 180,000 |
| Bucks, Pennsylvania | 180 | $ 42,080,000 | $ 233,777 | $ 134,000 |
| Centre, Pennsylvania | 180 | $ 33,610,000 | $ 186,722 | $ 113,000 |
| Broward, Florida | 177 | $ 49,045,000 | $ 277,090 | $ 151,000 |
| Cattaraugus, New York | 170 | $ 17,820,000 | $ 104,823 | $ 99,000 |
| Chester, Pennsylvania | 167 | $ 80,675,000 | $ 483,083 | $ 171,000 |
| Adams, Pennsylvania | 166 | $ 22,290,000 | $ 134,277 | $ 98,000 |
| Wayne, New York | 161 | $ 15,225,000 | $ 94,565 | $ 75,000 |
| Wicomico, Maryland | 155 | $ 16,605,000 | $ 107,129 | $ 149,000 |
| Rensselaer, New York | 155 | $ 34,835,000 | $ 224,741 | $ 116,000 |
| Palm Beach, Florida | 154 | $ 70,170,000 | $ 455,649 | $ 397,000 |
| Putnam, New York | 149 | $ 30,765,000 | $ 206,476 | $ 169,000 |
| Cayuga, New York | 142 | $ 16,300,000 | $ 114,788 | $ 92,000 |
| San Bernardino, California | 140 | $ 33,410,000 | $ 238,642 | $ 94,000 |
| Tarrant, Texas | 139 | $ 21,365,000 | $ 153,705 | $ 85,000 |
| Dallas, Texas | 137 | $ 18,935,000 | $ 138,211 | $ 78,000 |
| Bexar, Texas | 135 | $ 20,025,000 | $ 148,333 | $ 120,000 |
| Gloucester, New Jersey | 134 | $ 32,030,000 | $ 239,029 | $ 99,000 |
| New York, New York | 134 | $ 165,980,000 | $ 1,238,656 | $ 517,000 |
| Charles, Maryland | 133 | $ 29,455,000 | $ 221,466 | $ 117,000 |
| Mercer, New Jersey | 133 | $ 34,945,000 | $ 262,744 | $ 177,000 |
| Schenectady, New York | 132 | $ 17,650,000 | $ 133,712 | $ 96,000 |
| Miami-Dade, Florida | 130 | $ 33,380,000 | $ 256,769 | $ 214,000 |
| Orleans, New York | 128 | $ 12,180,000 | $ 95,156 | $ 66,000 |
| Tompkins, New York | 125 | $ 29,985,000 | $ 239,880 | $ 171,000 |
| Worcester, Maryland | 124 | $ 23,700,000 | $ 191,129 | $ 175,000 |
| Ontario, New York | 123 | $ 21,585,000 | $ 175,487 | $ 139,000 |
| Sussex, New Jersey | 116 | $ 26,070,000 | $ 224,741 | $ 108,000 |
| Wyoming, New York | 115 | $ 11,475,000 | $ 99,782 | $ 76,000 |
| Cecil, Maryland | 113 | $ 21,925,000 | $ 194,026 | $ 126,000 |
| Oswego, New York | 111 | $ 11,405,000 | $ 102,747 | $ 92,000 |
| Worcester, Massachusetts | 110 | $ 26,870,000 | $ 244,272 | $ 119,000 |
| Northumberland, Pennsylvania | 109 | $ 8,485,000 | $ 77,844 | $ 69,000 |
| Gwinnett, Georgia | 108 | $ 19,880,000 | $ 184,074 | $ 73,000 |
| Tioga, New York | 108 | $ 25,180,000 | $ 233,148 | $ 100,000 |
| Atlantic, New Jersey | 104 | $ 24,090,000 | $ 231,634 | $ 192,000 |
| Cuyahoga, Ohio | 104 | $ 11,870,000 | $ 114,134 | $ 74,000 |
| Essex, Massachusetts | 103 | $ 34,785,000 | $ 337,718 | $ 154,000 |
| Herkimer, New York | 101 | $ 11,325,000 | $ 112,128 | $ 136,000 |
| Sullivan, New York | 100 | $ 17,290,000 | $ 172,900 | $ 104,000 |
| Lehigh, Pennsylvania | 100 | $ 15,390,000 | $ 153,900 | $ 104,000 |
| San Diego, California | 91 | $ 36,095,000 | $ 396,648 | $ 153,000 |
| Fulton, Georgia | 91 | $ 17,975,000 | $ 197,527 | $ 107,000 |
| Stafford, Virginia | 91 | $ 30,885,000 | $ 339,395 | $ 135,000 |
| Spotsylvania, Virginia | 89 | $ 24,865,000 | $ 279,382 | $ 136,000 |
| Madison, New York | 87 | $ 12,295,000 | $ 141,321 | $ 111,000 |
| Mecklenburg, North Carolina | 87 | $ 14,305,000 | $ 164,425 | $ 85,000 |
| Lebanon, Pennsylvania | 86 | $ 11,020,000 | $ 128,139 | $ 88,000 |
| Middlesex, Massachusetts | 85 | $ 34,145,000 | $ 401,705 | $ 151,000 |
| Plymouth, Massachusetts | 83 | $ 25,425,000 | $ 306,325 | $ 128,000 |
| Monroe, Pennsylvania | 83 | $ 12,465,000 | $ 150,180 | $ 110,000 |
| Northampton, Pennsylvania | 83 | $ 13,245,000 | $ 159,578 | $ 145,000 |
| Calvert, Maryland | 82 | $ 16,800,000 | $ 204,878 | $ 127,000 |
| Providence, Rhode Island | 82 | $ 18,450,000 | $ 225,000 | $ 97,000 |
| Henrico, Virginia | 82 | $ 15,550,000 | $ 189,634 | $ 107,000 |
| Jefferson, New York | 81 | $ 13,955,000 | $ 172,283 | $ 98,000 |
| Orange, Florida | 80 | $ 18,120,000 | $ 226,500 | $ 137,000 |
| Chenango, New York | 80 | $ 7,450,000 | $ 93,125 | $ 90,000 |
| Lee, Florida | 78 | $ 25,390,000 | $ 325,512 | $ 353,000 |
| Wayne, Michigan | 78 | $ 11,320,000 | $ 145,128 | $ 85,000 |
| Allegany, Maryland | 76 | $ 6,810,000 | $ 89,605 | $ 67,000 |
| Pierce, Washington | 76 | $ 19,890,000 | $ 261,710 | $ 106,000 |
| Berkeley, West Virginia | 76 | $ 12,050,000 | $ 158,552 | $ 85,000 |
| DeKalb, Georgia | 75 | $ 11,415,000 | $ 152,200 | $ 70,000 |
| Livingston, New York | 75 | $ 8,075,000 | $ 107,666 | $ 88,000 |
| Otsego, New York | 75 | $ 9,695,000 | $ 129,266 | $ 98,000 |
| Allegheny, Pennsylvania | 75 | $ 8,495,000 | $ 113,266 | $ 108,000 |
| Lackawanna, Pennsylvania | 75 | $ 13,415,000 | $ 178,866 | $ 65,000 |
| Hillsborough, Florida | 74 | $ 14,140,000 | $ 191,081 | $ 110,000 |
| Marion, Indiana | 74 | $ 8,890,000 | $ 120,135 | $ 70,000 |
| Chemung, New York | 73 | $ 7,155,000 | $ 98,013 | $ 72,000 |
| Chesterfield, Virginia | 73 | $ 14,925,000 | $ 204,452 | $ 138,000 |
| Queen Anne's, Maryland | 71 | $ 24,785,000 | $ 349,084 | $ 249,000 |
| Bedford, Pennsylvania | 71 | $ 6,345,000 | $ 89,366 | $ 83,000 |
| Will, Illinois | 70 | $ 14,350,000 | $ 205,000 | $ 120,000 |
| Lake, Indiana | 70 | $ 9,380,000 | $ 134,000 | $ 65,000 |
| Collin, Texas | 70 | $ 16,160,000 | $ 230,857 | $ 111,000 |
| Virginia Beach, Virginia | 69 | $ 16,745,000 | $ 242,681 | $ 130,000 |
| Columbia, Pennsylvania | 68 | $ 8,710,000 | $ 128,088 | $ 80,000 |
| Cape May, New Jersey | 67 | $ 34,415,000 | $ 513,656 | $ 393,000 |
| Cortland, New York | 67 | $ 6,035,000 | $ 90,074 | $ 71,000 |
| Franklin, Ohio | 67 | $ 8,805,000 | $ 131,417 | $ 97,000 |
| Lycoming, Pennsylvania | 67 | $ 6,415,000 | $ 95,746 | $ 80,000 |
| Orange, California | 66 | $ 29,880,000 | $ 452,727 | $ 161,000 |
| Bristol, Massachusetts | 66 | $ 19,410,000 | $ 294,090 | $ 113,000 |
| Macomb, Michigan | 66 | $ 9,760,000 | $ 147,878 | $ 76,000 |
| Steuben, New York | 66 | $ 7,360,000 | $ 111,515 | $ 85,000 |
| Warren, New Jersey | 65 | $ 12,715,000 | $ 195,615 | $ 106,000 |
| Wake, North Carolina | 65 | $ 14,965,000 | $ 230,230 | $ 145,000 |
| Pima, Arizona | 64 | $ 9,740,000 | $ 152,187 | $ 74,000 |
| King, Washington | 64 | $ 21,220,000 | $ 331,562 | $ 143,000 |
| Shelby, Tennessee | 63 | $ 9,255,000 | $ 146,904 | $ 87,000 |
| Arlington, Virginia | 62 | $ 31,180,000 | $ 502,903 | $ 206,000 |
| Cobb, Georgia | 61 | $ 10,495,000 | $ 172,049 | $ 117,000 |
| Denton, Texas | 61 | $ 13,165,000 | $ 215,819 | $ 107,000 |
| Fort Bend, Texas | 60 | $ 10,620,000 | $ 177,000 | $ 103,000 |
| Caroline, Maryland | 59 | $ 10,865,000 | $ 184,152 | $ 80,000 |
| Talbot, Maryland | 59 | $ 15,815,000 | $ 268,050 | $ 170,000 |
| Oakland, Michigan | 58 | $ 8,730,000 | $ 150,517 | $ 86,000 |
| Bradford, Pennsylvania | 58 | $ 5,170,000 | $ 89,137 | $ 69,000 |
| Garrett, Maryland | 57 | $ 11,205,000 | $ 196,578 | $ 134,000 |
| Hunterdon, New Jersey | 57 | $ 20,255,000 | $ 355,350 | $ 182,000 |
| Sacramento, California | 55 | $ 14,895,000 | $ 270,818 | $ 94,000 |
| Litchfield, Connecticut | 55 | $ 14,505,000 | $ 263,727 | $ 308,000 |
| Chesapeake, Virginia | 54 | $ 9,270,000 | $ 171,666 | $ 86,000 |
| Alexandria, Virginia | 53 | $ 24,145,000 | $ 455,566 | $ 395,000 |
| Mineral, West Virginia | 52 | $ 4,690,000 | $ 90,192 | $ 86,000 |
| Fresno, California | 51 | $ 10,325,000 | $ 202,450 | $ 85,000 |
| DuPage, Illinois | 51 | $ 12,865,000 | $ 252,254 | $ 152,000 |
| Collier, Florida | 50 | $ 28,250,000 | $ 565,000 | $ 555,000 |
| Salt Lake, Utah | 50 | $ 11,580,000 | $ 231,600 | $ 98,000 |
| Hampden, Massachusetts | 49 | $ 8,405,000 | $ 171,530 | $ 85,000 |
| Kane, Illinois | 48 | $ 10,550,000 | $ 219,791 | $ 127,000 |
| Norfolk, Massachusetts | 47 | $ 19,905,000 | $ 423,510 | $ 181,000 |
| San Joaquin, California | 46 | $ 12,240,000 | $ 266,086 | $ 199,000 |
| Duval, Florida | 46 | $ 7,420,000 | $ 161,304 | $ 105,000 |
| Travis, Texas | 46 | $ 9,640,000 | $ 209,565 | $ 119,000 |
| Pinellas, Florida | 45 | $ 9,365,000 | $ 208,111 | $ 134,000 |
| Summit, Ohio | 45 | $ 6,105,000 | $ 135,666 | $ 84,000 |
| Davidson, Tennessee | 45 | $ 7,725,000 | $ 171,666 | $ 71,000 |
| Kern, California | 44 | $ 8,010,000 | $ 182,045 | $ 76,000 |
| St. Louis, Missouri | 44 | $ 6,310,000 | $ 143,409 | $ 93,000 |
| Pinal, Arizona | 43 | $ 6,615,000 | $ 153,837 | $ 70,000 |
| Arapahoe, Colorado | 43 | $ 11,535,000 | $ 268,255 | $ 103,000 |
| Middlesex, Connecticut | 42 | $ 10,500,000 | $ 250,000 | $ 269,000 |
| New London, Connecticut | 41 | $ 8,305,000 | $ 202,560 | $ 119,000 |
| Polk, Florida | 41 | $ 7,055,000 | $ 172,073 | $ 78,000 |
| Henry, Georgia | 41 | $ 6,465,000 | $ 157,682 | $ 87,000 |
| Dorchester, Maryland | 41 | $ 5,885,000 | $ 143,536 | $ 81,000 |
| Warren, New York | 41 | $ 39,275,000 | $ 957,926 | $ 330,000 |
| Multnomah, Oregon | 41 | $ 12,255,000 | $ 298,902 | $ 113,000 |
| Jefferson, Alabama | 40 | $ 5,570,000 | $ 139,250 | $ 115,000 |
| Tulare, California | 40 | $ 7,420,000 | $ 185,500 | $ 64,000 |
| El Paso, Colorado | 40 | $ 9,320,000 | $ 233,000 | $ 82,000 |
| Hennepin, Minnesota | 40 | $ 7,630,000 | $ 190,750 | $ 77,000 |
| Williamson, Texas | 40 | $ 7,870,000 | $ 196,750 | $ 104,000 |
| Clark, Washington | 40 | $ 10,070,000 | $ 251,750 | $ 116,000 |
| St. Mary's, Maryland | 39 | $ 6,815,000 | $ 174,743 | $ 108,000 |
| Pike, Pennsylvania | 39 | $ 7,665,000 | $ 196,538 | $ 101,000 |
| McHenry, Illinois | 38 | $ 7,730,000 | $ 203,421 | $ 107,000 |
| Oklahoma, Oklahoma | 38 | $ 4,200,000 | $ 110,526 | $ 62,000 |
| Carbon, Pennsylvania | 38 | $ 5,450,000 | $ 143,421 | $ 95,000 |
| Montgomery, Texas | 38 | $ 7,090,000 | $ 186,578 | $ 82,000 |
| Suffolk, Massachusetts | 37 | $ 21,975,000 | $ 593,918 | $ 197,000 |
| Erie, Pennsylvania | 37 | $ 4,845,000 | $ 130,945 | $ 84,000 |
| Adams, Colorado | 36 | $ 9,700,000 | $ 269,444 | $ 121,000 |
| Johnson, Kansas | 36 | $ 6,550,000 | $ 181,944 | $ 93,000 |
| Orleans, Louisiana | 36 | $ 7,410,000 | $ 205,833 | $ 115,000 |
| Seneca, New York | 36 | $ 3,740,000 | $ 103,888 | $ 92,000 |
| Union, Pennsylvania | 36 | $ 4,770,000 | $ 132,500 | $ 84,000 |
| Richland, South Carolina | 36 | $ 4,990,000 | $ 138,611 | $ 100,000 |
| Lake, Illinois | 35 | $ 7,405,000 | $ 211,571 | $ 123,000 |
| Douglas, Nebraska | 35 | $ 5,585,000 | $ 159,571 | $ 79,000 |
| Allegany, New York | 35 | $ 3,445,000 | $ 98,428 | $ 102,000 |
| Guilford, North Carolina | 35 | $ 4,485,000 | $ 128,142 | $ 86,000 |
| Tulsa, Oklahoma | 35 | $ 4,595,000 | $ 131,285 | $ 93,000 |
| Clinton, Pennsylvania | 35 | $ 3,695,000 | $ 105,571 | $ 95,000 |
| Richmond City, Virginia | 35 | $ 5,395,000 | $ 154,142 | $ 75,000 |
| Snyder, Pennsylvania | 34 | $ 3,160,000 | $ 92,941 | $ 65,000 |
| Milwaukee, Wisconsin | 34 | $ 4,470,000 | $ 131,470 | $ 72,000 |
| Contra Costa, California | 33 | $ 13,215,000 | $ 400,454 | $ 144,000 |
| Delaware, New York | 33 | $ 4,225,000 | $ 128,030 | $ 93,000 |
| Hanover, Virginia | 33 | $ 5,455,000 | $ 165,303 | $ 133,000 |
| Osceola, Florida | 32 | $ 6,990,000 | $ 218,437 | $ 230,000 |
| Jefferson, Louisiana | 32 | $ 4,760,000 | $ 148,750 | $ 92,000 |
| Rockingham, New Hampshire | 32 | $ 9,690,000 | $ 302,812 | $ 130,000 |
| Cumberland, New Jersey | 32 | $ 6,220,000 | $ 194,375 | $ 96,000 |
| Hidalgo, Texas | 32 | $ 3,750,000 | $ 117,187 | $ 83,000 |
| Fauquier, Virginia | 32 | $ 13,270,000 | $ 414,687 | $ 170,000 |
| Snohomish, Washington | 32 | $ 9,820,000 | $ 306,875 | $ 122,000 |
| St. Lucie, Florida | 31 | $ 7,335,000 | $ 236,612 | $ 122,000 |
| Jackson, Missouri | 31 | $ 4,735,000 | $ 152,741 | $ 86,000 |
| St. Lawrence, New York | 31 | $ 3,635,000 | $ 117,258 | $ 99,000 |
| Hamilton, Ohio | 31 | $ 4,125,000 | $ 133,064 | $ 81,000 |
| Clearfield, Pennsylvania | 31 | $ 2,335,000 | $ 75,322 | $ 59,000 |
| Horry, South Carolina | 31 | $ 6,195,000 | $ 199,838 | $ 212,000 |
| El Paso, Texas | 31 | $ 3,675,000 | $ 118,548 | $ 101,000 |
| Ventura, California | 30 | $ 13,140,000 | $ 438,000 | $ 195,000 |
| Tolland, Connecticut | 30 | $ 6,240,000 | $ 208,000 | $ 102,000 |
| Sarasota, Florida | 30 | $ 11,960,000 | $ 398,666 | $ 236,000 |
| Hillsborough, New Hampshire | 30 | $ 8,430,000 | $ 281,000 | $ 122,000 |
| Bernalillo, New Mexico | 30 | $ 4,120,000 | $ 137,333 | $ 113,000 |
| Westmoreland, Pennsylvania | 30 | $ 3,720,000 | $ 124,000 | $ 88,000 |
| Wyoming, Pennsylvania | 30 | $ 3,850,000 | $ 128,333 | $ 82,000 |
| Berkeley, South Carolina | 30 | $ 5,500,000 | $ 183,333 | $ 296,000 |
| Alameda, California | 29 | $ 12,585,000 | $ 433,965 | $ 106,000 |
| Jefferson, Kentucky | 29 | $ 14,175,000 | $ 488,793 | $ 97,000 |
| Anoka, Minnesota | 29 | $ 5,165,000 | $ 178,103 | $ 74,000 |
| Columbia, New York | 29 | $ 4,925,000 | $ 169,827 | $ 144,000 |
| Greene, New York | 29 | $ 3,585,000 | $ 123,620 | $ 111,000 |
| Greenville, South Carolina | 29 | $ 4,245,000 | $ 146,379 | $ 61,000 |
| Jefferson, West Virginia | 29 | $ 5,535,000 | $ 190,862 | $ 119,000 |
| Lake, Florida | 28 | $ 6,580,000 | $ 235,000 | $ 130,000 |
| Seminole, Florida | 28 | $ 5,750,000 | $ 205,357 | $ 96,000 |
| Volusia, Florida | 28 | $ 3,540,000 | $ 126,428 | $ 80,000 |
| Clayton, Georgia | 28 | $ 3,550,000 | $ 126,785 | $ 83,000 |
| Forsyth, North Carolina | 28 | $ 3,290,000 | $ 117,500 | $ 80,000 |
| Lorain, Ohio | 28 | $ 3,910,000 | $ 139,642 | $ 74,000 |
| Charleston, South Carolina | 28 | $ 13,650,000 | $ 487,500 | $ 665,000 |
| Anchorage, Alaska | 27 | $ 7,615,000 | $ 282,037 | $ 182,000 |
| Pulaski, Arkansas | 27 | $ 3,455,000 | $ 127,962 | $ 87,000 |
| Solano, California | 27 | $ 7,945,000 | $ 294,259 | $ 98,000 |
| Pasco, Florida | 27 | $ 5,045,000 | $ 186,851 | $ 96,000 |
| Ramsey, Minnesota | 27 | $ 20,105,000 | $ 744,629 | $ 87,000 |
| Clinton, New York | 27 | $ 3,865,000 | $ 143,148 | $ 91,000 |
| Clackamas, Oregon | 27 | $ 8,775,000 | $ 325,000 | $ 150,000 |
| Frederick, Virginia | 27 | $ 5,745,000 | $ 212,777 | $ 96,000 |
| Manatee, Florida | 26 | $ 7,960,000 | $ 306,153 | $ 475,000 |
| Cumberland, Maine | 26 | $ 6,470,000 | $ 248,846 | $ 151,000 |
| Dakota, Minnesota | 26 | $ 5,770,000 | $ 221,923 | $ 91,000 |
| Stanislaus, California | 25 | $ 5,805,000 | $ 232,200 | $ 93,000 |
| Lafayette, Louisiana | 25 | $ 3,565,000 | $ 142,600 | $ 78,000 |
| St. Tammany, Louisiana | 25 | $ 3,755,000 | $ 150,200 | $ 90,000 |
| Fulton, New York | 25 | $ 3,305,000 | $ 132,200 | $ 73,000 |
| Cumberland, North Carolina | 25 | $ 2,805,000 | $ 112,200 | $ 83,000 |
| Cambria, Pennsylvania | 25 | $ 2,685,000 | $ 107,400 | $ 80,000 |
| Galveston, Texas | 25 | $ 5,155,000 | $ 206,200 | $ 113,000 |
| Mobile, Alabama | 24 | $ 3,420,000 | $ 142,500 | $ 192,000 |
| Hendricks, Indiana | 24 | $ 3,570,000 | $ 148,750 | $ 86,000 |
| St. Charles, Missouri | 24 | $ 4,410,000 | $ 183,750 | $ 71,000 |
| Cabarrus, North Carolina | 24 | $ 4,020,000 | $ 167,500 | $ 107,000 |
| Lake, Ohio | 24 | $ 2,900,000 | $ 120,833 | $ 66,000 |
| Utah, Utah | 24 | $ 5,200,000 | $ 216,666 | $ 56,000 |
| Cherokee, Georgia | 23 | $ 4,645,000 | $ 201,956 | $ 77,000 |
| DeSoto, Mississippi | 23 | $ 4,065,000 | $ 176,739 | $ 75,000 |
| Washington, Oregon | 23 | $ 6,435,000 | $ 279,782 | $ 106,000 |
| Beaufort, South Carolina | 23 | $ 8,155,000 | $ 354,565 | $ 208,000 |
| Webb, Texas | 23 | $ 2,845,000 | $ 123,695 | $ 111,000 |
| Placer, California | 22 | $ 7,250,000 | $ 329,545 | $ 101,000 |
| Douglas, Georgia | 22 | $ 3,300,000 | $ 150,000 | $ 79,000 |
| Paulding, Georgia | 22 | $ 3,190,000 | $ 145,000 | $ 82,000 |
| East Baton Rouge, Louisiana | 22 | $ 2,880,000 | $ 130,909 | $ 78,000 |
| Washoe, Nevada | 22 | $ 4,100,000 | $ 186,363 | $ 84,000 |
| Beaver, Pennsylvania | 22 | $ 2,710,000 | $ 123,181 | $ 93,000 |
| Fulton, Pennsylvania | 22 | $ 2,920,000 | $ 132,727 | $ 87,000 |
| Huntingdon, Pennsylvania | 22 | $ 3,560,000 | $ 161,818 | $ 106,000 |
| York, South Carolina | 22 | $ 3,950,000 | $ 179,545 | $ 82,000 |
| Brazoria, Texas | 22 | $ 3,780,000 | $ 171,818 | $ 115,000 |
| Lubbock, Texas | 22 | $ 2,650,000 | $ 120,454 | $ 85,000 |
| Nueces, Texas | 22 | $ 2,270,000 | $ 103,181 | $ 103,000 |
| Denver, Colorado | 21 | $ 7,975,000 | $ 379,761 | $ 267,000 |
| Marion, Florida | 21 | $ 2,545,000 | $ 121,190 | $ 64,000 |
| Honolulu, Hawaii | 21 | $ 9,475,000 | $ 451,190 | $ 86,000 |
| Kendall, Illinois | 21 | $ 4,375,000 | $ 208,333 | $ 89,000 |
| Clay, Missouri | 21 | $ 3,655,000 | $ 174,047 | $ 128,000 |
| Yates, New York | 21 | $ 3,355,000 | $ 159,761 | $ 219,000 |
| Butler, Ohio | 21 | $ 2,595,000 | $ 123,571 | $ 100,000 |
| Cleveland, Oklahoma | 21 | $ 2,705,000 | $ 128,809 | $ 96,000 |
| Marion, Oregon | 21 | $ 4,885,000 | $ 232,619 | $ 117,000 |
| Montour, Pennsylvania | 21 | $ 2,825,000 | $ 134,523 | $ 118,000 |
| Susquehanna, Pennsylvania | 21 | $ 2,875,000 | $ 136,904 | $ 107,000 |
| Sedgwick, Kansas | 20 | $ 2,340,000 | $ 117,000 | $ 91,000 |
| Salem, New Jersey | 20 | $ 3,480,000 | $ 174,000 | $ 92,000 |
| Essex, New York | 20 | $ 5,280,000 | $ 264,000 | $ 258,000 |
| Gaston, North Carolina | 20 | $ 2,650,000 | $ 132,500 | $ 60,000 |
| Rutherford, Tennessee | 20 | $ 3,630,000 | $ 181,500 | $ 69,000 |
| Fredericksburg, Virginia | 20 | $ 6,610,000 | $ 330,500 | $ 131,000 |
| Norfolk, Virginia | 20 | $ 3,260,000 | $ 163,000 | $ 141,000 |
| Orange, Virginia | 20 | $ 5,380,000 | $ 269,000 | $ 100,000 |
| Jefferson, Colorado | 19 | $ 5,345,000 | $ 281,315 | $ 118,000 |
| Washington, New York | 19 | $ 2,745,000 | $ 144,473 | $ 91,000 |
| Durham, North Carolina | 19 | $ 3,615,000 | $ 190,263 | $ 145,000 |
| Lane, Oregon | 19 | $ 3,915,000 | $ 206,052 | $ 83,000 |
| Lexington, South Carolina | 19 | $ 3,355,000 | $ 176,578 | $ 79,000 |
| Spartanburg, South Carolina | 19 | $ 2,455,000 | $ 129,210 | $ 79,000 |
| Sumner, Tennessee | 19 | $ 4,495,000 | $ 236,578 | $ 96,000 |
| Newport News, Virginia | 19 | $ 3,115,000 | $ 163,947 | $ 105,000 |
| Clay, Florida | 18 | $ 3,300,000 | $ 183,333 | $ 74,000 |
| Newton, Georgia | 18 | $ 2,600,000 | $ 144,444 | $ 58,000 |
| Porter, Indiana | 18 | $ 3,230,000 | $ 179,444 | $ 70,000 |
| Montgomery, New York | 18 | $ 1,590,000 | $ 88,333 | $ 66,000 |
| Montgomery, Ohio | 18 | $ 1,750,000 | $ 97,222 | $ 76,000 |
| Trumbull, Ohio | 18 | $ 1,460,000 | $ 81,111 | $ 56,000 |
| Perry, Pennsylvania | 18 | $ 2,480,000 | $ 137,777 | $ 111,000 |
| Sullivan, Pennsylvania | 18 | $ 2,070,000 | $ 115,000 | $ 139,000 |
| Montgomery, Tennessee | 18 | $ 3,070,000 | $ 170,555 | $ 97,000 |
| Cameron, Texas | 18 | $ 2,140,000 | $ 118,888 | $ 112,000 |
| Caroline, Virginia | 18 | $ 4,300,000 | $ 238,888 | $ 97,000 |
| King George, Virginia | 18 | $ 4,500,000 | $ 250,000 | $ 98,000 |
| Portsmouth, Virginia | 18 | $ 2,690,000 | $ 149,444 | $ 64,000 |
| Brevard, Florida | 17 | $ 2,855,000 | $ 167,941 | $ 85,000 |
| Polk, Iowa | 17 | $ 2,815,000 | $ 165,588 | $ 82,000 |
| Genesee, Michigan | 17 | $ 2,085,000 | $ 122,647 | $ 106,000 |
| Iredell, North Carolina | 17 | $ 3,745,000 | $ 220,294 | $ 133,000 |
| Union, North Carolina | 17 | $ 3,245,000 | $ 190,882 | $ 103,000 |
| Lucas, Ohio | 17 | $ 1,975,000 | $ 116,176 | $ 123,000 |
| Mahoning, Ohio | 17 | $ 7,905,000 | $ 465,000 | $ 59,000 |
| Portage, Ohio | 17 | $ 2,095,000 | $ 123,235 | $ 100,000 |
| Knox, Tennessee | 17 | $ 2,015,000 | $ 118,529 | $ 73,000 |
| Davis, Utah | 17 | $ 3,935,000 | $ 231,470 | $ 106,000 |
| Madison, Alabama | 16 | $ 2,580,000 | $ 161,250 | $ 77,000 |
| Merced, California | 16 | $ 3,290,000 | $ 205,625 | $ 95,000 |
| Santa Barbara, California | 16 | $ 10,530,000 | $ 658,125 | $ 606,000 |
| Santa Clara, California | 16 | $ 9,190,000 | $ 574,375 | $ 187,000 |
| Douglas, Colorado | 16 | $ 5,650,000 | $ 353,125 | $ 221,000 |
| Mesa, Colorado | 16 | $ 3,130,000 | $ 195,625 | $ 78,000 |
| Richmond, Georgia | 16 | $ 1,830,000 | $ 114,375 | $ 34,000 |
| Delaware, Ohio | 16 | $ 3,030,000 | $ 189,375 | $ 88,000 |
| Stark, Ohio | 16 | $ 2,100,000 | $ 131,250 | $ 78,000 |
| Dorchester, South Carolina | 16 | $ 2,920,000 | $ 182,500 | $ 93,000 |
| Weber, Utah | 16 | $ 2,780,000 | $ 173,750 | $ 51,000 |
| Hampton, Virginia | 16 | $ 2,320,000 | $ 145,000 | $ 92,000 |
| Chatham, Georgia | 15 | $ 2,655,000 | $ 177,000 | $ 103,000 |
| Madison, Illinois | 15 | $ 1,905,000 | $ 127,000 | $ 78,000 |
| Winnebago, Illinois | 15 | $ 1,705,000 | $ 113,666 | $ 80,000 |
| Allen, Indiana | 15 | $ 1,935,000 | $ 129,000 | $ 79,000 |
| Hamilton, Indiana | 15 | $ 3,155,000 | $ 210,333 | $ 127,000 |
| Jackson, Oregon | 15 | $ 3,375,000 | $ 225,000 | $ 66,000 |
| Parker, Texas | 15 | $ 3,015,000 | $ 201,000 | $ 123,000 |
| Windham, Connecticut | 14 | $ 2,600,000 | $ 185,714 | $ 94,000 |
| Effingham, Georgia | 14 | $ 1,970,000 | $ 140,714 | $ 139,000 |
| St. Clair, Illinois | 14 | $ 2,520,000 | $ 180,000 | $ 145,000 |
| Johnson, Indiana | 14 | $ 2,490,000 | $ 177,857 | $ 133,000 |
| Fayette, Kentucky | 14 | $ 1,830,000 | $ 130,714 | $ 64,000 |
| York, Maine | 14 | $ 2,560,000 | $ 182,857 | $ 130,000 |
| Kent, Michigan | 14 | $ 1,680,000 | $ 120,000 | $ 70,000 |
| Hinds, Mississippi | 14 | $ 1,460,000 | $ 104,285 | $ 58,000 |
| Schuyler, New York | 14 | $ 1,640,000 | $ 117,142 | $ 84,000 |
| Wayne, Pennsylvania | 14 | $ 2,000,000 | $ 142,857 | $ 79,000 |
| Kent, Rhode Island | 14 | $ 3,110,000 | $ 222,142 | $ 93,000 |
| Hamilton, Tennessee | 14 | $ 1,650,000 | $ 117,857 | $ 112,000 |
| Bell, Texas | 14 | $ 1,910,000 | $ 136,428 | $ 108,000 |
| Hays, Texas | 14 | $ 4,070,000 | $ 290,714 | $ 146,000 |
| Midland, Texas | 14 | $ 2,980,000 | $ 212,857 | $ 103,000 |
| Louisa, Virginia | 14 | $ 4,780,000 | $ 341,428 | $ 199,000 |
| Suffolk, Virginia | 14 | $ 2,420,000 | $ 172,857 | $ 103,000 |
| Kitsap, Washington | 14 | $ 2,530,000 | $ 180,714 | $ 105,000 |
| Baldwin, Alabama | 13 | $ 2,315,000 | $ 178,076 | $ 99,000 |
| Weld, Colorado | 13 | $ 3,105,000 | $ 238,846 | $ 63,000 |
| Alachua, Florida | 13 | $ 2,795,000 | $ 215,000 | $ 94,000 |
| Ada, Idaho | 13 | $ 2,295,000 | $ 176,538 | $ 95,000 |
| Somerset, Maryland | 13 | $ 1,665,000 | $ 128,076 | $ 70,000 |
| Barnstable, Massachusetts | 13 | $ 4,085,000 | $ 314,230 | $ 327,000 |
| Lancaster, Nebraska | 13 | $ 1,765,000 | $ 135,769 | $ 85,000 |
| Fairfield, Ohio | 13 | $ 1,985,000 | $ 152,692 | $ 91,000 |
| Kaufman, Texas | 13 | $ 2,455,000 | $ 188,846 | $ 47,000 |
| Culpeper, Virginia | 13 | $ 2,885,000 | $ 221,923 | $ 135,000 |
| Spokane, Washington | 13 | $ 2,375,000 | $ 182,692 | $ 91,000 |
| Morgan, West Virginia | 13 | $ 1,755,000 | $ 135,000 | $ 80,000 |
| Waukesha, Wisconsin | 13 | $ 3,285,000 | $ 252,692 | $ 107,000 |
| Shelby, Alabama | 12 | $ 2,410,000 | $ 200,833 | $ 102,000 |
| Yuma, Arizona | 12 | $ 1,580,000 | $ 131,666 | $ 94,000 |
| Benton, Arkansas | 12 | $ 1,830,000 | $ 152,500 | $ 89,000 |
| Madera, California | 12 | $ 2,240,000 | $ 186,666 | $ 94,000 |
| Escambia, Florida | 12 | $ 1,800,000 | $ 150,000 | $ 87,000 |
| Santa Rosa, Florida | 12 | $ 2,510,000 | $ 209,166 | $ 128,000 |
| St. Joseph, Indiana | 12 | $ 1,920,000 | $ 160,000 | $ 89,000 |
| Penobscot, Maine | 12 | $ 1,740,000 | $ 145,000 | $ 55,000 |
| Washtenaw, Michigan | 12 | $ 1,770,000 | $ 147,500 | $ 44,000 |
| St. Louis City, Missouri | 12 | $ 1,690,000 | $ 140,833 | $ 109,000 |
| Merrimack, New Hampshire | 12 | $ 2,270,000 | $ 189,166 | $ 121,000 |
| Sandoval, New Mexico | 12 | $ 2,070,000 | $ 172,500 | $ 61,000 |
| Warren, Ohio | 12 | $ 1,780,000 | $ 148,333 | $ 71,000 |
| Jefferson, Texas | 12 | $ 1,880,000 | $ 156,666 | $ 90,000 |
| Shenandoah, Virginia | 12 | $ 2,900,000 | $ 241,666 | $ 76,000 |
| Westmoreland, Virginia | 12 | $ 2,490,000 | $ 207,500 | $ 96,000 |
| Benton, Washington | 12 | $ 2,130,000 | $ 177,500 | $ 71,000 |
| Montgomery, Alabama | 11 | $ 1,415,000 | $ 128,636 | $ 80,000 |
| Tuscaloosa, Alabama | 11 | $ 1,575,000 | $ 143,181 | $ 87,000 |
| Shasta, California | 11 | $ 2,535,000 | $ 230,454 | $ 133,000 |
| Hernando, Florida | 11 | $ 1,605,000 | $ 145,909 | $ 50,000 |
| Okaloosa, Florida | 11 | $ 3,175,000 | $ 288,636 | $ 144,000 |
| Hall, Georgia | 11 | $ 1,625,000 | $ 147,727 | $ 62,000 |
| Houston, Georgia | 11 | $ 1,485,000 | $ 135,000 | $ 103,000 |
| Muscogee, Georgia | 11 | $ 1,535,000 | $ 139,545 | $ 64,000 |
| Rockdale, Georgia | 11 | $ 1,555,000 | $ 141,363 | $ 84,000 |
| Elkhart, Indiana | 11 | $ 1,655,000 | $ 150,454 | $ 31,000 |
| Kennebec, Maine | 11 | $ 1,415,000 | $ 128,636 | $ 68,000 |
| Brunswick, North Carolina | 11 | $ 2,395,000 | $ 217,727 | $ 179,000 |
| Davidson, North Carolina | 11 | $ 1,875,000 | $ 170,454 | $ 74,000 |
| New Hanover, North Carolina | 11 | $ 2,555,000 | $ 232,272 | $ 149,000 |
| Butler, Pennsylvania | 11 | $ 1,565,000 | $ 142,272 | $ 122,000 |
| Guadalupe, Texas | 11 | $ 2,045,000 | $ 185,909 | $ 115,000 |
| Albemarle, Virginia | 11 | $ 2,695,000 | $ 245,000 | $ 187,000 |
| Fairfax City, Virginia | 11 | $ 3,135,000 | $ 285,000 | $ 95,000 |
| Manassas, Virginia | 11 | $ 2,655,000 | $ 241,363 | $ 76,000 |
| Thurston, Washington | 11 | $ 2,795,000 | $ 254,090 | $ 135,000 |
| Mercer, West Virginia | 11 | $ 1,375,000 | $ 125,000 | $ 65,000 |
| Brown, Wisconsin | 11 | $ 1,855,000 | $ 168,636 | $ 85,000 |
| Lee, Alabama | 10 | $ 1,570,000 | $ 157,000 | $ 60,000 |
| San Mateo, California | 10 | $ 7,290,000 | $ 729,000 | $ 258,000 |
| Nassau, Florida | 10 | $ 3,030,000 | $ 303,000 | $ 198,000 |
| St. Johns, Florida | 10 | $ 2,320,000 | $ 232,000 | $ 116,000 |
| Barrow, Georgia | 10 | $ 1,410,000 | $ 141,000 | $ 52,000 |
| Coweta, Georgia | 10 | $ 1,960,000 | $ 196,000 | $ 98,000 |
| DeKalb, Illinois | 10 | $ 1,610,000 | $ 161,000 | $ 88,000 |
| Vanderburgh, Indiana | 10 | $ 1,190,000 | $ 119,000 | $ 85,000 |
| Androscoggin, Maine | 10 | $ 1,480,000 | $ 148,000 | $ 88,000 |
| Kent, Maryland | 10 | $ 2,130,000 | $ 213,000 | $ 245,000 |
| Washington, Minnesota | 10 | $ 2,000,000 | $ 200,000 | $ 169,000 |
| Jefferson, Missouri | 10 | $ 1,610,000 | $ 161,000 | $ 62,000 |
| Sarpy, Nebraska | 10 | $ 1,500,000 | $ 150,000 | $ 87,000 |
| San Juan, New Mexico | 10 | $ 1,680,000 | $ 168,000 | $ 115,000 |
| Alamance, North Carolina | 10 | $ 1,660,000 | $ 166,000 | $ 105,000 |
| Currituck, North Carolina | 10 | $ 4,280,000 | $ 428,000 | $ 650,000 |
| Johnston, North Carolina | 10 | $ 1,530,000 | $ 153,000 | $ 69,000 |
| Onslow, North Carolina | 10 | $ 1,630,000 | $ 163,000 | $ 139,000 |
| Deschutes, Oregon | 10 | $ 2,800,000 | $ 280,000 | $ 147,000 |
| Maury, Tennessee | 10 | $ 1,750,000 | $ 175,000 | $ 81,000 |
| Rockwall, Texas | 10 | $ 2,430,000 | $ 243,000 | $ 147,000 |
| Accomack, Virginia | 10 | $ 1,730,000 | $ 173,000 | $ 125,000 |
| Warren, Virginia | 10 | $ 2,110,000 | $ 211,000 | $ 79,000 |
| Rock, Wisconsin | 10 | $ 1,350,000 | $ 135,000 | $ 77,000 |
| Mohave, Arizona | 9 | $ 1,355,000 | $ 150,555 | $ 53,000 |
| Yavapai, Arizona | 9 | $ 1,645,000 | $ 182,777 | $ 70,000 |
| Monterey, California | 9 | $ 5,065,000 | $ 562,777 | $ 456,000 |
| Martin, Florida | 9 | $ 2,445,000 | $ 271,666 | $ 172,000 |
| Morgan, Indiana | 9 | $ 1,345,000 | $ 149,444 | $ 60,000 |
| Tippecanoe, Indiana | 9 | $ 1,275,000 | $ 141,666 | $ 87,000 |
| Wyandotte, Kansas | 9 | $ 975,000 | $ 108,333 | $ 57,000 |
| Caddo, Louisiana | 9 | $ 1,285,000 | $ 142,777 | $ 99,000 |
| Livingston, Louisiana | 9 | $ 1,275,000 | $ 141,666 | $ 120,000 |
| Hampshire, Massachusetts | 9 | $ 1,745,000 | $ 193,888 | $ 93,000 |
| Lapeer, Michigan | 9 | $ 1,415,000 | $ 157,222 | $ 34,000 |
| Ottawa, Michigan | 9 | $ 1,525,000 | $ 169,444 | $ 73,000 |
| Rankin, Mississippi | 9 | $ 1,585,000 | $ 176,111 | $ 57,000 |
| Platte, Missouri | 9 | $ 1,195,000 | $ 132,777 | $ 76,000 |
| Dona Ana, New Mexico | 9 | $ 1,485,000 | $ 165,000 | $ 69,000 |
| Franklin, New York | 9 | $ 1,805,000 | $ 200,555 | $ 179,000 |
| Rowan, North Carolina | 9 | $ 1,005,000 | $ 111,666 | $ 25,000 |
| Licking, Ohio | 9 | $ 1,675,000 | $ 186,111 | $ 122,000 |
| Canadian, Oklahoma | 9 | $ 1,185,000 | $ 131,666 | $ 68,000 |
| Mifflin, Pennsylvania | 9 | $ 1,045,000 | $ 116,111 | $ 62,000 |
| Washington, Pennsylvania | 9 | $ 1,615,000 | $ 179,444 | $ 88,000 |
| Washington, Rhode Island | 9 | $ 4,515,000 | $ 501,666 | $ 1,080,000 |
| Anderson, South Carolina | 9 | $ 1,265,000 | $ 140,555 | $ 64,000 |
| Washington, Utah | 9 | $ 1,885,000 | $ 209,444 | $ 63,000 |
| Windsor, Vermont | 9 | $ 4,025,000 | $ 447,222 | $ 612,000 |
| Clarke, Virginia | 9 | $ 2,905,000 | $ 322,777 | $ 123,000 |
| Tazewell, Virginia | 9 | $ 1,045,000 | $ 116,111 | $ 53,000 |
Mortgage Loan Application Detail Totals for M&T Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,907 | $4,132,010,000 | $297,000 | $75,355,000 | $121,000 | $7,459,000 |
| Refinancing | 13,882 | $3,714,870,000 | $267,000 | $39,745,000 | $143,000 | $9,996,000 |
| Not Applicable | 11,950 | $2,269,060,000 | $189,000 | $785,000 | $0 | $0 |
| Home Improvement | 7,836 | $679,990,000 | $86,000 | $2,505,000 | $123,000 | $5,250,000 |
| Cash-out Refinancing | 6,656 | $1,806,120,000 | $271,000 | $12,005,000 | $131,000 | $4,566,000 |
| Other Purpose | 3,836 | $488,320,000 | $127,000 | $5,505,000 | $139,000 | $6,288,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,371 | $5,504,115,000 | $194,000 | $7,705,000 | $138,000 | $9,996,000 |
| Not applicable | 17,922 | $5,065,095,000 | $282,000 | $75,355,000 | $110,000 | $2,982,000 |
| Black or African American | 4,217 | $746,285,000 | $176,000 | $1,505,000 | $93,000 | $1,465,000 |
| Not Provided | 2,943 | $700,285,000 | $237,000 | $5,005,000 | $153,000 | $6,065,000 |
| Hispanic | 2,532 | $488,120,000 | $192,000 | $2,005,000 | $96,000 | $1,500,000 |
| Asian | 1,443 | $441,115,000 | $305,000 | $4,005,000 | $183,000 | $7,459,000 |
| American Indian or Alaskan Native | 167 | $26,905,000 | $161,000 | $1,195,000 | $87,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $7,990,000 | $210,000 | $765,000 | $125,000 | $650,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 37,849 | $8,683,970,000 | $229,000 | $75,355,000 | $141,000 | $9,996,000 |
| FHA-insured (Federal Housing Administration) | 17,992 | $3,881,760,000 | $215,000 | $1,115,000 | $80,000 | $700,000 |
| VA-guaranteed (Veterans Administration) | 1,860 | $467,780,000 | $251,000 | $1,195,000 | $104,000 | $794,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 366 | $56,860,000 | $155,000 | $595,000 | $58,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25,626 | $6,203,455,000 | $242,000 | $73,505,000 | $141,000 | $8,070,000 |
| Loan Purchased By The Institution | 17,507 | $4,007,535,000 | $228,000 | $1,155,000 | $110,000 | $2,982,000 |
| Application Denied By Financial Institution | 9,012 | $1,410,060,000 | $156,000 | $7,275,000 | $110,000 | $7,381,000 |
| Application Withdrawn By Applicant | 3,710 | $1,069,400,000 | $288,000 | $75,355,000 | $143,000 | $9,996,000 |
| File Closed For Incompleteness | 1,269 | $260,485,000 | $205,000 | $1,575,000 | $126,000 | $2,196,000 |
| Application Approved But Not Accepted | 943 | $139,435,000 | $147,000 | $5,005,000 | $130,000 | $3,510,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 49,055 | $11,680,310,000 | $238,000 | $75,355,000 | $136,000 | $9,996,000 |
| Credit History | 2,625 | $216,195,000 | $82,000 | $1,275,000 | $100,000 | $889,000 |
| Debt-To-Income Ratio | 2,346 | $422,620,000 | $180,000 | $1,755,000 | $67,000 | $970,000 |
| Collateral | 2,112 | $358,900,000 | $169,000 | $4,755,000 | $149,000 | $7,381,000 |
| Other | 1,044 | $177,820,000 | $170,000 | $3,005,000 | $132,000 | $1,700,000 |
| Credit Application Incomplete | 535 | $155,495,000 | $290,000 | $4,855,000 | $144,000 | $2,819,000 |
| Unverifiable Information | 181 | $39,715,000 | $219,000 | $1,305,000 | $102,000 | $414,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $25,500,000 | $271,000 | $7,275,000 | $101,000 | $1,925,000 |
| Employment History | 67 | $12,115,000 | $180,000 | $825,000 | $78,000 | $378,000 |
| Mortgage Insurance Denied | 8 | $1,700,000 | $212,000 | $435,000 | $91,000 | $152,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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