R M K Financial Corp. Mortgage Lending & HMDA Data, 2016
In 2016, R M K Financial Corp. of Ontario, CA reported 5,416 mortgage applications totaling $1.3 billion, up 18% from 2015. The average application was for $238,079, and applicants reported an average income of $36,893. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (425), Riverside-San Bernardino-Ontario, CA (418) and San Diego-Carlsbad, CA (184) (applications in parentheses).
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 5,416 |
| Total Mortgage Loan Application Amount | $1,289,441,000 |
| Average Mortgage Loan Application Amount | $238,079 |
| Highest Mortgage Loan Application Amount | $2,218,000 |
| Average Applicant Income | $36,893 |
| Highest Applicant Income | $1,133,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R M K Financial Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 425 | $ 152,278,000 | $ 358,301 | $ 93,000 |
| Riverside-San Bernardino-Ontario, CA | 418 | $ 109,152,000 | $ 261,129 | $ 60,000 |
| San Diego-Carlsbad, CA | 184 | $ 63,995,000 | $ 347,798 | $ 82,000 |
| Atlanta-Sandy Springs-Roswell, GA | 183 | $ 34,473,000 | $ 188,377 | $ 9,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 165 | $ 51,046,000 | $ 309,369 | $ 21,430 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 135 | $ 31,856,000 | $ 235,970 | $ 4,777 |
| Tampa-St. Petersburg-Clearwater, FL | 116 | $ 24,150,000 | $ 208,189 | $ 19,000 |
| Oakland-Hayward-Berkeley, CA | 98 | $ 34,326,000 | $ 350,265 | $ 88,000 |
| Houston-The Woodlands-Sugar Land, TX | 87 | $ 15,674,000 | $ 180,160 | $ 27,000 |
| Orlando-Kissimmee-Sanford, FL | 87 | $ 17,784,000 | $ 204,413 | $ 11,000 |
| Anaheim-Santa Ana-Irvine, CA | 84 | $ 34,054,000 | $ 405,404 | $ 88,000 |
| Charlotte-Concord-Gastonia, NC-SC | 81 | $ 15,399,000 | $ 190,111 | $ 827 |
| Knoxville, TN | 77 | $ 11,964,000 | $ 155,376 | $ 56,000 |
| Jacksonville, FL | 74 | $ 14,215,000 | $ 192,094 | $ 10,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 73 | $ 19,847,000 | $ 271,876 | $ 64,000 |
| Phoenix-Mesa-Scottsdale, AZ | 70 | $ 15,503,000 | $ 221,471 | $ 35,000 |
| Fresno, CA | 69 | $ 13,907,000 | $ 201,550 | $ 62,000 |
| Chicago-Naperville-Arlington Heights, IL | 64 | $ 11,936,000 | $ 186,500 | $ 59,000 |
| Las Vegas-Henderson-Paradise, NV | 64 | $ 13,184,000 | $ 206,000 | $ 31,000 |
| Dallas-Plano-Irving, TX | 62 | $ 10,451,000 | $ 168,564 | $ 22,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 61 | $ 15,407,000 | $ 252,573 | $ 39,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 61 | $ 12,473,000 | $ 204,475 | $ 28,000 |
| Denver-Aurora-Lakewood, CO | 58 | $ 12,443,000 | $ 214,534 | $ 32,000 |
| Baltimore-Columbia-Towson, MD | 57 | $ 14,906,000 | $ 261,508 | $ 3,000 |
| Richmond, VA | 52 | $ 10,382,000 | $ 199,653 | $ 3,000 |
| Miami-Miami Beach-Kendall, FL | 49 | $ 13,519,000 | $ 275,897 | $ 92,000 |
| Stockton-Lodi, CA | 46 | $ 10,889,000 | $ 236,717 | $ 49,000 |
| Philadelphia, PA | 42 | $ 8,757,000 | $ 208,500 | $ 8,000 |
| Raleigh, NC | 37 | $ 7,476,000 | $ 202,054 | $ 11,000 |
| Huntsville, AL | 35 | $ 7,212,000 | $ 206,057 | $ 1,000 |
| Salt Lake City, UT | 35 | $ 7,104,000 | $ 202,971 | $ 42,000 |
| Palm Bay-Melbourne-Titusville, FL | 34 | $ 6,517,000 | $ 191,676 | $ 13,000 |
| Bakersfield, CA | 31 | $ 6,296,000 | $ 203,096 | $ 64,000 |
| Colorado Springs, CO | 31 | $ 6,382,000 | $ 205,870 | $ 49,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 31 | $ 7,407,000 | $ 238,935 | $ 38,451 |
| San Jose-Sunnyvale-Santa Clara, CA | 30 | $ 11,204,000 | $ 373,466 | $ 83,000 |
| Charleston-North Charleston, SC | 29 | $ 4,902,000 | $ 169,034 | $ 50,000 |
| Augusta-Richmond County, GA-SC | 28 | $ 5,092,000 | $ 181,857 | $ 24,107 |
| Fort Worth-Arlington, TX | 28 | $ 4,744,000 | $ 169,428 | $ 21,000 |
| Lakeland-Winter Haven, FL | 27 | $ 5,277,000 | $ 195,444 | $ 9,000 |
| San Antonio-New Braunfels, TX | 27 | $ 5,279,000 | $ 195,518 | $ 18,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 6,891,000 | $ 255,222 | $ 30,000 |
| Pensacola-Ferry Pass-Brent, FL | 26 | $ 5,959,000 | $ 229,192 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 25 | $ 5,514,000 | $ 220,560 | $ 5,000 |
| Birmingham-Hoover, AL | 24 | $ 4,870,000 | $ 202,916 | $ 11,000 |
| Vallejo-Fairfield, CA | 24 | $ 6,850,000 | $ 285,416 | $ 45,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 24 | $ 5,843,000 | $ 243,458 | $ 41,000 |
| Jacksonville, NC | 23 | $ 3,912,000 | $ 170,086 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 23 | $ 5,748,000 | $ 249,913 | $ 23,000 |
| Clarksville, TN-KY | 22 | $ 4,162,000 | $ 189,181 | $ 0 |
| New Orleans-Metairie, LA | 21 | $ 3,322,000 | $ 158,190 | $ 0 |
| Newark, NJ-PA | 21 | $ 4,915,000 | $ 234,047 | $ 3,619 |
| Fayetteville, NC | 20 | $ 3,745,000 | $ 187,250 | $ 0 |
| Austin-Round Rock, TX | 19 | $ 3,190,000 | $ 167,894 | $ 6,000 |
| Memphis, TN-MS-AR | 19 | $ 3,597,000 | $ 189,315 | $ 8,000 |
| Merced, CA | 18 | $ 4,259,000 | $ 236,611 | $ 40,000 |
| Oklahoma City, OK | 18 | $ 2,928,000 | $ 162,666 | $ 2,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 18 | $ 6,207,000 | $ 344,833 | $ 68,000 |
| Pittsburgh, PA | 18 | $ 3,319,000 | $ 184,388 | $ 16,000 |
| Cape Coral-Fort Myers, FL | 17 | $ 3,639,000 | $ 214,058 | $ 5,000 |
| Modesto, CA | 17 | $ 3,766,000 | $ 221,529 | $ 37,000 |
| Warner Robins, GA | 17 | $ 3,068,000 | $ 180,470 | $ 0 |
| Chattanooga, TN-GA | 16 | $ 2,761,000 | $ 172,562 | $ 20,125 |
| Hartford-West Hartford-East Hartford, CT | 16 | $ 3,362,000 | $ 210,125 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 16 | $ 4,472,000 | $ 279,500 | $ 25,000 |
| El Paso, TX | 15 | $ 2,246,000 | $ 149,733 | $ 10,000 |
| Gary, IN | 15 | $ 2,705,000 | $ 180,333 | $ 9,000 |
| Columbia, SC | 14 | $ 2,144,000 | $ 153,142 | $ 47,000 |
| Columbus, GA-AL | 14 | $ 2,770,000 | $ 197,857 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 3,062,000 | $ 218,714 | $ 7,000 |
| Durham-Chapel Hill, NC | 14 | $ 3,238,000 | $ 231,285 | $ 9,000 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 2,444,000 | $ 174,571 | $ 36,000 |
| Punta Gorda, FL | 14 | $ 2,024,000 | $ 144,571 | $ 65,000 |
| Silver Spring-Frederick-Rockville, MD | 14 | $ 3,535,000 | $ 252,500 | $ 7,000 |
| Winston-Salem, NC | 14 | $ 2,070,000 | $ 147,857 | $ 1,000 |
| Albuquerque, NM | 13 | $ 2,160,000 | $ 166,153 | $ 5,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 2,441,000 | $ 187,769 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 13 | $ 2,064,000 | $ 158,769 | $ 23,000 |
| Mobile, AL | 13 | $ 2,587,000 | $ 199,000 | $ 0 |
| Visalia-Porterville, CA | 13 | $ 2,367,000 | $ 182,076 | $ 38,000 |
| Camden, NJ | 12 | $ 2,116,000 | $ 176,333 | $ 18,000 |
| Columbus, OH | 12 | $ 2,024,000 | $ 168,666 | $ 29,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 2,052,000 | $ 171,000 | $ 20,000 |
| Port St. Lucie, FL | 12 | $ 2,176,000 | $ 181,333 | $ 5,000 |
| Tacoma-Lakewood, WA | 12 | $ 2,942,000 | $ 245,166 | $ 18,000 |
| Tucson, AZ | 12 | $ 2,314,000 | $ 192,833 | $ 41,000 |
| Chico, CA | 11 | $ 1,932,000 | $ 175,636 | $ 27,000 |
| Greensboro-High Point, NC | 11 | $ 2,349,000 | $ 213,545 | $ 0 |
| New Haven-Milford, CT | 11 | $ 2,055,000 | $ 186,818 | $ 8,000 |
| Provo-Orem, UT | 11 | $ 2,307,000 | $ 209,727 | $ 90,000 |
| Reno, NV | 11 | $ 1,949,000 | $ 177,181 | $ 25,000 |
| Savannah, GA | 11 | $ 2,192,000 | $ 199,272 | $ 14,000 |
| Spokane-Spokane Valley, WA | 11 | $ 2,063,000 | $ 187,545 | $ 8,000 |
| Cincinnati, OH-KY-IN | 10 | $ 1,489,000 | $ 148,900 | $ 8,600 |
| Crestview-Fort Walton Beach-Destin, FL | 10 | $ 2,292,000 | $ 229,200 | $ 8,000 |
| Harrisburg-Carlisle, PA | 10 | $ 1,984,000 | $ 198,400 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 10 | $ 1,591,000 | $ 159,100 | $ 28,000 |
| Roanoke, VA | 10 | $ 1,806,000 | $ 180,600 | $ 0 |
| Wilmington, NC | 10 | $ 1,858,000 | $ 185,800 | $ 0 |
| Gainesville, FL | 9 | $ 1,555,000 | $ 172,777 | $ 0 |
| Lafayette, LA | 9 | $ 1,533,000 | $ 170,333 | $ 26,000 |
| Madera, CA | 9 | $ 1,959,000 | $ 217,666 | $ 68,000 |
| Montgomery, AL | 9 | $ 1,785,000 | $ 198,333 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 9 | $ 1,724,000 | $ 191,555 | $ 21,000 |
| Ogden-Clearfield, UT | 9 | $ 1,849,000 | $ 205,444 | $ 64,000 |
| San Francisco-Redwood City-South San Francisco, CA | 9 | $ 5,104,000 | $ 567,111 | $ 143,000 |
| Santa Rosa, CA | 9 | $ 3,413,000 | $ 379,222 | $ 88,000 |
| Asheville, NC | 8 | $ 1,831,000 | $ 228,875 | $ 0 |
| Baton Rouge, LA | 8 | $ 1,327,000 | $ 165,875 | $ 6,000 |
| Cleveland-Elyria, OH | 8 | $ 1,176,000 | $ 147,000 | $ 0 |
| Killeen-Temple, TX | 8 | $ 1,282,000 | $ 160,250 | $ 9,000 |
| Lynchburg, VA | 8 | $ 1,529,000 | $ 191,125 | $ 0 |
| Morristown, TN | 8 | $ 1,086,000 | $ 135,750 | $ 27,000 |
| Panama City, FL | 8 | $ 1,868,000 | $ 233,500 | $ 0 |
| Santa Maria-Santa Barbara, CA | 8 | $ 2,621,000 | $ 327,625 | $ 74,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 1,571,000 | $ 224,428 | $ 0 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,211,000 | $ 173,000 | $ 41,000 |
| New Bern, NC | 7 | $ 1,120,000 | $ 160,000 | $ 8,000 |
| Tulsa, OK | 7 | $ 1,012,000 | $ 144,571 | $ 31,000 |
| York-Hanover, PA | 7 | $ 1,404,000 | $ 200,571 | $ 0 |
| Chambersburg-Waynesboro, PA | 6 | $ 1,005,000 | $ 167,500 | $ 0 |
| Corpus Christi, TX | 6 | $ 795,000 | $ 132,500 | $ 52,000 |
| Dothan, AL | 6 | $ 1,279,000 | $ 213,166 | $ 5,000 |
| Elgin, IL | 6 | $ 1,166,000 | $ 194,333 | $ 31,000 |
| Eugene, OR | 6 | $ 1,211,000 | $ 201,833 | $ 8,000 |
| Goldsboro, NC | 6 | $ 1,251,000 | $ 208,500 | $ 0 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,061,000 | $ 176,833 | $ 34,000 |
| Ocala, FL | 6 | $ 1,397,000 | $ 232,833 | $ 0 |
| Pueblo, CO | 6 | $ 879,000 | $ 146,500 | $ 44,000 |
| Redding, CA | 6 | $ 1,293,000 | $ 215,500 | $ 0 |
| Rocky Mount, NC | 6 | $ 990,000 | $ 165,000 | $ 0 |
| Salem, OR | 6 | $ 1,062,000 | $ 177,000 | $ 0 |
| Salinas, CA | 6 | $ 1,926,000 | $ 321,000 | $ 53,000 |
| Shreveport-Bossier City, LA | 6 | $ 1,151,000 | $ 191,833 | $ 0 |
| The Villages, FL | 6 | $ 1,400,000 | $ 233,333 | $ 0 |
| Tuscaloosa, AL | 6 | $ 1,049,000 | $ 174,833 | $ 0 |
| Yakima, WA | 6 | $ 802,000 | $ 133,666 | $ 51,000 |
| Yuba City, CA | 6 | $ 1,338,000 | $ 223,000 | $ 35,000 |
| Bellingham, WA | 5 | $ 1,233,000 | $ 246,600 | $ 49,000 |
| Bremerton-Silverdale, WA | 5 | $ 974,000 | $ 194,800 | $ 16,000 |
| Dayton, OH | 5 | $ 980,000 | $ 196,000 | $ 21,000 |
| El Centro, CA | 5 | $ 1,018,000 | $ 203,600 | $ 65,000 |
| Florence-Muscle Shoals, AL | 5 | $ 972,000 | $ 194,400 | $ 51,000 |
| Fort Collins, CO | 5 | $ 1,043,000 | $ 208,600 | $ 8,000 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 948,000 | $ 189,600 | $ 0 |
| Lebanon, PA | 5 | $ 856,000 | $ 171,200 | $ 28,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,079,000 | $ 415,800 | $ 36,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 985,000 | $ 197,000 | $ 23,000 |
| Spartanburg, SC | 5 | $ 871,000 | $ 174,200 | $ 59,000 |
| Trenton, NJ | 5 | $ 1,297,000 | $ 259,400 | $ 13,000 |
| Boulder, CO | 4 | $ 881,000 | $ 220,250 | $ 24,000 |
| Brownsville-Harlingen, TX | 4 | $ 651,000 | $ 162,750 | $ 0 |
| East Stroudsburg, PA | 4 | $ 887,000 | $ 221,750 | $ 0 |
| Greeley, CO | 4 | $ 753,000 | $ 188,250 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 956,000 | $ 239,000 | $ 0 |
| Hanford-Corcoran, CA | 4 | $ 927,000 | $ 231,750 | $ 10,000 |
| Johnson City, TN | 4 | $ 699,000 | $ 174,750 | $ 0 |
| Midland, TX | 4 | $ 859,000 | $ 214,750 | $ 0 |
| Racine, WI | 4 | $ 627,000 | $ 156,750 | $ 46,000 |
| Reading, PA | 4 | $ 577,000 | $ 144,250 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 1,461,000 | $ 365,250 | $ 130,000 |
| Sebring, FL | 4 | $ 678,000 | $ 169,500 | $ 0 |
| Wilmington, DE-MD-NJ | 4 | $ 1,145,000 | $ 286,250 | $ 20,000 |
| Atlantic City-Hammonton, NJ | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 706,000 | $ 235,333 | $ 11,000 |
| Burlington, NC | 3 | $ 454,000 | $ 151,333 | $ 0 |
| Charlottesville, VA | 3 | $ 558,000 | $ 186,000 | $ 0 |
| Cleveland, TN | 3 | $ 491,000 | $ 163,666 | $ 0 |
| Dalton, GA | 3 | $ 441,000 | $ 147,000 | $ 66,000 |
| Eau Claire, WI | 3 | $ 631,000 | $ 210,333 | $ 35,000 |
| Grand Junction, CO | 3 | $ 449,000 | $ 149,666 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 554,000 | $ 184,666 | $ 0 |
| Harrisonburg, VA | 3 | $ 507,000 | $ 169,000 | $ 17,000 |
| Homosassa Springs, FL | 3 | $ 686,000 | $ 228,666 | $ 21,000 |
| Kennewick-Richland, WA | 3 | $ 569,000 | $ 189,666 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 571,000 | $ 190,333 | $ 20,000 |
| Lake County-Kenosha County, IL-WI | 3 | $ 488,000 | $ 162,666 | $ 10,000 |
| Lancaster, PA | 3 | $ 576,000 | $ 192,000 | $ 0 |
| Laredo, TX | 3 | $ 493,000 | $ 164,333 | $ 39,000 |
| Longview, WA | 3 | $ 419,000 | $ 139,666 | $ 40,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 595,000 | $ 198,333 | $ 38,000 |
| Medford, OR | 3 | $ 621,000 | $ 207,000 | $ 53,000 |
| Norwich-New London, CT | 3 | $ 870,000 | $ 290,000 | $ 0 |
| Odessa, TX | 3 | $ 543,000 | $ 181,000 | $ 18,000 |
| Olympia-Tumwater, WA | 3 | $ 654,000 | $ 218,000 | $ 0 |
| Sebastian-Vero Beach, FL | 3 | $ 783,000 | $ 261,000 | $ 0 |
| Springfield, IL | 3 | $ 389,000 | $ 129,666 | $ 0 |
| St. Louis, MO-IL | 3 | $ 652,000 | $ 217,333 | $ 26,000 |
| Staunton-Waynesboro, VA | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Sumter, SC | 3 | $ 529,000 | $ 176,333 | $ 0 |
| Tallahassee, FL | 3 | $ 504,000 | $ 168,000 | $ 0 |
| Vineland-Bridgeton, NJ | 3 | $ 415,000 | $ 138,333 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 614,000 | $ 204,666 | $ 51,000 |
| Wenatchee, WA | 3 | $ 748,000 | $ 249,333 | $ 0 |
| Abilene, TX | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Albany, GA | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Amarillo, TX | 2 | $ 315,000 | $ 157,500 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 379,000 | $ 189,500 | $ 0 |
| Brunswick, GA | 2 | $ 375,000 | $ 187,500 | $ 0 |
| California-Lexington Park, MD | 2 | $ 734,000 | $ 367,000 | $ 0 |
| Carson City, NV | 2 | $ 490,000 | $ 245,000 | $ 51,000 |
| Cumberland, MD-WV | 2 | $ 285,000 | $ 142,500 | $ 0 |
| Decatur, AL | 2 | $ 524,000 | $ 262,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 488,000 | $ 244,000 | $ 66,000 |
| Erie, PA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Flagstaff, AZ | 2 | $ 278,000 | $ 139,000 | $ 50,000 |
| Fort Smith, AR-OK | 2 | $ 297,000 | $ 148,500 | $ 73,000 |
| Gainesville, GA | 2 | $ 488,000 | $ 244,000 | $ 0 |
| Gettysburg, PA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Grants Pass, OR | 2 | $ 321,000 | $ 160,500 | $ 0 |
| Green Bay, WI | 2 | $ 260,000 | $ 130,000 | $ 30,000 |
| Hinesville, GA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Jackson, TN | 2 | $ 423,000 | $ 211,500 | $ 0 |
| Jonesboro, AR | 2 | $ 259,000 | $ 129,500 | $ 0 |
| Las Cruces, NM | 2 | $ 279,000 | $ 139,500 | $ 25,000 |
| Lawton, OK | 2 | $ 258,000 | $ 129,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Napa, CA | 2 | $ 765,000 | $ 382,500 | $ 389,000 |
| Prescott, AZ | 2 | $ 351,000 | $ 175,500 | $ 0 |
| Saginaw, MI | 2 | $ 267,000 | $ 133,500 | $ 0 |
| San Rafael, CA | 2 | $ 840,000 | $ 420,000 | $ 47,000 |
| Sierra Vista-Douglas, AZ | 2 | $ 483,000 | $ 241,500 | $ 0 |
| State College, PA | 2 | $ 382,000 | $ 191,000 | $ 0 |
| Toledo, OH | 2 | $ 323,000 | $ 161,500 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 287,000 | $ 143,500 | $ 33,000 |
| Albany, OR | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Alexandria, LA | 1 | $ 233,000 | $ 233,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Bloomington, IN | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Bloomsburg-Berwick, PA | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 147,000 | $ 147,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 239,000 | $ 239,000 | $ 0 |
| Flint, MI | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Florence, SC | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Gadsden, AL | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Greenville, NC | 1 | $ 379,000 | $ 379,000 | $ 0 |
| Hammond, LA | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| Houma-Thibodaux, LA | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Jackson, MI | 1 | $ 213,000 | $ 213,000 | $ 69,000 |
| Janesville-Beloit, WI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 138,000 | $ 138,000 | $ 115,000 |
| Lake Charles, LA | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Lexington-Fayette, KY | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Madison, WI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Mansfield, OH | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Monroe, LA | 1 | $ 72,000 | $ 72,000 | $ 104,000 |
| Monroe, MI | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 278,000 | $ 278,000 | $ 0 |
| Owensboro, KY | 1 | $ 153,000 | $ 153,000 | $ 74,000 |
| Peoria, IL | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Rockford, IL | 1 | $ 153,000 | $ 153,000 | $ 988,000 |
| San Angelo, TX | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Santa Fe, NM | 1 | $ 160,000 | $ 160,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Springfield, OH | 1 | $ 148,000 | $ 148,000 | $ 0 |
| St. George, UT | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Tyler, TX | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Victoria, TX | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Walla Walla, WA | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 266,000 | $ 266,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,379 | $735,506,000 | $217,000 | $984,000 | $1,000 | $988,000 |
| Refinancing | 1,294 | $363,546,000 | $280,000 | $2,218,000 | $103,000 | $1,133,000 |
| Home Purchase | 743 | $190,389,000 | $256,000 | $1,136,000 | $85,000 | $568,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,178 | $505,207,000 | $231,000 | $2,218,000 | $34,000 | $973,000 |
| Black or African American | 1,032 | $228,674,000 | $221,000 | $761,000 | $11,000 | $373,000 |
| Hispanic | 892 | $216,813,000 | $243,000 | $1,000,000 | $45,000 | $1,133,000 |
| Not Provided | 876 | $217,978,000 | $248,000 | $983,000 | $58,000 | $988,000 |
| Asian | 205 | $66,988,000 | $326,000 | $1,143,000 | $67,000 | $444,000 |
| American Indian or Alaskan Native | 182 | $40,606,000 | $223,000 | $636,000 | $42,000 | $258,000 |
| Native Hawaiin or Other Pacific Islander | 32 | $9,181,000 | $286,000 | $668,000 | $47,000 | $367,000 |
| Not applicable | 19 | $3,994,000 | $210,000 | $350,000 | $25,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,188 | $930,435,000 | $222,000 | $984,000 | $18,000 | $988,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,228 | $359,006,000 | $292,000 | $2,218,000 | $102,000 | $1,133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,090 | $959,691,000 | $234,000 | $1,600,000 | $34,000 | $988,000 |
| Application Withdrawn By Applicant | 996 | $242,546,000 | $243,000 | $1,080,000 | $37,000 | $568,000 |
| Application Denied By Financial Institution | 274 | $72,767,000 | $265,000 | $2,218,000 | $75,000 | $1,133,000 |
| File Closed For Incompleteness | 56 | $14,437,000 | $257,000 | $750,000 | $81,000 | $367,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 106 | $24,215,000 | $228,000 | $625,000 | $55,000 | $1,133,000 |
| Debt-To-Income Ratio | 64 | $20,145,000 | $314,000 | $950,000 | $77,000 | $263,000 |
| Other | 56 | $14,627,000 | $261,000 | $2,218,000 | $86,000 | $973,000 |
| Unverifiable Information | 13 | $3,848,000 | $296,000 | $626,000 | $131,000 | $367,000 |
| Collateral | 12 | $3,835,000 | $319,000 | $775,000 | $81,000 | $185,000 |
| Credit Application Incomplete | 12 | $3,394,000 | $282,000 | $626,000 | $128,000 | $244,000 |
| Employment History | 6 | $1,520,000 | $253,000 | $385,000 | $78,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,183,000 | $236,000 | $444,000 | $72,000 | $187,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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