Mcs Mortgage Bankers, Inc. Mortgage Lending & HMDA Data, 2017
In 2017, Mcs Mortgage Bankers, Inc. of Patchogue, NY reported 3,202 mortgage applications totaling $856.8 million, up 22% from 2016. The average application was for $267,588, and applicants reported an average income of $87,649. 62% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Nassau County-Suffolk County, NY (490), New York-Jersey City-White Plains, NY-NJ (433) and Columbus, OH (329) (applications in parentheses).
| Mortgage Company & Address | Mcs Mortgage Bankers, Inc. 20 Oak Street Patchogue, NY 11772 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 3,202 |
| Total Mortgage Loan Application Amount | $856,817,000 |
| Average Mortgage Loan Application Amount | $267,588 |
| Highest Mortgage Loan Application Amount | $1,950,000 |
| Average Applicant Income | $87,649 |
| Highest Applicant Income | $3,825,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mcs Mortgage Bankers, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nassau County-Suffolk County, NY | 490 | $ 149,602,000 | $ 305,310 | $ 123,000 |
| New York-Jersey City-White Plains, NY-NJ | 433 | $ 181,435,000 | $ 419,018 | $ 112,103 |
| Columbus, OH | 329 | $ 60,142,000 | $ 182,802 | $ 80,000 |
| Montgomery County-Bucks County-Chester County, PA | 185 | $ 49,642,000 | $ 268,335 | $ 105,000 |
| Dayton, OH | 118 | $ 15,965,000 | $ 135,296 | $ 61,000 |
| Philadelphia, PA | 117 | $ 21,711,000 | $ 185,564 | $ 80,000 |
| Reading, PA | 91 | $ 12,324,000 | $ 135,428 | $ 52,000 |
| Newark, NJ-PA | 78 | $ 21,727,000 | $ 278,551 | $ 93,769 |
| Cincinnati, OH-KY-IN | 76 | $ 13,561,000 | $ 178,434 | $ 54,881 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 71 | $ 30,224,000 | $ 425,690 | $ 84,577 |
| Los Angeles-Long Beach-Glendale, CA | 62 | $ 29,961,000 | $ 483,241 | $ 117,000 |
| Baltimore-Columbia-Towson, MD | 45 | $ 12,270,000 | $ 272,666 | $ 78,000 |
| Cleveland-Elyria, OH | 39 | $ 5,936,000 | $ 152,205 | $ 71,000 |
| Houston-The Woodlands-Sugar Land, TX | 37 | $ 7,092,000 | $ 191,675 | $ 70,000 |
| Denver-Aurora-Lakewood, CO | 35 | $ 13,532,000 | $ 386,628 | $ 95,000 |
| Chicago-Naperville-Arlington Heights, IL | 32 | $ 7,744,000 | $ 242,000 | $ 71,000 |
| Dallas-Plano-Irving, TX | 30 | $ 7,371,000 | $ 245,700 | $ 79,000 |
| Camden, NJ | 22 | $ 4,563,000 | $ 207,409 | $ 67,000 |
| Riverside-San Bernardino-Ontario, CA | 21 | $ 5,707,000 | $ 271,761 | $ 57,000 |
| McAllen-Edinburg-Mission, TX | 19 | $ 3,548,000 | $ 186,736 | $ 75,000 |
| Tampa-St. Petersburg-Clearwater, FL | 18 | $ 4,490,000 | $ 249,444 | $ 67,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 18 | $ 5,401,000 | $ 300,055 | $ 50,277 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 17 | $ 5,207,000 | $ 306,294 | $ 153,000 |
| Orlando-Kissimmee-Sanford, FL | 17 | $ 3,992,000 | $ 234,823 | $ 72,000 |
| Jacksonville, FL | 16 | $ 4,097,000 | $ 256,062 | $ 61,000 |
| Richmond, VA | 16 | $ 3,765,000 | $ 235,312 | $ 18,000 |
| San Diego-Carlsbad, CA | 16 | $ 6,680,000 | $ 417,500 | $ 84,000 |
| San Antonio-New Braunfels, TX | 14 | $ 4,423,000 | $ 315,928 | $ 66,000 |
| Silver Spring-Frederick-Rockville, MD | 14 | $ 3,723,000 | $ 265,928 | $ 52,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 13 | $ 2,111,000 | $ 162,384 | $ 85,846 |
| Charlotte-Concord-Gastonia, NC-SC | 13 | $ 3,107,000 | $ 239,000 | $ 87,000 |
| Indianapolis-Carmel-Anderson, IN | 12 | $ 2,228,000 | $ 185,666 | $ 44,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 12 | $ 3,196,000 | $ 266,333 | $ 50,000 |
| Raleigh, NC | 12 | $ 3,125,000 | $ 260,416 | $ 108,000 |
| Toledo, OH | 12 | $ 1,987,000 | $ 165,583 | $ 62,000 |
| Lancaster, PA | 11 | $ 1,737,000 | $ 157,909 | $ 28,000 |
| Tacoma-Lakewood, WA | 11 | $ 3,161,000 | $ 287,363 | $ 35,000 |
| Colorado Springs, CO | 10 | $ 2,466,000 | $ 246,600 | $ 24,000 |
| Fort Worth-Arlington, TX | 10 | $ 2,386,000 | $ 238,600 | $ 109,000 |
| Wilmington, DE-MD-NJ | 10 | $ 2,261,000 | $ 226,100 | $ 56,200 |
| Harrisburg-Carlisle, PA | 9 | $ 1,303,000 | $ 144,777 | $ 29,000 |
| Hartford-West Hartford-East Hartford, CT | 9 | $ 1,628,000 | $ 180,888 | $ 77,000 |
| New Haven-Milford, CT | 9 | $ 2,250,000 | $ 250,000 | $ 58,000 |
| Albany-Schenectady-Troy, NY | 8 | $ 1,405,000 | $ 175,625 | $ 87,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 1,176,000 | $ 147,000 | $ 74,000 |
| Elgin, IL | 8 | $ 2,624,000 | $ 328,000 | $ 171,000 |
| New Orleans-Metairie, LA | 8 | $ 1,415,000 | $ 176,875 | $ 23,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 8 | $ 3,011,000 | $ 376,375 | $ 76,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 2,352,000 | $ 336,000 | $ 129,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,711,000 | $ 244,428 | $ 155,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 1,368,000 | $ 195,428 | $ 114,000 |
| Oklahoma City, OK | 7 | $ 1,843,000 | $ 263,285 | $ 38,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 3,598,000 | $ 514,000 | $ 107,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 3,881,000 | $ 554,428 | $ 131,000 |
| Stockton-Lodi, CA | 7 | $ 1,726,000 | $ 246,571 | $ 13,000 |
| Trenton, NJ | 7 | $ 2,178,000 | $ 311,142 | $ 83,000 |
| Akron, OH | 6 | $ 844,000 | $ 140,666 | $ 65,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 3,657,000 | $ 609,500 | $ 131,000 |
| Fresno, CA | 6 | $ 1,509,000 | $ 251,500 | $ 28,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 1,499,000 | $ 249,833 | $ 142,000 |
| Tulsa, OK | 6 | $ 1,499,000 | $ 249,833 | $ 35,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,300,000 | $ 216,666 | $ 58,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 1,387,000 | $ 231,166 | $ 151,000 |
| Canton-Massillon, OH | 5 | $ 1,027,000 | $ 205,400 | $ 78,000 |
| Daphne-Fairhope-Foley, AL | 5 | $ 608,000 | $ 121,600 | $ 51,000 |
| Dutchess County-Putnam County, NY | 5 | $ 1,400,000 | $ 280,000 | $ 128,000 |
| Greeley, CO | 5 | $ 1,427,000 | $ 285,400 | $ 41,000 |
| Huntsville, AL | 5 | $ 696,000 | $ 139,200 | $ 17,000 |
| Lakeland-Winter Haven, FL | 5 | $ 944,000 | $ 188,800 | $ 55,000 |
| Memphis, TN-MS-AR | 5 | $ 1,174,000 | $ 234,800 | $ 60,000 |
| Ocean City, NJ | 5 | $ 978,000 | $ 195,600 | $ 175,000 |
| Pittsburgh, PA | 5 | $ 1,000,000 | $ 200,000 | $ 119,000 |
| York-Hanover, PA | 5 | $ 605,000 | $ 121,000 | $ 48,000 |
| Bakersfield, CA | 4 | $ 788,000 | $ 197,000 | $ 53,000 |
| Clarksville, TN-KY | 4 | $ 889,000 | $ 222,250 | $ 76,000 |
| El Paso, TX | 4 | $ 746,000 | $ 186,500 | $ 0 |
| Gary, IN | 4 | $ 539,000 | $ 134,750 | $ 40,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 1,014,000 | $ 253,500 | $ 45,000 |
| New Bern, NC | 4 | $ 865,000 | $ 216,250 | $ 85,000 |
| Olympia-Tumwater, WA | 4 | $ 895,000 | $ 223,750 | $ 53,000 |
| Pensacola-Ferry Pass-Brent, FL | 4 | $ 1,140,000 | $ 285,000 | $ 89,000 |
| Salisbury, MD-DE | 4 | $ 1,312,000 | $ 328,000 | $ 125,500 |
| Santa Rosa, CA | 4 | $ 2,458,000 | $ 614,500 | $ 281,000 |
| Sebastian-Vero Beach, FL | 4 | $ 959,000 | $ 239,750 | $ 79,000 |
| Springfield, OH | 4 | $ 462,000 | $ 115,500 | $ 71,000 |
| St. Louis, MO-IL | 4 | $ 689,000 | $ 172,250 | $ 17,000 |
| Abilene, TX | 3 | $ 503,000 | $ 167,666 | $ 52,000 |
| Austin-Round Rock, TX | 3 | $ 1,237,000 | $ 412,333 | $ 154,000 |
| Birmingham-Hoover, AL | 3 | $ 576,000 | $ 192,000 | $ 37,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3 | $ 286,000 | $ 95,333 | $ 80,000 |
| Crestview-Fort Walton Beach-Destin, FL | 3 | $ 682,000 | $ 227,333 | $ 49,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 870,000 | $ 290,000 | $ 55,000 |
| Detroit-Dearborn-Livonia, MI | 3 | $ 428,000 | $ 142,666 | $ 54,000 |
| East Stroudsburg, PA | 3 | $ 377,000 | $ 125,666 | $ 107,000 |
| Fort Collins, CO | 3 | $ 1,122,000 | $ 374,000 | $ 91,000 |
| Gettysburg, PA | 3 | $ 531,000 | $ 177,000 | $ 0 |
| Lansing-East Lansing, MI | 3 | $ 497,000 | $ 165,666 | $ 58,000 |
| Modesto, CA | 3 | $ 829,000 | $ 276,333 | $ 90,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 1,084,000 | $ 361,333 | $ 78,000 |
| Ocala, FL | 3 | $ 678,000 | $ 226,000 | $ 40,000 |
| Rocky Mount, NC | 3 | $ 528,000 | $ 176,000 | $ 65,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 1,009,000 | $ 336,333 | $ 97,000 |
| Utica-Rome, NY | 3 | $ 369,000 | $ 123,000 | $ 77,000 |
| Vallejo-Fairfield, CA | 3 | $ 895,000 | $ 298,333 | $ 95,000 |
| Asheville, NC | 2 | $ 476,000 | $ 238,000 | $ 51,000 |
| Baton Rouge, LA | 2 | $ 324,000 | $ 162,000 | $ 48,000 |
| Battle Creek, MI | 2 | $ 504,000 | $ 252,000 | $ 84,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 550,000 | $ 275,000 | $ 54,000 |
| Bloomington, IL | 2 | $ 207,000 | $ 103,500 | $ 65,000 |
| California-Lexington Park, MD | 2 | $ 652,000 | $ 326,000 | $ 89,000 |
| Durham-Chapel Hill, NC | 2 | $ 343,000 | $ 171,500 | $ 50,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 398,000 | $ 199,000 | $ 20,000 |
| Enid, OK | 2 | $ 235,000 | $ 117,500 | $ 73,000 |
| Fayetteville, NC | 2 | $ 304,000 | $ 152,000 | $ 29,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 223,000 | $ 111,500 | $ 64,000 |
| Hammond, LA | 2 | $ 456,000 | $ 228,000 | $ 48,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 327,000 | $ 163,500 | $ 0 |
| Johnson City, TN | 2 | $ 349,000 | $ 174,500 | $ 0 |
| Killeen-Temple, TX | 2 | $ 195,000 | $ 97,500 | $ 44,000 |
| Lake Charles, LA | 2 | $ 453,000 | $ 226,500 | $ 66,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 713,000 | $ 356,500 | $ 55,000 |
| Lexington-Fayette, KY | 2 | $ 243,000 | $ 121,500 | $ 19,000 |
| Longview, TX | 2 | $ 348,000 | $ 174,000 | $ 93,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Lubbock, TX | 2 | $ 325,000 | $ 162,500 | $ 99,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 465,000 | $ 232,500 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,091,000 | $ 545,500 | $ 169,000 |
| Odessa, TX | 2 | $ 226,000 | $ 113,000 | $ 34,000 |
| Panama City, FL | 2 | $ 624,000 | $ 312,000 | $ 84,000 |
| Port St. Lucie, FL | 2 | $ 486,000 | $ 243,000 | $ 42,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 368,000 | $ 184,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 2 | $ 311,000 | $ 155,500 | $ 36,000 |
| Tallahassee, FL | 2 | $ 429,000 | $ 214,500 | $ 55,000 |
| Tuscaloosa, AL | 2 | $ 325,000 | $ 162,500 | $ 0 |
| Tyler, TX | 2 | $ 394,000 | $ 197,000 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 354,000 | $ 177,000 | $ 0 |
| Williamsport, PA | 2 | $ 132,000 | $ 66,000 | $ 29,000 |
| Winchester, VA-WV | 2 | $ 487,000 | $ 243,500 | $ 95,000 |
| Yakima, WA | 2 | $ 696,000 | $ 348,000 | $ 106,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 246,000 | $ 123,000 | $ 70,000 |
| Yuba City, CA | 2 | $ 464,000 | $ 232,000 | $ 34,000 |
| Albuquerque, NM | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 160,000 | $ 160,000 | $ 150,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Bellingham, WA | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Binghamton, NY | 1 | $ 124,000 | $ 124,000 | $ 82,000 |
| Bloomsburg-Berwick, PA | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Boston, MA | 1 | $ 540,000 | $ 540,000 | $ 88,000 |
| Brownsville-Harlingen, TX | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Burlington, NC | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 1 | $ 228,000 | $ 228,000 | $ 84,000 |
| Charleston-North Charleston, SC | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Chico, CA | 1 | $ 210,000 | $ 210,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Corpus Christi, TX | 1 | $ 372,000 | $ 372,000 | $ 161,000 |
| Dothan, AL | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Dover, DE | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Erie, PA | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 174,000 | $ 174,000 | $ 45,000 |
| Flint, MI | 1 | $ 190,000 | $ 190,000 | $ 41,000 |
| Florence-Muscle Shoals, AL | 1 | $ 139,000 | $ 139,000 | $ 0 |
| Gainesville, FL | 1 | $ 151,000 | $ 151,000 | $ 93,000 |
| Glens Falls, NY | 1 | $ 106,000 | $ 106,000 | $ 34,000 |
| Greensboro-High Point, NC | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 153,000 | $ 153,000 | $ 55,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 168,000 | $ 168,000 | $ 106,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 130,000 | $ 130,000 | $ 30,000 |
| Homosassa Springs, FL | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Jackson, MI | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Jacksonville, NC | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 124,000 | $ 124,000 | $ 22,000 |
| Knoxville, TN | 1 | $ 509,000 | $ 509,000 | $ 182,000 |
| Lafayette-West Lafayette, IN | 1 | $ 307,000 | $ 307,000 | $ 135,000 |
| Lawton, OK | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lima, OH | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 270,000 | $ 270,000 | $ 110,000 |
| Mansfield, OH | 1 | $ 229,000 | $ 229,000 | $ 0 |
| Midland, TX | 1 | $ 213,000 | $ 213,000 | $ 133,000 |
| Montgomery, AL | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Morristown, TN | 1 | $ 220,000 | $ 220,000 | $ 141,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 409,000 | $ 409,000 | $ 106,000 |
| Portland-South Portland, ME | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Roanoke, VA | 1 | $ 251,000 | $ 251,000 | $ 42,000 |
| Rockford, IL | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 174,000 | $ 174,000 | $ 33,000 |
| Saginaw, MI | 1 | $ 192,000 | $ 192,000 | $ 50,000 |
| Salem, OR | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Salinas, CA | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Sebring, FL | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Shreveport-Bossier City, LA | 1 | $ 377,000 | $ 377,000 | $ 108,000 |
| Spokane-Spokane Valley, WA | 1 | $ 224,000 | $ 224,000 | $ 85,000 |
| The Villages, FL | 1 | $ 424,000 | $ 424,000 | $ 141,000 |
| Vineland-Bridgeton, NJ | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Waco, TX | 1 | $ 144,000 | $ 144,000 | $ 76,000 |
| Wenatchee, WA | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Wilmington, NC | 1 | $ 182,000 | $ 182,000 | $ 76,000 |
| Winston-Salem, NC | 1 | $ 276,000 | $ 276,000 | $ 98,000 |
Mortgage Loan Application Detail Totals for Mcs Mortgage Bankers, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,052 | $551,737,000 | $268,000 | $1,300,000 | $99,000 | $3,825,000 |
| Refinancing | 1,148 | $304,729,000 | $265,000 | $1,950,000 | $67,000 | $1,171,000 |
| Home Improvement | 2 | $351,000 | $175,000 | $229,000 | $295,000 | $544,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,983 | $502,717,000 | $253,000 | $1,408,000 | $90,000 | $3,825,000 |
| Hispanic | 403 | $112,221,000 | $278,000 | $900,000 | $78,000 | $489,000 |
| Black or African American | 381 | $105,627,000 | $277,000 | $1,026,000 | $66,000 | $257,000 |
| Not Provided | 219 | $61,138,000 | $279,000 | $1,950,000 | $94,000 | $662,000 |
| Asian | 181 | $63,326,000 | $349,000 | $1,710,000 | $110,000 | $576,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $5,572,000 | $309,000 | $478,000 | $62,000 | $128,000 |
| Not applicable | 9 | $3,646,000 | $405,000 | $800,000 | $286,000 | $662,000 |
| American Indian or Alaskan Native | 8 | $2,570,000 | $321,000 | $477,000 | $43,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,322 | $324,348,000 | $245,000 | $829,000 | $68,000 | $470,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,229 | $340,618,000 | $277,000 | $1,950,000 | $121,000 | $3,825,000 |
| VA-guaranteed (Veterans Administration) | 624 | $187,776,000 | $300,000 | $1,247,000 | $64,000 | $309,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $4,075,000 | $150,000 | $293,000 | $56,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,979 | $535,064,000 | $270,000 | $1,408,000 | $92,000 | $3,825,000 |
| Application Withdrawn By Applicant | 678 | $161,754,000 | $238,000 | $880,000 | $68,000 | $717,000 |
| File Closed For Incompleteness | 297 | $92,339,000 | $310,000 | $1,950,000 | $100,000 | $633,000 |
| Application Denied By Financial Institution | 182 | $44,057,000 | $242,000 | $1,300,000 | $86,000 | $1,171,000 |
| Application Approved But Not Accepted | 66 | $23,603,000 | $357,000 | $1,028,000 | $100,000 | $408,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 48 | $11,159,000 | $232,000 | $900,000 | $63,000 | $187,000 |
| Collateral | 38 | $9,909,000 | $260,000 | $1,300,000 | $118,000 | $965,000 |
| Credit History | 34 | $7,183,000 | $211,000 | $816,000 | $61,000 | $260,000 |
| Other | 25 | $7,462,000 | $298,000 | $750,000 | $143,000 | $1,171,000 |
| Unverifiable Information | 9 | $2,427,000 | $269,000 | $687,000 | $77,000 | $186,000 |
| Employment History | 9 | $1,557,000 | $173,000 | $346,000 | $57,000 | $104,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,250,000 | $281,000 | $638,000 | $67,000 | $233,000 |
| Mortgage Insurance Denied | 2 | $598,000 | $299,000 | $388,000 | $91,000 | $108,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mcs Mortgage Bankers, Inc.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mcs Mortgage Bankers, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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