M&T Bank Mortgage Lending & HMDA Data, 2020
In 2020, M&T Bank of Buffalo, NY reported 58,067 mortgage applications totaling $13.1 billion, up 31% from 2019. The average application was for $225,435, and applicants reported an average income of $130,902. 44% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (6,432), New York-Jersey City-White Plains, NY-NJ (4,416) and Baltimore-Columbia-Towson, MD (4,076) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 58,067 |
| Total Mortgage Loan Application Amount | $13,090,370,000 |
| Average Mortgage Loan Application Amount | $225,435 |
| Highest Mortgage Loan Application Amount | $75,355,000 |
| Average Applicant Income | $130,902 |
| Highest Applicant Income | $9,996,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Buffalo-Cheektowaga-Niagara Falls, NY | 6,432 | $ 978,860,000 | $ 152,185 | $ 105,000 |
| New York-Jersey City-White Plains, NY-NJ | 4,416 | $ 1,754,260,000 | $ 397,250 | $ 177,566 |
| Outside any metro area | 4,140 | $ 607,740,000 | $ 146,797 | $ 108,103 |
| Baltimore-Columbia-Towson, MD | 4,076 | $ 957,255,000 | $ 234,851 | $ 131,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,511 | $ 831,675,000 | $ 331,212 | $ 160,750 |
| New York-Newark, NY | 2,394 | $ 630,410,000 | $ 263,329 | $ 160,238 |
| Nassau County-Suffolk County, NY | 2,157 | $ 747,925,000 | $ 346,743 | $ 183,000 |
| Rochester, NY | 2,109 | $ 278,965,000 | $ 132,273 | $ 92,000 |
| Newark, NJ-PA | 1,430 | $ 424,880,000 | $ 297,118 | $ 145,745 |
| Syracuse, NY | 1,357 | $ 185,625,000 | $ 136,790 | $ 115,000 |
| Washington-Baltimore-Arlington, DC | 1,265 | $ 419,445,000 | $ 331,577 | $ 189,000 |
| Salisbury, MD-DE | 1,091 | $ 240,675,000 | $ 220,600 | $ 140,155 |
| Wilmington, DE-MD-NJ | 1,053 | $ 210,985,000 | $ 200,365 | $ 129,722 |
| York-Hanover, PA | 1,053 | $ 170,645,000 | $ 162,056 | $ 96,000 |
| Albany-Schenectady-Troy, NY | 757 | $ 140,195,000 | $ 185,198 | $ 136,000 |
| Philadelphia, PA | 692 | $ 127,330,000 | $ 184,002 | $ 113,000 |
| Bridgeport-Stamford-Norwalk, CT | 640 | $ 273,790,000 | $ 427,796 | $ 225,000 |
| Binghamton, NY | 631 | $ 79,435,000 | $ 125,887 | $ 93,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 604 | $ 70,060,000 | $ 115,993 | $ 82,000 |
| Camden, NJ | 588 | $ 113,680,000 | $ 193,333 | $ 105,000 |
| Atlanta-Sandy Springs-Roswell, GA | 572 | $ 96,760,000 | $ 169,160 | $ 86,000 |
| Montgomery County-Bucks County-Chester County, PA | 548 | $ 183,820,000 | $ 335,437 | $ 174,000 |
| Chicago-Naperville, IL | 510 | $ 105,240,000 | $ 206,352 | $ 114,000 |
| Harrisburg-Carlisle, PA | 495 | $ 66,725,000 | $ 134,797 | $ 94,000 |
| Houston-The Woodlands-Sugar Land, TX | 393 | $ 66,695,000 | $ 169,707 | $ 369,000 |
| Utica-Rome, NY | 388 | $ 43,390,000 | $ 111,829 | $ 104,000 |
| Phoenix-Mesa-Scottsdale, AZ | 386 | $ 81,600,000 | $ 211,398 | $ 130,000 |
| Reading, PA | 341 | $ 40,855,000 | $ 119,809 | $ 91,000 |
| Riverside-San Bernardino-Ontario, CA | 333 | $ 87,225,000 | $ 261,936 | $ 104,000 |
| Dover, DE | 331 | $ 46,625,000 | $ 140,861 | $ 88,000 |
| Hagerstown-Martinsburg, MD-WV | 318 | $ 43,360,000 | $ 136,352 | $ 90,481 |
| Dallas-Plano-Irving, TX | 304 | $ 55,840,000 | $ 183,684 | $ 95,000 |
| Chambersburg-Waynesboro, PA | 303 | $ 39,735,000 | $ 131,138 | $ 83,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 286 | $ 46,800,000 | $ 163,636 | $ 113,727 |
| Kingston, NY | 282 | $ 44,390,000 | $ 157,411 | $ 106,000 |
| Lancaster, PA | 275 | $ 56,175,000 | $ 204,272 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 268 | $ 53,300,000 | $ 198,880 | $ 130,000 |
| Richmond, VA | 267 | $ 50,775,000 | $ 190,168 | $ 116,000 |
| New Haven-Milford, CT | 263 | $ 55,115,000 | $ 209,562 | $ 119,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 263 | $ 52,915,000 | $ 201,197 | $ 113,737 |
| Los Angeles-Long Beach-Glendale, CA | 258 | $ 100,310,000 | $ 388,798 | $ 176,000 |
| Altoona, PA | 213 | $ 23,075,000 | $ 108,333 | $ 80,000 |
| Charlotte-Concord-Gastonia, NC-SC | 208 | $ 34,860,000 | $ 167,596 | $ 90,076 |
| Las Vegas-Henderson-Paradise, NV | 191 | $ 38,865,000 | $ 203,481 | $ 89,000 |
| Cambridge-Newton-Framingham, MA | 188 | $ 68,930,000 | $ 366,648 | $ 153,000 |
| State College, PA | 180 | $ 33,610,000 | $ 186,722 | $ 113,000 |
| Providence-Warwick, RI-MA | 179 | $ 47,375,000 | $ 264,664 | $ 129,413 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 177 | $ 49,045,000 | $ 277,090 | $ 151,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 174 | $ 48,750,000 | $ 280,172 | $ 88,000 |
| Orlando-Kissimmee-Sanford, FL | 168 | $ 37,440,000 | $ 222,857 | $ 145,000 |
| Boston, MA | 167 | $ 67,305,000 | $ 403,023 | $ 158,000 |
| Cleveland-Elyria, OH | 167 | $ 20,305,000 | $ 121,586 | $ 74,000 |
| Gettysburg, PA | 166 | $ 22,290,000 | $ 134,277 | $ 98,000 |
| San Antonio-New Braunfels, TX | 162 | $ 25,090,000 | $ 154,876 | $ 121,000 |
| Fort Worth-Arlington, TX | 160 | $ 25,400,000 | $ 158,750 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 157 | $ 30,155,000 | $ 192,070 | $ 109,000 |
| Pittsburgh, PA | 155 | $ 19,145,000 | $ 123,516 | $ 99,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 154 | $ 70,170,000 | $ 455,649 | $ 397,000 |
| Indianapolis-Carmel-Anderson, IN | 149 | $ 21,435,000 | $ 143,859 | $ 85,000 |
| Warren-Troy-Farmington Hills, MI | 147 | $ 22,295,000 | $ 151,666 | $ 76,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 142 | $ 40,150,000 | $ 282,746 | $ 113,866 |
| Denver-Aurora-Lakewood, CO | 139 | $ 41,585,000 | $ 299,172 | $ 152,000 |
| St. Louis, MO-IL | 139 | $ 21,015,000 | $ 151,187 | $ 95,086 |
| Trenton, NJ | 133 | $ 34,945,000 | $ 262,744 | $ 177,000 |
| Miami-Miami Beach-Kendall, FL | 130 | $ 33,380,000 | $ 256,769 | $ 214,000 |
| Cumberland, MD-WV | 128 | $ 11,500,000 | $ 89,843 | $ 74,718 |
| Ithaca, NY | 125 | $ 29,985,000 | $ 239,880 | $ 171,000 |
| Kansas City, MO-KS | 125 | $ 20,365,000 | $ 162,920 | $ 89,544 |
| Worcester, MA-CT | 124 | $ 29,470,000 | $ 237,661 | $ 116,177 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 119 | $ 23,235,000 | $ 195,252 | $ 81,000 |
| Columbus, OH | 112 | $ 16,940,000 | $ 151,250 | $ 99,000 |
| Atlantic City-Hammonton, NJ | 104 | $ 24,090,000 | $ 231,634 | $ 192,000 |
| Austin-Round Rock, TX | 104 | $ 22,290,000 | $ 214,326 | $ 117,000 |
| New Orleans-Metairie, LA | 102 | $ 17,200,000 | $ 168,627 | $ 96,000 |
| Seattle-Bellevue-Everett, WA | 96 | $ 31,040,000 | $ 323,333 | $ 137,000 |
| Memphis, TN-MS-AR | 95 | $ 14,485,000 | $ 152,473 | $ 80,063 |
| Gary, IN | 92 | $ 13,380,000 | $ 145,434 | $ 67,000 |
| Cincinnati, OH-KY-IN | 91 | $ 12,375,000 | $ 135,989 | $ 82,285 |
| San Diego-Carlsbad, CA | 91 | $ 36,095,000 | $ 396,648 | $ 153,000 |
| Bloomsburg-Berwick, PA | 89 | $ 11,535,000 | $ 129,606 | $ 89,000 |
| Lebanon, PA | 86 | $ 11,020,000 | $ 128,139 | $ 88,000 |
| Jacksonville, FL | 85 | $ 16,225,000 | $ 190,882 | $ 115,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 85 | $ 24,175,000 | $ 284,411 | $ 98,000 |
| East Stroudsburg, PA | 83 | $ 12,465,000 | $ 150,180 | $ 110,000 |
| Watertown-Fort Drum, NY | 81 | $ 13,955,000 | $ 172,283 | $ 98,000 |
| Elgin, IL | 79 | $ 16,535,000 | $ 209,303 | $ 113,000 |
| Cape Coral-Fort Myers, FL | 78 | $ 25,390,000 | $ 325,512 | $ 353,000 |
| Detroit-Dearborn-Livonia, MI | 78 | $ 11,320,000 | $ 145,128 | $ 85,000 |
| Raleigh, NC | 76 | $ 16,730,000 | $ 220,131 | $ 137,000 |
| Tacoma-Lakewood, WA | 76 | $ 19,890,000 | $ 261,710 | $ 106,000 |
| Charleston-North Charleston, SC | 74 | $ 22,070,000 | $ 298,243 | $ 466,000 |
| Elmira, NY | 73 | $ 7,155,000 | $ 98,013 | $ 72,000 |
| Oklahoma City, OK | 72 | $ 8,480,000 | $ 117,777 | $ 76,000 |
| Ocean City, NJ | 67 | $ 34,415,000 | $ 513,656 | $ 393,000 |
| Williamsport, PA | 67 | $ 6,415,000 | $ 95,746 | $ 80,000 |
| Anaheim-Santa Ana-Irvine, CA | 66 | $ 29,880,000 | $ 452,727 | $ 161,000 |
| Springfield, MA | 64 | $ 11,330,000 | $ 177,031 | $ 87,000 |
| Tucson, AZ | 64 | $ 9,740,000 | $ 152,187 | $ 74,000 |
| Akron, OH | 62 | $ 8,200,000 | $ 132,258 | $ 89,000 |
| Columbia, SC | 62 | $ 9,460,000 | $ 152,580 | $ 89,000 |
| Oakland-Hayward-Berkeley, CA | 62 | $ 25,800,000 | $ 416,129 | $ 125,000 |
| Glens Falls, NY | 60 | $ 42,020,000 | $ 700,333 | $ 247,000 |
| Salt Lake City, UT | 57 | $ 12,935,000 | $ 226,929 | $ 97,000 |
| North Port-Sarasota-Bradenton, FL | 56 | $ 19,920,000 | $ 355,714 | $ 341,000 |
| Birmingham-Hoover, AL | 54 | $ 8,470,000 | $ 156,851 | $ 110,000 |
| Tulsa, OK | 54 | $ 7,290,000 | $ 135,000 | $ 83,000 |
| Fresno, CA | 51 | $ 10,325,000 | $ 202,450 | $ 85,000 |
| Louisville/Jefferson County, KY-IN | 51 | $ 17,215,000 | $ 337,549 | $ 98,705 |
| Milwaukee-Waukesha-West Allis, WI | 51 | $ 8,545,000 | $ 167,549 | $ 86,000 |
| Naples-Immokalee-Marco Island, FL | 50 | $ 28,250,000 | $ 565,000 | $ 555,000 |
| Omaha-Council Bluffs, NE-IA | 49 | $ 7,775,000 | $ 158,673 | $ 86,469 |
| Greenville-Anderson-Mauldin, SC | 46 | $ 6,420,000 | $ 139,565 | $ 63,000 |
| Stockton-Lodi, CA | 46 | $ 12,240,000 | $ 266,086 | $ 199,000 |
| Little Rock-North Little Rock-Conway, AR | 45 | $ 5,795,000 | $ 128,777 | $ 95,000 |
| Bakersfield, CA | 44 | $ 8,010,000 | $ 182,045 | $ 76,000 |
| Albuquerque, NM | 43 | $ 6,305,000 | $ 146,627 | $ 104,000 |
| Colorado Springs, CO | 42 | $ 9,830,000 | $ 234,047 | $ 83,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 42 | $ 8,590,000 | $ 204,523 | $ 203,357 |
| Lakeland-Winter Haven, FL | 41 | $ 7,055,000 | $ 172,073 | $ 78,000 |
| Norwich-New London, CT | 41 | $ 8,305,000 | $ 202,560 | $ 119,000 |
| Winston-Salem, NC | 41 | $ 5,605,000 | $ 136,707 | $ 86,000 |
| Baton Rouge, LA | 40 | $ 5,710,000 | $ 142,750 | $ 93,000 |
| Greensboro-High Point, NC | 40 | $ 4,990,000 | $ 124,750 | $ 75,000 |
| Lake County-Kenosha County, IL-WI | 40 | $ 8,010,000 | $ 200,250 | $ 113,375 |
| Port St. Lucie, FL | 40 | $ 9,780,000 | $ 244,500 | $ 135,000 |
| Portland-South Portland, ME | 40 | $ 9,030,000 | $ 225,750 | $ 142,000 |
| Visalia-Porterville, CA | 40 | $ 7,420,000 | $ 185,500 | $ 64,000 |
| Youngstown-Warren-Boardman, OH-PA | 40 | $ 9,790,000 | $ 244,750 | $ 60,125 |
| California-Lexington Park, MD | 39 | $ 6,815,000 | $ 174,743 | $ 108,000 |
| Rockingham County-Strafford County, NH | 39 | $ 11,195,000 | $ 287,051 | $ 134,000 |
| Ogden-Clearfield, UT | 38 | $ 7,860,000 | $ 206,842 | $ 76,000 |
| Winchester, VA-WV | 38 | $ 7,220,000 | $ 190,000 | $ 98,973 |
| Erie, PA | 37 | $ 4,845,000 | $ 130,945 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 36 | $ 4,610,000 | $ 128,055 | $ 97,250 |
| Deltona-Daytona Beach-Ormond Beach, FL | 34 | $ 4,490,000 | $ 132,058 | $ 78,000 |
| Anchorage, AK | 33 | $ 8,835,000 | $ 267,727 | $ 177,000 |
| Fayetteville, NC | 33 | $ 4,105,000 | $ 124,393 | $ 79,000 |
| McAllen-Edinburg-Mission, TX | 32 | $ 3,750,000 | $ 117,187 | $ 83,000 |
| Vineland-Bridgeton, NJ | 32 | $ 6,220,000 | $ 194,375 | $ 96,000 |
| El Paso, TX | 31 | $ 3,675,000 | $ 118,548 | $ 101,000 |
| Lafayette, LA | 31 | $ 4,255,000 | $ 137,258 | $ 72,000 |
| Durham-Chapel Hill, NC | 30 | $ 5,930,000 | $ 197,666 | $ 131,000 |
| Jackson, MS | 30 | $ 4,550,000 | $ 151,666 | $ 57,000 |
| Knoxville, TN | 30 | $ 4,450,000 | $ 148,333 | $ 76,000 |
| Manchester-Nashua, NH | 30 | $ 8,430,000 | $ 281,000 | $ 122,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 30 | $ 13,140,000 | $ 438,000 | $ 195,000 |
| Savannah, GA | 30 | $ 4,870,000 | $ 162,333 | $ 116,000 |
| Roanoke, VA | 29 | $ 4,095,000 | $ 141,206 | $ 104,000 |
| Charlottesville, VA | 27 | $ 10,405,000 | $ 385,370 | $ 223,000 |
| Vallejo-Fairfield, CA | 27 | $ 7,945,000 | $ 294,259 | $ 98,000 |
| Dayton-Springfield-Kettering, OH | 26 | $ 3,060,000 | $ 117,692 | $ 79,000 |
| Grand Rapids-Wyoming, MI | 26 | $ 3,410,000 | $ 131,153 | $ 66,000 |
| Toledo, OH | 26 | $ 3,140,000 | $ 120,769 | $ 109,000 |
| Corpus Christi, TX | 25 | $ 2,775,000 | $ 111,000 | $ 103,000 |
| Johnstown, PA | 25 | $ 2,685,000 | $ 107,400 | $ 80,000 |
| Modesto, CA | 25 | $ 5,805,000 | $ 232,200 | $ 93,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 24 | $ 8,370,000 | $ 348,750 | $ 203,000 |
| Mobile, AL | 24 | $ 3,420,000 | $ 142,500 | $ 192,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 4,310,000 | $ 179,583 | $ 103,000 |
| Provo-Orem, UT | 24 | $ 5,200,000 | $ 216,666 | $ 56,000 |
| Salem, OR | 24 | $ 5,610,000 | $ 233,750 | $ 117,000 |
| Chattanooga, TN-GA | 23 | $ 2,775,000 | $ 120,652 | $ 84,043 |
| Laredo, TX | 23 | $ 2,845,000 | $ 123,695 | $ 111,000 |
| Lexington-Fayette, KY | 23 | $ 3,085,000 | $ 134,130 | $ 64,000 |
| Wichita, KS | 23 | $ 2,985,000 | $ 129,782 | $ 87,000 |
| Clarksville, TN-KY | 22 | $ 3,530,000 | $ 160,454 | $ 92,272 |
| Des Moines-West Des Moines, IA | 22 | $ 3,780,000 | $ 171,818 | $ 80,000 |
| Lubbock, TX | 22 | $ 2,650,000 | $ 120,454 | $ 85,000 |
| Reno, NV | 22 | $ 4,100,000 | $ 186,363 | $ 84,000 |
| Ocala, FL | 21 | $ 2,545,000 | $ 121,190 | $ 64,000 |
| Shreveport-Bossier City, LA | 21 | $ 3,185,000 | $ 151,666 | $ 94,000 |
| Urban Honolulu, HI | 21 | $ 9,475,000 | $ 451,190 | $ 86,000 |
| Boise City, ID | 20 | $ 3,720,000 | $ 186,000 | $ 86,000 |
| Columbus, GA-AL | 20 | $ 2,990,000 | $ 149,500 | $ 80,750 |
| Huntsville, AL | 20 | $ 3,000,000 | $ 150,000 | $ 72,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 20 | $ 11,130,000 | $ 556,500 | $ 175,000 |
| Eugene, OR | 19 | $ 3,915,000 | $ 206,052 | $ 83,000 |
| Spartanburg, SC | 19 | $ 2,455,000 | $ 129,210 | $ 79,000 |
| Brownsville-Harlingen, TX | 18 | $ 2,140,000 | $ 118,888 | $ 112,000 |
| Kennewick-Richland, WA | 18 | $ 2,830,000 | $ 157,222 | $ 73,000 |
| Lynchburg, VA | 18 | $ 2,710,000 | $ 150,555 | $ 69,000 |
| Montgomery, AL | 18 | $ 2,380,000 | $ 132,222 | $ 71,000 |
| Rockford, IL | 18 | $ 2,070,000 | $ 115,000 | $ 77,000 |
| Beaumont-Port Arthur, TX | 17 | $ 2,605,000 | $ 153,235 | $ 127,000 |
| Canton-Massillon, OH | 17 | $ 2,215,000 | $ 130,294 | $ 78,000 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 4,385,000 | $ 257,941 | $ 134,000 |
| Flint, MI | 17 | $ 2,085,000 | $ 122,647 | $ 106,000 |
| Palm Bay-Melbourne-Titusville, FL | 17 | $ 2,855,000 | $ 167,941 | $ 85,000 |
| San Francisco-Redwood City-South San Francisco, CA | 17 | $ 10,155,000 | $ 597,352 | $ 216,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 16 | $ 2,640,000 | $ 165,000 | $ 90,000 |
| Fort Wayne, IN | 16 | $ 2,180,000 | $ 136,250 | $ 82,000 |
| Grand Junction, CO | 16 | $ 3,130,000 | $ 195,625 | $ 78,000 |
| Merced, CA | 16 | $ 3,290,000 | $ 205,625 | $ 95,000 |
| Peoria, IL | 16 | $ 2,000,000 | $ 125,000 | $ 93,000 |
| Santa Maria-Santa Barbara, CA | 16 | $ 10,530,000 | $ 658,125 | $ 606,000 |
| Gainesville, FL | 15 | $ 2,965,000 | $ 197,666 | $ 89,000 |
| Killeen-Temple, TX | 15 | $ 2,055,000 | $ 137,000 | $ 108,000 |
| Lansing-East Lansing, MI | 15 | $ 1,765,000 | $ 117,666 | $ 96,000 |
| Medford, OR | 15 | $ 3,375,000 | $ 225,000 | $ 66,000 |
| Spokane-Spokane Valley, WA | 15 | $ 2,585,000 | $ 172,333 | $ 91,000 |
| Bremerton-Silverdale, WA | 14 | $ 2,530,000 | $ 180,714 | $ 105,000 |
| Lincoln, NE | 14 | $ 1,880,000 | $ 134,285 | $ 86,000 |
| Midland, TX | 14 | $ 2,980,000 | $ 212,857 | $ 103,000 |
| Barnstable Town, MA | 13 | $ 4,085,000 | $ 314,230 | $ 327,000 |
| Daphne-Fairhope-Foley, AL | 13 | $ 2,315,000 | $ 178,076 | $ 99,000 |
| Evansville, IN-KY | 13 | $ 1,635,000 | $ 125,769 | $ 82,000 |
| Greeley, CO | 13 | $ 3,105,000 | $ 238,846 | $ 63,000 |
| Green Bay, WI | 13 | $ 2,195,000 | $ 168,846 | $ 85,000 |
| Macon-Bibb County, GA | 13 | $ 1,635,000 | $ 125,769 | $ 140,000 |
| Wilmington, NC | 13 | $ 2,795,000 | $ 215,000 | $ 139,000 |
| Ann Arbor, MI | 12 | $ 1,770,000 | $ 147,500 | $ 44,000 |
| Asheville, NC | 12 | $ 2,230,000 | $ 185,833 | $ 90,000 |
| Bangor, ME | 12 | $ 1,740,000 | $ 145,000 | $ 55,000 |
| Hickory-Lenoir-Morganton, NC | 12 | $ 1,160,000 | $ 96,666 | $ 83,000 |
| Madera, CA | 12 | $ 2,240,000 | $ 186,666 | $ 94,000 |
| South Bend-Mishawaka, IN-MI | 12 | $ 1,920,000 | $ 160,000 | $ 89,000 |
| Springfield, MO | 12 | $ 1,890,000 | $ 157,500 | $ 69,000 |
| Tuscaloosa, AL | 12 | $ 1,630,000 | $ 135,833 | $ 87,000 |
| Warner Robins, GA | 12 | $ 1,640,000 | $ 136,666 | $ 104,000 |
| Yuma, AZ | 12 | $ 1,580,000 | $ 131,666 | $ 94,000 |
| Duluth, MN-WI | 11 | $ 1,415,000 | $ 128,636 | $ 85,000 |
| Elkhart-Goshen, IN | 11 | $ 1,655,000 | $ 150,454 | $ 31,000 |
| Gainesville, GA | 11 | $ 1,625,000 | $ 147,727 | $ 62,000 |
| Madison, WI | 11 | $ 1,875,000 | $ 170,454 | $ 105,000 |
| Morgantown, WV | 11 | $ 18,705,000 | $ 1,700,454 | $ 55,000 |
| Olympia-Tumwater, WA | 11 | $ 2,795,000 | $ 254,090 | $ 135,000 |
| Redding, CA | 11 | $ 2,535,000 | $ 230,454 | $ 133,000 |
| Amarillo, TX | 10 | $ 1,540,000 | $ 154,000 | $ 122,000 |
| Athens-Clarke County, GA | 10 | $ 1,450,000 | $ 145,000 | $ 83,000 |
| Auburn-Opelika, AL | 10 | $ 1,570,000 | $ 157,000 | $ 60,000 |
| Bend-Redmond, OR | 10 | $ 2,800,000 | $ 280,000 | $ 147,000 |
| Blacksburg-Christiansburg-Radford, VA | 10 | $ 1,530,000 | $ 153,000 | $ 109,000 |
| Burlington, NC | 10 | $ 1,660,000 | $ 166,000 | $ 105,000 |
| Farmington, NM | 10 | $ 1,680,000 | $ 168,000 | $ 115,000 |
| Jacksonville, NC | 10 | $ 1,630,000 | $ 163,000 | $ 139,000 |
| Janesville-Beloit, WI | 10 | $ 1,350,000 | $ 135,000 | $ 77,000 |
| Lafayette-West Lafayette, IN | 10 | $ 1,470,000 | $ 147,000 | $ 90,000 |
| Lewiston-Auburn, ME | 10 | $ 1,480,000 | $ 148,000 | $ 88,000 |
| Terre Haute, IN | 10 | $ 1,320,000 | $ 132,000 | $ 100,000 |
| Yuba City, CA | 10 | $ 2,040,000 | $ 204,000 | $ 69,000 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 925,000 | $ 102,777 | $ 110,666 |
| Idaho Falls, ID | 9 | $ 1,415,000 | $ 157,222 | $ 76,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 1,355,000 | $ 150,555 | $ 53,000 |
| Las Cruces, NM | 9 | $ 1,485,000 | $ 165,000 | $ 69,000 |
| Longview, TX | 9 | $ 1,115,000 | $ 123,888 | $ 92,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 1,645,000 | $ 182,777 | $ 70,000 |
| Salinas, CA | 9 | $ 5,065,000 | $ 562,777 | $ 456,000 |
| St. George, UT | 9 | $ 1,885,000 | $ 209,444 | $ 63,000 |
| Tallahassee, FL | 9 | $ 33,375,000 | $ 3,708,333 | $ 100,000 |
| Yakima, WA | 9 | $ 1,685,000 | $ 187,222 | $ 94,000 |
| Abilene, TX | 8 | $ 1,150,000 | $ 143,750 | $ 119,000 |
| Billings, MT | 8 | $ 1,740,000 | $ 217,500 | $ 102,000 |
| Boulder, CO | 8 | $ 8,620,000 | $ 1,077,500 | $ 818,000 |
| Columbia, MO | 8 | $ 1,280,000 | $ 160,000 | $ 136,000 |
| Fargo, ND-MN | 8 | $ 990,000 | $ 123,750 | $ 61,500 |
| Gulfport-Biloxi-Pascagoula, MS | 8 | $ 1,050,000 | $ 131,250 | $ 69,000 |
| Harrisonburg, VA | 8 | $ 2,150,000 | $ 268,750 | $ 193,000 |
| Joplin, MO | 8 | $ 930,000 | $ 116,250 | $ 79,000 |
| Monroe, MI | 8 | $ 1,220,000 | $ 152,500 | $ 84,000 |
| Muskegon, MI | 8 | $ 1,030,000 | $ 128,750 | $ 95,000 |
| Punta Gorda, FL | 8 | $ 1,350,000 | $ 168,750 | $ 149,000 |
| Racine, WI | 8 | $ 1,010,000 | $ 126,250 | $ 39,000 |
| Sebastian-Vero Beach, FL | 8 | $ 4,840,000 | $ 605,000 | $ 371,000 |
| St. Joseph, MO-KS | 8 | $ 1,100,000 | $ 137,500 | $ 127,000 |
| Victoria, TX | 8 | $ 870,000 | $ 108,750 | $ 57,000 |
| Waco, TX | 8 | $ 1,180,000 | $ 147,500 | $ 62,000 |
| Weirton-Steubenville, WV-OH | 8 | $ 820,000 | $ 102,500 | $ 93,000 |
| Albany, OR | 7 | $ 1,555,000 | $ 222,142 | $ 54,000 |
| Brunswick, GA | 7 | $ 1,105,000 | $ 157,857 | $ 85,000 |
| Burlington-South Burlington, VT | 7 | $ 1,775,000 | $ 253,571 | $ 232,000 |
| Cedar Rapids, IA | 7 | $ 795,000 | $ 113,571 | $ 269,000 |
| Charleston, WV | 7 | $ 535,000 | $ 76,428 | $ 120,000 |
| Cheyenne, WY | 7 | $ 1,455,000 | $ 207,857 | $ 79,000 |
| Elizabethtown-Fort Knox, KY | 7 | $ 935,000 | $ 133,571 | $ 101,000 |
| Greenville, NC | 7 | $ 1,025,000 | $ 146,428 | $ 286,000 |
| Homosassa Springs, FL | 7 | $ 1,085,000 | $ 155,000 | $ 74,000 |
| Jonesboro, AR | 7 | $ 765,000 | $ 109,285 | $ 72,000 |
| Longview, WA | 7 | $ 1,585,000 | $ 226,428 | $ 93,000 |
| Pine Bluff, AR | 7 | $ 795,000 | $ 113,571 | $ 74,000 |
| Pittsfield, MA | 7 | $ 2,365,000 | $ 337,857 | $ 340,000 |
| Pueblo, CO | 7 | $ 675,000 | $ 96,428 | $ 64,000 |
| Rapid City, SD | 7 | $ 1,095,000 | $ 156,428 | $ 74,000 |
| Rochester, MN | 7 | $ 975,000 | $ 139,285 | $ 46,000 |
| Santa Fe, NM | 7 | $ 1,615,000 | $ 230,714 | $ 77,000 |
| Santa Rosa, CA | 7 | $ 2,295,000 | $ 327,857 | $ 110,000 |
| Staunton-Waynesboro, VA | 7 | $ 1,275,000 | $ 182,142 | $ 104,000 |
| Appleton, WI | 6 | $ 740,000 | $ 123,333 | $ 0 |
| Casper, WY | 6 | $ 1,060,000 | $ 176,666 | $ 0 |
| Chico, CA | 6 | $ 1,460,000 | $ 243,333 | $ 137,000 |
| College Station-Bryan, TX | 6 | $ 1,150,000 | $ 191,666 | $ 119,000 |
| Dothan, AL | 6 | $ 870,000 | $ 145,000 | $ 92,000 |
| Florence, SC | 6 | $ 630,000 | $ 105,000 | $ 113,000 |
| Fort Collins, CO | 6 | $ 1,830,000 | $ 305,000 | $ 121,000 |
| Gadsden, AL | 6 | $ 700,000 | $ 116,666 | $ 112,000 |
| Hattiesburg, MS | 6 | $ 870,000 | $ 145,000 | $ 0 |
| Hinesville, GA | 6 | $ 990,000 | $ 165,000 | $ 92,000 |
| Houma-Thibodaux, LA | 6 | $ 790,000 | $ 131,666 | $ 93,000 |
| Jackson, MI | 6 | $ 610,000 | $ 101,666 | $ 73,000 |
| Jackson, TN | 6 | $ 960,000 | $ 160,000 | $ 0 |
| Jefferson City, MO | 6 | $ 680,000 | $ 113,333 | $ 92,000 |
| Kalamazoo-Portage, MI | 6 | $ 570,000 | $ 95,000 | $ 75,000 |
| Mankato-North Mankato, MN | 6 | $ 690,000 | $ 115,000 | $ 45,000 |
| Odessa, TX | 6 | $ 1,070,000 | $ 178,333 | $ 102,000 |
| Panama City, FL | 6 | $ 1,160,000 | $ 193,333 | $ 132,000 |
| Twin Falls, ID | 6 | $ 460,000 | $ 76,666 | $ 88,000 |
| Tyler, TX | 6 | $ 800,000 | $ 133,333 | $ 168,000 |
| Wichita Falls, TX | 6 | $ 420,000 | $ 70,000 | $ 44,000 |
| Alexandria, LA | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Ames, IA | 5 | $ 895,000 | $ 179,000 | $ 130,000 |
| Beckley, WV | 5 | $ 945,000 | $ 189,000 | $ 101,000 |
| Bellingham, WA | 5 | $ 1,465,000 | $ 293,000 | $ 161,000 |
| Bismarck, ND | 5 | $ 895,000 | $ 179,000 | $ 94,000 |
| Bloomington, IL | 5 | $ 755,000 | $ 151,000 | $ 145,000 |
| Bowling Green, KY | 5 | $ 765,000 | $ 153,000 | $ 50,000 |
| El Centro, CA | 5 | $ 765,000 | $ 153,000 | $ 125,000 |
| Grand Forks, ND-MN | 5 | $ 905,000 | $ 181,000 | $ 76,400 |
| Lake Charles, LA | 5 | $ 415,000 | $ 83,000 | $ 27,000 |
| Mansfield, OH | 5 | $ 835,000 | $ 167,000 | $ 43,000 |
| Mount Vernon-Anacortes, WA | 5 | $ 1,325,000 | $ 265,000 | $ 294,000 |
| Napa, CA | 5 | $ 1,795,000 | $ 359,000 | $ 221,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 1,495,000 | $ 299,000 | $ 122,000 |
| San Rafael, CA | 5 | $ 4,385,000 | $ 877,000 | $ 314,000 |
| Sherman-Denison, TX | 5 | $ 865,000 | $ 173,000 | $ 88,000 |
| Sioux City, IA-NE-SD | 5 | $ 855,000 | $ 171,000 | $ 131,000 |
| Walla Walla, WA | 5 | $ 855,000 | $ 171,000 | $ 50,000 |
| Albany, GA | 4 | $ 470,000 | $ 117,500 | $ 61,000 |
| Bloomington, IN | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Cape Girardeau, MO-IL | 4 | $ 490,000 | $ 122,500 | $ 29,000 |
| Champaign-Urbana, IL | 4 | $ 440,000 | $ 110,000 | $ 73,000 |
| Cleveland, TN | 4 | $ 390,000 | $ 97,500 | $ 45,000 |
| Coeur D'Alene, ID | 4 | $ 870,000 | $ 217,500 | $ 65,000 |
| Dalton, GA | 4 | $ 420,000 | $ 105,000 | $ 73,000 |
| Decatur, AL | 4 | $ 300,000 | $ 75,000 | $ 0 |
| Flagstaff, AZ | 4 | $ 670,000 | $ 167,500 | $ 58,000 |
| Fort Smith, AR-OK | 4 | $ 660,000 | $ 165,000 | $ 39,000 |
| Great Falls, MT | 4 | $ 870,000 | $ 217,500 | $ 0 |
| Hammond, LA | 4 | $ 540,000 | $ 135,000 | $ 61,000 |
| Hanford-Corcoran, CA | 4 | $ 760,000 | $ 190,000 | $ 95,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 440,000 | $ 110,000 | $ 69,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 590,000 | $ 147,500 | $ 71,000 |
| Lawton, OK | 4 | $ 620,000 | $ 155,000 | $ 46,000 |
| Lewiston, ID-WA | 4 | $ 540,000 | $ 135,000 | $ 81,000 |
| Logan, UT-ID | 4 | $ 570,000 | $ 142,500 | $ 67,000 |
| Michigan City-La Porte, IN | 4 | $ 360,000 | $ 90,000 | $ 50,000 |
| Midland, MI | 4 | $ 460,000 | $ 115,000 | $ 75,000 |
| Monroe, LA | 4 | $ 790,000 | $ 197,500 | $ 0 |
| Niles-Benton Harbor, MI | 4 | $ 970,000 | $ 242,500 | $ 118,000 |
| Oshkosh-Neenah, WI | 4 | $ 500,000 | $ 125,000 | $ 91,000 |
| Parkersburg-Vienna, WV | 4 | $ 1,530,000 | $ 382,500 | $ 346,000 |
| Rome, GA | 4 | $ 350,000 | $ 87,500 | $ 108,000 |
| Saginaw, MI | 4 | $ 320,000 | $ 80,000 | $ 45,000 |
| Sheboygan, WI | 4 | $ 490,000 | $ 122,500 | $ 73,000 |
| Sumter, SC | 4 | $ 400,000 | $ 100,000 | $ 39,000 |
| Topeka, KS | 4 | $ 630,000 | $ 157,500 | $ 95,000 |
| Valdosta, GA | 4 | $ 590,000 | $ 147,500 | $ 103,000 |
| Battle Creek, MI | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Decatur, IL | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Goldsboro, NC | 3 | $ 305,000 | $ 101,666 | $ 58,000 |
| Grants Pass, OR | 3 | $ 695,000 | $ 231,666 | $ 160,000 |
| Johnson City, TN | 3 | $ 295,000 | $ 98,333 | $ 88,000 |
| Lawrence, KS | 3 | $ 285,000 | $ 95,000 | $ 66,000 |
| Morristown, TN | 3 | $ 575,000 | $ 191,666 | $ 211,000 |
| New Bern, NC | 3 | $ 435,000 | $ 145,000 | $ 84,000 |
| Rocky Mount, NC | 3 | $ 435,000 | $ 145,000 | $ 193,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,935,000 | $ 645,000 | $ 222,000 |
| Sebring, FL | 3 | $ 285,000 | $ 95,000 | $ 62,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 415,000 | $ 138,333 | $ 109,000 |
| Springfield, IL | 3 | $ 265,000 | $ 88,333 | $ 123,000 |
| Springfield, OH | 3 | $ 515,000 | $ 171,666 | $ 105,000 |
| St. Cloud, MN | 3 | $ 515,000 | $ 171,666 | $ 112,000 |
| The Villages, FL | 3 | $ 495,000 | $ 165,000 | $ 169,000 |
| Wausau, WI | 3 | $ 595,000 | $ 198,333 | $ 101,000 |
| Wheeling, WV-OH | 3 | $ 245,000 | $ 81,666 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Bay City, MI | 2 | $ 200,000 | $ 100,000 | $ 83,000 |
| Danville, IL | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Fairbanks, AK | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Hot Springs, AR | 2 | $ 210,000 | $ 105,000 | $ 4,000 |
| Kankakee, IL | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Kokomo, IN | 2 | $ 80,000 | $ 40,000 | $ 65,000 |
| Lima, OH | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Manhattan, KS | 2 | $ 260,000 | $ 130,000 | $ 130,000 |
| Missoula, MT | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Owensboro, KY | 2 | $ 140,000 | $ 70,000 | $ 31,000 |
| San Angelo, TX | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Sioux Falls, SD | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 175,000 | $ 175,000 | $ 153,000 |
| Carson City, NV | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Columbus, IN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Eau Claire, WI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grand Island, NE | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 585,000 | $ 585,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Muncie, IN | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Pocatello, ID | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wenatchee, WA | 1 | $ 195,000 | $ 195,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&T Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,907 | $4,132,010,000 | $297,000 | $75,355,000 | $121,000 | $7,459,000 |
| Refinancing | 13,882 | $3,714,870,000 | $267,000 | $39,745,000 | $143,000 | $9,996,000 |
| Not Applicable | 11,950 | $2,269,060,000 | $189,000 | $785,000 | $0 | $0 |
| Home Improvement | 7,836 | $679,990,000 | $86,000 | $2,505,000 | $123,000 | $5,250,000 |
| Cash-out Refinancing | 6,656 | $1,806,120,000 | $271,000 | $12,005,000 | $131,000 | $4,566,000 |
| Other Purpose | 3,836 | $488,320,000 | $127,000 | $5,505,000 | $139,000 | $6,288,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 28,371 | $5,504,115,000 | $194,000 | $7,705,000 | $138,000 | $9,996,000 |
| Not applicable | 17,922 | $5,065,095,000 | $282,000 | $75,355,000 | $110,000 | $2,982,000 |
| Black or African American | 4,217 | $746,285,000 | $176,000 | $1,505,000 | $93,000 | $1,465,000 |
| Not Provided | 2,943 | $700,285,000 | $237,000 | $5,005,000 | $153,000 | $6,065,000 |
| Hispanic | 2,532 | $488,120,000 | $192,000 | $2,005,000 | $96,000 | $1,500,000 |
| Asian | 1,443 | $441,115,000 | $305,000 | $4,005,000 | $183,000 | $7,459,000 |
| American Indian or Alaskan Native | 167 | $26,905,000 | $161,000 | $1,195,000 | $87,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 38 | $7,990,000 | $210,000 | $765,000 | $125,000 | $650,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 37,849 | $8,683,970,000 | $229,000 | $75,355,000 | $141,000 | $9,996,000 |
| FHA-insured (Federal Housing Administration) | 17,992 | $3,881,760,000 | $215,000 | $1,115,000 | $80,000 | $700,000 |
| VA-guaranteed (Veterans Administration) | 1,860 | $467,780,000 | $251,000 | $1,195,000 | $104,000 | $794,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 366 | $56,860,000 | $155,000 | $595,000 | $58,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 25,626 | $6,203,455,000 | $242,000 | $73,505,000 | $141,000 | $8,070,000 |
| Loan Purchased By The Institution | 17,507 | $4,007,535,000 | $228,000 | $1,155,000 | $110,000 | $2,982,000 |
| Application Denied By Financial Institution | 9,012 | $1,410,060,000 | $156,000 | $7,275,000 | $110,000 | $7,381,000 |
| Application Withdrawn By Applicant | 3,710 | $1,069,400,000 | $288,000 | $75,355,000 | $143,000 | $9,996,000 |
| File Closed For Incompleteness | 1,269 | $260,485,000 | $205,000 | $1,575,000 | $126,000 | $2,196,000 |
| Application Approved But Not Accepted | 943 | $139,435,000 | $147,000 | $5,005,000 | $130,000 | $3,510,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 49,055 | $11,680,310,000 | $238,000 | $75,355,000 | $136,000 | $9,996,000 |
| Credit History | 2,625 | $216,195,000 | $82,000 | $1,275,000 | $100,000 | $889,000 |
| Debt-To-Income Ratio | 2,346 | $422,620,000 | $180,000 | $1,755,000 | $67,000 | $970,000 |
| Collateral | 2,112 | $358,900,000 | $169,000 | $4,755,000 | $149,000 | $7,381,000 |
| Other | 1,044 | $177,820,000 | $170,000 | $3,005,000 | $132,000 | $1,700,000 |
| Credit Application Incomplete | 535 | $155,495,000 | $290,000 | $4,855,000 | $144,000 | $2,819,000 |
| Unverifiable Information | 181 | $39,715,000 | $219,000 | $1,305,000 | $102,000 | $414,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 94 | $25,500,000 | $271,000 | $7,275,000 | $101,000 | $1,925,000 |
| Employment History | 67 | $12,115,000 | $180,000 | $825,000 | $78,000 | $378,000 |
| Mortgage Insurance Denied | 8 | $1,700,000 | $212,000 | $435,000 | $91,000 | $152,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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