R M K Financial Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
R M K Financial Corp. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 5,416 |
| Total Mortgage Loan Application Amount | $1,289,441,000 |
| Average Mortgage Loan Application Amount | $251,000 |
| Highest Mortgage Loan Application Amount | $2,218,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $1,133,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with R M K Financial Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R M K Financial Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down R M K Financial Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R M K Financial Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by R M K Financial Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R M K Financial Corp.'s mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 425 | $ 152,278,000 | $ 358,000 | $ 93,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 418 | $ 109,152,000 | $ 261,000 | $ 60,000 |
| SAN DIEGO-CARLSBAD, CA | 184 | $ 63,995,000 | $ 347,000 | $ 82,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 183 | $ 34,473,000 | $ 188,000 | $ 9,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 165 | $ 51,046,000 | $ 302,500 | $ 19,500 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 135 | $ 31,856,000 | $ 211,500 | $ 21,500 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 116 | $ 24,150,000 | $ 208,000 | $ 19,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 98 | $ 34,326,000 | $ 350,000 | $ 88,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 87 | $ 15,674,000 | $ 180,000 | $ 27,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 87 | $ 17,784,000 | $ 204,000 | $ 11,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 84 | $ 34,054,000 | $ 405,000 | $ 88,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 81 | $ 15,399,000 | $ 130,500 | $ 33,500 |
| KNOXVILLE, TN | 77 | $ 11,964,000 | $ 155,000 | $ 56,000 |
| JACKSONVILLE, FL | 74 | $ 14,215,000 | $ 192,000 | $ 10,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 73 | $ 19,847,000 | $ 271,000 | $ 64,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 70 | $ 15,503,000 | $ 221,000 | $ 35,000 |
| FRESNO, CA | 69 | $ 13,907,000 | $ 201,000 | $ 62,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 64 | $ 11,936,000 | $ 186,000 | $ 59,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 64 | $ 13,184,000 | $ 206,000 | $ 31,000 |
| DALLAS-PLANO-IRVING, TX | 62 | $ 10,451,000 | $ 168,000 | $ 22,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 61 | $ 15,407,000 | $ 252,000 | $ 39,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 61 | $ 12,473,000 | $ 204,000 | $ 28,000 |
| DENVER-AURORA-LAKEWOOD, CO | 58 | $ 12,443,000 | $ 214,000 | $ 32,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 57 | $ 14,906,000 | $ 261,000 | $ 3,000 |
| RICHMOND, VA | 52 | $ 10,382,000 | $ 199,000 | $ 3,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 49 | $ 13,519,000 | $ 275,000 | $ 92,000 |
| STOCKTON-LODI, CA | 46 | $ 10,889,000 | $ 236,000 | $ 49,000 |
| PHILADELPHIA, PA | 42 | $ 8,757,000 | $ 208,000 | $ 8,000 |
| RALEIGH, NC | 37 | $ 7,476,000 | $ 202,000 | $ 11,000 |
| HUNTSVILLE, AL | 35 | $ 7,212,000 | $ 206,000 | $ 1,000 |
| SALT LAKE CITY, UT | 35 | $ 7,104,000 | $ 202,000 | $ 42,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 34 | $ 6,517,000 | $ 191,000 | $ 13,000 |
| BAKERSFIELD, CA | 31 | $ 6,296,000 | $ 203,000 | $ 64,000 |
| COLORADO SPRINGS, CO | 31 | $ 6,382,000 | $ 205,000 | $ 49,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 31 | $ 7,407,000 | $ 225,000 | $ 31,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 30 | $ 11,204,000 | $ 373,000 | $ 83,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 29 | $ 4,902,000 | $ 169,000 | $ 50,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 28 | $ 5,092,000 | $ 178,500 | $ 12,500 |
| FORT WORTH-ARLINGTON, TX | 28 | $ 4,744,000 | $ 169,000 | $ 21,000 |
| LAKELAND-WINTER HAVEN, FL | 27 | $ 5,277,000 | $ 195,000 | $ 9,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 27 | $ 5,279,000 | $ 195,000 | $ 18,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 27 | $ 6,891,000 | $ 255,000 | $ 30,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 26 | $ 5,959,000 | $ 229,000 | $ 0 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 25 | $ 5,514,000 | $ 220,000 | $ 5,000 |
| BIRMINGHAM-HOOVER, AL | 24 | $ 4,870,000 | $ 202,000 | $ 11,000 |
| VALLEJO-FAIRFIELD, CA | 24 | $ 6,850,000 | $ 285,000 | $ 45,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 24 | $ 5,843,000 | $ 243,000 | $ 41,000 |
| JACKSONVILLE, NC | 23 | $ 3,912,000 | $ 170,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 23 | $ 5,748,000 | $ 249,000 | $ 23,000 |
| CLARKSVILLE, TN-KY | 22 | $ 4,162,000 | $ 189,000 | $ 0 |
| NEW ORLEANS-METAIRIE, LA | 21 | $ 3,322,000 | $ 158,000 | $ 0 |
| NEWARK, NJ-PA | 21 | $ 4,915,000 | $ 261,500 | $ 2,000 |
| FAYETTEVILLE, NC | 20 | $ 3,745,000 | $ 187,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 19 | $ 3,190,000 | $ 167,000 | $ 6,000 |
| MEMPHIS, TN-MS-AR | 19 | $ 3,597,000 | $ 189,000 | $ 8,000 |
| MERCED, CA | 18 | $ 4,259,000 | $ 236,000 | $ 40,000 |
| OKLAHOMA CITY, OK | 18 | $ 2,928,000 | $ 162,000 | $ 2,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 18 | $ 6,207,000 | $ 344,000 | $ 68,000 |
| PITTSBURGH, PA | 18 | $ 3,319,000 | $ 184,000 | $ 16,000 |
| CAPE CORAL-FORT MYERS, FL | 17 | $ 3,639,000 | $ 214,000 | $ 5,000 |
| MODESTO, CA | 17 | $ 3,766,000 | $ 221,000 | $ 37,000 |
| WARNER ROBINS, GA | 17 | $ 3,068,000 | $ 180,000 | $ 0 |
| CHATTANOOGA, TN-GA | 16 | $ 2,761,000 | $ 176,500 | $ 11,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 16 | $ 3,362,000 | $ 210,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 16 | $ 4,472,000 | $ 279,000 | $ 25,000 |
| EL PASO, TX | 15 | $ 2,246,000 | $ 149,000 | $ 10,000 |
| GARY, IN | 15 | $ 2,705,000 | $ 180,000 | $ 9,000 |
| COLUMBIA, SC | 14 | $ 2,144,000 | $ 153,000 | $ 47,000 |
| COLUMBUS, GA-AL | 14 | $ 2,770,000 | $ 200,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 14 | $ 3,062,000 | $ 218,000 | $ 7,000 |
| DURHAM-CHAPEL HILL, NC | 14 | $ 3,238,000 | $ 231,000 | $ 9,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 14 | $ 2,444,000 | $ 174,000 | $ 36,000 |
| PUNTA GORDA, FL | 14 | $ 2,024,000 | $ 144,000 | $ 65,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 14 | $ 3,535,000 | $ 252,000 | $ 7,000 |
| WINSTON-SALEM, NC | 14 | $ 2,070,000 | $ 147,000 | $ 1,000 |
| ALBUQUERQUE, NM | 13 | $ 2,160,000 | $ 166,000 | $ 5,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 2,441,000 | $ 210,500 | $ 0 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 13 | $ 2,064,000 | $ 158,000 | $ 23,000 |
| MOBILE, AL | 13 | $ 2,587,000 | $ 199,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 13 | $ 2,367,000 | $ 182,000 | $ 38,000 |
| CAMDEN, NJ | 12 | $ 2,116,000 | $ 176,000 | $ 18,000 |
| COLUMBUS, OH | 12 | $ 2,024,000 | $ 168,000 | $ 29,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 12 | $ 2,052,000 | $ 171,000 | $ 20,000 |
| PORT ST. LUCIE, FL | 12 | $ 2,176,000 | $ 181,000 | $ 5,000 |
| TACOMA-LAKEWOOD, WA | 12 | $ 2,942,000 | $ 245,000 | $ 18,000 |
| TUCSON, AZ | 12 | $ 2,314,000 | $ 192,000 | $ 41,000 |
| CHICO, CA | 11 | $ 1,932,000 | $ 175,000 | $ 27,000 |
| GREENSBORO-HIGH POINT, NC | 11 | $ 2,349,000 | $ 213,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 11 | $ 2,055,000 | $ 186,000 | $ 8,000 |
| PROVO-OREM, UT | 11 | $ 2,307,000 | $ 209,000 | $ 90,000 |
| RENO, NV | 11 | $ 1,949,000 | $ 177,000 | $ 25,000 |
| SAVANNAH, GA | 11 | $ 2,192,000 | $ 199,000 | $ 14,000 |
| SPOKANE-SPOKANE VALLEY, WA | 11 | $ 2,063,000 | $ 187,000 | $ 8,000 |
| CINCINNATI, OH-KY-IN | 10 | $ 1,489,000 | $ 153,500 | $ 11,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 10 | $ 2,292,000 | $ 229,000 | $ 8,000 |
| HARRISBURG-CARLISLE, PA | 10 | $ 1,984,000 | $ 198,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 10 | $ 1,591,000 | $ 159,000 | $ 28,000 |
| ROANOKE, VA | 10 | $ 1,806,000 | $ 180,000 | $ 0 |
| WILMINGTON, NC | 10 | $ 1,858,000 | $ 185,000 | $ 0 |
| GAINESVILLE, FL | 9 | $ 1,555,000 | $ 172,000 | $ 0 |
| LAFAYETTE, LA | 9 | $ 1,533,000 | $ 170,000 | $ 26,000 |
| MADERA, CA | 9 | $ 1,959,000 | $ 217,000 | $ 68,000 |
| MONTGOMERY, AL | 9 | $ 1,785,000 | $ 198,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 9 | $ 1,724,000 | $ 198,500 | $ 13,500 |
| OGDEN-CLEARFIELD, UT | 9 | $ 1,849,000 | $ 205,000 | $ 64,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 9 | $ 5,104,000 | $ 567,000 | $ 143,000 |
| SANTA ROSA, CA | 9 | $ 3,413,000 | $ 379,000 | $ 88,000 |
| ASHEVILLE, NC | 8 | $ 1,831,000 | $ 228,000 | $ 0 |
| BATON ROUGE, LA | 8 | $ 1,327,000 | $ 165,000 | $ 6,000 |
| CLEVELAND-ELYRIA, OH | 8 | $ 1,176,000 | $ 147,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 8 | $ 1,282,000 | $ 160,000 | $ 9,000 |
| LYNCHBURG, VA | 8 | $ 1,529,000 | $ 191,000 | $ 0 |
| MORRISTOWN, TN | 8 | $ 1,086,000 | $ 135,000 | $ 27,000 |
| PANAMA CITY, FL | 8 | $ 1,868,000 | $ 233,000 | $ 0 |
| SANTA MARIA-SANTA BARBARA, CA | 8 | $ 2,621,000 | $ 327,000 | $ 74,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 7 | $ 1,571,000 | $ 224,000 | $ 0 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 1,211,000 | $ 173,000 | $ 41,000 |
| NEW BERN, NC | 7 | $ 1,120,000 | $ 160,000 | $ 8,000 |
| TULSA, OK | 7 | $ 1,012,000 | $ 144,000 | $ 31,000 |
| YORK-HANOVER, PA | 7 | $ 1,404,000 | $ 200,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $ 1,005,000 | $ 167,000 | $ 0 |
| CORPUS CHRISTI, TX | 6 | $ 795,000 | $ 132,000 | $ 52,000 |
| DOTHAN, AL | 6 | $ 1,279,000 | $ 213,000 | $ 5,000 |
| ELGIN, IL | 6 | $ 1,166,000 | $ 194,000 | $ 31,000 |
| EUGENE, OR | 6 | $ 1,211,000 | $ 201,000 | $ 8,000 |
| GOLDSBORO, NC | 6 | $ 1,251,000 | $ 208,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 1,061,000 | $ 176,000 | $ 34,000 |
| OCALA, FL | 6 | $ 1,397,000 | $ 232,000 | $ 0 |
| PUEBLO, CO | 6 | $ 879,000 | $ 146,000 | $ 44,000 |
| REDDING, CA | 6 | $ 1,293,000 | $ 215,000 | $ 0 |
| ROCKY MOUNT, NC | 6 | $ 990,000 | $ 165,000 | $ 0 |
| SALEM, OR | 6 | $ 1,062,000 | $ 177,000 | $ 0 |
| SALINAS, CA | 6 | $ 1,926,000 | $ 321,000 | $ 53,000 |
| SHREVEPORT-BOSSIER CITY, LA | 6 | $ 1,151,000 | $ 191,000 | $ 0 |
| THE VILLAGES, FL | 6 | $ 1,400,000 | $ 233,000 | $ 0 |
| TUSCALOOSA, AL | 6 | $ 1,049,000 | $ 174,000 | $ 0 |
| YAKIMA, WA | 6 | $ 802,000 | $ 133,000 | $ 51,000 |
| YUBA CITY, CA | 6 | $ 1,338,000 | $ 223,000 | $ 35,000 |
| BELLINGHAM, WA | 5 | $ 1,233,000 | $ 246,000 | $ 49,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 974,000 | $ 194,000 | $ 16,000 |
| DAYTON, OH | 5 | $ 980,000 | $ 196,000 | $ 21,000 |
| EL CENTRO, CA | 5 | $ 1,018,000 | $ 203,000 | $ 65,000 |
| FLORENCE-MUSCLE SHOALS, AL | 5 | $ 972,000 | $ 194,000 | $ 51,000 |
| FORT COLLINS, CO | 5 | $ 1,043,000 | $ 208,000 | $ 8,000 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 948,000 | $ 189,000 | $ 0 |
| LEBANON, PA | 5 | $ 856,000 | $ 171,000 | $ 28,000 |
| SANTA CRUZ-WATSONVILLE, CA | 5 | $ 2,079,000 | $ 415,000 | $ 36,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 5 | $ 985,000 | $ 197,000 | $ 23,000 |
| SPARTANBURG, SC | 5 | $ 871,000 | $ 174,000 | $ 59,000 |
| TRENTON, NJ | 5 | $ 1,297,000 | $ 259,000 | $ 13,000 |
| BOULDER, CO | 4 | $ 881,000 | $ 220,000 | $ 24,000 |
| BROWNSVILLE-HARLINGEN, TX | 4 | $ 651,000 | $ 162,000 | $ 0 |
| EAST STROUDSBURG, PA | 4 | $ 887,000 | $ 221,000 | $ 0 |
| GREELEY, CO | 4 | $ 753,000 | $ 188,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 956,000 | $ 239,000 | $ 0 |
| HANFORD-CORCORAN, CA | 4 | $ 927,000 | $ 231,000 | $ 10,000 |
| JOHNSON CITY, TN | 4 | $ 699,000 | $ 174,000 | $ 0 |
| MIDLAND, TX | 4 | $ 859,000 | $ 214,000 | $ 0 |
| RACINE, WI | 4 | $ 627,000 | $ 156,000 | $ 46,000 |
| READING, PA | 4 | $ 577,000 | $ 144,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,461,000 | $ 365,000 | $ 130,000 |
| SEBRING, FL | 4 | $ 678,000 | $ 169,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,145,000 | $ 286,000 | $ 20,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 3 | $ 705,000 | $ 235,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 706,000 | $ 235,000 | $ 11,000 |
| BURLINGTON, NC | 3 | $ 454,000 | $ 151,000 | $ 0 |
| CHARLOTTESVILLE, VA | 3 | $ 558,000 | $ 186,000 | $ 0 |
| CLEVELAND, TN | 3 | $ 491,000 | $ 163,000 | $ 0 |
| DALTON, GA | 3 | $ 441,000 | $ 147,000 | $ 66,000 |
| EAU CLAIRE, WI | 3 | $ 631,000 | $ 210,000 | $ 35,000 |
| GRAND JUNCTION, CO | 3 | $ 449,000 | $ 149,000 | $ 0 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 554,000 | $ 184,000 | $ 0 |
| HARRISONBURG, VA | 3 | $ 507,000 | $ 169,000 | $ 17,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 686,000 | $ 228,000 | $ 21,000 |
| KENNEWICK-RICHLAND, WA | 3 | $ 569,000 | $ 189,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 571,000 | $ 190,000 | $ 20,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 3 | $ 488,000 | $ 162,000 | $ 10,000 |
| LANCASTER, PA | 3 | $ 576,000 | $ 192,000 | $ 0 |
| LAREDO, TX | 3 | $ 493,000 | $ 164,000 | $ 39,000 |
| LONGVIEW, WA | 3 | $ 419,000 | $ 139,000 | $ 40,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 3 | $ 595,000 | $ 198,000 | $ 38,000 |
| MEDFORD, OR | 3 | $ 621,000 | $ 207,000 | $ 53,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 870,000 | $ 290,000 | $ 0 |
| ODESSA, TX | 3 | $ 543,000 | $ 181,000 | $ 18,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 654,000 | $ 218,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 783,000 | $ 261,000 | $ 0 |
| SPRINGFIELD, IL | 3 | $ 389,000 | $ 129,000 | $ 0 |
| ST. LOUIS, MO-IL | 3 | $ 652,000 | $ 217,000 | $ 26,000 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 595,000 | $ 198,000 | $ 0 |
| SUMTER, SC | 3 | $ 529,000 | $ 176,000 | $ 0 |
| TALLAHASSEE, FL | 3 | $ 504,000 | $ 168,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 3 | $ 415,000 | $ 138,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 3 | $ 614,000 | $ 204,000 | $ 51,000 |
| WENATCHEE, WA | 3 | $ 748,000 | $ 249,000 | $ 0 |
| ABILENE, TX | 2 | $ 290,000 | $ 145,000 | $ 0 |
| ALBANY, GA | 2 | $ 309,000 | $ 154,000 | $ 0 |
| AMARILLO, TX | 2 | $ 315,000 | $ 157,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 408,000 | $ 204,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 2 | $ 379,000 | $ 189,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 375,000 | $ 187,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 734,000 | $ 367,000 | $ 0 |
| CARSON CITY, NV | 2 | $ 490,000 | $ 245,000 | $ 51,000 |
| CUMBERLAND, MD-WV | 2 | $ 285,000 | $ 142,000 | $ 0 |
| DECATUR, AL | 2 | $ 524,000 | $ 262,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 488,000 | $ 244,000 | $ 66,000 |
| ERIE, PA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| FLAGSTAFF, AZ | 2 | $ 278,000 | $ 139,000 | $ 50,000 |
| FORT SMITH, AR-OK | 2 | $ 297,000 | $ 148,000 | $ 73,000 |
| GAINESVILLE, GA | 2 | $ 488,000 | $ 244,000 | $ 0 |
| GETTYSBURG, PA | 2 | $ 410,000 | $ 205,000 | $ 0 |
| GRANTS PASS, OR | 2 | $ 321,000 | $ 160,000 | $ 0 |
| GREEN BAY, WI | 2 | $ 260,000 | $ 130,000 | $ 30,000 |
| HINESVILLE, GA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| JACKSON, TN | 2 | $ 423,000 | $ 211,000 | $ 0 |
| JONESBORO, AR | 2 | $ 259,000 | $ 129,000 | $ 0 |
| LAS CRUCES, NM | 2 | $ 279,000 | $ 139,000 | $ 25,000 |
| LAWTON, OK | 2 | $ 258,000 | $ 129,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 2 | $ 352,000 | $ 176,000 | $ 0 |
| NAPA, CA | 2 | $ 765,000 | $ 382,000 | $ 389,000 |
| PRESCOTT, AZ | 2 | $ 351,000 | $ 175,000 | $ 0 |
| SAGINAW, MI | 2 | $ 267,000 | $ 133,000 | $ 0 |
| SAN RAFAEL, CA | 2 | $ 840,000 | $ 420,000 | $ 47,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 483,000 | $ 241,000 | $ 0 |
| STATE COLLEGE, PA | 2 | $ 382,000 | $ 191,000 | $ 0 |
| TOLEDO, OH | 2 | $ 323,000 | $ 161,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 287,000 | $ 143,000 | $ 33,000 |
| ALBANY, OR | 1 | $ 113,000 | $ 113,000 | $ 0 |
| ALEXANDRIA, LA | 1 | $ 233,000 | $ 233,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 331,000 | $ 331,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 128,000 | $ 128,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 207,000 | $ 207,000 | $ 0 |
| CARBONDALE-MARION, IL | 1 | $ 141,000 | $ 141,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 1 | $ 147,000 | $ 147,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 179,000 | $ 179,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 178,000 | $ 178,000 | $ 0 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 239,000 | $ 239,000 | $ 0 |
| FLINT, MI | 1 | $ 163,000 | $ 163,000 | $ 0 |
| FLORENCE, SC | 1 | $ 133,000 | $ 133,000 | $ 0 |
| FORT WAYNE, IN | 1 | $ 196,000 | $ 196,000 | $ 0 |
| GADSDEN, AL | 1 | $ 186,000 | $ 186,000 | $ 0 |
| GREENVILLE, NC | 1 | $ 379,000 | $ 379,000 | $ 0 |
| HAMMOND, LA | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 227,000 | $ 227,000 | $ 0 |
| JACKSON, MI | 1 | $ 213,000 | $ 213,000 | $ 69,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 138,000 | $ 138,000 | $ 115,000 |
| LAKE CHARLES, LA | 1 | $ 151,000 | $ 151,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 167,000 | $ 167,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 1 | $ 167,000 | $ 167,000 | $ 0 |
| MADISON, WI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| MANSFIELD, OH | 1 | $ 209,000 | $ 209,000 | $ 0 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 162,000 | $ 162,000 | $ 0 |
| MONROE, LA | 1 | $ 72,000 | $ 72,000 | $ 104,000 |
| MONROE, MI | 1 | $ 162,000 | $ 162,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 1 | $ 210,000 | $ 210,000 | $ 0 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 1 | $ 278,000 | $ 278,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 153,000 | $ 153,000 | $ 74,000 |
| PEORIA, IL | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| ROCKFORD, IL | 1 | $ 153,000 | $ 153,000 | $ 988,000 |
| SAN ANGELO, TX | 1 | $ 126,000 | $ 126,000 | $ 0 |
| SANTA FE, NM | 1 | $ 160,000 | $ 160,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 152,000 | $ 152,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 148,000 | $ 148,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 101,000 | $ 101,000 | $ 0 |
| TYLER, TX | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| VICTORIA, TX | 1 | $ 151,000 | $ 151,000 | $ 0 |
| WALLA WALLA, WA | 1 | $ 198,000 | $ 198,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 201,000 | $ 201,000 | $ 0 |
| WORCESTER, MA-CT | 1 | $ 266,000 | $ 266,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,379 | $735,506,000 | $217,000 | $984,000 | $1,000 | $988,000 |
| Refinancing | 1,294 | $363,546,000 | $280,000 | $2,218,000 | $103,000 | $1,133,000 |
| Home Purchase | 743 | $190,389,000 | $256,000 | $1,136,000 | $85,000 | $568,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,178 | $505,207,000 | $231,000 | $2,218,000 | $34,000 | $973,000 |
| Black or African American | 1,032 | $228,674,000 | $221,000 | $761,000 | $11,000 | $373,000 |
| Hispanic | 892 | $216,813,000 | $243,000 | $1,000,000 | $45,000 | $1,133,000 |
| Not Provided | 876 | $217,978,000 | $248,000 | $983,000 | $58,000 | $988,000 |
| Asian | 205 | $66,988,000 | $326,000 | $1,143,000 | $67,000 | $444,000 |
| American Indian or Alaskan Native | 182 | $40,606,000 | $223,000 | $636,000 | $42,000 | $258,000 |
| Native Hawaiin or Other Pacific Islander | 32 | $9,181,000 | $286,000 | $668,000 | $47,000 | $367,000 |
| Not applicable | 19 | $3,994,000 | $210,000 | $350,000 | $25,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 4,188 | $930,435,000 | $222,000 | $984,000 | $18,000 | $988,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,228 | $359,006,000 | $292,000 | $2,218,000 | $102,000 | $1,133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,090 | $959,691,000 | $234,000 | $1,600,000 | $34,000 | $988,000 |
| Application Withdrawn By Applicant | 996 | $242,546,000 | $243,000 | $1,080,000 | $37,000 | $568,000 |
| Application Denied By Financial Institution | 274 | $72,767,000 | $265,000 | $2,218,000 | $75,000 | $1,133,000 |
| File Closed For Incompleteness | 56 | $14,437,000 | $257,000 | $750,000 | $81,000 | $367,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 106 | $24,215,000 | $228,000 | $625,000 | $55,000 | $1,133,000 |
| Debt-To-Income Ratio | 64 | $20,145,000 | $314,000 | $950,000 | $77,000 | $263,000 |
| Other | 56 | $14,627,000 | $261,000 | $2,218,000 | $86,000 | $973,000 |
| Unverifiable Information | 13 | $3,848,000 | $296,000 | $626,000 | $131,000 | $367,000 |
| Collateral | 12 | $3,835,000 | $319,000 | $775,000 | $81,000 | $185,000 |
| Credit Application Incomplete | 12 | $3,394,000 | $282,000 | $626,000 | $128,000 | $244,000 |
| Employment History | 6 | $1,520,000 | $253,000 | $385,000 | $78,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,183,000 | $236,000 | $444,000 | $72,000 | $187,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.