Master Financial, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, Master Financial, Inc. of Orange, CA reported 15,239 mortgage applications totaling $3.8 billion, up 92% from 2005. The average application was for $250,046, and applicants reported an average income of $111,552. 44% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,413), Riverside-San Bernardino-Ontario, CA (2,215) and Miami-Miami Beach-Kendall, FL (1,439) (applications in parentheses).

Mortgage Company & Address Master Financial, Inc.
505 City Parkway West Suite 800
Orange, CA 92868
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 15,239
Total Mortgage Loan Application Amount $3,810,451,000
Average Mortgage Loan Application Amount $250,046
Highest Mortgage Loan Application Amount $1,140,000
Average Applicant Income $111,552
Highest Applicant Income $1,425,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Master Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Master Financial, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,413 $ 823,640,000 $ 341,334 $ 134,000
Miami-Dade, Florida 1,439 $ 307,262,000 $ 213,524 $ 112,000
Riverside, California 1,125 $ 325,934,000 $ 289,719 $ 122,000
San Bernardino, California 1,090 $ 285,203,000 $ 261,654 $ 109,000
Broward, Florida 765 $ 165,583,000 $ 216,448 $ 110,000
Orange, California 743 $ 283,484,000 $ 381,539 $ 165,000
Clark, Nevada 447 $ 104,984,000 $ 234,863 $ 113,000
Palm Beach, Florida 383 $ 80,424,000 $ 209,984 $ 107,000
Hillsborough, Florida 376 $ 58,649,000 $ 155,981 $ 81,000
San Diego, California 301 $ 105,877,000 $ 351,750 $ 140,000
Lee, Florida 257 $ 48,714,000 $ 189,548 $ 96,000
Duval, Florida 246 $ 30,786,000 $ 125,146 $ 67,000
Kern, California 222 $ 43,545,000 $ 196,148 $ 88,000
Orange, Florida 205 $ 37,021,000 $ 180,590 $ 89,000
Maricopa, Arizona 158 $ 34,024,000 $ 215,341 $ 94,000
Wayne, Michigan 135 $ 14,239,000 $ 105,474 $ 65,000
Ventura, California 114 $ 45,462,000 $ 398,789 $ 146,000
San Joaquin, California 110 $ 32,721,000 $ 297,463 $ 124,000
Alameda, California 108 $ 42,166,000 $ 390,425 $ 171,000
Tulare, California 98 $ 16,434,000 $ 167,693 $ 80,000
Pinellas, Florida 97 $ 16,464,000 $ 169,731 $ 82,000
Sacramento, California 96 $ 27,732,000 $ 288,875 $ 116,000
Fresno, California 92 $ 19,262,000 $ 209,369 $ 99,000
St. Lucie, Florida 92 $ 17,036,000 $ 185,173 $ 96,000
Cook, Illinois 87 $ 19,446,000 $ 223,517 $ 109,000
Polk, Florida 86 $ 13,240,000 $ 153,953 $ 78,000
Jackson, Missouri 85 $ 9,408,000 $ 110,682 $ 84,000
Osceola, Florida 78 $ 15,767,000 $ 202,141 $ 112,000
Collier, Florida 74 $ 17,203,000 $ 232,472 $ 125,000
Contra Costa, California 69 $ 27,168,000 $ 393,739 $ 133,000
St. Louis, Missouri 68 $ 8,489,000 $ 124,838 $ 70,000
Pasco, Florida 67 $ 10,704,000 $ 159,761 $ 75,000
Cuyahoga, Ohio 58 $ 8,267,000 $ 142,534 $ 91,000
Harris, Texas 55 $ 8,088,000 $ 147,054 $ 107,000
Volusia, Florida 53 $ 10,040,000 $ 189,433 $ 86,000
Prince George's, Maryland 53 $ 16,678,000 $ 314,679 $ 116,000
St. Louis City, Missouri 50 $ 5,130,000 $ 102,600 $ 87,000
Denver, Colorado 49 $ 7,646,000 $ 156,040 $ 81,000
Seminole, Florida 49 $ 11,766,000 $ 240,122 $ 133,000
Stanislaus, California 48 $ 13,315,000 $ 277,395 $ 96,000
Hartford, Connecticut 46 $ 9,032,000 $ 196,347 $ 102,000
Santa Clara, California 45 $ 20,810,000 $ 462,444 $ 144,000
Baltimore City, Maryland 43 $ 6,798,000 $ 158,093 $ 77,000
Hernando, Florida 40 $ 6,492,000 $ 162,300 $ 86,000
Virginia Beach, Virginia 40 $ 8,216,000 $ 205,400 $ 93,000
Monterey, California 39 $ 13,748,000 $ 352,512 $ 146,000
Franklin, Ohio 39 $ 4,665,000 $ 119,615 $ 77,000
Sarasota, Florida 37 $ 8,811,000 $ 238,135 $ 133,000
Marion, Florida 36 $ 4,800,000 $ 133,333 $ 73,000
Baltimore, Maryland 36 $ 8,733,000 $ 242,583 $ 88,000
El Paso, Texas 36 $ 4,081,000 $ 113,361 $ 77,000
Solano, California 35 $ 11,123,000 $ 317,800 $ 110,000
Adams, Colorado 35 $ 5,209,000 $ 148,828 $ 80,000
Suffolk, Virginia 35 $ 5,146,000 $ 147,028 $ 69,000
Arapahoe, Colorado 32 $ 5,033,000 $ 157,281 $ 92,000
Portsmouth, Virginia 32 $ 4,028,000 $ 125,875 $ 76,000
Pima, Arizona 31 $ 6,587,000 $ 212,483 $ 103,000
New Haven, Connecticut 30 $ 6,184,000 $ 206,133 $ 92,000
Oakland, Michigan 29 $ 4,770,000 $ 164,482 $ 75,000
Dallas, Texas 29 $ 6,131,000 $ 211,413 $ 118,000
Snohomish, Washington 29 $ 8,163,000 $ 281,482 $ 95,000
Merced, California 28 $ 7,818,000 $ 279,214 $ 127,000
Santa Barbara, California 28 $ 10,436,000 $ 372,714 $ 112,000
Fairfield, Connecticut 28 $ 9,439,000 $ 337,107 $ 111,000
Charlotte, Florida 27 $ 5,332,000 $ 197,481 $ 84,000
Weld, Colorado 26 $ 5,919,000 $ 227,653 $ 88,000
Chesapeake, Virginia 26 $ 5,020,000 $ 193,076 $ 78,000
Norfolk, Virginia 26 $ 3,551,000 $ 136,576 $ 59,000
Brevard, Florida 25 $ 3,694,000 $ 147,760 $ 72,000
Clay, Florida 25 $ 5,567,000 $ 222,680 $ 92,000
Imperial, California 24 $ 5,229,000 $ 217,875 $ 69,000
Fairfax, Virginia 24 $ 9,605,000 $ 400,208 $ 161,000
Newport News, Virginia 24 $ 3,151,000 $ 131,291 $ 60,000
King, Washington 24 $ 6,261,000 $ 260,875 $ 92,000
Lake, Florida 23 $ 5,671,000 $ 246,565 $ 146,000
Maui, Hawaii 23 $ 7,956,000 $ 345,913 $ 168,000
Prince William, Virginia 23 $ 7,722,000 $ 335,739 $ 131,000
Jefferson, Colorado 22 $ 3,393,000 $ 154,227 $ 90,000
Pinal, Arizona 21 $ 3,713,000 $ 176,809 $ 108,000
Madera, California 21 $ 5,942,000 $ 282,952 $ 104,000
El Paso, Colorado 21 $ 4,085,000 $ 194,523 $ 140,000
St. Johns, Florida 21 $ 4,563,000 $ 217,285 $ 127,000
Hamilton, Ohio 21 $ 2,500,000 $ 119,047 $ 73,000
Polk, Iowa 20 $ 1,811,000 $ 90,550 $ 50,000
Summit, Ohio 20 $ 3,369,000 $ 168,450 $ 78,000
Manatee, Florida 19 $ 3,841,000 $ 202,157 $ 63,000
Multnomah, Oregon 19 $ 4,165,000 $ 219,210 $ 103,000
Pierce, Washington 19 $ 3,425,000 $ 180,263 $ 65,000
Santa Cruz, Arizona 18 $ 3,067,000 $ 170,388 $ 174,000
Leon, Florida 18 $ 2,103,000 $ 116,833 $ 67,000
Lake, Illinois 18 $ 3,383,000 $ 187,944 $ 86,000
Sonoma, California 17 $ 6,519,000 $ 383,470 $ 164,000
Indian River, Florida 17 $ 2,456,000 $ 144,470 $ 67,000
Martin, Florida 17 $ 3,087,000 $ 181,588 $ 89,000
Kitsap, Washington 17 $ 3,443,000 $ 202,529 $ 76,000
Hampton, Virginia 16 $ 2,187,000 $ 136,687 $ 64,000
Spokane, Washington 16 $ 1,945,000 $ 121,562 $ 64,000
San Mateo, California 15 $ 9,126,000 $ 608,400 $ 170,000
Flagler, Florida 15 $ 2,786,000 $ 185,733 $ 73,000
Highlands, Florida 15 $ 1,688,000 $ 112,533 $ 56,000
Anne Arundel, Maryland 15 $ 4,189,000 $ 279,266 $ 79,000
Montgomery, Maryland 15 $ 5,400,000 $ 360,000 $ 139,000
Clark, Washington 15 $ 3,524,000 $ 234,933 $ 91,000
Kings, California 14 $ 2,665,000 $ 190,357 $ 71,000
Alachua, Florida 14 $ 2,867,000 $ 204,785 $ 81,000
Escambia, Florida 14 $ 1,924,000 $ 137,428 $ 129,000
Genesee, Michigan 14 $ 1,861,000 $ 132,928 $ 74,000
Washoe, Nevada 14 $ 3,080,000 $ 220,000 $ 81,000
Clackamas, Oregon 14 $ 3,167,000 $ 226,214 $ 72,000
Yavapai, Arizona 13 $ 3,734,000 $ 287,230 $ 100,000
Will, Illinois 13 $ 4,183,000 $ 321,769 $ 137,000
Montgomery, Ohio 13 $ 1,098,000 $ 84,461 $ 92,000
San Francisco, California 12 $ 6,054,000 $ 504,500 $ 133,000
Santa Cruz, California 12 $ 4,742,000 $ 395,166 $ 158,000
Pueblo, Colorado 12 $ 766,000 $ 63,833 $ 56,000
St. Joseph, Indiana 12 $ 1,250,000 $ 104,166 $ 57,000
Tarrant, Texas 12 $ 1,904,000 $ 158,666 $ 85,000
Mohave, Arizona 11 $ 3,649,000 $ 331,727 $ 227,000
Butte, California 11 $ 2,238,000 $ 203,454 $ 176,000
Macomb, Michigan 11 $ 1,750,000 $ 159,090 $ 98,000
Bexar, Texas 11 $ 830,000 $ 75,454 $ 101,000
Fort Bend, Texas 11 $ 1,937,000 $ 176,090 $ 98,000
Monroe, Florida 10 $ 3,504,000 $ 350,400 $ 160,000
Putnam, Florida 10 $ 1,066,000 $ 106,600 $ 46,000
DuPage, Illinois 10 $ 2,678,000 $ 267,800 $ 99,000
Marion, Indiana 10 $ 1,722,000 $ 172,200 $ 98,000
Frederick, Maryland 10 $ 2,300,000 $ 230,000 $ 63,000
Harford, Maryland 10 $ 2,384,000 $ 238,400 $ 83,000
Lake, Ohio 10 $ 1,426,000 $ 142,600 $ 72,000
Mahoning, Ohio 10 $ 1,060,000 $ 106,000 $ 53,000
Chesterfield, Virginia 10 $ 2,030,000 $ 203,000 $ 72,000
Richmond City, Virginia 10 $ 1,578,000 $ 157,800 $ 56,000
San Luis Obispo, California 9 $ 2,697,000 $ 299,666 $ 193,000
Shasta, California 9 $ 2,351,000 $ 261,222 $ 62,000
Douglas, Colorado 9 $ 1,850,000 $ 205,555 $ 142,000
Hawaii, Hawaii 9 $ 2,933,000 $ 325,888 $ 104,000
Ingham, Michigan 9 $ 993,000 $ 110,333 $ 56,000
Jackson, Michigan 9 $ 806,000 $ 89,555 $ 50,000
Ravalli, Montana 9 $ 1,602,000 $ 178,000 $ 128,000
Lorain, Ohio 9 $ 942,000 $ 104,666 $ 45,000
Collin, Texas 9 $ 1,401,000 $ 155,666 $ 162,000
Nueces, Texas 9 $ 1,274,000 $ 141,555 $ 116,000
Spotsylvania, Virginia 9 $ 2,225,000 $ 247,222 $ 88,000
Yuma, Arizona 8 $ 1,445,000 $ 180,625 $ 77,000
Placer, California 8 $ 2,818,000 $ 352,250 $ 221,000
New London, Connecticut 8 $ 2,212,000 $ 276,500 $ 103,000
Kane, Illinois 8 $ 996,000 $ 124,500 $ 52,000
Douglas, Nebraska 8 $ 993,000 $ 124,125 $ 69,000
Oklahoma, Oklahoma 8 $ 868,000 $ 108,500 $ 71,000
Shelby, Tennessee 8 $ 868,000 $ 108,500 $ 48,000
Denton, Texas 8 $ 1,420,000 $ 177,500 $ 84,000
Fluvanna, Virginia 8 $ 1,051,000 $ 131,375 $ 67,000
Henrico, Virginia 8 $ 1,467,000 $ 183,375 $ 67,000
Stafford, Virginia 8 $ 3,391,000 $ 423,875 $ 138,000
El Dorado, California 7 $ 3,656,000 $ 522,285 $ 168,000
Humboldt, California 7 $ 1,448,000 $ 206,857 $ 98,000
Santa Rosa, Florida 7 $ 880,000 $ 125,714 $ 144,000
Kootenai, Idaho 7 $ 1,405,000 $ 200,714 $ 134,000
Charles, Maryland 7 $ 2,166,000 $ 309,428 $ 98,000
Kalamazoo, Michigan 7 $ 868,000 $ 124,000 $ 64,000
Butler, Ohio 7 $ 1,006,000 $ 143,714 $ 74,000
Brazoria, Texas 7 $ 1,114,000 $ 159,142 $ 117,000
Galveston, Texas 7 $ 976,000 $ 139,428 $ 135,000
Salt Lake, Utah 7 $ 1,327,000 $ 189,571 $ 105,000
Albemarle, Virginia 7 $ 905,000 $ 129,285 $ 64,000
Mendocino, California 6 $ 2,082,000 $ 347,000 $ 139,000
Tehama, California 6 $ 1,342,000 $ 223,666 $ 73,000
Middlesex, Connecticut 6 $ 1,448,000 $ 241,333 $ 121,000
Bay, Florida 6 $ 1,171,000 $ 195,166 $ 135,000
Citrus, Florida 6 $ 688,000 $ 114,666 $ 62,000
Nassau, Florida 6 $ 889,000 $ 148,166 $ 74,000
Honolulu, Hawaii 6 $ 3,450,000 $ 575,000 $ 134,000
Kauai, Hawaii 6 $ 2,673,000 $ 445,500 $ 129,000
Lake, Indiana 6 $ 1,092,000 $ 182,000 $ 63,000
Kent, Michigan 6 $ 717,000 $ 119,500 $ 57,000
Clay, Missouri 6 $ 538,000 $ 89,666 $ 48,000
Cole, Missouri 6 $ 539,000 $ 89,833 $ 66,000
St. Charles, Missouri 6 $ 1,674,000 $ 279,000 $ 174,000
Tulsa, Oklahoma 6 $ 663,000 $ 110,500 $ 72,000
Jackson, Oregon 6 $ 1,118,000 $ 186,333 $ 133,000
Lane, Oregon 6 $ 1,185,000 $ 197,500 $ 58,000
Marion, Oregon 6 $ 899,000 $ 149,833 $ 70,000
Whatcom, Washington 6 $ 1,783,000 $ 297,166 $ 160,000
Anchorage, Alaska 5 $ 1,149,000 $ 229,800 $ 82,000
Cochise, Arizona 5 $ 825,000 $ 165,000 $ 98,000
Yuba, California 5 $ 1,141,000 $ 228,200 $ 76,000
Litchfield, Connecticut 5 $ 1,221,000 $ 244,200 $ 68,000
Hendry, Florida 5 $ 606,000 $ 121,200 $ 93,000
Canyon, Idaho 5 $ 690,000 $ 138,000 $ 66,000
Madison, Illinois 5 $ 721,000 $ 144,200 $ 80,000
Cecil, Maryland 5 $ 1,433,000 $ 286,600 $ 137,000
Howard, Maryland 5 $ 1,976,000 $ 395,200 $ 123,000
St. Mary's, Maryland 5 $ 1,063,000 $ 212,600 $ 102,000
Calhoun, Michigan 5 $ 416,000 $ 83,200 $ 68,000
Washtenaw, Michigan 5 $ 1,136,000 $ 227,200 $ 81,000
Hennepin, Minnesota 5 $ 980,000 $ 196,000 $ 58,000
Boone, Missouri 5 $ 517,000 $ 103,400 $ 49,000
Jefferson, Missouri 5 $ 686,000 $ 137,200 $ 76,000
Nye, Nevada 5 $ 1,357,000 $ 271,400 $ 227,000
Columbiana, Ohio 5 $ 528,000 $ 105,600 $ 66,000
Umatilla, Oregon 5 $ 782,000 $ 156,400 $ 35,000
Washington, Oregon 5 $ 1,654,000 $ 330,800 $ 90,000
Isle of Wight, Virginia 5 $ 925,000 $ 185,000 $ 71,000
Loudoun, Virginia 5 $ 1,934,000 $ 386,800 $ 172,000
Thurston, Washington 5 $ 998,000 $ 199,600 $ 97,000
Coconino, Arizona 4 $ 799,000 $ 199,750 $ 78,000
Amador, California 4 $ 812,000 $ 203,000 $ 79,000
Calaveras, California 4 $ 905,000 $ 226,250 $ 89,000
Napa, California 4 $ 2,055,000 $ 513,750 $ 195,000
Sutter, California 4 $ 1,245,000 $ 311,250 $ 80,000
Yolo, California 4 $ 1,238,000 $ 309,500 $ 82,000
Eagle, Colorado 4 $ 1,683,000 $ 420,750 $ 131,000
McDonough, Illinois 4 $ 316,000 $ 79,000 $ 127,000
Winnebago, Illinois 4 $ 281,000 $ 70,250 $ 77,000
Allegan, Michigan 4 $ 520,000 $ 130,000 $ 40,000
Greene, Missouri 4 $ 789,000 $ 197,250 $ 79,000
Yellowstone, Montana 4 $ 358,000 $ 89,500 $ 46,000
Licking, Ohio 4 $ 1,312,000 $ 328,000 $ 134,000
Lucas, Ohio 4 $ 559,000 $ 139,750 $ 73,000
Portage, Ohio 4 $ 738,000 $ 184,500 $ 92,000
Stark, Ohio 4 $ 437,000 $ 109,250 $ 48,000
Deschutes, Oregon 4 $ 1,404,000 $ 351,000 $ 128,000
Jefferson, Oregon 4 $ 871,000 $ 217,750 $ 110,000
Linn, Oregon 4 $ 623,000 $ 155,750 $ 55,000
Jefferson, Texas 4 $ 374,000 $ 93,500 $ 46,000
Utah, Utah 4 $ 1,208,000 $ 302,000 $ 105,000
Alexandria, Virginia 4 $ 809,000 $ 202,250 $ 71,000
Greene, Virginia 4 $ 610,000 $ 152,500 $ 106,000
Louisa, Virginia 4 $ 765,000 $ 191,250 $ 52,000
Grays Harbor, Washington 4 $ 605,000 $ 151,250 $ 142,000
Trinity, California 3 $ 825,000 $ 275,000 $ 101,000
Boulder, Colorado 3 $ 1,205,000 $ 401,666 $ 157,000
Garfield, Colorado 3 $ 721,000 $ 240,333 $ 97,000
Mesa, Colorado 3 $ 583,000 $ 194,333 $ 75,000
Montezuma, Colorado 3 $ 317,000 $ 105,666 $ 43,000
Gadsden, Florida 3 $ 432,000 $ 144,000 $ 113,000
Okaloosa, Florida 3 $ 883,000 $ 294,333 $ 90,000
Gem, Idaho 3 $ 409,000 $ 136,333 $ 49,000
Nez Perce, Idaho 3 $ 289,000 $ 96,333 $ 48,000
Champaign, Illinois 3 $ 256,000 $ 85,333 $ 63,000
St. Clair, Illinois 3 $ 365,000 $ 121,666 $ 54,000
Williamson, Illinois 3 $ 456,000 $ 152,000 $ 60,000
Montgomery, Indiana 3 $ 297,000 $ 99,000 $ 93,000
Jefferson, Kentucky 3 $ 394,000 $ 131,333 $ 75,000
Branch, Michigan 3 $ 246,000 $ 82,000 $ 66,000
Callaway, Missouri 3 $ 362,000 $ 120,666 $ 40,000
Camden, Missouri 3 $ 1,035,000 $ 345,000 $ 88,000
Jasper, Missouri 3 $ 194,000 $ 64,666 $ 54,000
Platte, Missouri 3 $ 647,000 $ 215,666 $ 166,000
Ralls, Missouri 3 $ 521,000 $ 173,666 $ 65,000
St. Francois, Missouri 3 $ 335,000 $ 111,666 $ 64,000
Webster, Missouri 3 $ 806,000 $ 268,666 $ 107,000
Lyon, Nevada 3 $ 439,000 $ 146,333 $ 61,000
Ashtabula, Ohio 3 $ 296,000 $ 98,666 $ 92,000
Darke, Ohio 3 $ 303,000 $ 101,000 $ 49,000
Geauga, Ohio 3 $ 603,000 $ 201,000 $ 176,000
Knox, Ohio 3 $ 207,000 $ 69,000 $ 35,000
Lawrence, Ohio 3 $ 372,000 $ 124,000 $ 119,000
Perry, Ohio 3 $ 254,000 $ 84,666 $ 37,000
Yamhill, Oregon 3 $ 613,000 $ 204,333 $ 72,000
Cameron, Texas 3 $ 320,000 $ 106,666 $ 41,000
Davis, Utah 3 $ 884,000 $ 294,666 $ 107,000
Iron, Utah 3 $ 501,000 $ 167,000 $ 102,000
Charlottesville, Virginia 3 $ 397,000 $ 132,333 $ 30,000
Frederick, Virginia 3 $ 542,000 $ 180,666 $ 60,000
Hanover, Virginia 3 $ 598,000 $ 199,333 $ 60,000
Manassas, Virginia 3 $ 791,000 $ 263,666 $ 98,000
Orange, Virginia 3 $ 481,000 $ 160,333 $ 51,000
Roanoke City, Virginia 3 $ 314,000 $ 104,666 $ 45,000
Surry, Virginia 3 $ 422,000 $ 140,666 $ 55,000
Mason, Washington 3 $ 531,000 $ 177,000 $ 69,000
Stevens, Washington 3 $ 428,000 $ 142,666 $ 62,000
Walla Walla, Washington 3 $ 322,000 $ 107,333 $ 46,000
Yakima, Washington 3 $ 380,000 $ 126,666 $ 41,000
Laramie, Wyoming 3 $ 328,000 $ 109,333 $ 76,000
Lake, California 2 $ 485,000 $ 242,500 $ 94,000
Mariposa, California 2 $ 539,000 $ 269,500 $ 68,000
Nevada, California 2 $ 618,000 $ 309,000 $ 102,000
San Benito, California 2 $ 1,303,000 $ 651,500 $ 216,000
Tuolumne, California 2 $ 575,000 $ 287,500 $ 90,000
Delta, Colorado 2 $ 239,000 $ 119,500 $ 72,000
Fremont, Colorado 2 $ 215,000 $ 107,500 $ 37,000
Gilpin, Colorado 2 $ 698,000 $ 349,000 $ 89,000
Larimer, Colorado 2 $ 331,000 $ 165,500 $ 73,000
Teller, Colorado 2 $ 477,000 $ 238,500 $ 66,000
Windham, Connecticut 2 $ 325,000 $ 162,500 $ 280,000
New Castle, Delaware 2 $ 565,000 $ 282,500 $ 46,000
Baker, Florida 2 $ 367,000 $ 183,500 $ 58,000
Columbia, Florida 2 $ 275,000 $ 137,500 $ 66,000
Jackson, Florida 2 $ 179,000 $ 89,500 $ 58,000
Okeechobee, Florida 2 $ 287,000 $ 143,500 $ 39,000
Ada, Idaho 2 $ 400,000 $ 200,000 $ 64,000
Bonner, Idaho 2 $ 384,000 $ 192,000 $ 183,000
DeKalb, Illinois 2 $ 184,000 $ 92,000 $ 58,000
Kendall, Illinois 2 $ 404,000 $ 202,000 $ 80,000
Allen, Indiana 2 $ 238,000 $ 119,000 $ 39,000
Clark, Indiana 2 $ 220,000 $ 110,000 $ 70,000
Elkhart, Indiana 2 $ 396,000 $ 198,000 $ 83,000
Hamilton, Indiana 2 $ 691,000 $ 345,500 $ 103,000
Jay, Indiana 2 $ 211,000 $ 105,500 $ 37,000
Kosciusko, Indiana 2 $ 260,000 $ 130,000 $ 50,000
Madison, Indiana 2 $ 107,000 $ 53,500 $ 63,000
Monroe, Indiana 2 $ 229,000 $ 114,500 $ 52,000
Shelby, Indiana 2 $ 154,000 $ 77,000 $ 33,000
Wabash, Indiana 2 $ 221,000 $ 110,500 $ 37,000
Wayne, Indiana 2 $ 402,000 $ 201,000 $ 66,000
Cerro Gordo, Iowa 2 $ 90,000 $ 45,000 $ 51,000
Dallas, Iowa 2 $ 100,000 $ 50,000 $ 44,000
Harrison, Iowa 2 $ 168,000 $ 84,000 $ 85,000
Linn, Iowa 2 $ 126,000 $ 63,000 $ 48,000
Mahaska, Iowa 2 $ 252,000 $ 126,000 $ 82,000
Johnson, Kansas 2 $ 335,000 $ 167,500 $ 56,000
Calvert, Maryland 2 $ 860,000 $ 430,000 $ 113,000
Carroll, Maryland 2 $ 666,000 $ 333,000 $ 87,000
Queen Anne's, Maryland 2 $ 841,000 $ 420,500 $ 186,000
Washington, Maryland 2 $ 484,000 $ 242,000 $ 62,000
Wicomico, Maryland 2 $ 328,000 $ 164,000 $ 48,000
Berrien, Michigan 2 $ 377,000 $ 188,500 $ 75,000
Cheboygan, Michigan 2 $ 353,000 $ 176,500 $ 80,000
Clinton, Michigan 2 $ 200,000 $ 100,000 $ 58,000
Eaton, Michigan 2 $ 291,000 $ 145,500 $ 50,000
Gratiot, Michigan 2 $ 252,000 $ 126,000 $ 41,000
Lake, Michigan 2 $ 238,000 $ 119,000 $ 70,000
Mecosta, Michigan 2 $ 157,000 $ 78,500 $ 120,000
Monroe, Michigan 2 $ 185,000 $ 92,500 $ 61,000
Tuscola, Michigan 2 $ 139,000 $ 69,500 $ 59,000
Carver, Minnesota 2 $ 820,000 $ 410,000 $ 192,000
Olmsted, Minnesota 2 $ 104,000 $ 52,000 $ 30,000
Ramsey, Minnesota 2 $ 464,000 $ 232,000 $ 58,000
Scott, Minnesota 2 $ 275,000 $ 137,500 $ 70,000
Sherburne, Minnesota 2 $ 468,000 $ 234,000 $ 81,000
St. Louis, Minnesota 2 $ 525,000 $ 262,500 $ 96,000
Washington, Minnesota 2 $ 699,000 $ 349,500 $ 111,000
Benton, Missouri 2 $ 145,000 $ 72,500 $ 32,000
Cass, Missouri 2 $ 300,000 $ 150,000 $ 64,000
Christian, Missouri 2 $ 822,000 $ 411,000 $ 247,000
Franklin, Missouri 2 $ 172,000 $ 86,000 $ 39,000
Iron, Missouri 2 $ 120,000 $ 60,000 $ 38,000
Lincoln, Missouri 2 $ 265,000 $ 132,500 $ 43,000
Osage, Missouri 2 $ 164,000 $ 82,000 $ 34,000
Washington, Missouri 2 $ 130,000 $ 65,000 $ 48,000
Flathead, Montana 2 $ 766,000 $ 383,000 $ 142,000
Missoula, Montana 2 $ 480,000 $ 240,000 $ 163,000
Cass, Nebraska 2 $ 130,000 $ 65,000 $ 46,000
Churchill, Nevada 2 $ 363,000 $ 181,500 $ 62,000
Coshocton, Ohio 2 $ 120,000 $ 60,000 $ 107,000
Defiance, Ohio 2 $ 244,000 $ 122,000 $ 54,000
Delaware, Ohio 2 $ 328,000 $ 164,000 $ 62,000
Jefferson, Ohio 2 $ 236,000 $ 118,000 $ 37,000
Trumbull, Ohio 2 $ 213,000 $ 106,500 $ 47,000
Wayne, Ohio 2 $ 120,000 $ 60,000 $ 35,000
Wyandot, Ohio 2 $ 92,000 $ 46,000 $ 72,000
Cleveland, Oklahoma 2 $ 176,000 $ 88,000 $ 68,000
Delaware, Oklahoma 2 $ 332,000 $ 166,000 $ 59,000
Garfield, Oklahoma 2 $ 147,000 $ 73,500 $ 145,000
Ottawa, Oklahoma 2 $ 126,000 $ 63,000 $ 157,000
Benton, Oregon 2 $ 457,000 $ 228,500 $ 73,000
Clatsop, Oregon 2 $ 561,000 $ 280,500 $ 84,000
Harney, Oregon 2 $ 145,000 $ 72,500 $ 90,000
Sevier, Tennessee 2 $ 464,000 $ 232,000 $ 210,000
Sullivan, Tennessee 2 $ 382,000 $ 191,000 $ 55,000
Ellis, Texas 2 $ 216,000 $ 108,000 $ 112,000
Guadalupe, Texas 2 $ 224,000 $ 112,000 $ 35,000
Orange, Texas 2 $ 595,000 $ 297,500 $ 85,000
Williamson, Texas 2 $ 155,000 $ 77,500 $ 55,000
Washington, Utah 2 $ 237,000 $ 118,500 $ 72,000
Caroline, Virginia 2 $ 404,000 $ 202,000 $ 51,000
Cumberland, Virginia 2 $ 84,000 $ 42,000 $ 31,000
Hopewell, Virginia 2 $ 188,000 $ 94,000 $ 41,000
Powhatan, Virginia 2 $ 523,000 $ 261,500 $ 143,000
Shenandoah, Virginia 2 $ 274,000 $ 137,000 $ 33,000
Warren, Virginia 2 $ 482,000 $ 241,000 $ 60,000
Waynesboro, Virginia 2 $ 144,000 $ 72,000 $ 42,000
Cowlitz, Washington 2 $ 165,000 $ 82,500 $ 187,000
Douglas, Washington 2 $ 675,000 $ 337,500 $ 103,000
Lewis, Washington 2 $ 418,000 $ 209,000 $ 56,000
Milwaukee, Wisconsin 2 $ 234,000 $ 117,000 $ 28,000
Lincoln, Wyoming 2 $ 585,000 $ 292,500 $ 136,000
Matanuska-Susitna, Alaska 1 $ 53,000 $ 53,000 $ 89,000
Gila, Arizona 1 $ 120,000 $ 120,000 $ 91,000
Graham, Arizona 1 $ 123,000 $ 123,000 $ 177,000
Navajo, Arizona 1 $ 201,000 $ 201,000 $ 78,000
Colusa, California 1 $ 263,000 $ 263,000 $ 71,000
Del Norte, California 1 $ 182,000 $ 182,000 $ 209,000
Inyo, California 1 $ 272,000 $ 272,000 $ 78,000
Lassen, California 1 $ 263,000 $ 263,000 $ 56,000
Mono, California 1 $ 755,000 $ 755,000 $ 300,000
Plumas, California 1 $ 213,000 $ 213,000 $ 101,000
Sierra, California 1 $ 112,000 $ 112,000 $ 30,000
Custer, Colorado 1 $ 94,000 $ 94,000 $ 66,000
Elbert, Colorado 1 $ 206,000 $ 206,000 $ 60,000
Huerfano, Colorado 1 $ 90,000 $ 90,000 $ 32,000
La Plata, Colorado 1 $ 279,000 $ 279,000 $ 89,000
Las Animas, Colorado 1 $ 225,000 $ 225,000 $ 67,000
Montrose, Colorado 1 $ 284,000 $ 284,000 $ 71,000
Rio Grande, Colorado 1 $ 260,000 $ 260,000 $ 32,000
Routt, Colorado 1 $ 340,000 $ 340,000 $ 66,000
Saguache, Colorado 1 $ 230,000 $ 230,000 $ 100,000
Summit, Colorado 1 $ 284,000 $ 284,000 $ 72,000
Bradford, Florida 1 $ 72,000 $ 72,000 $ 30,000
DeSoto, Florida 1 $ 75,000 $ 75,000 $ 28,000
Gilchrist, Florida 1 $ 120,000 $ 120,000 $ 98,000
Hamilton, Florida 1 $ 145,000 $ 145,000 $ 28,000
Liberty, Florida 1 $ 59,000 $ 59,000 $ 30,000
Union, Florida 1 $ 137,000 $ 137,000 $ 47,000
Wakulla, Florida 1 $ 180,000 $ 180,000 $ 65,000
Fulton, Georgia 1 $ 152,000 $ 152,000 $ 46,000
Gwinnett, Georgia 1 $ 161,000 $ 161,000 $ 57,000
Richmond, Georgia 1 $ 154,000 $ 154,000 $ 41,000
Bannock, Idaho 1 $ 187,000 $ 187,000 $ 94,000
Bingham, Idaho 1 $ 88,000 $ 88,000 $ 72,000
Bonneville, Idaho 1 $ 342,000 $ 342,000 $ 94,000
Boundary, Idaho 1 $ 323,000 $ 323,000 $ 88,000
Cassia, Idaho 1 $ 126,000 $ 126,000 $ 84,000
Lemhi, Idaho 1 $ 174,000 $ 174,000 $ 52,000
Clark, Illinois 1 $ 47,000 $ 47,000 $ 46,000
Macon, Illinois 1 $ 212,000 $ 212,000 $ 229,000
Macoupin, Illinois 1 $ 80,000 $ 80,000 $ 37,000
Montgomery, Illinois 1 $ 84,000 $ 84,000 $ 40,000
Rock Island, Illinois 1 $ 90,000 $ 90,000 $ 36,000
Washington, Illinois 1 $ 162,000 $ 162,000 $ 96,000
Bartholomew, Indiana 1 $ 124,000 $ 124,000 $ 52,000
Floyd, Indiana 1 $ 116,000 $ 116,000 $ 54,000
Grant, Indiana 1 $ 128,000 $ 128,000 $ 95,000
Hendricks, Indiana 1 $ 240,000 $ 240,000 $ 90,000
Henry, Indiana 1 $ 102,000 $ 102,000 $ 127,000
Huntington, Indiana 1 $ 119,000 $ 119,000 $ 47,000
Jefferson, Indiana 1 $ 119,000 $ 119,000 $ 25,000
Porter, Indiana 1 $ 166,000 $ 166,000 $ 46,000
Posey, Indiana 1 $ 75,000 $ 75,000 $ 47,000
Putnam, Indiana 1 $ 130,000 $ 130,000 $ 39,000
Vanderburgh, Indiana 1 $ 71,000 $ 71,000 $ 137,000
Vigo, Indiana 1 $ 105,000 $ 105,000 $ 47,000
Boone, Iowa 1 $ 104,000 $ 104,000 $ 58,000
Cherokee, Iowa 1 $ 71,000 $ 71,000 $ 36,000
Clarke, Iowa 1 $ 329,000 $ 329,000 $ 80,000
Clinton, Iowa 1 $ 188,000 $ 188,000 $ 84,000
Fayette, Iowa 1 $ 73,000 $ 73,000 $ 17,000
Greene, Iowa 1 $ 50,000 $ 50,000 $ 23,000
Jasper, Iowa 1 $ 80,000 $ 80,000 $ 43,000
Lucas, Iowa 1 $ 57,000 $ 57,000 $ 28,000
Pottawattamie, Iowa 1 $ 86,000 $ 86,000 $ 120,000
Scott, Iowa 1 $ 86,000 $ 86,000 $ 31,000
Wapello, Iowa 1 $ 72,000 $ 72,000 $ 34,000
Winneshiek, Iowa 1 $ 50,000 $ 50,000 $ 25,000
Woodbury, Iowa 1 $ 103,000 $ 103,000 $ 39,000
Shawnee, Kansas 1 $ 200,000 $ 200,000 $ 46,000
Fayette, Kentucky 1 $ 315,000 $ 315,000 $ 124,000
Allegany, Maryland 1 $ 75,000 $ 75,000 $ 72,000
Caroline, Maryland 1 $ 187,000 $ 187,000 $ 84,000
Garrett, Maryland 1 $ 75,000 $ 75,000 $ 39,000
Talbot, Maryland 1 $ 259,000 $ 259,000 $ 88,000
Berkshire, Massachusetts 1 $ 140,000 $ 140,000 $ 48,000
Alcona, Michigan 1 $ 75,000 $ 75,000 $ 32,000
Barry, Michigan 1 $ 343,000 $ 343,000 $ 90,000
Bay, Michigan 1 $ 191,000 $ 191,000 $ 98,000
Emmet, Michigan 1 $ 167,000 $ 167,000 $ 116,000
Grand Traverse, Michigan 1 $ 277,000 $ 277,000 $ 264,000
Ionia, Michigan 1 $ 136,000 $ 136,000 $ 38,000
Lapeer, Michigan 1 $ 292,000 $ 292,000 $ 111,000
Livingston, Michigan 1 $ 155,000 $ 155,000 $ 62,000
Muskegon, Michigan 1 $ 52,000 $ 52,000 $ 18,000
Newaygo, Michigan 1 $ 76,000 $ 76,000 $ 22,000
Ottawa, Michigan 1 $ 105,000 $ 105,000 $ 48,000
St. Clair, Michigan 1 $ 213,000 $ 213,000 $ 174,000
St. Joseph, Michigan 1 $ 60,000 $ 60,000 $ 26,000
Van Buren, Michigan 1 $ 145,000 $ 145,000 $ 84,000
Chisago, Minnesota 1 $ 215,000 $ 215,000 $ 57,000
Meeker, Minnesota 1 $ 308,000 $ 308,000 $ 94,000
Redwood, Minnesota 1 $ 106,000 $ 106,000 $ 40,000
Renville, Minnesota 1 $ 162,000 $ 162,000 $ 62,000
Stearns, Minnesota 1 $ 270,000 $ 270,000 $ 103,000
Warren, Mississippi 1 $ 88,000 $ 88,000 $ 46,000
Barry, Missouri 1 $ 99,000 $ 99,000 $ 103,000
Butler, Missouri 1 $ 56,000 $ 56,000 $ 14,000
Cape Girardeau, Missouri 1 $ 128,000 $ 128,000 $ 54,000
Cooper, Missouri 1 $ 51,000 $ 51,000 $ 27,000
Dallas, Missouri 1 $ 131,000 $ 131,000 $ 38,000
Howard, Missouri 1 $ 79,000 $ 79,000 $ 42,000
Lafayette, Missouri 1 $ 78,000 $ 78,000 $ 43,000
Madison, Missouri 1 $ 131,000 $ 131,000 $ 28,000
Maries, Missouri 1 $ 85,000 $ 85,000 $ 16,000
Moniteau, Missouri 1 $ 58,000 $ 58,000 $ 28,000
Perry, Missouri 1 $ 85,000 $ 85,000 $ 24,000
Pettis, Missouri 1 $ 81,000 $ 81,000 $ 60,000
Phelps, Missouri 1 $ 123,000 $ 123,000 $ 30,000
Polk, Missouri 1 $ 249,000 $ 249,000 $ 74,000
Pulaski, Missouri 1 $ 167,000 $ 167,000 $ 70,000
Ray, Missouri 1 $ 115,000 $ 115,000 $ 46,000
Scott, Missouri 1 $ 50,000 $ 50,000 $ 59,000
Ste. Genevieve, Missouri 1 $ 88,000 $ 88,000 $ 47,000
Taney, Missouri 1 $ 177,000 $ 177,000 $ 88,000
Warren, Missouri 1 $ 121,000 $ 121,000 $ 77,000
Beaverhead, Montana 1 $ 100,000 $ 100,000 $ 36,000
Madison, Montana 1 $ 340,000 $ 340,000 $ 62,000
Saline, Nebraska 1 $ 62,000 $ 62,000 $ 30,000
Carson City, Nevada 1 $ 285,000 $ 285,000 $ 77,000
Douglas, Nevada 1 $ 810,000 $ 810,000 $ 224,000
Elko, Nevada 1 $ 191,000 $ 191,000 $ 52,000
Hillsborough, New Hampshire 1 $ 209,000 $ 209,000 $ 41,000
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Mortgage Loan Application Detail Totals for Master Financial, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,662 $1,632,570,000 $213,000 $1,140,000 $119,000 $1,425,000
Refinancing 7,575 $2,177,570,000 $287,000 $1,085,000 $104,000 $1,288,000
Home Improvement 2 $311,000 $155,000 $200,000 $184,000 $188,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 6,257 $1,574,699,000 $251,000 $1,000,000 $112,000 $972,000
White 3,407 $853,651,000 $250,000 $1,140,000 $118,000 $1,288,000
Not Provided 2,555 $734,609,000 $287,000 $1,069,000 $114,000 $1,425,000
Black or African American 2,401 $471,170,000 $196,000 $1,085,000 $90,000 $802,000
Asian 446 $128,012,000 $287,000 $855,000 $150,000 $629,000
Native Hawaiian or Other Pacific Islander 133 $40,139,000 $301,000 $809,000 $138,000 $601,000
American Indian or Alaskan Native 40 $8,171,000 $204,000 $486,000 $87,000 $281,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,239 $3,810,451,000 $250,000 $1,140,000 $111,000 $1,425,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,630 $1,692,758,000 $255,000 $990,000 $115,000 $1,425,000
Application Withdrawn By Applicant 2,934 $753,981,000 $256,000 $1,069,000 $109,000 $812,000
Application Denied By Financial Institution 2,905 $618,095,000 $212,000 $1,085,000 $103,000 $1,200,000
File Closed For Incompleteness 2,770 $745,617,000 $269,000 $1,140,000 $114,000 $1,170,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Master Financial, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Master Financial, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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