M&T Bank Mortgage Lending & HMDA Data, 2008
In 2008, M&T Bank of Buffalo, NY reported 42,089 mortgage applications totaling $7.8 billion, down 20% from 2007. The average application was for $185,682, and applicants reported an average income of $78,991. 56% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Portland-Vancouver-Beaverton, OR-WA (2,832), Buffalo-Niagara Falls, NY (2,647) and Baltimore-Towson, MD (1,636) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 1 M&T Plaza -15th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 42,089 |
| Total Mortgage Loan Application Amount | $7,815,187,000 |
| Average Mortgage Loan Application Amount | $185,682 |
| Highest Mortgage Loan Application Amount | $31,500,000 |
| Average Applicant Income | $78,991 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie, New York | 2,269 | $ 221,001,000 | $ 97,400 | $ 60,000 |
| Monroe, New York | 1,236 | $ 143,192,000 | $ 115,851 | $ 73,000 |
| Salt Lake, Utah | 966 | $ 233,576,000 | $ 241,797 | $ 87,000 |
| Multnomah, Oregon | 899 | $ 219,763,000 | $ 244,452 | $ 83,000 |
| Onondaga, New York | 855 | $ 81,181,000 | $ 94,948 | $ 59,000 |
| York, Pennsylvania | 842 | $ 97,219,000 | $ 115,461 | $ 81,000 |
| King, Washington | 756 | $ 247,155,000 | $ 326,924 | $ 115,000 |
| Clark, Washington | 659 | $ 161,212,000 | $ 244,631 | $ 95,000 |
| Luzerne, Pennsylvania | 612 | $ 56,826,000 | $ 92,852 | $ 63,000 |
| Clackamas, Oregon | 577 | $ 163,053,000 | $ 282,587 | $ 92,000 |
| Baltimore, Maryland | 555 | $ 98,953,000 | $ 178,293 | $ 69,000 |
| Utah, Utah | 494 | $ 116,674,000 | $ 236,182 | $ 87,000 |
| Broome, New York | 479 | $ 42,562,000 | $ 88,855 | $ 62,000 |
| Washington, Oregon | 478 | $ 125,029,000 | $ 261,566 | $ 94,000 |
| Baltimore City, Maryland | 456 | $ 58,086,000 | $ 127,381 | $ 45,000 |
| Cook, Illinois | 422 | $ 98,934,000 | $ 234,440 | $ 84,000 |
| Pierce, Washington | 415 | $ 110,799,000 | $ 266,985 | $ 88,000 |
| Ada, Idaho | 409 | $ 90,905,000 | $ 222,261 | $ 89,000 |
| Dauphin, Pennsylvania | 386 | $ 38,499,000 | $ 99,738 | $ 63,000 |
| Niagara, New York | 378 | $ 32,784,000 | $ 86,730 | $ 52,000 |
| Franklin, Pennsylvania | 360 | $ 47,524,000 | $ 132,011 | $ 70,000 |
| Oneida, New York | 351 | $ 36,605,000 | $ 104,287 | $ 56,000 |
| Marion, Oregon | 338 | $ 71,192,000 | $ 210,627 | $ 75,000 |
| Albany, New York | 319 | $ 55,175,000 | $ 172,962 | $ 61,000 |
| Davis, Utah | 316 | $ 75,762,000 | $ 239,753 | $ 102,000 |
| Schuylkill, Pennsylvania | 301 | $ 21,074,000 | $ 70,013 | $ 60,000 |
| Cumberland, Pennsylvania | 299 | $ 38,474,000 | $ 128,675 | $ 70,000 |
| Dutchess, New York | 289 | $ 65,705,000 | $ 227,352 | $ 105,000 |
| Lancaster, Pennsylvania | 287 | $ 39,188,000 | $ 136,543 | $ 70,000 |
| Blair, Pennsylvania | 279 | $ 22,031,000 | $ 78,964 | $ 58,000 |
| Snohomish, Washington | 268 | $ 79,599,000 | $ 297,011 | $ 89,000 |
| Prince George's, Maryland | 266 | $ 61,042,000 | $ 229,481 | $ 63,000 |
| Orange, New York | 265 | $ 50,848,000 | $ 191,879 | $ 86,000 |
| Suffolk, New York | 265 | $ 108,563,000 | $ 409,671 | $ 88,000 |
| Berks, Pennsylvania | 264 | $ 22,478,000 | $ 85,143 | $ 62,000 |
| Queens, New York | 227 | $ 67,517,000 | $ 297,431 | $ 90,000 |
| Saratoga, New York | 219 | $ 42,260,000 | $ 192,968 | $ 71,000 |
| Philadelphia, Pennsylvania | 217 | $ 27,328,000 | $ 125,935 | $ 65,000 |
| Rensselaer, New York | 213 | $ 32,076,000 | $ 150,591 | $ 58,000 |
| Anne Arundel, Maryland | 212 | $ 42,983,000 | $ 202,750 | $ 74,000 |
| Kings, New York | 211 | $ 76,048,000 | $ 360,417 | $ 88,000 |
| Schenectady, New York | 201 | $ 28,726,000 | $ 142,915 | $ 50,000 |
| Harford, Maryland | 192 | $ 39,341,000 | $ 204,901 | $ 66,000 |
| Atlantic, New Jersey | 183 | $ 40,708,000 | $ 222,448 | $ 21,000 |
| Clark, Nevada | 181 | $ 41,653,000 | $ 230,127 | $ 86,000 |
| Washington, Maryland | 177 | $ 25,848,000 | $ 146,033 | $ 67,000 |
| Genesee, New York | 175 | $ 15,201,000 | $ 86,862 | $ 59,000 |
| Lane, Oregon | 170 | $ 36,186,000 | $ 212,858 | $ 69,000 |
| Herkimer, New York | 169 | $ 8,588,000 | $ 50,816 | $ 56,000 |
| Lycoming, Pennsylvania | 169 | $ 17,626,000 | $ 104,295 | $ 59,000 |
| Montgomery, Maryland | 167 | $ 51,072,000 | $ 305,820 | $ 180,000 |
| Chautauqua, New York | 167 | $ 11,106,000 | $ 66,502 | $ 64,000 |
| Northumberland, Pennsylvania | 165 | $ 9,742,000 | $ 59,042 | $ 50,000 |
| Centre, Pennsylvania | 163 | $ 15,302,000 | $ 93,877 | $ 75,000 |
| Deschutes, Oregon | 161 | $ 46,860,000 | $ 291,055 | $ 126,000 |
| Denver, Colorado | 151 | $ 38,289,000 | $ 253,569 | $ 108,000 |
| Nassau, New York | 151 | $ 52,488,000 | $ 347,602 | $ 117,000 |
| Allegany, Maryland | 150 | $ 12,975,000 | $ 86,500 | $ 59,000 |
| Arapahoe, Colorado | 143 | $ 31,956,000 | $ 223,468 | $ 99,000 |
| Weber, Utah | 136 | $ 25,970,000 | $ 190,955 | $ 66,000 |
| Cowlitz, Washington | 135 | $ 27,042,000 | $ 200,311 | $ 68,000 |
| Adams, Pennsylvania | 134 | $ 19,524,000 | $ 145,701 | $ 69,000 |
| Delaware, Pennsylvania | 134 | $ 18,097,000 | $ 135,052 | $ 79,000 |
| Westchester, New York | 133 | $ 53,903,000 | $ 405,285 | $ 205,000 |
| Montgomery, Pennsylvania | 129 | $ 28,207,000 | $ 218,658 | $ 87,000 |
| Frederick, Maryland | 126 | $ 26,268,000 | $ 208,476 | $ 89,000 |
| Ulster, New York | 126 | $ 21,691,000 | $ 172,150 | $ 92,000 |
| Jefferson, Colorado | 125 | $ 31,527,000 | $ 252,216 | $ 88,000 |
| Los Angeles, California | 124 | $ 46,496,000 | $ 374,967 | $ 100,000 |
| New Haven, Connecticut | 123 | $ 26,710,000 | $ 217,154 | $ 80,000 |
| Lackawanna, Pennsylvania | 120 | $ 14,225,000 | $ 118,541 | $ 74,000 |
| Fairfield, Connecticut | 118 | $ 43,345,000 | $ 367,330 | $ 138,000 |
| Lauderdale, Alabama | 116 | $ 16,097,000 | $ 138,767 | $ 59,000 |
| District of Columbia, District Of Columbia | 116 | $ 32,071,000 | $ 276,474 | $ 113,000 |
| Bradford, Pennsylvania | 115 | $ 6,106,000 | $ 53,095 | $ 55,000 |
| Linn, Oregon | 114 | $ 21,412,000 | $ 187,824 | $ 80,000 |
| Bedford, Pennsylvania | 114 | $ 7,965,000 | $ 69,868 | $ 58,000 |
| Riverside, California | 112 | $ 40,080,000 | $ 357,857 | $ 196,000 |
| Cayuga, New York | 112 | $ 10,644,000 | $ 95,035 | $ 58,000 |
| Fulton, Georgia | 110 | $ 21,751,000 | $ 197,736 | $ 77,000 |
| Franklin, Ohio | 110 | $ 15,298,000 | $ 139,072 | $ 47,000 |
| Columbia, Oregon | 109 | $ 24,776,000 | $ 227,302 | $ 75,000 |
| Cattaraugus, New York | 108 | $ 9,213,000 | $ 85,305 | $ 73,000 |
| Carroll, Maryland | 107 | $ 19,757,000 | $ 184,644 | $ 97,000 |
| New York, New York | 107 | $ 89,769,000 | $ 838,962 | $ 367,000 |
| Bucks, Pennsylvania | 107 | $ 22,834,000 | $ 213,401 | $ 101,000 |
| Fairfax, Virginia | 106 | $ 34,417,000 | $ 324,688 | $ 142,000 |
| Canyon, Idaho | 103 | $ 18,237,000 | $ 177,058 | $ 67,000 |
| Allegheny, Pennsylvania | 102 | $ 12,565,000 | $ 123,186 | $ 86,000 |
| Douglas, Colorado | 101 | $ 31,286,000 | $ 309,762 | $ 132,000 |
| Ontario, New York | 101 | $ 12,236,000 | $ 121,148 | $ 64,000 |
| Wayne, New York | 99 | $ 15,051,000 | $ 152,030 | $ 72,000 |
| Mineral, West Virginia | 98 | $ 9,125,000 | $ 93,112 | $ 50,000 |
| Oswego, New York | 95 | $ 7,398,000 | $ 77,873 | $ 58,000 |
| Genesee, Michigan | 94 | $ 9,304,000 | $ 98,978 | $ 11,000 |
| Hamilton, Ohio | 94 | $ 11,301,000 | $ 120,223 | $ 51,000 |
| Lebanon, Pennsylvania | 94 | $ 9,493,000 | $ 100,989 | $ 64,000 |
| Bonneville, Idaho | 93 | $ 17,715,000 | $ 190,483 | $ 77,000 |
| Jackson, Oregon | 93 | $ 22,666,000 | $ 243,720 | $ 83,000 |
| Cuyahoga, Ohio | 89 | $ 9,006,000 | $ 101,191 | $ 59,000 |
| Wyoming, New York | 87 | $ 6,281,000 | $ 72,195 | $ 50,000 |
| DeKalb, Georgia | 86 | $ 12,996,000 | $ 151,116 | $ 46,000 |
| Howard, Maryland | 86 | $ 24,293,000 | $ 282,476 | $ 138,000 |
| Madison, New York | 85 | $ 8,153,000 | $ 95,917 | $ 59,000 |
| Polk, Oregon | 85 | $ 19,441,000 | $ 228,717 | $ 80,000 |
| Tioga, New York | 84 | $ 6,438,000 | $ 76,642 | $ 53,000 |
| Yamhill, Oregon | 83 | $ 20,354,000 | $ 245,228 | $ 81,000 |
| Snyder, Pennsylvania | 83 | $ 7,670,000 | $ 92,409 | $ 67,000 |
| Columbia, Pennsylvania | 82 | $ 6,757,000 | $ 82,402 | $ 54,000 |
| Benton, Washington | 82 | $ 13,805,000 | $ 168,353 | $ 72,000 |
| Spokane, Washington | 82 | $ 16,571,000 | $ 202,085 | $ 101,000 |
| Calvert, Maryland | 81 | $ 15,630,000 | $ 192,962 | $ 69,000 |
| Lehigh, Pennsylvania | 81 | $ 9,591,000 | $ 118,407 | $ 121,000 |
| Wayne, Michigan | 80 | $ 9,456,000 | $ 118,200 | $ 55,000 |
| Cobb, Georgia | 78 | $ 18,296,000 | $ 234,564 | $ 87,000 |
| DuPage, Illinois | 78 | $ 17,905,000 | $ 229,551 | $ 99,000 |
| Livingston, New York | 78 | $ 7,834,000 | $ 100,435 | $ 66,000 |
| Clinton, Pennsylvania | 78 | $ 6,497,000 | $ 83,294 | $ 60,000 |
| Otsego, New York | 77 | $ 8,439,000 | $ 109,597 | $ 65,000 |
| Adams, Colorado | 75 | $ 15,067,000 | $ 200,893 | $ 137,000 |
| Essex, New Jersey | 75 | $ 23,046,000 | $ 307,280 | $ 71,000 |
| Yakima, Washington | 75 | $ 12,442,000 | $ 165,893 | $ 70,000 |
| Umatilla, Oregon | 73 | $ 9,784,000 | $ 134,027 | $ 64,000 |
| Tooele, Utah | 73 | $ 14,977,000 | $ 205,164 | $ 64,000 |
| Hartford, Connecticut | 72 | $ 16,715,000 | $ 232,152 | $ 79,000 |
| Gwinnett, Georgia | 72 | $ 15,486,000 | $ 215,083 | $ 65,000 |
| Middlesex, New Jersey | 71 | $ 22,728,000 | $ 320,112 | $ 97,000 |
| Lake, Illinois | 70 | $ 17,747,000 | $ 253,528 | $ 90,000 |
| Wicomico, Maryland | 70 | $ 8,344,000 | $ 119,200 | $ 77,000 |
| Bronx, New York | 70 | $ 20,192,000 | $ 288,457 | $ 61,000 |
| Chester, Pennsylvania | 70 | $ 12,415,000 | $ 177,357 | $ 76,000 |
| Clearfield, Pennsylvania | 70 | $ 3,949,000 | $ 56,414 | $ 55,000 |
| Kitsap, Washington | 70 | $ 18,952,000 | $ 270,742 | $ 96,000 |
| Thurston, Washington | 70 | $ 16,295,000 | $ 232,785 | $ 82,000 |
| Garrett, Maryland | 69 | $ 9,715,000 | $ 140,797 | $ 72,000 |
| Richmond, New York | 69 | $ 17,619,000 | $ 255,347 | $ 87,000 |
| Tompkins, New York | 69 | $ 8,677,000 | $ 125,753 | $ 63,000 |
| Douglas, Oregon | 69 | $ 12,002,000 | $ 173,942 | $ 58,000 |
| Monroe, Pennsylvania | 68 | $ 10,312,000 | $ 151,647 | $ 88,000 |
| Prince William, Virginia | 67 | $ 18,386,000 | $ 274,417 | $ 91,000 |
| Montgomery, Alabama | 66 | $ 9,697,000 | $ 146,924 | $ 61,000 |
| Middlesex, Massachusetts | 66 | $ 21,686,000 | $ 328,575 | $ 101,000 |
| Harris, Texas | 66 | $ 14,456,000 | $ 219,030 | $ 132,000 |
| Will, Illinois | 64 | $ 14,666,000 | $ 229,156 | $ 86,000 |
| Carbon, Pennsylvania | 64 | $ 7,120,000 | $ 111,250 | $ 91,000 |
| Josephine, Oregon | 63 | $ 15,482,000 | $ 245,746 | $ 111,000 |
| Sullivan, New York | 62 | $ 7,562,000 | $ 121,967 | $ 69,000 |
| Union, Pennsylvania | 62 | $ 5,790,000 | $ 93,387 | $ 65,000 |
| Essex, Massachusetts | 61 | $ 17,409,000 | $ 285,393 | $ 85,000 |
| Clatsop, Oregon | 60 | $ 15,000,000 | $ 250,000 | $ 93,000 |
| Lincoln, Oregon | 60 | $ 15,211,000 | $ 253,516 | $ 98,000 |
| Cecil, Maryland | 58 | $ 9,309,000 | $ 160,500 | $ 60,000 |
| Chenango, New York | 58 | $ 3,867,000 | $ 66,672 | $ 56,000 |
| Oakland, Michigan | 57 | $ 10,743,000 | $ 188,473 | $ 63,000 |
| Warren, New York | 57 | $ 12,197,000 | $ 213,982 | $ 133,000 |
| Providence, Rhode Island | 57 | $ 10,838,000 | $ 190,140 | $ 62,000 |
| Chemung, New York | 56 | $ 4,446,000 | $ 79,392 | $ 41,000 |
| Rockland, New York | 56 | $ 13,464,000 | $ 240,428 | $ 92,000 |
| Clinton, New York | 55 | $ 7,476,000 | $ 135,927 | $ 74,000 |
| Hood River, Oregon | 55 | $ 14,213,000 | $ 258,418 | $ 82,000 |
| Hennepin, Minnesota | 54 | $ 13,777,000 | $ 255,129 | $ 105,000 |
| Camden, New Jersey | 54 | $ 9,017,000 | $ 166,981 | $ 31,000 |
| Ocean, New Jersey | 54 | $ 18,095,000 | $ 335,092 | $ 157,000 |
| Sussex, Delaware | 53 | $ 15,313,000 | $ 288,924 | $ 328,000 |
| Burlington, New Jersey | 53 | $ 11,839,000 | $ 223,377 | $ 50,000 |
| Morrow, Oregon | 53 | $ 6,433,000 | $ 121,377 | $ 75,000 |
| Boulder, Colorado | 52 | $ 14,302,000 | $ 275,038 | $ 103,000 |
| Wasco, Oregon | 52 | $ 9,385,000 | $ 180,480 | $ 71,000 |
| Cache, Utah | 52 | $ 8,982,000 | $ 172,730 | $ 65,000 |
| Palm Beach, Florida | 51 | $ 12,407,000 | $ 243,274 | $ 131,000 |
| Putnam, New York | 51 | $ 12,832,000 | $ 251,607 | $ 98,000 |
| Steuben, New York | 51 | $ 4,705,000 | $ 92,254 | $ 50,000 |
| Jefferson, Alabama | 50 | $ 6,703,000 | $ 134,060 | $ 53,000 |
| Hampden, Massachusetts | 50 | $ 9,433,000 | $ 188,660 | $ 73,000 |
| Montgomery, Ohio | 50 | $ 4,936,000 | $ 98,720 | $ 53,000 |
| Spotsylvania, Virginia | 50 | $ 13,585,000 | $ 271,700 | $ 131,000 |
| Whatcom, Washington | 50 | $ 12,130,000 | $ 242,600 | $ 90,000 |
| El Paso, Colorado | 49 | $ 10,219,000 | $ 208,551 | $ 45,000 |
| Plymouth, Massachusetts | 49 | $ 12,340,000 | $ 251,836 | $ 75,000 |
| Cortland, New York | 49 | $ 3,845,000 | $ 78,469 | $ 54,000 |
| Fulton, New York | 49 | $ 5,413,000 | $ 110,469 | $ 53,000 |
| Grand, Colorado | 48 | $ 12,773,000 | $ 266,104 | $ 130,000 |
| New Castle, Delaware | 48 | $ 10,088,000 | $ 210,166 | $ 32,000 |
| East Baton Rouge, Louisiana | 48 | $ 9,579,000 | $ 199,562 | $ 69,000 |
| Jefferson, New York | 48 | $ 7,857,000 | $ 163,687 | $ 81,000 |
| Shelby, Tennessee | 48 | $ 5,876,000 | $ 122,416 | $ 72,000 |
| McHenry, Illinois | 47 | $ 10,217,000 | $ 217,382 | $ 77,000 |
| Charles, Maryland | 47 | $ 10,086,000 | $ 214,595 | $ 66,000 |
| Broward, Florida | 46 | $ 11,271,000 | $ 245,021 | $ 95,000 |
| Kane, Illinois | 45 | $ 9,406,000 | $ 209,022 | $ 70,000 |
| Stafford, Virginia | 45 | $ 15,818,000 | $ 351,511 | $ 138,000 |
| Mecklenburg, North Carolina | 43 | $ 6,887,000 | $ 160,162 | $ 42,000 |
| Butler, Ohio | 43 | $ 5,970,000 | $ 138,837 | $ 42,000 |
| Bergen, New Jersey | 42 | $ 15,704,000 | $ 373,904 | $ 115,000 |
| Klickitat, Washington | 42 | $ 9,035,000 | $ 215,119 | $ 88,000 |
| Orleans, Louisiana | 41 | $ 6,041,000 | $ 147,341 | $ 60,000 |
| Hudson, New Jersey | 41 | $ 16,877,000 | $ 411,634 | $ 132,000 |
| Grays Harbor, Washington | 41 | $ 6,847,000 | $ 167,000 | $ 61,000 |
| Lewis, Washington | 41 | $ 8,273,000 | $ 201,780 | $ 72,000 |
| Mason, Washington | 41 | $ 9,990,000 | $ 243,658 | $ 91,000 |
| Suffolk, Massachusetts | 40 | $ 12,380,000 | $ 309,500 | $ 114,000 |
| Morris, New Jersey | 40 | $ 14,642,000 | $ 366,050 | $ 119,000 |
| Washington, New York | 40 | $ 6,321,000 | $ 158,025 | $ 97,000 |
| Baldwin, Alabama | 39 | $ 14,780,000 | $ 378,974 | $ 94,000 |
| St. Mary's, Maryland | 39 | $ 8,014,000 | $ 205,487 | $ 47,000 |
| Rockingham, New Hampshire | 39 | $ 12,654,000 | $ 324,461 | $ 120,000 |
| Orleans, New York | 39 | $ 2,734,000 | $ 70,102 | $ 47,000 |
| Mahoning, Ohio | 39 | $ 3,415,000 | $ 87,564 | $ 17,000 |
| Perry, Pennsylvania | 39 | $ 5,142,000 | $ 131,846 | $ 67,000 |
| Westmoreland, Pennsylvania | 39 | $ 6,047,000 | $ 155,051 | $ 60,000 |
| Hamilton, Tennessee | 38 | $ 5,133,000 | $ 135,078 | $ 58,000 |
| Pacific, Washington | 38 | $ 7,632,000 | $ 200,842 | $ 80,000 |
| Mobile, Alabama | 37 | $ 4,919,000 | $ 132,945 | $ 44,000 |
| Summit, Colorado | 37 | $ 11,078,000 | $ 299,405 | $ 168,000 |
| Jefferson, Kentucky | 37 | $ 4,507,000 | $ 121,810 | $ 43,000 |
| Cumberland, New Jersey | 37 | $ 5,986,000 | $ 161,783 | $ 26,000 |
| Miami-Dade, Florida | 36 | $ 10,713,000 | $ 297,583 | $ 151,000 |
| Worcester, Massachusetts | 36 | $ 8,176,000 | $ 227,111 | $ 98,000 |
| Delaware, New York | 36 | $ 5,078,000 | $ 141,055 | $ 146,000 |
| Montgomery, New York | 36 | $ 4,224,000 | $ 117,333 | $ 47,000 |
| Benton, Oregon | 36 | $ 8,342,000 | $ 231,722 | $ 80,000 |
| Tillamook, Oregon | 36 | $ 9,460,000 | $ 262,777 | $ 133,000 |
| Northampton, Pennsylvania | 36 | $ 5,518,000 | $ 153,277 | $ 41,000 |
| Loudoun, Virginia | 36 | $ 13,076,000 | $ 363,222 | $ 148,000 |
| Franklin, Washington | 36 | $ 5,435,000 | $ 150,972 | $ 53,000 |
| Cumberland, Maine | 35 | $ 8,033,000 | $ 229,514 | $ 94,000 |
| Union, New Jersey | 34 | $ 9,431,000 | $ 277,382 | $ 53,000 |
| Columbia, New York | 34 | $ 5,033,000 | $ 148,029 | $ 123,000 |
| Crook, Oregon | 34 | $ 9,271,000 | $ 272,676 | $ 99,000 |
| Sanpete, Utah | 34 | $ 6,846,000 | $ 201,352 | $ 92,000 |
| Orange, Florida | 33 | $ 7,095,000 | $ 215,000 | $ 113,000 |
| Worcester, Maryland | 33 | $ 21,252,000 | $ 644,000 | $ 89,000 |
| Kittitas, Washington | 33 | $ 9,983,000 | $ 302,515 | $ 134,000 |
| Weld, Colorado | 32 | $ 6,941,000 | $ 216,906 | $ 102,000 |
| Summit, Ohio | 32 | $ 2,953,000 | $ 92,281 | $ 31,000 |
| Warren, Ohio | 32 | $ 6,046,000 | $ 188,937 | $ 56,000 |
| Washington, Utah | 32 | $ 7,943,000 | $ 248,218 | $ 146,000 |
| Orange, California | 31 | $ 12,562,000 | $ 405,225 | $ 110,000 |
| Santa Rosa, Florida | 31 | $ 6,687,000 | $ 215,709 | $ 110,000 |
| Cherokee, Georgia | 31 | $ 6,485,000 | $ 209,193 | $ 88,000 |
| Chelan, Washington | 31 | $ 7,288,000 | $ 235,096 | $ 110,000 |
| San Diego, California | 30 | $ 11,434,000 | $ 381,133 | $ 142,000 |
| Hillsborough, Florida | 30 | $ 6,380,000 | $ 212,666 | $ 79,000 |
| Franklin, Idaho | 30 | $ 5,225,000 | $ 174,166 | $ 72,000 |
| Jefferson, Louisiana | 30 | $ 4,441,000 | $ 148,033 | $ 71,000 |
| Penobscot, Maine | 30 | $ 5,234,000 | $ 174,466 | $ 73,000 |
| Hillsborough, New Hampshire | 30 | $ 8,382,000 | $ 279,400 | $ 118,000 |
| Mercer, New Jersey | 30 | $ 6,294,000 | $ 209,800 | $ 70,000 |
| Wyoming, Pennsylvania | 30 | $ 3,792,000 | $ 126,400 | $ 65,000 |
| Clallam, Washington | 30 | $ 6,657,000 | $ 221,900 | $ 67,000 |
| Clayton, Georgia | 29 | $ 3,330,000 | $ 114,827 | $ 22,000 |
| Bristol, Massachusetts | 29 | $ 6,701,000 | $ 231,068 | $ 74,000 |
| Essex, New York | 29 | $ 5,221,000 | $ 180,034 | $ 108,000 |
| Wake, North Carolina | 29 | $ 5,269,000 | $ 181,689 | $ 59,000 |
| Ohio, West Virginia | 29 | $ 3,302,000 | $ 113,862 | $ 61,000 |
| Escambia, Florida | 28 | $ 6,512,000 | $ 232,571 | $ 108,000 |
| Queen Anne's, Maryland | 28 | $ 5,461,000 | $ 195,035 | $ 84,000 |
| Monmouth, New Jersey | 28 | $ 10,656,000 | $ 380,571 | $ 162,000 |
| Island, Washington | 28 | $ 7,689,000 | $ 274,607 | $ 84,000 |
| Middlesex, Connecticut | 27 | $ 7,046,000 | $ 260,962 | $ 108,000 |
| Pinellas, Florida | 27 | $ 4,597,000 | $ 170,259 | $ 67,000 |
| Blaine, Idaho | 27 | $ 8,972,000 | $ 332,296 | $ 169,000 |
| York, Maine | 27 | $ 5,451,000 | $ 201,888 | $ 80,000 |
| Coos, Oregon | 27 | $ 5,473,000 | $ 202,703 | $ 66,000 |
| Pike, Pennsylvania | 27 | $ 5,499,000 | $ 203,666 | $ 88,000 |
| Skamania, Washington | 27 | $ 7,337,000 | $ 271,740 | $ 83,000 |
| Cape May, New Jersey | 26 | $ 8,321,000 | $ 320,038 | $ 127,000 |
| Passaic, New Jersey | 26 | $ 8,260,000 | $ 317,692 | $ 55,000 |
| Uintah, Utah | 26 | $ 5,919,000 | $ 227,653 | $ 70,000 |
| Madison, Alabama | 25 | $ 5,866,000 | $ 234,640 | $ 91,000 |
| Norfolk, Massachusetts | 25 | $ 7,968,000 | $ 318,720 | $ 102,000 |
| Strafford, New Hampshire | 25 | $ 5,052,000 | $ 202,080 | $ 76,000 |
| Gloucester, New Jersey | 25 | $ 5,785,000 | $ 231,400 | $ 49,000 |
| Klamath, Oregon | 25 | $ 4,152,000 | $ 166,080 | $ 65,000 |
| Montour, Pennsylvania | 25 | $ 2,418,000 | $ 96,720 | $ 86,000 |
| Susquehanna, Pennsylvania | 25 | $ 3,366,000 | $ 134,640 | $ 71,000 |
| McMinn, Tennessee | 25 | $ 3,054,000 | $ 122,160 | $ 63,000 |
| Grant, Washington | 25 | $ 3,821,000 | $ 152,840 | $ 62,000 |
| Elmore, Alabama | 24 | $ 4,855,000 | $ 202,291 | $ 56,000 |
| Marion, Indiana | 24 | $ 3,377,000 | $ 140,708 | $ 46,000 |
| Sussex, New Jersey | 24 | $ 6,706,000 | $ 279,416 | $ 76,000 |
| Allegany, New York | 24 | $ 1,419,000 | $ 59,125 | $ 52,000 |
| Stark, Ohio | 24 | $ 2,719,000 | $ 113,291 | $ 28,000 |
| Oklahoma, Oklahoma | 24 | $ 3,826,000 | $ 159,416 | $ 0 |
| Summit, Utah | 24 | $ 7,387,000 | $ 307,791 | $ 220,000 |
| Virginia Beach, Virginia | 24 | $ 5,437,000 | $ 226,541 | $ 13,000 |
| Shelby, Alabama | 23 | $ 4,805,000 | $ 208,913 | $ 74,000 |
| Larimer, Colorado | 23 | $ 6,141,000 | $ 267,000 | $ 110,000 |
| Carroll, Georgia | 23 | $ 2,475,000 | $ 107,608 | $ 142,000 |
| Caroline, Maryland | 23 | $ 1,723,000 | $ 74,913 | $ 63,000 |
| Cambria, Pennsylvania | 23 | $ 15,211,000 | $ 661,347 | $ 66,000 |
| Sullivan, Pennsylvania | 23 | $ 1,770,000 | $ 76,956 | $ 63,000 |
| Knox, Tennessee | 23 | $ 3,502,000 | $ 152,260 | $ 45,000 |
| Henry, Georgia | 22 | $ 3,916,000 | $ 178,000 | $ 59,000 |
| Greenville, South Carolina | 22 | $ 3,317,000 | $ 150,772 | $ 41,000 |
| Anchorage, Alaska | 21 | $ 5,157,000 | $ 245,571 | $ 93,000 |
| Maricopa, Arizona | 21 | $ 3,797,000 | $ 180,809 | $ 66,000 |
| New London, Connecticut | 21 | $ 4,602,000 | $ 219,142 | $ 82,000 |
| Camden, Georgia | 21 | $ 3,510,000 | $ 167,142 | $ 48,000 |
| Paulding, Georgia | 21 | $ 3,160,000 | $ 150,476 | $ 61,000 |
| Hancock, Maine | 21 | $ 4,500,000 | $ 214,285 | $ 94,000 |
| Robeson, North Carolina | 21 | $ 2,219,000 | $ 105,666 | $ 47,000 |
| Harney, Oregon | 21 | $ 3,149,000 | $ 149,952 | $ 77,000 |
| Chesapeake, Virginia | 21 | $ 3,905,000 | $ 185,952 | $ 23,000 |
| La Plata, Colorado | 20 | $ 4,793,000 | $ 239,650 | $ 82,000 |
| Douglas, Georgia | 20 | $ 3,256,000 | $ 162,800 | $ 49,000 |
| Grant, Oregon | 20 | $ 3,455,000 | $ 172,750 | $ 65,000 |
| Wayne, Pennsylvania | 20 | $ 3,480,000 | $ 174,000 | $ 129,000 |
| Chesterfield, Virginia | 20 | $ 4,560,000 | $ 228,000 | $ 23,000 |
| Henrico, Virginia | 20 | $ 4,106,000 | $ 205,300 | $ 20,000 |
| Skagit, Washington | 20 | $ 4,873,000 | $ 243,650 | $ 87,000 |
| Berkeley, West Virginia | 20 | $ 2,661,000 | $ 133,050 | $ 61,000 |
| Kent, Delaware | 19 | $ 4,500,000 | $ 236,842 | $ 57,000 |
| Duval, Florida | 19 | $ 3,589,000 | $ 188,894 | $ 83,000 |
| Payette, Idaho | 19 | $ 3,253,000 | $ 171,210 | $ 67,000 |
| Twin Falls, Idaho | 19 | $ 2,798,000 | $ 147,263 | $ 79,000 |
| Macomb, Michigan | 19 | $ 2,733,000 | $ 143,842 | $ 38,000 |
| Saginaw, Michigan | 19 | $ 1,903,000 | $ 100,157 | $ 38,000 |
| Ramsey, Minnesota | 19 | $ 4,730,000 | $ 248,947 | $ 95,000 |
| Hinds, Mississippi | 19 | $ 1,851,000 | $ 97,421 | $ 35,000 |
| St. Louis, Missouri | 19 | $ 3,421,000 | $ 180,052 | $ 76,000 |
| Belknap, New Hampshire | 19 | $ 5,463,000 | $ 287,526 | $ 109,000 |
| Greene, New York | 19 | $ 2,809,000 | $ 147,842 | $ 97,000 |
| Seneca, New York | 19 | $ 2,227,000 | $ 117,210 | $ 111,000 |
| Cumberland, North Carolina | 19 | $ 2,508,000 | $ 132,000 | $ 9,000 |
| Guilford, North Carolina | 19 | $ 2,436,000 | $ 128,210 | $ 31,000 |
| Clermont, Ohio | 19 | $ 3,178,000 | $ 167,263 | $ 52,000 |
| Lake, Ohio | 19 | $ 2,508,000 | $ 132,000 | $ 43,000 |
| Bexar, Texas | 19 | $ 2,500,000 | $ 131,578 | $ 16,000 |
| Cullman, Alabama | 18 | $ 3,324,000 | $ 184,666 | $ 74,000 |
| Pima, Arizona | 18 | $ 2,547,000 | $ 141,500 | $ 62,000 |
| Garfield, Colorado | 18 | $ 5,712,000 | $ 317,333 | $ 153,000 |
| Litchfield, Connecticut | 18 | $ 4,040,000 | $ 224,444 | $ 100,000 |
| Fairfield, Ohio | 18 | $ 4,318,000 | $ 239,888 | $ 99,000 |
| Trumbull, Ohio | 18 | $ 1,654,000 | $ 91,888 | $ 23,000 |
| Marshall, Alabama | 17 | $ 3,468,000 | $ 204,000 | $ 96,000 |
| Butte, California | 17 | $ 3,529,000 | $ 207,588 | $ 56,000 |
| Lee, Florida | 17 | $ 3,657,000 | $ 215,117 | $ 109,000 |
| Bingham, Idaho | 17 | $ 2,552,000 | $ 150,117 | $ 60,000 |
| Lake, Indiana | 17 | $ 2,626,000 | $ 154,470 | $ 60,000 |
| Caddo, Louisiana | 17 | $ 1,658,000 | $ 97,529 | $ 72,000 |
| Anoka, Minnesota | 17 | $ 4,234,000 | $ 249,058 | $ 77,000 |
| Somerset, New Jersey | 17 | $ 5,070,000 | $ 298,235 | $ 67,000 |
| Dona Ana, New Mexico | 17 | $ 2,822,000 | $ 166,000 | $ 65,000 |
| Taos, New Mexico | 17 | $ 4,139,000 | $ 243,470 | $ 81,000 |
| Schoharie, New York | 17 | $ 2,095,000 | $ 123,235 | $ 84,000 |
| Forsyth, North Carolina | 17 | $ 2,106,000 | $ 123,882 | $ 34,000 |
| Delaware, Ohio | 17 | $ 4,334,000 | $ 254,941 | $ 88,000 |
| Licking, Ohio | 17 | $ 4,569,000 | $ 268,764 | $ 100,000 |
| Fulton, Pennsylvania | 17 | $ 2,193,000 | $ 129,000 | $ 67,000 |
| Tioga, Pennsylvania | 17 | $ 1,655,000 | $ 97,352 | $ 56,000 |
| Dallas, Texas | 17 | $ 2,607,000 | $ 153,352 | $ 25,000 |
| Fauquier, Virginia | 17 | $ 5,258,000 | $ 309,294 | $ 95,000 |
| Colbert, Alabama | 16 | $ 1,868,000 | $ 116,750 | $ 74,000 |
| Okaloosa, Florida | 16 | $ 2,948,000 | $ 184,250 | $ 81,000 |
| Forsyth, Georgia | 16 | $ 4,259,000 | $ 266,187 | $ 115,000 |
| Boise, Idaho | 16 | $ 2,998,000 | $ 187,375 | $ 80,000 |
| Valley, Idaho | 16 | $ 5,084,000 | $ 317,750 | $ 133,000 |
| St. Joseph, Indiana | 16 | $ 1,573,000 | $ 98,312 | $ 57,000 |
| Jackson, Missouri | 16 | $ 2,091,000 | $ 130,687 | $ 59,000 |
| Alexandria, Virginia | 16 | $ 6,680,000 | $ 417,500 | $ 196,000 |
| Richmond City, Virginia | 16 | $ 2,529,000 | $ 158,062 | $ 58,000 |
| Okanogan, Washington | 16 | $ 4,305,000 | $ 269,062 | $ 100,000 |
| Walla Walla, Washington | 16 | $ 2,435,000 | $ 152,187 | $ 67,000 |
| Preston, West Virginia | 16 | $ 1,256,000 | $ 78,500 | $ 45,000 |
| San Bernardino, California | 15 | $ 4,877,000 | $ 325,133 | $ 89,000 |
| Pueblo, Colorado | 15 | $ 2,588,000 | $ 172,533 | $ 67,000 |
| Tolland, Connecticut | 15 | $ 3,665,000 | $ 244,333 | $ 63,000 |
| Jefferson, Idaho | 15 | $ 3,008,000 | $ 200,533 | $ 67,000 |
| Clark, Indiana | 15 | $ 1,981,000 | $ 132,066 | $ 39,000 |
| St. Tammany, Louisiana | 15 | $ 3,321,000 | $ 221,400 | $ 137,000 |
| Androscoggin, Maine | 15 | $ 2,208,000 | $ 147,200 | $ 60,000 |
| Kennebec, Maine | 15 | $ 2,505,000 | $ 167,000 | $ 69,000 |
| San Juan, New Mexico | 15 | $ 3,561,000 | $ 237,400 | $ 73,000 |
| Miami, Ohio | 15 | $ 1,810,000 | $ 120,666 | $ 55,000 |
| Portage, Ohio | 15 | $ 1,665,000 | $ 111,000 | $ 76,000 |
| Jefferson, Oregon | 15 | $ 3,349,000 | $ 223,266 | $ 84,000 |
| Malheur, Oregon | 15 | $ 2,293,000 | $ 152,866 | $ 67,000 |
| Hampshire, West Virginia | 15 | $ 1,424,000 | $ 94,933 | $ 69,000 |
| Autauga, Alabama | 14 | $ 2,099,000 | $ 149,928 | $ 69,000 |
| Bartow, Georgia | 14 | $ 2,195,000 | $ 156,785 | $ 66,000 |
| Hamilton, Indiana | 14 | $ 2,772,000 | $ 198,000 | $ 63,000 |
| Kenton, Kentucky | 14 | $ 1,753,000 | $ 125,214 | $ 46,000 |
| Barnstable, Massachusetts | 14 | $ 5,109,000 | $ 364,928 | $ 463,000 |
| Calhoun, Michigan | 14 | $ 1,224,000 | $ 87,428 | $ 0 |
| St. Louis City, Missouri | 14 | $ 2,481,000 | $ 177,214 | $ 55,000 |
| St. Lawrence, New York | 14 | $ 1,477,000 | $ 105,500 | $ 73,000 |
| Allen, Ohio | 14 | $ 1,519,000 | $ 108,500 | $ 21,000 |
| Medina, Ohio | 14 | $ 2,434,000 | $ 173,857 | $ 35,000 |
| Wayne, Ohio | 14 | $ 1,791,000 | $ 127,928 | $ 21,000 |
| Davidson, Tennessee | 14 | $ 2,091,000 | $ 149,357 | $ 65,000 |
| Box Elder, Utah | 14 | $ 2,906,000 | $ 207,571 | $ 68,000 |
| Douglas, Washington | 14 | $ 2,767,000 | $ 197,642 | $ 67,000 |
| Windham, Connecticut | 13 | $ 2,982,000 | $ 229,384 | $ 63,000 |
| Walton, Georgia | 13 | $ 2,364,000 | $ 181,846 | $ 74,000 |
| Dakota, Minnesota | 13 | $ 3,373,000 | $ 259,461 | $ 153,000 |
| St. Louis, Minnesota | 13 | $ 2,281,000 | $ 175,461 | $ 101,000 |
| Lorain, Ohio | 13 | $ 1,629,000 | $ 125,307 | $ 47,000 |
| Union, Oregon | 13 | $ 1,922,000 | $ 147,846 | $ 77,000 |
| Beaver, Pennsylvania | 13 | $ 1,721,000 | $ 132,384 | $ 54,000 |
| Butler, Pennsylvania | 13 | $ 2,036,000 | $ 156,615 | $ 58,000 |
| Lake, Florida | 12 | $ 2,280,000 | $ 190,000 | $ 68,000 |
| Pasco, Florida | 12 | $ 2,045,000 | $ 170,416 | $ 71,000 |
| Newton, Georgia | 12 | $ 1,761,000 | $ 146,750 | $ 44,000 |
| Kootenai, Idaho | 12 | $ 3,223,000 | $ 268,583 | $ 107,000 |
| Muscatine, Iowa | 12 | $ 1,356,000 | $ 113,000 | $ 48,000 |
| Dorchester, Maryland | 12 | $ 1,610,000 | $ 134,166 | $ 76,000 |
| Kent, Michigan | 12 | $ 1,770,000 | $ 147,500 | $ 48,000 |
| Livingston, Michigan | 12 | $ 1,911,000 | $ 159,250 | $ 61,000 |
| Stearns, Minnesota | 12 | $ 2,708,000 | $ 225,666 | $ 92,000 |
| Grafton, New Hampshire | 12 | $ 2,437,000 | $ 203,083 | $ 108,000 |
| Franklin, New York | 12 | $ 2,010,000 | $ 167,500 | $ 93,000 |
| Durham, North Carolina | 12 | $ 1,895,000 | $ 157,916 | $ 46,000 |
| Rowan, North Carolina | 12 | $ 2,107,000 | $ 175,583 | $ 54,000 |
| Greene, Ohio | 12 | $ 1,912,000 | $ 159,333 | $ 60,000 |
| Lucas, Ohio | 12 | $ 1,476,000 | $ 123,000 | $ 50,000 |
| Richland, Ohio | 12 | $ 1,477,000 | $ 123,083 | $ 72,000 |
| Kent, Rhode Island | 12 | $ 2,158,000 | $ 179,833 | $ 67,000 |
| Charleston, South Carolina | 12 | $ 5,470,000 | $ 455,833 | $ 441,000 |
| Arlington, Virginia | 12 | $ 5,208,000 | $ 434,000 | $ 167,000 |
| King George, Virginia | 12 | $ 3,849,000 | $ 320,750 | $ 108,000 |
| Jefferson, Washington | 12 | $ 2,957,000 | $ 246,416 | $ 141,000 |
| Stevens, Washington | 12 | $ 1,988,000 | $ 165,666 | $ 56,000 |
| Broomfield, Colorado | 11 | $ 3,028,000 | $ 275,272 | $ 127,000 |
| Brevard, Florida | 11 | $ 1,539,000 | $ 139,909 | $ 32,000 |
| Osceola, Florida | 11 | $ 2,436,000 | $ 221,454 | $ 137,000 |
| Sarasota, Florida | 11 | $ 4,855,000 | $ 441,363 | $ 400,000 |
| Bossier, Louisiana | 11 | $ 2,177,000 | $ 197,909 | $ 77,000 |
| East Feliciana, Louisiana | 11 | $ 2,288,000 | $ 208,000 | $ 101,000 |
| Tangipahoa, Louisiana | 11 | $ 1,629,000 | $ 148,090 | $ 52,000 |
| Talbot, Maryland | 11 | $ 1,823,000 | $ 165,727 | $ 137,000 |
| Washtenaw, Michigan | 11 | $ 2,207,000 | $ 200,636 | $ 67,000 |
| Baker, Oregon | 11 | $ 1,437,000 | $ 130,636 | $ 62,000 |
| Gilliam, Oregon | 11 | $ 879,000 | $ 79,909 | $ 45,000 |
| Huntingdon, Pennsylvania | 11 | $ 1,365,000 | $ 124,090 | $ 97,000 |
| Mifflin, Pennsylvania | 11 | $ 1,019,000 | $ 92,636 | $ 47,000 |
| Washington, Pennsylvania | 11 | $ 2,209,000 | $ 200,818 | $ 88,000 |
| Tarrant, Texas | 11 | $ 2,326,000 | $ 211,454 | $ 81,000 |
| Norfolk, Virginia | 11 | $ 1,982,000 | $ 180,181 | $ 3,000 |
| Tuscaloosa, Alabama | 10 | $ 1,420,000 | $ 142,000 | $ 67,000 |
| Polk, Florida | 10 | $ 1,450,000 | $ 145,000 | $ 36,000 |
| St. Johns, Florida | 10 | $ 2,637,000 | $ 263,700 | $ 224,000 |
| Barrow, Georgia | 10 | $ 1,563,000 | $ 156,300 | $ 57,000 |
| Bannock, Idaho | 10 | $ 2,108,000 | $ 210,800 | $ 72,000 |
| Gem, Idaho | 10 | $ 1,718,000 | $ 171,800 | $ 58,000 |
| Boone, Kentucky | 10 | $ 1,696,000 | $ 169,600 | $ 65,000 |
| Hampshire, Massachusetts | 10 | $ 2,154,000 | $ 215,400 | $ 104,000 |
| St. Clair, Michigan | 10 | $ 1,249,000 | $ 124,900 | $ 29,000 |
| DeSoto, Mississippi | 10 | $ 2,043,000 | $ 204,300 | $ 67,000 |
| Washoe, Nevada | 10 | $ 2,987,000 | $ 298,700 | $ 51,000 |
| Johnston, North Carolina | 10 | $ 1,539,000 | $ 153,900 | $ 32,000 |
| Belmont, Ohio | 10 | $ 1,098,000 | $ 109,800 | $ 47,000 |
| Jefferson, Ohio | 10 | $ 1,123,000 | $ 112,300 | $ 30,000 |
| Lawrence, Pennsylvania | 10 | $ 1,064,000 | $ 106,400 | $ 67,000 |
| Somerset, Pennsylvania | 10 | $ 1,261,000 | $ 126,100 | $ 76,000 |
| Richland, South Carolina | 10 | $ 1,255,000 | $ 125,500 | $ 52,000 |
| Tipton, Tennessee | 10 | $ 1,559,000 | $ 155,900 | $ 57,000 |
| Jefferson, West Virginia | 10 | $ 1,448,000 | $ 144,800 | $ 69,000 |
| Etowah, Alabama | 9 | $ 1,432,000 | $ 159,111 | $ 65,000 |
| Sonoma, California | 9 | $ 3,114,000 | $ 346,000 | $ 87,000 |
| Mesa, Colorado | 9 | $ 2,513,000 | $ 279,222 | $ 79,000 |
| Alachua, Florida | 9 | $ 2,309,000 | $ 256,555 | $ 130,000 |
| Charlotte, Florida | 9 | $ 1,546,000 | $ 171,777 | $ 73,000 |
| St. Lucie, Florida | 9 | $ 1,420,000 | $ 157,777 | $ 137,000 |
| Volusia, Florida | 9 | $ 1,399,000 | $ 155,444 | $ 61,000 |
| Coweta, Georgia | 9 | $ 1,527,000 | $ 169,666 | $ 60,000 |
| Madison, Idaho | 9 | $ 1,599,000 | $ 177,666 | $ 60,000 |
| Winnebago, Illinois | 9 | $ 1,051,000 | $ 116,777 | $ 69,000 |
| Livingston, Louisiana | 9 | $ 1,382,000 | $ 153,555 | $ 85,000 |
| Kalamazoo, Michigan | 9 | $ 920,000 | $ 102,222 | $ 6,000 |
| Washington, Minnesota | 9 | $ 2,231,000 | $ 247,888 | $ 74,000 |
| Wright, Minnesota | 9 | $ 1,730,000 | $ 192,222 | $ 181,000 |
| Buncombe, North Carolina | 9 | $ 2,262,000 | $ 251,333 | $ 82,000 |
| Jackson, North Carolina | 9 | $ 1,637,000 | $ 181,888 | $ 102,000 |
| Clark, Ohio | 9 | $ 1,293,000 | $ 143,666 | $ 69,000 |
| Fayette, Pennsylvania | 9 | $ 1,077,000 | $ 119,666 | $ 41,000 |
| Rutherford, Tennessee | 9 | $ 1,332,000 | $ 148,000 | $ 54,000 |
| Iron, Utah | 9 | $ 1,987,000 | $ 220,777 | $ 84,000 |
| Morgan, Utah | 9 | $ 2,290,000 | $ 254,444 | $ 75,000 |
| Manassas, Virginia | 9 | $ 1,143,000 | $ 127,000 | $ 78,000 |
| Newport News, Virginia | 9 | $ 1,412,000 | $ 156,888 | $ 21,000 |
| Morgan, West Virginia | 9 | $ 935,000 | $ 103,888 | $ 41,000 |
| Pinal, Arizona | 8 | $ 1,547,000 | $ 193,375 | $ 107,000 |
| Alameda, California | 8 | $ 3,836,000 | $ 479,500 | $ 122,000 |
| Ventura, California | 8 | $ 3,889,000 | $ 486,125 | $ 181,000 |
| Manatee, Florida | 8 | $ 2,190,000 | $ 273,750 | $ 130,000 |
| Muscogee, Georgia | 8 | $ 1,123,000 | $ 140,375 | $ 44,000 |
| Lafayette, Louisiana | 8 | $ 977,000 | $ 122,125 | $ 58,000 |
| Sagadahoc, Maine | 8 | $ 1,563,000 | $ 195,375 | $ 65,000 |
| Waldo, Maine | 8 | $ 1,489,000 | $ 186,125 | $ 66,000 |
| Berrien, Michigan | 8 | $ 1,155,000 | $ 144,375 | $ 72,000 |
| Lee, Mississippi | 8 | $ 1,025,000 | $ 128,125 | $ 58,000 |
| Lowndes, Mississippi | 8 | $ 1,163,000 | $ 145,375 | $ 58,000 |
| Merrimack, New Hampshire | 8 | $ 1,576,000 | $ 197,000 | $ 73,000 |
| Cabarrus, North Carolina | 8 | $ 1,970,000 | $ 246,250 | $ 77,000 |
| Union, Ohio | 8 | $ 2,246,000 | $ 280,750 | $ 77,000 |
| Crawford, Pennsylvania | 8 | $ 1,185,000 | $ 148,125 | $ 66,000 |
| Erie, Pennsylvania | 8 | $ 625,000 | $ 78,125 | $ 41,000 |
| Washington, Rhode Island | 8 | $ 2,591,000 | $ 323,875 | $ 212,000 |
| Benton, Tennessee | 8 | $ 1,122,000 | $ 140,250 | $ 66,000 |
Mortgage Loan Application Detail Totals for M&T Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,742 | $3,792,223,000 | $202,000 | $31,500,000 | $79,000 | $9,999,000 |
| Refinancing | 18,655 | $3,796,737,000 | $203,000 | $9,000,000 | $82,000 | $9,918,000 |
| Home Improvement | 4,692 | $226,227,000 | $48,000 | $4,006,000 | $67,000 | $2,760,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29,717 | $5,369,967,000 | $180,000 | $9,000,000 | $86,000 | $9,999,000 |
| Not Provided | 3,355 | $623,660,000 | $185,000 | $2,000,000 | $98,000 | $6,529,000 |
| Not applicable | 3,305 | $727,491,000 | $220,000 | $31,500,000 | $0 | $455,000 |
| Black or African American | 2,572 | $415,220,000 | $161,000 | $1,500,000 | $63,000 | $545,000 |
| Hispanic | 1,759 | $345,556,000 | $196,000 | $15,000,000 | $67,000 | $840,000 |
| Asian | 925 | $242,831,000 | $262,000 | $1,632,000 | $108,000 | $2,760,000 |
| American Indian or Alaskan Native | 360 | $68,496,000 | $190,000 | $600,000 | $105,000 | $556,000 |
| Native Hawaiian or Other Pacific Islander | 96 | $21,966,000 | $228,000 | $568,000 | $87,000 | $336,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,747 | $5,587,703,000 | $187,000 | $31,500,000 | $92,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 11,299 | $2,022,066,000 | $178,000 | $1,424,000 | $46,000 | $750,000 |
| VA-guaranteed (Veterans Administration) | 1,028 | $203,585,000 | $198,000 | $554,000 | $44,000 | $178,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,833,000 | $122,000 | $315,000 | $27,000 | $86,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,373 | $4,359,862,000 | $186,000 | $31,500,000 | $85,000 | $9,999,000 |
| Application Denied By Financial Institution | 7,838 | $1,156,734,000 | $147,000 | $2,400,000 | $77,000 | $6,529,000 |
| Application Approved But Not Accepted | 4,975 | $1,114,811,000 | $224,000 | $2,205,000 | $91,000 | $3,000,000 |
| Loan Purchased By The Institution | 3,158 | $558,898,000 | $176,000 | $840,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2,431 | $553,558,000 | $227,000 | $6,000,000 | $104,000 | $3,925,000 |
| Preapproval Denied by Financial Institution | 304 | $70,372,000 | $231,000 | $1,375,000 | $72,000 | $396,000 |
| File Closed For Incompleteness | 10 | $952,000 | $95,000 | $253,000 | $271,000 | $1,921,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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